Jan Natio . 27 n –Fe al Sal e b. 1 9 | s Eve Vis nt it to day !
Now OPEN! Two collections of luxury single-family homes in Indian Land, South Carolina
• On-site Clubhouse & Amenity Center with outdoor gathering area, pool and state-of-the-art fitness center. • Two collections of single-family homes including ranch-style and two-story floor plans with 11 stunning home designs ranging from 2,225 to 3,806+ square feet. • Easy commuting access in highly-desirable Lancaster County, located just 15 minutes from Ballantyne and South Charlotte. • Lower Lancaster County taxes and excellent Lancaster County schools. • A nature lover’s paradise with all the conveniences of a big city close at hand.
For more information and directions, visit TollBrothers.com/BentCreek or call 803-938-8655 1045 Chippenham Avenue | Indian Land, SC 29720 Open Sun.–Mon. 1 pm–6 pm, Tues.–Sat. 10 am–6 pm. Brokers welcome. Homes available nationwide. Prices subject to change without notice. Photos are images only and should not be relied upon to confirm applicable features. This is not an offering where prohibited by law.
CELEBRATE CELEBRATE Celebrate the New Year in Your New CalAtlantic Home Villages of Denver | Denver, NC | from the $200s Historic Denver, NC, features quaint shops, great restaurants, and family events.
Quick Move-in Homes PLAN
HOMESITE #
BED/BATH/ GARAGE
SQ. FT.
SALE PRICE
Chesapeake A
291
3/2.5/2
2,172
$279,890
Franklin C
249
3/2.5/2
2,516
$319,800
Ingleton J
238
4/3.5/2
2,663
$345,955
Landrum N
269
5/4/2
3,427
$355,425
Features • Nearby Lake Norman offers abundant recreation, including hiking, fishing, boating, swimming, and camping • Easy access to Hwy 16 and Hwy 73 for convenient connection to I-485 and Charlotte’s abundant opportunities • Students attend excellent Lincoln County schools, including East Lincoln High School, just minutes away
For more info, please contact: CalAtlanticHomes.com
Cha Barefield | Cha.Barefield@CalAtl.com Phone: 704-966-1801
UGLY COUNTERTOPS?
ir We Repa h is n fi e R & ys or Less! in 2 Da
BEFORE
AFTER Beautiful color change!
THOUSANDS LESS than replacement
$
45 OFF
A complete countertop refinishing job (30 sq.ft. min.). One coupon per project. Through 3/31/18. Cannot be combined with any other offers.
We also repair & refinish your: • Bathtubs & Tile surrounds • Tile Showers & Walls • Fiberglass Tubs & Showers
Valid only at participating locations. Each Miracle Method franchise independently owned and operated.
Make an appointment and come visit our showroom 4301-R Stuart Andrew Blvd Charlotte, NC 28217
704-533-9233
See more photos at: www.miraclemethod.com/charlotte
Chestnut at Blowing Rock 364 Chestnut Drive, Blowing Rock, NC 28605 chestnutatblowingrock.com Ashley Hutchens and Jerry Hutchens 828.964.5438 ashley.hutchens@premiersir.com jerry.hutchens@premiersir.com
LOCATED ON THE BLUE RIDGE PARKWAY atop the Eastern Continental Divide in the idyllic village of Blowing Rock, North Carolina awaits Chestnut at Blowing Rock – a private enclave of 23 single-story luxury residences surrounded by lush natural scenery, unmatched views and modern conveniences. Redefining luxury living, Chestnut at Blowing Rock features open and airy living spaces, natural finishes and towering windows designed to showcase breathtaking vistas of Moses Cone Memorial Park and Grandfather Mountain State Park. The quaint and charming shops and restaurants of Main Street are steps from your door. Discover elegant living in a casual setting at Chestnut at Blowing Rock.
Sotheby’s International Realty® and the Sotheby’s International Realty logo are registered service marks used with permission. Each office is independently owned and operated.
UNMATCHED VIEWS. UNPARALELLED LIFESTYLE. Chestnut at Blowing Rock features open and airy living spaces, natural finishes and towering windows designed to showcase breathtaking vistas.
THE GREENWOOD ESTATE | 8359 PROVIDENCE ROAD | SOUTH CHARLOTTE
HANES WALKER Broker Associate Hanes.Walker@premiersir.com
704.366.2830
5BD | 4 FULL & 1 HALF BA | 9,385 SQFT | $5.8M TWENTY ACRES OF LOW COUNTRY ELEGANCE ENGLISH GARDEN-STYLE POOL | CABANA HOUSE | GUEST CABIN
T erry Alfero Your North to South Connection
FORMER RE BROKER IN WESTCHESTER COUNTY, NY Relocating? I know where you’re coming from, and Charlotte’s the place you want to be!
704-608-8300 (mobile) 704-543-5907 (direct) terry.alfero@allentate.com www.TerryAlfero.com
d ree u at m Fe Ho
1103 Bromley Drive ~ Weddington
MLS# 3293094
$1,199,000
ED
C DU E R
452 Latimer Lane ~ Fort Mill
MLS# 3310261
$719,000
17237 W Marbella Lane ~ Indian Land, SC r steain a MnM o
MLS# 3318781
$389,000
3220KemptownSquare#70~Waxhaw 11732SilveradoLane#3241~Charlotte
MLS# 3354225
$214,900
r deract n U nt Co
MLS# 3333668
$299,000
r deract n U nt Co
Suzanne Cowden Realtor®, Broker, ABR (704) 301-1012 Suzanne.Cowden@allentate.com www.JSCRealtors.com
Prestigious Highgrove ~ 7924 Pemswood St ~ Charlotte d re tu me a Fe Ho
MLS# 3349784 ~ $839.5K
4Bd, 3.5Ba | 4,201 SqFt
Bridgemill ~ 16076 Reynolds Dr ~ Indian Land, SC e us pm o 2 H en y 12 Opnda Su
MLS# 3353467 ~ $598.5K
5Bd, 4.5Ba | 4,393 SqFt
PremierCharlotteHomes.com 704.990.6900 | 704.813.1320 LUXURY PROPERTY SPECIALIST
J ANDREW ARLEGUI BROKER/REALTOR
®
WEDDINGTON
4 BEDS | 4.2 BATHS 5,382 SQFT | .97 ACRES
CUSTOM BUILT MLS# 3343283 1129 BROMLEY DRIVE
Each Keller Williams of6ce is independently owned and operated.
HIGHGATE NEIGHBORHO OD WEDDI NG TON, NC 28104 8 01 0 WI CK LOW HAL L D R . 6BR | 6.1BA | 6,830 sq.ft.
$1,449,000 Superior finishes with atte ntion to detail. Guest House, 3 car gara ge , p ool, spa, wa lls of windows, 4 FP ’s, MBR down, Bonus & Exe rcise rooms. Gorgeous 1/2 acre lot . 9 0 3 2 pi n e l aur e l d r . 5BR | 5.1BA | 5,348 sq.ft.
$1,295,000 Open plan, M BR on main, gourmet k itchen, 5 FP ’s, W in e Room, & 3 car gara ge . Private backyard w/gunite s altwater pool, spa, screened porc h cove red terrace, & 0.44 acre. 8 0 0 8 wi ck low hal l d r . 5BR | 4.1BA | 5,710 sq.ft.
$1,095,000 Custom home on private 0 .61 acre lot. Ope n plan, beautiful millwork, chef ’s k itchen, MBR down with lu xur y bath, 2 FP ’s, Bonus Room & study upstairs, 2 ter races, & 3 car gara ge .
P E G GY P E T E R S O N BROKER | REALTOR ®
704-904-6279 peggypeterson@hmproperties.com
hmproperties.com
P E G GY P E T E R S O N .c o m
AY RW I A HF
5T
Bob Bunzey
Broker/Realtor NC & SC 704.907.4131 SOLD@BobBunzey.com
PROVIDING OPPORTUNITIES & SOLUTIONS WITH CREATIVE RESPONSIVENESS.
Your Best Source for Residential Real Estate. Contact Joan Goode or Meghan Connor Shelton for all your real estate needs today!
FIRETHORNE: 1028 Seminole Drive #56 | Marvin, NC 28173 $825,000 | 5 Bed/4.3 Bath | MLS# 3312045
JOAN GOODE REALTOR® | BROKER in NC & SC 704.953.3035 jgoode@dickensmitchener.com
PROVIDENCE PLANTATION: 2201 Blue Bell Lane Coming Soon! | 5 Bed/4.1 Bath | Contact Meghan for more details
MEGHAN CONNOR SHELTON REALTOR® | BROKER 843.814.9339 meghan@dickensmitchener.com
C H A R L O T T E
home design - dedicated to showcasing charlotte’s distinctive homes -
Upcoming Issue Focus Calendar FEBRUARY
SAT 3
PROVIDENCE ROAD
10
DENVER
17
PLAZA MIDWOOD - NODA
24
EUROPEAN INSPIRED HOMES
MARCH
SAT 3 10 17 24 31
DILWORTH MOORESVILLE FORT MILL, SC ELEGANT ESTATES HILTON HEAD, SC
APRIL
SAT 7
BALLANTYNE
14
LAKE NORMAN GOLF
21
EASTOVER, ELIZABETH, CHANTILLY
28 WILMINGTON-WRIGHTSVILLE BEACH C H A R L O T T E
home design - dedicated to showcasing charlotte’s distinctive homes -
Charlotte’s Premier Real Estate Publication Viewed by 339,500 Readers Weekly! For more information & advertising options, contact Buck Brice (704) 358-5454 BBrice@CharlotteObserver.com
now affiliated with the region’s leading brokerage
JENNIFER FORD SouthPark jennifer@ivesterjackson.com 704.634.6429
MICHELLE BUDD SouthPark michelleb@ivesterjackson.com
484.432.0728
JEFF FAILLE SouthPark jeff@ivesterjackson.com 336.213.5699
IvesterJackson.com | 6100 Fairview Road, Suite 1202
MARLENE RITTS Lake Norman marlene@ivesterjackson.com 704.999.3837
CUSTOM TO BUILD
OPEN HOUSE SAT 2-4 PM
Robin Knows Dirt • 1581 Dan Sexton, Sharon Go Country on 94.3 rolling acres w/amazing views, several homesites $265,000 • 660 Briarwood in Lake Wylie’s Clarendon Estates & Clover Schools 1 AC lot $49,000
13424 SAGE THRASHER Time to build your dream estate on 9.4 waterfront acres on Lake Wylie in The Sanctuary. Impressive architectural features. $2,121,450
THESE ARE THE LAST ONES! EXQUISITE UPGRADES OF WOOD, TILE, GRANITE, TRIM WORK 3113 GLENMOOR $300,000 3121 GLENMOOR $305,000
OPEN HOUSE SAT 2-4 PM
• 208 Highland Forest Dr. in Clover’s Patrick Place .53 AC $47,000 • Georgeous waterfront 2.83 acre lot Mountain Lakes in Chester $45,000 • Gorgeous pasture land Charlotte Hwy York - 9 acres $162,000
5587 RIVERFRONT RD. LAKE WYLIE Let Six King build this waterfront cottage with dock for you and customize it the way you want! Or pick another plan. $600,000
106 MARIETTA Own One of Clover’s well preserved estates! This 2881 HSF brick beauty welcomes you in with her southern front porch! $275,000
OPEN HOUSE SAT 2-4 PM
228 WHITE PINE RD. Discover Lake Wateree SC just 1 hr. f/ Charlotte. Custom built 3 BR cottage on 2.2 acres with Dock. Breathtaking! $400,000
1907 KAILUA CIRCLE Tega Cay waterfront ranch with full basement, dock, Views from every room New kitchen! $500,000
2970 LOCUST HILL RD, YORK SC Escape to this 16.5 acre unique farm with 2 ponds, huge barn/workshop, detached garage and three story brick home with lots of upgrades. $315,000
116 MARION ST. Clover historic 1927 brick Craftsman Cottage 3BR/2Bath Charming accents $185,000
• Rambler Ln Blacksburg 10 building lots, all wooded 1-2 acres between Charlotte and Spartanburg close to I-85 $13,000 each • 5975 Morningstar 4.5 acres in Lake Wylie’s Cook’s Cove $65,000 • Ft. Lawn 2 lots in Carobrook subdivision $7,000 each WOW!
479 DECLARATION, CLOVER This 3br/2ba rests on 2 acres with a big beautiful kitchen and detached 32x40 garage to die for. $128,000
JOIN US Sunday Feb 4th for The Haven Men’s Shelter 11th annual Souper Bowl Fundraiser. Food, drinks, fun Buy your tickets at www.thehavenmenshelter.org
WATCH VIDEOS FOR ALL THESE HOMES ON
$275,000,000 Cindy Barnes Over in career sales (704) 367-7203
UNDER CONTRACT
Gracious Southpark home w/stylish updates! Kitchen w/modern finishes. Complete MBA reno. Beautiful outdoor space. 6624 Wynfaire Lane - MLS# 3352004 - $825,000
Dilworth charmer w/loads of detail plus updates galore! Large, fenced yard & garage. Few blocks from light rail. 2009 Victorian Place - MLS# 3350280 - $600,000
Ronda Avenue MLS# 3264020
Fresh & bright Ballantyne townhome w/quick access to shopping & 485. New paint, carpet, appliances. Attached garage. 14539 Adair Manor Ct. - MLS#3355281 - $290,000
$85,000 Builder opportunity in popular Stonehaven! Large lot, ideal for basement
Considering downsizing? Overwhelmed? If you need a place to start, call me for a practical, step-by-step approach.
HAND IT OVER Cindy.Barnes@allentate.com
JOIN US IN CELEBRATING THE GRAND OPENING OF CADENCE AT TEGA CAY
ENJOY A CATERED LUNCH, PRIZES AND MORE AS YOU DISCOVER OUR LATEST COMMUNITY IN THE SOUGHT-AFTER TEGA CAY LOCATION Located next to Lake Wylie, Cadence at Tega Cay offers low-maintenance, ranch-style homes in a community that effortlessly blends the relaxing beauty of the area with amenities suited for an active and healthy style of living.
WHEN: February 10th, 2018 12:00 pm – 4:00 pm LOCATION: 612 Patriotic Pointe Lane Tega Cay, SC 29708 RSVP to Katie Whittie (980) 285-2254 Learn more at mattamyhomes.com
At Cadence, you’ll enjoy: • 2-4 Bedroom Homes • 1,800-2,600 sq. ft. • Superior build quality that meets Energy Star standards Join us for the grand opening and a chance to win a Spa and Golf Package to the Ballantyne Resort. We look forward to having you come explore all that Cadence at Tega Cay has to offer.
All illustrations are artist’s concept. All dimensions are approximate. Prices, specifications, terms and conditions subject to change without notice. Please see a new home counselor for details. E.&O.E. #47525
30,000 SQUARE FOOT SUPERSTORE!
Celebrating Our 30th Year!
New • Used • Model Home Displays • Furniture Market Samples SOFA’S • SECTIONALS • LEATHER • DINING • 1000’s OF ACCESSORIES & RE-PURPOSED!
DECOR FOR EVERYONE’S STYLE! •Contemporary •Rustic •Industrial •Leather •Oriental •Retro
Store Hours: Mon.- Fri. 9am - 6pm Sat. 9am - 5pm
Located at 11416 E. Independence Blvd. Matthews, NC • @I-485 Beltway & Highway 74 • Next to Elevation Church
www.consignment1st.com
Mortgage Guide Institution
30 yr APR
The Charlotte Observer
30 yr Fixed
4.013% APR
3.926% APR
3.761% APR
Fees
% Down
APR
Phone Number / Website
3.375
0.000
$295
20% 3.398
Points: 0.000
7/1 yr Arm
3.375
0.250
$975
20% 3.421
704-412-9131
Fees: $295
30 yr jumbo 4.000
0.000
$975
20% 4.027
www.mecklenburgmortgage.com
% Down: 75%
Free PrequaliKcation Letters and Rate Quotes 7 days a week 20 yr Fixed
3.750
0.125 $975 5% 3.820
Points: 0.125
15 yr Fixed
3.375
0.000 $975 5% 3.446
910-332-0650
Fees: $975
10 yr Fixed
3.125
0.750 $975 5% 3.387
www.abbaKrst.com
% Down: 5%
Doing business HIS way. No cost option for Conv VA FHA USDA
Rate: 3.750
15 Yr Fixed
3.125 0.000
$0
5%
3.131
Points: 0.000
7/1 Arm
3.250 0.000
$0
5%
3.263
Fees: $0
LOCAL IN CHARLOTTE FOR 30 YEARS! OPEN SATURDAYS! A+ BBB RATING!
% Down: 5%
FREE FLOATDOWN IF RATES DROP! ZERO CLOSING COST OPTIONS!
NMLS # / License #
NMLS #: 1190352
Rate: 3.875
30yr Fixed
Best Rate Mortgage
Points
15 yr Kxed
30yr Fixed
ABBA First Mortgage, Inc.
Rate
Rate: 4.000
30yr Fixed
Mecklenburg Mortgage
Product
LIC# 161067
NMLS# 74184 LIC# 132884
NMLS #: 115183
704-529-1233
LIC# 103395
www.bestratemtg.com
Savings Update
Should I consider an adjustable rate mortgage? By Sabrina Karl
Anyone who’s ever shopped for a home loan knows they come in two main are less predictable over time, you’ll be guaranteed to pay a lower rate for the flavors: fixed rate and adjustable rate mortgages, or ARMs. While traditional initial period. 30-year fixed mortgages have long been a homeowner favorite, sometimes an ARM can be a smart move. That means an ARM could be a wise choice if you expect to stay in your home less than the number of years in the ARM’s fixed period. Here’s how ARMs work. For a period of years – usually 3, 5, 7 or 10 – the mortgage behaves like a standard fixed-rate loan. You’ll know your rate But if your expectations prove wrong and you live in the home long enough to upfront and it won’t change during that initial period. reach your ARM’s adjustable period, you’ll find yourself at the mercy of current market rates. Right now, rates are forecasted to be on an upswing given the After that, your lender can adjust your rate, raising it if national rates have Federal Reserve’s movements. But after that, it’s impossible to know where moved higher, or lowering it if rates have dropped. Therein lies the risk with rates will be headed. ARMs since no one can reliably predict where rates will move several years in the future. In the end, adjustable rate mortgages are an easy choice when you know you won’t live in your home for the long haul. But if you’re like the many homebuyOf course, you’ll earn a trade-off in exchange for an ARM’s risk. You’ll notice ers who aren’t sure how long they’ll stay, a fixed-rate mortgage can be the that ARM rates are noticeably lower than 30-year fixed rates. So while they safer and more penny-wise move. Rate Criteria: The rates and annual percentage rate (APR) are effective as of 1/30/18. All rates, fees and other information are subject to change without notice. RateSeeker, LLC. does not guarantee the accuracy of the information appearing above or the availability of rates and fees in this table. The institutions appearing in this table pay a fee to appear in this table. Annual percentage rates (APRs) are based on fully indexed rates for adjustable rate mortgages (ARMs). The APR on your specific loan may differ from the sample used. All rates are quoted on a minimum FICO score of 740. Conventional loans are based on loan amounts of $165,000. Jumbo loans are based on loan amounts of $453,101. Lock Days: 30-60. Points quoted include discount and/or origination. Payments do not include amounts for taxes and insurance. The APR may increase after consummation and may vary. FHA Mortgages include both UFMIP and MIP fees based on a loan amount of $165,000 with 5% down payment. Points quoted include discount and/or origination. Fees reflect charges relative to the APR. If your down payment is less than 20% of the home’s value, you will be subject to private mortgage insurance, or PMI. VA Mortgages include funding fees based on a loan amount of $165,000 with 5% down payment. If your down payment is less than 20% of the home’s value, you will be subject to private mortgage insurance, or PMI. “Call for Rates” means actual rates were not available at press time. To access the NMLS Consumer Access website, please visit www.nmlsconsumeraccess.org. To appear in this table, call 773-320-8492.
LIVE CLASSIC Charlotte, North Carolina | premiersir.com/id/3292690 | 704.248.0243
The location, the style, the feeling you get when you walk through the door – every aspect of your home should be a reflection of who you are, where you’ve been and the life you aspire to live. Your best life begins with a home that inspires you. Call us today and let us find your inspiration. 877.539.9865
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Sotheby’s International Realty® and the Sotheby’s International Realty logo are registered service marks used with permission. Each office is independently owned and operated. Equal Housing Opportunity. Property information herein is derived from various sources including, but not limited to, county records and multiple listing services, and may include approximations. All information is deemed accurate.