WELCOME HOME
ANNISTON COMMUNITY | DAVIDSON, NC Located close to historic Davidson, Anniston o ers access to beautiful Lake Norman, local cultural events within the community, and an award winning public school system. Take advantage of low taxes and easy living in this charming neighborhood. As a local Anniston resident, Allyson Savery knows the value of nding the perfect home where city life meets country living. Allyson has been a Lake Norman resident since 2004 and specializes in the Davidson and Lake Norman areas.
Live your best life in Anniston. J.CASH REAL ESTATE, THE HATLER HOUSE ON THE POINT 109 CHUCKWOOD ROAD, MOORESVILLE, NC 28117 WWW.JCASHREALESTATE.COM
ALLYSON SAVERY Broker/Realtor
727.204.9045
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$4.5 Million Amenity Center Grand Opening Event
Riverchase Estates is proud to announce the Grand Opening of the highly anticipated $4.5 Million Amenity Center! To celebrate the opening of this 7,980 sq facility, Riverchase Estates is o ering $10,000 o the acreage homesite of your choice now through July 31st.*
In this quiet South Carolina location, the beautiful gated entrance opens to winding streets with 1-acre wooded homesites, surrounded by 500-acres of nature preserve along the Catawba River. Spend your days in nature along the hiking and biking trails, kayaking the river and daydreaming or shing along the river shore.
The Eagle Commons Amenity Center is a 6-acre lakeside park which includes the clubhouse, basketball and tennis courts, an enchanting children’s playground, a resort-style pool and an open-air amphitheater. Riverchase Estates invites you to the Grand Opening
Event of the Amenity Center on Saturday, July 28th from 3:00 pm – 7:00 pm. During the event you will have the opportunity to experience Eagle Commons, tour 5 model homes and 10 move-in ready homes, meet the preferred builders and take a dip in the luxurious pool. There will also be
food trucks, beverages and live entertainment for guests of all ages to enjoy! You won’t want to miss the opportunity to experience for yourself the incredible lifestyle you can only nd at Riverchase Estates. For more information, call 844-566-4300 ext 2807.
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You’re Invited! Come join us for the Grand Opening of our $4.5 Million Amenity Center on Saturday, July 28th!
• Tour 5 model homes and 10 move-in ready homes. • Exclusive builder and homesite specials. • Enjoy food trucks, refreshments and live entertainment. RSVP Today at:
RiverchaseEstates.com/RSVP
Cindy Barnes (704) 367-7203
UNDER CONTRACT
Lovely Challis Farm custom home w/1st floor master. Updated kitchen; new paint, carpet. Gated community w/cart access to Carmel CC. 5604 Challis View Ln - MLS# 3369414 - $625,000 UNDER CONTRACT
Substantial home in South Charlotte swim/tennis neighborhood. 3.5 baths & two masters. Great price! 5529 Sunstar Court MLS# 3390568 - $500,000
When I’m on the job, you’re Under Contract!
UNDER CONTRACT
Classic Charlotte home offers in-law suite and private office space. Desirable Carmel Road location. 4900 Lindstrom Drive MLS# 3388986 - $525,000 UNDER CONTRACT
Spacious Ballantyne townhome w/1st floor master. Light, bright w/upscale detail. Gated community. 11707 Easthampton Circle MLS# 3393099 - $500,000
Considering downsizing? Overwhelmed? If you need a place to start, call me for a practical, step-by-step approach.
HAND IT OVER Cindy.Barnes@allentate.com
Mary Lib & Jim Richards 704.609.4674 www.Richards-Group.net Marylib@richards-group.net
DAVIDSON ~ 512 CONCORD RD D N RE TOW O T S N RE DOW ME HO
MLS# 3352796
$879,000
DAVIDSON ~ 19826 RIVER FALLS DR UN Y R R IRWA E RIV H FA T 12
MLS# 3397725
$769,000
DAVIDSON ~ 18513 BOULDER ROCK LOOP OM CE FR TRAN S S RO EN AC R RUN E RIV
MLS# 3412944
$412,000
DAVIDSON ~ 415 GOODRUM ST DAVIDSON ~ 130 O HENRY AVE R DE N U
CT RA T N CO
MLS# 3378714
$699,000
R DE N U
CT RA T N CO
MLS# 3396369
$515,000
COMING SOON
NOW AVAILABLE
CUSTOM HOME
LOT FOR SALE
621 Spring Street
615 Spring Street
Davidson, NC, 28036 Call for Pricing
Davidson, NC, 28036 $315,000 | MLS 3387284
• Great opportunity to build a Simonini custom home in Davidson.
Holly Gantt
• Walking distance to restaurants, shopping, Historic Downtown, Davidson Elementary school, & play ground areas.
holly@simonini.com
Sales Representative
980-722-3641
501 East Morehead Suite 4 Charlotte, NC 28202
Simonini.com | 704-333-8999
Tailored Marketing, Proven Results, Market Expertise $499,500
$750 K
BOAT SLIP
RIVER RUN - DAVIDSON 18601 Maplecroft Lake Lane MLS 3355977
ROYAL POINTE - MOORESVILLE
$750 K
123 Topsail Place MLS 3397078
$695 K
6.79 ACRES
MAPLE GROVE - IRON STATION
296 Culloden Road MLS 3374106
$175 K
MOORESVILLE 1106 Fern Hill Road MLS 3380375 $577,500
DAVIDSON
16540 Davidson Concord Road
MLS 3272685
SOLD
RIVER RUN 18807 Dembridge Drive MLS 3386467
Contact me for a complimentary market analysis.
Michelle Campos 704-756-5887
LuxHomesCharlotte@Gmail.com LuxHomesCharlotte.com
21025 Catawba Avenue, #101, Cornelius, NC 28031 | LuxHomesCharlotte.com
GINA MAYES HARRIS CRS, GRI, CDPE
RE/MAX METRO REALTY
704.589.8166
www.MayesHarrisRealty.com ed r u e atom e F H
1308 Samuel Spencer Parkway - Davidson
MLS# 3370601 | 4BD, 4.5BA | 4,046 SqFt | .420 Acres | $1,050,000
g viSnlip i L veoat o C B &
The Point - 200 Cape Cod Way - Mooresville
MLS# 3378005 | 4BD, 5.5BA | 5,836 SqFt. | .88 Acres | $1,499,999
m n rovidso F s a ileown D M 2 nt Dow
Davidson Downes - 137 Sink Farm Road - Mooresville MLS# 3405983 | 5BD, 3BA | 2,815 SqFt | .47 Acres | $395,000
T ERAC D R UNNT CO
T ERAC D R UNNT CO
Waterfront Community 17831 Sedona Way - Cornelius
Gorgeous Townhouse 13903 Cinnabar Place - Huntersville
MLS# 3389522 | 4BD, 3.5BA | 2,252 SqFt | $499,900
MLS# 3407260 | 2BD, 2.5BA | 1,152 SqFt | $175,000
7300 Carmel Executive Park Drive, Charlotte NC 28226
Lake Norman’s
$4.275 M
$2.45 M
MOST DISTINCTIVE HOMES
PRICE REDUCED
IvesterJackson.com | Info@IvesterJackson.com | 704.499.3054
THE PENINSULA - CORNELIUS
LAKE NORMAN - CORNELIUS
MLS 3352109 | 18525 Peninsula Club Drive Agent: Tracy Davis 704-779-9750
$1.299 M
MLS 3375315 | 16101 Jetton Road Agents: Melinda Meade-White 704-534-9208 Berry Bean 704-609-3353
$799,900
$795 K
$750 K
WATERFRONT - PRICE REDUCED
DAVIDSON
MLS 3356888 | 19213 Davidson Condord Rd. Agents: Emily Duke 704-907-1252 Lori Ivester Jackson 704-996-5686
RIVER RUN - DAVIDSON
MLS 3372636 | 18532 Rollingdale Lane Agent: Michelle Campos 704-756-5887
$430 K
$540 K
SOLD
THE PENINSULA - CORNELIUS
MLS 3374736 | 17709 Springwinds Drive Agent: Marlene Ritts 704-999-3837
$424,900
NEWLY LISTED
RIVER RUN - DAVIDSON
MLS 3355977 | 18601 Maplecroft Lake Lane Agent: Michelle Campos 704-756-5887
$149 K
2+ ACRE LOT
ANNISTON - DAVIDSON
MLS 3386795 | 212 Logan Crossing Drive Agent: Alison Smith 704-996-6747
RIVER RUN - DAVIDSON
MLS 3376771 | 17018 Winged Oak Way Agent: Alison Smith 704-996-6747
IvesterJackson.com Info@IvesterJackson.com 704.499.3054
OLD DAVIDSON
MLS 3399078 | 242 Faulkner Way Agents: Reed Jackson 704-713-3623 Julie Lopez 704-451-4001
RUNNEYMEDE - DAVIDSON
MLS 3187746 | 19305 Callaway Hills Lane Agent: Julie Lopez 704-451-4001
Offices Charlotte Lake Norman Blue Ridge
4055 Ambleside Dr ~ Indian Land, SC 1080 Fants Grove Ln ~ Indian Land, SC 19161 Mallard Dr ~ Indian Land, SC G! NEWAPIN DSC
L AN
CUL
Most Popular Floorplan On Spacious Corner Lot! MLS# 3397049 | 3BD, 2.5BA | 2,501 SqFt | $394,500
! ME LOT PRI-SAC -DE
ENE OT! SERDED L O WO
2 Sunrooms! Wooded Views From Deck & Patio! MLS# 3398013 | 4BD, 3BA | 3,583 SqFt | $457,000
Gorgeous Wooded Views & Back Deck! MLS# 3392308 | 2BD, 2BA | 1,103 SqFt | $239,000
SUN CITY OPEN HOUSE EVENT Today, July 14th 10-4PM
By appointment only! Call to reserve a time slot.View multiple floor plans & tour the community!
www.WeSellSCCL.com |
803.802.9800
RE/MAX Executive
Listed by Terri & Bill Rupp of Engel & Völkers
AUCTION
BID JULY 27-30 | CASA DELLE VISTE, HILTON HEAD ISLAND
Previously $4.245M | Without Reserve | Open Daily 1-4PM by Appt A Mediterranean-style waterfront estate featuring a private sandy beach and deep-water dockage with direct access to the Intracoastal Waterway and the Calibogue Sound. 54 Brams Point Road, Hilton Head Island, SC 29926
ConciergeAuctions.com | 360.265.0141 This property is listed for sale by Terri Rupp (#81744) and William Rupp (#98065) of Engel & Völkers Hilton Head Island – Bluffton (21037) – 800 Main St, Hilton Head Island, SC 29926, 29926 (843) 715 715-4422. 4422. Concierge Auctions, LLC is the provider of auction marketing services and is a licensed Florida broker (#CQ1032600; Broker Chad Roffers, #BK3214615) — 777 S Flagle Flagler Drive, West Palm Beach, Florida 33401 – (888) 966-4759. 966 4759. South Carolina Auction Firm # AF4023; Auctioneer Frank Trunzo, License #4303. The services referred to herein are n not avail able to residents of any state where prohibited by applicable state law. Concierge Auctions LLC, its agents and affiliates, broker partners, Auctioneer, and the Sellers do not warrant or gu guar antyy the accuracy or completeness of any information and shall have no liability for errors or omissions or inaccuracies under any circumstances in this or any other property listings or advertising, promotional or publicity statements and materials. This is not meant as a solicitation for listings. Brokers are fully protected and encouraged to participate. See HHI MLS, and Auction Terms and Conditions for more details.
25 MINUTES FROM UPTOWN | 17,000 SQ. FT. CLUBHOUSE EASY ACCESS TO SHOPPING, DINING AND ENTERTAINMENT WALKING DISTANCE TO NEW NOVANT HOSPITAL
9 DESIGNER MODEL HOMES NEW HOMES FROM THE MID $200s TO $400s
D O N ’ T M I S S T H E O P P O R T U N I T Y TO LI V E AT C H A R LOT T E ’S N E W E S T A N D B E S T- LO C AT E D A C T I V E A D U L T C O M M U N I T Y.
855 -799- 4084 | CHARLOTTE, NC C resswindC harlot te.com © 2018 Cresswind is a registered trademark of Kolter Homes. Prices, homesites, home designs and other information subject to errors, changes, omissions, deletions, availability prior sales and withdrawal at any time without notice.
CUSTOM BUILT IN BELMONT ~ EAGLE PARK
MLS# 3412236 | 2030 Lexington Street | 4BD, 3BA | 2,731 SqFt | $449,900 Incredible custom home in lovely Belmont. Stylish upgrades include: granite countertops, top-of-the-line appliances, elegant built-ins & an oversized garage. Leafy neighborhood of craftsman-style homes w pool, dog park, walking trails & is adjacent to top-ranked Belmont Central Elementary. Offered less than original cost.
Chip Wilson
RealtorÂŽ/Broker NC / SC (704) 488-5822 Chip@ChipWilsonTeam.com
Mortgage Guide Institution
30 yr APR
4.132% Best Rate Mortgage
30yr Fixed APR
4.256% Mecklenburg Mortgage
30yr Fixed APR
The Charlotte Observer
30 yr Fixed
Product
Rate
Points
Fees
% Down
APR
Rate: 4.125
15 Yr Fixed 3.625
0.000
$0
5% 3.629
Points: 0.000
7/1 Arm
0.000
$0
5% 3.785
Fees: $0
LOCAL IN CHARLOTTE FOR 30 YEARS! OPEN SATURDAYS! A+ BBB RATING!
% Down: 5%
FREE FLOATDOWN IF RATES DROP! ZERO CLOSING COST OPTIONS!
3.750
Phone Number / Website
NMLS #: 115183
704-529-1233
LIC# 103395
www.bestratemtg.com
Rate: 4.250
15 yr xed
3.625
0.000
$295
20% 3.639
Points: 0.000
7/1 yr Arm
3.750
0.000
$975
20% 3.759
704-412-9131
Fees: $295
30 yr jumbo 4.375
0.000
$975
20% 4.401
www.mecklenburgmortgage.com
% Down: 75%
NMLS # / License #
NMLS #: 1190352 LIC# 161067
5 Star rating on Google. Rate qoutes 7 days a week
TO PARTICIPATE IN THIS FEATURE, CALL SALES DEPARTMENT @ 773-320-8492 Savings Update
To escrow or not to escrow By Sabrina Karl
Although mortgage calculators are infinitely useful for testing how ment below 20 percent. different loan amounts, rates, and terms would impact your payments, the actual amount you’ll owe the bank each month will likely But even when it’s not mandatory, many homeowners opt to escrow be hundreds of dollars more than what the calculator spits out. because they like the savings discipline it imposes, the predictability of a monthly “all-in” payment, and the convenience of the bank hanThat’s because most mortgage lenders require an escrow account dling their tax and insurance bills. to collect money from you throughout the year for the annual – and often hefty – bills of property tax and homeowner’s insurance (and You may feel confident you can save for these large yearly bills on private mortgage insurance if your loan requires it). your own, though. Or maybe you have an irregular income. That’s when a non-escrow mortgage might make sense. You’ll have to ask But do you have to escrow? Is saving the money on your own and for it, and it’ll probably cost you a waiver fee or a higher interest rate. taking responsibility for making those once-a-year payments an But you can offset this with interest earned on your savings during available option? For some borrowers, it is. But even if you can opt the year. out of escrowing, you may not want to. In the end, the right choice will depend on a combination of factors With some mortgages, you’ll have no choice. All FHA loans require that include your savings personality, your interest in handling tax an escrow account, as do most VA loans. Many conventional mort- and insurance on your own, and how much your lender will charge gages require escrowing, too, especially if you make a down pay- you for the non-escrow privilege. Rate Criteria: The rates and annual percentage rate (APR) are effective as of 7/10/18. All rates, fees and other information are subject to change without notice. RateSeeker, LLC. does not guarantee the accuracy of the information appearing above or the availability of rates and fees in this table. The institutions appearing in this table pay a fee to appear in this table. Annual percentage rates (APRs) are based on fully indexed rates for adjustable rate mortgages (ARMs). The APR on your specific loan may differ from the sample used. All rates are quoted on a minimum FICO score of 740. Conventional loans are based on loan amounts of $165,000. Jumbo loans are based on loan amounts of $453,101. Lock Days: 30-60. Points quoted include discount and/or origination. Payments do not include amounts for taxes and insurance. The APR may increase after consummation and may vary. FHA Mortgages include both UFMIP and MIP fees based on a loan amount of $165,000 with 5% down payment. Points quoted include discount and/or origination. Fees reflect charges relative to the APR. If your down payment is less than 20% of the home’s value, you will be subject to private mortgage insurance, or PMI. VA Mortgages include funding fees based on a loan amount of $165,000 with 5% down payment. If your down payment is less than 20% of the home’s value, you will be subject to private mortgage insurance, or PMI. “Call for Rates” means actual rates were not available at press time. To access the NMLS Consumer Access website, please visit www.nmlsconsumeraccess.org. To appear in this table, call 773-320-8492.