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Oakland Pointe Fort Mill, SC | Homes from the Low $300s
BASEMENT HOMESITES AVAILABLE IN A DESIRABLE FORT MILL COMMUNITY Oakland Pointe is an intimate neighborhood of just 100 homesites, in a serene setting, only 20 miles from bustling Uptown Charlotte. Fort Mill offers a range of recreation opportunities including several nearby golf clubs, Carowinds amusement park, and elegant shops and restaurants in upscale Ballantyne Village. Children are eligible to attend the sought-after Fort Mill Elementary and Middle schools and Nation Ford High School.
Quick Move-In Homes HOMESITE #
BED/BATH/ GARAGE
SQ. FT.
SALE PRICE
Joyner E
90
3/3/2
2,496
$384,970
Landrum II G
30
6/4/2
3,490
$428,010
Landrum II J
88
5/3/2
2,638
$369,800
PLAN
• Four floor plans to choose from • Homes ranging from 2,496 - 3,451 sq ft • Featuring 3-5 bedrooms and 2.5-3 bathrooms
For more info, please call: 803.802.0061
Prices, plans and terms are effective on the date of publication and subject to change without notice. Depictions of homes or other features are artist conceptions. Hardscape, landscape and other items shown may be decorator suggestions that are not included in the purchase price and availability may vary. This ad contains general information about new home communities in North Carolina and South Carolina areas and it is not an offer or the solicitation of an offer for the purchase of a new home.This information is not directed to residents of any other state that requires registration or permit issuance prior to the publication of such information. CalAtlantic Mortgage, Inc., NMLS# 203897 holds a North Carolina Mortgage Lender license # L-155709 and branch licenses in ; Morrisville, NC, L-155709-105; Scottsdale, AZ L-155709-104 and two locations in Charlotte, NC, L-155709-102 and L-155709-106. CalAtlantic Mortgage, Inc., NMLS# 203897 holds a South Carolina Mortgage Lender/Servicer license #MLS 203897; Charleston, SC MLB-1020765; Scottsdale, AZ MLB-767026; and two locations in Charlotte, NC, MLB-996700 and MLB-1588642. CACLT417 C
LIFE FAIRWAY ON THE
129 Marstons Mill Drive - The Point
Beautifully situated on the third fairway, this luxurious home will not disappoint. We invite you to schedule a visit to view the home and this resort lake community with first-class amenities just north of Charlotte on Lake Norman. $939,000
JULIE CASH Managing Broker
704.799.5407
J CASH REAL E STAT E
WWW.JCASHREALESTATE.COM J.CASH REAL ESTATE · THE HATLER HOUSE ON THE POINT 109 CHUCKWOOD ROAD, MOORESVILLE, NC 28117
$275,000,000 Cindy Barnes Over in career sales (704) 367-7203
Lovely Challis Farm custom home w/1st floor master. Updated kitchen; new paint, carpet. Gated community w/cart access to Carmel CC. 5604 Challis View Ln - MLS# 3369414 - $675,000
Executive home w/trendy updates & great floor plan. Highway 51 area; close to everything! 8700 Brownes Pond Ln - MLS# 3362520 - $650,000
Lake Wylie craftsman w/harbor access & resort-style amenities + affordable price! Spacious 5 bdrm, 5BA home meets every need. 5349 Casper Drive - MLS# 3364476 - $500,000
Considering downsizing? Overwhelmed? If you need a place to start, call me for a practical, step-by-step approach.
HAND IT OVER Cindy.Barnes@allentate.com
CUSTOM TO BUILD
13424 SAGE THRASHER Time to build your dream estate on 9.4 waterfront acres on Lake Wylie in The Sanctuary. Impressive architectural features. or pick another plan or just buy the lot! $2,121,450
in Lake Wylie’s Autumn Cove. 5BR, lots hardwood floors, great kitchen, huge master $268,000
OPEN HOUSE SAT 2-4
OPEN HOUSE SAT 2-4
514 GILLCREEK CT
Robin Knows Dirt
5830 CAMPBELL RD. Clover Schools! 1862 Historic Farmhouse, original shiplap on 5 acres w/Vintage barn and workshop. $300,000
106 MARIETTA Own One of Clover’s well preserved estates! This 2881 HSF brick beauty welcomes you in with her southern front porch! $269,000
448 TYSON FOREST, ROCK HILL near Hospital and Winthrop. Lovingly maintained, designer colors, impeccable condition and wooded yard. $238,000
2970 LOCUST HILL RD, YORK SC Escape to this 16.5 acre unique farm with 2 ponds, huge barn/workshop, detached garage and three story brick home with lots of upgrades. $315,000
• 1581 Dan Sexton, Sharon Go Country on 94.3 rolling acres w/amazing views, several homesites $265,000 • Gorgeous waterfront 2.83 acre lot Mountain Lakes in Chester $45,000 • Gorgeous pasture land Charlotte Hwy York - 9 acres $162,000 • Rambler Ln Blacksburg 10 building lots, all wooded 1-2 acres between Charlotte and Spartanburg close to I-85 $13,000 each • 5975 Morningstar 4.5 acres in Lake Wylie’s Cook’s Cove $65,000 • Ft. Lawn 2 lots in Carobrook subdivision $7,000 each WOW! • 1123 Pine Knot, Clover Great Building .8 Acre lot $23,000 • 1133 Hidden Brook Dr, Clover Ridgewood Subdivision .76 Acre lot $19,000 • 8.49 Acres River Drive, Gaffney, multiple homesites, close to I-85 $40,000
It’s time for Spring Cleaning! Donate your items!
1907 KAILUA CIRCLE Tega Cay waterfront ranch with full basement, dock, Views from every room New kitchen! $500,000
7705 RIVER RD, INDIAN LAND SC Brick home on 2 acre corner lot has 3 bd and 2 updated baths. Updated kitchen w/ custom cabinets, ss appliances & granite counter tops. 2 car over sized garage $300,000
WATCH VIDEOS FOR ALL THESE HOMES ON
Food Trucks!
A day all about you!
Expo
Enjoy wine & beer on the patio! Music by Lorenzo King!
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LEARN FROM MINI-SESSIONS: Sharon Blumberg
Dr. Michael Schmitt, DC.
I’m Not Done Yet, LLC
Stem Cell Carolina
Mason Gallman “The HECM Lady” - Towne Bank Mortgage
YOU COULD WIN
A Weekend Getaway for two at the Beautiful Chetola Resort in Blowing Rock NC!
Restaurant and Fashion Gift Cards! Special Fitness Giveaway Package sponsored by SPONSORS
E r for this FRE te is g re d n a m etails entbrite.co v Get all the d .e 8 1 0 2 o p merex event at boo 423 ll 704-358-5 a C it ib h x E To LOCATION: Queen’s Sports Complex - 2229 Tyvola Rd., Charlotte, 28210
WHAT A DIFFERENCE A DOOR MAKES! Area Home Owners Maximize Remodeling Impact with Interior Door Replacement
CHARLOTTE, NC Whole Home Improvement Patented Technology Lower Costs on Average A Fraction of the Time No Mess AN AUTHORIZED DEALER OF
TRANSFORM THE WHOLE HOME WITH INTERIOR AND CLOSET DOOR REPLACEMENT One Day Doors & Closets is the nation’s largest door installation company. With two state-ofthe-art production facilities, the company has been featured on Extreme Makeover Home Edition and is rated Best Value Home Improvement by Good Housekeeping Magazine. And here’s why: 3D Digital Measuring – proprietary measurement technology with precision accuracy Robotic Automation – doors machine cut to fit existing frames within 1/1000th of an inch
Homeowners and designers have focused on interior and closet door replacement as an affordable, efficient, wholehome solution for revitalizing interior appearance. Experts agree it not only improves aesthetics, but can also increase overall home value. Homeowners have many options when updating or remodeling a home, but none have more potential impact than interior door replacement – the look and feel of every room is transformed. Over time, doors show wear and tear or become outdated. They’re slammed, kicked, or the finish is damaged by nicks, dents, or scuffs. Given the age oaf the home, foundation settling can cause doors to operate incorrectly – with opening or closing and latching – or can present gaps in the door’s frame. If floors have been changed from original, space may now appear beneath.
Charlotte Doors & Closets, an authorized dealer of One Day Exclusive Factory Doors & Closets, offers whole Painting home door and closet installation – Custom paint services at costs averaging finish applied and 30%-50% lower than home then oven cured improvement stores, contractors at the factory, and handymen. And the best part lasting 5X longer – installation is complete in than residential four hours or less with no mess! paint finish
Charlotte Doors & Closets is your local One Day Doors & Closets Authorized Dealer.
“If you’re investing in wholehome interior and closet door replacement,” says Scott Herbert, Owner at Charlotte Doors & Closets, “you want to enlist a company with industry experience; one who provides a high-quality, custom product, and utilizes technology to ensure architectural
precision.” Technology allows for customized style and paint finish at the factory, resulting in lower costs and one-day installation. Adds Scott, “Our customers love that their homes are not disrupted by a loud messy, lengthy construction project, so it’s a winwin for everyone.” Charlotte Doors & Closets offers interior and closet doors in a large selection of styles and weights, ranging from hybrid to energy efficient solid core which reduce the transfer of heat and noise; fire-rated doors are also available. In addition to doors and a wide range of architectural grade hardware to choose from, Charlotte Doors & Closets offers closet organizer solutions to optimize the space of your walk-in or reach in closets, laundry rooms, pantries, garages, home offices and entertainment centers. To learn more about why Charlotte Doors & Closets is the best choice for door and closet installation or to take advantage of our ad special, schedule a free estimate appointment at:
704-842-9160
C H A R L O T T E
home design - dedicated to showcasing charlotte’s distinctive homes -
Upcoming Issue Focus Calendar APRIL
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C H A R L O T T E
home design - dedicated to showcasing charlotte’s distinctive homes -
Charlotte’s Premier Real Estate Publication Viewed by 339,500 Readers Weekly! For more information & advertising options, contact Buck Brice (704) 358-5454 BBrice@CharlotteObserver.com
AT THE HEART OF CHARLOTTE E US M HO 2-4P EN 5, OP 4/1 N SU
FEATURED LISTING Dilworth ~ 719 Templeton Avenue $1.075M - 4BD, 3.5BA & 3,336 SqFt
TRADEMARK Uptown ~ 333 W Trade Street #2400 $549K- 2BD, 2 Full BA & 1,339 SqFt
UNDER CONTRACT Uptown ~ 333 W Trade Street #1001 $378.9K- 2BD, 2 Full BA & 1,095 SqFt
UNDER CONTRACT Dilworth ~ 808 Brookside Avenue $699K- 3BD, 2 Full BA & 2,100 SqFt
THINKING OF SELLING? Elizabeth Phares Allen Tate – Center City Office 704.651.8562 elizabeth.phares@allentate.com allentate.com/ElizabethPhares
Dilworth resident since 2000. Consistent branch leader in listings closed. Specializing in the urban real estate market since 2001.
Center City Office: Center City • Dilworth •Plaza Midwood • Elizabeth Wesley Heights • South End • Wilmore • Myers Park
233 North Tryon Street Charlotte, NC 28202
Mortgage Guide Institution
30 yr APR
4.023%
The Charlotte Observer
30 yr Fixed
APR
4.187% APR
Points
Fees
% Down
APR
15 Yr Fixed 3.500
0.000
$0
5% 3.526
Points: 0.000
7/1 Arm
0.000
$0
5% 3.513
Fees: $0
LOCAL IN CHARLOTTE FOR 30 YEARS! OPEN SATURDAYS! A+ BBB RATING!
% Down: 5%
FREE FLOATDOWN IF RATES DROP! ZERO CLOSING COST OPTIONS!
3.500
Phone Number / Website
NMLS # / License #
NMLS #: 115183
704-529-1233
LIC# 103395
www.bestratemtg.com
Rate: 4.125
15 yr ^xed
3.500
0.000
$295 20% 3.550
Points: 0.000
7/1 yr Arm
3.625
0.250
$975 20% 3.757
704-412-9131
Fees: $295
30 yr jumbo 4.250
0.000
$975 20% 4.230
www.mecklenburgmortgage.com
% Down: 75%
Free Prequali^cation Letters and Rate Quotes 7 days a week
30yr Fixed
Mecklenburg Mortgage
Rate
Rate: 4.000
30yr Fixed
Best Rate Mortgage
Product
NMLS #: 1190352 LIC# 161067
TO PARTICIPATE IN THIS FEATURE, CALL SALES DEPARTMENT @ 773-320-8492
Savings Update
Should I refinance to pay for college? By Sabrina Karl
If you’re like many parents with a college-bound child, what you hold in sav- Contrast that to parent or personal loans, or student loans your child takes ings may not be enough to cover four years’ tuition. So as you contemplate out. Although these will carry higher rates, they aren’t secured by your home. how to cover the shortfall, should you consider tapping into your home equity? Some education-oriented loans also offer flexibility for repayment should you fall on hard times, with policies for temporarily deferring payments or even Refinancing your mortgage or applying for a home equity line of credit can be forgiving the loan. tempting, since interest rates on these tend to be significantly lower than student, parent and personal loans. They’re also fairly easy to access as long as If you still decide that tapping home equity is your best avenue for making you have a decent credit score and more than 20 percent equity in your home. college ends meet, note that a home equity line of credit may be better for families applying for financial aid, since a cash-out refinance can hurt your eliBut just because you can tap home equity for college doesn’t mean you gibility calculation. You can also run into financial aid ramifications with home should. The biggest argument against doing so is that taking any loan out equity lines of credit, if you don’t time your withdrawals carefully. against your home requires offering your house as collateral. Should you have trouble repaying that debt in the future, your ownership of the home can be As with many tempting uses of your home equity, putting your house on the jeopardized. line can be a risky proposition. So you owe it to yourself and your future to carefully consider all of the available options. Rate Criteria: The rates and annual percentage rate (APR) are effective as of 4/10/18. All rates, fees and other information are subject to change without notice. RateSeeker, LLC. does not guarantee the accuracy of the information appearing above or the availability of rates and fees in this table. The institutions appearing in this table pay a fee to appear in this table. Annual percentage rates (APRs) are based on fully indexed rates for adjustable rate mortgages (ARMs). The APR on your specific loan may differ from the sample used. All rates are quoted on a minimum FICO score of 740. Conventional loans are based on loan amounts of $165,000. Jumbo loans are based on loan amounts of $453,101. Lock Days: 30-60. Points quoted include discount and/or origination. Payments do not include amounts for taxes and insurance. The APR may increase after consummation and may vary. FHA Mortgages include both UFMIP and MIP fees based on a loan amount of $165,000 with 5% down payment. Points quoted include discount and/or origination. Fees reflect charges relative to the APR. If your down payment is less than 20% of the home’s value, you will be subject to private mortgage insurance, or PMI. VA Mortgages include funding fees based on a loan amount of $165,000 with 5% down payment. If your down payment is less than 20% of the home’s value, you will be subject to private mortgage insurance, or PMI. “Call for Rates” means actual rates were not available at press time. To access the NMLS Consumer Access website, please visit www.nmlsconsumeraccess.org. To appear in this table, call 773-320-8492.