UGLY TUB & TILE?
We Repair h & Refinoris Less! in 2 Days
BEFORE
AFTER! Tile grout lines permanently sealed
$
45 OFF
A complete bathtub & tile refinishing job. One coupon per project • Through 5/31/18. Cannot be combined with any other offers.
Valid only at participating locations. Each Miracle Method franchise independently owned and operated
See more photos at: www.miraclemethod.com/charlotte
NATIONAL
SALES EVENT APRIL 7–29, 2018
PERSONALIZE YOUR HOME WITH LIMITED-TIME INCENTIVES * Luxury Active Living, Ranch-style, and Two-story Single-Family Homes in Charlotte, Marvin, and Weddington, NC and Indian Land, SC from the low $300,000s to over $1,000,000. For more information including participating communities and directions, call 844-840-5263 or visit
TollSalesEventNC.com/CHO Open Sun–Mon 1pm–6 pm, Tues–Sat 10 am–6 pm. Brokers welcome. Homes available nationwide. Prices subject to change without notice. Photos are images only and should not be relied upon to confirm applicable features. *Offer, if any, is valid for new buyers who purchase a home in a participating community in Charlotte and deposit between 4/7/18 and 4/29/18, sign an agreement of sale, and close on the home. Offers, incentives, and seller contributions, if any, vary by community and are subject to certain terms, conditions, and restrictions, not all communities, not all home sites, and not all options and upgrades are included in the National Sales Event so see the Sales team in your desired community for availability and specific details. Toll Brothers reserves the right to change or withdraw any offer at any time. Not valid with any other offer. This is not an offering where prohibited by law.
1 61 0 Lo m bar dy Ci rcl e
DILWORTH
- L o m b a r dy C i t y H o m e s 3 B R | 3 .1 B A | 2 , 270 s q .f t . $925,000 Stunning newer construction by Simonini. 3 story end unit townh o m e w / p r i v a t e e l e v a t o r, h i g h ceilings, exquisite kitchen, open plan, screened porch, and deck.
L i s t e d by : S a r a Yo r ke
91 5 W. H i l l S t r e e t
THIRD WARD
- T h e g al l e ry lof t s 2BR | 2BA | 1,884 sq.ft. $380,000 U r b a n l o f t i n t h e T h i r d Wa r d Wa r e h o u s e D i s t r i c t . 2 0 + f o o t ceilings, polished concrete floors, exposed brick & rafters. O p e n p l a n w/ l o f t e d M B R .
Listed by: Alana Blot
2 1 4 5 K I R K WO O D AVE , # 1
DILWORTH
- k i r kwo od com mon s 1BR | 1BA | 592 sq.ft. $159,900 Fantastic Dilworth location! Newly refinished hardwood floors, covered porch, stainless s t e e l a p p l i a n c e s , n e u t r a l d e c o r, tile in kitchen and bath.
L i s t e d b y : O l e s y a Ta b a k a
SARA YO R K E
AL ANA BLOT
O L E S YA TA B A K A
704-698-7046
704-909-5081
704-877-6064
hmproperties.com
AT THE HEART OF DILWORTH E US M HO 2-4P EN 5, OP 4/1 N SU
FEATURED LISTING Dilworth ~ 719 Templeton Avenue $1.075M - 4BD, 3.5BA & 3,336 SqFt
THE TRADEMARK Uptown ~ 333 W Trade Street #2004 $549K- 2BD, 2 Full BA & 1,339 SqFt
UNDER CONTRACT Uptown ~ 333 W Trade Street #1001 $378.9K- 2BD, 2 Full BA & 1,095 SqFt
UNDER CONTRACT Dilworth ~ 808 Brookside Avenue $699K- 3BD, 2 Full BA & 2,100 SqFt
THINKING OF SELLING? Elizabeth Phares Allen Tate – Center City Office 704.651.8562 elizabeth.phares@allentate.com allentate.com/ElizabethPhares
Dilworth resident since 2000. Consistent branch leader in listings closed. Specializing in the urban real estate market since 2001.
Center City Office: Center City • Dilworth •Plaza Midwood • Elizabeth Wesley Heights • South End • Wilmore • Myers Park
233 North Tryon Street Charlotte, NC 28202
24 modern solar ready homes on a 73 acre park 10 minutes from Center City starting in the mid $300’s Your dog will thank you
UPTOWN | 520 E MARTIN LUTHER KING BLVD UNIT 703 | THE MADISON
Dennis Marsoun Broker / Owner
704.236.7119 Dennis@236-7119.com ChurchStreetRealty.com
BE PART OF THE FAST GROWING SECOND WARD MLS# 3370569 | 2 BEDROOMS | 2 BATHS 1,788 SQFT | $559,900
Classy closets
Photo by Willow Greene Photography / courtesy of Simplify Studio
|design trends
Expert tips that will transform your closet from chaos to classy by Taylor Arnold
I
f your closet has become a dumping ground for piles of clothes, shoes and jewelry, it’s clearly time to get organized. All of the excess stuff only adds to your stress, causing you to spend countless hours looking for items you’ve lost, or waste money replacing the things you can’t find or forgot you had.
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The good news is, there is a way out—you just have to let go of some of your possessions and put a system in place for keeping the clutter under control. While saving time and money are fantastic, being organized also eliminates an enormous amount of anxiety. “Disorganization overloads
SPECIAL ADVERTISING SECTION . THE CHARLOTTE OBSERVER . SATURDAY, APRIL 7, 2018
homes.charlo e.com
Photos by Willow Greene Photography / courtesy of Simplify Studio S:4.9”
us with visual stimuli and sends a barrage of negative messages to our vulnerable psyches,” says Lori Fike, owner of Chaos to Calm. “You’re a slob. You’re too fat/thin. If you lost/ gained weight, those things would fit. You should have cleaned this up by now. You spend too much money on shoes/clothes/purses. That unneeded stimuli and onslaught of DebbieDowner messaging cause stress—it is literally bad for our health and happiness.” An overabundance of clothing can also make you feel like you have nothing to wear. “Too many items mean too many decisions, requiring too much time taken to get dressed,” says Lisa Greene Smith, owner of Simplify Studio. “Most people wear only 20 percent of their clothing 80 percent of the time. Editing and organizing your wardrobe allows for quick and easy access to the pieces you love and that make you feel amazing.” But when it comes to letting go of your possessions, it’s common to encounter some stumbling blocks. “It’s
homes.charlo e.com
fear that you may want or need it in the future, or guilt that you spent money on an item,” Fike explains. “But fear or guilt are never good reasons to keep something.” To overcome this, it helps to be realistic with yourself. “Have you worn it in the last two years? Unless it’s a special occasion outfit, you probably won’t wear it again,” says Julie Bertram, a certified professional organizer and owner of The Organizing Pro. “What’s the worst that would happen if you got rid of this item? I help people prioritize and point out the reality of their situation. If your closet only has 3 feet of hanging space, then that’s what you’ve got to work with.” Once you’ve edited your items to only those things you need and love, it can be tempting to have a shopping spree at the Container Store. But according to Fike, it’s important to “rightsize” your closet contents first and then buy supplies. “For example, if you have a lot of hanging jewelry, a pegboard is a worthwhile investment,” she says. “If you have limited hang-
Search millions of new beginnings. Everything you need to buy, sell or rent with ease.
SPECIAL ADVERTISING SECTION . THE CHARLOTTE OBSERVER . SATURDAY, APRIL 7, 2018
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$275,000,000 Cindy Barnes Over in career sales (704) 367-7203
Lovely Challis Farm custom home w/1st floor master. Updated kitchen; new paint, carpet. Gated community w/cart access to Carmel CC. 5604 Challis View Ln - MLS# 3369414 - $675,000
Executive home w/trendy updates & great floor plan. Highway 51 area; close to everything! 8700 Brownes Pond Ln - MLS# 3362520 - $650,000 UNDER CONTRACT
Lake Wylie craftsman w/harbor access & resort-style amenities + affordable price! Spacious 5 bdrm, 5BA home meets every need. 5349 Casper Drive - MLS# 3364476 - $500,000
Gracious Southpark home w/stylish updates! Kitchen w/modern finishes. Complete MBA reno. Beautiful outdoor space. 6624 Wynfaire Lane - MLS# 3352004 - $825,000
Considering downsizing? Overwhelmed? If you need a place to start, call me for a practical, step-by-step approach.
HAND IT OVER Cindy.Barnes@allentate.com
WHAT A DIFFERENCE A DOOR MAKES! Area Home Owners Maximize Remodeling Impact with Interior Door Replacement
CHARLOTTE, NC Whole Home Improvement Photo by Willow Greene Photography / courtesy of Simplify Studio
Patented Technology
Smith offers a few other simple rules: • Utilize matching hangers for a consistent look. • File fold (vertical fold) items in drawers, like leggings, t-shirts, etc. • Use drawer dividers to keep lingerie and socks orderly. • Be ruthless with the one-item-in and one-out rule—keep a basket in the closet to collect items you no longer need or love. Decluttering is a continual process! • At least two times per year—ideally spring and fall—go through and reevaluate closet needs and reset your wardrobe. And while getting your closet organized is a major accomplishment, keeping it that way can be an entirely different challenge. “It’s almost like going on a diet,” Bertram says. “You have to make new choices. If you normally throw your clothes on the floor in a pile, you
homes.charlo e.com
have to start hanging them up or put them in a laundry basket. You have to commit to doing the maintenance part. If you don’t get rid of things, you’ll be back to square one. Spend five to 10 minutes a day putting things back where they go, and it will become second nature.”
Lower Costs on Average A Fraction of the Time No Mess AN AUTHORIZED DEALER OF
TRANSFORM THE WHOLE HOME WITH INTERIOR AND CLOSET DOOR REPLACEMENT One Day Doors & Closets is the nation’s largest door installation company. With two state-ofthe-art production facilities, the company has been featured on Extreme Makeover Home Edition and is rated Best Value Home Improvement by Good Housekeeping Magazine. And here’s why: 3D Digital Measuring – proprietary measurement technology with precision accuracy Robotic Automation – doors machine cut to fit existing frames within 1/1000th of an inch
Homeowners and designers have focused on interior and closet door replacement as an affordable, efficient, wholehome solution for revitalizing interior appearance. Experts agree it not only improves aesthetics, but can also increase overall home value. Homeowners have many options when updating or remodeling a home, but none have more potential impact than interior door replacement – the look and feel of every room is transformed. Over time, doors show wear and tear or become outdated. They’re slammed, kicked, or the finish is damaged by nicks, dents, or scuffs. Given the age oaf the home, foundation settling can cause doors to operate incorrectly – with opening or closing and latching – or can present gaps in the door’s frame. If floors have been changed from original, space may now appear beneath.
Charlotte Doors & Closets, an authorized dealer of One Day Exclusive Factory Doors & Closets, offers whole Painting home door and closet installation – Custom paint services at costs averaging finish applied and 30%-50% lower than home then oven cured improvement stores, contractors at the factory, and handymen. And the best part lasting 5X longer – installation is complete in than residential four hours or less with no mess! paint finish
Charlotte Doors & Closets is your local One Day Doors & Closets Authorized Dealer.
“If you’re investing in wholehome interior and closet door replacement,” says Scott Herbert, Owner at Charlotte Doors & Closets, “you want to enlist a company with industry experience; one who provides a high-quality, custom product, and utilizes technology to ensure architectural
SPECIAL ADVERTISING SECTION . THE CHARLOTTE OBSERVER . SATURDAY, APRIL 7, 2018
precision.” Technology allows for customized style and paint finish at the factory, resulting in lower costs and one-day installation. Adds Scott, “Our customers love that their homes are not disrupted by a loud messy, lengthy construction project, so it’s a winwin for everyone.” Charlotte Doors & Closets offers interior and closet doors in a large selection of styles and weights, ranging from hybrid to energy efficient solid core which reduce the transfer of heat and noise; fire-rated doors are also available. In addition to doors and a wide range of architectural grade hardware to choose from, Charlotte Doors & Closets offers closet organizer solutions to optimize the space of your walk-in or reach in closets, laundry rooms, pantries, garages, home offices and entertainment centers. To learn more about why Charlotte Doors & Closets is the best choice for door and closet installation or to take advantage of our ad special, schedule a free estimate appointment at:
704-842-9160
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AUCTION BIDDING OPENS APRIL 26 | BIDDING ENDS APRIL 30 11 Oak Road, Salisbury, NC | Previously $2.495M | Selling Without Reserve | Open Daily 1–4PM & by Appt | Listed by John-Mark Mitchell of Mitchell Prime Properties WATCH EXCLUSIVE FILMS AND BID ONLINE AT CONCIERGEAUCTIONS.COM | 212.658.1955 This property is listed for sale by John-Mark Mitchell of Mitchell Prime Properties (#189940) - 514 S Stratford Road, Suite 200, Winston-Salem, NC 27103 (336) 722-9911. Concierge Auctions, LLC is a licensed auction firm (NCAL #9427). Auctioneer activities will be conducted by Auctioneer Frank Trunzo (NCAL #9167). The services referred to herein are not available to residents of any state where prohibited by applicable state law. Concierge Auctions, LLC, its agents and affiliates, broker partners, auctioneer, and sellers do not warrant or guaranty the accuracy or completeness of any information and shall have no liability for errors or omissions or inaccuracies under any circumstances in this or any other property listings or advertising, promotional or publicity statements and materials. This is not meant as a solicitation for listings. Brokers are protected and encouraged to participate. Equal Housing Opportunity. See Auction Terms and Conditions for full details.
25 MINUTES FROM UPTOWN | 17,000 SQ. FT. CLUBHOUSE EASY ACCESS TO SHOPPING, DINING AND ENTERTAINMENT WALKING DISTANCE TO NEW NOVANT HOSPITAL
9 DESIGNER MODEL HOMES NEW HOMES FROM THE MID $200s TO $400s
D O N ’ T M I S S T H E O P P O R T U N I T Y TO LI V E AT C H A R LOT T E ’S N E W E S T A N D B E S T- LO C AT E D A C T I V E A D U L T C O M M U N I T Y.
855 -799- 4084 | CHARLOTTE, NC C resswindC harlot te.com © 2018 Cresswind is a registered trademark of Kolter Homes. Prices, homesites, home designs and other information subject to errors, changes, omissions, deletions, availability prior sales and withdrawal at any time without notice.
BATHROOMS • KITCHENS ROOM ADDITIONS OUTDOOR LIVING & HANDYMAN SERVICES
ROOM ADDITIONS FROM $15,995
OUTDOOR LIVING/ SWIMMING POOLS FROM $8,995
BATHROOMS FROM $9,995
KITCHENS FROM $17,995
FINANCING AVAILABLE WITH NO MONEY DOWN! CALL US TODAY FOR A FREE ESTIMATE! 980.299.5475 WWW.RCBCONSTRUCTIONMGMT.COM
Mortgage Guide Institution
30 yr APR
The Charlotte Observer
30 yr Fixed
4.187% APR
4.023% APR
Points
Fees
% Down
APR
Phone Number / Website
15 yr ^xed
3.500
0.000
$295 20% 3.550
Points: 0.000
7/1 yr Arm
3.625
0.250
$975 20% 3.757
704-412-9131
Fees: $295
30 yr jumbo 4.250
0.000
$975 20% 4.230
www.mecklenburgmortgage.com
% Down: 75%
Free Prequali^cation Letters and Rate Quotes 7 days a week
Rate: 4.000
15 Yr Fixed 3.500
0.000
$0
5% 3.526
Points: 0.000
7/1 Arm
0.000
$0
5% 3.513
Fees: $0
LOCAL IN CHARLOTTE FOR 30 YEARS! OPEN SATURDAYS! A+ BBB RATING!
% Down: 5%
FREE FLOATDOWN IF RATES DROP! ZERO CLOSING COST OPTIONS!
30yr Fixed
Best Rate Mortgage
Rate
Rate: 4.125
30yr Fixed
Mecklenburg Mortgage
Product
3.500
NMLS # / License #
NMLS #: 1190352 LIC# 161067
NMLS #: 115183
704-529-1233
LIC# 103395
www.bestratemtg.com
TO PARTICIPATE IN THIS FEATURE, CALL SALES DEPARTMENT @ 773-320-8492
Savings Update
Opening savings and CD accounts for children By Sabrina Karl
For parents looking to help their children financially, custodial accounts provide the child a gift for the future while parents save on taxes today. Opening such an account is not much more difficult than opening one for yourself, and almost all banks and credit unions offer them. Just note that you’ll Custodial accounts are held in the name of a minor but are legally managed need to provide personal information and a social security number for both the by an adult, typically a parent or grandparent. Deposits can be made into the child and the custodian. account, interest is earned, and the custodian retains control until the child reaches the age of majority. You’ll also need to decide whether to open an UGMA (Uniform Gift to Minors Act) account or an UTMA (Uniform Transfer to Minors Act). UGMAs can hold The advantage for parents is that special tax rules apply, allowing up to $1,000 deposit and brokerage assets and generally transfer to the child at age 18. in earnings per year to go untaxed and a second $1,000 to be taxed at the UTMAs, meanwhile, can also hold assets such as real estate and typically child’s rate. Only earnings above $2,000 will find their way onto the parent’s remain custodial until age 21. tax return. As always, shopping for a top rate is smart when opening a custodial savings Among the most common custodial accounts are savings and CD accounts at or CD account. Once you’ve chosen a financial institution, their representaa bank or credit union. With these, parents can make a lump-sum gift or peri- tives can answer your questions on the age of majority in your state and which odic deposits and the principal will accrue interest modestly but with almost account will suit your child best. risk-free safety. Rate Criteria: The rates and annual percentage rate (APR) are effective as of 4/3/18. All rates, fees and other information are subject to change without notice. RateSeeker, LLC. does not guarantee the accuracy of the information appearing above or the availability of rates and fees in this table. The institutions appearing in this table pay a fee to appear in this table. Annual percentage rates (APRs) are based on fully indexed rates for adjustable rate mortgages (ARMs). The APR on your specific loan may differ from the sample used. All rates are quoted on a minimum FICO score of 740. Conventional loans are based on loan amounts of $165,000. Jumbo loans are based on loan amounts of $453,101. Lock Days: 30-60. Points quoted include discount and/or origination. Payments do not include amounts for taxes and insurance. The APR may increase after consummation and may vary. FHA Mortgages include both UFMIP and MIP fees based on a loan amount of $165,000 with 5% down payment. Points quoted include discount and/or origination. Fees reflect charges relative to the APR. If your down payment is less than 20% of the home’s value, you will be subject to private mortgage insurance, or PMI. VA Mortgages include funding fees based on a loan amount of $165,000 with 5% down payment. If your down payment is less than 20% of the home’s value, you will be subject to private mortgage insurance, or PMI. “Call for Rates” means actual rates were not available at press time. To access the NMLS Consumer Access website, please visit www.nmlsconsumeraccess.org. To appear in this table, call 773-320-8492.
PREMIERSOTHEBYSREALTY.COM
Countryside Josephine Trotter
PremierSothebysRealty.com
Lauren Alexander 704.996.3468
Matthew Alexander 704.560.2527
Giles Barker 704.322.7747
Laurie Beaty 704.993.8773
Tanya Brown 704.345.4384
Susan Freshcorn 704.989.0690
Jason Gentry 980.428.4130
Sarah Kelley 704.956.6536
Gail McDowell 704.989.6565
George McDowell 704.989.6752
Frances Miller 704.488.0288
Joseph Sibielski 704.617.7500
Carolyn Taylor 704.236.1936
Stephanie Todd 704.904.1681
Charlie Williams 704.737.7741
EXTRAORDINARY
Lives. Homes. People.
We extend our deepest appreciation to you, our customers, for the opportunities to serve you and achieve extraordinary results. CHARLOTTE | 704.248.0243
Sotheby’s International Realty® and the Sotheby’s International Realty logo are registered service marks used with permission. Each office is independently owned and operated. Equal Housing Opportunity. *Countryside by Josephine Trotter used with permission.