NATIONAL
SALES EVENT JANUARY 27 – FEBRUARY 19, 2018
PERSONALIZE YOUR HOME WITH LIMITED-TIME INCENTIVES * Luxury Active Living, Ranch-style, and Two-story Single-Family Homes in Charlotte, Marvin, and Weddington, NC and Indian Land, SC from the low $300,000s to over $1,000,000.
For more information including a list of participating communities and directions, call 844-840-5263 or visit
TollSalesEventNC.com/CHO CELEBRATING 50 YEARS | EST. 1967 | AN ACCLAIMED PAST. A BRIGHT FUTURE. Open Sun–Mon 1pm–6 pm, Tues–Sat 10 am–6 pm. Brokers welcome. Homes available nationwide. Prices subject to change without notice. Photos are images only and should not be relied upon to confirm applicable features. *Offer, if any, is valid for new buyers who purchase a home in a participating community in Charlotte and deposit between 1/27/18 ad 2/19/18, sign an agreement of sale, and close on the home. Offers, incentives, and seller contributions, if any, vary by community and are subject to certain terms, conditions, and restrictions, including but not limited to the availability of home sites. Toll Brothers reserves the right to change or withdraw any offer at any time. Not valid with any other offer. See sales representative for details. This is not an offering where prohibited by law.
CELEBRATE CELEBRATE Celebrate the New Year in Your New CalAtlantic Home Bear Creek and Eagles Landing at Palisades | Charlotte, NC Beautiful architecture and outdoor living areas in a gated neighborhood.
Quick Move-in Homes HOMESITE #
BED/BATH/ GARAGE
SQ. FT.
SALE PRICE
Monterey B
80
5/4.5/3
3,820
$509,990
Sierra G4
49
4/3.5/3
3,698
$530,720
6/5/3
4,288
$555,320
47
5/4.5/3
3,759
$557,285
1009
4/3.5/3
3,731
$559,575
Monterey G3 BASEMENT 1027
5/4.5/3
3,827
$633,450
PLAN
Alexander B BASEMENT 1011 Monterey G4 Sierra D BASEMENT
Features • Basement homesites • All homes feature full-brick exteriors • Resort-style amenities featuring walking trails, Jack Nicklaus Design golf course and Private Residents’ Club
For more info, please contact: CalAtlanticHomes.com
Angie Kruger | Angela.Kruger@CalAtl.com Phone: 704-588-9226
THis is THe year for More faMily TiMe Enjoy Zero Closing Costs* on Charlotte Quick Move-In Homes from the Mid $200s to $500s In 2018, you can own a new Mattamy home in one of several stunning Charlotte communities and experience what a home with superior build quality can add to your life. Built to Energy Star® standards – reducing utility costs by up to 30% – you’ll spend less time making repairs, and more time with those who matter most. With Zero Closing Costs*, this is the year to find the new home that’s right for you.
To schedule an appointment, visit MattamyHomes.com *This offer is available on new purchase agreements for select Quick Move-In Homes that are accepted by Mattamy Homes Charlotte between 1/15/18 and 4/27/18, and must close when home is complete but no later than May 31, 2018. Not valid on contract re-writes, transfers, or for buyers who have had a previous contract with Mattamy Homes (Seller) cancelled for any reason. To be eligible to participate in the Name of Campaign buyer must utilize Seller’s preferred lender, Mattamy Home Funding, LLC, (Preferred Lender) NMLS# 64022 for financing to receive a credit at closing in an amount that is up to and not to exceed $10,000 for the payment of approved closing costs and prepaids. Buyer is not required to finance through Preferred Lender to purchase home but will not be eligible to participate. Total amount of credits may not exceed the following per loan type: Conventional Owner Occupied and Second Homes: 90.01-95%- 3% of sales price plus owners title policy and deed stamp; 85.01%- 90%- 6% of sales price plus owners title policy and deed stamps; 80.01% - 85% - 9% of sales price plus owners title policy and deed stamps; Investor: 2% of sales price plus owners title policy and deed stamps; FHA- 6% of sales price plus owners title policy and deed stamps; VA - 4% of sales price plus owners title policy and deed stamps. Buyer is responsible for paying cost of closing costs, prepaids or design options that exceed the incentive amount. All loans are subject to underwriting and loan qualification of the lender. Offer is subject to change or withdrawal at any time without notice. Offer may not be redeemed for cash or equivalent. Prices, homesite and plan availability subject to change or revocation without prior notice or obligation. For more information on available homes and incentives, see a Mattamy New Home Counselor for full details. ©2018 Mattamy Homes. All rights reserved. E.& O.E. Builder #47524
Chestnut at Blowing Rock 364 Chestnut Drive, Blowing Rock, NC 28605 chestnutatblowingrock.com Ashley Hutchens and Jerry Hutchens 828.964.5438 ashley.hutchens@premiersir.com jerry.hutchens@premiersir.com
LOCATED ON THE BLUE RIDGE PARKWAY atop the Eastern Continental Divide in the idyllic village of Blowing Rock, North Carolina awaits Chestnut at Blowing Rock – a private enclave of 23 single-story luxury residences surrounded by lush natural scenery, unmatched views and modern conveniences. Redefining luxury living, Chestnut at Blowing Rock features open and airy living spaces, natural finishes and towering windows designed to showcase breathtaking vistas of Moses Cone Memorial Park and Grandfather Mountain State Park. The quaint and charming shops and restaurants of Main Street are steps from your door. Discover elegant living in a casual setting at Chestnut at Blowing Rock.
Sotheby’s International Realty® and the Sotheby’s International Realty logo are registered service marks used with permission. Each office is independently owned and operated.
UNMATCHED VIEWS. UNPARALELLED LIFESTYLE. Chestnut at Blowing Rock features open and airy living spaces, natural finishes and towering windows designed to showcase breathtaking vistas.
E US HO4PM N PE 2 O SAT
DILWORTH ~ 612 OLMSTED PARK PLACE MLS# 3350212 | 3BD, 3BA, 1,699 SQFT | $575K
SOUTHPARK ~ 4030 CITY HOMES PLACE #8 MLS# 3177048 | 3BD, 3.5BA, 3,119 SQFT | $680K
SOUTHPARK TOWNHOMES ~ 4046 CITY HOMES PL #11 MLS# 3173141 | 4BD, 3.5BA, 3,075 SQFT | $646,937
CRAFTSMAN HOME COMING SOON DILLWORTH ~ 663 DOROTHY DRIVE
SIMONINI BUILT ~ 4014 CITY HOMES PL #4 MLS# 3276027 | | 3BD, 3.5BA, 3,119 SQFT | $895K
SOUTHPARKCITYHOMES~3014FAIRVIEWVILLACT#15 MLS# 3322719 | 3BD, 3.5BA, 3,104 SQFT | $731,901K
CRAFTSMAN HOME COMING SOON DILLWORTH ~ 2321 WINTHROP AVENUE
SIMONINI BUILT ~ 3010 FAIRVIEW VILLA CT #14 MLS# 3322293 | 3BD, 3.5BA, 3,104 SQFT | $729,123
LIBBY GONYEA BROKER 704.975.8513 LGonyea@HelenAdamsRealty.com
Experience, Dedication & Professionalism
Terry McDonald
Bobby McDonald
704.390.6221
704.351.0987
Terry@McDonaldGroupCharlotte.com
Bobby@McDonaldGroupCharlotte.com
www.McDonaldGroupCharlotte.com
Open House SAT 1-3PM ~ Serving Mimosas & Sweets from Amelie’s
Featured Home on Dilworth’s Favorite Street for the Front Porch Lifestyle
$275,000,000 Cindy Barnes Over in career sales (704) 367-7203
UNDER CONTRACT
Gracious Southpark home w/stylish updates! Kitchen w/modern finishes. Complete MBA reno. Beautiful outdoor space. 6624 Wynfaire Lane - MLS# 3352004 - $825,000
New construction! Great Arboretum location w/ lake views! Beautiful finishes. Top Schools. 9121 Kristen Lake Ct. - MLS# 3345731 - $800,000
Ronda Avenue MLS# 3264020
Dilworth charmer w/loads of detail plus updates galore! Large, fenced yard & garage. Few blocks from light rail. 2009 Victorian Place - MLS# 3350280 - $600,000
$85,000 Builder opportunity in popular Stonehaven! Large lot, ideal for basement
Considering downsizing? Overwhelmed? If you need a place to start, call me for a practical, step-by-step approach.
HAND IT OVER Cindy.Barnes@allentate.com
We Make Home Buying & Selling Easy!
David Huss (704) 634-9682 David.Huss@allentate.com
DavidHuss.com Dilworth ~ 416 Meacham Street d ree u at m fe ho
MLS# 3352085 ~ $495K
3BD, 2BA | 1,338 SQFT
Eastover Townhouse ~ 178 Cherokee Road
MLS# 3335156 ~ $1.650M
3BD, 3.5BA | 3,396 SQFT
Matthews ~ 1014 Westbury Drive
MLS# 3282741 ~ $699K
5BD, 4.5BA | 4,709 SQFT
Jason Murphy Daedalus Properties 704.890.3907 Jason@HomeShopCharlotte.com All homes feature open concept _oor plans, hardwood _oors, custom kitchens & baths, soft close cabinets & drawers, 9’ ceilings, heavy moldings, trim, fenced yards & decks.
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HISTORIC SEVERSVILLE
HISTORIC SEVERSVILLE
518 STATE ST | 4BD, 3BA, 2,300SQFT | MID $400s
221 COXE AVE | 4BD, 3BA, 2,450SQFT | $487K
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BIDDLEVILLE
CAMP GREEN
130 N. SMALLWOOD PL | 4BD, 2.5BA, 2,400SF | $493,000
2342 MORTON ST | 4BD, 2BA, 1,800SF | MID $300s
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HISTORIC BELMONT
WESLEY HEIGHTS
1625 UMSTEAD ST | 4BR, 3BA, 1,800SF | UPPER $400s
328 WESLEY HEIGHTS WAY | 4BR, 2.5BA, 2,100SF | LOW $400s
704.890.3907
www.HomeShopCharlotte.com
EXPERIENCE • INTEGRITY • RESULTS
{BoBBy SiSk BrokEr/rEaltor®
704.819.0710 BSiSk@EGrEalEStatEConSultantS.Com 1 8 1 0 E. 7 t h S t r E E t , C h a r l o t t E , N C 28 2 0 4 | 70 4 .3 3 3 . 2 2 6 0 | w w w.E GR E ALE STATE CO NS ULTA NTS .CO M
1608 Matheson Avenue, Midwood 4 beds, 3 baths, large custom kitchen, 2-car garage and fully fenced yard. Offered at $605,000.
JUST LISTED: 4927 Zephyr Lane, Charlotte Madison Park Ranch with wide open floor plan. 3 beds, 2 baths and a renovated kitchen. Offered at $445,000.
OPEN HOUSE SATURDAY 2-4PM
5701 Charing Place, Charlotte
13400 Wester Ross Court, Matthews 4 bed, 3 bath home on a cul-de-sac lot. No HOA! Offered at $269,800.
3 beds, 2.5 baths with countless updates & minutes to Uptown. Offered at $329,000.
Free Installation on all Carpet,
Hardwood, Laminate and Vinyl SCHEDULE A FREE IN HOME APPOINTMENT TODAY!
877-50-FLOOR WWW.50FLOOR.COM
50 FLOOR.COM
877-50-FLOOR
Free Installation on all Carpet, Hardwood, Laminate and Vinyl.
PROMO CODE: CHARLOTTE OBSERVER Some restrictions may apply, please check website for details
C H A R L O T T E
home design - dedicated to showcasing charlotte’s distinctive homes -
Upcoming Issue Focus Calendar FEBRUARY
SAT 3
PROVIDENCE ROAD
10
DENVER
17
PLAZA MIDWOOD - NODA
24
EUROPEAN INSPIRED HOMES
MARCH
SAT 3 10 17 24 31
DILWORTH MOORESVILLE FORT MILL, SC ELEGANT ESTATES HILTON HEAD, SC
APRIL
SAT 7
BALLANTYNE
14
LAKE NORMAN GOLF
21
EASTOVER, ELIZABETH, CHANTILLY
28 WILMINGTON-WRIGHTSVILLE BEACH C H A R L O T T E
home design - dedicated to showcasing charlotte’s distinctive homes -
Charlotte’s Premier Real Estate Publication Viewed by 339,500 Readers Weekly! For more information & advertising options, contact Buck Brice (704) 358-5454 BBrice@CharlotteObserver.com
GO D ISCOV E R C H A R LOT T E ’S N E W E S T A N D
N E W P HA S E N OW S E LLI N G
B E S T- LOC ATE D AC TI V E A DU LT COM MU N IT Y
GO CHARLOTTE. GO CRESSWIND. GO NOW. Discover an award-winning 55+ lifestyle in an unparalleled location for easy access to shopping, dining and entertainment – just 25 minutes from Uptown. Cresswind is close to everything you need, with the new Novant Hospital within walking distance.
Visit CresswindCharlotte.com or call 855-799-4084.
Active adult living from the mid $200s to $400s
9 Designer Model Homes – Open Daily 8913 Silver Springs Ct., Charlotte, NC 28215
17,000 Sq. Ft. Clubhouse | Indoor and Outdoor Pools Tennis and Pickleball Courts | Walking Trails
©2018 Kolter Homes. Information subject to errors, changes, deletions, availability, prior sales and withdrawal at any time without notice.
Mortgage Guide Institution
30 yr APR
3.761%
The Charlotte Observer
30 yr Fixed
APR
3.883% APR
3.786% APR
Fees
% Down
APR
3.125 0.000
$0
5%
3.131
Points: 0.000
7/1 Arm
3.125 0.000
$0
5%
3.142
Fees: $0
LOCAL IN CHARLOTTE FOR 30 YEARS! OPEN SATURDAYS! A+ BBB RATING!
% Down: 5%
FREE FLOATDOWN IF RATES DROP! ZERO CLOSING COST OPTIONS!
Phone Number / Website
704-529-1233 www.bestratemtg.com
15 yr fixed
3.250 0.000
$975 20% 3.275
Points: 0.000
7/1 yr Arm
3.375 0.250
$975 20% 3.421
704-412-9131
Fees: $225
30 yr jumbo
4.000 0.000
$975 20% 4.027
www.mecklenburgmortgage.com
% Down: 75%
Free PrequaliHcation Letters and Rate Quotes 7 days a week
Rate: 3.750
20 yr Fixed
3.625
0.250
$975 5%
3.690
Points: 0.500
15 yr Fixed
3.250
0.000
$975 5%
3.177
Fees: $975
10 yr Fixed
3.875
0.000
$975 10% 3.218
% Down: 5%
Doing business HIS way. No cost option for Conv VA FHA USDA
NMLS # / License #
NMLS #: 103395
Rate: 3.875
30yr Fixed
ABBA First Mortgage, Inc.
Points
15 Yr Fixed
30yr Fixed
Mecklenburg Mortgage
Rate
Rate: 3.750
30yr Fixed
Best Rate Mortgage
Product
NMLS #: 1190352 LIC# 161067
NMLS# 74184
910-332-0650
LIC# 132884
www.abbaHrst.com
Savings Update
Your smartest move when a CD is maturing By Sabrina Karl
When you have a certificate of deposit approaching its maturity date, your bank or credit union can make things very easy on you. Do nothing and they’ll conveniently roll your funds into a new CD. But for the savvy saver, it’s usually a mistake to let them do this.
While it’s theoretically possible the standard CD offers a good return, chances are exceptionally high you’ll find a better yield by shopping around. That’s because many top-earning CDs are special odd-month terms or limited-time promotions, not standard issue certificates.
Fortunately, it’s easy to have your CD liquidated instead of auto-renewed. In the weeks before expiration, your financial institution will notify you of the impending maturity date, with instructions for informing them what to do with the funds. Generally, they provide the option to transfer the proceeds to a linked savings account, and from there, you can do what you In contrast, letting a CD mature without any instructions on how to handle like with the funds. the proceeds typically results in the bank rolling the funds into a new CD that’s as similar in length as possible to the maturing CD. So if your original The important thing is to submit your liquidation request in time for their certificate was a 21-month special, they’ll likely move your money into their deadline, as the grace period is slight. You’ll then have whatever time you need to figure out the next best step for your funds. current 24-month standard CD. The CD marketplace is chock full of options from hundreds of institutions, in a wide variety of term lengths, interest rates and special features. And because investing in a new CD requires committing those funds for usually at least a year, and often several years, it’s wise to lock into a good deal.
Rate Criteria: The rates and annual percentage rate (APR) are effective as of 1/23/18. All rates, fees and other information are subject to change without notice. RateSeeker, LLC. does not guarantee the accuracy of the information appearing above or the availability of rates and fees in this table. The institutions appearing in this table pay a fee to appear in this table. Annual percentage rates (APRs) are based on fully indexed rates for adjustable rate mortgages (ARMs). The APR on your specific loan may differ from the sample used. All rates are quoted on a minimum FICO score of 740. Conventional loans are based on loan amounts of $165,000. Jumbo loans are based on loan amounts of $453,101. Lock Days: 30-60. Points quoted include discount and/or origination. Payments do not include amounts for taxes and insurance. The APR may increase after consummation and may vary. FHA Mortgages include both UFMIP and MIP fees based on a loan amount of $165,000 with 5% down payment. Points quoted include discount and/or origination. Fees reflect charges relative to the APR. If your down payment is less than 20% of the home’s value, you will be subject to private mortgage insurance, or PMI. VA Mortgages include funding fees based on a loan amount of $165,000 with 5% down payment. If your down payment is less than 20% of the home’s value, you will be subject to private mortgage insurance, or PMI. “Call for Rates” means actual rates were not available at press time. To access the NMLS Consumer Access website, please visit www.nmlsconsumeraccess.org. To appear in this table, call 773-320-8492.
LIVE TRANQUIL Charlotte, North Carolina | premiersir.com/id/3316097 | 704.248.0243
The location, the style, the feeling you get when you walk through the door – every aspect of your home should be a reflection of who you are, where you’ve been and the life you aspire to live. Your best life begins with a home that inspires you. Call us today and let us find your inspiration. 877.539.9865
PremierSothebysRealty.com
Sotheby’s International Realty® and the Sotheby’s International Realty logo are registered service marks used with permission. Each office is independently owned and operated. Equal Housing Opportunity. Property information herein is derived from various sources including, but not limited to, county records and multiple listing services, and may include approximations. All information is deemed accurate.