home|design, September 30, 2017

Page 1

“As a whole, Asheville is the perfect compendium for living a vibrant, connected and conscious life in the 21st century.”

C H A R L O T T E

Market Update

home design

page 23

—— Mike Davis, Ivester Jackson BlackStream

dedicated to showcasing charlotte’s distinctive homes

amazing asheville Enjoy life in this mountainous paradise - story on page 6

design trends the ultimate girl’s bedroom p14 homes.charlo+e.com

straight talk designer spotlight association news shutter epiphany p18

house of nomad p20

golf cart cruisin’ p22

home & garden stretch the bloom season p24

SPECIAL ADVERTISING SECTION . THE CHARLOTTE OBSERVER . SATURDAY, SEPTEMBER 30, 2017

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Charlotte’s #1 Selling Community HOMES & TOWNHOMES

| $180’s - $300’s | berewick.com

TOWN CENTER NOW OPEN Ryan Homes . Eastwood Homes. Mattamy Homes. DR Horton. Lennar Homes Easy Access off I - 485 on to Exit 4 . Resort-style Amenities

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MODELS OPEN DAILY

SPECIAL ADVERTISING SECTION . THE CHARLOTTE OBSERVER . SATURDAY, SEPTEMBER 30, 2017

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Anniversary C E L E B R AT I O N N O W T H R U S E P T E M B E R 3 0 TH

Bring the celebration home and select from a fabulous selection of move-in-ready homes with special offers. With luxurious features and neighborhoods with spectacular amenities, you are sure to find your dream home perfect for celebrating.

V i s i t a C h a r l o t t e A r e a C o m m u n i t y To d a y ! Purchase a Quick Move-In Home on a contract signed between September 1, 2017 and September 30, 2017 and closes by December 29, 2017 and receive:

Up to $5,000* Toward Closing Costs When financing with our affiliate lender, CalAtlantic Mortgage and using our preferred closing agent

PLUS

Whirlpool® Washer, Dryer and Refrigerator**

PLUS

Appraisal provided without additonal cost***

PLUS

When financing through our affiliate lender, CalAtlantic Mortgage

No deposit on eligible long-term rate locks**** When financing through our affiliate lender, CalAtlantic Mortgage

CalAtlanticHomes.com

Available only on the purchase of a quick move-in home in the Charlotte market which can close by December 29, 2017, when you sign a contract on or between September 1, 2017, and September 30, 2017. Receipt of up to $4500 toward closing costs credit is subject to limits and is contingent upon buyer making loan application with CalAtlantic Mortgage by October 7, 2017 and closing a loan by December 29, 2017 with our affiliated lender, CalAtlantic Mortgage or, where permitted by seller, another seller preferred lender. Receipt of up to $500 of the closing cost credit is subject to limits is contingent upon buyer using Costner Law, Purser and Glenn or Griffin, Brunson and Wood as the closing agent for the transaction. Any incentive tied to use of CalAtlantic Mortgage may not exceed 3% of sales price. The offer to pay closing costs does not include payment of prepaid taxes, property or mortgage insurance, or mortgage installments. The combined value of seller incentives, credits and other seller contributions may exceed lender limits established for the loan program for which buyer qualifies. Buyer should ask his or her lender about the impact of such limits. Prices, plans and terms are effective on the date of publication and subject to change without notice. Appliance offer includes the following Whirlpool® products: 4.3-cu ft Top Load Washer – WTW5000DW, 7.0-cu ft Dryer WED5000DW, 25-cu ft Side-by Side Stainless Steel Refrigerator WRS325FDAM. Appliances available only through Seller. Approximate value: $2,500 (includes installation). Availability of models may vary by community. Whirlpool® is a registered mark of Whirlpool U.S.A., is not affiliated with Seller, and does not sponsor, endorse, approve or have any responsibility for this promotional offer. No cost appraisal and no deposits required for eligible long-term rate locks are offered by CalAtlantic Mortgage only for purchases of quick move-in homes pursuant to contracts written 9/1/2017 through 9/30/2017 and upon buyer making loan application with CalAtlantic Mortgage by October 13, 2017. Please see CalAtlantic Mortgage representative for more details. Depictions of homes or other features are artist conceptions. Hardscape, landscape and other items shown may be decorator suggestions that are not included in the purchase price and availability may vary. This ad contains general information about a new home community in North Carolina and South Carolina it is not an offer or the solicitation of an offer for the purchase of a new home. This information is not directed to residents of any other state that requires registration or permit issuance prior to the publication of such information. CalAtlantic Mortgage, Inc., NMLS# 203897 holds a North Carolina Mortgage Lender license # L-155709 and branch licenses in Morrisville, NC, L-155709-105; Scottsdale, AZ L-155709-104: and two locations in Charlotte, NC L-155709-102 and L-155709-106. CalAtlantic Mortgage, Inc., NMLS# 203897 holds a South Carolina Mortgage Lender/Servicer license #MLS 203897; Charleston, SC MLB-1020765; Scottsdale, AZ MLB-767026; and two locations in Charlotte, NC MLB- 996700 and MLB-1588642. CACLT345

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|real estate news

what’s new? compiled by Whitney Berongi

BONTERRA BUILDERS’ NORTH REACH COMMUNITY IS NOW SELLING Bonterra Builders’ North Reach community, located minutes from the Palisades Country Club near Lake Wylie, is now selling. The master-planned development has 35 homesites available in a mature, natural landscape. Homebuyers can choose from ranch-style homes including Bonterra Builders’ award-winning Somerset design. Ranging from 1,900 to 3,300 square feet, the Somerset offers open floor plans and fine craftsmanship inside and out. The community’s private amenities include a sizable community center, waterslide, amphitheater, beach area with kayak launch, children’s playground, exercise trails and more. North Reach homeowners will also enjoy a social membership to the Palisades Country Club for access to a Junior Olympic swimming pool, tennis courts, and clubhouse facilities as part of their annual Homeowners Association dues. Pricing in North Reach starts in the high $200,000s. For more information or to schedule a visit, call Maria Phillips or Jason Meyer at 704-469-5479. M/I HOMES OF CHARLOTTE OFFERS “DREAM BIG” SALES EVENT NOW THROUGH OCTOBER 15 Homebuyers who purchase a new or move-in ready home from M/I Homes of Charlotte through Oct. 15 will receive incentives worth up to $20,000. These incentives include a GE stainless steel refrigerator, washer and dryer, a CPI Smart Hub home automation system and front door touch screen deadbolt, a 300-square-foot paver patio with built-in grill, and free window blinds. When homebuyers choose M/I Financial for their mortgage, M/I will also pay their closing costs. Move-in ready homes are available now in Bellington in Huntersville, Avery Park in Cornelius, McLean - The Conservancy in Belmont, Heritage at Neel Ranch in Mooresville, and MillBridge in Waxhaw. In South Carolina, homes are available at Sutton Mill in Fort Mill, Walnut Creek in Indian Land, or Cameron Creek in Tega Cay. Townhomes from M/I are also available in the Cameron Creek community where buyers will receive free HOA dues for a year, free appliances and a CPI Smart Hub home automation system during this special event. Prices range from the $200,000s to the $500,000s. For more information about the program, email SalesCharlotte@mihomes.com, call 704-286-6498, or visit mihomes.com/charlotte. Restrictions do apply and offers do vary per community and home. BERKSHIRE HATHAWAY HOMESERVICES RANKED HIGHEST FOR REPEAT HOME SELLER SATISFACTION IN J.D. POWER’S 2017 HOME BUYER/SELLER SATISFACTION STUDY Berkshire Hathaway HomeServices recently announced the Berkshire Ha-

thaway HomeServices real estate brokerage network ranked “Highest Overall Satisfaction for Repeat Home Sellers Among National Full Service Real Estate Firms” in the J.D. Power 2017 Home Buyer/Seller Satisfaction Study. The 10th annual study measured customer satisfaction among the nation’s largest real estate brokerage companies and their agents through March and April. Overall satisfaction was gauged across five factors of the real estate process: agent/salesperson, closing process, real estate company marketing, real estate company office, and package of additional services. The study was based on responses from 4,170 consumers. Among repeat home sellers, Berkshire Hathaway HomeServices scored 858 on a 1,000-point scale, performing particularly well in the categories of agent/ salesperson, closing process and real estate company marketing. For more information, visit bhhscarolinas.com. CAROLINA ORCHARDS HOSTS AMENITY GRAND OPENING Del Webb’s Carolina Orchards community is hosting a grand opening celebration for the community’s Amenity Center on Oct. 7 from 11 a.m. - 1 p.m. Visitors can enjoy live music, food, chiropractic and physical therapy consultations, swing dancing lessons, a performance by the Carolina Copy Cats, and guided tours of the center. RSVPs are requested by Friday, Oct. 6, by calling 803-2286230. Homebuyers in Carolina Orchards can choose from nine home designs with open floor plans and thoughtful indoor and outdoor living space for entertaining. Carolina Orchards’ planned amenities feature a clubhouse, pool, sports courts for pickleball and tennis, an outdoor pavilion, and a dog park. For more information, visit delwebb.com.

Email real estate news to homedesign@charlotteobserver.com.

home|design Section published by The Charlotte Observer • P.O. Box 32188, Charlotte, NC 28232. Editorial material in this section is the responsibility of the Observer Content Studio, 704-358-5305. It did not involve the news staff of The Observer.

Editor

Coordinator/Designer

Christina Darnell

Melissa Kennelly

For Agent info contact

For New Home Builder info contact

Buck Brice at bbrice@charlotteobserver.com

Suzanne Parker at sparker@charlotteobserver.com

Director Digital Sales & Strategy Phyllis Weber, 704-358-5345

Is there a neighborhood you’d like to see featured? Do you know of a new design trend on the rise? Did you use one of our ideas for your own home or home purchase?

We’d love to hear from you. homedesign@charlotteobserver.com

facebook.com/TheCharlotteObserverHomeDesign *Copyright 2017 by The Charlotte Observer. All rights reserved. No part of this publication may be reproduced or reprinted without written permission.

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SPECIAL ADVERTISING SECTION . THE CHARLOTTE OBSERVER . SATURDAY, SEPTEMBER 30, 2017

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Promenade 7921 Parknoll Drive $438,885 2 br, 2 bth, 4-seasons rm, sitting room off owner’s suite, private courtyard Available Now

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Promenade Bonus Suite 9211 Edelweiss Lane $459,050 3 br, 3 bth, 4-seasons rm, Bonus Suite, private courtyard, covered porch off owner’s suite Available October

Palazzo 14937 Dewpoint Place $364,800 2 br, 2 bth, 4-seasons rm, sitting room off owner’s suite, private courtyard Available November

Portico w/ Lower Level 1311 Garden Vista Drive $485,135 Walk-out lower level w/ basement kitchenette, deck, 2 br, 2 bth, screened porch off of owner’s suite, den Available Now

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Palazzo Bonus Suite 17009 Courtside Landing Drive $454,515 3 br, 3 bth, Bonus Suite, 4-seasons rm, private courtyard, screened porch off owner’s suite Available Now Promenade Bonus Suite 15016 Courtside Cove Lane $581,220 & Lower Level Available Now

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|living in Asheville

DID YOU KNOW? The blue haze surrounding the Blue Ridge Mountains is not an actual mist but rather a fascinating scientific phenomenon—what you’re seeing is actually a stunning combination of both how your eyes respond to scattered light and the tiny hydrocarbon particles that are produced from the thick vegetation blanketing the slopes.

Enjoy life in this mountainous paradise EAT Sovereign Remedies Located on N. Market Street, this café stands out for its commitment to crafting thoughtful dishes and drinks using only the finest local Appalachian bounty.

sovereignremedies.com

PLAY LaZoom Comedy Tour Board this open-air purple bus and laugh your way through Asheville as actors perform wacky comedy skits along the way teaching tourists about the area’s culture, history and architecture.

lazoomtours.com

EXPLORE Laurel River Trail Head to this family-friendly trail for a casual hike along Big Laurel Creek where refreshing mountain water beckons your toes as you wade across to flat river rocks for a soak in the sunshine.

exploreasheville.com

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by Julie Cooper

I

mmersed in a mystical sapphire haze in North Carolina’s Blue Ridge Mountains lies Asheville, aptly dubbed “Land of the Sky.” Soaring a stunning 2,500 feet above sea level and surrounded by hidden waterfalls, lush hardwood forests and scenic waterways, this western North Carolina escape offers the perfect mix of mountain serenity and vibrant city life. “In the city, we are a foodie’s paradise with a relaxed, cosmopolitan, artistic and intellectual vibe,” says Mike Davis with Ivester Jackson BlackStream, who’s called the area home for two decades. “In the surrounding areas, we are the outdoor cover life image with everything from hiking and cycling to whitewater rafting, zip-line rides and ice-cold plunges beneath any of the dozens of waterfalls on a hot summer day.” Whether it’s the cosmopolitan vibe of the city, the rustic outdoors or a combination of both, Asheville has a knack for appealing to the masses. “Homebuyers are drawn here for our four seasons, the natural beauty and our ‘live and let live’ attitude,” says LeNoir Medlock with Preferred

Properties. “With all the different neighborhoods here offering a different vibe, people are sure to find their tribe.” Much like the Queen City, Asheville’s inner-city neighborhoods shine with their own distinct personalities. For example, North Asheville is adored for its architectural character and history, South Asheville has Biltmore Park and a little bit of everything, West Asheville is considered a mecca of originality with its artsy vibe, and East Asheville is, perhaps, the city’s most exciting upand-coming area. “‘East is the West’ is the new buzz,” says Davis. “East Asheville is now starting to blossom thanks to eateries, boutiques, and an incredible new Whole Foods Market creating a brand new dynamic here.” While popular neighborhoods like Montford, Grove Park, Biltmore Forest, and Biltmore Lake continue to lure buyers, East Asheville has now found its way on the radar and is offering up some friendly competition. “Homebuyers are finding great value in East Asheville compared with other parts of the city,” says Davis. “Lot

SPECIAL ADVERTISING SECTION . THE CHARLOTTE OBSERVER . SATURDAY, SEPTEMBER 30, 2017

sizes are larger giving homeowners more room to breathe, and some areas even offer great views where the topography rises 200-300 feet along the Swannanoa River.” Yet one thing remains, regardless where folks put down roots—they’re all invested in this quirky mountain escape they call home. “In general, the people of Asheville just like to get together and enjoy life,” says Medlock. “We like to hike, kayak, canoe, go to breweries, listen to music and learn about art. There’s a great mix of diversity, southern hospitality, and graciousness here that’s so unique.” It comes as no surprise, then, that the real estate market in this verdant paradise is thriving. According to Davis, it’s a sellers’ market where demand is high and inventory is low. “Compared to where many people are moving from, home prices are still a good value,” he says. “As a whole, Asheville is the perfect compendium for living a vibrant, connected and conscious life in the 21st century. It has a way of drawing you in, and you can’t help but fall in love with it.”

homes.charlo+e.com


living in Asheville| 288 Montford Avenue, Asheville, NC 28801 Price: $2,850,000 MLS: 3269369 Listing Agent: Mike Davis, Ivester Jackson BlackStream, 828-301-6773, mike@ ivesterjacksonblackstream.com Limitless possibilities await with this incredible historic Montford, in-town, income-producing property with international accolades and award-winning hospitality. Designed and built in 1899 by Richard Sharp Smith, Biltmore’s resident architect, this home is perfect as a private residence or you can continue operating it as a conforming inn. The main home features six en-suite bedrooms, eight fireplaces, and a chef’s kitchen. The carriage house has three en-suite bedrooms and fireplaces. Minutes to shopping, dining, and recreation.

Private, Gated Mountain Escape 11.96 Acres on Ayles Creek

homes.charlo+e.com

Roan Highlands & Mt. Mitchell Offered at $1.675M

SPECIAL ADVERTISING SECTION . THE CHARLOTTE OBSERVER . SATURDAY, SEPTEMBER 30, 2017

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11 Copper Leaf Lane, Asheville, NC 28803 Price: $1,450,000 MLS: 3252892 Listing Agent: Lynn Phillips, Coldwell Banker King, 828-275-5957, lynn.phillips@coldwellbanker.com Surround yourself with quality in this five-bedroom, 4.1-bath home, boasting four garages, two full kitchens, three fireplaces, two laundry rooms, an office/library, great room with cathedral ceilings and views off the expansive decks. Other features include a chef’s kitchen, luxurious bedrooms with en-suite baths, two separate upper levels—one with two bedrooms, a bath and loft; the other off the kitchen perfect for an au pair suite or office. LL houses a family room, full kitchen, theatre room, bedroom, bath and garage. Lynn.Phillips@ColdwellBanker.com

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SPECIAL ADVERTISING SECTION . THE CHARLOTTE OBSERVER . SATURDAY, SEPTEMBER 30, 2017

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LeNoir Medlock

828.691.9981 LeNoirM@PreferredProp.com 39 Woodfin Street, Asheville, NC 28801

Your Local Guide To Asheville ic k orPar t s e Hriov G

520 N Griffing Boulevard ~ Asheville

MLS# 3295426

$995,000

11 Trailridge Road, Asheville, NC 28804 Price: $2,500,000 MLS: 3212239 Listing Agent: LeNoir Medlock, Preferred Properties, 828-691-9981, lenoirm@perferredprop.com

c riark o st e P Hriov G

386 Kimberly Avenue ~ Asheville

MLS# 3275995

$875,000 Savor stunning 180-degree views of the city and western mountains from more than 2,500 square feet of porches and from all rooms of this European-style home on Town Mountain. Less than a mile to downtown, this contemporary house has hand-finished Mexican tiles in the foyer, high-end honed granite and stainless Jenn-Air appliances in the kitchen, and custom Pella windows and doors throughout. The recently replaced roof is a Gerard metal roofing system with a lifetime transferable warranty and copper flashing. The cathedral ceiling pays homage to the majesty of the mountains. Soak in the tub, sip in the living room, or create a culinary masterpiece in the kitchen.

es neunris e r S Sentain u Mo

29 Hope View Rd ~ Swannanoa, NC

MLS# 3248839

$699,950

y tled c e rfcat e P Lo

87 Birchbark Dr ~ Mills River, NC

MLS# 3291990

$575,000 homes.charlo+e.com

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|living in Asheville 173 Macon Avenue, Asheville, NC 28801 Price: $1,875,000 MLS: 3301941 Listing Agent: Mike Davis, Ivester Jackson BlackStream, 828-301-6773, mike@ ivesterjacksonblackstream.com This midtown Tudor is on a large .75-acre corner lot just steps from the world-class Grove Park Inn Golf, Resort, and Spa. It features original 1918 detail, including inlaid floors, high ceilings, moldings, and five fireplaces. The large gourmet kitchen boasts Viking, KitchenAid, and Gaggenau appliances. The breakfast area opens to a private terrace with stone fireplace and grill. Two rooms are on the main level with a private entrance/bath ideal as a home office or homestay. There’s also a one-bed/ bath income-producing guest cottage. Minutes to downtown, shopping, and dining.

225 Smith Cove Road Candler, NC 28715 Price: $600,000 MLS: 3299144 Listing Agent: Kim Gentry Justus, Ivester Jackson BlackStream, 828-551-0447, kim@ ivesterjacksonblackstream.com Finally, the private mountain home you’ve been searching for. Graceful and solid, this brick home and gorgeous property has plenty of room to live well and entertain. It’s a beauty in pristine condition. Breathe in fresh mountain air and drink fresh mountain water. The grounds feel like paradise with lush Rhododendron and pretty flowers abloom. Birds sing as you gaze through trees to mountain views. Other features include a stream, charming barn, orchard, garden space and the 500,000-plus-acre Pisgah National Forest for a backyard.

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SPECIAL ADVERTISING SECTION . THE CHARLOTTE OBSERVER . SATURDAY, SEPTEMBER 30, 2017

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Your Guide To Asheville’s

Finest Properties Ivester Jackson BlackStream in Asheville, NC is now serving Cashiers and Highlands of Western North Carolina and is a joint venture between two of the region’s Christie’s affiliates, Ivester Jackson Distinctive Properties of North Carolina and BlackStream Properties of Greenville, South Carolina.

1451 acres

$25 M

PISGAH VIEW RANCH 70 Pisgah View Ranch Road Mike Davis | 828.301.6773 Reed Jackson | 704.713.3623

$2.179 M CLIFFS AT WALNUT COVE ESTATE 204 Folkestone Lane Vicky Wynn | 828-242-1171 Vicky@ivesterjacksonblackstream.com

90 acres

$6.495 M

$2.89 M

LONESOME RIDGE 52 Lonesome Road John Kent | 864.784.9918 john@ivesterjacksonblackstream.com

BLUE RIDGE MOUNTAIN VIEW HOUSE 9259 Statesville Road Reed Jackson | 704.713.3623 Reed@ivesterjackson.com

$1.875 M

$1.675 M

SUNNYSIDE - GROVE PARK ESTATE 173 Macon Avenue Mike Davis | 828.301.6773 173MaconAvenue.com

$2.85 M RICHARD SHARP SMITH HOUSE 288 Montford Avenue Mike Davis | 828.301.6773 288MontfordAvenue.com

$587 K

ROAN HIGHLANDS MOUNTAIN RETREAT

GROVE PARK- HISTORIC LONGCHAMPS

2061 Hickory Springs Road Mike Davis | 828.301.6773 2061HickorySpringsRoad.com

185 Macon Avenue #A5 Mike Davis | 828.301.6773 Mike@ivesterjackson.com

Now Offering Expert Real Estate Advice at 18 South Pack Square, Asheville, NC

homes.charlo+e.com

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|living in Asheville 185 Macon Ave #A5, Asheville, NC 28804 Price: $587,000 MLS: 3316076 Listing Agent: Mike Davis, Ivester Jackson BlackStream, 828-301-6773, mike@ ivesterjacksonblackstream.com Enjoy the best of midtown one block from the Grove Park Inn Resort and Spa on Macon Avenue in historic Longchamps—a 1920’s Normandy-style building designed by Ronald Greene. This three-bed, twobath condo, with deeded garage parking, boasts lock-and-go living. The elegant vintage gilded-age property awaits your touch featuring original oak flooring, large moldings, paneled wainscot, a marble fireplace, sunroom, and clawfoot soaking tub. Minutes to downtown, world-class resort, shopping, dining.

204 Folkestone Lane, Arden, NC 28704 Price: $2,160,000 MLS: 3235668 Listing Agent: Vicky Wynn, Ivester Jackson BlackStream, 828-242-1171, vicky@ ivesterjacksonblackstream.com This brand new European-inspired home sits on the 7th hole at Cliffs at Walnut Cove with great views throughout and features three beds, 4.1 baths and 4,692 square feet. Seller is a N.C. licensed agent.

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SPECIAL ADVERTISING SECTION . THE CHARLOTTE OBSERVER . SATURDAY, SEPTEMBER 30, 2017

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Selling Charlotte’s Distinctive Homes LESLIE FISHER 704-906-4749 CLOSED representing seller 431 McAlway Road COTSWOLD | $809,000 CLOSED representing seller 6314 Creola Road PROVIDENCE COURT | $724,900

DEE REID 704-281-3913 CLOSED representing buyer 4630 Pine Valley Road

LISA MCCROSSAN CLOSED representing seller 419 Gladelynn Way CHATELAINE | $1.45 M

CINDY CASTANO SWANNACK 704-904-6619

CLOSED representing seller 9008 Skipaway Drive PROVIDENCE DOWNS | $690,000 ERIN HAIG 704-650-5604 CLOSED representing seller 314 Royal Crescent Lane LONGVIEW | $975,000 PENDING representing buyer 2636 Horn Point Court EASTON PARK | $899,000

THE ENCLAVE AT CHRISHALL | $945,000

PENDING representing seller 13730 Bluffton Court PINEVILLE | $284,000

CLOSED representing seller 419 Gladelynn Way CHATELAINE | $1.45 M PENDING representing seller 6203 Victory Pass Lane MCNEELY FARMS | $239,000 TOMMY INGRAM 704-451-0041 PENDING representing buyer 2126 Bucknell Avenue MYERS PARK | $999,995 ACTIVE representing seller 6417 Woodleigh Oaks Drive REA WOODS | $549,900

GINI SWANCY 704-604-6070 PENDING representing buyer 4639 Curraghmore Road SOUTHPARK | $395,000 CLOSED representing buyer 5304 Berkeley Pines Lane BERKELEY | $295,000

Offices Charlotte 704.499.3054 Lake Norman 704.655.0586

Info@IvesterJackson.com IvesterJackson.com | 704.499.3054

homes.charlo+e.com

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Photos by Amanda James Photography / Courtesy of Jacy Painter Kelly Interiors

|design trends

Designing The Ultimate

girl’s bedroom From bright turquoise to soft textures, this fun but cozy bedroom is every pre-teen girl’s dream space by Emily Gunn

C

lose your eyes, and imagine you’re a pre-teen girl. You’re not yet old enough to say goodbye to the whimsical style of youth, but you’re too young for a “boring” adult room. What would your ideal haven look like? You’d want it to be a little bit grown-up

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but also a little bit magical. Jacy Kelly of Jacy Painter Kelly Interiors struck that balance when designing this masterfully decorated girl’s bedroom, complete with bright colors, bunk beds, fuzzy pillows and a literal “hangout” space.

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CATE’S SPACE Like any designer worth her paint swatches, Jacy Kelly took her design cues from the person she was decorating for—in this case, a pre-teen girl named Cate. Kelly says Cate’s parents wanted her to be involved, so she was present for every choice, design meeting and draft board presentation throughout the process last summer. While the bed was already purchased for the room, everything else was a blank slate, giving Kelly the opportunity to hone in on what Cate wanted and create something incredible from scratch. Kelly says the summer redesign took about two months, from the initial consult to the final install (the giant turquoise rug was on backorder, Kelly says, but totally worth the wait). She took cues from Cate’s sweet and artistic personality. Cate knew she wanted turquoise (what preteen girl doesn’t?), but they worked through some complementary colors before settling on coral. When describing Cate’s tastes, Kelly says, “She’s girly but spunky too, and not your pink-is-everything kind of girl. She’s a really cool chick. I wanted something soaked in color, but also something she could grow into.” Cate’s

one request was a monogram on the wall, which provides a girly but elegant touch. When Kelly found hedgehog art, Cate’s mom kept saying, “This is so her!” The hedgehog art adds a touch of whimsical and coordinates with the room’s color scheme perfectly. PRE-TEEN CONSIDERATIONS Kelly was careful to keep Cate’s age in mind, not wanting to create something so “theme-y” that Cate would grow out of it in a year or two. Kelly selected bedding that wasn’t childish, but still bright and whimsical. The bottom bunk was a full-size mattress, so even when Cate grows out of the bunk bed phase, everything can transition into a bigger bed frame. Kelly says Cate’s room already doubles as a great hang-out space for older kids, especially with the built-in desk for homework. She added a giant furry pouf for extra seating. And speaking of “hanging out,” Kelly thought the hang-down reading seat would be the perfect way to add flair to the spacious bedroom. She wanted something to make friends and visitors look twice. The room also features a medley of cozy textures and beautiful, soft lighting. Cate’s mom

GO D ISCOV E R C H A R LOT T E ’S N E W E S T A N D

N OW O P E N – M O D E L P R E VI E W

B E S T- LOC ATE D AC TI V E A DU LT COM MU N IT Y

GO CHARLOTTE. GO CRESSWIND. GO NOW. is proud to introduce its award-winning Cresswind concept to Charlotte. Discover the unparalleled lifestyle and homes specifically designed for those 55 and better.

Visit CresswindCharlotte.com or call 855-799-4084.

Active adult living from the mid $200s to $400s 8913 Silver Springs Ct., Charlotte, NC 28215

17,000 Sq. Ft. Clubhouse | Indoor and Outdoor Pools Tennis and Pickleball Courts | Walking Trails

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©2017 Kolter Homes. Information subject to errors, changes, deletions, availability, prior sales and withdrawal at any time without notice.

SPECIAL ADVERTISING SECTION . THE CHARLOTTE OBSERVER . SATURDAY, SEPTEMBER 30, 2017

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SAVE BIG. LIVE LARGE. b

SAVE BIG ON SELECT QUICK MOVE IN HOMES DURING THE PULTE HOMES RED TAG SALES EVENT! Get the best prices of the year right now during our limited-time Red Tag Event! Find out how you can save big on select Pulte Life-Tested™ homes in communities throughout the Charlotte area. Visit a Sales Center or pulte.com/charlotte today for complete details.

Homes from $220K to $800K+ | pulte.com/charlotte This material shall not constitute a valid offer in any state where prior registration is required or if void by law. Pulte Group reserves the right to change product, pricing, promotion at anytime without notice. Photographs are for illustrative purposes only and are not intended to be an actual representation of a specific community, neighborhood, or any completed improvements being offered. Details & offers subject to change or cancellation at any time without notice. Please see a sales associate for details. ©2017 Pulte Home Company, LLC. All rights reserved.

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suggested wallpapering the ceiling as a feature “wall,” which adds some drama. With the tall bunk bed, Kelly didn’t want to use wall space, but the ceiling worked perfectly. Kelly painted the walls almost white to let everything else shine and included the chandelier to throw beautiful light around the room. From there, she carried the wallpaper and lighting into the spacious closet for continuity. The turquoise rug centers the entire space, and huge turquoise lamps flank the dresser, providing some balance with the tall bunk bed across the room. Kelly purposely went “overboard” on the soft goods like pillows and blankets in every kind of texture so there is a cozy spot wherever you look. TIPS FROM THE DESIGNER Kelly has a few tips if you’re design-

SPECIAL ADVERTISING SECTION . THE CHARLOTTE OBSERVER . SATURDAY, SEPTEMBER 30, 2017

ing for a pre-teen. She says it’s great to move beyond the children’s aisles, mixing in plenty of awesome pieces made for adults to make the room look more grown-up but still fun. Kelly says color is hip and being sold everywhere, and pieces in the adult aisles may last longer and transition better for an older teenager. She also emphasizes the importance of enjoying the process and having fun with the design. Of course, kids’ rooms should function for their needs, but Kelly says they should also be a place where they’re comfortable. Kelly is a big believer in fun design, and while you want to follow some kind of trend or pattern (color family, etc.), don’t worry about adhering to any specific design rules. Enjoy the process, involve the pre-teen and see what magic unfolds.

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ARNOLD PALMER SIGNATURE GOLF

BOARDING HOUSE LODGE AND RESTAURANT

Breaking Ground This Fall:

DOUBLETOP VILLAGE MORE THAN 34 MILES OF TRAILS

The excitement is building on Balsam Mountain Preserve as the new Doubletop Village is coming soon! The Village will combine 23 turnkey cottages, a Members’ Grille and Tavern, General Store, Organic Community Garden, activity lawns, and extraordinary views—in short, all the elements that make Balsam unique. Located less than 40 minutes west of Asheville, Balsam Mountain Preserve isn’t your typical private mountain community. It’s something different. And with fewer than 400 homesteads spread across 4,400-forested acres, owners truly live within nature.

To arrange a visit, call 828.489.3090 or visit BalsamMountain.com

Come experience life at Balsam Mountain Preserve, and learn about the community’s newest commitment to life here, Doubletop Village. This is neither an offer to sell nor a solicitation to buy to residents in jurisdictions in which registration requirements have not been fulfilled, and eligibility for purchase will depend upon the state of residency of the purchaser. There is no guarantee that facilities, features, or amenities depicted or otherwise described will be built or, if built, will be of the same type, size, or nature as depicted or described.

homes.charlo+e.com

SPECIAL ADVERTISING SECTION . THE CHARLOTTE OBSERVER . SATURDAY, SEPTEMBER 30, 2017

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|straight talk

shutter epiphany Lessons from painting vinyl shutters and siding

by Allen Norwood

I

f you Google “paint vinyl shutters,” you’ll get some 16 million hits. I’m about to make it 16 million plus one. Also, I’ll share a sort of shutter epiphany. A reader asked about painting shutters, so this seems a good time to talk about the important lesson. Can you paint the vinyl shutters on your home’s exterior? Yes, as you’ll discover online, but with some caveats. The warning you’ll see most often is that you shouldn’t paint vinyl shutters a color that’s much darker than the original hue, because dark colors absorb heat. Vinyl expands and contracts pretty dramatically with changes in temperature, and too much heat can distort the shutters. Very good advice—but I painted ours black and seem to be getting away with it. Not all vinyl shutters are the same quality. Some are built to handle paint,

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some are heavier and more stable than others. I have no idea about ours, but I’d bet they weren’t expensive. The original vinyl color was deep maroon, not a light color. The original vinyl had faded so badly that someone had repainted the shutters a color close to the original. That paint had faded, too. They didn’t look very good when we bought the house. The choice boiled down either to paint or to replace them all. Pretty easy decision. If the black paint failed or damaged the shutters, then I could replace them. The black paint hasn’t harmed them, but, as expected, it does cause them to expand and contract quite a bit. Therein, the lesson. Vinyl siding moves, just like vinyl shutters. If you live in a house with vinyl siding you can see the stripes at the overlapped end joints, where sections of vinyl

are protected in hot weather when the material expands, then exposed during cooler weather. You can hear the siding moving, too—often with loud pops—on sunny mornings after cold nights. Anyway, because vinyl siding moves so much, you don’t nail it down tight. You leave space behind the nail head, maybe an eighth of an inch, so the vinyl will be free to move. You put the nail in the middle of the horizontal nailing slot so the vinyl strip can move in each direction. This is what you’d call an “aha” moment. After I painted the shutters black, their movement began to snap the plastic fasteners that attached the shutters to the brick. The fasteners began to break one by one. I replaced them with deck screws. And I realized that the small-diameter screw

in the larger hole in the shutter left more room for the shutter to move with the temperature. I didn’t snug the screws up all the way for the same reason, using lessons learned while installing vinyl siding. I found little plastic caps that fit perfectly over the heads of screws. I painted them black, too. If you’re considering whether to paint your shutters, weigh everything carefully, including that warning about darker colors. Don’t skip proper preparation. Choose a quality exterior acrylic paint. If you know who made your shutters, visit the manufacturer’s website for specific guidance about painting and warranties. Finally, if you Google “screw caps for shutters,” you’ll get 8 million hits.

Allen Norwood: homeinfo@charter.net

SPECIAL ADVERTISING SECTION . THE CHARLOTTE OBSERVER . SATURDAY, SEPTEMBER 30, 2017

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we know you always love what’s new...

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SPECIAL ADVERTISING SECTION . THE CHARLOTTE OBSERVER . SATURDAY, SEPTEMBER 30, 2017

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|designer spotlight

House of Nomad by Bethany E. Starin

Q: How did you two meet? Lentini: “I was a designer at Restoration Hardware, and Berkeley and her husband Diek came in while they were working on a renovation of their Myers Park bungalow.” Minkhorst: “She talked us into a few pieces, and as we chatted we had an incredible connection. We realized we had studied abroad in Italy at the same time at the same school, even though we went to different colleges. Diek, Kelley and her husband Brad all lived in Shanghai—which is obscure. It was just all these things. All four of us went out to dinner, and Diek and Brad had to pull us out of the restaurant.” Q: How did your friendship turn into launching a successful design business? Minkhorst: “My Dad has always owned his own business, and my mom was so creative, always making pillows and designing—so I’ve always been entrepreneurial. I worked in creative marketing for Coca-Cola and then Mythic in Uptown, but I was feeling stuck and, like, what’s the next step? Each position was leading to this monumental moment. As Kelley and I talked, we

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Photos by Laura Sumrak / Courtesy of House of Nomad

Kelley Lentini and Berkeley Minkhorst cofounded House of Nomad a few months ago after just a year of friendship. The dynamic team is working to bring fresh personality and design to Charlotte area homes. Minkhorst brings the creative marketing experience to the table and Lentini brings the design experience. Together, the duo is passionate about the brand they are forging through their like-minded love for both home and travel.

WHAT BOUND US TOGETHER WAS TRAVEL, AND WE WOULD LOVE NOTHING MORE THAN TO TRAVEL AND CURATE A COLLECTION OF FURNITURE AND ART.”

— Berkeley Minkhorst, co-founder of House of Nomad

both wanted to do interior design. So we said, ‘Why not do this?’” Lentini: “In January 2017, we officially filed for our business license.” Q: What’s the story behind your branding—House of Nomad? Lentini: “Berkeley and I just love to travel. That’s what bound us together.” Minkhorst: “We talked about being a nomad. It’s an oxymoron—a nomadic designer. Someone who loves home and travel, who has a place that reflects their travels. We love the nomadic mindset and the goal of pulling out of people what’s important to them.” Q: Describe your design process. Minkhorst: “Our goal is to bring to life and pull as much of the client’s personality as we can into their home design. To do this, we have to get to know them. We love to dig deep and reflect on aspects of their home that’s really them. It’s us creating those spaces we know you will love, making it personal and your home—telling your story.”

Lentini: “We then always offer them options for their design—a design that is a little more risky and pushes their design style and then a safer look we know they’ll be drawn to as well. We are surprised by how many times they pick the risky option.” Q: How do you describe the House of Nomad style? Minkhorst: “We are not your mom’s designer. We are for those people looking for a fresh approach; we are not into frills. We love mixing the old with the new. Eclectic.” Lentini: “We love to mix materials—textiles and wood and metal and some marble to help balance it out.” Q: What are your business dreams? Lentini: “A fabric line and eventually a furniture line. My husband Brad is in the furniture manufacturing business, so we hope he could help us there.” Minkhorst: “What bound us together was travel, and we would love nothing more than to travel and curate a collection of furniture and art.”

SPECIAL ADVERTISING SECTION . THE CHARLOTTE OBSERVER . SATURDAY, SEPTEMBER 30, 2017

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Five of Minkhorst and Lentini’s must-haves for inspiration: 1. Queen of Spain by Schumacher Lentini: “Queen of Spain is a black and white textile with organic-looking dots— like someone dragged their finger through paint.” Minkhorst: “We love it on anything and everything.” 2. Passports Minkhorst: “I get weird if I don’t have my passport nearby.” Lentini: “That’s our happy place, when we have a trip planned.”

Light fixtures with attitude / arteriorshome.com

3. Design Assistants Lentini: “We love our assistants—our furry friends Shelby, a Springer Spaniel, and Oliver, a Doll-Face Persian.” 4. Modern Light Fixtures Lentini: “We love lighting that is a little unexpected and makes a statement—like the Sputnik in our office!” 5. Kelly Wearstler Lentini: “From her wallpaper to amazing lighting we adore anything by designer Kelly Wearstler. Her work is dreamy.” Minkhorst: “We are obsessed with her. To me, her work is unexpected.”

Now Affiliated With Ivester Jackson Christie’s International Real Estate 8406 Eagle Glen Way $4.150 M

Liza Caminiti 704.526.6695 Liza@IvesterJackson.com

12900 Westmoreland Farm Road

3610 Columbine Circle

$1.575 M

$2.249 M

• •

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Staging & design offered complimentary to sellers.

I have a vast understanding of people & their needs.

Privy to new developments, trends, & the changing market. I provide a one-stop business which will provide interior design & staging options, the buying, & selling of real estate, property management, as well as renovation assistance.

SPECIAL ADVERTISING SECTION . THE CHARLOTTE OBSERVER . SATURDAY, SEPTEMBER 30, 2017

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|association news

Golf Cart Cruisin’ On Public Roads 2017 Update This week’s column was written by my law partner, Bill Hamel

S

everal years ago I wrote an article titled “Is Golf Cart Cruisin’ Legal?” that addressed whether it was legal to operate a traditional golf cart on a public road in North Carolina. My answer then was “no,” and that answer remains the same today—unless you turn your golf cart into an electric car and register it with the DMV, or, more realistically, you are in a city or county that has adopted some form of the Model Golf Cart Ordinance. This ordinance allows the operation of golf carts on public roads where the speed limit is 35 miles per hour or less. The actual name of the model ordinance is the rather cumbersome “Model Ordinance of the County/ Town/City, North Carolina Establishing a Golf Cart Ordinance,” so we’ll just call it the “golf cart ordinance” for short.

We have had one notable golf-cart-on-apublic-road incident here in Charlotte: the now infamous golf cart journey from Quail Hollow Country Club to Selwyn Pub that came at the close of the 2015 Wells Fargo Championship. Although the details are sketchy, it appears a couple of guys (stone sober, no doubt) borrowed a golf cart from Quail Hollow Country Club and somehow maneuvered it all the way to Selwyn Pub—a distance of more than five miles—without being detected by law enforcement. This foolhardy expedition made the local news, the national news, and even earned a shout-out from Golf Digest. Neither the City of Charlotte nor Mecklenburg County have enacted a golf cart ordinance, so that little road trip was surely a violation of more than a few state laws. What has changed since my prior

article on this subject is that many of our surrounding cities have adopted some type of golf cart ordinance that allows golf carts to be operated on public roads under certain conditions. For example, Belmont, Pineville, Lincolnton, Indian Trail, China Grove, Granite Quarry, and Locust, just to name a few, have adopted a golf cart ordinance. While each version varies, the constant is that the ability to drive a golf cart on public roads in those

cities is limited to streets with speed limits of 35 miles per hour or less. If you live in a city that has adopted a golf cart ordinance and want to drive your golf cart on a public road, you should consult the ordinance first to make certain you understand its idiosyncrasies. If you live in Charlotte, it’s still not legal for you to drive your golf cart on a public road—so for now it’s probably best just to take an Uber to Selwyn Pub.

Charlotte attorney Michael Hunter represents community and condominium associations for the firm of Horack Talley. Email questions to commonelements@horacktalley.com. Not every question receives a reply. Find his blog at CarolinaCommonElements.com.

Chestnut at Blowing Rock 364 Chestnut Drive Blowing Rock, North Carolina 28605

chestnutatblowingrock.com Ashley Hutchens and Jerry Hutchens 828.964.5438 ashley.hutchens@premiersir.com jerry.hutchens@premiersir.com

LOCATED ON THE BLUE RIDGE Parkway atop the Eastern Continental Divide, in the idyllic village of Blowing Rock, North Carolina, awaits Chestnut at Blowing Rock – a private enclave of 23 single-story luxury residences surrounded by lush natural scenery, unmatched views and modern conveniences. Redefining luxury living, Chestnut at Blowing Rock features open and airy living spaces, natural finishes and towering windows designed to showcase breathtaking vistas of Moses Cone Memorial Park and Grandfather Mountain State Park. The quaint and charming shops and restaurants of Main Street are minutes from your doorstep. Discover elegant living in a casual setting at Chestnut at Blowing Rock.

UNMATCHED VIEWS. UNPARALLELED LIFESTYLE. Chestnut at Blowing Rock features open and airy living spaces, natural finishes and towering windows designed to showcase breathtaking vistas.

Sotheby’s International Realty® and the Sotheby’s International Realty logo are registered service marks used with permission. Each office is independently owned and operated.

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SPECIAL ADVERTISING SECTION . THE CHARLOTTE OBSERVER . SATURDAY, SEPTEMBER 30, 2017

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$18,000,000 Cindy Barnes Over in sales in 2016

market update

(704) 367-7203

August 2017 Entire Carolina MLS Region Aug 2016

Au g 2017

+/-

New Listings

5,089

5,394

Closed Sales

4,467

4,297

Year to Date 2016 2017

+/-

+ 6.0%

40,817

42,852

+ 5.0%

- 3.8%

29,934

31,818

+ 6.3%

Median Sales Price*

$219,000 $230,000 + 5.0%

$206,000 $227,000

+ 10.2%

Average Sales Price*

$270,920 $273,549 + 1.0%

$257,957 $273,264

+ 5.9%

Days on Market Until Sale

46

42

- 8.7%

56

46

- 17.9%

Inventory of Homes for Sale 12,477

10,153

- 18.6%

--

--

--

Months Supply of Inventory 3.4

2.6

- 23.5%

--

--

-Great downsizer opportunity in prestigious Quail Fresh, bright SouthPark townhome w/2 BDRMS’s plus flexroom. Modern kitchen, pretty courtyard, Hollow. Classic, yet modern, with the updates you want! spacious rooms throughout. 8300 Merrimack Court - MLS# 3322452 - $650,000 3522 Kylemore Court - MLS# 3313519 - $375,000

Average Sales Price by Area August 2017 Change from August 2016

Year to Date

City of Charlotte

$277,238

- 1.7%

+ 6.3%

Uptown Charlotte

$302,271

- 15.5%

+ 4.8%

Concord

$229,527

+ 9.1%

+ 7.3%

Davidson

$443,462

+ 1.7%

+ 0.2%

Denver

$393,184

- 9.7%

- 1.1%

Fort Mill

$324,367

- 0.4%

+ 5.0%

Gastonia

$169,843

- 3.6%

+ 9.1%

Huntersville

$320,777

+ 8.4%

+ 9.9%

Kannapolis

$156,591

+ 6.4%

+ 3.2%

Lake Norman

$495,998

- 8.7%

- 1.7%

Lake Wylie

$367,476

+ 0.6%

+ 3.1

Lincolnton

$183,270

+ 2.9%

+ 12.3%

Matthews

$314,225

+ 4.2 %

+ 7.6 %

Monroe

$220,744

+ 15.6%

+ 10.9%

Mooresville

$374,088

- 0.7%

+ 2.3%

Rock Hill

$204,570

+ 8.2%

+ 4.5%

Salisbury

$151,211

+ 5.3%

+ 2.9%

Statesville

$176,632

- 0.4%

+ 3.4%

Waxhaw

$454,624

+ 2.4%

+ 2.5%

Mecklenburg County

$289,993

- 1.9%

+ 6.1%

Alexander County

$221,569

- 1.7%

+ 5.4%

Anson County

$135,382

+ 19.0%

+ 9.6%

Cabarrus County

$228,449

+ 9.9%

+ 6.5%

Gaston County

$192,168

+ 4.9%

+ 9.8%

Iredell County

$309,871

- 0.9%

+ 4.2%

Lancaster County

$247,413

- 14.3%

- 0.2%

Lincoln County

$309,984

- 1.1%

+ 8.9%

Montgomery County

$244,904

- 14.2%

+ 3.5%

Stanly County

$205,332

+ 23.3%

+ 4.2%

Union County

$352,564

+ 6.7%

+ 8.2%

York County

$263,766

+ 1.1%

+ 7.1%

* Source: Charlotte Regional Realtor Association, www.carolinahome.com

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UNDER CONTRACT

Ronda Avenue MLS# 3264020 | $120,000

NEW PRICE Builder opportunity in popular Stonehaven! Updates galore in this SouthPark area beauty! New kitchen, updated master bathroom, beautiful lot in swim/tennis neighborhood. 2721 Whiffletree Rd. - MLS# 3306533 - $375,000

Large lot, ideal for basement

Considering downsizing? Overwhelmed? If you need a place to start, call me for a practical, step-by-step approach.

HAND IT OVER Cindy.Barnes@allentate.com

SPECIAL ADVERTISING SECTION . THE CHARLOTTE OBSERVER . SATURDAY, SEPTEMBER 30, 2017

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60% OFF

SALE ENDS SEPT. 30TH

|home & garden

FLOORING

SALE CALL OR GO ONLINE TO SCHEDULE A FREE INHOME APPOINTMENT TODAY.

50FLOOR.COM

877-50-FLOOR

stretch the bloom season with a mix of early and late flower bulbs

SALE ENDS SEPT. 30TH GET AN ADDITIONAL

$100 DOLLARS OFF WHEN YOU USE PROMO CODE: CHARLOTTE OBSERVER

60% OFF SALE ENDS SEPTEMBER 30TH. THE 60% OFF APPLIES TO ALL CARPET, HARDWOOD, LAMINATE, TILE AND VINYL Some restrictions may apply, please check website for details.

See the Difference in Your energY Bill.

Feel the Difference in Your Home.

by Nancy Brachey

SaVe

Gerry Rogers, President

25% Off

*

WINDoWS DoorS INSTALLATIoN No Money Down No Payments No Interest Special Offer endS OcTOBer 31

Free before oCTober 31st.

(704) 445-7953 MrrogersLifetimeGuarantee.com *up to 25% discount applied by retailer representative at time of contract execution and will vary based on number of windows and/or doors purchased. **0% financing available to well qualified buyers on approved credit only. not all customers may qualify. higher rates apply for customers with lower credit rating. Promotional offer and financing not valid with other offers, prior purchases or project estimates. interest accrues during the promotional period but all interest is waived if the purchase amount is paid in full within 12 months. renewal by Andersen retailers are independently owned and operated retailers, and are neither brokers nor lenders. Any finance terms advertised are estimates only, and all financing is provided by third party lenders unaffiliated with renewal by Andersen retailers, under terms and conditions arranged directly between the customer and such lender, all subject to credit requirements. renewal by Andersen retailers do not assist with, counsel or negotiate financing, other than providing customers and introduction to lenders interested in financing. “renewal by Andersen” and all other marks where denoted are marks of Andersen corporation. ©2017 Andersen corporation. All rights reserved.

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M

any of you are shopping for flower bulbs, so tempting are the lovely pictures of the tulips and daffodils on store shelves. That’s why it is so easy to go overboard and devote all your garden space to just one or two things—for example, the outstanding red Oxford tulips or yellow Carlton daffodils. You may not be able to leave those beauties behind, but it’s good to allow room for some other things—things you’ve never grown or that may bloom early or late in the season. This is how gardeners expand their palette of bloom and stretch the season at the same time. Stretching the season should be one of your goals. It is so fun to walk out of the house on a cold January day and

SPECIAL ADVERTISING SECTION . THE CHARLOTTE OBSERVER . SATURDAY, SEPTEMBER 30, 2017

find snowdrops glistening just weeks before tulips and daffodils will be at their peak. And after the tulips and daffodils wind down their show, you can expect a lovely show of Dutch irises. These early and late bulbs tend to be smaller, take up less space and cost less. They are well-suited for flowerbeds, especially toward the front edge, and containers. Among the earliest, my favorites are snowdrops and both the winter crocuses and Dutch hybrid crocuses. The winter crocuses tend to produce flowers in bunches of two or three small blooms and lean toward softer colors of white, pink and lavender. They mostly bloom in February. The Dutch hybrid crocuses bloom a bit later, in late February or early March, with larger,

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Robin Knows Dirt

3923 MARTELE DR. MINT HILL. Enjoy new construction feel without the new construction price! Exquisitely updated and meticulously maintained 2 year young all brick 4BR w/chef’s kitchen, screened porch, fenced yard. $350,000

5084 STEELE VILLAGE, ROCK HILL Nature meets architecture in this Frank Lloyd Wright style home tucked in among the boulders overlooking a creek on 48 mostly wooded acres. $450,000

1907 KAILUA CIRCLE, Tega Cay Lovingly updated waterfront ranch with full basement. Water views from every room and amazing dock. New kitchen! $510,000

51 HONEYSUCKLE WOODS RARE FIND in Lake Wylie’s River Hills! This ranch with finished basement is completely updated, 2 gorgeous kitchens, 3 beautiful baths, splendid screened porch! $430,000

OPEN HOUSE SAT 2-4

OPEN HOUSE SAT 2-4

• 1581 Dan Sexton, Sharon Go Country on 94.3 rolling acres w/amazing views, several homesites $265,000 • 660 Briarwood in Lake Wylie’s Clarendon Estates & Clover Schools 1 AC lot $49,000 • 208 Highland Forest Dr. in Clover’s Patrick Place .53 AC $47,000 • 1280 Parsons Rd Discover historic McConnells SC! Private 30 acre wooded lot $150,000 • Georgeous waterfront 2.83 acre lot Mountain Lakes in Chester $47,900 • Gorgeous pasture land Charlotte Hwy York - 9 acres $162,000, 5 acres $92,000 • 2037 Connor Rd, Chester 5.51 fenced acres w/mobile home, storage buildings $75,000 • Rambler Ln Blacksburg 10 building lots, all wooded 1-2 acres between Charlotte and Spartanburg close to I-85 $13,000 each • 17 beautiful acres for your dream home Moffit Creek, Chester $61,200

Charity Corner single blooms, often in glowing tones of bright yellow or rich purple. This sight will surely raise your spirits on a gloomy day in late winter. These are all well-suited for containers that sit outdoors on a patio, deck or steps through the winter. It is nice to have them visible as you come and go. I particularly like snowdrops planted under the canopy of a small tree. They don’t get very tall, just a few inches, so don’t drown them in bark or pine needle mulch. Crocuses are also short, but show up well under trees and along the edges of flowerbeds or shrub borders.

At the other end of the spring bulb season are marvelous Dutch irises. This iris grows from a small bulb and comes in many beautiful colors and blooms in late spring. Because these snowdrops, crocuses, and irises are small bulbs, they don’t require heavy digging and can be planted close together. The key is to plant them in large enough numbers to make a good splash and garner notice. Start with at least a dozen. The little tags will give good directions on depth of planting and spacing.

nbrachey@charlotteobserver.com

WELCOME TO THE ESTATES AT GLENMOOR, HISTORIC YORK. THESE ARE THE LAST ONES!!!!!!! 3128 GLENMOOR - 1 acre cul-de-sac lot backs up to woods, master main 3200 sq ft. $309,000. 3120 GLENMOOR - awesome master on main plan $325,000. 3121 GLENMOOR - Cottage style, master main $310,000.

928 KNIGHTSBRIDGE IN FT. MILL’S Well desired Knightsbrige N’borhood, just 15 min. to Charlotte. New laminate wood floors, lovely yard. $240,000

106 MARIETTA Own One of Clover’s well preserved estates! This 2881 HSF brick beauty welcomes you in with her southern front porch! $289,000

JOIN US THIS SUNDAY AT T’BONES on the Lake noon-6pm!

13424 SAGE THRASHER. Time to build your dream estate with Simonini Homes on 9.4 waterfront acres on Lake Wylie in The Sanctuary, Charlotte’s exclusive waterfront community. Impressive architectural features. $2,121,450

WATCH VIDEOS FOR ALL THESE HOMES ON

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Classifieds The Place to Sell and Buy, To Find Jobs, Cars, Real Estate & More! 704-358-5555 • www.charlotteobserver.com Real Estate Reader Notice - All Real Estate advertised herin is subject to the Federal Fair Housing Act which makes it illegal to indicate any preference, limitation or discrimination based on race, color, religion, sex, handicap, familial status or national origin, or an intention to make any such preference, limitation or discrimination. We will not knowingly accept any advertising for Real Estate which is in violation of this law. All persons are hereby informed that all dwelling advertised are available on an equal opportunity basis. If you believe that you may have been discriminated against in connection with the sale, rental or financing of housing, call: The United States Department of Housing and Urban Development (HUD) at 1-800-669-9777.

South Meck

Mountain Property for Sale EXCEPTIONAL MTN VALUE Almost three private acres with new 1,312 sf cabin near Lake Lure. Vaulted ceilings, fpl, hwd floors. Only $169,900 Call (828) 286-2981

FSBO Beech Mountain Lots $20,000$55,000. Estate Sale - 50 Beech Mountian Lots $750,000. Club Memberships Available. Call 843-651-4545 MOUNTAIN INVESTMENT 10 unit condo complex at Mt Mitchell Golf Club, (8) 2BR2BA (2) 3BR3BA, $120,000 gross yearly guaranteed. Call Owner/Broker for viewing/ inspection 828 675-4923 $1,320,000

Uptown — Rent 3BR/2BA HOME w/central heat&air, $950 mo + $950 deposit. 404 Plymouth Avenue. 704-576-2092

South Meck AVAILABLE NOW HOMES FOR SALE 2 & 3BR/2BA $18,995 / S37,995 Nice Size hom for the right family! Site Rent Incentive - $349 for 12 months $0 application fee 3rd Party Financing Available

Call Sun Homes (888) 275-5219 www.4meadowbrook.net Expires 9/28/17 •EHO

Beautiful Home in Chestnut, Matthews. 3600 sf. Chefs Kitchen, 4Br + Bonus Hardwood Floors Formal Gardens, Wooded Lot, Huge Scn’d Porch, $429,900 1020 Butterburr Dr. 704-605-0301

Mountain Property for Sale

Roommate Wanted HOME TO SHARE Beaut Furn. Room. Nice Location. TV/Cable, Internet. Private BA. All included 704.756.7002 LOOKING FOR ROOMMATE In super nice neighborhood on Busline. Call for more info: 704-890-1894

Farms/Acreage 140 acres w/cabin includes 100 ac of long leaf pine adjoining to Sandhill Game Land off Derby Rd. $5000/ acre will not divide Call after 8pm 910-281-0302 BABBLING CREEK with 200 feet of sandy beach, 2 flat acres must see, very private backyard, close to town, $39,900 financing 704 563 8216 HORSEMANURE, or cows ,chickens, you name it, 38 acres of paradise, 1/2 hay field, 1/2 breathtaking timber, old farm place and perked for 30 lots....but farm price. hurry, owner 704 634 5530 west lincoln county 32 ac Pond Out buildings, BR Home 600,000 Appt. Only 704-735-9272

Free Rent to Oct 1 3BR/2 BA homes $1029 On Select Units $599 M oves You In ($400 Dep + $199 closing fee) No App Fee Incl all Appls + W/D Call 888.275.6141 www.4meadowbrook.net Expires 9/28/17 ∂ EHO

Lake Norman — Rent

Sell. Sell. Sell. CLASSIFIEDS

2-STORY BEAUTIFUL HOUSE IN HUNTERSVILLE, NC $1,650 4br 2.5bths NO PETS or SMOKING allowed. 201-650-9595 FABULOUS 3 BEDROOM 2.5 BATH HOME FOR RENT IN TANNERS CREEK COMMUNITY IN HUNTERSVILLE $1200/MTH 718-614-6804

Apartments for Rent AUCTION-OCT. 21 10AM FANTASTIC FURNISHED HOME -8 ACRES/ PIEDMONT VIEWS, FANCY GAP, VA. OPEN HOUSE OCT.1, 2-4. 695 Morning Side Trail, Fancy Gap, Va. aldermanauction.com 276-236-3335 ALDERMAN AUCTION #VAAF794

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AFFORDABLE APARTMENTS 2 & 3 Bedrooms starting @ $ 695/mo. Hardwoods, central air, appls, W/D hookup, ceiling fans, gas heat. 2814 Marlowe Ave. 704-393-8047

GARDENING. You want to know.

SPECIAL ADVERTISING SECTION . THE CHARLOTTE OBSERVER . SATURDAY, SEPTEMBER 30, 2017

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Mortgage Guide Institution

30 yr APR

The Charlotte Observer

30 yr Fixed

Product

30yr Fixed APR

Points

Fees

% Down

APR

Phone Number / Website

Rate: 3.500

15 yr fixed

2.750

0.000

$885 20% 2.824

Points: 0.000

7/1 ARM

3.000

0.000

$885 20% 3.500

704-412-9131

Fees: $885

30 yr jumbo

3.875

0.000

$885 20% 3.907

www.mecklenburgmortgage.com

% Down: 20%

Free Prequalification Letters and Rate Quotes 7 days a week

3.552% Mecklenburg Mortgage

Rate

NMLS # / License #

NMLS #: 1190352 LIC# 161067

TO PARTICIPATE IN THIS FEATURE, CALL SALES DEPARTMENT @ 773-320-8492 Savings Update

How high a credit score do I need to get a good mortgage? By Sabrina Karl Whether you’re applying for a new mortgage or just refinancing, your three-digit credit score will factor heavily into how attractive a rate you can get, or if you’ll be approved at all. While those with the highest scores enjoy the lowest rates, mortgage lenders classify applicants into four tiers of scores to determine their offer.

at better rates – from conventional bank lenders. Boost your score higher to 660 and the number of lenders willing to take your application will increase again, with rates coming down further.

The next threshold is a score of 700 or better. Applicants with these “very good” scores have exceptional odds of approval, and The credit rating lenders rely on is your FICO score, which rang- the rates offered will be close to the best available. es from 300 to 850 based mostly on how often your payments have been on time, how much you owe, and how long your credit So what then is the brass ring that earns the very best rates? That threshold generally sits around 750. Some lenders set the history is. bar at 760, while others have published a 740 minimum, so it’s Generally, the lowest score that can secure a mortgage is 620. worth asking any lenders you approach what threshold they’ve One big exception is the government’s FHA program, which set. helps those with subprime credit. While an FHA loan can be secured with a score as low as 500, or 580 for the low-down- Knowing your score before applying for a mortgage can be a payment option, most applicants with scores this low are denied. money saver if you find you’re close to the next tier. A few smart credit moves might be all it takes to earn yourself to a better rate. Once you surpass 620, you’ll have more options – and a chance Rate Criteria: The rates and annual percentage rate (APR) are effective as of 9/26/17. All rates, fees and other information are subject to change without notice. RateSeeker, LLC. does not guarantee the accuracy of the information appearing above or the availability of rates and fees in this table. The institutions appearing in this table pay a fee to appear in this table. Annual percentage rates (APRs) are based on fully indexed rates for adjustable rate mortgages (ARMs). The APR on your specific loan may differ from the sample used. All rates are quoted on a minimum FICO score of 740. Conventional loans are based on loan amounts of $165,000. Jumbo loans are based on loan amounts of $424,101. Lock Days: 30-60. Points quoted include discount and/or origination. Payments do not include amounts for taxes and insurance. The APR may increase after consummation and may vary. FHA Mortgages include both UFMIP and MIP fees based on a loan amount of $165,000 with 5% down payment. Points quoted include discount and/or origination. Fees reflect charges relative to the APR. If your down payment is less than 20% of the home’s value, you will be subject to private mortgage insurance, or PMI. VA Mortgages include funding fees based on a loan amount of $165,000 with 5% down payment. If your down payment is less than 20% of the home’s value, you will be subject to private mortgage insurance, or PMI. “Call for Rates” means actual rates were not available at press time. To access the NMLS Consumer Access website, please visit www.nmlsconsumeraccess.org. To appear in this table, call 773-320-8492.

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AT THIS MOMENT

RUSTIC ELEGANCE AWAITS FLE TCH ER , N O RT H CA RO LINA 1:03 P. M .

PREMIERSIR.COM/ID/3319408

828.277.3238

Contact us today for a consultation on how your home can be marketed in the Carolinas and around the world. 877.539.9865 PREMIERSOTHEBYSREALTY.COM

Blowing Rock | 828.295.0776 Asheville | 828.277.3238

Charlotte | 704.248.0243

Linville Ridge | 828.898.5151

Banner Elk | 828.898.5022

Lake Norman | 704.727.4170

Uwharrie Lakes | 704.727.4170

Sotheby’s International Realty® and the Sotheby’s International Realty logo are registered service marks used with permission. Each office is independently owned and operated. Equal Housing Opportunity. Property information herein is derived from various sources including, but not limited to, county records and multiple listing services, and may include approximations. All information is deemed accurate.

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