S P E C I A L FA L L EVENT SA LE O N E D AY O N LY
S AT U R DAY, O C T. 18 t h
TURN-KEY CABIN Luxury Mountain Home Steps from the Elk River
ONLY $199,900!
(includes BOTH land and new construction)
S TAY
P L AY
EXPLORE
ENTERTAIN
FISH
RELAX
Properties from ONLY $49,900! Redeem this advertisement for
$10,000 OFF on your purchase
RESERVE YOUR PRIVATE TOUR
877.820.5644 ext. 01190 www.eaglesnestatbannerelk.com
mattamyhomes.com
Let’s All Help Second Harvest Feed Families. The Second Harvest Food Bank of Metrolina has been helping feed people in need since 1981. At Mattamy Homes, we believe in giving back any way we can. One way is to use our Sales Centers in each of our communities to collect food for Second Harvest. To that end, please drop off your contributions of non-perishable food items to any of our communities listed below. Hunger is something that no one should ever experience and with your generous help, we can come one step closer to making sure no child goes hungry. Please drop off your donations anytime until November 16, 2014. You can help families in need have a Thanksgiving of their own.
Make Your Donation To Second Harvest At The Following Mattamy Communities: • Sodded Front Yard
S HELLY
S W
CASTLEBROOKE
WOODS
BELMONT
CHARLOTTE
CHARLOTTE
CONCORD
INDIAN LAND
Sales Center: 2048 Middleton Farms Drive, Belmont, NC, 28012
Sales Center: 14836 Brotherly Lane, Charlotte, NC, 28278
Sales Center: 4526 Hubbard Falls Lane, Charlotte, NC, 28269
Sales Center: 3329 Helmsley Court Concord, NC, 28027
Sales Center: 3510 East Sandy Trail, Indian Land, SC, 29707
To find out more about our communities, contact our Online New Home Counselor LAURA O’BRYANT at (980) 253-2792 or info.carolina@mattamyhomes.com
Parkside at
HUNTERSVILLE
HUNTERSVILLE
MOORESVILLE
MOUNT HOLLY
Sales Center: 15204 Skypark Drive, Huntersville, NC, 28078
Sales Center: 11305 Warfield Avenue, Huntersville, NC, 28078
Sales Center: 109 Waterlynn Club Drive Mooresville, NC, 28117
Sales Center: 109 Fielding Street, Mount Holly, NC, 28120-9662
CHARLOTTE BUILDER OF THE YEAR Follow us:
Sales Center Hours: Monday - Saturday 10 am - 6 pm, Sunday 1 pm - 6 pm Mattamy Homes Limited. Builder’s License # 47524
INVITES YOU TO A D DROP-IN RO P - I N
Halloween Party SATURDAY, OCTOBER 25th 2:00pm - 4:00pm
Stop by the Participating Models and bring a friend to “Trick & Treat” Halloween Movie & Popcorn • Kids Wear Costumes • Fun & Treats CH A R L OTTE
AUSTIN’S CREEK AT PALISADES New Single Family Homes Located In Charlotte, NC Model Homes: Joyner, Rockwell, Marconi, Galvani • 15631 Oleander Drive, Charlotte, NC 28278 Executive Collection from the mid $200’s. • Legacy Collection from the upper $200’s. 704-588-3146 BEAR CREEK AT PALISADES New Single Family Homes Located In Charlotte, NC Model Home: Monterey • 17729 Colleton River Lane, Charlotte, NC 28278 Single Family Homes on Wooded Homesites from the low $400’s. 704-588-9226
F O RT
MILL
EPPINGTON New Single Family Homes Located In Fort Mill, SC Model Home: Sierra • 641 Chase Court, Fort Mill, South Carolina 29708 Single Family Homes on Wooded Homesites from the low $400’s. 2,715 to 3,759 sq. ft., 3 - 6 bedrooms with first floor guest suites, open great rooms and gourmet kitchens. 803-802-0061 THE FOREST AT FORT MILL New Phase New Single Family Homes Located In Fort Mill, SC | Up to 1 Acre Homesites Model Home: Alexander • 106 Monteray Oaks Circle, Fort Mill, South Carolina 29715 Single Family Homes, Ranch, Master Down on Wooded Homesites from the upper $300’s. 803-396-7899 SPRINGFIELD Grand Opening New Single Family Homes Located In Fort Mill, SC Model Home: Sterling • 2061 Tatton Hall Road, Fort Mill, SC 29715 Single Family Homes, from the upper $400’s. Located in Springfield neighborhood. 803-547-0093
HUNTERSVILLE BECKETT New Phase Single Family Homes In Huntersville, NC Just Minutes From Lake Norman Model Home: Galvani • 35.412933,-80.904148 | 3808 Halcyon Drive, Huntersville, NC 28078 Side Entry 2-Car Garage, Single Family Homes, 1,959 to 3,420 sq. ft. with ranch, master down, 3 car garage plans and basement homes available from the upper $200’s. 704-948-3222
MOO RES VILLE BYERS CREEK New Single Family Homes In Mooresville Model Home: Edison • 155 Rainberry Drive, Mooresville, NC 28117 Master-Downs, 2-story Homes from the mid $200’s. 704-696-2686
WA X H AW WEDDINGTON TRACE Final Opportunity New Single Family Homes In Waxhaw | Up to 1 Acre Homesites Model Home: Alexander • 914 Crooked River Drive, Waxhaw, NC 28173 Estate Collection from the low $400’s. • Preserve Collection from the low $400’s. 704-843-4163 TUSCANY New Single Family Homes Located in Waxhaw, NC Model Home: Sierra • 5411 Tuscany Drive, Waxhaw, NC 28173 Single Family Homes in Steel Creek Area from the $300’s. 704-458-9160
standardpacifichomes.com
Persons in photos do not reflect racial preference and housing is open to all without regard to race, color, religion, sex, handicap, familial status or national origin. Prices, plans, and terms are effective on the date of publication and subject to change without notice. Map is not to scale. Square footage/acreage shown is only an estimate and actual square footage/acreage will differ. Buyer should rely on his or her own evaluation of useable area. Depictions of homes or other features are artist conceptions. Hardscape, landscape, and other items shown may be decorator suggestions that are not included in the purchase price and availability may vary. No view is promised. Views may also be altered by subsequent development, construction, and landscaping growth. This ad contains general information about a new home community in North and South Carolina and it is not an offer or the solicitation of an offer for the purchase of a new home. This information is not directed to residents of any other state that requires registration or permit issuance prior to the publication of such information.
F Featured eatured P Properties… roperties…
D Davidson avidson & Around Town A round T own
13822 TRIBUTARY
Custom Home in River Run
$650,000
Beautiful Home with Country Club Membership, Gourmet Kitchen, Pet Fence, private lot, & hardwoods James Smith www.ExecutiveSellers.com 704-602-5216
124 NORTH SHORE DRIVE
Waterfront. Brick Ranch with Basement $600,000
129’ of waterfront. Pier, boatslip. Pristine! Wetbar/ summer kitchen in LL. 2 fireplaces. MLS 3034201 www.LattaRealty.com
Terri Latta 704-400-7718
5507 FALLON COURT
Fabulous Home in Summerlake
$850,000
759 OLD MEETING WAY
Davidson Full Brick Townhome
$160,000
3 Bedrms, 2.5 Baths, Fenced Yard, Quiet Street and walking distance to Shopping, Parks & Restaurants Frances Dawson www.HomesOfLKN.com 704-701-7599
12223 KANE ALEXANDER DRIVE
Northstone Country Club
$360,000
OPEN HOUSE! CHRISTENBURY GLEN. I-85, EXIT 49
Cabarrus County Schools 5 BD, 4 BA, 3 Car, 2 Covered Porches
$674,900
3 Million Dollar Amenity Center • 1st Floor Bedroom and Home Management Office • Sunlit Basement w/ Large Rec Room Master Retreat with 2 Large Walk-Ins & Spa Bath • Only a Few Opportunities Remain in Christenbury Glen www.classicahomes.com/101 Nav: 9900 Christenbury Pkwy, Concord, NC
OPEN HOUSE! FIRST FLOOR MASTER RETREAT & STUDY
The Meadows at Cheval 4 BD, 3.5 BA, 3 Car, 2 Covered Porches Inside I-485, convenient address • Open Living, Lots of Windows & Hardwoods • Wow Kitchen, 8’ Island, Walk-in-Pantry Top Finishes • 1st Floor Master Suite • 1st Floor Study • 1st Floor Home Office • Sales by Builder Development Advisory, Inc www.classicahomes.com/216 13605 Castleford Dr, Mint Hill, NC
$524,900
Bailey’s Glen The Most Exciting Active Adult Resort Lifestyle Community in the Carolinas!
5,000
$
FREE OPTIONS
*
Choose from 17 ranch-style floor plans that range from 1,273 to 3,300 square feet.
n e I y! v o M ead R
Retirement lifestyle at it’s finest begins in Cornelius, North Carolina. Ideally located a short drive north of uptown Charlotte. • Lawn Maintenance Included • The “FlexiBUILDity” to make changes to our plans and customize your home just the way you want it! Come tour our furnished models or fabulous clubhouse and discover the secret to staying young!
704-896-7016 www.BaileysGlen.com Go to:
for more information, directions, and to tour our homes.
Classic Collection
The Morgan
Directions from Charlotte: I-77 North to Exit 25. Right on Highway 73. Left on Old Statesville Road. Right onto Bailey Road. Bailey’s Glen is .7 miles on the RIGHT. / 11909 Meetinghouse Drive / Cornelius, NC 28031
*Offer expires 10/31/2014.
SouthPark Associate of the Year Over $20,000,000 in sales in 2013.
7036 Whitemarsh Court – $1,200,000
Substantial home in upscale Gleneagles. Bright & open w/high-end kitchen renovation, in-law suite, lovely pool.
MLS#3029258
MLS#2172493
4052 Arborway – $1,000,000
7926 Greenview Terrace Court - $390,000
MLS#2216113
MLS# 3037659
Fabulous outdoor living in Foxcroft. Pool, covered deck w/fireplace. Sleek, renovated kitchen & master suite.
3115 Springs Farm Lane – $525,000
Best in class! Terrific floor plan, sophisticated finishes, gated community. Lawn maintenance included in HOA.
MLS#3024679
9615 Deer Spring Lane - $325,000
Brick beauty in close-in Cameron Wood. Open floor plan w/hardwoods, sunroom & bonus. Swim/tennis neighborhood.
MLS#3022988
1313025-04
13242 Claysparrow Road – $1,100,000
Extraordinary estate in The Sanctuary. Three-acres w/stunning main residence & 1889 sq.ft. guest house, both w/superb detail & privacy.
820 Garden District Drive - $200,000
Rare opportunity! Garden District beauty w/bright, open plan freshened top to bottom. Balcony & private courtyard.
MLS#3040601
HAND IT OVER.
cindy.barnes@allentate.com • 704-367-7203
Lifestyle & location at modern Greenview Terrace! Lovely, bright townhome w/pretty golf views. High-end finishes.
3500 Carmel Road - $450,000
Top to bottom, high-end renovation of post-modern ranch in great location.
MLS#3042875
Davidson’s Most Distinctive Homes Charleston Style 201 Avinger Lane $ 1,190,000 Agents: Julie Pfeffer River Run 18532 Rollingdale Lane $ 749,000 Agents: Julie Pfeffer
Custom Brick Home
River Run
2401 Grey Road $ 649,000 Agents: Julie Pfeffer, Stacie Lustig
18329 Centre Court Drive $ 669,000 Agent: Julie Pfeffer
Pages Pond 13504 Scanlan Way $ 529,000 Agents: Julie Lopez, Lori Ivester Jackson
River Run 18833 Dembridge Drive $ 529,000 Agent: Julie Pfeffer
In-Town Davidson 1060 Churchill Road $ 435,000 Agent: Julie Lopez LAKE NORMAN’S LEADING LUXURY BROKERAGE
www.IvesterJackson.com
1360848-01
Phone: 704.655.0586 Toll free: 888.378.5232 info@ivesterjackson.com
River Run
18632 River Crossing Blvd $ 630,000 Agents: Lori Ivester Jackson, Alison Smith
Convenient Townhome 917 Central Park Circle # 917 $ 186,000 Agent: Reed Jackson
The Woodlands at Davidson 18340 Woodlands Trail Drive ~ Coming Soon ~ Agent: Julie Lopez
Lori Ivester Jackson 704.996.5686 • Reed Jackson 704.713.3623 Laura Poe 704.609.5274 • Jan Sipe 704.453.4677 Patty Howe 704.651.2529 • Jessica Simpson 704.787.3330 Doris Nash 704.201.3786 • Gail Olson 704.655.0592 Alison Smith 704.996.6747 • Melinda Meade-White 704.534.9208 Nancy Hajnos 704.953.1186 • Sherry Hickman 704.728.1905 Julie Pfeffer 704.661.7590 • Gayle Phillips 704.340.3336 Liz Kitts 704.813.0543 • Stacie Lustig 704.804.1834 Emily Duke 704.907.1252 • Jackie Morgan 704.578.6682 Julie Lopez 704.451.4001 • Christy Chaffee 704.968.1733 Annie Livingston 704.996.2744 • Berry Bean 704.609.3353 Tracy Davis 704.779.9750 • Kristen Kosicki 704.231.0714 Eric Zientek 704.840.4785 • Jayne Coffing 704.604.9016 Evelyn Finn 704.307.5398 • Meredith Hall 704.905.8400 Susan Dolan 704.560.7201 • Robin Sofio 704.577.8261 Pam Boileau 704.905.0366 • Heather Tetzlaff 704.998.7898 Suzanne Lindros 704.877.2465 • Tracy Green 704.578.2174 Anna Zientek 704.840.8997 • Bob Shealy 704.658.8193
For the last fourteen years, the Allen Tate Center City office has served the Urban metro market and gained the trust of the neighbors in these areas. We are fortunate to work in an exciting
center with 83,000 workers right outside our doors. Our agents, all seasoned veterans, are committed to what’s most important: values, honesty and results. Our Realtors have the tools, technology and experience to help our clients meet their real estate goals in this new market. While we cover the Carolinas and beyond, we’re proud to be your neighbor here in Charlotte.
Barbara Edwards 704-779-0756
Tammie Fiorella 704-517-4923
Sherri Green 704-578-1986
Sandy Kindbom 704-491-5045
David Bolinger 704-301-2945
Joshua Drown 704-200-9323
Elizabeth Phares 704-651-8562
Robyn Riordan 704-905-4991
Kim Rowell 704-578-2776
Joe Sibielski 704-617-7500
201 S. Tryon Street, Suite 120 | 704-331-2122 Center City • Dilworth • Plaza Midwood • Elizabeth • Wesley Heights • Southend • Wilmore
ADVERTISEMENT
The Charlotte . bserver Program
Rate
Points
Fees
Charlotte Metro Federal Credit Union
% Down
APR
877-865-2298
http://www.cmcu.org
Check rates daily at http://charlotte.interest.com
Program
Rate
Points
MeCklenBUrg Mortgage
Fees
% Down
APR
877-493-5002
Program
www.mecklenburgmortgage.com
Rate
Points
Best rate Mortgage
Fees
% Down
APR
704-529-1233
http://www.bestratemtg.com
30 yr fixed
Call for Rates
30 yr fixed
3.750
0.000
$175
20% 3.759 30 yr fixed
3.750
0.000
$75
20% 3.772
15 yr fixed
Call for Rates
15 yr fixed
2.875
0.000
$750
20% 2.940 15 yr fixed
2.875
0.000
$75
20% 2.932
3/1 ARM
3.000
1.000
$1000
5% 2.819 7/1 ARM
2.875
0.000
$750
20% 2.904 7/1 ARM
2.875
0.000
$75
20% 2.775
5/1 ARM
3.125
1.000
$1000
5% 2.906 30 yr jumbo
4.125
0.000
$175
20% 4.156
Free Prequalification Letters and Rate Quotes 7 days a week (E) 718 Central Avenue, Charlotte, NC 28204
(B) 1001 Morehead Square Drive #350 Charlotte, NC 28203
lenderCity, a division oF BoUlevard Bank
866-597-7940
http://www.LenderCity.com
LOCAL IN CHARLOTTE FOR 25 YEARS! OPEN SATURDAYS! A+ BBB RATING! FREE FLOATDOWN IF RATES DROP! ZERO CLOSING COST OPTIONS!
1190352 (B) 814 Tyvola Road, Suite 105, Charlotte, NC 28217
1-Year Adjustable Mortgage Trend
3.40
5/1 Adjustable Mortgage Trend 4.000
30 yr fixed
3.625
0.000
$300
5% 3.640
3.22
3.875
20 yr fixed
3.500
0.000
$300
5% 3.521
3.04
3.625
15 yr fixed
2.750
0.000
$300
5% 2.776
2.86
5/1 ARM
2.500
0.000
$300
5% 2.712
2.68
10 Year Fixed, 2.875%/0 points. Low closing costs.
2.50
(A) 536 Trade Center Blvd., St. Louis, MO 63005
3.750 3.500 3.375 3.250 3.125 3.000
6-Aug 13-Aug 20-Aug 27-Aug 3-Sep 10-Sep 17-Sep 24-Sep 1-Oct 8-Oct 15-Oct 22-Oct
9-Jul
13-Aug 17-Sep 22-Oct
Calculate Your Mortgage Payment
Each week Bankrate surveys mortgage experts to predict which way rates will go in coming weeks. Here is what they say this week (10/23/14 - 10/29/14)
Tip: Home expenses sHould noT exceed 28 percenT of your gross monTHly income.
Up: 8% Down: 0% Unchanged: 92%
30 yr fixed
15 yr fixed
5 yr ARM
This week
4.05
3.21
3.14
Last Week
4.01
3.23
3.09
Last Year
4.27
3.37
3.27
Source: Bankrate.com, for more information visit www.bankrate.com. Bankrate national averages are based on 100 largest institutions in the top 10 markets in the United States.
Source: Bankrate.com 2014
30-YeAr MortgAge rAte cALcuLAtor
30-YeAr MortgAge rAte cALcuLAtor 3.75%
4-Jun
Source: Bankrate.com 2014
Source: Bankrate.com 2014
Mortgage Prediction
Loan Amount 3.50%
NMLS# 103395
4.00%
4.25%
4.50%
4.75%
5.00%
5.25%
5.50% Loan Amount 3.50%
3.75%
4.00%
4.25%
4.50%
4.75%
5.00%
5.25%
5.50%
$165,000 $740.92 $764.14 $787.74 $811.70 $836.03 $860.72 $885.76 $911.14 $936.85
$215,000 $965.45
$175,000 $785.83 $810.45 $835.48 $860.89 $886.70 $912.88 $939.44 $966.36 $993.63
$225,000 $1,010.35 $1,042.01 $1,074.18 $1,106.86 $1,140.04 $1,173.71 $1,207.85 $1,242.46 $1,277.53
$995.70
$1,026.44 $1,057.67 $1,089.37 $1,121.54 $1,154.17 $1,187.24 $1,220.75
$185,000 $830.73 $856.76 $883.22 $910.09 $937.37 $965.05 $993.12 $1,021.58 $1,050.41 $235,000 $1,055.26 $1,088.32 $1,121.93 $1,156.06 $1,190.71 $1,225.87 $1,261.53 $1,297.68 $1,334.30 $195,000 $875.64 $903.08 $930.96 $959.28 $988.04 $1,017.21 $1,046.80 $1,076.80 $1,107.19 $245,000 $1,100.16 $1,134.63 $1,169.67 $1,205.25 $1,241.38 $1,278.04 $1,315.21 $1,352.90 $1,391.08 $205,000 $920.54 $949.39 $978.70 $1,008.48 $1,038.70 $1,069.38 $1,100.48 $1,132.02 $1,163.97 $255,000 $1,145.06 $1,180.94 $1,217.41 $1,254.45 $1,292.05 $1,330.20 $1,368.90 $1,408.12 $1,447.86
lenders, to participate in this feature call bankrate.com sales department @ 800-509-4636 Legend: The rate and annual percentage rate (APR) are effective as of 10/22/14. © 2014 Bankrate, Inc. http://www.interest.com. The APR may increase after consummation and may vary. Payments do not include amounts for taxes and insurance. The fees set forth for each advertisement above may be charged to open the plan (A) Mortgage Banker, (B) Mortgage Broker, (C) Bank, (D) S & L, (E) Credit Union, (BA) indicates Licensed Mortgage Banker, NYS Banking Dept., (BR) indicates Registered Mortgage Broker, NYS Banking Dept., (loans arranged through third parties). “Call for Rates” means actual rates were not available at press time. All rates are quoted on a minimum FICO score of 740. Conventional loans are based on loan amounts of $165,000. Jumbo loans are based on loan amounts of $435,000. Points quoted include discount and/or origination. Lock Days: 30-60. Annual percentage rates (APRs) are based on fully indexed rates for adjustable rate mortgages (ARMs). The APR on your specific loan may differ from the sample used. Fees reflect charges relative to the APR. If your down payment is less than 20% of the home’s value, you will be subject to private mortgage insurance, or PMI. Bankrate, Inc. does not guarantee the accuracy of the information appearing above or the availability of rates and fees in this table. All rates, fees and other information are subject to change without notice. Bankrate, Inc. does not own any financial institutions. Some or all of the companies appearing in this table pay a fee to appear in this table. If you are seeking a mortgage in excess of $417,000, recent legislation may enable lenders in certain locations to provide rates that are different from those shown in the table above. Sample Repayment Terms – ex. 360 monthly payments of $5.29 per $1,000 borrowed ex. 180 monthly payments of $7.56 per $1,000 borrowed. We recommend that you contact your lender directly to determine what rates may be available to you. To appear in this table, call 800-509-4636. To report any inaccuracies, call 888-509-4636. • http://charlotte.interest.com
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beyond the extraordinary...
premiersothebysrealty.com 704.248.0243
DENVER | NORTH CAROLINA premiersir.com/id/3031721
Sotheby’s International Realty® and the Sotheby’s International Realty logo are registered service marks used with permission. Each office is independently owned and operated. Equal Housing Opportunity. Property information herein is derived from various sources that may include, but not limited to county records and the multiple listing service and it may include approximations. All information is deemed accurate.