home|design, November 25, 2017 by Charlotte home

Real Estate News

C H A R L O T T E

home design

page 4

“Many don’t realize that while it’s a bustling tourist destination in the summer months, there’s also this small-town vibe in the off season.” —Christi Wickliffe-Bessinger, Garden City Realty, Inc.

dedicated to showcasing charlotte’s distinctive homes

The Grand Strand Summer or winter, this stunning stretch of coastline offers miles of fun - story on page 6

homes.charlo+e.com

in the news

design instyle

straight talk

the 2017 CotY Awards p10

powder room basics p17

falling into winter p20

SPECIAL ADVERTISING SECTION . THE CHARLOTTE OBSERVER . SATURDAY, NOVEMBER 25, 2017

LO C A L

PA RT N E R

GLOBAL REACH

PremierSothebysRealty.com Asheville | 828.277.3238 Charlotte | 704.248.0243

Banner Elk | 828.898.5022

Lake Norman | 704.727.4170

Blowing Rock | 828.295.0776

Linville Ridge | 828.898.5151

Uwharrie Lakes | 704.727.4170

SPECIAL ADVERTISING SECTION . THE CHARLOTTE OBSERVER . SATURDAY, NOVEMBER 25, 2017

homes.charlo+e.com

Year-End SALES EVENT Find the CalAtlantic home of your dreams just in time for the holidays. Visit any of our communities and take advantage of Special Offers on our most desired Quick Move-in Homes.*

SIGN A PURCHASE CONTRACT ON A SELECT QUICK MOVE-IN HOME BETWEEN NOVEMBER 6, 2017 AND DECEMBER 17, 2017 AND CLOSE BY DECEMBER 29, 2017 TO RECEIVE:

Up to $7,000 Toward Closing Costs** When financing with our affiliate lender, CalAtlantic Mortgage and using our preferred closing agent

PLUS

Up to $10,000 Off Purchase Price of Home***

CalAtlanticHomes.com

Please conﬁrm with your sales counselor. Prices, plans and terms are effective on the date of publication and subject to change without notice. Depictions of homes or other features are artist conceptions. Hardscape, landscape and other items shown may be decorator suggestions that are not included in the purchase price and availability may vary. This ad contains general information about new home communities in North Carolina and South Carolina areas and it is not an offer or the solicitation of an offer for the purchase of a new home. This information is not directed to residents of any other state that requires registration or CalAtlantic Mortgage, Inc., NMLS# 203897 holds a South Carolina Mortgage Lender/Servicer license #MLS 203897; Charleston, SC MLB-1020765; Scottsdale, AZ MLB-767026; and two locations in Charlotte, NC, MLB-996700 and MLB-1588642. CalAtlantic Homes is not afﬁliated with the MarineToys forTots Foundation.

homes.charlo+e.com

SPECIAL ADVERTISING SECTION . THE CHARLOTTE OBSERVER . SATURDAY, NOVEMBER 25, 2017

Cindy Barnes (704) 367-7203 UNDER CONTRACT

Over $18,000,000 in sales in 2016

|real estate news

what’s new?

UNDER CONTRACT

compiled by Whitney Berongi

Quail Hollow for $600,000! 2900 sq.ft. with master down. Classic, modern, with the updates you want. 8300 Merrimack Court - MLS# 3322452 - $600,000

UNDER CONTRACT

Don’t miss this one! Adorable Cotswold home with terrific updates, great style & a 2-car garage. 1103 Hulston Court - MLS# 3337344 - $425,000

Ronda Avenue MLS# 3264020

$100,000 Builder opportunity in popular Stonehaven! Fresh, bright SouthPark townhome w/2 BDRMS’s plus flexroom. Modern kitchen, pretty courtyard, spacious rooms throughout. 3522 Kylemore Court - MLS# 3313519 - $365,000

IMAGINATION BY DAVID WEEKLEY HOMES COMING SOON TO PINEVILLE Imagination by David Weekley Homes will soon break ground on two model homes in The Cottages at Pineville. This new community, which is expected to begin sales in February 2018, will feature 36 single-family homes and 84 townhomes. Buyers will be able to choose from four floor plans, ranging in size from 1,900 to 2,400 square feet, in the singlefamily collection, and nine floor plans, ranging in size from 1,400 to 2,100 square feet, will be offered in the townhome collection. The Cottages at Pineville is located within walking distance to downtown Pineville, Pineville Elementary School and Pineville Park. For more information about David Weekley Homes in The Cottages at Pineville, call 704-817-0030.

Large lot, ideal for basement

Email real estate news to homedesign@charlotteobserver.com.

home|design Section published by The Charlotte Observer • P.O. Box 32188, Charlotte, NC 28232. Editorial material in this section is the responsibility of the Observer Content Studio, 704-358-5305. It did not involve the news staff of The Observer.

Considering downsizing? Overwhelmed? If you need a place to start, call me for a practical, step-by-step approach.

Editor

Coordinator/Designer

Christina Darnell

Melissa Kennelly

For Agent info contact

For New Home Builder info contact

Buck Brice at bbrice@charlotteobserver.com

Suzanne Parker at sparker@charlotteobserver.com

Director Digital Sales & Strategy Phyllis Weber, 704-358-5345

Is there a neighborhood you’d like to see featured? Do you know of a new design trend on the rise? Did you use one of our ideas for your own home or home purchase?

We’d love to hear from you. homedesign@charlotteobserver.com

HAND IT OVER Cindy.Barnes@allentate.com 4P

SPECIAL ADVERTISING SECTION . THE CHARLOTTE OBSERVER . SATURDAY, NOVEMBER 25, 2017

homes.charlo+e.com

EXTENDED!

FALL INTO

SAVINGS with

TAKE ADVANTAGE OF THESE UNBE-LEAF-ABLE GIFTS! We’ve extended your chance to enjoy a cornucopia of special incentives on a new David Weekley home featuring ZIP System® sheathing and tape. When you purchase a move-in ready, or ready soon, Showcase Home in select Charlotte-area communities during our Fall into Savings Event between October 26 and November 30, 2017, you’ll receive:

Avignon Town Homes – SouthPark and Carson A $25,000 Home Discount

Waverly A $15,000 Home Discount and an Electrolux Appliance Package

Eden Hall and Fullwood Station A $15,000 Home Discount and a Frigidaire Appliance Package

Parkside at Skybrook North, Greenway Village and Massey A $10,000 Home Discount and a Frigidaire Appliance Package

Plus, receive 1% of the total loan amount – up to $10,000 – toward Closing Costs* when you use one of our preferred lenders!

Rake in the savings on your new home by contacting 704-817-0030

SHEATHING & TAPE See a David Weekley Homes Sales Consultant for complete details. Not valid with any other offer or previously written contracts. Up to $25,000 Home Discount offer only valid for Homebuyers who purchase a David Weekley Showcase Home in the Charlotte-area communities of Avignon Town Homes – SouthPark, Carson, Waverly, Eden Hall, Fullwood Station, Parkside at Skybrook North, Greenway Village or Massey between October 26, 2017, and November 30, 2017 (the Program Period). Incentive amount varies by community. Electrolux Appliance Package offer only valid for Homebuyers who purchase a David Weekley Showcase Home in the Charlotte-area community of Waverly during the Program Period, and Frigidaire Appliance Package offer only valid for Homebuyers who purchase a David Weekley Showcase Home in the Charlotte-area communities of Eden Hall, Fullwood Station, Parkside at Skybrook North, Greenway Village or Massey during the Program Period. Package value and items may vary by plan and may not be substituted for additional products or colors, and must be selected through the David Weekley Homes Design Center in Charlotte, NC. Any other amount above incentive amount is the Homebuyer’s responsibility. Value of Electrolux Appliance Package not to exceed $4,300, and value of Frigidaire Appliance Package not to exceed $3,200. Cash or credit will not be given in lieu of package. Central Living at Ideal Way, Belton Street and SouthRidge are excluded from these offers. Offer must be presented to Sales Consultant prior to signing of contract. Closings Costs* offer only valid for Homebuyers who purchase a David Weekley home in the Charlotte area between May 1, 2017, and December 31, 2017. To receive 1% of the loan amount – up to $10,000 – toward Closing Costs, homes must be financed through Wells Fargo or McLean Mortgage. Incentive is limited to actual closing costs incurred and is subject to any regulatory limits on Seller contribution to closing costs. No cash will be given outside of closing. Offer must be presented to Sales Consultant prior to signing of contract. You are not required to use Wells Fargo or McLean Mortgage as a condition for purchase of a home from David Weekley Homes. David Weekley Homes reserves the right to terminate program or change rules at any time. Prices, plans, dimensions, features, specifications, materials or availability of homes or communities are subject to change without notice or obligation. Illustrations are artist’s depictions only and may differ from completed improvements. Copyright © 2017 David Weekley Homes - All Rights Reserved. Charlotte, NC (CHAA92234)

homes.charlo+e.com

SPECIAL ADVERTISING SECTION . THE CHARLOTTE OBSERVER . SATURDAY, NOVEMBER 25, 2017

|living in the Grand Strand

DID YOU KNOW? The public schools in Horry County are among the highest performing in the state and have been awarded several National Blue Ribbon and Palmetto’s Finest awards.

Summer or winter, this stunning stretch of coastline offers miles of fun EAT RipTydz Oceanfront Grille & Rooftop Bar Located on the world famous Myrtle Beach Boardwalk, this new restaurant and bar serves up the freshest seafood, innovative craft cocktails and a view that can’t be beat.

riptydz.com

PLAY Brookgreen Gardens Enjoy a festive walk through the gardens of this Murrells Inlet gem for its Nights of a Thousand Candles event where thousands of candles flicker along the paths and holiday music fills the air.

brookgreen.org

EXPLORE The Market Common Not your ordinary outdoor shopping center, this urban village in the heart of Myrtle Beach offers one-of-a-kind shops and restaurants, parks and walking trails, a comfy movie theater and plenty of free parking.

marketcommonmb.com

by Julie Cooper

panning more than 60 sandy miles of uninterrupted beaches along northeastern South Carolina, the Grand Strand certainly lives up to its name. Less than a four-hour drive—or a 45-minute flight—from the Queen City, this salty stretch of ocean paradise offers a beach town for every personality, a home for every budget and low-country beauty that delights year round. “It’s amazing you can literally drive from Little River to Georgetown and stay along the coast the entire time,” says Nancy Siau with The Lachicotte Company—one of the area’s “true locals” and top real estate agents specializing in the Pawley’s Island and surrounding south end market. “Our beautiful natural landscape with the ocean, rivers and salt marshes speaks to people,” she says. “It’s definitely one of our biggest draws.” Having lived in the area for most of her life, Christi Wickliffe-Bessinger with Garden City Realty, Inc. is, like many others, drawn to the water. “When I’m not cheering on my kids at soccer games, I love boating in the inlet and on the Intracoastal Waterway with my family,” she says. “Many

don’t realize that while it’s a bustling tourist destination in the summer months, there’s also this small-town vibe in the off season.” The fall and winter months also offer a chance to see the strand decked out in a whole new light. “We have several holiday events coming up, like the Carolina Opry’s Christmas show and Brookgreen Garden’s Nights of a Thousand Candles,” says Siau. “The rates for oceanfront homes and condos are also discounted this time of year, and the beaches are generally less crowded.” From Murrells Inlet—“The Seafood Capital of South Carolina”—to bustling Myrtle Beach and historic Pawleys Island, there’s even a beach flavor to satisfy any craving. “They each have a different vibe,” says Siau. “For example, Georgetown, Pawleys Island and Murrells Inlet are more laidback and offer deep history and family ties. Myrtle Beach makes up the exciting hub, and then there’s the North End which also has more of a relaxing feel.” The housing market offers just as much variety. “We are fortunate to have something for everyone in every

SPECIAL ADVERTISING SECTION . THE CHARLOTTE OBSERVER . SATURDAY, NOVEMBER 25, 2017

price point, whether it’s a cottage or condo, primary residence in a golf or beach community or a multimilliondollar private estate,” says Siau. “And anything waterfront, or a short golf cart ride to the beach, is always appealing.” According to Wickliffe-Bessinger, new construction is also booming in the area. “We’re seeing a lot of new developments all along the strand,” she says. “Local news recently reported that 1 in every 4 homes sold in the Myrtle Beach area is a new home. Nationally, about 15 percent of the home market is new construction— however, the Myrtle Beach area has consistently exceeded that average.” Whether it’s the twinkling lights, the year round golf, shopping or leisurely beach strolls, there’s no better way to wrap up the year than with a trip—or something more permanent—to the Grand Strand. “The off season is one of the best times to buy real estate in our area,” says Siau. “Lodging prices are very affordable if you want to make a weekend of it while you look, the climate is mild and the sellers are motivated— especially if it’s a vacation property.”

homes.charlo+e.com

living in the Grand Strand| 372 Myrtle Avenue, Pawleys Island, SC 29585 Price: $2,150,000 MLS: 1709925 Listing Agent: Wally Krask, The Lachicotte Company, 843-240-5954, wallyk@sc.rr.com True coastal craftsman construction, oceanfront and creekfront. This home honors the Pawleys Island lifestyle, history, charm and craftsmanship. Located in the mid-island historic district, this island home boasts quality of construction and attention to detail. It is architect-designed and owned. Brand new roof. Wonderful location with large dune protection on oceanside and creek/marsh lot across the street.

6752 Collins Meadow Drive, Georgetown, SC 29440 Price: $699,000 MLS: 1615648 Listing Agent: Bobby Stokes, The Lachicotte Company, 843-240-2222, bstokes600@aol.com DeBordieu Colony offers beautiful, contemporary design with spectacular waterviews, a swimming pool and an elevator located just minutes to the beach. This four-bed, four-bath home features a 25-foot vaulted ceiling in the living room, gorgeous wood-burning fireplace, a sunroom, a swimming pool with large deck, panoramic views over the water to the 9th green and magnificent DeBordieu Clubhouse. The kitchen boasts a stainless steel six-burner gas stove, plenty of beautiful cabinets, breakfast bar, breakfast nook and sitting area around the cozy fireplace.

homes.charlo+e.com

SPECIAL ADVERTISING SECTION . THE CHARLOTTE OBSERVER . SATURDAY, NOVEMBER 25, 2017

|living in the Grand Strand 60 Barefoot Loop, Pawleys Island, SC 29585 Price: $619,000 MLS: 1722472 Listing Agent: Nancy Siau, The Lachicotte Company, 843-450-1835, nancysiaul@gmail.com Very charming three-bed/two-bath raised beach house in North Litchfield Beach, just blocks from the beautiful Atlantic Ocean and beach access. Located in a quiet cul de sac, Barefoot Days has been well maintained, is being sold furnished and is turn key. Recent updates include exterior paint, newer appliances, granite in the kitchen and baths, new front and rear exterior steps and lattice work, and a professionally landscaped yard with irrigation system (sourced from a well). Open living areas along with the front and rear porches to capture the ocean breeze are some of the features guests love.

645 Retreat Beach Circle Unit A-1-V, Pawleys Island, SC 29585 Price: $549,000 MLS: 1704514 Listing Agent: Darissa Thompson,The Lachicotte Company, 843-457-9449, darissathompsonrealestate@gmail.com Beautifully furnished end villa with breathtaking views of the Atlantic from both floors at Sandpiper A, Litchfield by the Sea. Open kitchen boasts granite countertops, stainless steel appliances, tile floors, recessed lighting and a double sink. Other features include a wet bar, hardwood floors, a sitting area in the master suite that opens to a private walkway leading to the beach and two parking spaces. HOA covers cable, trash, insurance (not H06), pest control, termite bond, water and sewer. Seller has pre-paid monthly dues for buyer through 12-31-17.

SPECIAL ADVERTISING SECTION . THE CHARLOTTE OBSERVER . SATURDAY, NOVEMBER 25, 2017

homes.charlo+e.com

living in the Grand Strand| 4363 Dornoch Place, Myrtle Beach, SC 29579 Price: $325,000 MLS: 1701937 Listing Agent: Nancy Siau, The Lachicotte Company, 843-450-1835, nancysiaul@gmail.com This well-maintained four-bed/2.5-bath brick home is in the Parkland section of the premiere Legends golf community. The large open kitchen offers new Whirlpool appliances, solid surface counters with a connecting table, a center island with granite and serving counter with convenient desk. The one-floor living offers a split bedroom plan, a spacious owner’s suite, a separate wing with two bedrooms and a hall bath, large laundry and a triple-car side load garage with a workbench. Legends offers an active lifestyle for its residents with bike/ walking trails, clubhouse with community pool, bocce ball court, basketball court, planned events and a pub on the premises.

Specializing in Luxury Golf & Mountain Lake Properties

MLS# 1346118 | $1,495,000 The Cliffs at Glassy | 136 High Rock Ridge Dr

MLS# 1353929 | $1,495,500 Cliffs Valley | 14 Timbers Edge Way

Cow Rock Ridge | 52 Lonesome Rd MLS# 1353064 | $6,495,000 | 90 Acres

John “Clark” Kent Broker Associate NC/SC Blackstream | CHRISTIE’S International Real Estate

MLS# 1346114 | $1,195,000 The Cliffs at Glassy | 4 Grouse Drive

homes.charlo+e.com

MLS# 1346224 | $1,895,000 The Cliffs at Glassy | 29 Falling Star Way

864.784.9918 JohnClarkKent@BlackStreamInternational.com SuperRealEstateMan.com

SPECIAL ADVERTISING SECTION . THE CHARLOTTE OBSERVER . SATURDAY, NOVEMBER 25, 2017

|in the news

The 2017 CotY Awards For the “Oscars of the Remodeling Industry,” local contractors gathered to recognize projects of distinction and celebrate their accomplishments by Emily Gunn | photography by Tom Schelin

n a warm Friday evening in early November, around 200 local members of NARI (National Association of the Remodeling Industry) gathered at Electrolux, USA in Charlotte, dressed in semi-formal attire and ready to eat, drink and be merry (and, if they were lucky, to win awards) for the 19th annual CotY awards. The event was sponsored by title sponsors Electrolux and Ferguson, as well as other local participating sponsors.

10P

The guest list included contractors, their team members and members of the press—all eager to see who would would win the awards in 45 different categories, each representing a type of contracting project done in the Charlotte area and judged based on before/after photography, product descriptions and technical considerations. The categories were expansive, ranging from the best Residential Bath Renovation Under $25,000

SPECIAL ADVERTISING SECTION . THE CHARLOTTE OBSERVER . SATURDAY, NOVEMBER 25, 2017

homes.charlo+e.com

Chestnut at Blowing Rock 364 Chestnut Drive, Blowing Rock, NC 28605 chestnutatblowingrock.com Ashley Hutchens and Jerry Hutchens 828.964.5438 ashley.hutchens@premiersir.com jerry.hutchens@premiersir.com

UNMATCHED VIEWS. UNPARALELLED LIFESTYLE.

to the Entire House Renovation, $250,000 to $500,000. TRADING WORK BOOTS FOR HIGH HEELS Guests were greeted at the door of Electrolux, USA and immediately escorted across a red carpet and served champagne. Contractors mingled and talked about the projects up for consideration. Waiters carried around trays of delicious hors d’oeuvres, including miniature crab cakes and puff pastries filled with warm brie cheese. The elegant dining area was decorated with fluffy hydrangeas and white lilies in cylindrical vases. Guests were assigned tables, where

homes.charlo+e.com

they enjoyed everything from dinner rolls to the salmon main course to the delicious dessert trays complete with mini apple pies and cheesecake bars. The first course was served as Mike Waite, director of the NARI Chapter in Charlotte, blessed the food, setting the tone for an evening of warmth and gratitude. He then turned the evening over to the event’s emcee, Tom Miller, the NARI National president. Miller spoke enthusiastically about Charlotte, citing his good impression of the city’s progress and calling it a “city on the move.” He described the guidelines for the CotY awards entries, explaining that each award would be granted to the team of a

Chestnut at Blowing Rock features open and airy living spaces, natural finishes and towering windows designed to showcase breathtaking vistas. LOCATED ON THE BLUE RIDGE PARKWAY atop the Eastern Continental Divide in the idyllic village of Blowing Rock, North Carolina awaits Chestnut at Blowing Rock – a private enclave of 23 single-story luxury residences surrounded by lush natural scenery, unmatched views and modern conveniences. Redefining luxury living, Chestnut at Blowing Rock features open and airy living spaces, natural finishes and towering windows designed to showcase breathtaking vistas of Moses Cone Memorial Park and Grandfather Mountain State Park. The quaint and charming shops and restaurants of Main Street are steps from your door. Discover elegant living in a casual setting at Chestnut at Blowing Rock.

Sotheby’s International Realty® and the Sotheby’s International Realty logo are registered service marks used with permission. Each office is independently owned and operated.

SPECIAL ADVERTISING SECTION . THE CHARLOTTE OBSERVER . SATURDAY, NOVEMBER 25, 2017

11P

C H A R L O T T E

home design - dedicated to showcasing charlotte’s distinctive homes -

Upcoming Issue Focus Calendar OCTOBER SEPTEMBER

SAT 7

THE UPTOWN WARDS

CUSTOM BUILT HOMES

UNION COUNTY

NC GREAT LAKES

SAT 4

NOVEMBER OCTOBER HISTORIC HOMES

THE BABY BOOM ISSUE

LAKE KEOWEE

THE GRAND STRAND

contracted remodeling project—an improvement done to an existing structure. Recognizing these projects is about more than granting awards, Miller said. It’s recognizing that quality remodeling can change people’s lives for the better, a theme reflected throughout the evening. Changing the way people live on a daily basis through excellent remodeling, he said, “is no small thing.” NOTABLE AWARDS The projects highlighted throughout the event were also no small thing. Contractors accepting awards

talked about how clients’ lives have been changed by the projects, citing impressive, and sometimes even emotional, testimonials. Some of those clients were in attendance, enjoying the awards ceremony with the contractors who had become friends during extensive projects that often required many months to complete. One woman in particular exemplified the notion of how “remodeling changes lives” when she talked about her son’s bathroom. NARI’s charitable arm made it possible for her son with special needs to receive a bathroom specially tailored for him. It literally changed her family’s lives, she said,

SAT DECEMBER NOVEMBER 2 THE BUNGALOW ISSUE 9 GASTON COUNTY 16 EQUESTRIAN, FARMS & LAND 23 RISING STARS - TOP 10 30 HIGH COUNTRY NC MTNS C H A R L O T T E

home design - dedicated to showcasing charlotte’s distinctive homes -

Charlotte’s Premier Real Estate Publication Viewed by 339,500 Readers Weekly! For more information & advertising options, contact Buck Brice (704) 358-5454 BBrice@CharlotteObserver.com

12P

SPECIAL ADVERTISING SECTION . THE CHARLOTTE OBSERVER . SATURDAY, NOVEMBER 25, 2017

homes.charlo+e.com

Robin Knows Dirt

CUSTOM TO BUILD

making it easier for her son Ben to get in the tub and easing her mind in regards to unique safety concerns. For each of the categories, organizers showed “before and after” pictures of the projects before announcing the final winner. For kitchens, many of the “after” pictures boasted marble countertops, open concepts and white cabinets. For bathrooms, they commonly featured farmhouse sinks, gorgeous tiles and barrier-free showers. Winners took to the stage to say a few words, some getting emotional as they expressed gratitude for career progress and pride in the awards. The evening culminated in the “People’s Choice Award”—the only

award not selected by a panel of NARI judges, but rather by social media votes. By this point, several repeat winners had emerged, including Distinctive Design, Case Design and DPS Construction, among others. Several contractors racked up multiple awards, getting the opportunity to speak to more than one project throughout the evening. Both chapter President Mike Waite and National President Tom Miller spoke to NARI’s mission and the need to “get the word out” about the excellence of the organization. And if the projects featured at the CotY awards are any indication, NARI is in no short supply of excellence.H|D

13424 SAGE THRASHER Time to build your dream estate on 9.4 waterfront acres on Lake Wylie in The Sanctuary. Impressive architectural features. $2,121,450

ESTATES AT GLENMOOR NEW CONSTRUCTION, THESE ARE THE LAST ONES! 3128 GLENMOOR - 3200 sq ft. $309,000. 3120 GLENMOOR - $325,000. 3121 GLENMOOR - Cottage style $310,000. 3113 GLENMOOR - $300,000.

51 HONEYSUCKLE WOODS RARE FIND in Lake Wylie’s River Hills! Completely updated ranch with finished basement and WOW screened porch. $430,000

4480 RIVER OAKS RD, LAKE WYLIE Custom built 4BR w/waterviews, stunning features on 1.17 acre. $535,000

228 WHITE PINE RD. Discover Lake Wateree SC just 1 hr. f/ Charlotte. Custom built 3 BR cottage on 2.2 acres with Dock. Breathtaking! $400,000

224 CURRENCE RD CLOVER Country Estate on 9.7 acres with pond! 2 yrs young with amazing 3+ vehicle workshop! $550.000

1907 KAILUA CIRCLE Tega Cay waterfront ranch with full basement, dock, Views from every room New kitchen! $510,000

106 MARIETTA Gorgeous brick ranch in Historic Clover 4 bed/3 Bath $279,900

• 1581 Dan Sexton, Sharon Go Country on 94.3 rolling acres w/amazing views, several homesites $265,000 • 660 Briarwood in Lake Wylie’s Clarendon Estates & Clover Schools 1 AC lot $49,000 • 208 Highland Forest Dr. in Clover’s Patrick Place .53 AC $47,000 • 1280 Parsons Rd Discover historic McConnells SC! Private 30 acre wooded lot $150,000 • Georgeous waterfront 2.83 acre lot Mountain Lakes in Chester $45,000 • Gorgeous pasture land Charlotte Hwy York - 9 acres $162,000 • 2037 Connor Rd, Chester 5.51 fenced acres w/mobile home, storage buildings $70,000 • Rambler Ln Blacksburg 10 building lots, all wooded 1-2 acres between Charlotte and Spartanburg close to I-85 $13,000 each • 17 beautiful acres for your dream home Moffit Creek, Chester $61,200 • 5975 Morningstar 4.5 acres in Lake Wylie’s Cook’s Cove $65,000 • Ft. Lawn 2 lots in Carobrook subdivision $7,000 each WOW!

1144 FENWICK IN LAKE WYLIE’S LONGLEA ESTATES, 4BR, 3 car garage, fabulous! $270,000

While you are pulling out those holiday decorations, get rid of the clutter. DONATE!

www.yorkcountyhabitat.org

WATCH VIDEOS FOR ALL THESE HOMES ON

homes.charlo+e.com

SPECIAL ADVERTISING SECTION . THE CHARLOTTE OBSERVER . SATURDAY, NOVEMBER 25, 2017

13P

NARI Charlotte 2017 Contractor of the Year Award Winners RESIDENTIAL KITCHEN UNDER $30,0000 DPS Construction, Intelligent Design Engineering - Team Member

RESIDENTIAL ADDITION UNDER $100,000 CASE DESIGN REMODELING OF CHARLOTTE Intelligent Design Engineering – Team Member

RESIDENTIAL KITCHEN $30,001 TO $60,000 DIFABION REMODELING, The Marble and Stone Shop – Team Member

RESIDENTIAL ADDITION OVER $250,000 DIFABION REMODELING, INC. Best Tile – Team Member Ferguson Enterprises – Team Member Intelligent Design Engineering – Team Member Southend Home Improvement – Team Member Harkey Tile and Stone – Team Member

RESIDENTIAL KITCHEN $60,001 TO $100,000 CASE DESIGN/REMODELING of Charlotte RESIDENTIAL KITCHEN $100,001 TO $150,000 Case Design/Remodeling of Charlotte RESIDENTIAL KITCHENS OVER $150,000 ANDREW ROBY, INC. RESIDENTIAL BATH UNDER $25,000 DERHODES CONSTRUCTION Barefoot and Company – Team Member Majestic Bath – Team Member RESIDENTIAL BATH FROM $25,000 TO $50,000 DISTINCTIVE DESIGN BUILD REMODEL Best Tile – Team Member Barefoot and Company – Team Member Harkey Tile and Stone – Team Member RESIDENTIAL BATH $50,001 TO $75,000 DISTINCTIVE DESIGN BUILD REMODEL Best Tile – Team Member Barefoot and Company – Team Member Harkey Tile and Stone – Team Member MGNT Products Group – Team Member RESIDENTIAL BATH OVER $100,000 Andrew Roby General Contractors RESIDENTIAL INTERIOR UNDER $75,000 STUART BROWN CONSTRUCTION Best Tile – Team Member Ferguson Enterprises – Team Member RESIDENTIAL INTERIOR $75,000 TO $150,000 CASE DESIGN REMODELING OF CHARLOTTE Intelligent Design Engineering – Team Member RESIDENTIAL INTERIOR OVER $150,000 CAPPLEMAN HOMES, INC. Charlotte In-Vironments – Team Member RESIDENTIAL INTERIOR ELEMENT UNDER $30,000 DISTINCTIVE DESIGN BUILD REMODEL Best Tile – Team Member Barefoot and Company – Team Member MGNT Products Group – Team Member

14P

RESIDENTIAL EXTERIOR $100,000 TO $200,000 ALAN SIMONINI HOMES RESIDENTIAL DETACHED STRUCTURE Andrew Roby, Inc. ENTIRE HOUSE UNDER $250,000 DPS Construction Corporation Intelligent Design Engineering – Team Member Discount Kitchens Direct Charlotte – Team Member ENTIRE HOUSE $250,000 TO $500,000 DPS Construction Ferguson Enterprises – Team Member Intelligent Design Engineering – Team Member RESIDENTIAL HISTORICAL RENOVATION/RESTORATION UNDER $250,000 Hopedale Builders COMMERCIAL INTERIOR DeRhodes Construction Intelligent Design Engineering – Team Member Harkey Tile and Stone – Team Member LANDSCAPE DESIGN/OUTDOOR LIVING UNDER $60,000 Distinctive Design Build Remodel Intelligent Design Engineering – Team Member BASEMENT OVER $100,000 Hopedale Builders, Inc. GREEN ENTIRE HOUSE / ADDITION PROJECT DiFabion Remodeling RESIDENTIAL HOME THEATRE OR MEDIA ROOM UNDER $75,000 Moore Audio Design BEST IN SHOW Distinctive Design Build Remodel Intelligent Design Engineering – Team Member Landscape Design/Outdoor Living Under $60,000

SPECIAL ADVERTISING SECTION . THE CHARLOTTE OBSERVER . SATURDAY, NOVEMBER 25, 2017

homes.charlo+e.com

QUICK MOVE-IN HOMES Additional homes available online! Visit sheahomes.com/moveins/charlotte for a complete list of available Quick Move-in homes, plus you can view photos, floor plans & more. Union County MLS# 3243849

Lincoln County

MLS# 3246410

MLS# 3278800

MLS# 3261570

MLS# 3271637

4 CAR GRG; MASTER UP

MASTER UP

SPLIT LAYOUT RANCH

$819,900* - Weddington 5 BD, 4.5 BA, 4,570 sq ft Large entertaining space 1st floor guest suite, 1 acre

$916,818* - Weddington 5 BD, 4.5 BA, 4,884 sq ft Study, 1st floor guest suite, large outdoor living, 1.08 acre

$317,180* - Denver 3 BD, 2.5 BA, 2,467 sq ft Great layout for entertaining KT w/ gas, SS, island

$333,420* - Denver 3 BD, 3 BA, 2,804 sq ft Flex Room, Mud Room Rec Rm, Rear Covered Porch

$429,962* - Denver 3 BD, 2.5 BA, 3,082 sq ft Gourmet Kitchen Rear Covered Porch

Fort Mill, SC MLS# 3250936

MLS# 3250941

MLS# 3300354

MLS# 3296283

MLS# 3292247

MASTER UP

BASEMENT - MASTER UP

MASTER UP

MASTER DOWN

$477,122* - Habersham 5 BD, 4.5 BA, 3,402 sq ft Study, 1st floor guest suite Rec Rm, Covered Rear Porch

$549,900* - Habersham 4 BD, 4 BA, 3,950 sq ft Finished walk-out basement 1st floor guest bedroom

$575,437* - Habersham 4 BD, 3.5 BA, 4,128 sq ft 3 Car Grg, 1st flr guest suite Complete in February

$592,900* - Massey 5 BD, 4.5 BA, 4,269 sq ft 3 Car Grg, large Bonus 1st fl guest suite, 2 decks

$640,160* - Massey 4 BD, 3.5 BA, 4,471 sq ft 3 Car Grg, Loft w/ desks Bonus Rm, large Great Rm

Mecklenburg County MLS# 3289142

MLS# 3247974

MLS# 3330255

MLS# 3304707

MLS# 3316477

MASTER UP

UNFINISHED BASEMENT

MASTER DOWN - MODEL!!

1.5 STORY, MASTER DOWN

MASTER UP TOWNHOME

$421,381* - Palisades 4 BD, 4 BA, 3,432 sq ft 2 Car Grg, 4-sides brick Bonus Room, large Master

$545,051* - Palisades 5 BD, 4.5 BA, 4,325 sq ft 4-sides brick, Master Up Bonus; 1st floor guest suite

$499,000* - Palisades 4 BD, 3.5 BA, 3,572 sq ft Rec room, Study, Rear Covered Porch, many upgrades

$384,935* - Palisades 3 BD, 3.5 BA, 2,927 sq ft Ranch w/ loft, bed & bath up Complete in March

$538,298* - Quail Corners 3 BD, 2.5 BA, 2,430 sq ft 4-sides brick, covered porch Complete in February

MLS# 3330808

MASTER DOWN TOWNHOME

homes.charlo+e.com

$617,597* - Quail Corners 4 BD, 3.5 BA, 3,178 sq ft 4-sides brick, rear covered porch, large Rec Room. 7” hardwoods, 10’ ceilings, many luxury finishes included. Complete in February

Sales by: NC: Shea Group Services, LLC DBA Shea Realty (C21630). Construction by Shea Builders, LLC, 68875; SC: Shea Group Services, LLC DBA Shea Realty (10424). Construction by Shea Builders, LLC, G116074. This is not an offer of real estate for sale, or a solicitation of an offer to buy, to residents of any state or province in which registration and other legal requirements have not been fullled. Pricing effective date of publication and subject to change without notice. All square footages and measurements are approximate and subject to change without notice. Trademarks are property of their respective owners. Equal Housing Opportunity. Incentives vary and may be in the form of price reductions, credits toward the purchase of options, or credits towards closing costs. *Price for this home does not include closing costs, application of incentives, includes costs for certain options and upgrades, specic list of which is available at the community sales ofce, and is subject to change.

SPECIAL ADVERTISING SECTION . THE CHARLOTTE OBSERVER . SATURDAY, NOVEMBER 25, 2017

15P

Low-Maintenance, Ranch Homes Available Today!

Locate your dream home at www.myepconhome.com/charlotte The Courtyards on Lake Norman 704-685-0818 The Courtyards of Huntersville 704-439-7023 The Courtyards at Blume Point 704-439-7023 The Courtyards at Kinnamon Park 704-576-0556

“We love our new lifestyle. Our only regret is that we didn’t do it sooner.”

The Courtyards at Emerald Lake 704-635-5082 The Courtyards at Wesley Chapel 704-233-7727 The Courtyards of Marvin 704-787-0320 GOLD SPONSORS

16P

SPECIAL ADVERTISING SECTION . THE CHARLOTTE OBSERVER . SATURDAY, NOVEMBER 25, 2017

homes.charlo+e.com

Photo courtesy MTI Baths / mtibaths.com

design instyle|

Powder Room Basics Small investment, big impact by Vicki Payne

homes.charlo+e.com

nvesting in a powder room makeover is money well spent. It is one of the smallest spaces in your home, but dollar for dollar, it delivers a big return. Perhaps you haven’t even noticed how dated it has become. The powder room is the only room in your home where visitors spend time alone observing their surroundings. Dark, out-of-date wallpaper, dingy tile floors and vanities that look like they were built for elves register high on the “this house really needs updating” rector scale. Check it out for yourself. Walk in and look around. If your house is more than five years old your powder room probably looks dated. The good news is a guest bath is one of the most affordable rooms to update. The trick is to stay with the classics. Black-and-white bathrooms are timeless. Five to 15 years from now they will still be in style. The basics of a classic bathroom are white fixtures

accented with chrome and black, white or gray floor tile. This combination of materials is affordable and easy to locate. Horizontal wood paneling is one of my favorite looks in any small space. This classic wall treatment transforms plain boring walls and makes a space appear larger. Paint the walls and the trim with a semi-gloss white paint. Carrara marble is still the most enduring look for floors, countertops and tiles. If marble isn’t in your budget, subway tiles or 4-by-4 white ceramic tiles will work for the walls. Floor tiles can go large or stay small. Consider the pattern, a classic hexagon or octagon design in 1-by-1 tiles or larger sizes laid in a herringbone pattern. Lighting, faucets and hardware should always have a chrome finish. Golds, hand-rubbed bronze, brass and brushed nickel finishes go in and out of style. But chrome is ageless. Lighting fixtures can feature glass

SPECIAL ADVERTISING SECTION . THE CHARLOTTE OBSERVER . SATURDAY, NOVEMBER 25, 2017

17P

18P

vanity, make it 35- to 36-inch finished height and top it with a Carrara or solid surface countertop in white or black. Select chrome hardware in a simple traditional style. Time to show your personal style. You can keep the mirror simple by selecting an edgeless, beveled glass mirror or one in an unpretentious white or chrome frame. But for fun, you could always opt for a Venetian-style mirror or one with a great punch of color like sapphire or emerald green. Keep your linens white and don’t over accessorize the space. Less is certainly more when it comes to classic design.H|D

Vicki Payne Donatelli is an interior designer, project coordinator and popular speaker for renovation and new construction projects. She is the host of the national PBS series, For Your Home. Visit her blog at ForYourHome.com.

SPECIAL ADVERTISING SECTION . THE CHARLOTTE OBSERVER . SATURDAY, NOVEMBER 25, 2017

Photo courtesy MTI Baths / mtibaths.com

frosted globes or white fabric shades. Exposed light bulbs are very popular in today’s lighting but don’t always provide enough light. Consider the function. If it’s a bathroom where more natural lighting is required, stick with shades. Vanities have run their course in today’s upscale bathrooms, especially powder rooms. The classic look is a white sink mounted on chrome legs. Throughout design history, nothing is as abiding. If storage is needed, consider a stand with a lower shelf or identify a nearby closet. A sink suspended on an open stand or a counter mounted to the walls opens the floor space and make the room look larger and lighter. Palmer Industries’ console leg system and integrated sink tops by MTI make creating a vanity for your bathroom easy and affordable. Sink tops are available in a variety of sizes including a 68-inch double bowl with compatible console legs. If you do elect to use a wooden box

homes.charlo+e.com

SAVE UP TO $40,000* THROUGH SUNDAY!

HOM E S F O R T H E HO L I DAYS S A L E S EV E N T Our 1st Year In Charlotte Rocked & We’re Saying Thanks With Big Savings! Our first year in Charlotte showed us how much you want outstanding design, excellent quality and solid value. We’re saying thanks with holiday savings this week. What’s our gift to you? A free move-in package with refridgerator, washer/dryer and window blinds, $4,000 in closing costs and savings worth $1,000’s!* Celebrate the holidays in a new Century home!

Cedarvale Farm | Harrisburg Homesite 32 | The Bridgeport 630 Iron Horse Lane 3,365 Sq. Ft. 5 Beds | 4 Baths WAS: $378,990 NOW: $344,990

Highclere | Weddington Homesite 6 | The Inverness 121 Highclere Drive 4,287 Sq. Ft. 5 Beds | 4.5 Baths WAS: $749,900 NOW: $709,990

Hollybrook | Mooresville Homesite 4 | The Wakehurst 144 Rain Shadow Drive 4,253 Sq. Ft. 4 Beds | 3.5 Baths WAS: $449,621 NOW: $404,990

Marvin Chase | Ballantyne Homesite 8 | The Bridgeport 15008 Sapphire Hill Lane 3,365 Sq. Ft. 5 Beds | 4 Baths WAS: $557,990 NOW: $519,990

Wyndmoor | Marvin Homesite 1 | The Newport 103 Barlow Street 4,679 Sq. Ft. 5 Beds | 4.5 Baths WAS: $729,990 NOW: $699,990

Learn more at CenturyCommunities.com/NorthCarolina or call 704.909.7088 for locations and the latest offers. *Bonus offers valid on specified homes that contract from 11/8/2017 through 11/30/2017. Homes must close by 12/31/17. Savings vary by community and homesite. See sales consultant for full details. Bonus offers require use of builder’s preferred lender and closing attorney. Bonus options include: move-in package for inventory homes with refrigerator, washer and dryer and window blinds and $4000 in closing cost credits. May affect maximum financing. Offers vary per community and cannot be combined with any other offer. See a sales representative for details. Price, plans and terms are effective on the date of publication and subject to change without notice. Depictions of homes or other features are conceptual. Persons in photos do not reflect racial preference and housing is open to all without regard to race, color, religion, sex, handicap, familial status, or national origin. ©11/2017 Century Communities.

homes.charlo+e.com

SPECIAL ADVERTISING SECTION . THE CHARLOTTE OBSERVER . SATURDAY, NOVEMBER 25, 2017

19P

|straight talk

falling into winter Some friendly home-maintenance reminders for the cold weather months by Allen Norwood

ur gas fireplace logs balked when I tried to light them for the first time this fall. I had turned the gas off at the tank last spring, and the gas in the line had ebbed away over the summer. I opened the valve and tried to light the logs, but—nothing. Our logs are electronic with batteries in the fireplace and in a remote control. Basically, all I could do is point and click. Which I did—and did, and did. After I’d clicked, oh, two dozen times, I replaced all the batteries and tried a half dozen more times. No luck. I called Doug, one of The Fireplace Guys, and left a message explaining that I’d appreciate advice on how to bleed the gas line around that sophisticated ignition system. When I didn’t hear from him, I decided to call again. First, though, one more click. You guessed it: The logs came on with a pleasing “whoomp.”

20P

(I left Doug another message. I told him he was so good that all I had to do was dial his number to get the balky logs to cooperate.) Anyway, all that offers an opportunity to revisit cold weather reminders: Now is a good time to vacuum gas logs, and make sure they’re aligned properly. As Doug explained in a column a while back, the fireplace will create soot if the logs are too close to the flames. Preventing soot is especially important if you have unvented gas logs in an open fireplace. If you have remote-controlled logs, it might be a good idea to go ahead and replace the batteries before the fireplace season begins in earnest. I usually replace household batteries around Jan. 1, but it makes sense to replace fireplace batteries at the opening of the fireplace season. Carbon monoxide detector batteries, too.

Fall is the time to reverse ceiling fans, so they blow up. That pushes the hot air off the ceiling and down the walls of the room. Just be careful the fan doesn’t blow hard enough to push the gas flames up against those logs. Soot, remember? When we got our first unvented gas logs, experts advised not to burn them more than two hours at a time. These days, I limit each session to one hour. The flames from unvented logs generate lots of moisture. If you see condensation on the inside of window glass, turn the logs off and crack a window to ventilate. In fact, say experts at the N.C. Cooperative Extension Service, moisture can be a problem throughout the house during the winter when our homes are buttoned up tight. Lots of everyday activities in addition to gas logs—cooking, showering, even

breathing—add moisture. That’s why mildew can be a problem during the cold months. Moisture condenses on cool walls in spots where there’s little circulation, like the back corner of your closet or the spot behind the big sofa. To ensure healthy, comfortable circulation throughout the house, be sure heat vents are open, and that any vents in the floor aren’t covered by drapes or furniture. To keep moisture down, turn the bathroom fan on when showering and don’t forget the vent over the stove when simmering that big pot of cold-weather soup. Finally, if your gas logs are balky, too, be patient. You might get lucky on the 31st try. H|D

SPECIAL ADVERTISING SECTION . THE CHARLOTTE OBSERVER . SATURDAY, NOVEMBER 25, 2017

Allen Norwood: homeinfo@charter.net

homes.charlo+e.com

SouthPark Office 6857 Fairview Road Charlotte, NC 28210

OPENING Soon - WAVERLY OFFICE 7415 Waverly Walk Ave, Suite F2-2 Charlotte, NC 28277

GIVERNY | $675,000

TRACEY COOK

MYERS PARK | $1,750,000

EASTOVER | $1,295,000

1966 Maryland Avenue

102 Wrenwood Lane

5726 Colony Road

704-236-1135

6BR/5.1BA | Amazing outdoor living

5BR/5.1BA | Courtyard with fireplace

4BR/2.5BA | Immaculate | High ceilings

UNDER CONTRACT

NEW CONSTRUCTION

SHERYL HALLOW

FOXCROFT | $2,495,000

THE VILLAS | $785,000

POLO CLUB at WEDDINGTON | $299,900

3751 Abingdon Road

7140 Old Providence Road

2308 Coltsview Lane, Matthews

704-907-1144

5BR/5.1BA | Well-appointed

4BR/3.1BA | Gated enclave

2BR/2BA Patio home | Open plan

JUST CLOSED

BEVERLY WOODS | SP: $410,000

LISA WILFONG

VILLAGE at TOTTENHAM | $799,000

CAMERON WOOD | $535,000

4342 Tottenham Road

10001 Reniston Drive

4001 Chandworth Road

704-909-5062

4BR/3BA | Gated community

5BR/3.1BA | Open plan | MBR down

5BR/3BA| Updated| Screened porch

UNDER CONTRACT

JUST CLOSED

VIVIAN & MARK MUNSON

CHELSEA PLACE | $1,095,000

BRITTANY OAKS | SP: $456,000

OVERLOOK | $410,000

2501 Chelsea Place Court

11322 Baronia Place

4444 Andrew James Drive

704-661-7330

Custom 5BR/4BA | In-ground pool

4BR/2.1BA | Updates | Private lot

5BR/3BA | 0.52 acre | Lake access

homes.charlo+e.com

SPECIAL ADVERTISING SECTION . THE CHARLOTTE OBSERVER . SATURDAY, NOVEMBER 25, 2017

21P

Classifieds The Place to Sell and Buy, To Find Jobs, Cars, Real Estate & More!

704-358-5555 www.charlotteobserver.com Real Estate Reader Notice - All Real Estate advertised herin is subject to the Federal Fair Housing Act which makes it illegal to indicate any preference, limitation or discrimination based on race, color, religion, sex, handicap, familial status or national origin, or an intention to make any such preference, limitation or discrimination. We will not knowingly accept any advertising for Real Estate which is in violation of this law. All persons are hereby informed that all dwelling advertised are available on an equal opportunity basis. If you believe that you may have been discriminated against in connection with the sale, rental or financing of housing, call: The United States Department of Housing and Urban Development (HUD) at 1-800-669-9777.

Lots for Sale Many Lots for mobile or modular homes. Some with well and septic. Low DP. EZ terms. Any Size. Bryant Realty 704-567-9836 www.bryantrealty.org

Mountain Property for Sale STUNNING NC Mtn Views New log cabin on nearly 2 ac. features vault. ceilings, fireplace, hdwd floors, lg. screened porch, ½ basement, Only $194,900 (828) 286-2981 YOUR NEW MOUNTAIN HOME A log home in the Powder Horn Mountain gated community, 3BR,3B on 1 acre of forest. Come on up and "sit a spell" to fall in love with the home where I live. $289,000 earl.trotter73@gmail.com 760-405-7373

Commercial Real Estate for Rent/Lease Exit 28 and Hwy 21 Office space, high exposure, 1600sq ft+, $1,650/mo, new paint, new interior, new carpet Lake Norman Realty First 704-578-9610

Uptown — Rent 3BR/2BA HOME w/central heat&air, $950 mo + $950 deposit. 404 Plymouth Avenue. 704-576-2092

Apartments for Rent AFFORDABLE APARTMENTS 2 & 3 Bedrooms starting @ $ 695/mo. Hardwoods, central air, appls, W/D hookup, ceiling fans, gas heat. 2814 Marlowe Ave. 704-393-8047

Rooms for Rent

Lake Property for Sale LAKE WATEREE HOME FOR SALE BY OWNER 2bed/2ba,home on cove, fireplace, open concept, wood floors, granite counters, Screen porch, 2 decks, dock, det garage. 1.9 acre fenced lot. $319,900, call for appt. 843-200-2517 $319,900 joko30@aol.com 843 -200-2517

Mountain Property for Sale 1 ACRE wooded lot in gated community on cul de sac, beautiful mountain range views, 12 mins to Boone, located in Ashe Co. Only $39k 704-560-7408 BLUE RIDGE PARKWAY ESTATE Laurel Sprgs NC. 22 acres. 3BR/2B home. 40x60 shop. Gazebo. Trails. Direct access. Ponds. WON’T LAST LONG! $659,000 appele@wilkes.net 336-973-8500

AFFORD WEEKLY Rental $199+ tax Micro/Fridge, 70+ Channels Fast WiFi, Mrng. Coffee, Maid/Linens Self Laundry Royalinncharlotte.com Bus Rt. 5 (Sprinter)*Call: 704-394-1819

Roommate Wanted AREA 3 Room to Share $450 + Dep. 704-536-3813

HOME TO SHARE Beaut Furn. Room. Nice Location. TV/Cable, Internet. Private BA. All included 704.756.7002 Quiet clean Room. Cable. Washer/Dryer. Kitchen privileges. $135 per week. 704.891.1670

Manufactured Homes for Rent

FSBO Beech Mountain Lots $10,000$55,000. Estate Sale - 50 Beech Mountain Lots $750,000. Club Memberships Available. Call 843-651-4545

Concord 2bd 2ba mbl hm clean, lg rms. crd/ cm ck, no pets. 685rt+dep 704-400-5655

MOUNTAIN INVESTMENT 10 condos, 8 2BR 2BA, 2 3BR 3BA at Mount Mitchell Golf Club, $120,000 gross income/year, Close in Spring/2018 for full rental year, Possible owner financing. Call and leave message, $1,320,000, 828-675-4923

Farms/Acreage

N.C. MINI MOUNTAIN ESTATE 4Bath 4Bed-Mt. Mitchell Golf Course-River Frontage-Next to Pique - $1,250,000 www.GarcynEstate.com

22P

FARM LAND 40 acres, Center Rd. Hwy 97, Chester, SC lots of timber, pond, house needs lots lots of work, $100,000 336-391-6327 FSBO 2 FAMILY MINI FARM Western York County, SC 803-925-2306

SPECIAL ADVERTISING SECTION . THE CHARLOTTE OBSERVER . SATURDAY, NOVEMBER 25, 2017

homes.charlo+e.com

Mortgage Guide Institution

30 yr APR

The Charlotte Observer

30 yr Fixed

30yr Fixed APR

Fees

% Down

APR

Phone Number / Website

3.000

0.000

$850

20% 3.040

Points: 0.000

7/1 yr Arm

3.125

0.000

$295

20% 3.200

704-412-9131

Fees: $295

30 yr jumbo

3.875

0.000

$295

20% 3.905

www.mecklenburgmortgage.com

% Down: 20%

Free Prequalification Letters and Rate Quotes 7 days a week

Rate: 3.625

20 yr Fixed

3.500

0.000

$885

3.550

Points: 0.000

15 yr Fixed

3.125

0.000

$885

3.189

910-332-0650

Fees: $885

10 yr Fixed

3.000

0.000

$885

3.093

www.ABBAFIRST.com

% Down: 5%

NMLS # / License #

NMLS #: 1190352 LIC# 161067

NMLS #: 74184 LIC# 132884

Doing business HIS way. No cost option for Conv VA FHA USDA

Rate: 3.625

15 Yr Fixed

2.875

0.000

2.896

Points: 0.000

7/1 Arm

2.875

0.000

2.940

Fees: $0

LOCAL IN CHARLOTTE FOR 30 YEARS! OPEN SATURDAYS! A+ BBB RATING!

% Down: 5%

FREE FLOATDOWN IF RATES DROP! ZERO CLOSING COST OPTIONS!

3.629% Best Rate Mortgage

Points

15 yr fixed

3.661% ABBA First Mortgage

Rate

Rate: 3.750

3.757% Mecklenburg Mortgage

Product

NMLS #: 103395

704-529-1233 www.bestratemtg.com

Savings Update

What’s the difference between getting pre-qualified and pre-approved for a mortgage? By Sabrina Karl If you’re shopping for a new home, it’s smart to get a mortgage lender involved approval and pay the fee it usually requires. Here, you provide information for early. But does that mean getting pre-qualified or pre-approved? Knowing the the lender to confirm and analyze your debt, income and assets, as well as difference can save you from a common homebuyer mistake and possible your credit score and report. missed opportunities. With this, the lender can commit on the type and amount of mortgage they’re Pre-qualification is easier and comes first for most buyers. Based on debt, willing to offer you, as well as the rate. This is conveyed in a conditional comincome and asset information you provide, the lender recommends the type mitment letter, which confirms you have financing for homes at or below the and amount of mortgage they’ll likely approve for you. The process is quick approved amount. and generally free, and involves no credit analysis. If you’re sure you plan to buy, pre-approval offers advantages that are worth As a result, the pre-qualification amount is only an estimate of what you might the application fee. Not only does it help you avoid wasting time on homes be able to expect. If you’ve overlooked reporting any debts, have overstated beyond your price range – it can also give you an edge with a seller, as it income or assets, or have less than excellent credit, you may find out later demonstrates you can move quickly without a contingency to secure financing. your approved mortgage amount is less than your pre-qualification. Pre-qualification is a great first step for most home buyers, but as soon as the Once you’ve gotten serious in your house hunting, it’s wise to apply for pre- house hunt becomes serious, pre-approval becomes your next smart move. Rate Criteria: The rates and annual percentage rate (APR) are effective as of 11/20/17. All rates, fees and other information are subject to change without notice. RateSeeker, LLC. does not guarantee the accuracy of the information appearing above or the availability of rates and fees in this table. The institutions appearing in this table pay a fee to appear in this table. Annual percentage rates (APRs) are based on fully indexed rates for adjustable rate mortgages (ARMs). The APR on your specific loan may differ from the sample used. All rates are quoted on a minimum FICO score of 740. Conventional loans are based on loan amounts of $165,000. Jumbo loans are based on loan amounts of $424,101. Lock Days: 30-60. Points quoted include discount and/or origination. Payments do not include amounts for taxes and insurance. The APR may increase after consummation and may vary. FHA Mortgages include both UFMIP and MIP fees based on a loan amount of $165,000 with 5% down payment. Points quoted include discount and/or origination. Fees reflect charges relative to the APR. If your down payment is less than 20% of the home’s value, you will be subject to private mortgage insurance, or PMI. VA Mortgages include funding fees based on a loan amount of $165,000 with 5% down payment. If your down payment is less than 20% of the home’s value, you will be subject to private mortgage insurance, or PMI. The fees set forth for each advertisement above may be charged to open the Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act, (BA) indicates Licensed Mortgage Banker, NYS Banking Dept., (BR) indicates Registered Mortgage Broker, NYS Banking Dept., (loans arranged through third parties). “Call for Rates” means actual rates were not available at press time. To access the NMLS Consumer Access website, please visit www.nmlsconsumeraccess.org. To appear in this table, call 773-320-8492.

homes.charlo+e.com

SPECIAL ADVERTISING SECTION . THE CHARLOTTE OBSERVER . SATURDAY, NOVEMBER 25, 2017

23P

AT THIS MOMENT SERENITY IS MET WITH A VIEW SU G A R G ROV E , N O R T H CA RO LI N A 2 : 2 1 P. M .

PREMIERSIR.COM/ID/204367

828.898.5022

Contact us today for a consultation on how your home can be marketed in the Carolinas and around the world. 877.539.9865 PremierSothebysRealty.com

Blowing Rock | 828.295.0776 Asheville | 828.277.3238

Charlotte | 704.248.0243

Linville Ridge | 828.898.5151

Banner Elk | 828.898.5022

Lake Norman | 704.727.4170

Uwharrie Lakes | 704.727.4170

Sotheby’s International Realty® and the Sotheby’s International Realty logo are registered service marks used with permission. Each office is independently owned and operated. Equal Housing Opportunity. Property information herein is derived from various sources including, but not limited to, county records and multiple listing services, and may include approximations. All information is deemed accurate.

24P

SPECIAL ADVERTISING SECTION . THE CHARLOTTE OBSERVER . SATURDAY, NOVEMBER 25, 2017

homes.charlo+e.com