home|design, June 2, 2018 by Charlotte home

Your

forever family vacation destination

can be

a reality!

CUSTOM DESIGNED POOLS, HARDSCAPES, OUTDOOR KITCHENS, WATER & FIRE FEATURES & FENCING OPTIONS

CALL TODAY FOR YOUR FREE ESTIMATE

NC O ce: 704.845.3065 | SC O ce 803.547.POOL (7665) | www.edgewaterpoolsllc.com FREE DESIGN CONSULTATIONS & ESTIMATES

A HOME THAT COMES WITH THE LIFESTYLE YOU DESERVE • No steps

• Private courtyard in every home

• Wide variety of interior options and upgrades • Floorplan options perfect for you

• Resort-style amenities: - Clubhouse - Pool - Walking trails

The

Summer of Smiles

For a limited time, we’re offering $10,000 in design options.* The Courtyards of Huntersville 8238 Parknoll Drive, Huntersville, NC 28078

The Courtyards on Lake Norman 16006 Lakeside Loop, Cornelius, NC 28031

The Courtyards at Blume Point 120 Blume Road, Mooresville, NC 28117

The Courtyards at Wesley Chapel 1619 Cuthbertson Road, Waxhaw, NC 28173

The Courtyards at Kinnamon Park 9202 Edelweiss Lane, Huntersville, NC 28078

The Courtyards at Emerald Lake 1307 Garden Vista Drive, Stallings, NC 28104

Get started today: EpconCommunities.com • 866-467-1915 * Offer available for a limited time only. Offer available on firm contracts only. Not valid at all locations. Please see your Epcon Sales Associate for locations and restrictions. Offer subject to change.

$275,000,000 Cindy Barnes Over in career sales (704) 367-7203

UNDER CONTRACT

Lovely Challis Farm custom home w/1st floor master. Updated kitchen; new paint, carpet. Gated community w/cart access to Carmel CC. 5604 Challis View Ln - MLS# 3369414 - $650,000

Classic Charlotte home offers in-law suite and private office space. Desirable Carmel Road location. 4900 Lindstrom Drive MLS# 3388986 - $525,000

D RE

Substantial home in South Charlotte swim/tennis neighborhood. 3.5 baths & two masters. Great price! 5529 Sunstar Court MLS# 3390568 - $500,000

Spacious Ballantyne townhome w/1st floor master. Light, bright w/upscale detail. Gated community. 11707 Easthampton Circle MLS# 3393099 - $500,000

Considering downsizing? Overwhelmed? If you need a place to start, call me for a practical, step-by-step approach.

HAND IT OVER Cindy.Barnes@allentate.com

Huntie Jokinen (828) 205-3215 www.realliving.com

huntie.jokinen@carolinaproperty.com

Your Resource for

Morganton, Lake James, and the High Country…

BATHROOMS • KITCHENS ROOM ADDITIONS OUTDOOR LIVING & HANDYMAN SERVICES

Spectacular 73 Acre Equestrian Estate | 100 Bell’s Run | $2.95M

Close to Morganton & perfectly Situated on 73 acres, this property features a 7,425 SqFt main house, a 14K SqFt equipment barn, a 2.1K SqFt stable, a 1.2K SqFt lower stable, a 940 SqFt tractor shed & a 10.6K SqFt covered riding ring. The 2.3 acres of fenced pasture also has lower stable access, a 4.38 acre fenced pasture & 16 acres of grassy hay. 4.6 acres of manicured grounds surround the main house & approximately 45 wooded acres. Plus over 3,000 feet of Catawba River frontage.

828.205.3215 | VISIT WWW.100BELLSRUN.COM

ke s La me Ja

Exceptional waterfront home with wide unobstructed views of Lake James... 3 or 4 Bedrooms, 2.5 Baths in the gated community of Mallard Cove.

$899,000 | 828.205.3215

ROOM ADDITIONS FROM $15,995

OUTDOOR LIVING/ SWIMMING POOLS FROM $8,995

BATHROOMS FROM $9,995

KITCHENS FROM $17,995

www.CarolinaProperty.com

60 OFF %

All Carpet, Hardwood, Laminate, Tile, and Vinyl

FINANCING AVAILABLE WITH NO MONEY DOWN!

Schedule Your Free In Home Appointment Today!

$100 off

Get An Additional When You Use Promo Code: Charlotte Observer Offer Good Through June 30th, 2018

CALL US TODAY FOR A FREE ESTIMATE! 980.299.5475 WWW.RCBCONSTRUCTIONMGMT.COM

REPRESENTING UNIQUE, PRIVATE & INSPIRING HOMES

THE MCDOWELL GROUP Gail McDowell

George McDowell

gail.mcdowell@premiersir.com gailmcdowell.premiersothebysrealty.com

george.mcdowell@premiersir.com georgemcdowell.premiersothebysrealty.com

704.989.6565

704.989.6752

McDowellRealtyGroup.com

QUAIL HOLLOW | 6815 HONORS COURT | CHARLOTTE

Terry McDonald

Bobby McDonald

704.390.6221

704.351.0987

Terry@McDonaldGroupCharlotte.com

Bobby@McDonaldGroupCharlotte.com

www.McDonaldGroupCharlotte.com

158+ ACRE FARM ESTATE

SOUTHPARK ESTATE

$1,825,000

$1,995,000

5201 Mount Carmel Road, Heath Springs, SC

2525 Morrocroft Lane | Morrocroft Estates

4 BR | 4 BA | 4,669 sq. ft. | Pool | Equestrian facilities

4 B R | 4 .1 B A | 5 , 9 3 5 s q . f t . | O p e n P l a n | 0 . 4 5 a c r e

Located just 1 hour south of Charlotte and 1 hour north of Columbia, SC

This gorgeous Tudor-style full brick and stone home was built in 2004 and has many updates. The open plan features a Library with a coffered ceiling, fireplace & built-ins, stunning 2 story Great Room with a fireplace & wall of windows overlooking the pool, luxurious MBR suite on the main level, Wine Room, Sunroom with fireplace, and an updated kitchen with custom cabinets, quartz countertops & Viking appliances. The upper level has 3 secondary bedrooms each with a private bath, plus a large Bonus Room with kitchen/bar and separate Media Room.

This remarkable and secluded authen�c log home has fabulous excep�onal indoor & outdoor entertaining spaces, beau�ful ﬁnishes, top-of-the line gourmet kitchen, beau�ful MBR suite, Media Room, stone ﬁreplaces, screened porch, surround sound, security system, porte cochere, 2 detached garages, and much more! A very special retreat! • • •

18 acres fenced pasture Wooded and cleared land Private stocked pond

• • •

6-stall barn Chicken house & deer stands Outdoor ﬁreplace & kitchen

• • •

Pool, spa and ﬁre pit Terraces and covered porches And much more!

• • •

Three ﬁreplaces Pool and spa Covered kitchen/grilling area

• • •

Expansive Bluestone pa�o A�ached 3 car garage Surround sound

• • •

Security system Irriga�on system Walk to shops & restaurants

MEG WILKINSON

SUSAN MAY

BROKER | REALTOR ®

704-906-5747

704-650-7432

meg@HMPROPERTIES.COM

susanmay@HMPROPERTIES.COM

HMPROPERTIES.COM

CERTIFIED LUXURY HOME MARKETING SPECIALIST NC Broker/SC RealtorÂ®

704.267.3643 | Jo@Butterworth.net ST D JUSTE LI

R T DERAC N U NT CO

Custom Built in Tega Cay - 3016 Point Clear MLS# 3317922 | 5BD, 3.5BA | 3,336 SQFT | $525K ED UR E T A M FE HO

ST D JUSTE LI

3 Story in Waxhaw - 4905 Congaree Dr MLS# 3394151 | 5BD, 5BA | 3,991 SQFT | $455K ST D JUSTE LI

HOME Buyers ARE Buying! Thinking FEATURED of Selling? Look… OPEN HOUSE SAT, JUN 2ND 1-3PM

9200 SKIPAWAY DRIVE NEW PRICE $900,000 | MLS # 3318758

JUST LISTED

5600 CHALLISFORD LANE $1,450,000 | MLS# 3387596 OPEN HOUSE SUN, JUN 3RD 1-3PM

9118 SKIPAWAY DRIVE $650,000 | MLS# 3355430

10704 SAPONA COURT $724,000 | MLS# 3374247

OPEN HOUSE SUN, JUN 3RD 1-3PM

14933 CAPRICORN LANE $612,000 | MLS# 3367481 OPEN HOUSE SAT & SUN 1-3PM

15305 MCCOMB MANOR COURT $943,000 | MLS# 3381217

CHRISTINE HOTHAM

NC & SC BROKER / REALTOR® / ASP® / SPS®

704.607.2338

chatham@HelenAdamsRealty.com / christinehotham.com

Moving Up, Out, or In – Call Christine Hotham

#1 SALES LEADER BALLANTYNE

11733 JAMES JACK LANE $885,000 | MLS# 3385140 OPEN HOUSE SAT & SUN 2-4PM

11803 JAMES JACK LANE $900,000 | MLS# 3386291

Charlotte’s

4.25 M

4.95 M

MOST DISTINCTIVE HOMES

IvesterJackson.com | Info@IvesterJackson.com | 704.499.3054

GREENWOOD

PELLYN WOOD

MLS 3299035 | 8343 Providence Road Agents: Reed Jackson 704-713-3623 Lisa McCrossan 704-620-0328

3.85 M

MLS 3254980 | 2019 Craigmore Drive Agents: Tracy Davis 704-779-9750 Reed Jackson 704-713-3623

UNDER CONTRACT

3.199 M

3.495 M

2.795 M

PRICE REDUCED

EUROPEAN VILLA

SEVEN EAGLES

MLS 3395047 | 8406 Eagle Glen Way Agent: Liza Caminiti 704-526-6695

2.1 M

UNDER CONTRACT

LONGVIEW - WAXHAW

MLS 3380941 | 8500 English Turn Lane Agent: Lisa McCrossan 704-620-0328

PELLYN WOOD

MLS 3276839 | 5403 Gorham Drive Agents: Dee Reid 704-281-3913 Tar Reid 704-905-8221

MORROCROFT ESTATES

MLS 3197936 | 7545 Morrocroft Farms Ln. Agents: Reed Jackson 704-713-3623 Cindy Castano Swannack 704-904-6619 1.299 M

2.295 M

MYERS PARK

MLS 3370143 | 964 Granville Road Agent: Reed Jackson 704-713-3623

WHY I V EST E R JAC KS O N CHRISTIE’S?

CARMEL COUNTRY CLUB

MLS 3302088 | 4842 Carmel Club Drive Agents: Dee Reid 704-281-3913 Stacy Label 704-302-5035

1.249 M

OPEN HOUSE JUNE 2, 2-5 PM

6,700 SF

CHATELAINE - WEDDINGTON

PROVIDENCE DOWNS SOUTH - WAXHAW MLS 3371842 | 1617 Funny Cide Drive Agents: Dee Reid 704-281-3913 Anna Boyce Rankin 704-661-6753

MLS 3379048 | 724 Beauhaven Lane Agent: Cindy Castano Swannack 704-904-6619

• Over 1300 affiliate offices worldwide • Engage the world’s most affluent audience • Local expertise, tailored service, Christie’s credibility

- Lak e Norman C olle c tion 7.2 M

4.25 M

NORMAN ESTATES - DENVER

MLS 3388984 | 8495 Norman Estates Drive Agent: Lori Ivester Jackson 704-996-5686

CORNELIUS WATERFRONT

MLS 3294669 | 18311 Nantz Road Agents: Cortney Griffin 704-534-0247 Lori Ivester Jackson 704-996-5686 3.485 M

3.65 M

CORNELIUS WATERFRONT

MLS 3395816 | 21215 Senlac Lane Agent: Lori Ivester Jackson 704-996-5686

2.35 M

WEST BAY - DENVER

MLS 3354305 | 8236 Bay Pointe Drive Agents: Susan Dolan 704-560-7201 Reed Jackson 704-713-3623

1.799 M

THE ENCLAVE - CONCORD

MLS 3384441 | 10158 Enclave Circle Agent: Liza Caminiti 704-526-6695

ENCLAVE - CORNELIUS

$3,899,900

THE PENINSULA - CORNELIUS

MLS 3352109 | 18525 Peninsula Club Drive Agent: Tracy Davis 704-779-9750

MLS 3031440 | 19125 Peninsula Point Drive Agent: Reed Jackson 704-713-3623

2.995 M

2.699 M

MOORESVILLE WATERFRONT

NAUTICAL POINT - MOORESVILLE

MLS 3371972 | 448 Stonemarker Road Agents: Lori Ivester Jackson 704-996-5686 Doris Nash 704-201-3786

MLS 3383249 | 116 Nautical Point Court Agents: Lori Ivester Jackson 704-996-5686 Annie Livingston 704-996-2744

1.299 M

875 K

DAVIDSON

MLS 3362162 | 20353 Enclave Oaks Court MLS 3356888 | 19213 Davidson Concord Road Agent: Lori Ivester Jackson 704-996-5686 Agents: Emily Duke 704-907-1252 Lori Ivester Jackson 704-996-5686

IvesterJackson.com Info@IvesterJackson.com 704.499.3054

4.275 M

THE PENINSULA - CORNELIUS

MLS 3389565 | 18500 Square Sail Road Agent: Lori Ivester Jackson 704-996-5686

Offices Charlotte Lake Norman Asheville

Please Join Us for a Custom Home Building Seminar Join us to learn more about the Custom building process, and all that Shea Custom has to offer. Thursday, June 14, 5:30 - 7:00 PM Wine & Appetizers served Meet our team, get information on financine & homesite information, plus a tour of our 3,900 sq ft Design Studio! RSVP by June 10 with the total # attending to rsvp@sheacustom.com www.sheacustom.com

Event Location: Shea Design Studio 8008 Corporate Center Dr Suite 300 Charlotte, NC 28226 Sponsored by NorthPointe Bank

S U M M E R S A L E 2 018 GO I N G O N N OW!

PLAYSE TS • PATIO FURNITURE • P O OLS & HO T T UB S • OUTDO OR KITCHENS & GRILLS • ACCESSORIES AND MORE

NORTH STORE 10110 Northcross Center Court, Huntersville, NC 28078

SOUTH STORE 1815 Windsor Square Drive, Matthews, NC 28105

704.321.2997•MYMODERNBACKYARD.COM

FIBERGLASS SWIMMING POOL PACKAGES

STARTING AT $23,999

704.659.1708 â&#x20AC;¢ CHARLOT TEFIBERGLASS.COM

Chestnut at Blowing Rock 364 Chestnut Drive, Blowing Rock, NC 28605 chestnutatblowingrock.com Ashley Hutchens and Jerry Hutchens 828.964.5438 ashley.hutchens@premiersir.com jerry.hutchens@premiersir.com

LOCATED ON THE BLUE RIDGE PARKWAY atop the Eastern Continental Divide in the idyllic village of Blowing Rock, North Carolina awaits Chestnut at Blowing Rock – a private enclave of 23 single-story luxury residences surrounded by lush natural scenery, unmatched views and modern conveniences. Redefining luxury living, Chestnut at Blowing Rock features open and airy living spaces, natural finishes and towering windows designed to showcase breathtaking vistas of Moses Cone Memorial Park and Grandfather Mountain State Park. The quaint and charming shops and restaurants of Main Street are steps from your door. Discover elegant living in a casual setting at Chestnut at Blowing Rock.

Sotheby’s International Realty® and the Sotheby’s International Realty logo are registered service marks used with permission. Each office is independently owned and operated.

SITE DEVELOPMENT AT A FOCUSED PACE. Chestnut at Blowing Rock features open and airy living spaces, natural finishes and towering windows designed to showcase breathtaking vistas.

Open House Weekend

Saturday, June 2 & Sunday, June 3

UP TO $25,000 * IN SUMMER SAVINGS Open House Weekend! Tour quick move-in homes and furnished models this weekend, and take advantage of our special summer pricing and incentives in all of our Charlotte Communities. This is your chance to ﬁnd a new home. From acre+ homesites and singlelevel living to luxurious gourmet kitchens and outdoor living spaces, Century Communities delivers the staycation of your dreams just inside your new front door. Come and register to win the Ultimate

Hurry! Time is running out to enter! Charlotte Summer Staycation

G I V E A WA WAY

JOHNSON MANOR | Mooresville

Giveaway with passes and gift cards valued at $1,300* to some of Charlotte’s favorite attractions and a $250.00** Shopping Spree! OLDE STONEGATE | Mint Hill

Few Remain From the Low $200’s | 704-658-1024 One Remains at $329,990 | 704-900-7149

HOLLYBROOK | Mooresville

From the High $300’s | 704-288-1222

PLEASANT OAKS | Concord

MARVIN CHASE | Ballantyne

From the High $400’s | 704-312-0900

WYNDMOOR | Marvin

From the Mid $200’s | 704-774-3960

From the $600’s | 704-800-6395

CEDARVALE FARM | Midland

HIGHCLERE | Weddington

From the High $200’s | 704-312-8684

HADLEY AT ARROWOOD | Charlotte

Townhomes From the $200’s | 704-909-7088

From the $600’s | 704-844-2808

GREENBRIER | Waxhaw

From the $300’s | 704-909-7088

Learn more at CenturyCommunities.com/NorthCarolina for locations and the latest offers. *Summer Sale Promotion valid May 15, 2018 – June 15, 2018. Passes and Gift Cards valued at $1,300 and may not be exchanged for cash. Shopping Spree valued at $250 and may not be exchanged for cash. One entry per household. Winner selected randomly by at Century Communities employee on June 16, 2018 and will be notiﬁed by Century Communities employee by phone. Need not be present to win, Century Communities employees and affiliates not eligible. Summer Sale Promotion also consists of up to $25,000 in savings based upon current pricing vs. original list price on select move-in ready homes at select communities. Offers are contingent upon buyer closing a loan with our affiliated lender, Inspire Home Loans, and is subject to limits. See a sales representative for details. The combined value of seller incentives, credits and other seller contributions may exceed lender limits established for the loan program for which homebuyer qualiﬁes. Homebuyer should ask Inspire Home Loans about the impact of such limits. Price, plans and terms are effective on the date of publication and subject to change without notice. Depictions of homes or other features are conceptual. Decorative items and other items shown may be decorator suggestions that are not included in the purchase price and availability may vary. Depictions of homes or other features are conceptual. Housing options are open to all without regard to race, color, religion, sex, handicap, familial status, or national origin. ©5/2018 Century Communities. NMLS#1564276

The

Summer of Smiles

GET $10,000 IN DESIGN OPTIONS!*

EPCON CHANGES THE WAY YOU LIVE, AND THAT’S SOMETHING TO SMILE ABOUT Epcon builds beautiful, low-maintenance, single-story homes in amenity-rich neighborhoods. And for a limited time, we’re offering $10,000 in design options.* With so many ways to personalize your dream home, you can’t help but smile. Enhance your life at Epcon Communities. We can’t wait for you to come home.

Your Best Source for Residential Real Estate. Contact your preferred neighborhood expert for more details today!

717 HUNGERFORD PLACE | $1,875,000

907 HUNTINGTON PARK DRIVE | $4,650,000

4205 FOX BROOK LANE | $2,895,000

6304 GLYNMOOR LAKES DRIVE | $1,349,000

Coveted Eastover location! This remarkable Charleston style home with gorgeous features and interiors bathed in natural light. Contact Owner/Broker Vicky Mitchener at 704.517.0177 or vmitchener@dmahomes.com for more details.

Gorgeous, inviting property in the heart of South Park! Multiple French doors open onto the spacious back veranda which overlooks the pool, fire pit, and putting green! Contact Realtor®/Broker Cinda Smith at 704.904.73363 or csmith@dmahomes.com for more details.

Stunning 2 acre private estate, a rare find-convenient to Uptown & Southpark, with gorgeous quatrefoil fountain pool. Contact Realtor®/Broker Missy Highsith at 704.905.6680 or mhighsmith@dmahomes.com for more details.

Set on a 1+ acre lot convenient to dining and shopping, this stunning 5-bedroom, 6.1-bathroom home offers an open floor plan flooded in natural light and perfect for entertaining. Contact Realtors®/Brokers Ducie Stark at 704.641.5398/dstark@dmahomes or Ruth Moniz at 704.609.4846/rmoniz@dmahomes.com for more details.

704.342.1000 | dickensmitchener.com Download the Dickens Mitchener App today, available in the App & Play Stores!

OAK BROOK ESTATES

Under Contract

3 2 1 9 O a k B r o o k D r i ve M a r v i n , N C 2 8 1 73 5 B R | 7.1 B A | 6 , 3 5 3 s .f. | $ 1 ,1 5 0,0 0 0 Fabulous custom brick home on park-like 1+ acre. Superior craftsmanship throughout. Private backyard oasis w/covered patio, pool & spa. 2nd living quarters w/full kitchen & dedicated garage.

P E G GY P E T E R S O N T E A M

BROKER / REALTOR Â® 704-904-6279 peggypeterson@hmproperties.com HMPROPERTIES.COM

Mortgage Guide Institution

30 yr APR

4.259% Mecklenburg Mortgage

30yr Fixed APR

30 yr Fixed

30yr Fixed APR

Product

Rate

Points

Fees

% Down

APR

Phone Number / Website

Rate: 4.250

15 yr xed

3.625

0.000

$295 20% 3.640

Points: 0.000

7/1 yr Arm

3.750

0.000

$975 20% 3.759

704-412-9131

Fees: $295

30 yr jumbo 4.375

0.000

$975 20% 4.401

www.mecklenburgmortgage.com

% Down: 75%

4.132% Best Rate Mortgage

The Charlotte Observer NMLS # / License #

NMLS #: 1190352 LIC# 161067

5 Star rating on Google. Rate qoutes 7 days a week

Rate: 4.125

15 Yr Fixed 3.625

0.000

5% 3.642

Points: 0.000

7/1 Arm

0.000

5% 3.785

Fees: $0

LOCAL IN CHARLOTTE FOR 30 YEARS! OPEN SATURDAYS! A+ BBB RATING!

% Down: 5%

FREE FLOATDOWN IF RATES DROP! ZERO CLOSING COST OPTIONS!

3.750

NMLS #: 115183

704-529-1233

LIC# 103395

www.bestratemtg.com

TO PARTICIPATE IN THIS FEATURE, CALL SALES DEPARTMENT @ 773-320-8492 Savings Update

What is a jumbo mortgage? By Sabrina Karl

In the world of mortgage jargon, it’s refreshing to see a term that tells it like it Your down payment requirement may also increase. Though some convenis. A jumbo mortgage is, quite simply, a very large mortgage. And if the home tional mortgages allow down payments as low as 3 percent, a jumbo mortgage you’re buying is expensive or in a high-cost area, you’ll likely need one, so let’s will likely require at least 10 percent, and maybe as much as 15 or 20 percent. look at how they differ from standard mortgages. Jumbo lenders will generally also require that you show more cash in reserve Jumbo loans are also called non-conforming loans because they don’t conform than a conforming mortgage would require. Needing to demonstrate reserves to Fannie Mae and Freddie Mac’s limits for purchasing mortgages. In most of of 12 months’ mortgage payments is not uncommon for jumbo loans. the U.S., the 2018 threshold for conforming loan amounts is $453,100. But in high-cost housing markets — largely in the Northeast, along the West Coast, As for costs, jumbo mortgages used to charge higher rates than conforming and in Hawaii — the limit before hitting jumbo territory rises to $679,650, or loans. But today, they may be more, less or about the same. They may, however, cost more for processing given their increased paperwork. And some even higher. lenders will require a second appraisal be conducted. If you’ll need a jumbo mortgage, a few extra things might be required of you beyond qualifying for a conforming loan. For one, you may need a slightly Though you won’t have a choice if the house you’re buying requires a jumbo mortgage, you’re wise to know the differences going in. higher credit score, as many jumbo lenders require scores of at least 700. Rate Criteria: The rates and annual percentage rate (APR) are effective as of 5/29/18. All rates, fees and other information are subject to change without notice. RateSeeker, LLC. does not guarantee the accuracy of the information appearing above or the availability of rates and fees in this table. The institutions appearing in this table pay a fee to appear in this table. Annual percentage rates (APRs) are based on fully indexed rates for adjustable rate mortgages (ARMs). The APR on your specific loan may differ from the sample used. All rates are quoted on a minimum FICO score of 740. Conventional loans are based on loan amounts of $165,000. Jumbo loans are based on loan amounts of $453,101. Lock Days: 30-60. Points quoted include discount and/or origination. Payments do not include amounts for taxes and insurance. The APR may increase after consummation and may vary. FHA Mortgages include both UFMIP and MIP fees based on a loan amount of $165,000 with 5% down payment. Points quoted include discount and/or origination. Fees reflect charges relative to the APR. If your down payment is less than 20% of the home’s value, you will be subject to private mortgage insurance, or PMI. VA Mortgages include funding fees based on a loan amount of $165,000 with 5% down payment. If your down payment is less than 20% of the home’s value, you will be subject to private mortgage insurance, or PMI. “Call for Rates” means actual rates were not available at press time. To access the NMLS Consumer Access website, please visit www.nmlsconsumeraccess.org. To appear in this table, call 773-320-8492.

THE EXTRAORDINARY

Lauren Alexander 704.996.3468

Matthew Alexander 704.560.2527

Giles Barker 704.322.7747

PremierSothebysRealty.com

Laurie Beaty 704.993.8773

Tanya Brown 704.345.4384

Keith Costigan 267.222.2806

Susan Freshcorn 704.989.0690

Sarah Kelley 704.956.6536

Gail McDowell 704.989.6565

George McDowell 704.989.6752

Joseph Sibielski 704.617.7500

Stephanie Todd 704.904.1681

Charlie Williams 704.737.7741

PremierSothebysRealty.com

CALL US FOR YOUR INTRODUCTION TO THE EXTRAORDINARY

CHARLOTTE OFFICE 704.248.0243

Sotheby’s International Realty® and the Sotheby’s International Realty logo are registered service marks used with permission. Each office is independently owned and operated. Equal Housing Opportunity.