Home | Design August 23, 2014

Page 1



N O RTH CARO LI NA M O U NTAIN

LIQUIDATION SALE! 5 Acres with Rushing Mountain Stream only

$29,900

BUILT Mountain Cabin with River Access only

$99,900

*

First Come, First Served – Buy NOW for Pennies on the Dollar! Similar Properties Are Being Sold for as Much as $800,000!

CONVENIENT TO BOONE, BLOWING ROCK & BANNER ELK Elevations over 5,000 feet • 100 mile views next to the best skiing in NC! • New amenities include: Private ATV/Motorcycle Trails, Miles of Hiking and Horseback Riding, World Class Trout Fishing, Scenic Overlooks, Onsite Camping Sites and RV Park, and numerous Outdoor Pavilions • 100% Completed Infrastructure and Amenities • Free and Clear Title • EXCELLENT FINANCING AVAILABLE!

Call NOW to Reserve Your Private Showing! 877- 820 -5644 x01190 *Includes price of cabin. Price does not include the land. Select properties only. Photos may vary from offer.


mattamyhomes.com

Helping Teachers Help Students.

At Mattamy Homes we believe in education. We believe knowledge is a very important tool for young, developing minds. And we would like to make sure kids in our communities have the things they need to learn and grow.

That’s why we are using our Sales Centers from now until September 2, 2014, as donation centers to collect specific school items that will help children thrive in school. We are participating in the Classroom Central Free Store Program that serves teachers throughout the year by providing them school supplies to offer over 100,000 students in over 200 schools and 6 school districts. Please support this important program by bringing your donations to our Sales Centers. You can change the life of a child by providing the tools to learn. To find out more about our communities, contact our Online New Home Counselor Laura O’Bryant at (980) 253-2792 or info.carolina@mattamyhomes.com.

Mattamy Sales Centers Where You Can Donate Today: • Stone Accents

• Sodded Front Yard

(Per Plan)

S HELLY

S W

WOODS

CASTLEBROOKE

BELMONT Filler Paper & Rulers

CHARLOTTE Erasers & Markers

Sales Center: 2048 Middleton Farms Drive, Belmont, NC, 28012

Sales Center: 14836 Brotherly Lane, Charlotte, NC, 28278

CHARLOTTE Pens & Glue Sticks

Sales Center: 4526 Hubbard Falls Lane, Charlotte, NC, 28269

CONCORD One Subject Notebooks & Highlighters Sales Center: 3329 Helmsley Court Concord, NC, 28027

INDIAN LAND One Subject Notebooks & Pens Sales Center: 3510 East Sandy Trail, Indian Land, SC, 29707

Parkside at

HUNTERSVILLE Composition Books Sales Center: 15204 Skypark Drive, Huntersville, NC, 28078

HUNTERSVILLE Colored Pencils & Filler Paper Sales Center: 11305 Warfield Avenue, Huntersville, NC, 28078

MOORESVILLE Pencils & Pencil Sharpeners Sales Center: 109 Waterlynn Club Drive Mooresville, NC, 28117

MOUNT HOLLY Crayons & Pocket Folders

Sales Center: 109 Fielding Street, Mount Holly, NC, 28120-9662

Charlotte Builder Of The Year Follow us:

Sales Center Hours: Monday - Saturday 10 am - 6 pm, Sunday 1 pm - 6 pm Mattamy Homes Limited. Builder’s License # 47524






HECHT REALTY

hechtrealty.com

Full Service Real Estate Firm Residential - Commercial - New Homes Lots & Land - Property Management

704-489-1183

S Selling elling L Lake ake N Norman orman S Since i n c e 1971 1971



T HE B EST IN D ESIGN. A D ELIGHTFUL L OCATION. Modern and Fresh for Relaxed Luxury. 5 Miles from Matthews Town Center

T

he he Meadows Meadows at at Cheval Cheval for for a slower slower pace pace where where everything everything you need is close and everything else an uncongested 15-30 minute drive. Come see for yourself. Mint Hill address with South Charlotte convenience. Discover your bliss from the mid $400’s to mid $600’s. 13620 Castleford Dr, Mint Hill

Sales by Builder Developer Advisors, Inc.

Pasadena Model at Cheval - 2014 GOLD MAME Award Floorplan & Interior Design

ClassicaHomes.com/Cheval

Model Open Daily 11-6 and Sun 1-6 704-573-2800




SouthPark Associate of the Year Over $20,000,000 in sales in 2013.

7036 Whitemarsh Court - $1,200,000 Substantial home in upscale Gleneagles. Bright & open w/high-end kitchen renovation, in-law suite, lovely pool.

MLS#3029258

4052 Arborway - $1,000,000

Fabulous outdoor living in Foxcroft. Pool, covered deck w/fireplace. Sleek, renovated kitchen & master suite.

MLS#2216113

3627 Quail View Road - $535,000

SouthPark area beauty! Classic upscale home, fresh & bright, with updates. 3-car garage. Large lot close to Carmel CC.

MLS#2221655

13242 Claysparrow Road - $1,150,000

Extraordinary estate in The Sanctuary. Three-acres w/stunning main residence & 1889 sq.ft. guest house, both w/superb detail & privacy.

MLS#2172493

10700 Alexander Mill Drive - $575,000

Ballantyne Country Club, Simonini-built beautyin cul-de-sac. Loads of custom detail.

MLS#3026185

3115 Springs Farm Lane - $525,000

Best in class! Terrific floor plan, sophisticated finishes, gated community. Lawn maintenance included in HOA.

5001 Corrigan Court - $489,000

Fresh, bright, totally livable in upscale Carrington! Huge master, large bedrooms. Pretty cul-de-sac lot backs to park.

MLS#2222233

9615 Deer Spring Lane - $375,000

Brick beauty in close-in Cameron Wood. Open floor plan w/hardwoods, sunroom & bonus. Swim/tennis neighborhood.

0001199380-03

MLS#3022988

414 W 9th St., Unit C - 4th Ward - $200,000

Great opportunity to enter Center City housing market at an affordable price. Walk to work, dining, shopping, sports & cultural events.

MLS#3020237

HAND IT OVER.

cindy.barnes@allentate.com • 704-367-7203

MLS#3024679


A World Away, Just Minutes from Charlotte. Verdict Ridge in Denver NC, a pristine golf community near Lake Norman featuring resortstyle amenities, is a world away from ordinary communities – made even better with the distinctive new homes by Bonterra Builders. Visit our model home and discover the design detail found in each home crafted by this award winning builder. The quiet side of Lake Norman is calling you home.

Community homesites accommodate varying styles - from patio homes to spacious two story homes.

Comfort and style are crafted into every Bonterra home. From the $300s - $700s.

7

Residents can join the exceptional Verdict Ridge Golf and Country Club.

Bring this ad and present it to our community sales representative on your intial visit to Verdict Ridge (for contracts written between now and September 30, 2014) and enjoy an extra $2,500 in design center options.

7

Model Home Open Sun - Mon 1pm - 6pm; Tue - Sat 10am - 6pm 704.489.2800 | www.bonterrabuilders.com


See property videos on M -4P

32

/2 E8

E OP

N

M -4P

32

/2 E8

N

ROBIN KNOWS DIRT!

US HO

6795 CAMPBELL RD CAMPBELL CROSSING Country living on 3+Acres w/barn for horses. Brick w/porches, patios, new roof, refinished hardwood floors. $320,000

E OP

by address

US HO

13424 SAGE THRASHER LOT Discover The Sanctuary, Charlotte’s premier waterfront community of large lots to protect your privacy. 9.54 acres w/pier site and natural beach. $1,000,000 Because you’re worth it • 127AC Falls Rd, Rock Hill. Stunning farmland, pastures, hardwoods, pond $1,916,850 • The Glynns at Carolina Crossing 2Ac on pond $40,000 1AC on pond $35,000 • Whispering Pines @Flowe Creek between York and Lake Wylie: 5AC $100,000 9AC $175,000 13AC $169,000 16AC $133,000

2020 CURRY LN in Lake Wylie’s Mill Creek Falls. Meticulously Maintained 4BR w/bonus area. Lots of hardwoods, tile floors, granite, screened porch. $286,000 /23

E8

0001213982-01

E OP

N

US HO

• 5975 Morning Star, Cooks Cove, Lake Wylie

PM 2-4

E

S OU

3 8/2

PM

2-4

H EN

OP

394 STONE CLIFF CAROLINA COVES. Elegant Lake Wylie Living in this 4BR brick/stone beauty w/luxurious upgrades, full unfin basement plus seasonal water views. $564,000

1207 CANVASBACK DUCK FLYING EAGLE ESTATES CLOVER. Beautiful Ranch on 1.64 acres, all hardwood and tile floors! Screened porch and 750 sq. ft. HSF detached workshop. $310,000

1120 TOM JOYE Six King Custom Homes will build this one for you! Great 3BR Ranch plan w/granite counters on 1 ac lot just outside Downtown Clover. $210,000. Another 4BR, 3 car garage available. $225,000

THE ESTATES AT GLENMOOR in Historic York. Several spec homes under construction on 1+Acre lots, hardwood floors, granite and tile. 3040 Glenmoor $240,000, 3088 Glenmoor $230,000, 3225 Sage $235,000.

Visit us on Robin-King-Realtor-Group See Open House Dates @RobinKingRealtor.com


Featured Properties…

Around Town

8181 Mallard Rd.

Separate Living Quarters

$825,000

Fantastic finished basement for in-laws or frequent

2347 W. Nicole Lane

$480,000

Backyard Paradise!

visitors! Screened porch, decks, w http://LKNhomesNC.com

4401 Eagle Lake Drive

12539 Overlook Mountain Dr

0001227854-01

OP EN 1-4 SU N.

6848 SUMMER HILL DRIVE

$479,000

Saltwater pool, outdoor kitchen and covered living area, 5 BR, 3 BA, new outbuilding, cul-de-sac http://LKNhomesNC.com

Lake Norman Waterfront

Waterfront/Recreational Community

$389,000

Private, Gated Lake Living

A Fisherman’s Paradise Beautiful lake setting just minutes from the center city and no interstate drive required! 3 bdrms/3 baths http://4401eaglelakedrive@canbyours.com

20 mins. to Uptown...Beautiful 4BR/3BA/ MBR & Guest Ste. on Main/Bonus Rm over 3 car Garage. Video: http://tour.circlepix.com/home/6LH6QF.

Providence Country Club

0001229360-01

Stunning Waterfront W/ Basement

2480 W. NICOLE LANE

4529 FERGUSON CIRCLE

2935 Providence Trail Lane

Only $745,000

h

tte rlo

a

Ch

Waxhaw Rocking chair front porch, country setting, ¾ Ac lot, approved for pool, Beautiful white kitchen, 3 miles West of downtown Waxhaw.

$255,000

0001229432-03

0001229432-02

0001229432-01

ut So

10840 Bay Hill Club Dr is a meticulous 4 bedroom on a 3/4 Acre cul-de-sac lot. Au Pair/Nanny Suite/2nd Master, Gourmet Kitchen, Crown Molding, Bonus Room, 3 car garage and 3rd floor to grow into!

$399,000

2 Story plus a Finished, Walk-out Basement perfect for entertaining or separate living quarters. Wood flooring, Gourmet Kitchen, Sunroom plus Screened Porch all on beautiful Private Lot.

$630,000


ENJOY WESTPORT LIFESTYLE

True craftsman style home 4 bedrooms and 3.5 baths. Adjacent to 18th fairway, Swim & Fitness Club & Tennis This plan is also available in our Huntersville Communities

$230,900

Kathy Fenlon 704-200-3568

Featured Properties‌

Around Town



mattamyhomes.com

Great Homes,GREAT RATE...Right Now! 2.75%* (2.983%) APR

If you have been looking for a new home, it really pays to look at a Mattamy Home right now. For a limited time we have a select number of Quick Delivery Homes with an introductory mortgage rate of only 2.75%*/2.983% APR through Mattamy Home Funding.

For A Limited Time Only! Contact our Online New Home Counselor Laura O’Bryant at (980) 253-2792 or info.carolina@mattamyhomes.com

Charlotte Builder Of The Year! *Special 2.75%/2.983% APR – Conforming 5 Year Fixed to 1 Year Adjustable Rate Mortgage. 5% first year adjustment cap, 2% annual cap, 5% life cap based on LIBOR Index with 2.25% margin offer valid for qualified owner-occupied borrowers utilizing Mattamy Home Funding (NMLS #64022) (“Rate Promotion”) on new home contracts written between August 22th and August 24th on eligible Charlotte Division inventory homes that can close within 60 days only. Mattamy Home Funding, LLC is licensed in NC: L-153843 SC: MLS-64022. Not available in all communities and not all buyers will qualify. Rate lock term available for 60 days after borrower completes loan application with Mattamy Home Funding. APR based on 80% LTV financing for sales price of $450,000 and loan amount of $360,000. Credit Score/LTV adjustments may apply. Rate/Points not locked and subject to market fluctuation daily without notice. All loans are subject to underwriting and loan qualification of the lender. No other discounts, incentives, offers, coupons, etc. will apply, except as expressly agreed to in the Purchase Agreement. All eligibility decisions by Seller are final. Offer void where prohibited or otherwise restricted by law. All pricing, availability and plans subject to change or delay without notice. Limited time offer, additional restrictions apply and all special offers or incentives programs subject to change prior to contract. Please see a Mattamy Homes New Home Counselor for additional details. Valid on offers dated 8/22-8/24/14. Builder’s License #47524.

Follow us:

Sales Center Hours: Monday - Saturday 10 am - 6 pm, Sunday 1 pm - 6 pm Mattamy Homes Limited. Builder’s License # 47524


EXPERIENCE the RICHNESS of COMMUNITY, FAMILY, FRIENDS & FUN.

WELCOME HOME TO WESTPORT! www.lifeatwestport.com Fairway Villas Craftsman Homes

LIFE at WESTPORT Nestled along the banks of beautiful Lake Norman and moments from downtown Charlotte is a community rich in lifestyle. Westport offers a traditional setting featuring charming neighborhoods surrounded by an 18-hole golf course, walking trails and an abundance of nature.

The Heathers at Westport

We call it Westport...You’ll call it home!

Our true craftsman style homes range from 1200- 1900 sq ft. and start in the $150’s. Offering master down, duel master suites and ranch plans. Annual lawn maintenance included! Homes ready NOW!

Our family of builders offer a variety of homes designed to fit your lifestyle. A place you will be proud to call home. Choose from single family homes, townhomes, or active adult brick patio homes.

Contact Kathy Fenlon: 704.200.3568 vermillion@zlmetzhomes.com * www.zlmetzhomes.com

Priced From the $300’s Executive Homes featuring ranch and two-story homes with up to 3,000+ square feet. Homes feature first floor owner’s suites, up to 6 bedrooms, gourmet kitchen islands and custom trim throughout.

Contact: Carol LaShombe 888.823.3440 Benchmarkcommunities.com

Westport amenities!

1229291-01

Championship 18 hole Golf Course Recognized for years by amateurs and professionals alike as one of the best designs in Charlotte.

The Springs at Westport Club features Maintenance Free Active Adult Living in Custom Built, Luxury Patio Homes. Each Home Features: A Private Side Covered Porch & Private Courtyard, Ease of Accessibility Design Throughout Green Construction Standard for High Energy Efficiency. Rich Hardwoods, Custom Cabinets and Granite Counter Tops Throughout Priced from $285K

To schedule a tour call: 336.255.1498 • tdaniel@lifeatwestport

Swim Tennis and Fitness Club Lighted Clay courts, Olympic size pool with fun park and state of the art fitness center. Easy access to beautiful Lake Norman, where you can swim, waterski, fish or just relax with friends and family.

Private 2&3 Bedrooms starting in the mid $100’s. Owner’s Suite on main level available along with garage. High end finishes include granite, hardwoods, 9 ft ceilings, tray ceilings, SS appliances and much more! Move in by end of September.

Hurry! Only a few units left! Contact: Kevin Brown 704.640.8247 villasatwestport@gmail.com • www.villasatwestport.com




ADVERTISEMENT

The Charlotte . bserver Program

B

Rate

R

M

Points

Fees

% Down

APR

Program

Rate

RC

704-529-1233

R

Check rates daily at http://charlotte.interest.com

http://www.bestratemtg.com

,

F

B

Points

U

R

Fees

B

% Down

APR

866-597-7940

Program

http://www.LenderCity.com

M

Rate

C

M

BUR

Points

Fees

% Down

APR

877-493-5002

R

www.mecklenburgmortgage.com

30 yr fixed

3.875

0.000

$75

20% 3.925 30 yr fixed

3.875

0.000

$300

5% 3.895 30 yr fixed

3.875

0.000

$175

20% 3.885

15 yr fixed

3.000

0.000

$75

20% 3.042 20 yr fixed

3.625

0.000

$300

5% 3.646 15 yr fixed

3.000

0.000

$175

20% 3.015

7/1 ARM

3.000

0.000

$75

20% 2.869 15 yr fixed

2.875

0.000

$300

5% 2.901 7/1 ARM

2.875

0.000

$750

20% 2.973

2.500

0.000

$300

5% 2.732 10/1 ARM

3.500

0.000

$705

20% 3.526

LOCAL IN CHARLOTTE FOR 25 YEARS! OPEN SATURDAYS! A+ BBB RATING! 5/1 ARM

FREE FLOATDOWN IF RATES DROP! ZERO CLOSING COST OPTIONS! 10 Year Fixed, 2.875%/0 points. Low closing costs.

Free Prequalification Letters and Rate Quotes 7 days a week

(B) 814 Tyvola Road, Suite 105, Charlotte, NC 28217

(B) 1001 Morehead Square Drive #350 Charlotte, NC 28203

C

M

R

R

F

R

CR

U

NMLS# 103395

(A) 536 Trade Center Blvd., St. Louis, MO 63005

877-865-2298

1-Year Adjustable Mortgage Trend

3.40

http://www.cmcu.org

5/1 Adjustable Mortgage Trend 4.000

30 yr fixed

Call for Rates

3.22

3.875

15 yr fixed

Call for Rates

3.04

3.625

3/1 ARM

2.875

1.000

$1000

5% 2.800

2.86

5/1 ARM

3.375

1.000

$1000

5% 3.007

2.68 2.50

(E) 718 Central Avenue, Charlotte, NC 28204

3.750 3.500 3.375 3.250 3.125 3.000

4-Jun 11-Jun 18-Jun 25-Jun 2-Jul 9-Jul 16-Jul 23-Jul 30-Jul 6-Aug 13-Aug 20-Aug

Source: Bankrate.com 2014

��: 38� D���: 8� ���ha���d: �4�

Tip: On average yOu’ll spend 2.5 percenT TO 3 percenT Of yOur hOme’s value annually On upkeep, repairs and mainTenance.

Source: Bankrate.com 2014

4.25%

4.50%

4.75%

5.00%

3� yr �i��d

1� yr �i��d

� yr ���

�his ����

4�24

3�3�

3�28

�ast ����

4�2�

3�3�

3�32

�ast ��ar

4��4

3���

3���

S�ur��: �a��rat�����, ��r ��r� i���r�ati�� �isit ����ba��rat������ �a��rat� �ati��al a��ra��s ar� bas�d �� 1�� lar��st i�stituti��s i� th� t�� 1� �ar��ts i� th� ��it�d Stat�s�

30-YeAr MortgAge rAte cALcuLAtor

30-YeAr MortgAge rAte cALcuLAtor 4.00%

7-May 11-Jun 16-Jul 20-Aug

Calculate Your Mortgage Payment

�a�h ���� �a��rat� sur��ys ��rt�a�� ����rts t� �r�di�t �hi�h �ay rat�s �ill �� i� ���i�� ����s� ��r� is �hat th�y say this ���� (8/21/14 � 8/2�/14)

3.75%

2-Apr

Source: Bankrate.com 2014

Mortgage Prediction

Loan Amount 3.50%

1190352

5.25%

5.50% Loan Amount 3.50%

3.75%

4.00%

4.25%

4.50%

4.75%

5.00%

5.25%

5.50%

$165,000 $740.92 $764.14 $787.74 $811.70 $836.03 $860.72 $885.76 $911.14 $936.85

$215,000 $965.45

$175,000 $785.83 $810.45 $835.48 $860.89 $886.70 $912.88 $939.44 $966.36 $993.63

$225,000 $1,010.35 $1,042.01 $1,074.18 $1,106.86 $1,140.04 $1,173.71 $1,207.85 $1,242.46 $1,277.53

$995.70

$1,026.44 $1,057.67 $1,089.37 $1,121.54 $1,154.17 $1,187.24 $1,220.75

$185,000 $830.73 $856.76 $883.22 $910.09 $937.37 $965.05 $993.12 $1,021.58 $1,050.41 $235,000 $1,055.26 $1,088.32 $1,121.93 $1,156.06 $1,190.71 $1,225.87 $1,261.53 $1,297.68 $1,334.30 $195,000 $875.64 $903.08 $930.96 $959.28 $988.04 $1,017.21 $1,046.80 $1,076.80 $1,107.19 $245,000 $1,100.16 $1,134.63 $1,169.67 $1,205.25 $1,241.38 $1,278.04 $1,315.21 $1,352.90 $1,391.08 $205,000 $920.54 $949.39 $978.70 $1,008.48 $1,038.70 $1,069.38 $1,100.48 $1,132.02 $1,163.97 $255,000 $1,145.06 $1,180.94 $1,217.41 $1,254.45 $1,292.05 $1,330.20 $1,368.90 $1,408.12 $1,447.86

lenders, to participate in this feature call bankrate.com sales department @ 800-509-4636 Legend: The rate and annual percentage rate (APR) are effective as of 8/20/14. © 2014 Bankrate, Inc. http://www.interest.com. The APR may increase after consummation and may vary. Payments do not include amounts for taxes and insurance. The fees set forth for each advertisement above may be charged to open the plan (A) Mortgage Banker, (B) Mortgage Broker, (C) Bank, (D) S & L, (E) Credit Union, (BA) indicates Licensed Mortgage Banker, NYS Banking Dept., (BR) indicates Registered Mortgage Broker, NYS Banking Dept., (loans arranged through third parties). “Call for Rates” means actual rates were not available at press time. All rates are quoted on a minimum FICO score of 740. Conventional loans are based on loan amounts of $165,000. Jumbo loans are based on loan amounts of $435,000. Points quoted include discount and/or origination. Lock Days: 30-60. Annual percentage rates (APRs) are based on fully indexed rates for adjustable rate mortgages (ARMs). The APR on your specific loan may differ from the sample used. Fees reflect charges relative to the APR. If your down payment is less than 20% of the home’s value, you will be subject to private mortgage insurance, or PMI. Bankrate, Inc. does not guarantee the accuracy of the information appearing above or the availability of rates and fees in this table. All rates, fees and other information are subject to change without notice. Bankrate, Inc. does not own any financial institutions. Some or all of the companies appearing in this table pay a fee to appear in this table. If you are seeking a mortgage in excess of $417,000, recent legislation may enable lenders in certain locations to provide rates that are different from those shown in the table above. Sample Repayment Terms – ex. 360 monthly payments of $5.29 per $1,000 borrowed ex. 180 monthly payments of $7.56 per $1,000 borrowed. We recommend that you contact your lender directly to determine what rates may be available to you. To appear in this table, call 800-509-4636. To report any inaccuracies, call 888-509-4636. • http://charlotte.interest.com


Exquisite Estates Immerse yourself in a private world of luxury and intrigue. A world full of splendor, set apart from the rest.

beyond the extraordinary...

premiersothebysrealty.com 704.248.0243

FOREST CITY | NORTH CAROLINA $1,200,000 USD premiersir.com/id/3009753

Sotheby’s International Realty and the Sotheby’s International Realty logo are registered service marks used with permission. Each office is independently owned and operated. Equal Housing Opportunity.


N O RTH CARO LI NA M O U NTAIN

LIQUIDATION SALE! 5 Acres with Rushing Mountain Stream only

$29,900

BUILT Mountain Cabin with River Access only

$99,900

*

First Come, First Served – Buy NOW for Pennies on the Dollar! Similar Properties Are Being Sold for as Much as $800,000!

CONVENIENT TO BOONE, BLOWING ROCK & BANNER ELK Elevations over 5,000 feet • 100 mile views next to the best skiing in NC! • New amenities include: Private ATV/Motorcycle Trails, Miles of Hiking and Horseback Riding, World Class Trout Fishing, Scenic Overlooks, Onsite Camping Sites and RV Park, and numerous Outdoor Pavilions • 100% Completed Infrastructure and Amenities • Free and Clear Title • EXCELLENT FINANCING AVAILABLE!

Call NOW to Reserve Your Private Showing! 877- 820 -5644 x01190 *Includes price of cabin. Price does not include the land. Select properties only. Photos may vary from offer.


mattamyhomes.com

Helping Teachers Help Students.

At Mattamy Homes we believe in education. We believe knowledge is a very important tool for young, developing minds. And we would like to make sure kids in our communities have the things they need to learn and grow.

That’s why we are using our Sales Centers from now until September 2, 2014, as donation centers to collect specific school items that will help children thrive in school. We are participating in the Classroom Central Free Store Program that serves teachers throughout the year by providing them school supplies to offer over 100,000 students in over 200 schools and 6 school districts. Please support this important program by bringing your donations to our Sales Centers. You can change the life of a child by providing the tools to learn. To find out more about our communities, contact our Online New Home Counselor Laura O’Bryant at (980) 253-2792 or info.carolina@mattamyhomes.com.

Mattamy Sales Centers Where You Can Donate Today: • Stone Accents

• Sodded Front Yard

(Per Plan)

S HELLY

S W

WOODS

CASTLEBROOKE

BELMONT Filler Paper & Rulers

CHARLOTTE Erasers & Markers

Sales Center: 2048 Middleton Farms Drive, Belmont, NC, 28012

Sales Center: 14836 Brotherly Lane, Charlotte, NC, 28278

CHARLOTTE Pens & Glue Sticks

Sales Center: 4526 Hubbard Falls Lane, Charlotte, NC, 28269

CONCORD One Subject Notebooks & Highlighters Sales Center: 3329 Helmsley Court Concord, NC, 28027

INDIAN LAND One Subject Notebooks & Pens Sales Center: 3510 East Sandy Trail, Indian Land, SC, 29707

Parkside at

HUNTERSVILLE Composition Books Sales Center: 15204 Skypark Drive, Huntersville, NC, 28078

HUNTERSVILLE Colored Pencils & Filler Paper Sales Center: 11305 Warfield Avenue, Huntersville, NC, 28078

MOORESVILLE Pencils & Pencil Sharpeners Sales Center: 109 Waterlynn Club Drive Mooresville, NC, 28117

MOUNT HOLLY Crayons & Pocket Folders

Sales Center: 109 Fielding Street, Mount Holly, NC, 28120-9662

Charlotte Builder Of The Year Follow us:

Sales Center Hours: Monday - Saturday 10 am - 6 pm, Sunday 1 pm - 6 pm Mattamy Homes Limited. Builder’s License # 47524






 



                



                          



T HE B EST IN D ESIGN. A D ELIGHTFUL L OCATION. Modern and Fresh for Relaxed Luxury. 5 Miles from Matthews Town Center

T

he he Meadows Meadows at at Cheval Cheval ffor or a slower slower pace pace where where everything everything you need is close and everything else an uncongested 15-30 minute drive. Come see for yourself. Mint Hill address with South Charlotte convenience. Discover your bliss from the mid $400’s to mid $600’s. 13620 Castleford Dr, Mint Hill

Sales by Builder Developer Advisors, Inc.

Pasadena Model at Cheval - 2014 GOLD MAME Award Floorplan & Interior Design

ClassicaHomes.com/Cheval

Model Open Daily 11-6 and Sun 1-6 704-573-2800




SouthPark Associate of the Year Over $20,000,000 in sales in 2013.

7036 Whitemarsh Court - $1,200,000 Substantial home in upscale Gleneagles. Bright & open w/high-end kitchen renovation, in-law suite, lovely pool.

MLS#3029258

4052 Arborway - $1,000,000

Fabulous outdoor living in Foxcroft. Pool, covered deck w/fireplace. Sleek, renovated kitchen & master suite.

MLS#2216113

3627 Quail View Road - $535,000

SouthPark area beauty! Classic upscale home, fresh & bright, with updates. 3-car garage. Large lot close to Carmel CC.

MLS#2221655

13242 Claysparrow Road - $1,150,000

Extraordinary estate in The Sanctuary. Three-acres w/stunning main residence & 1889 sq.ft. guest house, both w/superb detail & privacy.

MLS#2172493

10700 Alexander Mill Drive - $575,000

Ballantyne Country Club, Simonini-built beautyin cul-de-sac. Loads of custom detail.

MLS#3026185

3115 Springs Farm Lane - $525,000

Best in class! Terrific floor plan, sophisticated finishes, gated community. Lawn maintenance included in HOA.

5001 Corrigan Court - $489,000

Fresh, bright, totally livable in upscale Carrington! Huge master, large bedrooms. Pretty cul-de-sac lot backs to park.

MLS#2222233

9615 Deer Spring Lane - $375,000

Brick beauty in close-in Cameron Wood. Open floor plan w/hardwoods, sunroom & bonus. Swim/tennis neighborhood.

0001199380-03

MLS#3022988

414 W 9th St., Unit C - 4th Ward - $200,000

Great opportunity to enter Center City housing market at an affordable price. Walk to work, dining, shopping, sports & cultural events.

MLS#3020237

HAND IT OVER.

cindy.barnes@allentate.com • 704-367-7203

MLS#3024679


A World Away, Just Minutes from Charlotte. Verdict Ridge in Denver NC, a pristine golf community near Lake Norman featuring resortstyle amenities, is a world away from ordinary communities – made even better with the distinctive new homes by Bonterra Builders. Visit our model home and discover the design detail found in each home crafted by this award winning builder. The quiet side of Lake Norman is calling you home.

Community homesites accommodate varying styles - from patio homes to spacious two story homes.

Comfort and style are crafted into every Bonterra home. From the $300s - $700s.

7

Residents can join the exceptional Verdict Ridge Golf and Country Club.

Bring this ad and present it to our community sales representative on your intial visit to Verdict Ridge (for contracts written between now and September 30, 2014) and enjoy an extra $2,500 in design center options.

7

Model Home Open Sun - Mon 1pm - 6pm; Tue - Sat 10am - 6pm 704.489.2800 | www.bonterrabuilders.com


See property videos on M -4P

32

E OP

/2 E8

6795 CAMPBELL RD CAMPBELL CROSSING Country living on 3+Acres w/barn for horses. Brick w/porches, patios, new roof, refinished hardwood floors. $320,000 M -4P

32

/2 E8

S

E OP

N

ROBIN KNOWS DIRT!

US

O

NH

by address

U HO

13424 SAGE THRASHER LOT Discover The Sanctuary, Charlotte’s premier waterfront community of large lots to protect your privacy. 9.54 acres w/pier site and natural beach. $1,000,000 Because you’re worth it • 127AC Falls Rd, Rock Hill. Stunning farmland, pastures, hardwoods, pond $1,916,850 • The Glynns at Carolina Crossing 2Ac on pond $40,000 1AC on pond $35,000 • Whispering Pines @Flowe Creek between York and Lake Wylie: 5AC $100,000 9AC $175,000 13AC $169,000 16AC $133,000

2020 CURRY LN in Lake Wylie’s Mill Creek Falls. Meticulously Maintained 4BR w/bonus area. Lots of hardwoods, tile floors, granite, screened porch. $286,000 /23

E8

0001213982-01

E OP

S OU

• 5975 Morning Star, Cooks Cove, Lake Wylie

PM 2-4

SE

OU

H EN

3 8/2

PM

2-4

OP

NH

394 STONE CLIFF CAROLINA COVES. Elegant Lake Wylie Living in this 4BR brick/stone beauty w/luxurious upgrades, full unfin basement plus seasonal water views. $564,000

1207 CANVASBACK DUCK FLYING EAGLE ESTATES CLOVER. Beautiful Ranch on 1.64 acres, all hardwood and tile floors! Screened porch and 750 sq. ft. HSF detached workshop. $310,000

1120 TOM JOYE Six King Custom Homes will build this one for you! Great 3BR Ranch plan w/granite counters on 1 ac lot just outside Downtown Clover. $210,000. Another 4BR, 3 car garage available. $225,000

THE ESTATES AT GLENMOOR in Historic York. Several spec homes under construction on 1+Acre lots, hardwood floors, granite and tile. 3040 Glenmoor $240,000, 3088 Glenmoor $230,000, 3225 Sage $235,000.

Visit us on Robin-King-Realtor-Group See Open House Dates @RobinKingRealtor.com


 

Around Town

8181 Mallard Rd.

Separate Living Quarters

$825,000

Fantastic finished basement for in-laws or frequent

2347 W. Nicole Lane

$480,000

Backyard Paradise!

visitors! Screened porch, decks, w http://LKNhomesNC.com

4401 Eagle Lake Drive

12539 Overlook Mountain Dr

0001227854-01

OP EN 1-4 SU N.

6848 SUMMER HILL DRIVE

$479,000

Saltwater pool, outdoor kitchen and covered living area, 5 BR, 3 BA, new outbuilding, cul-de-sac http://LKNhomesNC.com

Lake Norman Waterfront

Waterfront/Recreational Community

$389,000

Private, Gated Lake Living

A Fisherman’s Paradise Beautiful lake setting just minutes from the center city and no interstate drive required! 3 bdrms/3 baths http://4401eaglelakedrive@canbyours.com

20 mins. to Uptown...Beautiful 4BR/3BA/ MBR & Guest Ste. on Main/Bonus Rm over 3 car Garage. Video: http://tour.circlepix.com/home/6LH6QF.

Providence Country Club

0001229360-01

Stunning Waterfront W/ Basement

2480 W. NICOLE LANE

4529 FERGUSON CIRCLE

2935 Providence Trail Lane t ou

Only $745,000

h

tte rlo

a

Ch

Waxhaw Rocking chair front porch, country setting, ¾ Ac lot, approved for pool, Beautiful white kitchen, 3 miles West of downtown Waxhaw.

$255,000

0001229432-03

0001229432-02

0001229432-01

S

10840 Bay Hill Club Dr is a meticulous 4 bedroom on a 3/4 Acre cul-de-sac lot. Au Pair/Nanny Suite/2nd Master, Gourmet Kitchen, Crown Molding, Bonus Room, 3 car garage and 3rd floor to grow into!

$399,000

2 Story plus a Finished, Walk-out Basement perfect for entertaining or separate living quarters. Wood flooring, Gourmet Kitchen, Sunroom plus Screened Porch all on beautiful Private Lot.

$630,000


ENJOY WESTPORT LIFESTYLE

True craftsman style home 4 bedrooms and 3.5 baths. Adjacent to 18th fairway, Swim & Fitness Club & Tennis This plan is also available in our Huntersville Communities

$230,900

Kathy Fenlon 704-200-3568

 

Around Town



mattamyhomes.com

Great Homes,GREAT RATE...Right Now! 2.75%* (2.983%) APR

If you have been looking for a new home, it really pays to look at a Mattamy Home right now. For a limited time we have a select number of Quick Delivery Homes with an introductory mortgage rate of only 2.75%*/2.983% APR through Mattamy Home Funding.

For A Limited Time Only! Contact our Online New Home Counselor Laura O’Bryant at (980) 253-2792 or info.carolina@mattamyhomes.com

Charlotte Builder Of The Year! *Special 2.75%/2.983% APR – Conforming 5 Year Fixed to 1 Year Adjustable Rate Mortgage. 5% first year adjustment cap, 2% annual cap, 5% life cap based on LIBOR Index with 2.25% margin offer valid for qualified owner-occupied borrowers utilizing Mattamy Home Funding (NMLS #64022) (“Rate Promotion”) on new home contracts written between August 22th and August 24th on eligible Charlotte Division inventory homes that can close within 60 days only. Mattamy Home Funding, LLC is licensed in NC: L-153843 SC: MLS-64022. Not available in all communities and not all buyers will qualify. Rate lock term available for 60 days after borrower completes loan application with Mattamy Home Funding. APR based on 80% LTV financing for sales price of $450,000 and loan amount of $360,000. Credit Score/LTV adjustments may apply. Rate/Points not locked and subject to market fluctuation daily without notice. All loans are subject to underwriting and loan qualification of the lender. No other discounts, incentives, offers, coupons, etc. will apply, except as expressly agreed to in the Purchase Agreement. All eligibility decisions by Seller are final. Offer void where prohibited or otherwise restricted by law. All pricing, availability and plans subject to change or delay without notice. Limited time offer, additional restrictions apply and all special offers or incentives programs subject to change prior to contract. Please see a Mattamy Homes New Home Counselor for additional details. Valid on offers dated 8/22-8/24/14. Builder’s License #47524.

Follow us:

Sales Center Hours: Monday - Saturday 10 am - 6 pm, Sunday 1 pm - 6 pm Mattamy Homes Limited. Builder’s License # 47524


EXPERIENCE the RICHNESS of COMMUNITY, FAMILY, FRIENDS & FUN.

WELCOME HOME TO WESTPORT! www.lifeatwestport.com Fairway Villas Craftsman Homes

LIFE at WESTPORT Nestled along the banks of beautiful Lake Norman and moments from downtown Charlotte is a community rich in lifestyle. Westport offers a traditional setting featuring charming neighborhoods surrounded by an 18-hole golf course, walking trails and an abundance of nature.

The Heathers at Westport

We call it Westport...You’ll call it home!

Our true craftsman style homes range from 1200- 1900 sq ft. and start in the $150’s. Offering master down, duel master suites and ranch plans. Annual lawn maintenance included! Homes ready NOW!

Our family of builders offer a variety of homes designed to fit your lifestyle. A place you will be proud to call home. Choose from single family homes, townhomes, or active adult brick patio homes.

Contact Kathy Fenlon: 704.200.3568 vermillion@zlmetzhomes.com * www.zlmetzhomes.com

Priced From the $300’s Executive Homes featuring ranch and two-story homes with up to 3,000+ square feet. Homes feature first floor owner’s suites, up to 6 bedrooms, gourmet kitchen islands and custom trim throughout.

Contact: Carol LaShombe 888.823.3440 Benchmarkcommunities.com

Westport amenities!

1229291-01

Championship 18 hole Golf Course Recognized for years by amateurs and professionals alike as one of the best designs in Charlotte.

The Springs at Westport Club features Maintenance Free Active Adult Living in Custom Built, Luxury Patio Homes. Each Home Features: A Private Side Covered Porch & Private Courtyard, Ease of Accessibility Design Throughout Green Construction Standard for High Energy Efficiency. Rich Hardwoods, Custom Cabinets and Granite Counter Tops Throughout Priced from $285K

To schedule a tour call: 336.255.1498 • tdaniel@lifeatwestport

Swim Tennis and Fitness Club Lighted Clay courts, Olympic size pool with fun park and state of the art fitness center. Easy access to beautiful Lake Norman, where you can swim, waterski, fish or just relax with friends and family.

Private 2&3 Bedrooms starting in the mid $100’s. Owner’s Suite on main level available along with garage. High end finishes include granite, hardwoods, 9 ft ceilings, tray ceilings, SS appliances and much more! Move in by end of September.

Hurry! Only a few units left! Contact: Kevin Brown 704.640.8247 villasatwestport@gmail.com • www.villasatwestport.com




ADVERTISEMENT

The Charlotte . bserver Program

B

Rate

R

M

Points

Fees

% Down

APR

Program

Rate

RC

704-529-1233

R

Check rates daily at http://charlotte.interest.com

http://www.bestratemtg.com

,

F

B

Points

U

R

Fees

B

% Down

APR

866-597-7940

Program

http://www.LenderCity.com

M

Rate

C

M

BUR

Points

Fees

% Down

APR

877-493-5002

R

www.mecklenburgmortgage.com

30 yr fixed

3.875

0.000

$75

20% 3.925

30 yr fixed

3.875

0.000

$300

5% 3.895 30 yr fixed

3.875

0.000

$175

20% 3.885

15 yr fixed

3.000

0.000

$75

20% 3.042

20 yr fixed

3.625

0.000

$300

5% 3.646 15 yr fixed

3.000

0.000

$175

20% 3.015

7/1 ARM

3.000

0.000

$75

20% 2.869 15 yr fixed

2.875

0.000

$300

5% 2.901 7/1 ARM

2.875

0.000

$750

20% 2.973

2.500

0.000

$300

5% 2.732 10/1 ARM

3.500

0.000

$705

20% 3.526

LOCAL IN CHARLOTTE FOR 25 YEARS! OPEN SATURDAYS! A+ BBB RATING! 5/1 ARM

FREE FLOATDOWN IF RATES DROP! ZERO CLOSING COST OPTIONS! 10 Year Fixed, 2.875%/0 points. Low closing costs.

Free Prequalification Letters and Rate Quotes 7 days a week

(B) 814 Tyvola Road, Suite 105, Charlotte, NC 28217

(B) 1001 Morehead Square Drive #350 Charlotte, NC 28203

C

M

R

R

F

R

CR

U

NMLS# 103395

(A) 536 Trade Center Blvd., St. Louis, MO 63005

877-865-2298

1-Year Adjustable Mortgage Trend

3.40

http://www.cmcu.org

5/1 Adjustable Mortgage Trend 4.000

30 yr fixed

Call for Rates

3.22

3.875

15 yr fixed

Call for Rates

3.04

3.625

3/1 ARM

2.875

1.000

$1000

5% 2.800

2.86

5/1 ARM

3.375

1.000

$1000

5% 3.007

2.68 2.50

(E) 718 Central Avenue, Charlotte, NC 28204

3.750 3.500 3.375 3.250 3.125 3.000

4-Jun 11-Jun 18-Jun 25-Jun 2-Jul 9-Jul 16-Jul 23-Jul 30-Jul 6-Aug 13-Aug 20-Aug

Source: Bankrate.com 2014

��: 38� D���: 8� ���ha���d: �4�

Tip: On average yOu’ll spend 2.5 percenT TO 3 percenT Of yOur hOme’s value annually On upkeep, repairs and mainTenance.

Source: Bankrate.com 2014

4.25%

4.50%

4.75%

5.00%

3� yr �i��d

1� yr �i��d

� yr ���

�his ����

4�24

3�3�

3�28

�ast ����

4�2�

3�3�

3�32

�ast ��ar

4��4

3���

3���

S�ur��: �a��rat�����, ��r ��r� i���r�ati�� �isit ����ba��rat������ �a��rat� �ati��al a��ra��s ar� bas�d �� 1�� lar��st i�stituti��s i� th� t�� 1� �ar��ts i� th� ��it�d Stat�s�

30-YeAr MortgAge rAte cALcuLAtor

30-YeAr MortgAge rAte cALcuLAtor 4.00%

7-May 11-Jun 16-Jul 20-Aug

Calculate Your Mortgage Payment

�a�h ���� �a��rat� sur��ys ��rt�a�� ����rts t� �r�di�t �hi�h �ay rat�s �ill �� i� ���i�� ����s� ��r� is �hat th�y say this ���� (8/21/14 � 8/2�/14)

3.75%

2-Apr

Source: Bankrate.com 2014

Mortgage Prediction

Loan Amount 3.50%

1190352

5.25%

5.50% Loan Amount 3.50%

3.75%

4.00%

4.25%

4.50%

4.75%

5.00%

5.25%

5.50%

$165,000 $740.92 $764.14 $787.74 $811.70 $836.03 $860.72 $885.76 $911.14 $936.85

$215,000 $965.45

$175,000 $785.83 $810.45 $835.48 $860.89 $886.70 $912.88 $939.44 $966.36 $993.63

$225,000 $1,010.35 $1,042.01 $1,074.18 $1,106.86 $1,140.04 $1,173.71 $1,207.85 $1,242.46 $1,277.53

$995.70

$1,026.44 $1,057.67 $1,089.37 $1,121.54 $1,154.17 $1,187.24 $1,220.75

$185,000 $830.73 $856.76 $883.22 $910.09 $937.37 $965.05 $993.12 $1,021.58 $1,050.41 $235,000 $1,055.26 $1,088.32 $1,121.93 $1,156.06 $1,190.71 $1,225.87 $1,261.53 $1,297.68 $1,334.30 $195,000 $875.64 $903.08 $930.96 $959.28 $988.04 $1,017.21 $1,046.80 $1,076.80 $1,107.19 $245,000 $1,100.16 $1,134.63 $1,169.67 $1,205.25 $1,241.38 $1,278.04 $1,315.21 $1,352.90 $1,391.08 $205,000 $920.54 $949.39 $978.70 $1,008.48 $1,038.70 $1,069.38 $1,100.48 $1,132.02 $1,163.97 $255,000 $1,145.06 $1,180.94 $1,217.41 $1,254.45 $1,292.05 $1,330.20 $1,368.90 $1,408.12 $1,447.86

lenders, to participate in this feature call bankrate.com sales department @ 800-509-4636 Legend: The rate and annual percentage rate (APR) are effective as of 8/20/14. © 2014 Bankrate, Inc. http://www.interest.com. The APR may increase after consummation and may vary. Payments do not include amounts for taxes and insurance. The fees set forth for each advertisement above may be charged to open the plan (A) Mortgage Banker, (B) Mortgage Broker, (C) Bank, (D) S & L, (E) Credit Union, (BA) indicates Licensed Mortgage Banker, NYS Banking Dept., (BR) indicates Registered Mortgage Broker, NYS Banking Dept., (loans arranged through third parties). “Call for Rates” means actual rates were not available at press time. All rates are quoted on a minimum FICO score of 740. Conventional loans are based on loan amounts of $165,000. Jumbo loans are based on loan amounts of $435,000. Points quoted include discount and/or origination. Lock Days: 30-60. Annual percentage rates (APRs) are based on fully indexed rates for adjustable rate mortgages (ARMs). The APR on your specific loan may differ from the sample used. Fees reflect charges relative to the APR. If your down payment is less than 20% of the home’s value, you will be subject to private mortgage insurance, or PMI. Bankrate, Inc. does not guarantee the accuracy of the information appearing above or the availability of rates and fees in this table. All rates, fees and other information are subject to change without notice. Bankrate, Inc. does not own any financial institutions. Some or all of the companies appearing in this table pay a fee to appear in this table. If you are seeking a mortgage in excess of $417,000, recent legislation may enable lenders in certain locations to provide rates that are different from those shown in the table above. Sample Repayment Terms – ex. 360 monthly payments of $5.29 per $1,000 borrowed ex. 180 monthly payments of $7.56 per $1,000 borrowed. We recommend that you contact your lender directly to determine what rates may be available to you. To appear in this table, call 800-509-4636. To report any inaccuracies, call 888-509-4636. • http://charlotte.interest.com


Exquisite Estates Immerse yourself in a private world of luxury and intrigue. A world full of splendor, set apart from the rest.

beyond the extraordinary...

premiersothebysrealty.com 704.248.0243

FOREST CITY | NORTH CAROLINA $1,200,000 USD premiersir.com/id/3009753

Sotheby’s International Realty and the Sotheby’s International Realty logo are registered service marks used with permission. Each office is independently owned and operated. Equal Housing Opportunity.


Turn static files into dynamic content formats.

Create a flipbook
Issuu converts static files into: digital portfolios, online yearbooks, online catalogs, digital photo albums and more. Sign up and create your flipbook.