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GRAND OPENING - NOW SELLING! Discover Riverchase Estates, a gated 2,000 acre community of estate homesites, situated just 30 minutes from Charlotte, North Carolina along the shores of the Catawba River. This picturesque neighborhood allows you to indulge in an enriched lifestyle where nature and beauty unite to create a peaceful retreat. This is your opportunity to own the homesite of your dreams at a tremendous value.

Wooded & Reserve Lots

Pre-Development Pricing

500 Acre Nature Preserve

Luxurious Amenity Center

30 Minutes South of Charlotte

Low Taxes

Scenic Views

Buy Now, Build Later

Scenic. Private. Exclusive.

Acreage Homesites from 69,900 $

(844) 566-4300 ext. 1844 Obtain the Property Report required by Federal law and read it before signing anything. No Federal agency has judged the merits or value, if any, of this property.


OPEN HOUSE THIS WEEKEND November 14TH • 10 AM – 6 PM November 15TH • 1 PM – 6 PM

ALL of OUR READY-TO-OWN HOMES ARE OPEN! Here’s a fall preview you won’t want to miss. Come see the latest styles and innovations in new-home design during exclusive model tours of our collection of exceptional Ready to Own homes now available. Discover the home that’s right for you; then move in just in time for the holidays. So join us, and get ready to fall head over heels for Ryland Homes and Standard Pacific Homes.

FOR MORE INFORMATION or TO SCHEDULE A VISIT, CONTACT LESLIE LOVELESS at LESLIE.LOVELESS@CALATL.COM or Call (800) 787-0414

Ryland and Standard Pacific Now One Company

CalAtlanticHomes.com

Prices, plans, and terms are effective on the date of publication and subject to change without notice. Hardscape, landscape, and other items shown may be decorator suggestions that are not included in the purchase price and availability may vary. ©2015 CalAtlantic Group, Inc.RT3002


14,000 Sq. Ft. Estate Home Enjoy the privacy of 5.25 acres. Only 18 minutes to Uptown.

2073213-01

$2,495,000

704-968-7105


COME DISCOVER CHARLOTTE’S NEW CHOICE FOR RESORT LIVING

Model Home Tours Just Announced! Introducing Trilogy® by Shea Homes®, opening in the Lake Norman area this fall. We’re excited to bring our resort lifestyle to Charlotte, with a community that will offer you a whole lot more than just an excellent Shea home. Destined to exceed even the highest expectations, Trilogy Lake Norman’s innovative resort club will feature all the latest in dining, state of the art fitness facilities, and opportunities for amazing social connections.

BOOK NOW! PRIVATE MODEL HOME TOURS OR NOV. 22 ND OPEN HOUSE AT 3PM! D u e to l i m i te d ava i l a b i l i t y a p p o i n t m e n t s a re re q u i re d . B o o k by c a l l i n g :

800.685.6494

NEW RESORT COMMUNITY NEAR LAKE NORMAN! TRILOGYLIFE.COM

|

800.685.6494

|

Trilogy® is a registered trademark of Shea Homes, Inc., an independent member of the Shea family of companies. Sales By: Shea Communities Marketing Company (#C25840), Construction By: SHALC GC, INC. 75061, Equal Housing Opportunity. Shea Homes’ Trilogy Lake Norman is planned to be an age-restricted community intended for occupancy by at least one person age 55 or over with select neighborhoods intended for occupancy by people of all ages. This is not an offer of real estate for sale, or a solicitation of an offer to buy. Void where prohibited. Models are not an indication of racial preference. © 2015 Shea Homes, Inc. All rights reserved.



An exclusive brokerage firm specializing in luxury consumer groups & active adults. Julie Martin is consistently ranked in the top 1% ooff aallll rreal eal eestate state aagents gents iin n tthe he ggreater reater C Charlotte harlotte aarea. rea.

Dilworth Home Showcased In This Issue!!!

Dilworth Home Coming Soon!!!

305 Magnolia Avenue #2, Charlotte, NC 28203 Listing Price: $829,900 MLS#3109568

313 Magnolia Avenue, Charlotte, NC 28203

E Earning arning y your our ttrust...one rust...one h home ome at at a ttime. ime.

JJulie ulie M Martin artin

Broker/Owner Broker/Owner

J Bella Bella Realty Realty

(C) (404) 281-1755 (O) (704) 343-0289 julie@jbellarealty.com | www.jbellarealty.com 305 Magnolia Ave. Charlotte, NC 28203

®

ElizabEth Grillo brokEr/ownEr 704.649.2491 egrillo@egrealestateconsultants.com

bobby SiSk brokEr/rEaltor® 704.819.0710

bsisk@egrealestateconsultants.com

OPEN HOUSE TODAY 2-4

OPEN HOUSE TODAY 2-4

1632 Longfellow St. - 10 Minutes from Center City in Merry Oaks - Custom modern prairie style home 75 ft wide lot. Unique design features include reclaimed wood wall, barn door to 1st level bedroom/office, “green” wide plank flooring, casement windows with 8ft exterior doors and modern integrated gas fireplace. First floor owner’s suite with designer tile shower and walk-in closet with custom wood shelving. 2-car garage, over 500 sq. ft. of walk-in unfinished space upstairs & fenced backyard. Offered at $429,000, MLS#3123759. OPEN HOUSE TODAY 2-4

JUST LISTED: 2477 Diplomat Lane, Charlotte. Loads of upgrades in this 3 bed, 2 1/2 bath townhouse in desirable Park South Station. Home has beautiful wood floors, granite and stainless in the kitchen and a gas log fireplace in the open living room. 1-car garage and the perfect place out back for a dog. Gated community with clubhouse with fitness center and pool. Offered at $239,000. OPEN HOUSE TODAY 2-4

www.EGrEalEStatEConSUltantS.Com

1810 E 7th StrEEt, CharlottE, nC 28204




Built For You

NEW HOME IN FORT MILL!

NEW HOME IN WAXHAW!

The Hollybriar in The Estates of Massey $481,158 The Bravada in The Club at Longview $889,990 2 Stories, 4 Bedrooms, 4.5 Baths David Weekley Homes MLS # 3051468

704-972-4244

new home in belmont

2 Stories, 5 Bedrooms, 4.5 Baths David Weekley Homes MLS # 3047838

NEW HOME IN BELMONT!

tCD ArE?rgAD@ B@ eagAD Park $382,897 The Forman in Eagle Park 2 Story, 4 Bedroom, 3 Baths David Weekley Homes mlS # 3103355

704-972-4243

704-201-4030

2 Stories, 4 Bedrooms, 3.5 Baths. David Weekley Homes MLS #3054897

$350,302 704-972-4243


new home in hARRiSBURG

TJK PaGlKy IH harrIsburg!

1 Story, 4 Bedrooms, 3.5 Baths David Weekley Homes mLS # 3112040

new home in SoUThPARK!

$376,083 TGH equFEDx FE AvFgEDE 704-972-4234

new home in FoRT miLL!

2 Stories, 4 Bedrooms, 4.5 Baths David Weekley Homes mLS # 3101990

704-972-4244

$929,628 TGH BHaufDrd FE SprFEgfFHld maEDr 704-972-4225

new home in SoUThPARK!

TFG CarClyD ED TFG estatGs Cf massGy $478,679 TGH QuaDtuE FD AvFgDCD

2 Stories, 4 Bedrooms, 3.5 Baths David Weekley Homes mLS # 3114276

2 Stories, 5 Bedrooms, 5 Baths David Weekley Homes mLS # 3101917

new home in FoRT miLL!

2 Stories, 4 Bedrooms, 3.5 Baths David Weekley Homes mLS # 3086583

704-972-4245

new home in wAXhAw!

$909,797 TGH GrHHEbusG FE RDsHclFff 704-972-4225

$730,346

2 Stories, 5 Bedrooms, 4.5 Baths David Weekley Homes mLS # 3086821

$874,692 704-972-4242


1001 FIRETHORNE CLUB DR. MARVIN O

F Featured eatured P Properties… roperties…

DILWORTH ILWORTH

se Hou n e p

Open House 1–3 Saturday

O

$979,000

Former “showcase” “showcase” home home on on Estate-sized Estate-sized golf golf course course lot lot Former w with ith ccustom ustom ffinishes inishes tthroughout. hroughout. Jane Connors jane.connors@allentate.com 704 -8 77 -9 979

5547 FALLON COURT SUMMERLAKE

Open House Sat., Nov. 21st 1-4

FIRETHORNE-2026 CARNOUSTIE CT. INDIAN LAND

$995,000

Rare Rare find! find! Lovely Lovely waterfront waterfront estate estate home home in in SouthPark. SouthPark. C Custom ustom ffinishes inishes iin no open pen ffloor loor p plan! lan ! C Charm! harm! Jane Connors jane.connors@allentate.com 704 -8 77 -9 979

se Hou n e p

Open House 1–3 Saturday

$980,000

This This luxurious luxurious 5BR/4.5BA, 5BR/4.5BA, 6,205sf 6,205sf estate estate with with parking parking garage garage and and foundation foundation basement basement isis ideally ideally ssituated ituated iinn tthe he ddesired esired ggolf olf community community ooff FFirethorne. irethorne. Steven Edwards h http://www.slelegacygroup.com ttp://www.slelegacygroup.com 704 -448 -3 75 3

1818 LENNOX AVENUE

Historic Dilworth

$749,000

Step Step into into the the parlor, parlor, take take in in a treasure treasure & fall fall in in love! love! This This Dilworth Dilworth charmer will not disappoint! E l i z a b e t h P ha r e s eelizabeth.phares@allentate.com lizabeth.phares@allentate.com 7 0 4 - 6 51 - 85 6 2


704-367-7203

Over $16,000,000 in sales in 2014.

ONLY 2 LEFT

7015 Southbrook Drive - $260,000

722 Bass Lane – $300,000

601 Highland Forest Drive – $475,000

Best in class! Stylish, updated cottage w/loads of trendy features & low maintenance. Will go fast! MLS#3128508

Ready to go! 1st of 3 Craftsman-style homes. Spacious ranch, open plan. MLS#3071264

8967 Challis Hill Lane – $475,000

818 Sardis Lane - $500,000

812 Sardis Lane - $525,000

7404 Stonecroft Park Drive – $950,000

15611BallantyneCountryClubDr.–$1,250,000

Terrific location, top schools, & updates throughout! Classic home, great condition, 1.78 acre lot.

MLS#3099438

Modern, luxury town home w/beautiful courtyrd. New construction! 1 of 5 Craftsman homes ready for Terrific value! New construction w/1st floor master, highquality finishes. Great access to SouthPark, Uptown. Bright and open. Master bath renovation. you. High-end finishes, great close-in location. MLS#3128811 MLS#3117315 MLS#3128855

UNDER CONTRACT IN 1 DAY

2917 Camden Park Place – $800,000 Rare opportunity for Phillips Court townhome in SouthPark. Elegant. Bright end unit. MLS#3123643

2015 Carmel Road – $1,295,000

2074043-02-1

Rare opportunity for a SouthPark estate, in the heart of everything, yet private. MLS#3078561

Fresh, elegant & close in. Stonecroft home w/ $1 million in upgrades & golf memberships in Ballantyne CC. open plan, pool & spa, 5 BDRM’s, 3-car gar. 2nd living quarters, elevator, pool, cabana, outdoor kitchen MLS#3116395 MLS#3110489

3916 Foxcroft Road – $1,500,000

Stunning custom renovation & addition in prestigious Foxcroft. 5 BDRM’s and 5.2 BA’s. MLS#3115215

Ready to sell? Success and Cindy go hand in hand!

HAND IT OVER. 704-367-7203

cindy.barnes@allentate.com


BLOWING ROCK, NC

BLOWING ROCK PROPERTIES BELOW MARKET PRICING!

LAKESIDE RETREAT

High Elevation Lake Lot with Views of Grandfather Mountain

ONLY $79,900 (was $375,000) One Of Blowing Rock’s Only Lakefront Communities At

BELOW MARKET PRICING!

CALL TODAY TO SCHEDULE A SHOWING

1-828-771-9344 ext 04307 www.SweetGrass.com




Realtor Group

w w w . R o b i n K i n g R e a l t o r. c o m “Tell me your story, I’ll write the next chapter” (803) 526-1225

“Named A Top Agent in America by The Wall Street Journal” OPEN

ES HOUS

4 AT 2-

Crystal Crystal Clemence Clemence Emily Emily Richardson Richardson Welcome our new partners, helping you write the next chapter!

ROBIN KNOWS DIRT! 512 Channel Rd, Lake Wylie’s 327 Aquarius, Clover SC The Cottages at The Landing. Low Beautifully updated and tastefully maintenance one story living, looks decorated mobile home on .75 acre like a Pottery Barn catalog! 3BR/bonus meticulously maintained lot w/large HOA includes lawn care. $315,000 detatched 2 car garage. Lovely Setting. WatchtheVideoat www.RobinKingRealtor.com $110,000.

OPEN

HOUS

E SAT

2-4 H OPEN

S OUSE

4 AT 2-

THE RETREAT AT SUNSET RIDGE, LAKE WYLIE

Discover H&H Homes New Construction ready to move in! 647 Highland Ridge Point w/full unfin basement $455,000, 540 Highland Ridge Point under construction. Get in early to make choices $410,000 532 Highland Ridge under construction w/master on main $462,900. H OPEN

S OUSE

4 AT 2-

H OPEN

S OUSE

4 AT 2-

“It’s time to build your dream home let our builders give you a quote”

13424 SAGE THRASHER LOT LAKE WYLIE WATERFRONT 9.54 ac THE SANCTUARY. $890,000 Watch the video @RobinKingRealtor.com 556 Sand Trapl 1 AC lot on beautiful pond, w/fitness center and indoor indoor p ool $ 36,000 and pool $36,000 • 3027 Willow Breeze LakeWylie Waterfront canoe lot $55,000 • .51 Acre Jim McCarter Rd, Clover $20,000 • .59 Acre Jim McCarter Rd, Clover on pond $18,000 • 2775 Shillinglaw, York SC Nice 6.4 wooded acre tract $32,400 • Beersheba Rd, Clover gorgeous tracts 8 Acres $72,000, 10.5 Acres $110,250 • 660 Briarwood in Lake Wylie’s Clarendon Estates & Clover Schools 1 AC lot $58,000 • 208 Highland Forest Dr. in Clover’s Patrick Place .53 AC $55,000

1643 Sierra Rd, JuSt outSiDE HiStoRiC DoWNtoWN YoRk 7 ACRES $72,000 10525 Green Heron Ct in the Sanctuary, the Southeast’s premier waterfront community of estate home sites. 7.9 wooded acres across from 3 established magnificent homes $135,000 OPEN

273 TANAGER DR. YORK SC Beautiful 943 COVE POINT LN In Tega Cay’s Lake Shore brick ranch on a private and pretty lot. Community w/Ft. Mill’s award winning schools. Some upgrading has been completed, 5,000 meticulously maintained sq. ft. on a lovely some still to be done. Great price at $175,000 lot w/ seasonal water views. $550,000

2074073-01-1

Welcome to The Estates at Glenmoor

Just outside of historic downtown York, The Charleston of the Upstate. New construction homes are finished and ready for you with exquisite details and 1 acre lots. 3057 Glenmoor $256,500. 3081 Glenmoor Ranch w/ bonus & 3 car garage $262,000, 3065 Glenmoor Mstr Main $249,000 get in now to pick colors!. Or pick your lot and plan!

Visit us on

HOUS

E SAT

2-4

5267 Norway Lane in Rock Hill’s Norwood Ridge, less than a year old, full brick w/all upgrades, full unfin bsment. .5 acre at end of cul-de-sac backs to woods, private. $287,500 Watch the video @RobinKingRealtor.com

6 Lynwood Circle

in the heart of Historic York. Brick Ranch beautifully updated with all hardwood and tile floors, granite and stainless, on gorgeous .8 acre lot

$150,000

Robin-King-Realtor-Group


At Cheval,

Find Your

Move-in Move-in Ready, Ready, The The Monterey Monterey

WOW. NOW.

Move In

F

orr sserene o erene lliving iving w where here tthe he b birds irds rreplace eplace the the d drone rone of of traffic, traffic, discover discover The The Meadows Meadows at Cheval in Mint Hill. Large homesites with South Charlotte convenience, Luxury awaits 5 miles from Matthews Town Center, inside I-485.

ClassicaHomes.com Tour 2 Ready-to-Move-In Signature Homes. Monthly payments low $2000’s to low $3000’s for 4 to 5 bedroom luxury homes. You choose 5, 10 or 20% down with no PMI. Monterey $594,900, 1 acre homesite. Sonoma with basement $664,900, wooded cul-de-sac homesite.

MODEL HOME 13620 Castleford Dr, Mint Hill 704-573-2800 Open Daily: Mon, Wed-Sa 11-6, Tu 2-6, Su 1-6


The Most Exciting Active Adult Resort Lifestyle Community in the Carolinas!

NewWith Phase Opening! p Wooded Lots. Choose from 18 Ranch-Style Floor Plans. With the “FlexiBUILDity” to make changes and customize your home just the way you want it!

Life at Bailey’s Glen is like being on a vacation that never ends! Come tour our furnished models and fabulous clubhouse. See all of our amazing amenities and discover why...

We have the secret to staying young! For more information visit us at (704)

BaileysGlen.com

896-7016

11909 Meetinghouse Drive / Cornelius, NC 28031


LAUREN ALEXANDER 704.996.34 6 8

MATTHEW ALEXANDER 704.560.2527

JENNIFER BARBIN 704.724.0230

YOUR LOCAL PARTNER WITH A GLOBAL REACH GILES BARKER 704.322.7747

TANYA BROWN 704.345.438 4

JILL CASTLE 704.361.7474

JASON GENTRY 980.428.4130

SARAH KELLEY 704.956.6536

FRANCES MILLER 704.4 8 8.028 8

JENNIFER CONRAD 704.737.4 6 89

NADINE DEASON 704.806.6711

MICHAEL FEEHLEY 704.799.5233

MISUN KIM 704.575.5994

MATTHEW MEANS 704.293.4 4 49

BRIAN MICHAELS 704.737.9900

PAMELA SIELAFF 704.936.9878

STEPHANIE TODD 704.904.1681

HANES WALKER 704.366. 28 30

WHAT DOES IT TAKE TO BE THE BEST? Ask a Premier Sotheby’s International Realty® broker associate. Premier Sotheby’s International Realty is a leading independently owned brokerage within the Sotheby’s International Realty® brand’s worldwide network of more than 760 offices in 60 countries and territories worldwide.

CHARLIE WILLIAMS 704.737.7741

CHARLOTTE | 704.248.0243

LAKE NORMAN | 704.727.4170

5970 Fairview Road, Suite 110 | Charlotte, North Carolina 28210

19825 North Cove Road | Cornelius, North Carolina 28031

premiersothebysrealty.com PATSY WILSON 704.615.5065

DAVID WITTMAN 704.200.3072

Sotheby’s International Realty® and the Sotheby’s International Realty logo are registered service marks used with permission. Each office is independently owned and operated. Equal Housing Opportunity. Property information herein is derived from various sources including, but not limited to, county records and multiple listing services, and may include approximations. All information is deemed accurate and neither suggests nor infers that Premier Sotheby’s International Realty participated as either the listing or cooperating agent or broker in the sale or purchase of the properties depicted.



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Serving Lake Wylie, The Palisades,

River Hills, Steele Creek and Tega Cay • Over 30 Years Experience • Extremely Knowledgeable in Working with Builders • Specializing in Listing & Selling Waterfront, New Construction & Pre-Owned Homes

Call Today for a

FREE Market Analysis

Patti Elam

704.309.6912

Lake Wylie Realty Realtor® NC & SC

1 Executive E x e c u t i v e Court, C o u r t , Lake L a ke Wylie, W y l i e , SC S C 29710 2 9 7 1 0 • Patti@LKWRealty.com P a t t i @ L K W R e a l t y. c o m


Discover Palisades, With 1,500 master-planned acres along Lake Wylie, Palisades makes it naturally easy to enjoy the good life. Enjoy worldclass golf, tennis, soccer, swimming and miles of nature trails to stay in shape. Join our Country Club for dining, classes, social events and more. Delight in our brand new private Residents’ Club, featuring a competition pool with tower slide, splash pad and fitness center. Best of all, love living in a recreational paradise just minutes from downtown Charlotte.

NEW HOMES FROM THE 260’s TO 700’s.

9 DECORATED MODEL HOMES OPEN FOR VIEWING.

PalisadesNC.com Love Where You Live. Persons in photos do not reflect racial preference and housing is open to all without regard to race, color, religion, sex, handicap, familial status or national origin. Prices, plans, and terms are effective on the date of publication and subject to change without notice. Depictions of homes or other features are artist conceptions. Hardscape, landscape, and other items shown may be decorator suggestions that are not included in the purchase price and availability may vary. No view is promised. V iews may also be altered by subsequent development, construction, and landscaping growth.


High Country Luxury At Foreclosure Pricing Want This View? Up To 12 Acres In Size At Over 4000 FT

Only $29,900

ATVs

Hiking

Fly Fishing

Horseback Riding

Now Available BARNIMINIUMS From ONLY $79,900

Includes Land and Mountain Home/Barn Package* 2400 Sq. Ft.

Call Today To Find Out What You’ve Been Missing 1.888.715.9536 ext 01191 www.eaglesnestatbannerelk.com

**Includes Includes lland and a and nd m materials aterials p package. ackage. C Construction onstruction iiss n not ot iincluded. ncluded.

Photo may differ from actual package.




T HE B EST IN D ESIGN. S ELLING FAST IN C OTSWOLD. Join the Fun, Tour 3 Signature Ready Homes and 2 ready Homesites

1

o off LL LL lluxury uxury homes homes aare re ssold! old! IIt’s t’s a rush rush tto o reserve reserve tthe he rremainemaining sites in Cotswold Retreat. F Signature Ready Homes are move-in-ready by Dec LEth! Americana architecture, private street, gas lanterns and L acre nature preserve with towering hardwood trees! $GKK’s- $HKK’s.

1/0/ N Sharon Amity Rd

ClassicaHomes.com HKI-DLK-IEJH

Ideally located 1 mile from shops in Cotswold Village, 4 miles to Southpark and 5 miles to Uptown

Mon 11-6, Tues 2-6, Wed-Sat 11-6, Sun 1-6 & by Appointment


OK LO

NEW REAL ESTATE WEBSITE

homes.charlotte.com

y Ballantyne B

LLIVE IVE IIN N

homes.charlotte.com wwebsite ebsite sshowcases howcases tthe he sstunning tunning p properties roperties o off C Charlotte harlotte a and nd ssurrounding urrounding ccommunities. ommunities. IIt’s t’s d designed esigned tto ob be ee easily asily n navigable, avigable, filled with informative tools and resources that make it a one-stop shop for finding a home. We’ve created a better connection between local publications, real estate professionals, and home buyers and sellers. Location, comfort, and ambiance are essential to consider when searching for the right home. It’s clear that the site was built with the user’s needs in mind.

Enhanced Features: Featured Neighborhoods & Agents • Commutes and School Listings Pages Scale for any Device • Custom Search Engine • Spotlight Properties

homes.charlotte.com Powered By:


Selling Charlotte’s Distinctive Homes

THE SANCTUARY | $2.975 M

MLS 3114168 | 9128 Island Point Road Agents: Eric Zientek 704.840.4785 Reed Jackson 704.713.3623

2.388 M

LAKE WYLIE WATERFRONT

MLS 3117758 | 4269 River Oaks Road Agents: Lori Ivester Jackson 704.996.5686 Matthew Paul Brown 704.650.1928

IvesterJackson.com Info@IvesterJackson.com Toll free: 888.378.5232

5.95 M

MORROCROFT ESTATES

MLS 3049362 | 4222 Fox Brook Lane Agents: Reed Jackson 704.713.3623 Matthew Paul Brown 704.650.1928

430 K

SOLD

DILWORTH

MLS 3064297 | 1708 Fountain View Street Agent: Matthew Paul Brown 704.650.1928

Offices Charlotte 704.499.3054 Lake Norman 704.655.0586 Blue Ridge 888.378.5232



The Charlotte Observer Check rates daily at http://charlotte.interest.com Institution

ABBA First Mortgage, Inc.

30 yr APR

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AmeriSouth Mortgage Company

4.296% 30yr Fixed APR

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30yr Fixed APR

30 yr Fixed

First Landmark Bank

30yr Fixed APR

3.759% Mecklenburg Mortgage

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% Down

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20 yr fixed refi

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10 yr fixed

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% Down: 20%

Visit our site to apply online or track your desired rate.

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30 yr FHA

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20 yr fixed

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3.750 0.000 $895 3.5% 3.794 Call for Rates

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NMLS# 74184

877-793-0666

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15 yr fixed

3.250 1.000 $1000 5% 3.485

3/1 ARM

3.000 1.000 $1000 5% 3.056

5/1 ARM

3.250 1.000 $1000 5% 3.155

Rate: 3.750

20 yr fixed

3.625 0.000 $450 20% 3.685

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2.990 0.000 $450 20% 3.030

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5/1 ARM

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15 yr fixed

2.875 0.000 $175 20% 2.890

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2.875 0.000 $956 20% 3.070

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2.625 0.000 $956 20% 3.015

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30060 LIC# 58705

LIC# 1190352

Legend: The rate and annual percentage rate (APR) are effective as of 11/11/15. © 2015 Bankrate, Inc. http://www.interest.com. The APR may increase after consummation and may vary. Payments do not include amounts for taxes and insurance. The fees set forth for each advertisement above may be charged to open the plan (A) Mortgage Banker, (B) Mortgage Broker, (C) Bank, (D) S & L, (E) Credit Union, (BA) indicates Licensed Mortgage Banker, NYS Banking Dept., (BR) indicates Registered Mortgage Broker, NYS Banking Dept., (loans arranged through third parties). “Call for Rates” means actual rates were not available at press time. All rates are quoted on a minimum FICO score of 740. Conventional loans are based on loan amounts of $165,000. Jumbo loans are based on loan amounts of $435,000. Points quoted include discount and/or origination. Lock Days: 30-60. Annual percentage rates (APRs) are based on fully indexed rates for adjustable rate mortgages (ARMs). The APR on your specific loan may differ from the sample used. Fees reflect charges relative to the APR. If your down payment is less than 20% of the home’s value, you will be subject to private mortgage insurance, or PMI. FHA Mortgages include both UFMIP and MIP fees based on a loan amount of $165,000 with 5% down payment. VA Mortgages include funding fees based on a loan amount of $165,000 with 5% down payment. Bankrate, Inc. does not guarantee the accuracy of the information appearing above or the availability of rates and fees in this table. All rates, fees and other information are subject to change without notice. Bankrate, Inc. does not own any financial institutions. Some or all of the companies appearing in this table pay a fee to appear in this table. If you are seeking a mortgage in excess of $417,000, recent legislation may enable lenders in certain locations to provide rates that are different from those shown in the table above. Sample Repayment Terms – ex. 360 monthly payments of $5.29 per $1,000 borrowed ex. 180 monthly payments of $7.56 per $1,000 borrowed. We recommend that you contact your lender directly to determine what rates may be available to you. To appear in this table, call 800-509-4636. To report any inaccuracies, call 888-509-4636. • http://charlotte.interest.com


IMAGINE

ELEVATED SERVICE

In early 2015, through acquisition, we expanded Premier Sotheby’s International Realty’s presence in the High Country real estate market with the addition of a Banner Elk location to our existing presence in Linville Ridge. Today, we strengthen our presence with the acquisition of The Sterling Company, a brand with 20 years of local heritage and expertise. We are not only moving our current location, but combining our family and network with theirs, with Emily Bish at the helm as managing broker. In the interest of best serving our customers and strategically growing our footprint, we have also acquired Blowing Rock Gallery of Homes and Land, a new sales gallery in Blowing Rock. We are excited to have Don Blair as the managing broker. For over 50 years, Premier Sotheby’s International Realty has established itself through exclusive real estate marketing and advertising, powerful media partnerships, referral services and more – throughout its 31 offices across Florida and North Carolina. Today, Carolina Today, rreal eal estate estate in in North N o r th C arolina just just became b e c ame a little little more more extraordinary. extraordinar y.

Judy Judy Green Green

3.4 billion in sales volume (2014 production)

#31 among the 500 Largest Brokers in the U.S. (Real Trends 500, 2014 top U.S. Residential Sellers)

#30 among the top 200 Real Judy Green President and CEO

Estate Brokers in America (Real Estate Executive, 2015)

CONTACT ONE OF OUR NEW NORTH CAROLINA OFFICES FOR A CONFIDENTIAL CONSULTATION BANNER ELK | 828.898.5022 (new location) 1900 Tynecastle Highway Banner Elk, NC 28604 Emily Bish, Managing Broker BLOWING ROCK | 828.414.9400 159 Sunset Drive Blowing Rock, NC 28605 Don Blair, Managing Broker

CHARLOTTE | 704.248.0243 716 East Boulevard Charlotte, NC 28210

LAKE NORMAN | 704.727.4170 19825 North Cove Road Cornelius, NC 28031

LINVILLE RIDGE | 828.898.5151 2245 Highway 105 Linville, NC 28646

Amy Hawke, Managing Broker

Terrie Fink, Managing Broker

Natalie Watson, Managing Broker

PREMIERSOTHEBYSREALTY.COM

Sotheby’s International Realty® and the Sotheby’s International Realty logo are registered service marks used with permission. Each office is independently owned and operated.


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