$275,000,000 Cindy Barnes Over in career sales (704) 367-7203
UNDER CONTRACT
Lovely Challis Farm custom home w/1st floor master. Updated kitchen; new paint, carpet. Gated community w/cart access to Carmel CC. 5604 Challis View Ln - MLS# 3369414 - $625,000
UNDER CONTRACT
Classic Charlotte home offers in-law suite and private office space. Desirable Carmel Road location. 4900 Lindstrom Drive MLS# 3388986 - $525,000
UNDER CONTRACT
RIGHT HOME. RIGHT PRICE. RIGHT NOW.
Substantial home in South Charlotte swim/tennis neighborhood. 3.5 baths & two masters. Great price! 5529 Sunstar Court MLS# 3390568 - $500,000
Spacious Ballantyne townhome w/1st floor master. Light, bright w/upscale detail. Gated community. 11707 Easthampton Circle MLS# 3393099 - $500,000
QUICK MOVE-IN HOMES AVAILABLE THROUGHOUT CHARLOTTE FROM THE $200s SAVINGS UP TO
$25,000 PLUS $0 CLOSING COSTS* For a limited time, experience the ease of buying a new home and save money when you get moving into any one of our Charlotte-area communities. And every Mattamy home is Energy Star rated – which means you’ll be comfortable knowing your home is saving you money on energy costs too.
Find Your New Quick Move-In Home Today at mattamyhomes.com/charlotte *This offer is available on new purchase agreements for select Quick Move-In Homes that are accepted by Mattamy Homes Charlotte between 6/11/18 and 7/31/18, and must close when home is complete. Not valid on contract re-writes, transfers, or for buyers who have had a previous contract with Mattamy Homes (Seller) canceled for any reason. To be eligible to participate in the Get Moving Sales Event buyer must utilize Seller’s preferred lender, Mattamy Home Funding, LLC, (Preferred Lender) NMLS# 64022 for financing to receive a credit at closing in an amount that is up to and not to exceed $10,000 for the payment of approved closing costs and prepaids. Buyer is not required to finance through Preferred Lender to purchase home but will not be eligible to participate. Total amount of credits may not exceed the following per loan type: Conventional Owner Occupied and Second Homes: 90.0195%- 3% of sales price plus owners title policy and deed stamp; 85.01%-90% - 6% of sales price plus owners title policy and deed stamps; 80.01%-85% - 9% of sales price plus owners title policy and deed stamps; Investor - 2% of sales price plus owners title policy and deed stamps; FHA - 6% of sales price plus owners title policy and deed stamps; VA - 4% of sales price plus owners title policy and deed stamps. Buyer is responsible for paying cost of closing costs, prepaids or design options that exceed the incentive amount. All loans are subject to underwriting and loan qualification of the lender. Offer is subject to change or withdrawal at any time without notice. Offer may not be redeemed for cash or equivalent. Prices, homesite and plan availability subject to change or revocation without prior notice or obligation. For more information on available homes and incentives, see a Mattamy New Home Counselor for full details. ©2018 Mattamy Homes. All rights reserved. E.& O.E. Builder #47524
Considering downsizing? Overwhelmed? If you need a place to start, call me for a practical, step-by-step approach.
HAND IT OVER Cindy.Barnes@allentate.com
CUSTOM TO BUILD
OPEN HOUSE SAT 2-4
13424 SAGE THRASHER Time to build your dream estate on 9.4 waterfront acres on Lake Wylie in The Sanctuary. Impressive architectural features. or pick another plan or just buy the lot! $2,121,450
200 McCONNELLS ST Walk to downtown Clovers shops and restaurants from this adorable historic mill home w/carport. $119,000
5830 CAMPBELL RD. Clover Schools! 1862 Historic Farmhouse, original shiplap on 5 acres w/Vintage barn and workshop. $300,000
1176 FAULKNER RD CLOVER Completely renovated and gorgeous 3BR ranch $150,000
OPEN HOUSE SAT 2-4
Robin Knows Dirt • 1581 Dan Sexton, Go country in Sharon on 94.3 acres, amazing views $265,000 • Gorgeous pasture land Charlotte Hwy York - 9 acres $162,000 • 5.39 Acres pristine mini farm potential Faulkner Rd, Clover $82,000 • Rambler Ln 10 great 1 AC building lots Blacksburd close to I-85 $13,000 each • Lot 9 Lakeshore 9.6 acres Mount Croghan SC on stunning pond $53,000 • Ft. Lawn 2 lots in Carobrook subdivision $7,000 each WOW! • Lot 7 Moutain Lakes 2.83 acres overlooking small lake in Chester, $39,999 • 208 Highland Forest PATRICK PLACE super lot, Clover Schools $40,000 • Lots Belmont's Lake Mist n'borhood. 2.52 AC waterfront $82,000 and 1.38 acre $30,000 • 1123 Pine Knot, Clover Great Building. 8 Acre lot $23,000 • 2+ acre building lot on Brightwood in York, small n’borhood $35,000
HELP US SUPPORT THE CHARLOTTE KNIGHTS IN THE FIGHT VS. CANCER
7705 RIVER RD, INDIAN LAND SC Brick home on 2 acre corner lot has 3 bd and 2 updated baths & Updated kitchen $285,000
141 JAMESTOWNE CIRCLE CLOVER NEW CONSTRUCTION almost finished Custom Craftsman with all the upgrades and extensive trim on .86 acre $295,000
OPEN HOUSE SAT 2-4
OPEN HOUSE SAT 2-4
2761 WINDSWEPT COVE on Lake Wylie with 2.27 acres, dock and separate living quarters. Elegantly appointed inside and out. Watch the video! $850,000
12 WILLGLOW ST. perfectly appointed brick ranch in historic York $130,000
WATCH VIDEOS FOR ALL THESE HOMES ON
ADA NICOLAY 704.578.1391
ADANICOLAY@MINDSPRING.COM
CUSTOM BUILT SOUTHPARK HOME ~ 3912 AMYINGTON DRIVE
This English style, custom built home is perfectly situated in one of Charlotte’s premier locations. Just 5 minutes from all that SouthPark’s amenities have to offer. Additional features include: open oor plan, 10 Foot Ceilings, 3-car garage, walk-in attic space, plantation shutters, 2 masonry replaces (gas and wood burning), a private courtyard, irrigation, mature trees, and landscaping. Realtors’ comments: “We had no idea that this home was so private; the courtyard is such a retreat.” “Your home is well maintained, custom details and quality.”
MLS# 3377880 | 4 BEDS | 4 BATHS | 3,600 SQFT | $870,000 | WWW.3912AMYINGTONDRIVE.COM
C H A R L O T T E
home design
- dedicated to showcasing distinctive homes all over the southeast OUT-OF-MARKET FEATURE
THE BRUNSWICK ISLANDS,
NORTH CAROLINA SATURDAY, JUNE 30th 2018
C H A R L O T T E
home design
- dedicated to showcasing distinctive homes all over the southeast -
Charlotte’s premier real estate publication viewed by 339,500 readers weekly! Space Reservation: Wednesday, June 27th. For more information, contact
Buck Brice (704) 358-5454 BBrice@CharlotteObserver.com
SPRINGFIELD SQUARE | DAWN KRIEG FIFTH & POPLAR | DAWN KRIEG
Fourth Ward
FEATURED LISTING ~ Agent: Elizabeth Phares Sophisticated living in Center City | TRADEMARK 333 W Trade Street #2400 | $529,000 | 2 Beds & 2 Full Baths Breathtaking balcony views | Corner Unit | 1,339 SqFt | 24th Floor
Third Ward
COURTSIDE | JOSHUA DROWN
DILWORTH COTTAGE ~ Agent: Elizabeth Phares Sophisticated living in Center City | Built in 1944 719 Templeton Avenue | $997,500 | 4 Beds & 3.5 Baths Walk to Center City & South End | Historic District | 3,336 SqFt | Total Renovation
First Ward
230 S TRYON | SANDY KINDBOM
ORIGINAL VICTORIAN ~ Agent: Sandy Kindbom 4th Ward living in Center City | Abundant Architecture 333 W 9th Street | $939,000 | 3 Beds & 3 Baths TRADEMARK | ELIZABETH PHARES Wrap Around Front Porch & Garden | 4 Fireplaces | 3,054 SqFt | Renovated & Restored
SANDY KINDBOMSANDY KINDBOM JOSHUA DROWN Realtor®, CRS, GRI
(704) 491-5045
Realtor®, CRS, GRI
Realtor®
(704) 491-5045 (704) 200-9323
Sandy.Kindbom@allentate.com Sandy.Kindbom@allentate.com Joshua.Drown@allentate.com
Second 4TH WARD LUXURY FOR LEASE ~ Agent: Sandy Kindbom Ward
Resort Style Living at The Avenue | 2 Units Combined 210 N Church Street | $4,500 | 2 Beds & 3 Baths | JOSHUA DROWN 2 Gathering Areas, 1 with a Projector | 2-Sided FireplaceSKYE | 3,054 SqFt | 2 Parking Spaces
ELIZABETH PHARES
227 W. 4th Street, Suite 103 Realtor®, Broker 704-331-2122 (704) 651-8562
Elizabeth.Phares@allentate.com
allentate.com
SHERRI ELIZABETH GREEN PHARES Realtor® Realtor®, Broker
(704) 578-1986 (704) 651-8562
227 W. 4th Street, Suite 103
Sherri.Green@allentate.com Elizabeth.Phares@allentate.com
704-331-2122
allentate.com
OPEN HOUSE SATURDAY 12-4 & SUNDAY 1-3
Ballantyne Meadows 14119 Wild Elm Rd, Charlotte, NC 28277 MLS# 3397900 | $279,900
What a doll house!!! Meticulously cared for and updated one owner home built by Bill Berry Homes and with master on main level! Situated on a lovely lot with gorgeous landscaping front and rear, heavy millwork throughout, lots of hardwood floors, sculpted carpet in master, bright white kitchen with new granite and tile backsplash. new plumbing fixtures, door hardware and more. 16 SEER AC, recent HVAC and roof! Pride of ownership really shows here! Jane Connors - Allen Tate
704-877-9979
ARTFULLY DISCERNING THE LIFESTYLE WHERE YOU LIVE, WORK & PLAY
60
JOSEPH SIBIELSKI Broker Associate 704.617.7500 Joseph.Sibielski@sothebysrealty.com JosephSibielski.com
%
SE OU N H -2PM E P O T 12 SA
Off
All Carpet, Hardwood, Laminate, Tile, and Vinyl
Ft. Mill ~ 1306 Corey Cabin Court This Ivy style home feels like new and is move-in ready. Owner built with resale in-mind and added many features to make this a cozy home. The Chef’s kitchen includes: a large gas burning cooktop, double ovens, lots of cabinet space and a huge island. The master suite has a fireplace in the sitting area and a huge walk-in closet. Relax on the patio or next to the fire pit off the screened porch. This home is located in an active community with amenities by the Catawba River. MLS# 3390787 | 5Bd, 5Ba | 3,621 SqFt | $398.9K
Get An Additional When You Use Plaza Midwood ~ 2333 Commonwealth Avenue Rare opportunity to own a historic midwood bungalow with new construction all around. Original hardwoods floors, windows, and ceramic tile bath. A fireplace and many other unique features found only in older homes. Fully fenced in backyard with alley access and a wooden deck to enjoy the weather. MLS# 3390787 | 2Bd, 1Ba | 1,083 SqFt | $340K
Hurry Sale Ends June 30th!
$100
Promo Code: Charlotte Observer 877-50FLOOR
50FLOOR.COM
off
Offer Good Through June 30th, 2018
OPEN HOUSE Saturday 12 - 2 pm
OPEN HOUSE Saturday 2- 4 pm
NEW LISTING
NEW LISTING
13030 Ginovanni Way, Mint Hill
600 Hollis Road, Charlotte
6114 Tuskan Drive, Charlotte
4077 Henshaw Road, Waxhaw
4 bed, 3 bath in Colonial Village with rare full basement and just minutes from Sedge eld and South End. Updated kitchen and bathrooms. O ered at $449,000. MLS#3402787
3 bed, 2 1/2 bath in Bishops Ridge with community pool and tennis courts. Renovated kitchen and bathrooms, plus mountain-like, low maintenance yard. O ered at $305,000. MLS #3404992
Why wait for new construction? ’17 build with 4 beds, including two on main level. Upgrades throughout, including designer kitchen and oversized owner’s shower. O ered at $405,000. MLS#3405538
Custom home in lush neighborhood of Casabella. 4 beds (with two bonus room options), a gourmet kitchen and back porch with replace and tv hookup. O ered at $525,000. MLS# 3389783
25 MINUTES FROM UPTOWN | 17,000 SQ. FT. CLUBHOUSE EASY ACCESS TO SHOPPING, DINING AND ENTERTAINMENT WALKING DISTANCE TO NEW NOVANT HOSPITAL
9 DESIGNER MODEL HOMES NEW HOMES FROM THE MID $200s TO $400s
D O N ’ T M I S S T H E O P P O R T U N I T Y TO LI V E AT C H A R LOT T E ’S N E W E S T A N D B E S T- LO C AT E D A C T I V E A D U L T C O M M U N I T Y.
855 -799- 4084 | CHARLOTTE, NC C resswindC harlot te.com © 2018 Cresswind is a registered trademark of Kolter Homes. Prices, homesites, home designs and other information subject to errors, changes, omissions, deletions, availability prior sales and withdrawal at any time without notice.
L AKE WYLIE
Model Grand Opening Event Saturday, June 23, 11am - 4pm
BELMONT, NC
Located in the Overlake neighborhood at McLean
New Homes in Belmont From the high $200’s - $400’s
Enjoy a tasty picnic, games & familyfriendly fun for all ages at the McLean “Taste of Summer” special event.
Available Homes for Sale Complete in September
Complete in September
Model Now Open! $366,764* - Master Up 4 BD, 3 BA, 2,750 sq ft. Calistoga Plan - formal Living & Dining rooms. 2-story Family Rm w/ gas fireplace. Upstairs Master & Bonus Room. 2 WIC’s. Mud Room. MLS# 3394545
$370,033* - Master Up 3 BD, 2.5 BA, 2,786 sq ft. Cambridge Plan - Dining Rm, Rear covered porch, Loft, Hobby Rm. Extra storage in garage. Family Rm has gas fireplace & 2 media niches MLS# 3394540
Shea Homes at McLean offers: • 1 & 2 story homes in Belmont near Lake Wylie • Master up or down layouts; 2,070 - 3,200+ sq ft • First floor guest bedrooms available • Overlake amenities to include pool, cabana & playground, plus adjacent mountain biking trail • McLean offers abundant amenities, trails & green spaces Overlake at McLean Sun/Mon: 1 - 6; Tue - Sat: 11 - 6 6579 S New Hope Rd Belmont, NC 28012 | 704-778-1288
sheahomes.com/charlotte
Sales: Shea Group Services, LLC DBA Shea Realty (C21630). Construction: Shea Builders, LLC, 68875. This is not an offer of real estate for sale, or a solicitation of an offer to buy, to residents of any state or province in which registration and other legal requirements have not been ful lled. Pricing does not include options, elevation, or lot premiums, effective date of publication and subject to change without notice. All square footages and measurements are approximate and subject to change without notice. Trademarks are property of their respective owners. Equal Housing Opportunity. Home pictured may not be actual home for sale or actual model home, but rather a representation of a similar model or elevation design. *Price for this home does not include closing costs, application of incentives, includes costs for certain options and upgrades, speci c list of which is available at the McLean sales of ce, and is subject to change.
Mortgage Guide Institution
30 yr APR
4.256% Mecklenburg Mortgage
30yr Fixed APR
30 yr Fixed
30yr Fixed APR
Product
Rate
Points
Fees
% Down
APR
Phone Number / Website
Rate: 4.250
15 yr xed
3.625
0.000
$975
20% 3.657
Points: 0.000
7/1 yr Arm
3.750
0.000
$975
20% 3.759
704-412-9131
Fees: $295
30 yr jumbo 4.375
0.000
$975
20% 4.401
www.mecklenburgmortgage.com
% Down: 75%
4.132% Best Rate Mortgage
The Charlotte Observer NMLS # / License #
NMLS #: 1190352 LIC# 161067
5 Star rating on Google. Rate qoutes 7 days a week
Rate: 4.125
15 Yr Fixed 3.750
0.000
$0
5% 3.776
Points: 0.000
7/1 Arm
0.000
$0
5% 3.785
Fees: $0
LOCAL IN CHARLOTTE FOR 30 YEARS! OPEN SATURDAYS! A+ BBB RATING!
% Down: 5%
FREE FLOATDOWN IF RATES DROP! ZERO CLOSING COST OPTIONS!
3.750
NMLS #: 115183
704-529-1233
LIC# 103395
www.bestratemtg.com
TO PARTICIPATE IN THIS FEATURE, CALL SALES DEPARTMENT @ 773-320-8492 Savings Update
Can you invest IRA funds in a CD? And should you? By Sabrina Karl
Certificates of deposit can be a great tool for saving toward a short-term favorable rate. goal, like building up a house down payment or stashing money for a big project or dream vacation. But what about retirement? Do CDs have a But are retirement CDs a good idea? It’s true that CDs are extremely safe and entirely predictable, so they’re well-suited well to savers who have place in saving for your golden years? almost no risk tolerance or a strong aversion to investing in stocks and The first question is whether CDs are an allowable retirement investment, bonds. and the answer is yes. When you open an Individual Retirement Account, or IRA, that account is simply a container, which can hold most types of But since a CD’s fixed rate of return generally lags these other investments over the long term – and usually significantly – investing your IRA funds investments, from bank deposits like CDs to stocks and bonds. in a CD will earn you far less over time. And in order to grow your nest Opening an IRA CD is hardly different than opening a regular CD. At most egg sufficiently to fund your retirement years, the more substantial gains banks and credit unions, all the CDs in their regular menu are equally earned in the stock market are likely to be necessary. available in an IRA. The difference isn’t usually in the CD itself, but simply That said, for savers who are very close to retirement, or who wish to hold in the account where you hold it. a portion of their retirement savings outside the stock market, IRA CDs are Occasionally, however, an institution will promote a specific IRA CD offer. indeed safe and reliable. These are often longer-term certificates, which typically come with a more Rate Criteria: The rates and annual percentage rate (APR) are effective as of 6/19/18. All rates, fees and other information are subject to change without notice. RateSeeker, LLC. does not guarantee the accuracy of the information appearing above or the availability of rates and fees in this table. The institutions appearing in this table pay a fee to appear in this table. Annual percentage rates (APRs) are based on fully indexed rates for adjustable rate mortgages (ARMs). The APR on your specific loan may differ from the sample used. All rates are quoted on a minimum FICO score of 740. Conventional loans are based on loan amounts of $165,000. Jumbo loans are based on loan amounts of $453,101. Lock Days: 30-60. Points quoted include discount and/or origination. Payments do not include amounts for taxes and insurance. The APR may increase after consummation and may vary. FHA Mortgages include both UFMIP and MIP fees based on a loan amount of $165,000 with 5% down payment. Points quoted include discount and/or origination. Fees reflect charges relative to the APR. If your down payment is less than 20% of the home’s value, you will be subject to private mortgage insurance, or PMI. VA Mortgages include funding fees based on a loan amount of $165,000 with 5% down payment. If your down payment is less than 20% of the home’s value, you will be subject to private mortgage insurance, or PMI. “Call for Rates” means actual rates were not available at press time. To access the NMLS Consumer Access website, please visit www.nmlsconsumeraccess.org. To appear in this table, call 773-320-8492.
STUNNING AMENITIES IN THE HEART OF BLOWING ROCK • Architectural design by David Patrick Moses • Interiors by prominent designer Dianne Davant • Prestigious Blowing Rock community, convenient to Main Street shopping and dining
• Oversized two vehicle garage • Maintenance-free living • Covered outdoor deck with grilling area and living space • Elevator access • One-level living • Private resident storage areas
Chestnut at Blowing Rock 364 Chestnut Drive Blowing Rock, NC 28605 chestnutatblowingrock.com Ashley Hutchens and Jerry Hutchens 828.964.5438 ashley.hutchens@premiersir.com jerry.hutchens@premiersir.com
Sotheby’s International Realty® and the Sotheby’s International Realty logo are registered service marks used with permission. Each office is independently owned and operated.
SITE DEVELOPMENT AT A FOCUSED PACE. Chestnut at Blowing Rock features open and airy living spaces, natural finishes and towering windows designed to showcase breathtaking vistas.