N O RTH CARO LI NA M O U NTAIN
LIQUIDATION SALE! 5 Acres with Rushing Mountain Stream only
$29,900
BUILT Mountain Cabin with River Access only
$99,900
*
First Come, First Served – Buy NOW for Pennies on the Dollar! Similar Properties Are Being Sold for as Much as $800,000!
CONVENIENT TO BOONE, BLOWING ROCK & BANNER ELK Elevations over 5,000 feet • 100 mile views next to the best skiing in NC! • New amenities include: Private ATV/Motorcycle Trails, Miles of Hiking and Horseback Riding, World Class Trout Fishing, Scenic Overlooks, Onsite Camping Sites and RV Park, and numerous Outdoor Pavilions • 100% Completed Infrastructure and Amenities • Free and Clear Title • EXCELLENT FINANCING AVAILABLE!
Call NOW to Reserve Your Private Showing! 877- 820 -5644 x01190 *Includes price of cabin. Price does not include the land. Select properties only. Photos may vary from offer.
mattamyhomes.com
Helping Teachers Help Students.
At Mattamy Homes we believe in education. We believe knowledge is a very important tool for young, developing minds. And we would like to make sure kids in our communities have the things they need to learn and grow.
That’s why we are using our Sales Centers from now until September 2, 2014, as donation centers to collect specific school items that will help children thrive in school. We are participating in the Classroom Central Free Store Program that serves teachers throughout the year by providing them school supplies to offer over 100,000 students in over 200 schools and 6 school districts. Please support this important program by bringing your donations to our Sales Centers. You can change the life of a child by providing the tools to learn. To find out more about our communities, contact our Online New Home Counselor Laura O’Bryant at (980) 253-2792 or info.carolina@mattamyhomes.com.
Mattamy Sales Centers Where You Can Donate Today: • Stone Accents
• Sodded Front Yard
(Per Plan)
S HELLY
S W
WOODS
CASTLEBROOKE
BELMONT Filler Paper & Rulers
CHARLOTTE Erasers & Markers
Sales Center: 2048 Middleton Farms Drive, Belmont, NC, 28012
Sales Center: 14836 Brotherly Lane, Charlotte, NC, 28278
CHARLOTTE Pens & Glue Sticks
Sales Center: 4526 Hubbard Falls Lane, Charlotte, NC, 28269
CONCORD One Subject Notebooks & Highlighters Sales Center: 3329 Helmsley Court Concord, NC, 28027
INDIAN LAND One Subject Notebooks & Pens Sales Center: 3510 East Sandy Trail, Indian Land, SC, 29707
Parkside at
HUNTERSVILLE Composition Books Sales Center: 15204 Skypark Drive, Huntersville, NC, 28078
HUNTERSVILLE Colored Pencils & Filler Paper Sales Center: 11305 Warfield Avenue, Huntersville, NC, 28078
MOORESVILLE Pencils & Pencil Sharpeners Sales Center: 109 Waterlynn Club Drive Mooresville, NC, 28117
MOUNT HOLLY Crayons & Pocket Folders
Sales Center: 109 Fielding Street, Mount Holly, NC, 28120-9662
Charlotte Builder Of The Year Follow us:
Sales Center Hours: Monday - Saturday 10 am - 6 pm, Sunday 1 pm - 6 pm Mattamy Homes Limited. Builder’s License # 47524
Dream House
GRAND OPENING August 16 & 17
• Tour new ideas in waterfront living, indoors and out • See the views on Lake Norman’s only all-waterfront boutique community • New homes from the $650s
Join us from 11 am to 4 pm
• Buttercream cupcakes all day, of course • Remote-control boats, for fun • Fresh appetizers and drinks prepared all day long Phone 704.660.0292 SistersCoveOnLakeNorman.com 120 Pinto Road. Mooresville, NC Exit 36 off I-77
RSVP on Facebook.com/ SistersCoveOnLakeNorman
TASTE SWEET LIVING ON SISTERS COVE
We are pledged to the letter and spirit of U.S. policy for the achievement of Equal Housing Opportunity throughout the Nation. We encourage and support an affirmative advertising and marketing program in which there are no barriers to obtaining housing because of race, color, religion, sex, handicap, familial status, or national origin.
L ARGE H OME SITE S AN D A C HEVAL A DDRE S S. The New Address for South Charlotte Convenience. 5 Miles from Matthews Town Center
N
eed eed a home home now? now? A Classica Classica Move-In-Ready Move-In-Ready Signature Signature Home Home is your wow. Professionally designed, with care given to every decision, you’ll fall in love. Come to The Meadows at Cheval and see for yourself. A Mint Hill address with South Charlotte convenience. 13620 Castleford Dr, Mint Hill
Newport model photo
T HE H UNTINGTON – R EADY N OW $517,900, .72 Acre, 3-Car Garage Master first level, 4 Bed, 3.5 Baths, 3,220 SF See more: ClassicaHomes.com/216
Sales by Builder Developer Advisors, Inc.
Model Open Daily 11-6 and Sun 1-6 704-573-2800
T HE N EWPORT II – R EADY N OV. $564,900, .8 Wooded Acre, 3-Car Garage Master second level, 4 Bed, 3.5 Baths, 3,623 SF See more: ClassicaHomes.com/234
Featured Properties of …
SouthPark
2002 Valencia Terrace
$829,000
Custom Built 4Br, 3.1Ba, MBR Suite on Main 2c Gar. on Giverny’s spring-fed lake!
6783 Louisburg Square
4201 Columbine Circle
This totally renovated 4 BR, 2.5 BA Foxcroft home features dream kitchen & outdoor spaces. http://www.tourfactory.com/idxr1191644
$884,900
13631 Woody Point Road
0001213945-01
Great Myers Park Location!
0001213932-01
1213843-01
Private In Town Homes on 2+ Acres
$597,000
SouthPark-Penthouse w/ 2 MBR Suites, 3rd Br/Office, 2.1 Ba, Balcony, 2c in Garage-Gated community!
Exceptional 2 Home Estate
7342 Sardis Road
Professionally decorated & landscaped!
0001213794-01
0001213458-01
Louisburg Square
0001213781-01
Giverny – Waterfront
$1,190,000
Primary residence renovated & second home built in 2005. Park like views & gourmet kitchens. http://www.jscrealtors.com
3928 Selwyn Avenue
Reduced $25k-Amazing Value for Size & Quality! Brick 2008, 5 BR, 4.5 Ba, open plan fully upgraded, over 5000 SF. HomesWithCachet.com
Convenience, privacy & access to Lake Wylie! This 3-bedroom, 3 car garage home on a 1 + acre wooded lot has a walkout basement with loads of Flex space! Outdoor enthusiasts will appreciate the low-maint. Decking, Sun Room, Paver-stone Patio, & designated Boat-Slip. Call for an appointment today! MLS#3018274
$674,000
http://youtu.be/i2BesHeQUwE
1140 Bromley Drive
Sq footage: 7,411, Bedrooms 5, Baths: 6 full, 3 half Built in 2009, impressive custom home with the highest finish levels throughout. 11 ft ceilings on main 10 ft up. Master wing on main, curved walls of arched windows, 2 covered terraces with fireplace, huge kitchen with hearth room, dual laundry rooms, heated pool, bball court, fenced yard on over an acre lot.
$1,675,000
0001214455-01
OPEN HOUSE - Sunday 8/17 - 12:00-2:00pm COTSWOLD
0001214448-01
Weddington, NC 28104
$359,900
4022 Churchill Road
Wonderful mid-century home. Kitchen with granite countertops opens to screen porch. Formal dining room with fireplace, large living room with fireplace, surround sound, and 800 sq. ft. deck. 4 bedrooms, 3 full baths, bedroom #4 could be in-law suite (has handicap accessible bath) or the master suite. Awesome backyard. Nearly 1 full acre. MLS# 3010154 • Linwood.bolles@allentate.com
$595,000
HIGH SPEED ACCESS TO:
complex, tennis courts, ftness center s c i t a u , Aq c f o l u o r g s , e a a e r n a d y a t i 2 v i , 1 t 00-acre i d s ’ ac k , green e s u o way h . club – Fortunately, none of these amenities require wifi. –
CRESCENT COMMUNITIES
If you truly want to live social, get out of the house and into the community. At Springfield in Fort Mill, you’ll have access to an incredible variety of amenities, from golf, tennis and swimming to hiking and community activities. Springfield also offers great schools, small-town charm and an easy commute to the city. So if you’re looking for an active lifestyle, perhaps it’s time you got moving. We’ve just opened our final phase with plenty of homesites right on the golf course. Stop by today, visit www.LiveAtSpringfield.com, or call 855-753-8556 for more information.
Obtain the Property Report required by federal law and read it before signing anything. No federal agency has judged the merits or value, if any, of this property. This does not constitute an offer to sell or a solicitation of any offer to buy where prohibited by law.
Celebrating Our 8th Anniversary
Valerie Mitchener Owner & Broker 704-552-9292 www.hmproperties.com
Liza
BARKER
Steven
CHABEREK
Jim
GROSS
Anna
MEDICA
Dean
RUMBA
Olesya
TABAKA
Moira
BAUER
Tracey
COOK
Laria
HAIRSTON
Chip
MOON
Courtney
SALTON
Carolyn
TAYLOR
Charles
BERRY
Lynne
COSPER-LAINIS
Patty
HENDRIX
Rivers
MOON
Lynn
SALTON
Parrish
THORNE
Alana
BLOT
Melanie
COYNE
Christy
HOWEY
Mark
MUNSON
Sarah
SALTON
Meredith
TOMASCAK
Kelley
BOHRER
Nancy
DONALDSON
Tommy
INGRAM
Vivian
MUNSON
Laura
SAMMONS
Cindy
WALSH
Heather
BONNER
Mel
EDIGER
Richard
JOYNER
Susan
PORTER
Libby
SARVIS
Randy
WATSON
Donna
BOYAR
Leslie
Sara
BROWN
Eric
FISHER
GAMBLE
Wendy
Susan
KENNEY
Patty
RAINEY
Amy
Laura
GILCHRIST
Jane Anne
MAY
McDERMOTT
Jimmy
Jocelyn
RANDLE
Sandra
SCIBELLI
SINGER
Lisa
Margaret
WILFONG
Chris
CAMPBELL
WOOD
ROSE
Stacey
STOLAR
Sara
YORKE
Suzanne
CAMPBELL
Marshall
GILCHRIST
Liz
McINTOSH
Nina
RUBERTI
Steve
STURM
Sharon
YOXSIMER
2013 Community of the Year. Designed for those who appreciate the finer things in life, but are @ CRISMARK looking for exceptional value, The Enclaves at Crismark in Indian Trail delivers both beautifully. True to Bonterra Builders’ goal of superb craftsmanship and attention to detail, this award winning community offers low Union County taxes, great schools and is located one mile from I-485. With floorplans ranging from 2400 sq ft to over 4200 sq ft, you’re sure to find the perfect home.
THE ENCLAVES
Wooded homesites accommodate varying styles - from ranch to spacious two story homes.
Comfort and style are crafted into every Bonterra home. From the mid $260s - $500s.
Amenities include pool, tennis courts and clubhouse.
7
Bring this ad and present it to our community sales representative on your intial visit to Enclaves at Crismark (for contracts written between now and Sept. 30, 2014) and enjoy an extra $2,500 in design center options.
7
Model Home Open Sun - Mon 1pm - 6pm; Tue - Sat 10am - 6pm 704.628.9902 | www.bonterrabuilders.com
SouthPark Associate of the Year Over $20,000,000 in sales in 2013.
13242 Claysparrow Road - $1,150,000
4052 Arborway - $1,000,000
Extraordinary estate in The Sanctuary. Three-acres w/stunning main residence & 1889 sq.ft. guest house, both w/superb detail & privacy.
Fabulous outdoor living in Foxcroft. Pool, covered deck w/fireplace. Sleek, renovated kitchen & master suite.
2540 Ballencourt Lane - $675,000
10700 Alexander Mill Drive - $575,000
MLS#3016995
MLS#3026185
MLS#2172493
Terrific SouthPark location. Brick beauty in popular Giverny, classic exterior, lovely interior, great condition!
3627 Quail View Road - $535,000
SouthPark area beauty! Classic upscale home, fresh & bright, with updates. 3-car garage. Large lot close to Carmel CC.
MLS#2221655
MLS#2216113
Ballantyne Country Club, Simonini-built beautyin cul-de-sac. Loads of custom detail.
3115 Springs Farm Lane - $525,000
Best in class! Terrific floor plan, sophisticated finishes, gated community. Lawn maintenance included in HOA.
5001 Corrigan Court - $489,000
Fresh, bright, totally livable in upscale Carrington! Huge master, large bedrooms. Pretty cul-de-sac lot backs to park.
MLS#2222233
9615 Deer Spring Lane - $375,000
Brick beauty in close-in Cameron Wood. Open floor plan w/hardwoods, sunroom & bonus. Swim/tennis neighborhood.
0001199380-01
MLS# 3022988
414 W 9th St., Unit C - 4th Ward - $200,000 Great opportunity to enter Center City housing market at an affordable price. Walk to work, dining, shopping, sports & cultural events.
MLS#3020237
HAND IT OVER.
cindy.barnes@allentate.com • 704-367-7203
MLS#3024679
mattamyhomes.com
Great Homes,GREAT RATE...Right Now! 2.75%* (2.983%) APR
If you have been looking for a new home, it really pays to look at a Mattamy Home right now. For a limited time we have a select number of Quick Delivery Homes with an introductory mortgage rate of only 2.75%*/2.983% APR through Mattamy Home Funding.
For A Limited Time Only!
Contact our Online New Home Counselor Laura O’Bryant at (980) 253-2792 or info.carolina@mattamyhomes.com.
Charlotte Builder Of The Year *Special 2.75%/2.983% APR – Conforming 5 year Fixed to 1 Year Adjustable Rate Mortgage. 5% first year adjustment cap, 2% annual cap, 5% life cap based on LIBOR Index with 2.25% margin offer valid for qualified owner-occupied borrowers utilizing Mattamy Home Funding (NMLS #64022) (“Rate Promotion”) on new home contracts written between August 7th and August 10th on eligible Charlotte Division inventory homes that can close within 60 days only. Mattamy Home Funding, LLC is licensed in NC: L-153843 SC: MLS-64022. Not available in all communities and not all buyers will qualify. Rate lock term available for 60 days after borrower completes loan application with Mattamy Home Funding. APR based on 80% LTV financing for sales price of $450,000 and loan amount of $360,000. Credit Score/LTV adjustments may apply. Rate/Points not locked and subject to market fluctuation daily without notice. All loans are subject to underwriting and loan qualification of the lender. No other discounts, incentives, offers, coupons, etc. will apply, except as expressly agreed to in the Purchase Agreement. All eligibility decisions by Seller are final. Offer void where prohibited or otherwise restricted by law. All pricing, availability and plans subject to change or delay without notice. Limited time offer, additional restrictions apply and all special offers or incentives programs subject to change prior to contract. Please see a Mattamy Homes New Home Counselor for additional details. Valid on offers dated 8/15-8/17/14. Builder’s License #47524.
Follow us:
Sales Center Hours: Monday - Saturday 10 am - 6 pm, Sunday 1 pm - 6 pm Mattamy Homes Limited. Builder’s License # 47524
Custom Homes . Additions . Kitchens .
Baths . Outdoor Living . Whole House Renovations
704-752-9990 www.guthmannconstruction.com
You You want want the the very ver y best best care care at at end end of of llife. ife. And if you can’t be in your home, we invite you to come to ours. At Levine & Dickson Hospice House at Southminster, we offer all the comforts of home along with devoted clinicians who are experts in pain and symptom management.
0001215351-01
Call us. We’re here to help.
hpccr.org
704.375.0100
ADVERTISEMENT
The Charlotte . bserver Program
Rate
Points
Fees
Mecklenburg Mortgage
% Down
APR
877-493-5002
www.mecklenburgmortgage.com
Check rates daily at http://charlotte.interest.com
Program
Rate
best rate Mortgage
Points
Fees
% Down
APR
Program
Rate
Points
704-529-1233
lendercity, a division oF boulevard bank
http://www.bestratemtg.com
Fees
% Down
APR
866-597-7940
http://www.LenderCity.com
30 yr fixed
3.875
0.000
$175
20% 3.885 30 yr fixed
3.875
0.000
$75
20% 3.925
30 yr fixed
3.875
0.000
$300
5% 3.895
15 yr fixed
3.000
0.000
$175
20% 3.015 15 yr fixed
3.000
0.000
$75
20% 3.042
20 yr fixed
3.625
0.000
$300
5% 3.646
7/1 ARM
2.875
0.000
$750
20% 2.973 7/1 ARM
3.000
0.000
$75
20% 2.869
15 yr fixed
2.875
0.000
$300
5% 2.901
10/1 ARM
3.500
0.000
$750
20% 3.526 LOCAL IN CHARLOTTE FOR 25 YEARS! OPEN SATURDAYS! A+ BBB RATING! 5/1 ARM
2.500
0.000
$300
5% 2.732
Free Prequalification Letters and Rate Quotes 7 days a week
FREE FLOATDOWN IF RATES DROP! ZERO CLOSING COST OPTIONS! 10 Year Fixed, 2.875%/0 points. Low closing costs.
(B) 1001 Morehead Square Drive #350 Charlotte, NC 28203
(B) 814 Tyvola Road, Suite 105, Charlotte, NC 28217
Myers Park Mortgage/certus bank, n.a.
1190352
877-270-4259/877-317-0788 charlotte Metro Federal credit union
http://www.myersparkmortgage.com
NMLS# 103395
877-865-2298
(A) 536 Trade Center Blvd., St. Louis, MO 63005
http://www.cmcu.org
30 yr fixed
Call for Rates
30 yr fixed
Call for Rates
3.22
15 yr fixed
Call for Rates
15 yr fixed
Call for Rates
3.04
30 yr FHA
Call for Rates
3/1 ARM
2.875
1.000
$1000
5% 2.800
2.86
5/1 ARM
Call for Rates
5/1 ARM
3.375
1.000
$1000
5% 3.007
2.68
5/1 jumbo ARM
Call for Rates
2.50
(B) 141 Providence Road, Charlotte, NC 28207
1-Year Adjustable Mortgage Trend
3.40
NMLS# 445276 (E) 718 Central Avenue, Charlotte, NC 28204
28-May 4-Jun 11-Jun 18-Jun 25-Jun 2-Jul
Calculate Your Mortgage Payment
Mortgage Prediction Each week Bankrate surveys mortgage experts to predict which way rates will go in coming weeks. Here is what they say this week (8/14/14 - 8/20/14) Up: 20% Down: 7% Unchanged: 73%
Tip: Carefully weigh your opTions before Taking ouT a reverse morTgage, and don’T use The money for frivolous purChases suCh as Travel and remodeling.
Source: Bankrate.com 2014
30 yr fixed
15 yr fixed
5 yr ARM
This week
4.27
3.39
3.32
Last Week
4.29
3.40
3.34
Last Year
4.57
3.61
3.61
Source: Bankrate.com, for more information visit www.bankrate.com. Bankrate national averages are based on 100 largest institutions in the top 10 markets in the United States.
30-YeAr MortgAge rAte cALcuLAtor
30-YeAr MortgAge rAte cALcuLAtor Loan Amount 3.50%
9-Jul 16-Jul 23-Jul 30-Jul 6-Aug 13-Aug
Source: Bankrate.com 2014
3.75%
4.00%
4.25%
4.50%
4.75%
5.00%
5.25%
5.50%
$165,000 $740.92
$764.14
$787.74
$811.70
$836.03
$860.72
$885.76
$911.14
$936.85
$215,000 $965.45
$175,000 $785.83
$810.45
$835.48
$860.89
$886.70
$912.88
$939.44
$966.36
$993.63
$225,000 $1,010.35 $1,042.01 $1,074.18 $1,106.86 $1,140.04 $1,173.71 $1,207.85 $1,242.46 $1,277.53
$185,000 $830.73
$856.76
$883.22
$910.09
$937.37
$965.05
$993.12
$1,021.58
$1,050.41
$235,000 $1,055.26 $1,088.32 $1,121.93 $1,156.06 $1,190.71 $1,225.87 $1,261.53 $1,297.68 $1,334.30
$195,000 $875.64
$903.08
$930.96
$959.28
$988.04
$1,017.21
$1,046.80
$1,076.80
$1,107.19
$245,000 $1,100.16 $1,134.63 $1,169.67 $1,205.25 $1,241.38 $1,278.04 $1,315.21 $1,352.90 $1,391.08
$205,000 $920.54
$949.39
$978.70
$1,008.48
$1,038.70
$1,069.38
$1,100.48
$1,132.02
$1,163.97
$255,000 $1,145.06 $1,180.94 $1,217.41 $1,254.45 $1,292.05 $1,330.20 $1,368.90 $1,408.12 $1,447.86
Loan Amount 3.50%
3.75%
$995.70
4.00%
4.25%
4.50%
4.75%
5.00%
5.25%
5.50%
$1,026.44 $1,057.67 $1,089.37 $1,121.54 $1,154.17 $1,187.24 $1,220.75
lenders, to participate in this feature call bankrate.com sales department @ 800-509-4636 Legend: The rate and annual percentage rate (APR) are effective as of 8/13/14. © 2014 Bankrate, Inc. http://www.interest.com. The APR may increase after consummation and may vary. Payments do not include amounts for taxes and insurance. The fees set forth for each advertisement above may be charged to open the plan (A) Mortgage Banker, (B) Mortgage Broker, (C) Bank, (D) S & L, (E) Credit Union, (BA) indicates Licensed Mortgage Banker, NYS Banking Dept., (BR) indicates Registered Mortgage Broker, NYS Banking Dept., (loans arranged through third parties). “Call for Rates” means actual rates were not available at press time. All rates are quoted on a minimum FICO score of 740. Conventional loans are based on loan amounts of $165,000. Jumbo loans are based on loan amounts of $435,000. Points quoted include discount and/or origination. Lock Days: 30-60. Annual percentage rates (APRs) are based on fully indexed rates for adjustable rate mortgages (ARMs). The APR on your specific loan may differ from the sample used. Fees reflect charges relative to the APR. If your down payment is less than 20% of the home’s value, you will be subject to private mortgage insurance, or PMI. Bankrate, Inc. does not guarantee the accuracy of the information appearing above or the availability of rates and fees in this table. All rates, fees and other information are subject to change without notice. Bankrate, Inc. does not own any financial institutions. Some or all of the companies appearing in this table pay a fee to appear in this table. If you are seeking a mortgage in excess of $417,000, recent legislation may enable lenders in certain locations to provide rates that are different from those shown in the table above. Sample Repayment Terms – ex. 360 monthly payments of $5.29 per $1,000 borrowed ex. 180 monthly payments of $7.56 per $1,000 borrowed. We recommend that you contact your lender directly to determine what rates may be available to you. To appear in this table, call 800-509-4636. To report any inaccuracies, call 888-509-4636. • http://charlotte.interest.com
Exquisite Estates Immerse yourself in a private world of luxury and intrigue. A world full of splendor, set apart from the rest.
beyond the extraordinary...
premiersothebysrealty.com 704.248.0243
FOREST CITY | NORTH CAROLINA $1,200,000 USD premiersir.com/id/3009753 Sotheby’s International Realty and the Sotheby’s International Realty logo are registered service marks used with permission. Each office is independently owned and operated. Equal Housing Opportunity.
N O RTH CARO LI NA M O U NTAIN
LIQUIDATION SALE! 5 Acres with Rushing Mountain Stream only
$29,900
BUILT Mountain Cabin with River Access only
$99,900
*
First Come, First Served – Buy NOW for Pennies on the Dollar! Similar Properties Are Being Sold for as Much as $800,000!
CONVENIENT TO BOONE, BLOWING ROCK & BANNER ELK Elevations over 5,000 feet • 100 mile views next to the best skiing in NC! • New amenities include: Private ATV/Motorcycle Trails, Miles of Hiking and Horseback Riding, World Class Trout Fishing, Scenic Overlooks, Onsite Camping Sites and RV Park, and numerous Outdoor Pavilions • 100% Completed Infrastructure and Amenities • Free and Clear Title • EXCELLENT FINANCING AVAILABLE!
Call NOW to Reserve Your Private Showing! 877- 820 -5644 x01190 *Includes price of cabin. Price does not include the land. Select properties only. Photos may vary from offer.
mattamyhomes.com
Helping Teachers Help Students.
At Mattamy Homes we believe in education. We believe knowledge is a very important tool for young, developing minds. And we would like to make sure kids in our communities have the things they need to learn and grow.
That’s why we are using our Sales Centers from now until September 2, 2014, as donation centers to collect specific school items that will help children thrive in school. We are participating in the Classroom Central Free Store Program that serves teachers throughout the year by providing them school supplies to offer over 100,000 students in over 200 schools and 6 school districts. Please support this important program by bringing your donations to our Sales Centers. You can change the life of a child by providing the tools to learn. To find out more about our communities, contact our Online New Home Counselor Laura O’Bryant at (980) 253-2792 or info.carolina@mattamyhomes.com.
Mattamy Sales Centers Where You Can Donate Today: • Stone Accents
• Sodded Front Yard
(Per Plan)
S HELLY
S W
WOODS
CASTLEBROOKE
BELMONT Filler Paper & Rulers
CHARLOTTE Erasers & Markers
Sales Center: 2048 Middleton Farms Drive, Belmont, NC, 28012
Sales Center: 14836 Brotherly Lane, Charlotte, NC, 28278
CHARLOTTE Pens & Glue Sticks
Sales Center: 4526 Hubbard Falls Lane, Charlotte, NC, 28269
CONCORD One Subject Notebooks & Highlighters Sales Center: 3329 Helmsley Court Concord, NC, 28027
INDIAN LAND One Subject Notebooks & Pens Sales Center: 3510 East Sandy Trail, Indian Land, SC, 29707
Parkside at
HUNTERSVILLE Composition Books Sales Center: 15204 Skypark Drive, Huntersville, NC, 28078
HUNTERSVILLE Colored Pencils & Filler Paper Sales Center: 11305 Warfield Avenue, Huntersville, NC, 28078
MOORESVILLE Pencils & Pencil Sharpeners Sales Center: 109 Waterlynn Club Drive Mooresville, NC, 28117
MOUNT HOLLY Crayons & Pocket Folders
Sales Center: 109 Fielding Street, Mount Holly, NC, 28120-9662
Charlotte Builder Of The Year Follow us:
Sales Center Hours: Monday - Saturday 10 am - 6 pm, Sunday 1 pm - 6 pm Mattamy Homes Limited. Builder’s License # 47524
L ARGE H OME SITE S AN D A C HEVAL A DDRE S S. The New Address for South Charlotte Convenience. 5 Miles from Matthews Town Center
N
eed eed a home home now? now? A Classica Classica Move-In-Ready Move-In-Ready Signature Signature Home Home is your wow. Professionally designed, with care given to every decision, you’ll fall in love. Come to The Meadows at Cheval and see for yourself. A Mint Hill address with South Charlotte convenience. 13620 Castleford Dr, Mint Hill
Newport model photo
T HE H UNTINGTON – R EADY N OW $517,900, .72 Acre, 3-Car Garage Master first level, 4 Bed, 3.5 Baths, 3,220 SF See more: ClassicaHomes.com/216
Sales by Builder Developer Advisors, Inc.
Model Open Daily 11-6 and Sun 1-6 704-573-2800
T HE N EWPORT II – R EADY N OV. $564,900, .8 Wooded Acre, 3-Car Garage Master second level, 4 Bed, 3.5 Baths, 3,623 SF See more: ClassicaHomes.com/234
Featured Properties of …
SouthPark
2002 Valencia Terrace
$829,000
Custom Built 4Br, 3.1Ba, MBR Suite on Main 2c Gar. on Giverny’s spring-fed lake!
6783 Louisburg Square
4201 Columbine Circle
This totally renovated 4 BR, 2.5 BA Foxcroft home features dream kitchen & outdoor spaces. http://www.tourfactory.com/idxr1191644
$884,900
13631 Woody Point Road
0001213945-01
Great Myers Park Location!
0001213932-01
1213843-01
Private In Town Homes on 2+ Acres
$597,000
SouthPark-Penthouse w/ 2 MBR Suites, 3rd Br/Office, 2.1 Ba, Balcony, 2c in Garage-Gated community!
Exceptional 2 Home Estate
7342 Sardis Road
Professionally decorated & landscaped!
0001213794-01
0001213458-01
Louisburg Square
0001213781-01
Giverny – Waterfront
$1,190,000
Primary residence renovated & second home built in 2005. Park like views & gourmet kitchens. http://www.jscrealtors.com
3928 Selwyn Avenue
Reduced $25k-Amazing Value for Size & Quality! Brick 2008, 5 BR, 4.5 Ba, open plan fully upgraded, over 5000 SF. HomesWithCachet.com
Convenience, privacy & access to Lake Wylie! This 3-bedroom, 3 car garage home on a 1 + acre wooded lot has a walkout basement with loads of Flex space! Outdoor enthusiasts will appreciate the low-maint. Decking, Sun Room, Paver-stone Patio, & designated Boat-Slip. Call for an appointment today! MLS#3018274
$674,000
http://youtu.be/i2BesHeQUwE
1140 Bromley Drive
Sq footage: 7,411, Bedrooms 5, Baths: 6 full, 3 half Built in 2009, impressive custom home with the highest finish levels throughout. 11 ft ceilings on main 10 ft up. Master wing on main, curved walls of arched windows, 2 covered terraces with fireplace, huge kitchen with hearth room, dual laundry rooms, heated pool, bball court, fenced yard on over an acre lot.
$1,675,000
0001214455-01
OPEN HOUSE - Sunday 8/17 - 12:00-2:00pm COTSWOLD
0001214448-01
Weddington, NC 28104
$359,900
4022 Churchill Road
Wonderful mid-century home. Kitchen with granite countertops opens to screen porch. Formal dining room with fireplace, large living room with fireplace, surround sound, and 800 sq. ft. deck. 4 bedrooms, 3 full baths, bedroom #4 could be in-law suite (has handicap accessible bath) or the master suite. Awesome backyard. Nearly 1 full acre. MLS# 3010154 • Linwood.bolles@allentate.com
$595,000
HIGH SPEED ACCESS TO:
complex, tennis courts, ftness center s c i t a u , Aq c f o l u o r g s , e a a e r n a d y a t i 2 v i , 1 t 00-acre ids’ ac k , green e s u o way h . club – Fortunately, none of these amenities require wifi. –
CRESCENT COMMUNITIES
If you truly want to live social, get out of the house and into the community. At Springfield in Fort Mill, you’ll have access to an incredible variety of amenities, from golf, tennis and swimming to hiking and community activities. Springfield also offers great schools, small-town charm and an easy commute to the city. So if you’re looking for an active lifestyle, perhaps it’s time you got moving. We’ve just opened our final phase with plenty of homesites right on the golf course. Stop by today, visit www.LiveAtSpringfield.com, or call 855-753-8556 for more information.
Obtain the Property Report required by federal law and read it before signing anything. No federal agency has judged the merits or value, if any, of this property. This does not constitute an offer to sell or a solicitation of any offer to buy where prohibited by law.
2013 Community of the Year. Designed for those who appreciate the finer things in life, but are @ CRISMARK looking for exceptional value, The Enclaves at Crismark in Indian Trail delivers both beautifully. True to Bonterra Builders’ goal of superb craftsmanship and attention to detail, this award winning community offers low Union County taxes, great schools and is located one mile from I-485. With floorplans ranging from 2400 sq ft to over 4200 sq ft, you’re sure to find the perfect home.
THE ENCLAVES
Wooded homesites accommodate varying styles - from ranch to spacious two story homes.
Comfort and style are crafted into every Bonterra home. From the mid $260s - $500s.
Amenities include pool, tennis courts and clubhouse.
7
Bring this ad and present it to our community sales representative on your intial visit to Enclaves at Crismark (for contracts written between now and Sept. 30, 2014) and enjoy an extra $2,500 in design center options.
7
Model Home Open Sun - Mon 1pm - 6pm; Tue - Sat 10am - 6pm 704.628.9902 | www.bonterrabuilders.com
SouthPark Associate of the Year Over $20,000,000 in sales in 2013.
13242 Claysparrow Road - $1,150,000
4052 Arborway - $1,000,000
Extraordinary estate in The Sanctuary. Three-acres w/stunning main residence & 1889 sq.ft. guest house, both w/superb detail & privacy.
Fabulous outdoor living in Foxcroft. Pool, covered deck w/fireplace. Sleek, renovated kitchen & master suite.
2540 Ballencourt Lane - $675,000
10700 Alexander Mill Drive - $575,000
MLS#3016995
MLS#3026185
MLS#2172493
Terrific SouthPark location. Brick beauty in popular Giverny, classic exterior, lovely interior, great condition!
3627 Quail View Road - $535,000
SouthPark area beauty! Classic upscale home, fresh & bright, with updates. 3-car garage. Large lot close to Carmel CC.
MLS#2221655
MLS#2216113
Ballantyne Country Club, Simonini-built beautyin cul-de-sac. Loads of custom detail.
3115 Springs Farm Lane - $525,000
Best in class! Terrific floor plan, sophisticated finishes, gated community. Lawn maintenance included in HOA.
5001 Corrigan Court - $489,000
Fresh, bright, totally livable in upscale Carrington! Huge master, large bedrooms. Pretty cul-de-sac lot backs to park.
MLS#2222233
9615 Deer Spring Lane - $375,000
Brick beauty in close-in Cameron Wood. Open floor plan w/hardwoods, sunroom & bonus. Swim/tennis neighborhood.
0001199380-01
MLS# 3022988
414 W 9th St., Unit C - 4th Ward - $200,000 Great opportunity to enter Center City housing market at an affordable price. Walk to work, dining, shopping, sports & cultural events.
MLS#3020237
HAND IT OVER.
cindy.barnes@allentate.com • 704-367-7203
MLS#3024679
mattamyhomes.com
Great Homes,GREAT RATE...Right Now! 2.75%* (2.983%) APR
If you have been looking for a new home, it really pays to look at a Mattamy Home right now. For a limited time we have a select number of Quick Delivery Homes with an introductory mortgage rate of only 2.75%*/2.983% APR through Mattamy Home Funding.
For A Limited Time Only!
Contact our Online New Home Counselor Laura O’Bryant at (980) 253-2792 or info.carolina@mattamyhomes.com.
Charlotte Builder Of The Year *Special 2.75%/2.983% APR – Conforming 5 year Fixed to 1 Year Adjustable Rate Mortgage. 5% first year adjustment cap, 2% annual cap, 5% life cap based on LIBOR Index with 2.25% margin offer valid for qualified owner-occupied borrowers utilizing Mattamy Home Funding (NMLS #64022) (“Rate Promotion”) on new home contracts written between August 7th and August 10th on eligible Charlotte Division inventory homes that can close within 60 days only. Mattamy Home Funding, LLC is licensed in NC: L-153843 SC: MLS-64022. Not available in all communities and not all buyers will qualify. Rate lock term available for 60 days after borrower completes loan application with Mattamy Home Funding. APR based on 80% LTV financing for sales price of $450,000 and loan amount of $360,000. Credit Score/LTV adjustments may apply. Rate/Points not locked and subject to market fluctuation daily without notice. All loans are subject to underwriting and loan qualification of the lender. No other discounts, incentives, offers, coupons, etc. will apply, except as expressly agreed to in the Purchase Agreement. All eligibility decisions by Seller are final. Offer void where prohibited or otherwise restricted by law. All pricing, availability and plans subject to change or delay without notice. Limited time offer, additional restrictions apply and all special offers or incentives programs subject to change prior to contract. Please see a Mattamy Homes New Home Counselor for additional details. Valid on offers dated 8/15-8/17/14. Builder’s License #47524.
Follow us:
Sales Center Hours: Monday - Saturday 10 am - 6 pm, Sunday 1 pm - 6 pm Mattamy Homes Limited. Builder’s License # 47524
You You want want the the very ver y best best care care at at end end of of life. life. And if you can’t be in your home, we invite you to come to ours. At Levine & Dickson Hospice House at Southminster, we offer all the comforts of home along with devoted clinicians who are experts in pain and symptom management.
0001215351-01
Call us. We’re here to help.
hpccr.org
704.375.0100
ADVERTISEMENT
The Charlotte . bserver Program
Rate
Points
Fees
Mecklenburg Mortgage
% Down
APR
877-493-5002
www.mecklenburgmortgage.com
Check rates daily at http://charlotte.interest.com
Program
Rate
best rate Mortgage
Points
Fees
% Down
APR
Program
704-529-1233
http://www.bestratemtg.com
Rate
Points
Fees
% Down
lendercity, a division oF boulevard bank
APR
866-597-7940
http://www.LenderCity.com
30 yr fixed
3.875
0.000
$175
20% 3.885 30 yr fixed
3.875
0.000
$75
20% 3.925 30 yr fixed
3.875
0.000
$300
5% 3.895
15 yr fixed
3.000
0.000
$175
20% 3.015
15 yr fixed
3.000
0.000
$75
20% 3.042 20 yr fixed
3.625
0.000
$300
5% 3.646
7/1 ARM
2.875
0.000
$750
20% 2.973
7/1 ARM
3.000
0.000
$75
20% 2.869 15 yr fixed
2.875
0.000
$300
5% 2.901
10/1 ARM
3.500
0.000
$750
20% 3.526
LOCAL IN CHARLOTTE FOR 25 YEARS! OPEN SATURDAYS! A+ BBB RATING! 5/1 ARM
2.500
0.000
$300
5% 2.732
Free Prequalification Letters and Rate Quotes 7 days a week
FREE FLOATDOWN IF RATES DROP! ZERO CLOSING COST OPTIONS! 10 Year Fixed, 2.875%/0 points. Low closing costs.
(B) 1001 Morehead Square Drive #350 Charlotte, NC 28203
(B) 814 Tyvola Road, Suite 105, Charlotte, NC 28217
Myers Park Mortgage/certus bank, n.a.
1190352
877-270-4259/877-317-0788 charlotte Metro Federal credit union
http://www.myersparkmortgage.com
NMLS# 103395
877-865-2298
(A) 536 Trade Center Blvd., St. Louis, MO 63005
http://www.cmcu.org
30 yr fixed
Call for Rates
30 yr fixed
Call for Rates
3.22
15 yr fixed
Call for Rates
15 yr fixed
Call for Rates
3.04
30 yr FHA
Call for Rates
3/1 ARM
2.875
1.000
$1000
5% 2.800
2.86
5/1 ARM
Call for Rates
5/1 ARM
3.375
1.000
$1000
5% 3.007
2.68
5/1 jumbo ARM
Call for Rates
2.50
(B) 141 Providence Road, Charlotte, NC 28207
1-Year Adjustable Mortgage Trend
3.40
NMLS# 445276 (E) 718 Central Avenue, Charlotte, NC 28204
28-May 4-Jun 11-Jun 18-Jun 25-Jun 2-Jul
Calculate Your Mortgage Payment
Mortgage Prediction
Tip: Carefully weigh your opTions before Taking ouT a reverse morTgage, and don’T use The money for frivolous purChases suCh as Travel and remodeling.
Source: Bankrate.com 2014
30-YeAr MortgAge rAte cALcuLAtor
30-YeAr MortgAge rAte cALcuLAtor Loan Amount 3.50%
9-Jul 16-Jul 23-Jul 30-Jul 6-Aug 13-Aug
Source: Bankrate.com 2014
3.75%
4.00%
4.25%
4.50%
4.75%
5.00%
5.25%
5.50%
$165,000 $740.92
$764.14
$787.74
$811.70
$836.03
$860.72
$885.76
$911.14
$936.85
$215,000 $965.45
$175,000 $785.83
$810.45
$835.48
$860.89
$886.70
$912.88
$939.44
$966.36
$993.63
$225,000 $1,010.35 $1,042.01 $1,074.18 $1,106.86 $1,140.04 $1,173.71 $1,207.85 $1,242.46 $1,277.53
$185,000 $830.73
$856.76
$883.22
$910.09
$937.37
$965.05
$993.12
$1,021.58
$1,050.41
$235,000 $1,055.26 $1,088.32 $1,121.93 $1,156.06 $1,190.71 $1,225.87 $1,261.53 $1,297.68 $1,334.30
$195,000 $875.64
$903.08
$930.96
$959.28
$988.04
$1,017.21
$1,046.80
$1,076.80
$1,107.19
$245,000 $1,100.16 $1,134.63 $1,169.67 $1,205.25 $1,241.38 $1,278.04 $1,315.21 $1,352.90 $1,391.08
$205,000 $920.54
$949.39
$978.70
$1,008.48
$1,038.70
$1,069.38
$1,100.48
$1,132.02
$1,163.97
$255,000 $1,145.06 $1,180.94 $1,217.41 $1,254.45 $1,292.05 $1,330.20 $1,368.90 $1,408.12 $1,447.86
Loan Amount 3.50%
3.75%
$995.70
4.00%
4.25%
4.50%
4.75%
5.00%
5.25%
5.50%
$1,026.44 $1,057.67 $1,089.37 $1,121.54 $1,154.17 $1,187.24 $1,220.75
lenders, to participate in this feature call bankrate.com sales department @ 800-509-4636 Legend: The rate and annual percentage rate (APR) are effective as of 8/13/14. © 2014 Bankrate, Inc. http://www.interest.com. The APR may increase after consummation and may vary. Payments do not include amounts for taxes and insurance. The fees set forth for each advertisement above may be charged to open the plan (A) Mortgage Banker, (B) Mortgage Broker, (C) Bank, (D) S & L, (E) Credit Union, (BA) indicates Licensed Mortgage Banker, NYS Banking Dept., (BR) indicates Registered Mortgage Broker, NYS Banking Dept., (loans arranged through third parties). “Call for Rates” means actual rates were not available at press time. All rates are quoted on a minimum FICO score of 740. Conventional loans are based on loan amounts of $165,000. Jumbo loans are based on loan amounts of $435,000. Points quoted include discount and/or origination. Lock Days: 30-60. Annual percentage rates (APRs) are based on fully indexed rates for adjustable rate mortgages (ARMs). The APR on your specific loan may differ from the sample used. Fees reflect charges relative to the APR. If your down payment is less than 20% of the home’s value, you will be subject to private mortgage insurance, or PMI. Bankrate, Inc. does not guarantee the accuracy of the information appearing above or the availability of rates and fees in this table. All rates, fees and other information are subject to change without notice. Bankrate, Inc. does not own any financial institutions. Some or all of the companies appearing in this table pay a fee to appear in this table. If you are seeking a mortgage in excess of $417,000, recent legislation may enable lenders in certain locations to provide rates that are different from those shown in the table above. Sample Repayment Terms – ex. 360 monthly payments of $5.29 per $1,000 borrowed ex. 180 monthly payments of $7.56 per $1,000 borrowed. We recommend that you contact your lender directly to determine what rates may be available to you. To appear in this table, call 800-509-4636. To report any inaccuracies, call 888-509-4636. • http://charlotte.interest.com
Exquisite Estates Immerse yourself in a private world of luxury and intrigue. A world full of splendor, set apart from the rest.
beyond the extraordinary...
premiersothebysrealty.com 704.248.0243
FOREST CITY | NORTH CAROLINA $1,200,000 USD premiersir.com/id/3009753 Sotheby’s International Realty and the Sotheby’s International Realty logo are registered service marks used with permission. Each office is independently owned and operated. Equal Housing Opportunity.