S P E C I A L FA L L EVENT SA LE O N E D AY O N LY
S AT U R DAY, O C T. 18 t h
TURN-KEY CABIN Luxury Mountain Home Steps from the Elk River
ONLY $199,900!
(includes BOTH land and new construction)
S TAY
P L AY
EXPLORE
ENTERTAIN
FISH
RELAX
Properties from ONLY $49,900! Redeem this advertisement for
$10,000 OFF on your purchase
RESERVE YOUR PRIVATE TOUR
877.820.5644 ext. 01190 www.eaglesnestatbannerelk.com
mattamyhomes.com
Choices!
Mattamy Homes has always provided a range of Architectural and Interior Design Choices to help you get the home you’ve always dreamed of. Right now, we are stepping up with even more choices than ever before. We want you to have a home that reflects your personality in every possible way.
For A Limited Time Only, Here’s A FREE Choice:
• FREE APPLIANCE PACKAGE & FREE BLINDS! • This choice includes a Washer, Dryer, Refrigerator and Blinds. You can have it with the purchase of a to-be-built or a Quick Delivery Home. This FREE Choice Package is worth $5,000.
CONTACT OUR ONLINE NEW HOME COUNSELOR LAURA O’BRYANT AT (980) 253-2792 OR INFO.CAROLINA MATTAMYHOMES.COM FOR OTHER WAYS TO BENEFIT FROM THIS PROMOTIONAL CHOICE! Follow us:
Sales Center Hours: Monday - Saturday 10 am - 6 pm, Sunday 1 pm - 6 pm All pricing, availability and plans subject to change or delay without notice. Limited time offer, additional restrictions apply and all special offers or incentives programs subject to change prior to contract. Please see a Mattamy Homes New Home Counselor for additional details. Valid on offers dated 9/12-10/31/14. Builder’s License #47524.
THE WILSON-KEATON TEAM SERVING YOU ON BOTH SIDES OF THE LAKE & CHARLOTTE! 742 Park Trail Lane $410,000
NEW PRICE
Awesome custom home on 1/2 acre in Clover, SC school district. 4 BD’s/Bonus, 2 1/2 baths, gourmet Kitchen, screened in porch, outdoor living/paver patio w/ fire pit, master on the main. What more could you want? Melanie Wilson
Dan Keaton
704-906-1973
704-578-6462
1344441-01
Broker, Realtor
Broker, Realtor
melanie.wilson@allentate.com dan.keaton@allentate.com
F Featured eatured P Properties… roperties…
UPPTOWN TOWN
127 N TRYON UNIT #613
Charlotte, NC 28202
$499,000
1100 METROPOLITAN AVENUE # 315
Charlotte, NC 28204
$649,000
Around TOWN
400 N CHURCH STREET #403
Charlotte, NC 28202
$395,000
602 N GRAHAM
Charlotte, NC 28202
$252,500
333 W. TRADE ST. UNIT #810
Live, Work & Play in Uptown premier location
$229,000
Next Week DAVIDSON
OPEN HOUSE! .72 ACRES, S. CHARLOTTE CONVENIENCE
The Meadows at Cheval, Mint Hill 4 BD, 3.5 BA, 3 Car, 2 Covered Porches. 5 Miles to Matthews Town Center. 2 Mi to I-485, 15 Mi to Uptown. Open Living w/ Top End Finishes & Hardwoods. Sales by Builder Development Advisory, Inc www.ClassicaHomes.com/216
$524,900 Classica Homes 704-573-2800
Tell us your story at today’s Open Houses OpEn HOuSE SAT 2-4
Welcome our new Partner, Lisa Meltzner, helping you write the next chapter!
ROBIN KNOWS DIRT! LAkE wYLiE 394 Stone Cliff, Caroliina Coves w/waterviews and full unfin basement $564,000.
LAkE wYLiE 2020 Curry, mill Creek Falls 4bR w/bonus $286,000.
OpEn HOuSE SAT 2-4 13424 SAGE THRASHER LOT LAKE WYLIE WATERFRONT 9.54 ac THE SANCTUARY. $925,000 LAkE wYLiE wATERFROnT 3934 Sandy point Dr. main Channel, amazing views, ranch w/guest cottage. $430,000
2110 belle Chase, Rock Hill’s Hidden Forest n’borhood. Quaint brick 3br ranch w/large private yard. $150,000
OpEn HOuSE SAT 2-4
The Glynns at Carolina Crossing Lots on pond $39,000 and $34,000, interior lot $31,000 6635 Little branch, Campbell Crossing n’borhood. Recreation paradise w/ indoor pool, detached workshop, Clover Schools $400,000
OpEn HOuSE SAT 2-4
605 TROLLinGwOOD CT., vAnDER LAkES, York S.C. w/Clover Schools. brick ranch on 1 acre w/pool. $350,000
• LAKE WYLIE WATERFRONT Canoe Lots.3026 & 3027 Willow Breeze. $55,000 each. • Fishing Creek Lake, Waterview lot Jackson Rd. $30,000 • LAKE WYLIE Cooks Cove 5975 Morning Star 4.5Acres $65,000 • Whispering Pines, York SC. Multiple farm lots 7 min. f/ Lake Wylie 5-44 acres starting $95,000 • Falls Rd, Rock Hill 127 acre 1207 CAnvASbACk DuCk, Southern Farm w/pastures and Clover Ranch on 1.6 acres w/huge pond $1,916,850 detached workshop. $300,000 1151 Lancashire Dr. indian Land Stunning 2 yr. young brick and stone just outside ballantyne on 1 acre. $540,000
OpEn HOuSE SAT 2-4
344418-01
6795 Campbell Rd, Campbell Crossing an Equestrian n’borhood w/riding trails. Lovely Ranch on 3.2 acres $310,000
ESTATES AT GLEnmOOR, YORk, SC new Construction Homes. $230,000-$270,000 put 3041 Glenmoor in your GpS.
Visit us on
5835 kREpS RD, Clover Equestrian Estate on 12 acres. 8 barns, 9 pastures, amazing! $450,000
Robin-King-Realtor-Group
See property videos on
by address
Lunch Catered by Grill & Picnic Company
Kona Ice
Little Blue Choo Train Rides
Face Painting
Live Remote 96.9 The Kat 12pm-2pm
Balloon Animals
H O M E S F R O M T H E $ 3 0 0 ’s t o $ 5 0 0 ’s • TO U R 2 D EC O R AT E D M O D E L H O M E S
C HA P E L C OVE i n C HA R LOT T E n e a r L A K E W Y L I E S AT U R D A Y, O C T O B E R 1 8 - n o o n t o 2 p m 160
Contact Magda Esola for more details • 704-900-7339 or mesola@stanpac.com standardpacifichomes.com No purchase necessary to enter or win. A purchase will not increase your chances of winning. To enter or win, entrants must be a a legal resident of the US, at least 21 years of age, and complete a registration card and visit at least two of our models during the promotion. Void where prohibited. Promotion begins/ends at 12:00 pm/2:00 pm ET on 10/18/14. The following prize will be awarded: (4) $50.00 VISA® Gift Cards. Do not have to be present to win. For Official Rules, prize descriptions and odds disclosure, visit the Chapel Cove model, 11436 Preservation Lane, Charlotte, NC 28278. Prizes are subject to respective terms and conditions. Sponsor: Standard Pacific of the Carolinas, LLC. . Prices, plans, and terms are effective on the date of publication and subject to change without notice. Map is not to scale. Graphic depiction of homes or other features are artist conceptions. Food and beverage are served on a first-come, first-serve basis and while supplies last.
77 reek Rd.
Lake Wylie
le C
amenities. Plus, enter to win one of our four $50 VISA Gift Cards. ®
485
Westinghouse
49
Blvd.
21
St e e
in Charlotte, NC, featuring new home designs and relaxing outdoor living. Chapel Cove offers a variety of
Shopton Rd.
the perfect place to celebrate those favorite holidays at our Public Grand Opening. Join us at Chapel Cove
Try on R d.
Standard Pacific Homes can make fall your favorite time of year. Come discover a brand new home that’s
11436 Preservation Ln. Charlotte, NC 28278 From I-77 take I-485 W. On I-485, take exit 4 (Ft. Mill/Hwy. 160). Turn west (left) onto Steele Creek Road. Take Steele Creek Road for one-half mile, and then turn right onto Shopton Road West. Take Shopton for about three miles. Turn left onto Island Point Rd. Take the first left onto Preservation Lane. The sales center will be on your left.
ADVERTISEMENT
The Charlotte . bserver Program
Rate
Best Rate MoRtgage
Points
Fees
% Down
APR
704-529-1233
http://www.bestratemtg.com
Check rates daily at http://charlotte.interest.com
Program
Rate
Points
Fees
lendeRCity, a division oF BoUlevaRd Bank
% Down
APR
866-597-7940
Program
http://www.LenderCity.com
Rate
MeCklenBURg MoRtgage
Points
Fees
% Down
APR
877-493-5002
www.mecklenburgmortgage.com
30 yr fixed
3.625
0.000
$75
20% 3.695 30 yr fixed
3.500
0.000
$300
5% 3.519
30 yr fixed
3.625
0.000
$175
20% 3.634
15 yr fixed
2.875
0.000
$75
20% 2.932 20 yr fixed
3.375
0.000
$300
5% 3.395 15 yr fixed
2.875
0.000
$175
20% 2.890
7/1 ARM
2.875
0.000
$75
20% 2.775 15 yr fixed
2.750
0.000
$300
5% 2.776 7/1 ARM
2.750
0.000
$750
20% 2.837
2.500
0.000
$300
5% 2.712 30 yr jumbo
3.990
0.000
$175
20% 3.999
LOCAL IN CHARLOTTE FOR 25 YEARS! OPEN SATURDAYS! A+ BBB RATING! 5/1 ARM
FREE FLOATDOWN IF RATES DROP! ZERO CLOSING COST OPTIONS! 10 Year Fixed, 2.875%/0 points. Low closing costs.
Free Prequalification Letters and Rate Quotes 7 days a week
(B) 814 Tyvola Road, Suite 105, Charlotte, NC 28217
(B) 1001 Morehead Square Drive #350 Charlotte, NC 28203
NMLS# 103395 (A) 536 Trade Center Blvd., St. Louis, MO 63005
ChaRlotte MetRo FedeRal CRedit Union
877-865-2298
1-Year Adjustable Mortgage Trend
3.40
http://www.cmcu.org
5/1 Adjustable Mortgage Trend 4.000
30 yr fixed
Call for Rates
3.22
3.875
15 yr fixed
Call for Rates
3.04
3.625
3/1 ARM
3.000
1.000
$1000
5% 2.819
2.86
5/1 ARM
3.250
1.000
$1000
5% 2.956
2.68 2.50
(E) 718 Central Avenue, Charlotte, NC 28204
3.750 3.500 3.375 3.250 3.125 3.000
30-Jul 6-Aug 13-Aug 20-Aug 27-Aug 3-Sep 10-Sep 17-Sep 24-Sep 1-Oct 8-Oct 15-Oct
Up: 27% Down: 45% Unchanged: 27%
Tip: When selling your home, offering a cash incenTive To The buyer To pay for improvemenTs or upgrades can help you sTand ouT from The croWd.
Source: Bankrate.com 2014
4.25%
4.50%
4.75%
5.00%
30 yr fixed
15 yr fixed
5 yr ARM
This week
4.01
3.23
3.09
Last Week
4.18
3.37
3.27
Last Year
4.42
3.49
3.31
Source: Bankrate.com, for more information visit www.bankrate.com. Bankrate national averages are based on 100 largest institutions in the top 10 markets in the United States.
30-YeAr MortgAge rAte cALcuLAtor
30-YeAr MortgAge rAte cALcuLAtor 4.00%
6-Aug 10-Sep 15-Oct
Calculate Your Mortgage Payment
Each week Bankrate surveys mortgage experts to predict which way rates will go in coming weeks. Here is what they say this week (10/16/14 - 10/22/14)
3.75%
28-May 2-Jul Source: Bankrate.com 2014
Source: Bankrate.com 2014
Mortgage Prediction
Loan Amount 3.50%
1190352
5.25%
5.50% Loan Amount 3.50%
3.75%
4.00%
4.25%
4.50%
4.75%
5.00%
5.25%
5.50%
$165,000 $740.92 $764.14 $787.74 $811.70 $836.03 $860.72 $885.76 $911.14 $936.85
$215,000 $965.45
$175,000 $785.83 $810.45 $835.48 $860.89 $886.70 $912.88 $939.44 $966.36 $993.63
$225,000 $1,010.35 $1,042.01 $1,074.18 $1,106.86 $1,140.04 $1,173.71 $1,207.85 $1,242.46 $1,277.53
$995.70
$1,026.44 $1,057.67 $1,089.37 $1,121.54 $1,154.17 $1,187.24 $1,220.75
$185,000 $830.73 $856.76 $883.22 $910.09 $937.37 $965.05 $993.12 $1,021.58 $1,050.41 $235,000 $1,055.26 $1,088.32 $1,121.93 $1,156.06 $1,190.71 $1,225.87 $1,261.53 $1,297.68 $1,334.30 $195,000 $875.64 $903.08 $930.96 $959.28 $988.04 $1,017.21 $1,046.80 $1,076.80 $1,107.19 $245,000 $1,100.16 $1,134.63 $1,169.67 $1,205.25 $1,241.38 $1,278.04 $1,315.21 $1,352.90 $1,391.08 $205,000 $920.54 $949.39 $978.70 $1,008.48 $1,038.70 $1,069.38 $1,100.48 $1,132.02 $1,163.97 $255,000 $1,145.06 $1,180.94 $1,217.41 $1,254.45 $1,292.05 $1,330.20 $1,368.90 $1,408.12 $1,447.86
lenders, to participate in this feature call bankrate.com sales department @ 800-509-4636 Legend: The rate and annual percentage rate (APR) are effective as of 10/15/14. © 2014 Bankrate, Inc. http://www.interest.com. The APR may increase after consummation and may vary. Payments do not include amounts for taxes and insurance. The fees set forth for each advertisement above may be charged to open the plan (A) Mortgage Banker, (B) Mortgage Broker, (C) Bank, (D) S & L, (E) Credit Union, (BA) indicates Licensed Mortgage Banker, NYS Banking Dept., (BR) indicates Registered Mortgage Broker, NYS Banking Dept., (loans arranged through third parties). “Call for Rates” means actual rates were not available at press time. All rates are quoted on a minimum FICO score of 740. Conventional loans are based on loan amounts of $165,000. Jumbo loans are based on loan amounts of $435,000. Points quoted include discount and/or origination. Lock Days: 30-60. Annual percentage rates (APRs) are based on fully indexed rates for adjustable rate mortgages (ARMs). The APR on your specific loan may differ from the sample used. Fees reflect charges relative to the APR. If your down payment is less than 20% of the home’s value, you will be subject to private mortgage insurance, or PMI. Bankrate, Inc. does not guarantee the accuracy of the information appearing above or the availability of rates and fees in this table. All rates, fees and other information are subject to change without notice. Bankrate, Inc. does not own any financial institutions. Some or all of the companies appearing in this table pay a fee to appear in this table. If you are seeking a mortgage in excess of $417,000, recent legislation may enable lenders in certain locations to provide rates that are different from those shown in the table above. Sample Repayment Terms – ex. 360 monthly payments of $5.29 per $1,000 borrowed ex. 180 monthly payments of $7.56 per $1,000 borrowed. We recommend that you contact your lender directly to determine what rates may be available to you. To appear in this table, call 800-509-4636. To report any inaccuracies, call 888-509-4636. • http://charlotte.interest.com
SouthPark Associate of the Year Over $20,000,000 in sales in 2013.
7036 Whitemarsh Court – $1,200,000
Substantial home in upscale Gleneagles. Bright & open w/high-end kitchen renovation, in-law suite, lovely pool.
MLS#3029258
MLS#2172493
4052 Arborway – $1,000,000
7926 Greenview Terrace Court - $390,000
MLS#2216113
MLS# 3037659
Fabulous outdoor living in Foxcroft. Pool, covered deck w/fireplace. Sleek, renovated kitchen & master suite.
3115 Springs Farm Lane – $525,000
Best in class! Terrific floor plan, sophisticated finishes, gated community. Lawn maintenance included in HOA.
MLS#3024679
9615 Deer Spring Lane - $350,000
Brick beauty in close-in Cameron Wood. Open floor plan w/hardwoods, sunroom & bonus. Swim/tennis neighborhood.
MLS#3022988
1313025-03
13242 Claysparrow Road – $1,100,000
Extraordinary estate in The Sanctuary. Three-acres w/stunning main residence & 1889 sq.ft. guest house, both w/superb detail & privacy.
820 Garden District Drive - $200,000
Rare opportunity! Garden District beauty w/bright, open plan freshened top to bottom. Balcony & private courtyard.
MLS#3040601
HAND IT OVER.
cindy.barnes@allentate.com • 704-367-7203
Lifestyle & location at modern Greenview Terrace! Lovely, bright townhome w/pretty golf views. High-end finishes.
BREATHTAKING VIEWS Gaze out at your captivating view and get lost in the vast horizon where the sky and the city meet.
beyond the extraordinary...
premiersothebysrealty.com 704.248.0243
CHARLOTTE | NORTH CAROLINA premiersir.com/id/3040180
Sotheby’s International Realty and the Sotheby’s International Realty logo are registered service marks used with permission. Each office is independently owned and operated. Equal Housing Opportunity.