WHERE MAIN STREET AND LUXURY MEET
STUNNING AMENITIES IN THE HEART OF BLOWING ROCK • Architectural design by David Patrick Moses • Interiors by prominent designer Dianne Davant • Prestigious Blowing Rock community, convenient to Main Street shopping and dining
• Oversized two vehicle garage • Maintenance-free living • Covered outdoor deck with grilling area and living space • Elevator access • One-level living • Private resident storage areas
Chestnut at Blowing Rock 364 Chestnut Drive Blowing Rock, NC 28605 chestnutatblowingrock.com Ashley Hutchens and Jerry Hutchens 828.964.5438 ashley.hutchens@premiersir.com jerry.hutchens@premiersir.com
Sotheby’s International Realty® and the Sotheby’s International Realty logo are registered service marks used with permission. Each office is independently owned and operated.
SITE DEVELOPMENT AT A FOCUSED PACE. Chestnut at Blowing Rock features open and airy living spaces, natural finishes and towering windows designed to showcase breathtaking vistas.
SPRINGFIELD SQUARE | DAWN KRIEG FIFTH & POPLAR | DAWN KRIEG
MLS# 3302336 | 425 W 8th St, #92 | $235K
Fourth Ward
COURTSIDE | JOSHUA DROWN
MLS# 3248773 | 505 E 6th St, #1004 | $449K
MLS# 3323392 | 300 W 5th St, #346 | $199K
Third Ward
First Ward
230 S TRYON | SANDY KINDBOM
MLS# 3324838 | 230 S Tryon St, #810 | $299K
Second
WardLocation, Location! DILWORTH COTTAGE ~ Location, MLS# 3371260 | 719 Templeton Ave | 4 Beds & 3.5 Baths | $997,500 SKYE | JOSHUA DROWN TRADEMARK | ELIZABETH PHARES Walk to CenterMLS# City End Renovation 3279055& | 333South W Trade St, #2102 | $328.9K| Historic District | 3,336 SqFt | Total MLS# 3274706 | 222 S Caldwell St, #1909 | $407K
ELIZABETH PHARES SANDY KINDBOM
JOSHUA DROWN
ELIZABETH PHARES
(704) 651-8562 (704) 491-5045
(704) 200-9323
(704) 651-8562
Realtor®, Broker Realtor®, CRS, GRI
Elizabeth.Phares@allentate.com Sandy.Kindbom@allentate.com
Realtor®
Joshua.Drown@allentate.com
Realtor®, Broker
Elizabeth.Phares@allentate.com
SHERRI GREEN Realtor®
(704) 578-1986
Sherri.Green@allentate.com
227227 W. W. 4th4th Street, Suite 103103 Street, Suite 704-331-2122 704-331-2122
allentate.com allentate.com
This Is the Moment to Get More
Ultimate Savings On Your Dream Home* Luxury Active Living, Ranch-style, and Two-story Single-Family Homes in Charlotte, Marvin, and Weddington, NC and Indian Land, SC from the low $300,000s to over $1,000,000s For more information including participating communities and directions, call 844-840-5263 or visit
TollSalesEventNC.com/CHO Open Sun–Mon 1pm–6 pm, Tues–Sat 10 am–6 pm. Brokers welcome. Homes available nationwide. Prices subject to change without notice. Photos are images only and should not be relied upon to confirm applicable features. *Offer, if any, is valid for new buyers who purchase a home in a participating community in Charlotte and deposit between 7/7/18 and 7/29/18, sign an agreement of sale, and close on the home. Offers, incentives, and seller contributions, if any, vary by community and are subject to certain terms, conditions, and restrictions. Not all communities, not all home sites, and not all options and upgrades are included in the National Sales Event so see the Sales team in your desired community for availability and specific details. Toll Brothers reserves the right to change or withdraw any offer at any time. Not valid with any other offer. See sales representative for details. This is not an offering where prohibited by law.
W A V E R L Y O F F I C E is now OPEN! JEN BUSH and JAMIE THOMAS are a dynamic duo team at HM Proper�es, one of Charlo�e’s leading residen�al real estate firms.
- HIGHGATE -
$999,900
3 0 5 0 K i n g s M a n o r D r i ve We d d i n g t o n , N C 2 8 1 0 4
WAVERLY OFFICE
5 B R | 4 .1 B A | 5 , 2 6 8 s .f. | 0. 6 + a c re
By working together, they leverage their �me and experience to deliver a full suite of services to their buyers and sellers. Stunning home on a beautifully landscaped lot with a private backyard features wonderful outdoor living. Meticulously maintained. MBR on main, numerous updates, gourmet kitchen, and minutes to I-485, shopping & restaurants.
Which service do you need? • Lis ng a home • Buying a home • New construc on representa on • Investment proper es Outgoing • Forward Thinking • Proactive
7415 Waverly Walk Ave., F2-2 Charlotte, NC 28277
JEN BUSH & JAMIE THOMAS BROKERs | REALTORs
®
Licensed in North & South Carolina
704-904-1212 | 704-649-2855 jennifer@hmproperties.com | jamie@hmproperties.com
HMPROPERTIES.COM
*** $10,000 BUYER INCENTIVE *** Use for closing costs, enhancements, club dues, etc. Paid at closing.
PEGGY PETERSON TEAM BROKERs | REALTORs
®
704-904-6279 peggy@hmproperties.com
HMPROPERTIES.COM
CUSTOM TO BUILD
13424 SAGE THRASHER Time to build your dream estate on 9.4 waterfront acres on Lake Wylie in The Sanctuary. Impressive architectural features. or pick another plan or just buy the lot! $2,121,450
OPEN HOUSE SAT 2-4
200 McCONNELLS ST Walk to downtown Clovers shops and restaurants from this adorable historic mill home w/carport. $119,000
OPEN HOUSE SAT 2-4
1348 AND 1374 OLE CAMBRIDGE CIRCLE, CLOVER NEW CONSTRUCTION. 2 to choose from wood floors, lots of granite 1 acre lot and oh sooo stylish $294,900
OPEN HOUSE SAT 2-4
7705 RIVER RD, INDIAN LAND SC Brick home on 2 acre corner lot has 3 bd and 2 updated baths & Updated kitchen $275,000
7614 BERRYFIELD in Weddington Trace. Stunning 6BR great generational living home with full fin basement w/kitchen. $680,000
OPEN HOUSE SAT 2-4
2761 WINDSWEPT COVE on Lake Wylie with 2.27 acres, dock and separate living quarters. Elegantly appointed inside and out. Watch the video! $850,000
Robin Knows Dirt • 1581 Dan Sexton, Go country in Sharon on 94.3 acres, amazing views $265,000 • Gorgeous pasture land Charlotte Hwy York - 9 acres $162,000 • 5.39 Acres pristine mini farm potential Faulkner Rd, Clover $82,000 • Rambler Ln 10 great 1 AC building lots Blacksburg close to I-85 $13,000 each • Lot 9 Lakeshore 9.6 acres Mount Croghan SC on stunning pond $53,000 • Ft. Lawn 2 lots in Carobrook subdivision $7,000 each WOW! • Lot 7 Moutain Lakes 2.83 acres overlooking small lake in Chester, $39,999 • 208 Highland Forest PATRICK PLACE super lot, Clover Schools $40,000 • Lots Belmont's Lake Mist n'borhood. 2.52 AC waterfront $82,000 and 1.38 acre $30,000 • 1123 Pine Knot, Clover Great Building. .8 Acre lot $23,000 • 2+ acre building lot on Brightwood in York, small n’borhood $35,000
We give back to Law Enforcement, Firefighters, Military, EMS, Healthcare workers and Teachers.
310 CAROLINA DOWNS in York’s The Greens at Carolina Crossing overlooking pretty pond. Super Craftsman beauty. $340,000
WATCH VIDEOS FOR ALL THESE HOMES ON
Bridget Graves
Realtor® / Broker NC & SC 704.560.2311 BGraves@CCHRealtors.com
MLS# 3377368 | 1401 Avery Court | Weddington | $1,349,000 Theatre Room | Billiard Area | Pool | Hot Tub Patio | Outdoor Fireplace | Screened Porch
Charlotte’s
$1.275 M
$1.2 M
MOST DISTINCTIVE HOMES
IvesterJackson.com | Info@IvesterJackson.com | 704.499.3054
CHATELAINE - WEDDINGTON
HIGHGATE - WEDDINGTON
MLS 3379048 | 724 Beauhaven Lane Agent: Cindy Castano Swannack 704-904-6619
$1.43 M
MLS 3398740 | 3013 Kings Manor Drive Agent: Lisa McCrossan 704-620-0328
$1.399 M
$4.25 M
WAXHAW
MLS 3394577 | 5407 Parkwood School Rd. Agent: Cindy Castano Swannack 704-904-6619
GREENWOOD
MLS 3299035 | 8343 Providence Road Agents: Reed Jackson 704-713-3623 Lisa McCrossan 704-620-0328
$2.999 M
$499 K
$4.95 M
THE PALISADES GOLF & COUNTRY CLUB MLS 3374052 | 16919 Youngblood Road Agents: Tracy Davis 704-779-9750 Alison Smith 704-996-6747 $899 K
UNDER CONTRACT
PELLYN WOOD
MLS 3254980 | 2019 Craigmore Drive Agents: Tracy Davis 704-779-9750 Reed Jackson 704-713-3623 NEWLY LISTED
$450 K
WOODED 5-ACRE LOT
STRATFORD ON PROVIDENCE WEDDINGTON
MLS 3316852 | Lot 91 Hathaway Lane Agent: Colleen Ludington 704-621-0066
MORROCROFT ESTATES
MLS 3197936 | 7545 Morrocroft Farms Ln. Agents: Reed Jackson 704-713-3623 Cindy Castano Swannack 704-904-6619
IvesterJackson.com Info@IvesterJackson.com 704.499.3054
HIGHGATE - WEDDINGTON
MLS 3373519 | 7017 Willow Trace Lane Agent: Lisa McCrossan 704-620-0328
DILWORTH
MLS 3409414 | 1328 Ordermore Avenue #3 Agents: Dee Reid 704-281-3913 Tar Reid 704-905-8221
Offices Charlotte Lake Norman Blue Ridge
Cindy Barnes (704) 367-7203
UNDER CONTRACT
Lovely Challis Farm custom home w/1st floor master. Updated kitchen; new paint, carpet. Gated community w/cart access to Carmel CC. 5604 Challis View Ln - MLS# 3369414 - $625,000 UNDER CONTRACT
Substantial home in South Charlotte swim/tennis neighborhood. 3.5 baths & two masters. Great price! 5529 Sunstar Court MLS# 3390568 - $500,000
When I’m on the job, you’re Under Contract!
UNDER CONTRACT
Classic Charlotte home offers in-law suite and private office space. Desirable Carmel Road location. 4900 Lindstrom Drive MLS# 3388986 - $525,000 UNDER CONTRACT
Spacious Ballantyne townhome w/1st floor master. Light, bright w/upscale detail. Gated community. 11707 Easthampton Circle MLS# 3393099 - $500,000
Considering downsizing? Overwhelmed? If you need a place to start, call me for a practical, step-by-step approach.
HAND IT OVER Cindy.Barnes@allentate.com
C H A R L O T T E
home design - dedicated to showcasing charlotte’s distinctive homes -
SAT
JULY
14 21
DAVIDSON THE CONDO ISSUE
28
HIGHLANDS - CASHIERS
SAT
AUGUST
4
URBAN BOOM
11 18
THE CARMEL CORRIDOR HUNTERSVILLE
25
TRYON, NC & LANDRUM, SC
SAT
SEPTEMBER
1
COTSWOLD
8
YORK COUNTY, SC
15
MATTHEWS & MINT HILL
22
LAKE NORMAN
29
ASHEVILLE, NC
SAT
OCTOBER
6
THE UPTOWN WARDS
13
CUSTOM BUILT HOMES
20
UNION COUNTY LAKE JAMES
27 C H A R L O T T E
Charlotte’s Premier Real Estate Publication Viewed by 339,500 Readers Weekly!
- dedicated to showcasing charlotte’s distinctive homes -
For more information & advertising options, contact
home design
Buck Brice (704) 358-5454 BBrice@CharlotteObserver.com
SUN CITY OPEN HOUSE EVENT Saturday, July 14th 10-4PM By appointment only! Call to reserve a time slot.View multiple floor plans & tour the community!
FEATURED HOMES ~ Call The Baxter Team for more information on all homes for sale in Sun City! 5064 Folly Ln ~ Indian Land
12226 Gadwell Pl ~ Indian Land
5033 Thistle Ln ~ Indian Land
11307 Baltusrol Dr ~ Indian Land
e Hom ble ity! a c c C e Impin Sun
e Hug m &atio! o o r P SunPaver
nt elle Excon! n i a ti Vill Loca
Large loft with storage upstairs, bedrooms on main. MLS# 3381663 | 2BD, 2BA | 2,401 Sq.Ft | $374,500
Private lot, fireplace, granite, privacy fences with view. MLS# 3381973 | 3BD, 3.5BA | 2,887 Sq.Ft | $425,000
Wooded view, paver patio & screened porch! Seasonal golf view with a short walk to the clubhouse. MLS# 3387862 | 2BD, 2BA | 1,393 Sq.Ft | $259,800 MLS# 3320340 | 3BD, 3.5BA | 2,597 SqFt | $439,000
36118 Watsonia St ~ Indian Land
8051 Crater Lake Dr ~ Indian Land oom n R iew aso oded V e S 3 Wo with
& atio ing! er P cap Pav Lands at Gre
Three season room, paver patio, and private lot. Surrey Crest model with screened porch & patio! MLS# 3364497 | 3BD, 2.5BA | 2,443 Sq.Ft | $439,900 MLS# 3374420 | 2BD, 2BA | 1,705 Sq.Ft | $359,000
35065 Carnation Ln ~ Indian Land e urs f Co ! GolViews
26497 Sandpiper Ct ~ Indian Land
1066 Mesa Verde Dr ~ Indian Land
Chestnut garden, w screened porch on 15th fairway! Willow Bend with upgrades & fine details throughout! MLS# 3361776 | 3BD, 2BA | 2,246 Sq.Ft | $394,500 MLS# 3395127 | 3BD, 3BA | 3,451 Sq.Ft | $399,900
www.WeSellSCCL.com |
d nde Exte ola omi,th Perg o r Sunatio w P
Vernon model w loft & 3 bedrooms on main! MLS# 3354697 | 4BD, 3BA | 2,587 SqFt | $375,000
Hardwoods throughout, office, and landscaping! MLS# 3392462 | 4BD, 3BA | 2,756 SqFt | $369,900
8084 Pawleys Ct ~ Indian Land
56131 Finches Ct ~ Indian Land
Every upgrade available! Screened porch and rear patio. MLS# 3341175 | 2BD, 2BA | 1,919 Sq.Ft | $389,000
803.802.9800
RE/MAX Executive
2063 Hartwell Ln ~ Indian Land
ch & Por ping nedndsca e e r a Sc eat L Gr
uild er B ity! NewSun C in
ke e La RarView!
e& ivat ot a Pr ac L Ultrl-de-S Cu
or utdo ne Oasis! e r e S O
Flowing hardwoods throughout main level! MLS# 3307554 | 2BD, 2BA | 2,143 SqFt | $359,000
Mortgage Guide Institution
30 yr APR
30 yr Fixed
4.256% Mecklenburg Mortgage
30yr Fixed APR
30yr Fixed APR
Product
Rate
Points
Fees
% Down
APR
Phone Number / Website
Rate: 4.250
15 yr xed
3.625
0.000
$295
20% 3.639
Points: 0.000
7/1 yr Arm
3.750
0.000
$975
20% 3.759
704-412-9131
Fees: $295
30 yr jumbo 4.375
0.000
$975
20% 4.401
www.mecklenburgmortgage.com
% Down: 75%
4.132% Best Rate Mortgage
The Charlotte Observer NMLS # / License #
NMLS #: 1190352 LIC# 161067
5 Star rating on Google. Rate qoutes 7 days a week
Rate: 4.125
15 Yr Fixed 3.625
0.000
$0
5% 3.629
Points: 0.000
7/1 Arm
0.000
$0
5% 3.785
Fees: $0
LOCAL IN CHARLOTTE FOR 30 YEARS! OPEN SATURDAYS! A+ BBB RATING!
% Down: 5%
FREE FLOATDOWN IF RATES DROP! ZERO CLOSING COST OPTIONS!
3.750
NMLS #: 115183
704-529-1233
LIC# 103395
www.bestratemtg.com
TO PARTICIPATE IN THIS FEATURE, CALL SALES DEPARTMENT @ 773-320-8492 Savings Update
Is your ARM set to adjust? Here are your options. By Sabrina Karl
If your home is financed with an adjustable rate mortgage, or ARM, and enjoy your good fortune. But that scenario isn’t especially likely you’ll eventually be faced with a decision. That’s because ARMs for those with ARMs currently moving into adjustment, as rates have have a fixed rate only for an initial period of 3, 5, 7 or 10 years. After inched upwards over the last 5-6 years. that, your lender will start adjusting your rate every year. If your rate will go up significantly, refinancing can be a smart option, If your timing is lucky, you could see a downward rate adjustment. with ARMs making good sense if you expect to move in the next But often, you’ll find yourself looking at higher monthly payments for handful of years, and fixed-rate mortgages being better if you plan the next year. to stay for many years. Once in the adjustment period, your lender will recalibrate your rate every 12 months, and you have three main options on how to respond. You can do nothing and accept the new rate. You can refinance into a new ARM, starting over with a new fixed-rate period. Or you can eschew adjustments by refinancing into a fixed-rate mortgage.
Another consideration is the cost to refinance. Though moving out of one ARM into another with a lower rate can be attractive, the gains must be weighed against the refinacing expenses you’ll incur. Keeping your current ARM could turn out to be more economical.
Of course, if you don’t refinance, this decision will come upon you again in a year, when your next rate change is announced. And all Your best choice will depend on a number of factors. Certainly, if of the same considerations will apply. your adjustment will lower your payment, you’ll want to do nothing
Rate Criteria: The rates and annual percentage rate (APR) are effective as of 7/3/18. All rates, fees and other information are subject to change without notice. RateSeeker, LLC. does not guarantee the accuracy of the information appearing above or the availability of rates and fees in this table. The institutions appearing in this table pay a fee to appear in this table. Annual percentage rates (APRs) are based on fully indexed rates for adjustable rate mortgages (ARMs). The APR on your specific loan may differ from the sample used. All rates are quoted on a minimum FICO score of 740. Conventional loans are based on loan amounts of $165,000. Jumbo loans are based on loan amounts of $453,101. Lock Days: 30-60. Points quoted include discount and/or origination. Payments do not include amounts for taxes and insurance. The APR may increase after consummation and may vary. FHA Mortgages include both UFMIP and MIP fees based on a loan amount of $165,000 with 5% down payment. Points quoted include discount and/or origination. Fees reflect charges relative to the APR. If your down payment is less than 20% of the home’s value, you will be subject to private mortgage insurance, or PMI. VA Mortgages include funding fees based on a loan amount of $165,000 with 5% down payment. If your down payment is less than 20% of the home’s value, you will be subject to private mortgage insurance, or PMI. “Call for Rates” means actual rates were not available at press time. To access the NMLS Consumer Access website, please visit www.nmlsconsumeraccess.org. To appear in this table, call 773-320-8492.
THE EXTRAORDINARY
Lauren Alexander 704.996.3468
Matthew Alexander 704.560.2527
Giles Barker 704.322.7747
PremierSothebysRealty.com
Laurie Beaty 704.993.8773
Tanya Brown 704.345.4384
Keith Costigan 267.222.2806
Susan Freshcorn 704.989.0690
Sarah Kelley 704.956.6536
Gail McDowell 704.989.6565
George McDowell 704.989.6752
Joseph Sibielski 704.617.7500
Stephanie Todd 704.904.1681
Charlie Williams 704.737.7741
PremierSothebysRealty.com
CALL US FOR YOUR INTRODUCTION TO THE EXTRAORDINARY
CHARLOTTE OFFICE 704.248.0243
Sotheby’s International Realty® and the Sotheby’s International Realty logo are registered service marks used with permission. Each office is independently owned and operated. Equal Housing Opportunity.