624 Caswell Beach Rd ~ Caswell Beach
New Listing
495 Hearthside Dr SE ~ Bolivia, NC
1076 Emerillon Court SW~ Ocean Isle Beach, NC
Maintenance Free Living!
Location, Location!
MLS# 100126469 | .28 Acres | $375,000
MLS# 100060267 | 4BD, 3.5BA | $499,900 Spectacular home with over 40 windows!
6 minutes to Intracoastal Waterway, 10 to be beach!
126 NW 3rd St ~ Oak Island, NC
260 Windchime Way ~ Leland, NC
8996 Woodbine Rd SW ~ Sunset Beach, NC
WOW! LARGE Lot on the marsh side!
REDUCED! Minutes to the beach!
MLS# 100101100 | 3BD, 2.5BA | $292,000 Easy beach access, screened-in porch & deck!
MLS# 100121108 | 3BD, 2BA | $339,000
14th tee box & pond views!
MLS# 100107950 | 3BD, 2BA | $229,000 Welcome to easy living at this private end unit!
Waterfront for 350K!!!
MLS# 100086099 | 3BD, 2.5BA | $350,000
Golf course views near Calabash, Sunset Beach & Shallotte.
NCHomes-Land.com | 4701Southport-Supply Road, Suite 2, Southport, NC 28461 | (910) 454-4450 Tracy Swanson Broker/Owner (910) 547-7613 | tracy@swansonrealtync.com
Caryl Hudson Realtor® (910) 233-6839 | caryl@swansonrealtync.com Josh Roth Realtor® (336) 501-1655 | josh@swansonrealtync.com
Beginning the Next Chapter... Starts Here
Ramona Richardson Realtor® (978) 807-5223 | ramona@swansonrealtync.com
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Grand Opening Event - Today Only!
You’re Invited!
Riverchase Estates is proud to announce the Grand Opening of the highly anticipated $4.5 Million Amenity Center! To celebrate the opening of this 7,980 sq facility, Riverchase Estates is o ering $10,000 o the acreage homesite of your choice at today’s event!* In this quiet South Carolina location, the beautiful gated entrance opens to winding streets with 1-acre wooded homesites, surrounded by 500-acres of nature preserve along the Catawba River. Spend your days in nature along the hiking and biking trails, kayaking the river and daydreaming or shing along the river shore. The Eagle Commons Amenity Center is a 6-acre
Join us Today for the Grand Opening of our $4.5 Million Amenity Center!
lakeside park which includes the clubhouse, basketball and tennis courts, an enchanting children’s playground, a resort-style pool and an open-air amphitheater. Riverchase Estates invites you to the Grand Opening Event of the Amenity Center today from 3:00
pm – 7:00 pm. During the event you will have the opportunity to experience Eagle Commons, tour 5 model homes and 10 move-in ready homes, meet the preferred builders and take a dip in the luxurious pool. There will also be food trucks, beverages and live entertainment
for guests of all ages to enjoy! You won’t want to miss the opportunity to experience for yourself the incredible lifestyle you can only nd at Riverchase Estates. For more information, call 844-566-4300 ext 2821.
• Tour 5 model homes and 10 move-in ready homes. • Exclusive builder and homesite specials. • Enjoy food trucks, refreshments and live entertainment. RSVP Today at:
RiverchaseEstates.com/RSVP
Huntie Jokinen (828) 205-3215 www.realliving.com
huntie.jokinen@carolinaproperty.com
Your Resource for
Morganton, Lake James, and the High Country‌
Spectacular 73 Acre Equestrian Estate | 100 Bell’s Run | $2.95M
Close to Morganton & perfectly Situated on 73 acres, this property features a 7,425 SqFt main house, a 14K SqFt equipment barn, a 2.1K SqFt stable, a 1.2K SqFt lower stable, a 940 SqFt tractor shed & a 10.6K SqFt covered riding ring. The 2.3 acres of fenced pasture also has lower stable access, a 4.38 acre fenced pasture & 16 acres of grassy hay. 4.6 acres of manicured grounds surround the main house & approximately 45 wooded acres. Plus over 3,000 feet of Catawba River frontage.
828.205.3215 | VISIT WWW.100BELLSRUN.COM
www.CarolinaProperty.com
-dedicated to showcasing charlotte’s distinctive homes-
AUGUST
4
11
Urban Boom
The Carmel Corridor
18
25
Huntersville
Tryon, NC & Landrum, SC
SEPTEMBER
1
Cotswold
8
York County, SC
15
Matthews & Mint Hill
22
29
Lake Norman
Asheville, NC
OCTOBER
6
The Uptown Wards
13
Custom Built Homes
20
Union County
27
Lake James
Mountain Dreams Begin Here
125D Napa Ridge Lane MLS #87390 One of the best Views on the plateau! Long range view of Yellow Mtn and Shortoff Mtn. Enjoy the sunrise and sunset from one of two porches. Screened in porch has a beautiful fireplace to stay nice and warm. Professionally decorated 3 bedroom, 3 bath condo located in the premier community of Old Edwards Club at Highlands Cove. A tremendous investment and opportunity to experience the Old Edwards lifestyle. Act now!
1517 Highlands Cove Drive MLS #88988 Beautiful 3-level home with long range mountain views, hardwood floors, stacked stone wood burning & gas fireplaces, screened porch with outdoor fireplace and built in grill, 2 master suites, 2 living rooms each with a covered deck overlooking the mountains, upstairs loft with office, bedroom and bath, and a hidden game room with pool & card table. Exterior of home has been completely repainted. Offered fully furnished. Excellent vacation rental history.
$539,000
$1,350,000
271 Old Wagon Trail MLS #88394 Where Modern meets Mountain! This massive home marries an exceptional mountain view with proximity to both the Old Edwards Gate and Clubhouse, enabling easy year round living. Miele stainless appointed kitchen finished in marble and Silestone by Black Rock. Large walk-in pantry. 2 stone fireplaces, wood burning in the family/sun room and gas in the living room. The elevator access to all 3 levels which include 2 large storage rooms in the basement. Club membership is not mandatory, but would add golf, tennis, the pool, fitness, dining facilities at the clubhouse... plus the Old Edwards amenities.
31D Turning Leaf Lane MLS #86623 One of few Turning Leaf condominiums with a mountain view and located just a short walk to Old Edwards Club amenities! This 3 bedroom, 3 bath offers an ideal floor plan that is all on one level with 10 foot ceilings throughout. Owner just updated baths with tiled frameless showers, granite countertops and new faucets. Other features include balcony access from master suite, stacked stone fireplace with gas logs in the living room, spacious outdoor living space that is screened and offers the perfect set up to enjoy the outdoors. Offered furnished!
$1,850,000
$419,000
HighlandsCoveRealty.com • Info@HighlandsCoveRealty.com 175 Highlands Cove Drive • Highlands, NC 28741 • (844) 234-1005
PHOTO: Mary Gillan Renfro
LIVE JOYFULLY
LIZ HARRIS Broker / Owner liz@cashiers.com 828.342.3194
THE KEY TO DISCOVERING YOUR NEW MOUNTAIN LIFESTYLE.
LOCATED IN THE HISTORIC MINNIE COLE HOUSE
619 Highway 107 South, Cashiers, NC 28717 828.743.3411
/
McKeeProperties.com
SPECIALIZING IN PREMIER PROPERTIES:
Wade Hampton, Mountaintop, Lonesome Valley, Chattooga Club, and other highend Communities and Estates
OPEN HOUSE Saturday, July 28th from 1 – 3 pm
OPEN HOUSE Sunday, July 29th from 2 – 4 pm
CUSTOM HOME – 13030 Ginovanni Way, Mint Hill
JUST LISTED – 485 Greenbay Road, Mooresville
Located in Casabella in Mint Hill and lled with high-end nishes. Option for 4 beds with a bonus, plus 1st- oor owners suite. Private covered porch with replace and tv hookup. Mature, lush landscaping. MLS #3389783. O ered at $525,000
Live within view of Lake Norman, but feel like you’re in the NC mountains. 3 bed, 2 bath updated log cabin on large corner lot. HVAC ‘18 & roof 2 years old. Relax on the screened back porch or the rocking chair front porch. MLS #3414889. O ered at $375,000
RIGHT HOME. RIGHT PRICE. RIGHT NOW. QUICK MOVE-IN HOMES AVAILABLE THROUGHOUT CHARLOTTE FROM THE $200s SAVINGS UP TO
$25,000 PLUS $0 CLOSING COSTS* For a limited time, experience the ease of buying a new home and save money when you get moving into any one of our Charlotte-area communities. And every Mattamy home is Energy Star rated – which means you’ll be comfortable knowing your home is saving you money on energy costs too.
Find Your New Quick Move-In Home Today at mattamyhomes.com/charlotte *This offer is available on new purchase agreements for select Quick Move-In Homes that are accepted by Mattamy Homes Charlotte between 6/11/18 and 7/31/18, and must close when home is complete. Not valid on contract re-writes, transfers, or for buyers who have had a previous contract with Mattamy Homes (Seller) canceled for any reason. To be eligible to participate in the Get Moving Sales Event buyer must utilize Seller’s preferred lender, Mattamy Home Funding, LLC, (Preferred Lender) NMLS# 64022 for financing to receive a credit at closing in an amount that is up to and not to exceed $10,000 for the payment of approved closing costs and prepaids. Buyer is not required to finance through Preferred Lender to purchase home but will not be eligible to participate. Total amount of credits may not exceed the following per loan type: Conventional Owner Occupied and Second Homes: 90.0195%- 3% of sales price plus owners title policy and deed stamp; 85.01%-90% - 6% of sales price plus owners title policy and deed stamps; 80.01%-85% - 9% of sales price plus owners title policy and deed stamps; Investor - 2% of sales price plus owners title policy and deed stamps; FHA - 6% of sales price plus owners title policy and deed stamps; VA - 4% of sales price plus owners title policy and deed stamps. Buyer is responsible for paying cost of closing costs, prepaids or design options that exceed the incentive amount. All loans are subject to underwriting and loan qualification of the lender. Offer is subject to change or withdrawal at any time without notice. Offer may not be redeemed for cash or equivalent. Prices, homesite and plan availability subject to change or revocation without prior notice or obligation. For more information on available homes and incentives, see a Mattamy New Home Counselor for full details. ©2018 Mattamy Homes. All rights reserved. E.& O.E. Builder #47524
Cindy Barnes (704) 367-7203
UNDER CONTRACT
Lovely Challis Farm custom home w/ 1st floor master. Updated kitchen, new paint, carpet. Gated community w/ cart access to Carmel CC. 5604 Challis View Ln - MLS#3369414 - $625,000
UNDER CONTRACT
Spacious Ballantyne townhome w/ 1st floor master. Light, bright w/ upscale detail. Gated community. 1107 Easthampton Circle MLS#3393099 - $500,000
Considering downsizing? Overwhelmed? If you need a place to start, call me for a practical, step-by-step approach.
HAND IT OVER Cindy.Barnes@allentate.com
25 MINUTES FROM UPTOWN | 17,000 SQ. FT. CLUBHOUSE EASY ACCESS TO SHOPPING, DINING AND ENTERTAINMENT WALKING DISTANCE TO NEW NOVANT HOSPITAL
9 DESIGNER MODEL HOMES NEW HOMES FROM THE MID $200s TO $400s
D O N ’ T M I S S T H E O P P O R T U N I T Y TO LI V E AT C H A R LOT T E ’S N E W E S T A N D B E S T- LO C AT E D A C T I V E A D U L T C O M M U N I T Y.
855 -799- 4084 | CHARLOTTE, NC C resswindC harlot te.com © 2018 Cresswind is a registered trademark of Kolter Homes. Prices, homesites, home designs and other information subject to errors, changes, omissions, deletions, availability prior sales and withdrawal at any time without notice.
Custom Homes on your Homesite from $300K to over $2 million SheaCustom.com | 704.602.3333 We offer: Custom homes on your homesite Homesite preparation and/or demo of existing home State-of-the-art Design Studio provides thousands of on-trend options Home Warranty Large portfolio of plans to choose from
Thinking About Mountain Property?
1451 acres PISGAH VIEW RANCH 70 Pisgah View Ranch Road $25,000,000
ROAN HIGHLANDS RETREAT 2061 Hickory Springs Road
$1,500,000
2061HickorySpringsRoad.com
HISTORIC MONTFORD HOME
288 Montford Avenue $2,550,000 288MontfordAvenue.com
WINDSWEPT ACRES
461 Windswept Drive $1,450,000 461WindsweptDrive.com
HIGHLANDS OF LAKE LURE 170 Clear Creek Trail $1,775,000
LE PETITE CHATEAU 4 Chantilly Drive $910,000
Tried, Trusted & True
170ClearCreekTrail.com
HISTORIC GROVE PARK 185 Macon Avenue #A5 $572,000 185MaconAvenue.com
Mike Davis, Your Key to Asheville Real Estate
Mike Davis 828.301.6773
mike@ivesterjacksonblackstream.com
IvesterJacksonBlackstream.com
Mortgage Guide Institution
30 yr APR
30 yr Fixed
4.132% Best Rate Mortgage
30yr Fixed APR
4.256% Mecklenburg Mortgage
30yr Fixed APR
The Charlotte Observer Product
Rate
Points
Fees
% Down
APR
Rate: 4.125
15 Yr Fixed 3.625
0.000
$0
5% 3.629
Points: 0.000
7/1 Arm
0.000
$0
5% 3.785
Fees: $0
LOCAL IN CHARLOTTE FOR 30 YEARS! OPEN SATURDAYS! A+ BBB RATING!
% Down: 5%
FREE FLOATDOWN IF RATES DROP! ZERO CLOSING COST OPTIONS!
3.750
Phone Number / Website
NMLS #: 115183
704-529-1233
LIC# 103395
www.bestratemtg.com
Rate: 4.250
15 yr xed
3.625
0.000
$295
20% 3.639
Points: 0.000
7/1 yr Arm
3.750
0.000
$975
20% 3.759
704-412-9131
Fees: $295
30 yr jumbo 4.375
0.000
$975
20% 4.401
www.mecklenburgmortgage.com
% Down: 75%
NMLS # / License #
NMLS #: 1190352 LIC# 161067
5 Star rating on Google. Rate qoutes 7 days a week
TO PARTICIPATE IN THIS FEATURE, CALL SALES DEPARTMENT @ 773-320-8492 Savings Update
What are mortgage points and should I pay them? By Sabrina Karl
Lenders often let you pay one to three points, but we’ll use an easy one-point example. Opting to pay a point at closing typically lowers your mortgage APR by about a quarter percent (though lenders vary). So for a $200,000 mortgage with a 30-year fixed rate of 3.75 percent, paying one point, or $2,000, could lower your rate to 3.50 percent, which would drop A “point” refers to one percent of your loan amount. So on a $200,000 your monthly payment from $926 to $898. mortgage, one point equals $2,000. You also need to be aware that lenders quote two kinds of points. Origination points are a fee you pay the Now divide the cost of the point ($2,000) by the monthly savings ($28) to lender for their services, and you may or may not be able to negotiate it. see how long it will take to break even. In our example, it would take 72 months, or six years, to earn back your $2,000 investment. Expect to stay But discount points are different, and are the ones borrowers find them- in your home longer than that? Then buying points makes good sense. selves dithering over. A discount point is a pre-payment of interest at the time of closing in exchange for a lower mortgage interest rate. It allows Of course, if you can’t afford to bring more money to closing, or you have a higher-priority use for your funds, a no-point mortgage will be your own you to “buy down your rate”. smart mortgage choice. One of the most confusing mortgage choices is whether to pay points. It doesn’t help that the term is used two different ways, or that the right answer varies by situation. But the good news is that you can boil your decision down with a simple math calculation.
Rate Criteria: The rates and annual percentage rate (APR) are effective as of 7/24/18. All rates, fees and other information are subject to change without notice. RateSeeker, LLC. does not guarantee the accuracy of the information appearing above or the availability of rates and fees in this table. The institutions appearing in this table pay a fee to appear in this table. Annual percentage rates (APRs) are based on fully indexed rates for adjustable rate mortgages (ARMs). The APR on your specific loan may differ from the sample used. All rates are quoted on a minimum FICO score of 740. Conventional loans are based on loan amounts of $165,000. Jumbo loans are based on loan amounts of $453,101. Lock Days: 30-60. Points quoted include discount and/or origination. Payments do not include amounts for taxes and insurance. The APR may increase after consummation and may vary. FHA Mortgages include both UFMIP and MIP fees based on a loan amount of $165,000 with 5% down payment. Points quoted include discount and/or origination. Fees reflect charges relative to the APR. If your down payment is less than 20% of the home’s value, you will be subject to private mortgage insurance, or PMI. VA Mortgages include funding fees based on a loan amount of $165,000 with 5% down payment. If your down payment is less than 20% of the home’s value, you will be subject to private mortgage insurance, or PMI. “Call for Rates” means actual rates were not available at press time. To access the NMLS Consumer Access website, please visit www.nmlsconsumeraccess.org. To appear in this table, call 773-320-8492.
WHERE MAIN STREET AND LUXURY MEET
STUNNING AMENITIES IN THE HEART OF BLOWING ROCK • Architectural design by David Patrick Moses • Interiors by prominent designer Dianne Davant • Prestigious Blowing Rock community, convenient to Main Street shopping and dining
• Oversized two vehicle garage • Maintenance-free living • Covered outdoor deck with grilling area and living space • Elevator access • One-level living • Private resident storage areas
Chestnut at Blowing Rock 364 Chestnut Drive Blowing Rock, NC 28605 chestnutatblowingrock.com Ashley Hutchens and Jerry Hutchens 828.964.5438 ashley.hutchens@premiersir.com jerry.hutchens@premiersir.com
Sotheby’s International Realty® and the Sotheby’s International Realty logo are registered service marks used with permission. Each office is independently owned and operated.
SITE DEVELOPMENT AT A FOCUSED PACE. Chestnut at Blowing Rock features open and airy living spaces, natural finishes and towering windows designed to showcase breathtaking vistas.