Oakhaven Charlotte, NC | Homes from the upper $300s
Community Features • The Golf Club at Ballantyne nearby offers year-round public course with private-club services • Access to top employers, including Fortune 500 companies • World-class shopping and dining opportunities in a handful of Ballantyne’s sophisticated destination
Quick Move-In Homes HOMESITE #
BED/BATH/ GARAGE
SQ. FT.
SALE PRICE
Franklin A
3
3/3/2
2,482
$396,930
Franklin C
4
3/3/2
2,516
$401,900
Jasper D
13
3/2.5/2
2,429
$429,950
Ellington C
1
4/3/2
3,479
$511,660
Wilmington A
16
5/4/2
4,151
$544,675
PLAN
For more info, please contact: Robin Cash Robin.Cash@CalAtl.com 704.461.1670 Prices, plans and terms are effective on the date of publication and subject to change without notice. Depictions of homes or other features are artist conceptions. Hardscape, landscape and other items shown may be decorator suggestions that are not included in the purchase price and availability may vary. This ad contains general information about new home communities in North Carolina and South Carolina areas and it is not an offer or the solicitation of an offer for the purchase of a new home.This information is not directed to residents of any other state that requires registration or permit issuance prior to the publication of such information. CalAtlantic Mortgage, Inc., NMLS# 203897 holds a North Carolina Mortgage Lender license # L-155709 and branch licenses in ; Morrisville, NC, L-155709-105; Scottsdale, AZ L-155709-104 and two locations in Charlotte, NC, L-155709-102 and L-155709-106. CalAtlantic Mortgage, Inc., NMLS# 203897 holds a South Carolina Mortgage Lender/Servicer license #MLS 203897; Charleston, SC MLB-1020765; Scottsdale, AZ MLB-767026; and two locations in Charlotte, NC, MLB-996700 and MLB-1588642. CACLT417 C
24 solar-ready park-view homes that fit seamlessly into the 73 acre Introducing
environment of Sugaw Creek Park. Just
10 minutes from Center City.
Pre-sales begin March 7th.
Under construction now! Call 704.649.2491 to see this exciting new project.
JOIN US IN CELEBRATING THE GRAND OPENING OF RIDGEWATER
ENJOY A CATERED LUNCH, PRIZES AND MORE AS YOU DISCOVER OUR LATEST, HIGHLY COVETED NEIGHBORHOOD IN SOUTHWEST CHARLOTTE Located adjacent to The Palisades and conveniently located near Steele Creek, Fort Mill and Lake Wylie, Ridgewater offers our Trademark series Single Family Homes with the thoughtful architectural detail and superior finishes you've come to expect from a Mattamy home. This stunning wooded community is designed to be your perfect urban retreat.
WHEN: March 10th, 2018 12:00 pm – 4:00 pm
LOCATION: 18101 Bankhead Road, Charlotte, NC 28278
RSVP to Katie Whittie (980) 285-2254 Whittie.KatieF@mattamycorp.com
At Ridgewater, you’ll enjoy: • 3-5 Bedroom Homes starting from the mid $200s • 2,100-3,000+ sq. ft. • Superior build quality that meets Energy Star standards, saving up to 30% on utility bills Join us for the grand opening and a chance to win a Spa and Golf Package to the Ballantyne Resort. We look forward to having you come explore all that Ridgewater has to offer. All illustrations are artist’s concept. All dimensions are approximate. Prices, specifications, terms and conditions subject to change without notice. Please see a new home counselor for details. E.&O.E. #47525
AT THE HEART OF DILWORTH
FEATURED LISTING • Quintessential Dilworth Charm • Walking distance to South End & Center City • Residential Solar Panel System
808 Brookside Avenue $699,000 3 Beds & 2 Full Baths + Sunroom + Flex Space • Built in 1910; Renovated in 2007 • 2,100 SqFt • Vaulted ceilings • Beautifully designed backyard • Basement with 1,400+ SqFt of usable storage space
THINKING OF SELLING? Elizabeth Phares Allen Tate – Center City Office 704.651.8562 elizabeth.phares@allentate.com allentate.com/ElizabethPhares
Dilworth resident since 2000. Consistent branch leader in listings closed. Specializing in the urban real estate market since 2001.
Center City Office: Center City • Dilworth •Plaza Midwood • Elizabeth Wesley Heights • South End • Wilmore • Myers Park
233 North Tryon Street Charlotte, NC 28202
$275,000,000 Cindy Barnes Over in career sales (704) 367-7203
Executive home w/trendy updates & great floor plan. Highway 51 area; close to everything! 8700 Brownes Pond Ln - MLS# 3362520 - $675,000
Ronda Avenue
Lake Wylie craftsman w/harbor access & resort-style amenities + affordable price! Spacious 5 bdrm, 5BA home meets every need. 5349 Casper Drive - MLS# 3364476 - $525,000
UNDER CONTRACT
UNDER CONTRACT
MLS# 3264020
$85,000 Builder opportunity in popular
Stonehaven! Large lot, ideal for basement
Gracious Southpark home w/stylish updates! Kitchen w/modern finishes. Complete MBA reno. Beautiful outdoor space. 6624 Wynfaire Lane - MLS# 3352004 - $825,000
Dilworth charmer w/loads of detail plus updates galore! Large, fenced yard & garage. Few blocks from light rail. 2009 Victorian Place - MLS# 3350280 - $600,000
Considering downsizing? Overwhelmed? If you need a place to start, call me for a practical, step-by-step approach.
HAND IT OVER Cindy.Barnes@allentate.com
jane anne mcde rmot t OPEN HOUSE | Sunday, March 4th | 3-5 pm
BROKER / REALTOR ®
704-651-9690
D I LW O R T H | 8 0 9 B e r k e l e y av e . 5 B R | 4 . 1 B A | 4 , 4 2 4 S Q . F T. | $ 1 , 4 2 5 , 0 0 0 Grand, historic Dilworth home in premier location. Gracious foyer leads to large, light-filled formal areas. Chef’s kitchen with double ovens, warming drawer, teak island and soapstone countertops. Large landing and 4 bedrooms on 2nd floor. The 3rd floor features heart of pine floors, den/playroom, a 5th bedroom and full bath. The two car garage with attached artist’s studio not included in square footage. Back porch and patio overlook perennial gardens. Irrigation and security systems.
janeanne@hmproperties.com HMPROPERTIES.COM
FEATURED HOME
JUST LISTED
UNDER CONTRACT
CRAFTSMAN HOME DILWORTH ~ 2321 WINTHROP AVENUE
UNDER CONTRACT
CRAFTSMAN HOME DILWORTH ~ 663 DOROTHY DRIVE
LIBBY GONYEA BROKER 704.975.8513 LGonyea@HelenAdamsRealty.com
5BD, 3.5BA | 3,379 SQFT | $1.1M
Experience, Dedication & Professionalism
DILWORTH ~ 612 OLMSTED PARK PLACE MLS# 3350212 | 3BD, 3BA, 1,699 SQFT | $575K
D RE
ME HO
TU EA
F
DILWORTH | 748 IDEAL WAY
4BD | 4 FULL & 1 HALF BA | 5,524 SQFT
MLS# 3363083 | $1.395M
LAUREN PONDER DAYTON REALTOR® 704.804.0223 LDayton@helenadamsrealty.com
An Unparalleled Level of Service & Attention
DILWORTH: 823 LEXINGTON AVENUE | $1,095,000
DILWORTH: 1314 LAFAYETTE AVENUE | $955,000
Don’t miss this fully renovated 4 bedroom/3 bath bungalow with nice flat yard & garage! Open House Saturday 1pm-3pm
Beautifully updated, sprawling one-level home with split floor plan and more than 3,100 square feet of space.
SARAH CRAFT CURME REALTOR® | BROKER 704.578.7011 scurme@dickensmitchener.com Contact Dilworth resident & neighborhood expert Sarah Curme for all your real estate needs today!
Bonnie Papandrea 704.756.8071 ~ Bonnie@TeamPHomes.com
Daniel Papandrea 704.904.5334 ~ Daniel@TeamPHomes.com
TeamPHomes.com
Wilkinson ERA Real Estate Waxhaw ~ 3000 Rocky Hollow Drive ED ! IC LL PR SE TO
MLS# 3321381 | 5,598 SqFt | $839,900 5 BD, 4 Full & 2 Half Baths | .71 Acres
Uptown Condo ~ 222 S. Caldwell St Dilworth ~ 1100 Metropolitan Ave R T DE AC UN TR N CO
MLS# 3262082
$725,000
Lansdowne ~ 6418 Sardis Rd
MLS# 3353718
$329,900
Mill Bridge ~ 1733 Ridge Haven Rd LY NT ED E C C U RE ED R
MLS# 3327401
$499,900
MLS# 3282174
$390,000
Terry McDonald
Bobby McDonald
704.390.6221
704.351.0987
Terry@McDonaldGroupCharlotte.com
Bobby@McDonaldGroupCharlotte.com
www.McDonaldGroupCharlotte.com
Like New Craftsman Home in Dilworth ~ 2328 Springdale Avenue se ou M H P en -3 Op AT 1 S
Dilworth’s Favorite Street for the Front Porch Lifestyle ly nt ce ced e u R d Re
We are real estate. N LITA
ME
ED TUR A E F
HO
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Harper Fox
RealtorÂŽ, Broker 704.804.0101 Harper.Fox@allentate.com
O ETR
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We are community.
LET YOUR IDEAS GROW
FEB. 23–25 & MAR. 2–4 FEATURING GET ADVICE ON ALL THINGS OUTDOORS TO INSPIRE YOUR NEXT PROJECT WITH MATT BLASHAW OF DIY NETWORK’S YARD CRASHERS MAR. 2-4.
TOUR UNIQUE OUTDOOR LIVING SPACES IN THE CIRCULAR BLUE RIDGE YURT & HIGH FLYING TREEHOUSE BUILT BY BEANSTALK BUILDERS.
EXPLORE THE BELGARD GARDENS FILLED WITH GORGEOUS GREENERY, BEAUTIFUL FLORALS & UNIQUE LANDSCAPING INSPIRED BY THIS YEAR’S NEW SOUTH DESIGN THEME.
THE PARK EXPO & CONFERENCE CENTER
GOING ON NOW! FIND FRESH IDEAS FROM MORE THAN 250 EXPERTS IN LANDSCAPING, REMODELING, KITCHEN & BATH, WINDOWS, FLOORING & MORE! SATISFACTION GUARANTEED – OR THE PRICE OF ADMISSION IS ON US! TEACHER APPRECIATION DAY: FRI., MAR. 2 ALL EDUCATORS RECEIVE FREE ADMISSION WITH VALID SCHOOL ID. SPONSORED BY:
BUY ONLINE $
& SAVE 2 VALID ON ADULT ADMISSION ONLY.
TOUR BREATHTAKING IKEBANA FLOWER & BONSAI DISPLAYS UP-CLOSE AND BRING YOUR QUESTIONS FOR EXPERTS FROM BOTH BONSAI SOCIETY OF THE CAROLINAS & IKEBANA INTERNATIONAL!
C O U R T E SY O F MEDIA SPONSOR: DISCOUNT TICKETS AVA I L A B L E AT H A R R I S T E E T E R S TO R E S W I T H VIC CARD
CharlotteSpringHomeandGardenShow.com
Mortgage Guide Institution
30 yr APR
The Charlotte Observer
30 yr Fixed
4.023% APR
4.132% APR
Points
Fees
% Down
APR
15 Yr Fixed 3.500
0.000
$0
5% 3.526
Points: 0.000
7/1 Arm
0.000
$0
5% 3.513
Fees: $0
LOCAL IN CHARLOTTE FOR 30 YEARS! OPEN SATURDAYS! A+ BBB RATING!
% Down: 5%
FREE FLOATDOWN IF RATES DROP! ZERO CLOSING COST OPTIONS!
3.500
Phone Number / Website
NMLS # / License #
NMLS #: 115183
704-529-1233
LIC# 103395
www.bestratemtg.com
Rate: 4.125
15 yr ^xed
3.625
0.000
$295
20% 3.650
Points: 0.000
7/1 yr Arm
3.750
0.250
$975
20% 3.757
704-412-9131
Fees: $295
30 yr jumbo 4.000
0.000
$975
20% 4.027
www.mecklenburgmortgage.com
% Down: 75%
Free Prequali^cation Letters and Rate Quotes 7 days a week
30yr Fixed
Mecklenburg Mortgage
Rate
Rate: 4.000
30yr Fixed
Best Rate Mortgage
Product
NMLS #: 1190352 LIC# 161067
TO PARTICIPATE IN THIS FEATURE, CALL SALES DEPARTMENT @ 773-320-8492
Savings Update
Do I have to buy private mortgage insurance? By Sabrina Karl Usually when we buy insurance, we’re protecting ourselves against an otherwise devastating financial loss, such as the cost to replace a home or vehicle, or the cost of medical bills should we become seriously ill or injured. But for homeowners buying private mortgage insurance, it’s not about protecting yourself.
Private mortgage insurance is most commonly handled as a monthly premium bundled with the mortgage payment. However, some lenders offer an option to pay for PMI in one lump sum at closing, or in a combination of upfront and monthly payments.
PMI costs vary based on two main factors: the borrower’s credit rating and the Often called PMI, private mortgage insurance is actually an insurance policy amount of their down payment. Costs typically range from 0.5% to 1.0% of the for mortgage lenders, even though homeowners pay the premium. It finan- original loan amount per year. So for a $200,000 mortgage, PMI would likely cially protects the lender from losing money should the homeowner default on cost $1,000 to $2,000 annually, or $83.33 to $166.66 a month. their mortgage. And for certain homebuyers, it’s not optional. To avoid this monthly add-on, some homebuyers will save longer before buyAny buyer who takes out a conventional mortgage with a down payment of ing so they can swing a 20 percent down payment, while others opt for FHA or less than 20 percent is required to hold PMI. That’s because mortgage statis- other non-conventional mortgages that don’t require PMI. But these mortgagtics show that the less equity a homeowner has in their property, the higher es can carry higher rates, and waiting to purchase isn’t always desirable. So their risk of default. Once equity surpasses 20 percent, the risk of foreclosure PMI offers homebuyers an option that they can weigh against the alternatives. drops significantly. Rate Criteria: The rates and annual percentage rate (APR) are effective as of 2/27/18. All rates, fees and other information are subject to change without notice. RateSeeker, LLC. does not guarantee the accuracy of the information appearing above or the availability of rates and fees in this table. The institutions appearing in this table pay a fee to appear in this table. Annual percentage rates (APRs) are based on fully indexed rates for adjustable rate mortgages (ARMs). The APR on your specific loan may differ from the sample used. All rates are quoted on a minimum FICO score of 740. Conventional loans are based on loan amounts of $165,000. Jumbo loans are based on loan amounts of $453,101. Lock Days: 30-60. Points quoted include discount and/or origination. Payments do not include amounts for taxes and insurance. The APR may increase after consummation and may vary. FHA Mortgages include both UFMIP and MIP fees based on a loan amount of $165,000 with 5% down payment. Points quoted include discount and/or origination. Fees reflect charges relative to the APR. If your down payment is less than 20% of the home’s value, you will be subject to private mortgage insurance, or PMI. VA Mortgages include funding fees based on a loan amount of $165,000 with 5% down payment. If your down payment is less than 20% of the home’s value, you will be subject to private mortgage insurance, or PMI. “Call for Rates” means actual rates were not available at press time. To access the NMLS Consumer Access website, please visit www.nmlsconsumeraccess.org. To appear in this table, call 773-320-8492.
UGLY COUNTERTOPS?
ir We Repa h is n & Refior Less! in 2 Days
BEFORE
AFTER Beautiful color change!
THOUSANDS LESS than replacement
$
45 OFF
A complete countertop refinishing job (30 sq.ft. min.). One coupon per project. Through 4/30/18. Cannot be combined with any other offers.
We also repair & refinish your: • Bathtubs & Tile surrounds • Tile Showers & Walls • Fiberglass Tubs & Showers
Valid only at participating locations. Each Miracle Method franchise independently owned and operated.
Make an appointment and come visit our showroom 4301-R Stuart Andrew Blvd Charlotte, NC 28217
704-533-9233
See more photos at: www.miraclemethod.com/charlotte
Custom Homes on your Homesite from $300K to over $2 million SheaCustom.com | 704.602.3333 We offer: Custom homes on your homesite Homesite preparation and/or demo of existing home State-of-the-art Design Studio provides thousands of on-trend options Home Warranty Use your plan or start with one of ours
CUSTOM TO BUILD
OPEN HOUSE SAT 2-4
13424 SAGE THRASHER Time to build your dream estate on 9.4 waterfront acres on Lake Wylie in The Sanctuary. Impressive architectural features. or pick another plan or just buy the lot! $2,121,450
845 TIMBER CREEK DR. In The Timbers, Clover Schools! Fabulous ranch on 1 acre, granite counters, super owner’s retreat just 30 min f/Charlotte $289,000
5587 RIVERFRONT RD. LAKE WYLIE Let Six King build this waterfront cottage with dock for you and customize it the way you want! Or pick another plan. $620,000
106 MARIETTA Own One of Clover’s well preserved estates! This 2881 HSF brick beauty welcomes you in with her southern front porch! $275,000
228 WHITE PINE RD. Discover Lake Wateree SC just 1 hr. f/ Charlotte. Custom built 3 BR cottage on 2.2 acres with Dock. Breathtaking! $400,000
2970 LOCUST HILL RD, YORK SC Escape to this 16.5 acre unique farm with 2 ponds, huge barn/workshop, detached garage and three story brick home with lots of upgrades. $315,000
OPEN HOUSE SAT 2-4 PM
Robin Knows Dirt
• 1581 Dan Sexton, Sharon Go Country on 94.3 rolling acres w/amazing views, several homesites $265,000 • 660 Briarwood in Lake Wylie’s Clarendon Estates & Clover Schools 1 AC lot $49,000 • 208 Highland Forest Dr. in Clover’s Patrick Place .53 AC $47,000 • Georgeous waterfront 2.83 acre lot Mountain Lakes in Chester $45,000 • Gorgeous pasture land Charlotte Hwy York - 9 acres $162,000 • Rambler Ln Blacksburg 10 building lots, all wooded 1-2 acres between Charlotte and Spartanburg close to I-85 $13,000 each • 5975 Morningstar 4.5 acres in Lake Wylie’s Cook’s Cove $65,000 • Ft. Lawn 2 lots in Carobrook subdivision $7,000 each WOW! • 1123 Pine Knot, Clover Great Building .8 Acre lot $23,000 • 1133 Hidden Brook Dr, Clover Ridgewood Subdivision .76 Acre lot $19,000 • 8.49 Acres River Drive, Gaffney, multiple homesites, close to I-85 $40,000
It’s time for Spring Cleaning! Donate your items!
1907 KAILUA CIRCLE Tega Cay waterfront ranch with full basement, dock, Views from every room New kitchen! $500,000
7705 RIVER RD, INDIAN LAND SC Brick home on 2 acre corner lot has 3 bd and 2 updated baths. Updated kitchen w/ custom cabinets, ss appliances & granite counter tops. 2 car over sized garage $300,000
WATCH VIDEOS FOR ALL THESE HOMES ON
Buying new
IT’S ALL ABOUT YOU You and your family are one of a kind. Your new home should reUect that— built your way in exactly your style. Pick your builder. Select your design. Uniquely yours, MillBridge welcomes originality. • 9,000 SF Community House • Junior Olympic Pool
• Movie Theatre Room • Outdoor Airnasium
• Parks and Trails • Fitness Complex
OPEN HOUSE & SEMINARS MARCH 3, 10, 17 Opportunity to win a $50 Lowe’s Gift Card
it’s at New homes from the $280s - $600s 15 minutes from the Ballantyne area and I-485 Check in at 1401 MillBridge Parkway, Waxhaw, NC 28173 www.millbridge-nc.com/buyingnew ©2018 WSLD MillBridge, VI, LLC. Equal Housing Opportunity. The amenities and features described and depicted herein are based upon current development plans, which are subject to change without notice. Actual development may not be as currently proposed. References to housing products, builders and prices are subject to change without notice as well.
E US 3PM O H 1 N N PE SU O & T SA
WINDING BROOK ~ 3900 SHARON VIEW ROAD 5BD, 3.5BA | 4,597 SF | $799,000 | MLS# 3301900
TRACY KEPLEY NC REALTOR®
704.650.1702
O 60%
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LAM
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ET - HARD RP
D OO W
ALL CA
TKepley@HelenAdamsRealty.com TracyKepley.HelenAdamsRealty.com
E - VINY
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SCHEDULE A FREE IN HOME APPOINTMENT TODAY! 877-50-FLOOR www.50FLOOR.com
GET AN ADDITIONAL
$100 DOLLARS WHEN YOU USE PROMO CODE: Charlotte Observer 60% OFF ALL CARPET, HARDWOOD, LAMINATE, VINYL AND TILE Some restrictions may apply, please check website for details. Expires 2/28/2018
LIVE HERITAGE
Asheville, North Carolina | premiersir.com/id/3361468 | 828.277.3238
The location, the style, the feeling you get when you walk through the door – every aspect of your home should be a reflection of who you are, where you’ve been and the life you aspire to live. Your best life begins with a home that inspires you. Call us today and let us find your inspiration. 877.539.9865
PremierSothebysRealty.com
Sotheby’s International Realty® and the Sotheby’s International Realty logo are registered service marks used with permission. Each office is independently owned and operated. Equal Housing Opportunity. Property information herein is derived from various sources including, but not limited to, county records and multiple listing services, and may include approximations. All information is deemed accurate.