NATIONAL
SALES EVENT JANUARY 27 – FEBRUARY 19, 2018
PERSONALIZE YOUR HOME WITH LIMITED-TIME INCENTIVES * Luxury Active Living, Ranch-style, and Two-story Single-Family Homes in Charlotte, Marvin, and Weddington, NC and Indian Land, SC from the low $300,000s to over $1,000,000.
For more information including a list of participating communities and directions, call 844-840-5263 or visit
TollSalesEventNC.com/CHO CELEBRATING 50 YEARS | EST. 1967 | AN ACCLAIMED PAST. A BRIGHT FUTURE. Open Sun–Mon 1pm–6 pm, Tues–Sat 10 am–6 pm. Brokers welcome. Homes available nationwide. Prices subject to change without notice. Photos are images only and should not be relied upon to confirm applicable features. *Offer, if any, is valid for new buyers who purchase a home in a participating community in Charlotte and deposit between 1/27/18 ad 2/19/18, sign an agreement of sale, and close on the home. Offers, incentives, and seller contributions, if any, vary by community and are subject to certain terms, conditions, and restrictions, including but not limited to the availability of home sites. Toll Brothers reserves the right to change or withdraw any offer at any time. Not valid with any other offer. See sales representative for details. This is not an offering where prohibited by law.
CELEBRATE CELEBRATE National New Home Sales Event | Jan. 8th - Feb. 18th
Brayden - The Arbors Fort Mill, SC | from the $400s • Located in the Fort Mill school district • Neighborhood amenities to include Private Residents’ Club with competition pool, neighborhood pond and pocket parks • Home designs featuring gourmet kitchens with large islands, spacious owner’s suites with private baths and flex rooms to suit your needs. • Brayden offers wooded homesites and pond views to create more private living.
SIGN A PURCHASE CONTRACT ON A TO-BE-BUILT HOME BETWEEN JANUARY 8, 2018 AND FEBRUARY 18, 2018 AND RECEIVE:
Up to $5,000 Towards Closing Costs* When financing with our affiliate lender, Calatlantic Mortgage and using our preferred closing agent.
-AND-
Up to $10,000 in Design Center Credits**
For more info: CalAtlanticHomes.com
Mike Green | Mike.Green@CalAtl.com Phone: 803-396-7777
Open House Savings Save up to $35,000* this Saturday in Wyndmoor! Join us for a neighborhood open house and tour 4 stunning homes in the heart of Marvin. Soaring ceilings, inviting quartz kitchens, owner's retreats and amazing exteriors are showcased on every homesite. Grab a friend and discover Wyndmoor! Marvin Schools | Close to shopping, dining and recreation
WYNDMOOR Saturday, February 10 10:00am - 2:00pm Refreshments & Giveaways 103 Barlow St | Marvin
From the $600s
Learn more at CenturyCommunities.com/NorthCarolina or call 704.800.6395 for locations and the latest Price, plans and terms are effective on the date of publication and subject to change without notice. Depictions of homes or other features are conceptual. Decorative items and other items shown may be decorator suggestions that are not included in the purchase price and availability may vary. *Savings calculated from original list price to current list price and varies by homesite. *See sales consultant for full details. Persons in photos do not reflect racial preference and housing is open to all without regard to race, color, religion, sex, handicap, familial status, or national origin. Š2/2018 Century Communities
Frances Dawson
HIGHLY DESIRED LOTS IN SAILVIEW DENVER’S AMENITY COMMUNITY
Realtor, Broker, GRI, SRES RE/MAX Executive at the Lake 704.701.7599 Frances@HOMESofLKN.com
Rustling Woods Dr #272 | $79K Rustling Woods Drive #31 | $72K Summit Ridge Lane #330 | $49K Rustling Woods Drive #301 | $49.9K Rustling Woods Drive #303 | $68.5K
Representing Denver Luxury Real Estate
UPDATED MAIN CHANNEL CONTEMPORARY | 4BD | 3.5BA | 4,262 SQFT MLS# 3356589 | 8880 GRAHAM POINT LANE | .57 ACRES | $1.150M
MAIN CHANNEL COTTAGE CHARMER | 3BD | 3BA | .61 ACRES MLS# 3348098 | 8870 GRAHAM POINT LANE | $949K
VERDICT RIDGE GOLF COURSE | 5BD | 4.5BA | 4,400 SQFT MLS# 3321392 | 1443 WINGED FOOT DRIVE | | $639K
SAILVIEW WATERFRONT | 4BD | 4 FULL BA | 4,798 SQFT MLS# 3304465 | 4580 OSPREY RUN COURT | $789K
WESTPORT WATERFRONT | 4BD | 3.5BA | 3,562 SQFT MLS# 3312150 | 7949 GOLF COURSE DRIVE | $719K
SAILVIEW PERFECTION | 6BD | 5 FULL BA | 4,982 SQFT MLS# 3342376 | 4251 IVEY HOLLOW COURT | $489K
Susan Dolan Broker, Realtor, ASP, IMSD, REDS 704-560-7201 | SusanD@ivesterjackson.com LKNhomesandliving.com
Nadine Wynn BROKER | REALTOR®
704.806.6711 Nadine@TeamNadine.com
ALakeHome.com
TUSCAN WATERFRONT ESTATE | DENVER
CUSTOM BUILT | BACKYARD OASIS | DENVER
VERDICT RIDGE GOLF COURSE | DENVER
LKN DREAM HOME | MOORESVILLE
MLS# 3302986 | 3382 Governors Island Dr | $2M
MLS# 3353435 | 7693 Nautical View Dr | $825K
MLS# 3339426 | 7398 Sahalee Dr | $750K
MLS# 3315510 | 156 Marietta Rd | $874K
ELEGANT EUROPEAN ARCHITECTURAL | CORNELIUS MlS# 3356222 | 21405 Pinecrest Pl | $645K
GOLFER’S DREAM HOME | DENVER
CUSTOM BUILT ON 20 ACRES | CATAWBA
RESORT STYLE LIVING | DENVER
MLS# 3347640 | 1813 Oakmont Dr | $799K
MLS# 3320727 | 5284 E NC 10 Highway-1 | $577.9K
MLS# 3349935 | 107 Chimney Rock Ct | $565K
Mortgage Guide Institution
30 yr APR
4.041%
The Charlotte Observer
30 yr Fixed
APR
3.886% APR
4.013% APR
Fees
% Down
APR
Phone Number / Website
3.875
0.000
$750
5%
3.920
Points: 0.000
15 yr Fixed
3.375
0.000
$750
5%
3.431
910-332-0650
Fees: $975
10 yr Fixed
3.375
0.000
$750
5%
3.443
www.abbaKrst.com
% Down: 5%
Doing business HIS way. No cost option for Conv VA FHA USDA
Rate: 3.875
15 Yr Fixed 3.375
0.000
$0
5% 3.389
Points: 0.000
7/1 Arm
0.000
$0
5% 3.396
Fees: $0
LOCAL IN CHARLOTTE FOR 30 YEARS! OPEN SATURDAYS! A+ BBB RATING!
% Down: 5%
FREE FLOATDOWN IF RATES DROP! ZERO CLOSING COST OPTIONS!
3.375
NMLS # / License #
NMLS# 74184 LIC# 132884
NMLS #: 115183
704-529-1233
LIC# 103395
www.bestratemtg.com
Rate: 4.000
15 yr Kxed
3.375
0.000
$295
20% 3.398
Points: 0.000
7/1 yr Arm
3.375
0.250
$975
20% 3.421
704-412-9131
Fees: $295
30 yr jumbo 4.000
0.000
$975
20% 4.027
www.mecklenburgmortgage.com
% Down: 75%
Free PrequaliKcation Letters and Rate Quotes 7 days a week
30yr Fixed
Mecklenburg Mortgage
Points
20 yr Fixed
30yr Fixed
Best Rate Mortgage
Rate
Rate: 4.000
30yr Fixed
ABBA First Mortgage, Inc.
Product
NMLS #: 1190352 LIC# 161067
Savings Update
How is a CD’s interest paid? By Sabrina Karl
All certificates of deposit earn interest. But not all calculate it the same, or pay it out between two otherwise equal CDs. on the same schedule. Before locking into a new CD, it’s worth checking its interest terms. The other aspect of CD interest to consider is the ability to tap interest before maturity. Most CD buyers will keep their interest accumulating within the CD, growing the First look for how frequently the CD will compound. Compounding monthly means balance and benefiting from compounding. one month’s worth of interest will be added to the balance each month. Then the next month, that new higher balance will be used for calculating interest. But some CDs allow you to siphon the interest into a separate account each time the CD earns an interest payment. Here again, the terms of the CD will stipulate how Certificates generally compound daily, monthly, quarterly or even annually. The more often that happens. Though a CD might compound daily, most banks will apply interfrequently, the better, as it allows more chances to earn interest on accrued interest. est payments monthly or quarterly. To see the impact of different compounding periods, take the example of a five-year CD with a 2.50% APR and an investment of $20,000. If compounding annually, the CD would earn $2,628 over the five years, while the same CD with daily compounding would earn $2,663.
If your goal is to earn the highest possible return over the life of your CD, you’ll want to choose a certificate that allows interest to accumulate and be compounded. But if instead you’d like to preserve your main investment while collecting interest payouts along the way, check the terms to make sure periodic interest withdrawals are allowed.
Although the difference might seem small, it can sometimes help you choose Rate Criteria: The rates and annual percentage rate (APR) are effective as of 2/6/18. All rates, fees and other information are subject to change without notice. RateSeeker, LLC. does not guarantee the accuracy of the information appearing above or the availability of rates and fees in this table. The institutions appearing in this table pay a fee to appear in this table. Annual percentage rates (APRs) are based on fully indexed rates for adjustable rate mortgages (ARMs). The APR on your specific loan may differ from the sample used. All rates are quoted on a minimum FICO score of 740. Conventional loans are based on loan amounts of $165,000. Jumbo loans are based on loan amounts of $453,101. Lock Days: 30-60. Points quoted include discount and/or origination. Payments do not include amounts for taxes and insurance. The APR may increase after consummation and may vary. FHA Mortgages include both UFMIP and MIP fees based on a loan amount of $165,000 with 5% down payment. Points quoted include discount and/or origination. Fees reflect charges relative to the APR. If your down payment is less than 20% of the home’s value, you will be subject to private mortgage insurance, or PMI. VA Mortgages include funding fees based on a loan amount of $165,000 with 5% down payment. If your down payment is less than 20% of the home’s value, you will be subject to private mortgage insurance, or PMI. “Call for Rates” means actual rates were not available at press time. To access the NMLS Consumer Access website, please visit www.nmlsconsumeraccess.org. To appear in this table, call 773-320-8492.
LeeAnnMiller Broker, Realtor®
704.562.2922 LeeAnnMiller.com LeeAnn.Miller@allentate.com
2216MetcalfDr~SherrillsFord
8194MallardRoad~Denver e ed Hom r u at nt Fe rfro te Wa
t n ron k l rf e at W
$955,000
$799,500
MLS# 3335450
MLS# 3295721
7806TurnberryLn~Stanley
11230JohnsonDavisRd~Huntersville ke La t d an on Isl erfr n Mt Wat
rd Fo rse s n u wa Co Co olf G
$595,000
$565,000
MLS# 3325859
MLS# 3335385
324 Sugar View Trl ~ Banner Elk ~ 9.3 Acres tn Ms h ec iew Be V
$1,089,000 MLS# 3331087
4458LakeShoreRd~Denver
2743EmmanuelChurchRd~Conover s re c 1A
t n ron k l rf e at W
9.
$545,000
$339,000
MLS# 3289773
MLS# 3338561
LeeAnnMiller.com
25 MINUTES FROM UPTOWN | 17,000 SQ. FT. CLUBHOUSE EASY ACCESS TO SHOPPING, DINING AND ENTERTAINMENT WALKING DISTANCE TO NEW NOVANT HOSPITAL
9 DESIGNER MODEL HOMES NEW HOMES FROM THE MID $200s TO $400s
D O N ’ T M I S S T H E O P P O R T U N I T Y TO LI V E AT C H A R LOT T E ’S N E W E S T A N D B E S T- LO C AT E D A C T I V E A D U L T C O M M U N I T Y.
855 -799- 4084 | CHARLOTTE, NC C resswindC harlot te.com © 2018 Cresswind is a registered trademark of Kolter Homes. Prices, homesites, home designs and other information subject to errors, changes, omissions, deletions, availability prior sales and withdrawal at any time without notice.
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ALL CA
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60%
D OO W
LAM
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SCHEDULE A FREE IN HOME APPOINTMENT TODAY! 877-50-FLOOR www.50FLOOR.com
GET AN ADDITIONAL
$100 DOLLARS WHEN YOU USE PROMO CODE: Charlotte Observer 60% OFF ALL CARPET, HARDWOOD, LAMINATE, VINYL AND TILE Some restrictions may apply, please check website for details. Expires 2/28/2018
Neighborhood Grand Opening Event Saturday, February 17, 1 - 5 PM New Homes in Concord
Available Homes for Sale Complete in April
$374,900* - Master Up 3 BD, 2.5 BA, 2,462 sq ft. Rear covered porch Large open entertaining space. KT has painted gray & white cabinets, island, SS, gas range. Gas fireplace. MLS# 3348287
Complete in April
$385,682* - Master Up 4 BD, 3 BA, 2,856 sq ft. 1st floor guest bedroom, Rec Room, rear covered porch. Open plan w/ vaulted clg in Fam. KT w/ island, white cabinets, quartz, gas range. MLS# 3348279
Complete in March
$387,499* - Master Down 3 BD, 3 BA, 2,703 sq ft. 1.5 story home w/ Rec Rm, bed/bath upstairs. Flex Room, rear covered porch. Mud Room. KT w/ gray cabinets, SS, gas range, large pantry. MLS# 3348269
Refreshments served as you tour our Model & Inventory Homes Kid’s Fun with Snow Queen Elsa & Batman visiting from 1 - 3 PM! Lantana offers: • 1 & 2 story homes in Concord, Cabarrus County • Prime location, minutes from Concord Mills • Master up or down layouts; 2,074 - 3,031 sq ft • Planned amenities include pool & cabana • Cox Mill Elementary & High, Harris Road Middle Lantana Sun/Mon: 1 - 6; Tue - Sat: 11 - 6 10633 Ellenwood Rd Concord 704-574-5761
sheahomes.com/charlotte
Sales: Shea Group Services, LLC DBA Shea Realty (C21630). Construction: Shea Builders, LLC, 68875. This is not an offer of real estate for sale, or a solicitation of an offer to buy, to residents of any state or province in which registration and other legal requirements have not been fullled. Pricing does not include options, elevation, or lot premiums, effective date of publication and subject to change without notice. All square footages and measurements are approximate and subject to change without notice. Trademarks are property of their respective owners. Equal Housing Opportunity. Home pictured may not be actual home for sale or actual model home, but rather a representation of a similar model or elevation design. *Price for this home does not include closing costs, application of incentives, includes costs for certain options and upgrades, specic list of which is available at the Lantana sales ofce, and is subject to change.
C H A R L O T T E
home design - dedicated to showcasing charlotte’s distinctive homes SPECIAL FEATURE
EUROPEAN INSPIRED HOMES LUXURY REAL ESTATE SATURDAY, FEBRUARY 24th, 2018
C H A R L O T T E
home design - dedicated to showcasing charlotte’s distinctive homes -
Charlotte’s premier real estate publication viewed by 339,500 readers weekly! Space Reservation: Wed., February 21st For more information, contact
Buck Brice (704) 358-5454 BBrice@CharlotteObserver.com C H A R L O T T E
home design - dedicated to showcasing charlotte’s distinctive homes -
Upcoming Issue Focus Calendar SAT
FEBRUARY
17
PLAZA MIDWOOD - NODA
24
EUROPEAN INSPIRED HOMES
SAT
MARCH
3 10 17 24 31
DILWORTH MOORESVILLE FORT MILL, SC ELEGANT ESTATES HILTON HEAD, SC
$275,000,000 Cindy Barnes Over in career sales (704) 367-7203
UNDER CONTRACT
Gracious Southpark home w/stylish updates! Kitchen w/modern finishes. Complete MBA reno. Beautiful outdoor space. 6624 Wynfaire Lane - MLS# 3352004 - $825,000
UNDER CONTRACT
UNDER CONTRACT
Dilworth charmer w/loads of detail plus updates galore! Large, fenced yard & garage. Few blocks from light rail. 2009 Victorian Place - MLS# 3350280 - $600,000
Ronda Avenue MLS# 3264020
Fresh & bright Ballantyne townhome w/quick access to shopping & 485. New paint, carpet, appliances. Attached garage. 14539 Adair Manor Ct. - MLS#3355281 - $290,000
$85,000 Builder opportunity in popular Stonehaven! Large lot, ideal for basement
Considering downsizing? Overwhelmed? If you need a place to start, call me for a practical, step-by-step approach.
HAND IT OVER Cindy.Barnes@allentate.com
UGLY TUB & TILE?
We Repair h & Refinoris Less! in 2 Days
BEFORE
AFTER! Tile grout lines permanently sealed
$
45 OFF
A complete bathtub & tile refinishing job. One coupon per project • Through 3/31/18. Cannot be combined with any other offers.
Valid only at participating locations. Each Miracle Method franchise independently owned and operated
See more photos at: www.miraclemethod.com/charlotte
LET YOUR IDEAS GROW
FEB. 23–25 & MAR. 2–4 FEATURING LEARN INSIDER DESIGN SECRETS FROM VERN YIP OF TLC’S TRADING SPACES & HGTV’S DESIGN STAR FEB. 23 & 24.
GET ADVICE ON ALL THINGS OUTDOORS TO INSPIRE YOUR NEXT PROJECT WITH MATT BLASHAW OF DIY NETWORK’S YARD CRASHERS MAR. 2-4.
EXPLORE THE BELGARD GARDENS FILLED WITH GORGEOUS GREENERY, BEAUTIFUL FLORALS & UNIQUE LANDSCAPING INSPIRED BY THIS YEAR’S NEW SOUTH DESIGN THEME.
TOUR UNIQUE OUTDOOR LIVING SPACES IN THE CIRCULAR BLUE RIDGE YURT & HIGH FLYING TREEHOUSE BUILT BY BEANSTALK BUILDERS.
THE PARK EXPO & CONFERENCE CENTER
2 WEEKENDS ONLY! FIND FRESH IDEAS FROM MORE THAN 250 EXPERTS IN LANDSCAPING, REMODELING, KITCHEN & BATH, WINDOWS, FLOORING & MORE! SATISFACTION GUARANTEED – OR THE PRICE OF ADMISSION IS ON US!
BUY ONLINE
& SAVE 2 $
VALID ON ADULT ADMISSION ONLY.
CO U R T E SY O F MEDIA SPONSOR: D I S CO U N T T I C K E TS AVA I L A B L E AT H A R R I S T E E T E R STO R E S W I T H VIC CARD
CharlotteSpringHomeandGardenShow.com
LIVE ARTFULLY Charlotte, North Carolina | premiersir.com/id/3292433 | 704.248.0243
The location, the style, the feeling you get when you walk through the door – every aspect of your home should be a reflection of who you are, where you’ve been and the life you aspire to live. Your best life begins with a home that inspires you. Call us today and let us find your inspiration. 877.539.9865
PremierSothebysRealty.com
Sotheby’s International Realty® and the Sotheby’s International Realty logo are registered service marks used with permission. Each office is independently owned and operated. Equal Housing Opportunity. Property information herein is derived from various sources including, but not limited to, county records and multiple listing services, and may include approximations. All information is deemed accurate.