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Luxury Townhomes near Quail Corners shopping center Open Houses in August
URBAN
August 18/19, 25/26 Saturdays, 11 - 5; Sundays, 1 - 5
From the $500’s - $600’s
Some of our Available Townhomes for Sale
$509,900* - Master Up 3 BD, 2.5 BA, 2,430 sq ft. Rear covered porch Heavy trim details, gorgeous Kitchen w/ island, quartz, wine fridge. Gas Fireplace. Mud room Drop Zone. MLS# 3330669
$619,298* - Master Down 4 BD, 3.5 BA, 2,975 sq ft. KT w/ GE Monogram SS app, quartz, 42” cabs. Large tiled shower. Loft, rear covered porch. Abundant hardwood flooring. MLS# 3309230
$618,089* - Master Down 4 BD, 3.5 BA, 2,953 sq ft. KT w/ painted dark gray cabs stacked to ceiling w/ accent lighting, marble, island. 2-story Dining, gas fireplace, Loft. Large tiled shower. MLS# 3372451
The Towns at Tindall Park offers: • Only 18 opportunities! • Prime location, at the corner of Sharon Rd. & Park Rd. • Zero yard maintenance; luxury features throughout • Brick exteriors with rear covered porches included • 10’ ceilings on first floor; 9’ on second floor. • 6 buildings with 3 homes in each; Master Up or Down Sales by appointment only. 704-770-5653 The Towns at Tindall Park 7951 Park Rd Charlotte, NC 28210 Corner of Sharon Rd. & Park Rd.
sheahomes.com/charlotte
Inventory Open House Event August 18 & 19, 1 - 4 PM
New Luxury Homes near Marvin From the $700’s - $1 million+
Quick Move-in Homes:
$789,900* - Master Up 5 BD, 4.5 BA, 4,363 sq ft. .55 acres; 4 car garage. First floor guest suite, rear covered porch, Bonus Room Dramatic archways & details thorughout home. MLS# 3306448
$799,900* - Master Down 4 BD, 3.5 BA, 4,630 sq ft. 3 car garage, .52 acres. Bonus & Rec Rooms Rear covered porch, laundry on both floors. Custom Kitchen island w/ wine fridge MLS# 3306445
Refreshments served as you tour our Quick Move-in Homes Kona Ice Truck on Saturday from 2 - 4 PM! Oldenburg offers: • 1 & 2 story homes near Marvin in Union County • Prime location, minutes from Blakeney & Stonecrest • Master up or down layouts; 3,799 - 5,635 sq ft • Planned amenities include pool & playground • Marvin schools; Basement homesites available
$859,900* - Ranch 4 BD, 3.5 BA, 4,320 sq ft. Ranch w/ Bonus; 4 car grg. .53 acre wooded homesite Study w/ French doors, great entertaining spaces; 10’ ceilings. Rear covered porch. MLS# 3339800
Oldenburg
2 Model Homes!
Sun/Mon: 1 - 6; Tue - Sat: 11 - 6 1881 Crane Rd Waxhaw | 980-505-0435
sheahomes.com/charlotte
Sales: Shea Group Services, LLC DBA Shea Realty (C21630). Construction: Shea Builders, LLC, 68875. This is not an offer of real estate for sale, or a solicitation of an offer to buy, to residents of any state or province in which registration and other legal requirements have not been ful lled. Pricing does not include options, elevation, or lot premiums, effective date of publication and subject to change without notice. All square footages and measurements are approximate and subject to change without notice. Trademarks are property of their respective owners. Equal Housing Opportunity. Homes pictured may not be actual home for sale or actual model home, but rather a representation of a similar model or elevation design. *Price for this home does not include closing costs, application of incentives, includes costs for certain options and upgrades, speci c list of which is available at the respective sales of ce, and is subject to change.
E US HO -3PM N E 1 OP 8/18 T SA
TOUR THIS EXCEPTIONAL HOME & ENJOY A “LIVE FIRE” GRILLING DEMONSTRATION ON THE BIG GREEN EGG WITH SAMPLES FROM SNAKE RIVER FARMS ON AUGUST 18 FROM 1-3 PM.
Catherine Taylor
Realtor®, Broker (704) 453-1596 Catherine.Taylor@allentate.com
FRENCH PROVINCIAL WITH PERFECT TREE-LINED YARD & HEATED POOL WITH WATERFALLS, SPA, CABANA BATH & OUTDOOR SHOWER. OTHER FEATURES: WINE ROOM, UPPER LEVEL LOFT/LIBRARY, MEDIA/EXERCISE ROOM.
SEPTEMBER
1
Cotswold
8
York County, SC
15
Matthews & Mint Hill
22
29
Lake Norman
Asheville, NC
OCTOBER
6
The Uptown Wards
13
Custom Built Homes
20
Union County
27
Lake James
10
The Boomer Issue
17
Equestrian, Farms & Land
24
The Grand Strand
NOVEMBER
3
Historic Homes
Buck Brice (704) 358-5454 BBrice@CharlotteObserver.com
AN ENTERTAINER’S PARADISE ON LAKE NORMAN
SCHEDULE A PRIVATE SHOWING
THE POINT 147 S. LONGFELLOW | MOORESVILLE
Al Strickland 704-201-7244 al@carlyleproperties.com CarlyleProperties.com
Al Strickland 2018
MLS# 3338217 | $3,999,000 www.tourfactory.com/1876668
Patty Langevin Broker Realtor Allen Tate Realtors 704-607-9819 Patricia.Langevin@AllenTate.com
SE ! OU-4PM H 1 EN 19 OPN 8/ U S
HUGE PRICE REDUCTION ~ 3788 PANTHERS DEN CT ~ CONCORD
Beautifully updated and Full Brick home on 1.42 Acres. Cul-De-Sac lot, SaltWater Pool, Outdoor grill, Hot Tub Area, Country Front Porch, Side-Load 2 Car Garage and an extra pad for boat/trailer. MLS# 3399715 | 4BD & 3 Full BA | 3,543 SqFt | $629,900 ~ OPEN HOUSE SUNDAY 1-4PM!
7365 ELBENS LN SW ~ CONCORD
Spacious “Venice” floor plan & HWD floors on the main level. Beautiful gourmet kitchen, huge island, upgraded GE appliances, vaulted ceiling, upstairs laundry room secondary BR’s, & tankless water heater. MLS# 3415732 | 4BD & 2.5BA | 2,384 SqFt | $276,000
Dreaming of a new kitchen or bathroom? Let our people... and our new showroom inspire you.
Bring in this ad to our new showroom for a free design & measure (a $300 value)!
Reico KITCHEN & BATH
www.reico.com | since 1952
CHARLOTTE, NC 214 W. Tremont Ave, # 102 Charlotte, NC 28203 984.222.6300
THE EXTRAORDINARY
Lauren Alexander 704.996.3468
Matthew Alexander 704.560.2527
Giles Barker 704.322.7747
PremierSothebysRealty.com
Laurie Beaty 704.993.8773
Tanya Brown 704.345.4384
Keith Costigan 267.222.2806
Susan Freshcorn 704.989.0690
Sarah Kelley 704.956.6536
Gail McDowell 704.989.6565
George McDowell 704.989.6752
Joseph Sibielski 704.617.7500
Stephanie Todd 704.904.1681
Charlie Williams 704.737.7741
PremierSothebysRealty.com
CALL US FOR YOUR INTRODUCTION TO THE EXTRAORDINARY
CHARLOTTE OFFICE 704.248.0243
Sotheby’s International Realty® and the Sotheby’s International Realty logo are registered service marks used with permission. Each office is independently owned and operated. Equal Housing Opportunity.
OPEN HOUSE Saturday 2 – 4 pm
Custom Home in Casabella
OPEN HOUSE Sunday 1 – 3 pm
364 Tranquil Avenue, Myers Park
13030 Ginovanni Way, Mint Hill
485 Greenbay Road, Mooresville
A true work of art, thoughtfully designed for this prime corner lot near the greenway. 3192 sq. feet with 4 bedrooms, including rst- oor master, two story living/dining and natural light at every turn. O ered at $1,185,000. MLS #3407897
Located in Casabella in Mint Hill and lled with highend nishes. Option for 4 beds with a bonus, plus 1st- oor owners suite. Private covered porch with replace and tv hookup. Mature, lush landscaping. O ered at $525,000. MLS #3389783
Live within view of Lake Norman, but feel like you’re in the NC mountains. 3 bed, 2 bath updated log cabin on large corner lot. HVAC ‘18 & roof 2 years old. Relax on the screened back porch or the rocking chair front porch. O ered at $365,000. MLS #3414889
DREAM KITCHEN & BATH EVENT AUGUST 18–26, 2018
Treat Yourself to Beautiful Visit a participating community in Charlotte during this event only and get limited-time incentives to create your dream kitchen and bath.* Single-family and active living homes from the $300s to over $1 million | 844-840-5263
TollBrothers.com/OBS Open Sun–Mon 1 pm–6 pm; Tues–Sat 10 am–6 pm. Brokers welcome. Homes available nationwide. Prices subject to change without notice. Photos are images only and should not be relied upon to confirm applicable features.*Offer, if any, is valid for new buyers who purchase a home in a participating community in Charlotte, NC and deposit between 8/18/18 and 8/26/18, sign an agreement of sale, and close on the home. Offers, incentives, and seller contributions, if any, vary by community and are subject to certain terms, conditions, and restrictions, including but not limited to the availability of home sites. Toll Brothers reserves the right to change or withdraw any offer at any time. Not valid with any other offer. See sales representative for details. This is not an offering where prohibited by law.
GOOD THINGS COME TO THOSE WHO DON’T WAIT
NEW PHASE RELEASE WEEKEND
Saturday, August 18 • 10 AM – 6 PM Sunday, August 19 • 12 PM – 5 PM Explore New, Larger Homesites • Enjoy Refreshments Tour Nine, Designer-Decorated Models • On-site Design Gallery 2- to 4- Bedroom plans ranging from 1,448 to 2,547 heated sq. ft.
CHARLOTTE’S BEST-LOCATED ACTIVE ADULT COMMUNITY 25 minutes from Uptown • Walking distance to Novant Hospital 17,000 sq. ft. clubhouse opening Spring 2019
NEW HOMES FROM THE UPPER $200s TO $500s 855-799- 4084 | CresswindCharlotte.com © 2018 Cresswind is a registered trademark of Kolter Homes. Prices, homesites, home designs and other information subject to errors, changes, omissions, deletions, availability prior sales and withdrawal at any time without notice.
CUSTOM TO BUILD
13424 SAGE THRASHER Time to build your dream estate on 9.4 waterfront acres on Lake Wylie in The Sanctuary. Impressive architectural features. or pick another plan or just buy the lot! $2,121,450
OPEN HOUSE SAT 2-4
15 WEST LIBERTY ST. OWN A PIECE OF HISTORY IN Historic Downtown York. Circa 1800 beautifully upgraded kitchen, original floors, lighting, doors, mantles, and original separate brick kitchen house. $295,000
OPEN HOUSE SAT 2-4
636 RED HAWK WAY IN CLOVER’S COVETED EAGLE CREEK N’BORHOOD. Looking like a Pinterest Post decor w/ screened porch and fenced yard. $180,000
313 SMITH ST. DOWNTOWN CLOVER’S CHERISHED ESTATE on 6.6 acres with a private pond. Luxuriously updated with a new kitchen, stunning decor and endless hardwood floors. $497,000
OPEN HOUSE SAT 2-4
7705 RIVER RD, INDIAN LAND SC Brick home on 2 acre corner lot has 3 bd and 2 updated baths & Updated kitchen $250,000
1945 TABLEROCK IN LAKE WYLIE’S KINGS GROVE MANOR. Just a year old, this stunning Georgian has all the great upgrades w/amazing decor. $289,000
OPEN HOUSE SAT 2-4
Robin Knows Dirt • 2 acres Clegg Farm Dr. in The Timbers, no HOA Clover Schools $75,000 • 1581 Dan Sexton, Go country in Sharon on 94.3 acres, amazing views $265,000 • Gorgeous pasture land Charlotte Hwy York - 9 acres $162,000 • 5.39 Acres pristine mini farm potential Faulkner Rd, Clover $82,000 • Rambler Ln 10 great 1 AC building lots Blacksburg close to I-85 $13,000 each • Lot 9 Lakeshore 9.6 acres Mount Croghan SC on stunning pond $53,000 • Ft. Lawn 2 lots in Carobrook subdivision $7,000 each WOW! • Lot 7 Moutain Lakes 2.83 acres overlooking small lake in Chester, $39,999 • 208 Highland Forest PATRICK PLACE super lot, Clover Schools $40,000 • Lots Belmont's Lake Mist n'borhood. 2.52 AC waterfront $82,000 and 1.38 acre $30,000 • 1123 Pine Knot, Clover Great Building. .8 Acre lot $23,000 • 2+ acre building lot on Brightwood in York, small n’borhood $35,000
We give back to Law Enforcement, Firefighters, Military, EMS, Healthcare workers and Teachers.
2761 WINDSWEPT COVE 2108 DODGE RD on Lake Wylie with 2.27 acres, dock and in York’s countryside, private and pretty separate living quarters. Elegantly appointed with 3BR/2BA on 1 acre. Why pay high rents inside and out. Watch the video! when you can own this!!?? $827,000 $115,000
WATCH VIDEOS FOR ALL THESE HOMES ON
Mortgage Guide Institution
30 yr APR
4.256% Mecklenburg Mortgage
30yr Fixed APR
30 yr Fixed
30yr Fixed APR
Product
Rate
Points
Fees
% Down
APR
Phone Number / Website
Rate: 4.250
15 yr xed
3.625
0.000
$975
20% 3.639
Points: 0.000
7/1 yr Arm
3.750
0.000
$975
20% 3.759
704-412-9131
Fees: $945
30 yr jumbo 4.375
0.000
$975
20% 4.401
www.mecklenburgmortgage.com
% Down: 75%
4.132% Best Rate Mortgage
The Charlotte Observer NMLS # / License #
NMLS #: 1190352 LIC# 161067
5 Star rating on Google. Rate qoutes 7 days a week
Rate: 4.125
15 Yr Fixed 3.625
0.000
$0
5% 3.629
Points: 0.000
7/1 Arm
0.000
$0
5% 3.785
3.750
Fees: $0
THIS RATE CHART ENDS THIS WEEK IN THE PAPER! SAVE OUR
% Down: 5%
NUMBER IF YOU ARE INTERESTED IN REFINANCING OR PURCHASING SOON
NMLS #: 115183
704-529-1233
LIC# 103395
www.bestratemtg.com
TO PARTICIPATE IN THIS FEATURE, CALL SALES DEPARTMENT @ 773-320-8492 Savings Update
3 Things To Do Before Applying for a Mortgage By Sabrina Karl
If you’re considering buying a new home, first ask yourself where you stand financially. How strong or shaky you are on three factors lenders care about — your credit score, cash on hand, and debt — will determine how favorable (or not) a mortgage you’ll be offered, or if you’re approved at all. So you may want to bolster these before applying.
any other debt), and the lower your monthly debt obligation, the stronger your application. Although paying off a loan or card entirely is great, any debt reduction will improve your ratio. Consolidating multiple debts into one lower monthly payment can also help.
Start by looking up your credit score, as well as that of anyone else who will be on the mortgage. Unless you’re already above 760, boost- The third critical lender consideration is how much cash you have. In ing your score can land you better rate offers from lenders. addition to wanting to see you’ll have funds in reserve after making your down payment, they’ll also look at how much you had two months Raising your score can generally be done by making all of your pay- ago, not just today. So save as much money as you possibly can, and ments on time, paying down debt, and not opening any new cards or don’t rely on a large cash gift from a relative right before applying. loans shortly before applying for a mortgage. When aiming to maximize the size and rate of your new mortgage, Reducing debt is doubly important because it also lowers your debt- fortifying your credit score and savings, while reducing your debt, are to-income ratio. Lenders use this calculation to compare your income surefire ways to put your best application forward. to your total debt (including car loans, student loans, credit cards, and Rate Criteria: The rates and annual percentage rate (APR) are effective as of 8/14/18. All rates, fees and other information are subject to change without notice. RateSeeker, LLC. does not guarantee the accuracy of the information appearing above or the availability of rates and fees in this table. The institutions appearing in this table pay a fee to appear in this table. Annual percentage rates (APRs) are based on fully indexed rates for adjustable rate mortgages (ARMs). The APR on your specific loan may differ from the sample used. All rates are quoted on a minimum FICO score of 740. Conventional loans are based on loan amounts of $165,000. Jumbo loans are based on loan amounts of $453,101. Lock Days: 30-60. Points quoted include discount and/or origination. Payments do not include amounts for taxes and insurance. The APR may increase after consummation and may vary. FHA Mortgages include both UFMIP and MIP fees based on a loan amount of $165,000 with 5% down payment. Points quoted include discount and/or origination. Fees reflect charges relative to the APR. If your down payment is less than 20% of the home’s value, you will be subject to private mortgage insurance, or PMI. VA Mortgages include funding fees based on a loan amount of $165,000 with 5% down payment. If your down payment is less than 20% of the home’s value, you will be subject to private mortgage insurance, or PMI. “Call for Rates” means actual rates were not available at press time. To access the NMLS Consumer Access website, please visit www.nmlsconsumeraccess.org. To appear in this table, call 773-320-8492.