Fahrenheit’s breathtaking views of the Charlotte skyline and award-winning cuisine provide the perfect venue for weddings, corporate or cultural events, special occasions and celebrations.
www.chefroccowhalen.com | 980.237.6718
Located at 222 South Caldwell Street, 21st Floor, Charlotte, NC
CELEBRATE CELEBRATE Celebrate the New Year in Your New CalAtlantic Home The Gardens - Highcliff at Palisades | Charlotte, NC Ranch Home Designs with Fully Maintained Yards in a Resort-Style Community
Quick Move-in Homes HOMESITE #
BED/BATH/ GARAGE
SQ. FT.
SALE PRICE
Cassidy A
117
3/3/2
2,172
$429,380
Harrison D
116
3/3/2
2,725
$438,085
Dixon C
118
4/3/2
3,106
$439,440
Greyson C
104
3/3/2
2,995
$490,035
Riley C
105
3/4/2
3,347
$526,460
PLAN
Features • Brand new ranch home designs with fully maintained yards • Located in the master-planned community of Palisades • Private Residents’ Club featuring swim, fitness center, tot lot and sport courts • Select homesites will be located along the Jack Nicklaus designed Palisades golf course
For more info, please contact: CalAtlanticHomes.com
Audrey Riddick | Audrey.Riddick@CalAtl.com Phone: 704-706-9062
Grand Opening
BONUS FREE Refrigerator and Whole House Blinds**
Model Grand Opening GREENBRIER | WAXHAW Saturday,
January 20th 11:00 3:00 Greenbrier
Be among the first to tour our stunning model home in Century’s newest community, Greenbrier. Food, freebies* and fabulous homes will be front and center... join us for the fun! Tour Our Three-story Model Home Tour Community Quick Move-In Homes Enjoy Complimentary Refreshments Register for Giveaways* Sponsored by
*Need not be present to win, no purchase necessary. One entry per household. Employees and affiliates of Century Communities not eligible. Prizes and values subject to change. Winners selected by random drawing by Century associate on January 21, 2018. Winners to be notified via phone. **To be eligible for incentive, contract must be written by January 31, 2018 and must use builder’s preferred lender and closing attorney. Whirlpool Refrigerator model # SP-WRS325FDAM and 2 in faux wood blinds included in incentive. May affect maximum financing. See sales consultant for full details.
1312 Oakhurst Drive | Waxhaw 704.912.1404 | Model Open Daily CenturyCommunities.com/NorthCarolina
UPTOWN | 7 01 N CHURCH STREET UNIT 1 | 4 TH WARD
CHARLIE WILLIAMS Broker Associate Charlie.Williams@premiersir.com dwellnova.com
704.737.7741
3D TOUR: 701CHURCHST.COM ROOFTOP TERRACE - ELEVATOR 3BD | 3 FULL & 2 HALF BA | 2,417 SQFT | $750K
Bonnie Papandrea 704.756.8071 ~ Bonnie@TeamPHomes.com
Daniel Papandrea 704.904.5334 ~ Daniel@TeamPHomes.com
TeamPHomes.com
Wilkinson ERA Real Estate Waxhaw ~ 3000 Rocky Hollow Dr Carmel CC ~ 5531 Challis View Ln E US M HO2-4P EN1/6 OPAT S
MLS# 3321381
MLS# 3301959
$850,000
$699,900
Lansdowne ~ 6418 Sardis Rd
Indian Land ~ 4233 Lois Ln E US PM O 4 H 2EN1/21 P O N SU
MLS# 3327401
MLS# 3331731
$499,900
$314,750
Mill Bridge ~ 1733 Ridge Haven Rd Full Brick Ranch ~ 823 Mansfield Ave
MLS# 3282174
MLS# 3277578
$399,900
$399,000
Uptown Living ~ 1815 Fleetwood Dr Fort Mill Schools ~ 129 Creekside Dr
ld o s MLS# 3309567
MLS# 3317394
$379,000
$285,000
Serving Downtown Charlotte’s Condo Market Fourth Ward | Featured Home
Fourth Ward | Under Contract
Myers Park | Mid-Century Modern Midrise
MLS# 3322845 | 405 W 7th St #412 | 2Bd, 2Ba | 1,168Sqft | $325K
MLS# 3300490 | 401 N Church St 208 | 2Bd, 2Ba 1,391Sqft | $425K
MLS# 3341422 | 1300 Queens Rd #403 | 3Bd, 2.5Ba | 2,062Sqft | $319K
Dennis Marsoun Broker / Owner
704.236.7119 Dennis@236-7119.com
ChurchStreetRealty.com
512 N Church Street | Fourth Ward 550-Bottle Wine Closet - Oversized Balcony MLS# 3338199 3BD | 3BA 1,996SQFT | $619,000 A member of the franchise system of BHH Af6liates, LLC
Kristen Dibble BROKER/REALTOR®
Kristen.Dibble@bhhscarolinas.com
704.806.6543
www.CharlotteLivingNow.com
Chestnut at Blowing Rock 364 Chestnut Drive, Blowing Rock, NC 28605 chestnutatblowingrock.com Ashley Hutchens and Jerry Hutchens 828.964.5438 ashley.hutchens@premiersir.com jerry.hutchens@premiersir.com
LOCATED ON THE BLUE RIDGE PARKWAY atop the Eastern Continental Divide in the idyllic village of Blowing Rock, North Carolina awaits Chestnut at Blowing Rock – a private enclave of 23 single-story luxury residences surrounded by lush natural scenery, unmatched views and modern conveniences. Redefining luxury living, Chestnut at Blowing Rock features open and airy living spaces, natural finishes and towering windows designed to showcase breathtaking vistas of Moses Cone Memorial Park and Grandfather Mountain State Park. The quaint and charming shops and restaurants of Main Street are steps from your door. Discover elegant living in a casual setting at Chestnut at Blowing Rock.
Sotheby’s International Realty® and the Sotheby’s International Realty logo are registered service marks used with permission. Each office is independently owned and operated.
UNMATCHED VIEWS. UNPARALELLED LIFESTYLE. Chestnut at Blowing Rock features open and airy living spaces, natural finishes and towering windows designed to showcase breathtaking vistas.
$275,000,000 Cindy Barnes Over in career sales (704) 367-7203
Picture Your Home Sold Here! New construction! Great Arboretum location w/ lake views! Beautiful finishes. Top Schools. 9121 Kristen Lake Ct. - MLS# 3345731 - $800,000
UNDER CONTRACT
Ronda Avenue MLS# 3264020
Don’t miss this one! Adorable Cotswold home with terrific updates, great style & a 2-car garage. 1103 Hulston Court - MLS# 3337344 - $425,000
$100,000 Builder opportunity in popular Stonehaven! Large lot, ideal for basement
Considering downsizing? Overwhelmed? If you need a place to start, call me for a practical, step-by-step approach.
HAND IT OVER Cindy.Barnes@allentate.com
C H A R L O T T E
home design - dedicated to showcasing charlotte’s distinctive homes -
Upcoming Issue Focus Calendar JANUARY
SAT 6
UPTOWN CHARLOTTE
13
TEGA CAY, SC
20
SOUTHPARK
27
CRAFTSMAN STYLE HOMES
SAT 3
FEBRUARY PROVIDENCE ROAD
10
DENVER
17
PLAZA MIDWOOD - NODA
24
EUROPEAN INSPIRED HOMES
SAT 3 10 17 24 31
MARCH DILWORTH MOORESVILLE FORT MILL, SC ELEGANT ESTATES HILTON HEAD, SC
C H A R L O T T E
home design - dedicated to showcasing charlotte’s distinctive homes -
Charlotte’s Premier Real Estate Publication Viewed by 339,500 Readers Weekly! For more information & advertising options, contact Buck Brice (704) 358-5454 BBrice@CharlotteObserver.com
CUSTOM TO BUILD
OPEN HOUSE 2-4 SATURDAY
Robin Knows Dirt • 1581 Dan Sexton, Sharon Go Country on 94.3 rolling acres w/amazing views, several homesites $265,000 • 660 Briarwood in Lake Wylie’s Clarendon Estates & Clover Schools 1 AC lot $49,000
13424 SAGE THRASHER Time to build your dream estate on 9.4 waterfront acres on Lake Wylie in The Sanctuary. Impressive architectural features. $2,121,450
OPEN HOUSE
THESE ARE THE LAST ONES! EXQUISITE UPGRADES OF WOOD, TILE, GRANITE, TRIM WORK 3113 GLENMOOR $300,000 3121 GLENMOOR $305,000
OPEN HOUSE 2-4 SATURDAY
• 208 Highland Forest Dr. in Clover’s Patrick Place .53 AC $47,000 • Georgeous waterfront 2.83 acre lot Mountain Lakes in Chester $45,000 • Gorgeous pasture land Charlotte Hwy York - 9 acres $162,000
106 MARIETTA 923 HIGH ROCK POINTE Welcome to The Hylands, a small private neighborhood Own One of Clover’s well preserved estates! in the Clover School district. Nestled on 1.4 secluded This 2881 HSF brick beauty welcomes you in with her southern front porch! acres at the end of a cul-de-sac. 3 bedroom 2 baths $279,000 with bonus room. $295,000
• Rambler Ln Blacksburg 10 building lots, all wooded 1-2 acres between Charlotte and Spartanburg close to I-85 $13,000 each • 5975 Morningstar 4.5 acres in Lake Wylie’s Cook’s Cove $65,000 • Ft. Lawn 2 lots in Carobrook subdivision $7,000 each WOW!
OPEN HOUSE 2-4 SATURDAY
228 WHITE PINE RD. Discover Lake Wateree SC just 1 hr. f/ Charlotte. Custom built 3 BR cottage on 2.2 acres with Dock. Breathtaking! $400,000
1608 BELEEK RIDGE In Lake Wylie’s Mill Creek Falls. Gorgeous ranch w/bonus, exquisite details $265,000
OPEN HOUSE 2-4 SATURDAY
1907 KAILUA CIRCLE Tega Cay waterfront ranch with full basement, dock, Views from every room New kitchen! $500,000
116 MARION ST. Clover historic 1927 brick Craftsman Cottage 3BR/2Bath Charming accents $185,000
105 WATER WAY, LAKE WYLIE Completely renovated 4BR on 2 acres. Stunning custom kitchen with butcher block counters, new paint, new flooring. $165,000
JOIN US Sunday Feb 4th for The Haven Men’s Shelter 11th annual Souper Bowl Fundraiser. Food, drinks, fun Buy your tickets at www.thehavenmenshelter.org
WATCH VIDEOS FOR ALL THESE HOMES ON
UGLY COUNTERTOPS?
ir We Repa h is n fi e & R or Less! in 2 Days
BEFORE
AFTER Beautiful color change!
THOUSANDS LESS than replacement
$
45 OFF
A complete countertop refinishing job (30 sq.ft. min.). One coupon per project. Through 2/28/18 cannot be combined with any other offers.
We also repair & refinish your: • Bathtubs & Tile surrounds • Tile Showers & Walls • Fiberglass Tubs & Showers
Valid only at participating locations. Each Miracle Method franchise independently owned and operated.
Make an appointment and come visit our showroom 4301-R Stuart Andrew Blvd Charlotte, NC 28217
704-533-9233
See more photos at: www.miraclemethod.com/charlotte
Classifieds The Place to Sell and Buy, To Find Jobs, Cars, Real Estate & More!
704-358-5555 www.charlotteobserver.com South Meck
Farms/Acreage
Real Estate Reader Notice - All Real Estate advertised herin is subject to the Federal Fair Housing Act which makes it illegal to indicate any preference, limitation or discrimination based on race, color, religion, sex, handicap, familial status or national origin, or an intention to make any such preference, limitation or discrimination. We will not knowingly accept any advertising for Real Estate which is in violation of this law. All persons are hereby informed that all dwelling advertised are available on an equal opportunity basis. If you believe that you may have been discriminated against in connection with the sale, rental or financing of housing, call: The United States Department of Housing and Urban Development (HUD) at 1-800-669-9777.
Lancaster — Sale INDIAN Land SC TREETOPS . Akron Model. 2 beddroom 2bath, den, porches, 1677 sqft. all upgrades, many amenities $289,000 330-962-2578
Lots for Sale MANY LOTS for mobile or modular homes. Some with well & septic. Low DR, EZ terms. Any Size. Bryant Realty 704-567-9836. www.bryantrealty.org
Lake Property for Sale 2 mi. view of LKN, from a quiet, dead end cove, close to Publix & dining, 0.58 ac, 90 ft waterfront, fenced yd, pier, 3Br/1.5ba, $589k, no agents. 704-742-6668
Mountain Property for Sale FSBO Beech Mountain Lots $10,000$55,000. Estate Sale - 45 Beech Mountain Lots $750,000. Club Memberships Available. Call 843-651-4545
Vacation Property for Sale HISTORIC MTN LODGE ON 23 ACRES 6 BR 5BA lodge on 29 acres with river frontage and trout ponds. Built by Southern Railway execs in the 30’s. Fully updated and all furnishings convey. Great family retreat or event venue. minutes to I-40 and Black Mtn. www.retreatrealty.net $999,900 john@retreatrealty.net 828773-8090
GRT LOCATION HOME FOR RENT Culde-sac, Non-smoking, 3BR, 2 BA w/loft, all kitchen appl/WD hookup, garage $1400/mo. + dep. Pets inquire. Dgrotsky@carolina.rr.com 704-560-2453
Apartments for Rent AFFORDABLE APARTMENTS 2 & 3 Bedrooms starting @ $ 695/mo. Hardwoods, central air, appls, W/D hookup, ceiling fans, gas heat. 2814 Marlowe Ave. 704-393-8047
Rooms for Rent
MIN FARM, build new home+barn here, 4.2 acres, spring-fed creek under old growth oaks, rolling pasture, $47,900 financing available 704-535-4159
Commercial Real Estate for Rent/Lease
GARDENING. Easy to navigate. charlotteobserver.com
You want to know.
Lake Norman Exit 28 Office space, high exposure, 1600sq ft+, new paint, new interior, new carpet. - $1,600/mo, LKN Realty First 704-578-9610
AFFORD WEEKLY Rental $199+ tax Micro/Fridge, 70+ Channels Fast WiFi, Mrng. Coffee, Maid/Linens Self Laundry Royalinncharlotte.com Bus Rt. 5 (Sprinter)*Call: 704-394-1819 ROOM FOR RENT $100/WK Off Morehead, furnished, incl all utils/cable/washerdryer. On bus line, shared kit/bath. Inc/ background ck. Quiet.704-840-5372
Roommate Wanted AREA 3 Room to Share $450 + Dep. 704-536-3813
HOME TO SHARE Beaut Furn. Room. Nice Location. TV/Cable, Internet. Private BA. All included 704.756.7002 MOVE IN Today - Roommate Wanted. On Busline. $450/mo. 704-309-0202
QUIET CLEAN ROOM. Cable. Washer/Dryer. Kitchen privileges. $125 per week. 704.891.1670
Manufactured Homes for Rent CONCORD 2BR, 2BA, LG FAM RM & KIT. VERY CLEAN & MODERN. QUITE AREA. $690 rent+ dep. crd/crm ck carolyns343@gmail.com 704-701-6440 FURNISHED MOBILE HOME for rent, no pets, no children, 704-875-6667
MOBILE HOME For Rent, Senior’s Community, 55 yrs & Older, Redecorated, Appl Furnished, Water Furnished, No Pets, No Children 704-301-0588 Or 704-606-3625
Real Estate Wanted SELL YOUR HOUSE FAST! “AS IS” and AT A FAIR PRICE! We buy houses. 704-759-6350
Need a job?
CLASSIFIEDS • 704.377.5555 • 800.532.5348
Mortgage Guide Institution
30 yr APR
3.661%
The Charlotte Observer
30 yr Fixed
APR
3.629% APR
3.647% APR
Fees
% Down
APR
Phone Number / Website
3.500
0.000
$885 5%
3.550
Points: 0.250
15 yr Fixed
3.125
0.000
$885 5%
3.177
910-332-0650
Fees: $855
10 yr Fixed
3.000
0.125
$885 5%
3.093
www.abbaHrst.com
% Down: 5%
Doing business HIS way. No cost option for Conv VA FHA USDA
Rate: 3.625
15 Yr Fixed
3.000 0.000
$0
5%
3.022
Points: 0.000
7/1 Arm
3.000 0.000
$0
5%
3.033
Fees: $0
LOCAL IN CHARLOTTE FOR 30 YEARS! OPEN SATURDAYS! A+ BBB RATING!
% Down: 5%
FREE FLOATDOWN IF RATES DROP! ZERO CLOSING COST OPTIONS!
NMLS # / License #
NMLS# 74184 LIC# 132884
NMLS #: 103395
704-529-1233 www.bestratemtg.com
Rate: 3.625
15 yr fixed
3.000 0.000
$885 20% 3.038
Points: 0.000
7/1 yr Arm
3.125 0.000
$295 20% 3.200
704-412-9131
Fees: $885
30 yr jumbo
3.875 0.000
$295 20% 3.905
www.mecklenburgmortgage.com
% Down: 75%
Free PrequaliHcation Letters and Rate Quotes 7 days a week
30yr Fixed
Mecklenburg Mortgage
Points
20 yr Fixed
30yr Fixed
Best Rate Mortgage
Rate
Rate: 3.625
30yr Fixed
ABBA First Mortgage, Inc.
Product
NMLS #: 1190352 LIC# 161067
Savings Update
How will my CD earnings be taxed? By Sabrina Karl
With the year winding down, the start of tax preparation season is just weeks union applies the interest. Typically, that will mean four quarterly or twelve away. That means employers, banks and investment firms will soon be sending monthly interest payments throughout the year. you (and the IRS) forms indicating what you earned with them during the year. Each institution will then combine all of the interest payments into a lump sum If you owned any certificates of deposit in 2017, you’ll be included in these for the calendar year, and will report this to you on a 1099-INT form. Whether January mailings. That’s because CD earnings are considered “interest the CD is still open or has matured will have no bearing on the tax obligations income”, making them taxable in the same way as interest earned from savings for that year. or money market accounts. One exception is CDs opened within an IRA account. Because the same rules But some savers wonder when CD earnings become a taxable event. Does apply to all IRA investments, interest earned on retirement CDs is not taxable it matter if the interest compounds within the certificate versus being paid to until the funds are dispersed post-retirement. a linked account? Does it depend on when you cash out the CD or when it Whether you own one certificate or a portfolio of dozens, the tax implications of matures? CDs are straightforward, and unfazed by any attempt to strategize your timing. The answer is generally no, none of those things will have an impact on your So invest your CD funds whenever it makes good sense for you, and let your tax liability. Simply put, CD earnings become taxable when the bank or credit bank help you do the simple tax math in January. Rate Criteria: The rates and annual percentage rate (APR) are effective as of 1/2/17. All rates, fees and other information are subject to change without notice. RateSeeker, LLC. does not guarantee the accuracy of the information appearing above or the availability of rates and fees in this table. The institutions appearing in this table pay a fee to appear in this table. Annual percentage rates (APRs) are based on fully indexed rates for adjustable rate mortgages (ARMs). The APR on your specific loan may differ from the sample used. All rates are quoted on a minimum FICO score of 740. Conventional loans are based on loan amounts of $165,000. Jumbo loans are based on loan amounts of $424,101. Lock Days: 30-60. Points quoted include discount and/or origination. Payments do not include amounts for taxes and insurance. The APR may increase after consummation and may vary. FHA Mortgages include both UFMIP and MIP fees based on a loan amount of $165,000 with 5% down payment. Points quoted include discount and/ or origination. Fees reflect charges relative to the APR. If your down payment is less than 20% of the home’s value, you will be subject to private mortgage insurance, or PMI. VA Mortgages include funding fees based on a loan amount of $165,000 with 5% down payment. If your down payment is less than 20% of the home’s value, you will be subject to private mortgage insurance, or PMI. “Call for Rates” means actual rates were not available at press time. To access the NMLS Consumer Access website, please visit www.nmlsconsumeraccess.org. To appear in this table, call 773-320-8492.
LIVE BRIGHT
Charlotte, North Carolina | premiersir.com/id/3346307 | 704.248.0243
The location, the style, the feeling you get when you walk through the door – every aspect of your home should be a reflection of who you are, where you’ve been and the life you aspire to live. Your best life begins with a home that inspires you. Call us today and let us find your inspiration. 877.539.9865
PremierSothebysRealty.com
Sotheby’s International Realty® and the Sotheby’s International Realty logo are registered service marks used with permission. Each office is independently owned and operated. Equal Housing Opportunity. Property information herein is derived from various sources including, but not limited to, county records and multiple listing services, and may include approximations. All information is deemed accurate.