Oakland Pointe | Prices starting from the $320s
Fort Mill, SC
Welcome to a community that is the perfect oasis. • Intimate neighborhood of just 100 home sites sits in serene setting only 20 miles from bustling Uptown Charlotte • Fort Mill offers a range of recreation opportunities including several nearby golf clubs, Carowinds amusement park and elegant shops and restaurants in upscale Ballantyne Village • Children are eligible to attend sought-after Fort Mill schools, all within close proximity of the community
For more info, please visit: CalAtlantichomes.com/Charlotte Prices, plans and terms are effective on the date of publication and subject to change without notice. Depictions of homes or other features are artist conceptions. Hardscape, landscape and other items shown may be decorator suggestions that are not included in the purchase price and availability may vary. This ad contains general information about new home communities in North Carolina and South Carolina areas and it is not an offer or the solicitation of an offer for the purchase of a new home.This information is not directed to residents of any other state that requires registration or permit issuance prior to the publication of such information. CalAtlantic Mortgage, Inc., NMLS# 203897 holds a North Carolina Mortgage Lender license # L-155709 and branch licenses in ; Morrisville, NC, L-155709-105; Scottsdale, AZ L-155709-104 and two locations in Charlotte, NC, L-155709-102 and L-155709-106. CalAtlantic Mortgage, Inc., NMLS# 203897 holds a South Carolina Mortgage Lender/Servicer license #MLS 203897; Charleston, SC MLB-1020765; Scottsdale, AZ MLB-767026; and two locations in Charlotte, NC, MLB-996700 and MLB-1588642. CACLT417 C
$275,000,000 Cindy Barnes Over in career sales (704) 367-7203
Lovely Challis Farm custom home w/1st floor master. Updated kitchen; new paint, carpet. Gated community w/cart access to Carmel CC. 5604 Challis View Ln - MLS# 3369414 - $675,000
Executive home w/trendy updates & great floor plan. Highway 51 area; close to everything! 8700 Brownes Pond Ln - MLS# 3362520 - $650,000
Lake Wylie craftsman w/harbor access & resort-style amenities + affordable price! Spacious 5 bdrm, 5BA home meets every need. 5349 Casper Drive - MLS# 3364476 - $500,000
Considering downsizing? Overwhelmed? If you need a place to start, call me for a practical, step-by-step approach.
HAND IT OVER Cindy.Barnes@allentate.com
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LOCATION: Queen’s Sports Complex - 2229 Tyvola Rd., Charlotte, 28210
Figure Eight Island ~ A Private Beach Community $3.895M
$3.875M
10 Banks Road ~ Soundfront MLS# 30509164 | 5BD, 5.5BA
8 Surf Court ~ Oceanfront MLS# 100011630 | 6BD, 7.5BA
$3.8M
$2.395M
$5.7M
Oceanfront 188 Beach Road S. MLS# 100068221 5BD, 6 Full & 2 Half BA Located on 7.9 Acres
JUDY PARLATORE Owner/Broker judy@figure8island.com
520 Beach Road N. ~ Oceanfront MLS# 100095183 | 4BD, 3Full & 2 Half BA
KIRRA SUTTON Broker-Realtor 530 Beach Road N. ~ Oceanfront MLS# 100069342 | 5BD, 4.5BA
kirra@figure8island. com
JO EL SKIPPER Broker-Realtor jo-el@figure8island.com
Figure8Island.com
800.279.0685 | 910.686.4400
Vance Young - Wilmington’s Waterfront Specialist 281 Beach Road N ~ Wilmington MLS# 100071321 | $2,195,000
Vance Young Broker/REALTOR®
Direct (910) 232-8850 www.VanceYoung.com VanceYoung@IntracoastalRealty.com
407 Bradley Creek Point Road - Wilmington MLS# 100045253 | $4,950,000
Vance Young - Wilmington’s Waterfront Specialist
2007 S Churchill Drive ~ Wilmington MLS# 100113193 | $1,395,000
1100 Pembroke Jones Drive ~ Wilmington MLS# 100088708 | $4,750,000
Vance Young
Broker/REALTOR®
Direct (910) 232-8850 www.VanceYoung.com VanceYoung@IntracoastalRealty.com
BATHROOMS • KITCHENS ROOM ADDITIONS OUTDOOR LIVING & HANDYMAN SERVICES
ROOM ADDITIONS FROM $15,995
OUTDOOR LIVING/ SWIMMING POOLS FROM $8,995
BATHROOMS FROM $9,995
KITCHENS FROM $17,995
FINANCING AVAILABLE WITH NO MONEY DOWN! CALL US TODAY FOR A FREE ESTIMATE! 980.299.5475 WWW.RCBCONSTRUCTIONMGMT.COM
C H A R L O T T E
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CUSTOM TO BUILD
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13424 SAGE THRASHER Time to build your dream estate on 9.4 waterfront acres on Lake Wylie in The Sanctuary. Impressive architectural features. or pick another plan or just buy the lot! $2,121,450
Historic Clover home completely renovated inside and out with stunning kitchen. 4BR $275,000
5830 CAMPBELL RD. Clover Schools! 1862 Historic Farmhouse, original shiplap on 5 acres w/Vintage barn and workshop. $300,000
106 MARIETTA Own One of Clover’s well preserved estates! This 2881 HSF brick beauty welcomes you in with her southern front porch! $269,000
214 KINGS MOUNTAIN
OPEN HOUSE SAT 2-4
1692 HWY 161, YORK with Clover Schools! Great 3/2 Ranch on .86 acre $160,000
2010 ROADRUNNER RD. in Clover’s Flying Eagle Estates All new paint and carpet, screened porch on 1.9 acres $275,000
1907 KAILUA CIRCLE Tega Cay waterfront ranch with full basement, dock, Views from every room New kitchen! $500,000
7705 RIVER RD, INDIAN LAND SC Brick home on 2 acre corner lot has 3 bd and 2 updated baths. Updated kitchen w/ custom cabinets, ss appliances & granite counter tops. 2 car over sized garage $300,000
Proud sponsors of the Homes for Heroes Program! We give back to Law Enforcement, Firefighters, Military, EMS, Healthcare workers and Teachers. Contact us to see how much money YOU can get back buying or selling with us.
Robin Knows Dirt • 1581 Dan Sexton, Sharon Go Country on 94.3 rolling acres w/amazing views, several homesites $265,000 • Gorgeous waterfront 2.83 acre lot Mountain Lakes in Chester $45,000 • Gorgeous pasture land Charlotte Hwy York - 9 acres $162,000 • Rambler Ln Blacksburg 10 building lots, all wooded 1-2 acres between Charlotte and Spartanburg close to I-85 $13,000 each • Lot 9 Lakeshore 9.6 acres Mount Croghan SC on stunning pond $53,000 • Ft. Lawn 2 lots in Carobrook subdivision $7,000 each WOW! • 1123 Pine Knot, Clover Great Building .8 Acre lot $23,000 • 1133 Hidden Brook Dr, Clover Ridgewood Subdivision .76 Acre lot $19,000 • 8.49 Acres River Drive, Gaffney, multiple homesites, close to I-85 $40,000
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Mortgage Guide Institution
30 yr APR
4.129% Best Rate Mortgage
30yr Fixed APR
4.258% Mecklenburg Mortgage
30yr Fixed APR
The Charlotte Observer
30 yr Fixed
Product
Rate
Points
Fees
% Down
APR
Rate: 4.125
15 Yr Fixed 3.625
0.000
$0
5% 3.663
Points: 0.000
7/1 Arm
0.000
$0
5% 3.695
Fees: $0
LOCAL IN CHARLOTTE FOR 30 YEARS! OPEN SATURDAYS! A+ BBB RATING!
% Down: 5%
FREE FLOATDOWN IF RATES DROP! ZERO CLOSING COST OPTIONS!
3.625
Phone Number / Website
NMLS #: 115183
704-529-1233
LIC# 103395
www.bestratemtg.com
Rate: 4.250
15 yr xed
3.625
0.000
$295 20% 3.638
Points: 0.000
7/1 yr Arm
3.625
0.250
$975 20% 3.757
704-412-9131
Fees: $295
30 yr jumbo 4.375
0.000
$975 20% 4.401
www.mecklenburgmortgage.com
% Down: 75%
NMLS # / License #
NMLS #: 1190352 LIC# 161067
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TO PARTICIPATE IN THIS FEATURE, CALL SALES DEPARTMENT @ 773-320-8492 Savings Update
What is a step-up or rising rate CD? By Sabrina Karl
Certificates of deposit are generally pretty straightforward: You choose a term Of course, if you cash out early on a step-up CD, not only will you be hit with and the bank pays you a fixed interest rate as long as you keep your funds an early withdrawal fee, but you’ll miss out on the higher rates you would have there until maturity. earned in later years. But some banks will throw a specialty CD or two onto their menu. One is the Shopper beware that there are also bump-up and raise-your-rate CDs. With step-up CD, and its name can sometimes confuse. So let’s dig into what step- these, you can choose to raise your CD’s APY to the bank’s current (presumup certificates are, and what they’re not. ably higher) rate, usually once or twice during the term. Step-up and rising rate CDs are usually the same thing. Both pay pre- Also note that some banks have begun interchanging these terms. So while established interest rates that increase at intervals throughout the term. For the definitions above are traditionally true, you may see a CD marketed as a instance, a five-year step-up CD may pay 0.5% in Year 1, then 1.0% in Year step-up when actually it’s a bump-up. 2, and so forth until it pays 2.5% in Year 5. Step-up CDs are typically advertised with their highest rate highlighted, so That means your true earnings are a blended rate that averages the various be sure to read the fine print on what the blended rate will be. It’s likely you tiers. In the example above, the CD would pay an actual rate of 1.5% over can earn more by shopping diligently among the fixed-rate certificates. In any five years. case, be sure you understand exactly what it is you’re looking at. Rate Criteria: The rates and annual percentage rate (APR) are effective as of 4/24/18. All rates, fees and other information are subject to change without notice. RateSeeker, LLC. does not guarantee the accuracy of the information appearing above or the availability of rates and fees in this table. The institutions appearing in this table pay a fee to appear in this table. Annual percentage rates (APRs) are based on fully indexed rates for adjustable rate mortgages (ARMs). The APR on your specific loan may differ from the sample used. All rates are quoted on a minimum FICO score of 740. Conventional loans are based on loan amounts of $165,000. Jumbo loans are based on loan amounts of $453,101. Lock Days: 30-60. Points quoted include discount and/or origination. Payments do not include amounts for taxes and insurance. The APR may increase after consummation and may vary. FHA Mortgages include both UFMIP and MIP fees based on a loan amount of $165,000 with 5% down payment. Points quoted include discount and/or origination. Fees reflect charges relative to the APR. If your down payment is less than 20% of the home’s value, you will be subject to private mortgage insurance, or PMI. VA Mortgages include funding fees based on a loan amount of $165,000 with 5% down payment. If your down payment is less than 20% of the home’s value, you will be subject to private mortgage insurance, or PMI. “Call for Rates” means actual rates were not available at press time. To access the NMLS Consumer Access website, please visit www.nmlsconsumeraccess.org. To appear in this table, call 773-320-8492.