home | design, March 12, 2016

Page 1



Homes priced from the mid $600s | Located in Waxhaw, NC READY NOW

xhaw-Marvin R Wa d.

521

New T own Rd.

C rane Rd.

READY NOVEMBER

NC SC

READY JUNE

Waxhaw-Ma

rvin Rd.

Homesite 11 I Pasaro C

Homesite 21 I Trento T1

Homesite 30 I Verona F1C

1015 Ladera Drive, Waxhaw, NC 28173

1106 Ladera Drive

1216 Ladera Drive

1229 Ladera Drive

I-485 East, take Exit 61 US 521/Johnston Rd. Turn right on US 521/Johnston Rd. follow approx. 5 miles turn left on Marvin Rd. Marvin Rd. will turn into New Town Rd. follow approximately 3 miles turn right on Ladera Dr.

5,398 sq. ft. | 5BR/5.5BA

$857,300

4,111 sq. ft. | 4BR/4.5BA

$762,886

5,058 sq. ft. | 5BR/5.5BA

$849,245

For more information, please contact:

Leslie Loveless I E-mail: Leslie.Loveless@calatl.com I Phone: 800.787.0414

Prices, plans, and terms are effective on the date of publication and subject to change without notice. Square footage/acreage shown is only an estimate and actual square footage/acreage will differ. Buyer should rely on his or her own evaluation of useable area. Depictions of homes or other features are artist conceptions. Hardscape, landscape, and other items shown may be decorator suggestions that are not included in the purchase price and availability may vary.


O OPEN PEN H HOUS OUSE

Saturday Saturday 10 10 a.m.–5 a.m.–5 p. p.m.

The Polo Club at Mountain Island Lake 4927 Polo Gate Blvd. | Colonnade

Price: $271,235 NEW maintenance-free living featuring a private, wooded setting, hardwood in the living room, dining room and kitchen, granite counter tops in kitchen and baths, stainless steel appliances, double ovens, 2" faux wood blinds, and an oversized garage. 55+ community with grand clubhouse, fitness center, pool, full kitchen and fireplace. Ready in 30 days.

980.231.5095 www.epconcommunities.com

O OPEN PEN H HOUS OUSE

S Saturday aturday 1 10 0 aa.m.–6 .m.–6 p p.m. .m.

The Courtyards at Jetton

18745 Daymark Drive | Palazzo ~ with Walk-Out Basement ~

Price: $412,250 NEW beautiful maintenance-free home featuring deck with full furnished lower level. Hardwood in living room, dining room and kitchen. Abundant storage, extra-large kitchen pantry, granite counter tops, stainless steel appliances, gas range, side-by-side refrig. Amazing views of pond and trees from your secluded deck. Walk to everything! Ready in 30 days!

980.231.5095 www.epconcommunities.com


SAVE BIG ON THE HOME YOU’VE BEEN DREAMING ABOUT! Save on New-build and Quick Move-in Homes March 12-31 Only!

ANNOUNCING TRILOGY ’S ®

Imagine living The Good Life as a homeowner at Trilogy® Lake Norman, and saving in the process. Starting March 12th, you can – but only if you act quickly! Shea Homes® Active Lifestyle and Trilogy® communities nationwide will have a limited number of select Quick Movein Designer Homes and New Homesites available with savings at Trilogy during our Dream Big Save Big Event! Hurry in for best selection! View available savings at TrilogyLife.com/LakeNorman.

MARCH 12-31!

NEW TOUR CENTER NOW OPEN! 6 8 4 4 S h o a l C re e k D r, D e nve r, N C 2 8 0 37 73

From I-485, take I-485 N to the NC 16/Brookshire Blvd. (about 10 mi.). Take Exit NC73 toward Huntersville and make a left. Go 1.5 miles and the Trilogy Entrance will be

N 16 Map Not to Scale

on your left just past Little Egypt Road.

485

NEW RESORT COMMUNITY NEAR LAKE NORMAN! BOOK NOW!

P R I VA T E M O D E L H O M E T O U R S

TRILOGYLIFE.COM A member of the

|

800.685.6494 Family

Dream Big Save Big Event is available at participating Trilogy® & Shea Homes® Active Lifestyle Communities. Select Designer Inventory homes and homes sites are included in the Event, savings amounts vary by home, home site and community, are subject to availability while supplies last and subject to change without notice. See community representative to learn about specific savings per home. Restrictions and conditions apply and vary by community. Private Event is 3/3-3/18/2016, Public Event is 3/19 – 3/31/15. See Community Representative for details. More information at Trilogylife.com. Receiving the maximum savings may be tied to the use of Shea Mortgage Inc., an independent member of the J.F. Shea family of companies. NMLS ID #40397, CA Bureau of Real Estate License #01197403 Trilogy® is a registered trademark of Shea Homes, Inc., an independent member of the Shea family of companies. Sales By: Shea Communities Marketing Company (#C25840), Construction By: SHALC GC, INC. 75061, Equal Housing Opportunity. Shea Homes’ Trilogy Lake Norman is planned to be an age-restricted community intended for occupancy by at least one person age 55 or over with select neighborhoods intended for occupancy by people of all ages. This is not an offer of real estate for sale, or a solicitation of an offer to buy. Void where prohibited. Models are not an indication of racial preference. © 2016 Shea Homes, Inc. All rights reserved.



C CA ALL THE TEAM THAT P UT

YOU FIRST!

www.JARealtyGroup.com 704.813.1320 JJ.. ANDREW A ARLEGUI RLEGUI BROKER, REALTOR, SPS

1004 MATHESON AVE. IN VILLA HEIGHTS

3 B e d s , 2 . 5 B a t h s , 3 1 9 9 S q . F t . , 1 9 4 0 ’ S B e a u t y re - b u i l t in 2008, Fenced Yard, Rosewood Floor & Gourmet Kitchen, & Master Balcony. MLS 315919 $589,9999

NEWS FLASH! In 2014, We SOLD 4 of 14 Lake Wylie

Waterfront (NC)IN Homes Sold Over UNDER $750,000…Twice many as CONTRACT IN 7as DAYS $1,365,000 UNDER CONTRACT 2 DAYS $459,900 Gorgeous 6 Bedroom, 6.3 Bath home with 5 Bedroom, 4.5 Bath home with lotsUS of upgrades, any other agent! Let do the same for you! stunning features throughout . MLS 3151001 fenced yard & 3 car-garage . MLS 3151676 *Based on CMLS Sold property in 2014 between the price range of $750,000-$1,300,000

QUAINT & COZY TOWNHOME W/ GARAGE 3 Bedroom, 2.5 Bath, 2 Decks & upgraded to tankless water heater. $160,000 ML 3151676

EUR0PEAN STYLE HOME WITH POOL/SPA 5 Beds, 5.2 Bath, 4 Car-Garage, 2 laundry rm, fenced yard, 3.2-ac. $1,395,000 ML 3046829




Charlotte NEW REAL ESTATE WEBSITE

homes. homes.charlotte.com

Live in

SouthPark homes.charlotte.com

website showcases the stunning properties of Charlotte and surrounding communities. It’s designed to be easily navigable, filled with informative tools and resources that make it a one-stop shop for finding a home. We’ve created a better connection between local publications, real estate professionals, and home buyers and sellers. Location, comfort, and ambiance are essential to consider when searching for the right home. It’s clear that the site was built with the user’s needs in mind.

Enhanced Features:

• Featured Neighborhoods & Agents • Commutes and School Listings • Pages Scale for any Device • Custom Search Engine • Spotlight Properties

homes.charlotte.com Powered By:


LUXURY MODERN LIVING. LESS THAN 10 MINUTES FROM CENTER CITY. MODERNaNC.COM OPEN HOUSE TODAY March 12th, 2–4 PM AT OUR NEW FURNISHED MODEL 1220 LEVY WAY Plus 2 Moderna Designs coming to the NoDa Arts District

Only 8 Left

(use 4220 Commonwealth Ave. for GPS)

5339 Silabert Avenue $169,000 3BR/2BA Townhome

1917 Parson Street $489,000 5BR/2.5BA, 2 Car Garage

{ElizabEthGrillo.COM 704.649.2491 (OFFICE) 704.333.2260

www.EGREALESTATECONSULTANTS.COM

{bobby SiSk Broker/Realtor

704.819.0710

bsisk@egrealestateconsultants.com www.EGREALESTATECONSULTANTS.COM

NEW CONSTRUCTION: 1900 Pegram Street in Villa Heights. 2600+ sq. ft. with 4 beds, 3 baths and a fully fenced sodded yard. Uptown views from double-stacked porch. Home comes with 10 year structural warranty. MLS#3147402 Offered at $467,000.

JUST LISTED: 2346 Kensington Station Parkway in gated Park South Station. 3 br, 2 1/2 bath built in 2014. Granite, stainless appliances and oversized owner’s suite. MLS#3154444 Offered at $239,900. OPEN HOUSE today from 2pm to 4pm.



friendly PrOfeSSiOnAlS. freSH SOlUTiOnS. CreATiVe reAl eSTATe.

VillA HeiGHTS | Coming Soon 2812 Holt St | $499,900

VillA HeiGHTS | Coming Soon 2528 Pinckney Ave | $499,900

VillA HeiGHTS | Coming Soon 2518 Pinckney Ave | $485,000

PlAZA MidWOOd | Available now 1333 downs Ave | $465,000

Michael Doney 704.819.3944 & Edwin Wilson 704.576.0119

Charlie Miller 704.622.2478

Charlie Miller 704.622.2478

Charlie Miller 704.622.2478

415 Beatties ford road, Charlotte, nC | 2433 The Plaza, Charlotte, nC | 704.332.3320



C L A S S I C A LU X U RY

SOUTH C HARLOTTE

DAZZLE

AWAITS

Providence Retreat! Model Home Tour full of Surprises Grand Opening New Model Home & Ready Homes

AAEC Country Lane Across fm Charlotte Latin Open Daily FGA-DBG-AECF

PROVIDENCE RD CLT LATIN

PROVIDENCE RETREAT COUNTRY LN

PROMENADE ON PROVIDENCE

The best luxury is quietly tucked away in the midst of South Charlotte

ClassicaHomes.com


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TOLL BROTHERS BREAKS GROUND ON STUNNING NEW ENGLAND-STYLE CLUBHOUSE AND AMENITY CENTER AT REGENCY AT PALISADES Toll Brothers’ Active Living® Community, Regency at Palisades, is the kind of neighborhood where residents enjoy the best in active and low-maintenance living. It’s a place where social interaction and fitness meet all the needs of today’s active residents. At Regency at Palisades, the hardest part will be deciding what to do next. Residents spend their days choosing between hiking trips, wine tastings, playing cards with neighbors, canoeing with their grandchild on beautiful Lake Wylie or taking trips downtown for dinner and a show. Now, with the highly anticipated New England-style Clubhouse and Amenity Center set to open before the end of the year, just in time for the winter holidays, Regency at Palisades’ residents

will have access to even more resort-style living year-round. “We’ve been thrilled to see enthusiastic responses to the variety of events, programs and clubs our Lifestyle Director has put together for Regency at Palisades residents,” said Tench Tilghman, Charlotte Division Vice President. “Buyers know that they get more than their dream home at Regency at Palisades, they get access to a luxurious lifestyle of vacationing at home with a thriving community of peers.” The two-story Clubhouse will feature a fully outfitted gym with state-of-the-art weight and cardio machines and multipurpose rooms for fitness classes such as yoga, Pilates, and Tai Chi. Residents will also enjoy having access to a full

catering kitchen for family gatherings, a billiards room, or be able to gather for poker and bridge nights in the card room. From the clubhouse’s beautiful Tavern residents will walk out onto an expansive deck that will feature large outdoor televisions, comfortable seating and overlook the indoor and outdoor pools, as well as the tennis, bocce and pickle ball courts. This beautiful facility will be the hub for resident’s social, fitness and lifestyle interaction. Prospective homebuyers are encouraged to visit and tour one of the community’s four stunning model homes, and newly released wooded home sites along picturesque rolling topography. The community offers seven flexible home designs, ranging in size from 2,000 to 4,000 square-feet, priced from the low $300,000s. Like all homes at Regency at Palisades, lawn care and landscaping maintenance

are included, so residents will be able to enjoy their time with neighbors and family at any of the community’s beautiful amenity centers. Come and experience the possibilities of the home and lifestyle you have always imagined at Regency at Palisades. Regency at Palisades is set in close proximity to beautiful Lake Wylie on Hwy. 49, just off of I-485. To learn more about this Toll Brothers community, please visit RegencyAtPalisades.com or call 704-504-3939.


Dream Kitchen

Last Chance! 2 Homes Available for Quick Delivery!

SALES

Luxury golf cottages in a prestigious gated golf community. Call today for more information! (704) 243-3069

EVENT Saturday, March 12– Sunday, March 20

Act Now! Final Home Sites Now Selling! Luxury single-family homes on 1-acre wooded home sites. From the upper $500,000s (704) 845-2040

New Home Sites Now Open! Estate homes on 2/3 – 1-acre wooded home sites From the upper $500,000s (704) 243-3069

Personalize Your New Kitchen with Upgrades – at NO EXTRA COST!* Now You Can Have the Kitchen of Your Dreams! Deposit on a new Toll Brothers home in Charlotte during this special event and you’ll be able to add even more style, elegance, and value with select luxury kitchen upgrades. Find a participating community near you now! TollBrothers.com/DreamCH

Design trends, tips, recipes – find it all at

TollTV.com

Download the new Toll Brothers app today

Clubhouse Now Under Construction! A Toll Brothers Active Living® Community! From the low $300,000s (704) 504-3939

Open Every Day Mon–Fri 11 am–6 pm, Sat 10 am–6 pm, Sun 12 pm–6 pm; except Enclave at Longview - by appt. only. Brokers welcome. Homes available nationwide. Prices subject to change without notice. *Offer valid for new buyers who purchase a home in a participating community in Charlotte and deposit between 3/12/16-3/20/16, sign an agreement of sale, and close on the home. Offers, incentives, and seller contributions vary by community and are subject to certain terms, conditions, and restrictions. Toll Brothers reserves the right to change or withdraw any offer at any time. Not valid with any other offer. See sales representative for details. Photos are images only and should not be relied upon to confirm applicable features. This is not an offering where prohibited by law. Apple and the Apple logo are trademarks of Apple Inc., registered in the U.S. and other countries. App Store is a service mark of Apple Inc. Google Play is a trademark of Google Inc.




CUSTOM HOMES

LET US BRING YOU HOME ON TIME, ON BUDGET, AND DELIGHTED... At Zar Custom Homes, our commitment to you starts at the design phase and continues all the way through to the onsite supervision of the construction of your home. We can provide assistance in any of the following areas:

•Home site location or bring your own •Plan Selection, we will also build your plan •Plan Design •Financing •Outdoor Living Areas •Closing Attorney

704.843.8447 | zarcustomhomes.com


Selling Charlotte’s Distinctive Homes 980 K

430 K

382 K

RECENTLY SOLD MYERS PARK

MLS 3137641 | 3029 Hanson Drive

1.689 M

RECENTLY SOLD COTSWOLD

MLS 3089307 | 708 Ellsworth Road

HIGHGATE

2.15 M

DILWORTH

MLS 3064297 | 1708 Fountain View Street

1.195 M

635 K

MLS 3147920 | 2020 Kings Manor Drive Agent: Lisa McCrossan 704.620.0328

RECENTLY SOLD

ROSEWOOD AT PROVIDENCE

HIGHGATE

MLS 3152290 | 2823 Providence Road #131 Agent: Dee Reid 704.281.3913

MLS 3146988 | 3014 Kings Manor Drive Agents: Matthew Paul Brown 704.650.1928 Lisa McCrossan 704.620.0328

1.899 M

2.4 M

UNDER CONTRACT REPRESENTING BUYER EQUESTRIAN ESTATE

MLS 3137597 | 845 Jim Wilson Road Agent: Matthew Paul Brown 704.650.1928

IvesterJackson.com Info@IvesterJackson.com Toll free: 888.378.5232

HIGHGATE

MLS 3141809 | 4058 Blossom Hill Drive Agents: Lisa McCrossan 704.620.0328 Reed Jackson 704.713.3623

PHARR ACRES

MLS 3119062 | 2346 Overhill Road Agent: Dee Reid 704.281.3913

Offices Charlotte 704.499.3054 Lake Norman 704.655.0586 Blue Ridge 888.378.5232


built for

YOU

D5v9d w44kl4y h7846

D4v9d w33k83y h6735

2 Stories 4 Bedrooms 3.5 Baths

2 Stories 4 Bedrooms 3.5 Baths

MLS# 3086583

MLS# 3114276

new home in FoRT miLL The Beauford in Springfield Manor was $738,432 now $718,432

704-972-4245

The Carolyn in The Estates of Massey 704-972-4244 was $480,679 now $460,679

Dav9d w::kl:y h78:s

Dav3d w44kl4y h564s

Dav6d w22kl2y h4523

2 Stories 4 Bedrooms 3.5 Baths

3 Stories 3 Bedrooms 2 Full Baths 2 Half Baths

2 Stories 5 Bedrooms 4.5 Baths

by David Weekley Homes

MLS# 3150737

new home in SoUTh ChARLoTTe The Millcreek in Waverly now $541,269

new home in Fort mill

new home in DiLwoRTh 704-972-4226

MLS# 3092550

The Veridian in Central Living at Iverson 704-972-4222 now $536,006

MLS# 3103746

new home in wAXhAw The Bravada in Rosecliff wAs $744,223 now $724,223

704-972-4242


new home in hARRiSBURG The Courtridge in Hawthorne wAS $392,215 now $372,215

Dav;d w<<kl<y h9:<s

Dav;d w<<kl<y h9:<s

2 Stories 4 Bedrooms 3.5 Baths

2 Stories 4 Bedrooms 3.5 Baths

MLS# 3080971

MLS# 3137511

704-972-4243

YOU

new home in mYeRS PARK The Parkhurst in Melody Woods! 704-277-2958 now $1,347,872

by David Weekley Homes

Dav:d w77kl7y h897s

D>vid Weekley Home=

Dav6d w22kl2y h4523

2 Stories 4 Bedrooms 4.5 Baths

2 Stories 4 Bedrooms 3.5 Baths

2 Stories 5 Bedrooms 4.5 Baths

MLS# 3101990

MLS # 3119547

MLS# 3086892

new home in SoUThPARK The Equinox in Avignon wAS $861,990 now $841,990

built for

NEW HOME IN FORT MILL 704-972-4225

The Walling in The Estates of Massey Was $469,084 NOW $449,084

new home in wAXhAw 704-972-4244

The Richwood in Rosecliff wAs $757,678 now $737,678

704-972-4225


The Most Exciting Active Adult Resort Lifestyle Community in the Carolinas!

NEW YEAR…NEW BEGINNINGS!

The Forest at Bailey’s Glen will be releasing 71 oversized wooded lots this spring. Choose from 18 Ranch-Style Floor Plans. With the “FlexiBUILDity” to make changes and customize your home just the way you want it!

Life at Bailey’s Glen is like being on a vacation that never ends! Come tour our furnished models and fabulous clubhouse. See all of our amazing amenities and discover why...

We have the secret to staying young! For more information visit us at (704)

BaileysGlen.com

896-7016

11909 Meetinghouse Drive / Cornelius, NC 28031



Over $17,000,000 in sales in 2015.

704-367-7203

2015 Carmel Road – $1,295,000

Rare opportunity for an updated SouthPark estate, in the heart of everything, yet private. MLS#3078561

7036 Whitemarsh Court – $1,050,000

Substantial home in Gleneagles. Bright & open w/ high-end kitchen reno, in-law suite, lovely pool. MLS#3154867

15611 Ballantyne Country Club Dr. – $1,200,000 $1 million in upgrades & golf memberships in Ballantyne CC. 2nd living quarters, elevator, pool, cabana, outdoor kitchen MLS#3110489

5031 Sharon Woods Lane – $900,000

Lovely Sharon Woods home. Updated kitchen, 4.5 baths, bonus, office, pool & pool house, sport court. Don’t miss this one! MLS#3148700

3 Lots Remaining

804 Sardis Lane – $525,000

Close-in new construction on Sardis Lane. Craftsman style, high-end finishes. Move in now, or build with us on 3 remaining lots.

1321 Hazelhurst Ave. – $500,000

Charming Cotswold cottage loaded w/updates & space! Great kitchen & baths plus sunroom, bonus & large fenced lot. MLS #3150944

3263 Noda Blvd. – $145,000

Rare opportunity for fresh, modern, one-bedroom condo in trendy Steel Gardens. Walk to park, bars, galleries MLS #3153322

Ready to sell? Success and Cindy go hand in hand!

HAND IT OVER. 704-367-7203

cindy.barnes@allentate.com


COME EXPLORE

OPENweekend HOUSE MARCH 12 & MARCH 13 Saturday & Sunday • 10:00 am to 6:00 pm

Tour all of our builder model homes

Golf cart tours of the property (weather permitting) Kids’ activities • Tour our new fitness complex Easter Egg Hunt 2-4 pm • Visit from the easter bunny

mihomes.com

New homes from the $300s to the $600s 15 minutes from Ballantyne and I-485 • Waxhaw, NC • millbridge-nc.com ©2016 WSLD MillBridge, VI, LLC. Equal Housing Opportunity. The amenities and features described and depicted herein are based upon current development plans, which are subject to change without notice. Actual development may not be as currently proposed. References to housing products, builders and prices are subject to change without notice as well.


FEATURED PROPERTIES OF

NoDa

U R ED

C ED

1929 UMSTEAD ST - VILLA HEIGHTS $444,900 MLS #3003124

3 Bedrooms, 3.5 Baths, 2,800 sq ft

Open floor plan w/Hardwood Floors, Gorgeous Custom Kitchen and Master Baths. Minutes to NoDa. Candy Ausburne 704-222-7673 Real Estate Solutions

Hardwood floors, Custom Cabinets throughout, Center Island in Kit., Bonus Room, Master on Main floor.

1932 ALLEN ST - VILLA HEIGHTS $454,000 MLS #3153062

4 Bedrooms, 4 Baths, 2 Car Garage

Candy Ausburne 704-222-7673 Real Estate Solutions


Your Lifestyle, Upgraded Luxury Living in Charlotte From the Low $500s

All Homes Include:

years to come.

Join us this weekend to discover the home that is right for you.

Gourmet Kitchens Stainless Steel Appliances Exquisite Trim Package Spacious Master Retreats Outdoor Kitchens & Fireplaces Expansive, Covered Patios

(844) 566-4300 ext. 2378 terratahomes.com



The Charlotte Observer Check rates daily at http://charlotte.interest.com Institution

30 yr APR

30 yr Fixed

Rate: 3.500

3.509% Mecklenburg Mortgage

30yr Fixed APR

3.684% Sebonic Financial

30yr Fixed APR

3.664% ABBA First Mortgage, Inc.

30yr Fixed APR

3.504% Best Rate Mortgage

Charlotte Metro Federal Credit Union

30yr Fixed APR

Points: 0.000 Fees: $175 % Down: 20%

Product

Rate

Points

Fees

% Down

APR

15 yr fixed

2.625 0.000 $175 20% 2.764

7/1 ARM

2.750 0.000 $750 20% 3.159

Free Prequalification Letters and Rate Quotes 7 days a week

Phone Number / Website

704-412-9131

20 yr fixed

3.500 0.000 $695 20% 3.548

Points: 0.000

15 yr fixed

3.000 0.000 $795 20% 3.069

877-331-0875

Fees: $1195

10 yr fixed

2.875 0.000 $895 20% 2.989

http://bankrate.sebonic.com

% Down: 20%

5/1 ARM

3.125 0.000 $1295 20% 3.210

Rate: 3.625

20 yr fixed

3.375 0.000 $795 5% 3.429

Points: 0.000

10 yr fixed

2.750 0.000 $795 5% 2.851

Doing business HIS way for you. Low rates and costs!

% Down: 5%

Call or visit our site to apply online or track your desired rate

Rate: 3.500

15 yr fixed

2.750 0.000

$75

5% 2.768

Points: 0.000

7/1 ARM

2.750 0.000

$75

5% 2.977

Fees: $75

LOCAL IN CHARLOTTE FOR 25 YEARS! OPEN SATURDAYS! A+ BBB RATING!

% Down: 5%

FREE FLOATDOWN IF RATES DROP! ZERO CLOSING COST OPTIONS!

15 yr fixed

3.125 1.000 $1000 5% 3.359

3/1 ARM

3.000 1.000 $1000 5% 3.253

5/1 ARM

3.125 1.000 $1000 5% 3.276

LIC# 1190352

www.mecklenburgmortgage.com

Rate: 3.625

Fees: $795

NMLS # / License #

NMLS# 66247 L-103184

NMLS# 74184

877-793-0666

LIC# 132884

www.abbafirst.com

NMLS# 103395

704-529-1233 www.bestratemtg.com

877-865-2298 www.cmcu.org

Legend: The rate and annual percentage rate (APR) are effective as of 3/9/16. © 2016 Bankrate, Inc. http://www.interest.com. The APR may increase after consummation and may vary. Payments do not include amounts for taxes and insurance. The fees set forth for each advertisement above may be charged to open the plan (A) Mortgage Banker, (B) Mortgage Broker, (C) Bank, (D) S & L, (E) Credit Union, (BA) indicates Licensed Mortgage Banker, NYS Banking Dept., (BR) indicates Registered Mortgage Broker, NYS Banking Dept., (loans arranged through third parties). “Call for Rates” means actual rates were not available at press time. All rates are quoted on a minimum FICO score of 740. Conventional loans are based on loan amounts of $165,000. Jumbo loans are based on loan amounts of $435,000. Points quoted include discount and/or origination. Lock Days: 30-60. Annual percentage rates (APRs) are based on fully indexed rates for adjustable rate mortgages (ARMs). The APR on your specific loan may differ from the sample used. Fees reflect charges relative to the APR. If your down payment is less than 20% of the home’s value, you will be subject to private mortgage insurance, or PMI. FHA Mortgages include both UFMIP and MIP fees based on a loan amount of $165,000 with 5% down payment. VA Mortgages include funding fees based on a loan amount of $165,000 with 5% down payment. Bankrate, Inc. does not guarantee the accuracy of the information appearing above or the availability of rates and fees in this table. All rates, fees and other information are subject to change without notice. Bankrate, Inc. does not own any financial institutions. Some or all of the companies appearing in this table pay a fee to appear in this table. If you are seeking a mortgage in excess of $417,000, recent legislation may enable lenders in certain locations to provide rates that are different from those shown in the table above. Sample Repayment Terms – ex. 360 monthly payments of $5.29 per $1,000 borrowed ex. 180 monthly payments of $7.56 per $1,000 borrowed. We recommend that you contact your lender directly to determine what rates may be available to you. To appear in this table, call 800-509-4636. To report any inaccuracies, call 888-509-4636. • http://charlotte.interest.com


CLASS AND COMFORT

Contact us today for a consultation on how your home can be marketed in the Carolinas and around the world. PREMIERSOTHEBYSREALTY.COM | 877.539.9865

Hendersonville, North Carolina | premiersir.com/id/3133194

Asheville | 828.277.3238

Blowing Rock | 828.414.9400

Lake Norman | 704.727.4170

Banner Elk | 828.898.5022

Charlotte | 704.248.0243

Linville Ridge | 828.898.5151

Sotheby’s International Realty® and the Sotheby’s International Realty logo are registered service marks used with permission. Each office is independently owned and operated. Equal Housing Opportunity. Property information herein is derived from various sources including, but not limited to, county records and multiple listing services, and may include approximations. All information is deemed accurate.


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