home|design, October 7, 2017

Page 1


we know you always love what’s new...


Anniversary C E L E B R AT I O N EXTENDED

T H R U O C T O B E R 1 5 TH

Our Anniversary. Your Celebration. Bring the celebration home and select from a fabulous selection of move-in-ready homes with special offers. With luxurious features and neighborhoods with spectacular amenities, you are sure to find your dream home perfect for celebrating.

JOIN US FOR OUR GRAND

Open House Weekend Saturday, October 7 th | 10 a.m. - 6 p.m. Sunday, October 8 th | 1 p.m. - 6 p.m. Visit our model homes and tour our quick move-in homes. Purchase a Quick Move-In Home on a contract signed between September 1, 2017 and October 15, 2017 and closes by December 29, 2017 and receive:

Up to $5,000* Toward Closing Costs When financing with our affiliate lender, CalAtlantic Mortgage and using our preferred closing agent

PLUS

Whirlpool® Washer, Dryer and Refrigerator**

PLUS

Appraisal provided without additional cost*** When financing through our affiliate lender, CalAtlantic Mortgage

PLUS

No deposit on eligible long-term rate locks**** When financing through our affiliate lender, CalAtlantic Mortgage

CalAtlanticHomes.com

Available only on the purchase of a quick move-in home in the Charlotte market which can close by December 29, 2017, when you sign a contract on or between September 1, 2017, and October 15, 2017. Receipt of up to $4500 toward closing costs credit is subject to limits and is contingent upon buyer making loan application with CalAtlantic Mortgage by October 22, 2017 and closing a loan by December 29, 2017 with our affiliated lender, CalAtlantic Mortgage or, where permitted by seller, another seller preferred lender. Receipt of up to $500 of the closing cost credit is subject to limits is contingent upon buyer using Costner Law, Purser and Glenn or Griffin, Brunson and Wood as the closing agent for the transaction. Any incentive tied to use of CalAtlantic Mortgage may not exceed 3% of sales price.The offer to pay closing costs does not include payment of prepaid taxes, property or mortgage insurance, or mortgage installments. The combined value of seller incentives, credits and other seller contributions may exceed lender limits established for the loan program for which buyer qualifies. Buyer should ask his or her lender about the impact of such limits. Prices, plans and terms are effective on the date of publication and subject to change without notice. Appliance offer includes the following Whirlpool® products: 4.3-cu ft Top Load Washer – WTW5000DW, 7.0-cu ft Dryer WED5000DW, 25-cu ft Side-by Side Stainless Steel Refrigerator WRS325FDAM. Appliances available only through Seller. Approximate value: $2,500 (includes installation). Availability of models may vary by community. Whirlpool® is a registered mark of Whirlpool U.S.A., is not affiliated with Seller, and does not sponsor, endorse, approve or have any responsibility for this promotional offer. No cost appraisal and no deposits required for eligible long-term rate locks are offered by CalAtlantic Mortgage only for purchases of quick move-in homes pursuant to contracts written 9/1/2017 through 10/15/2017 and upon buyer making loan application with CalAtlantic Mortgage by October 22, 2017. Please see CalAtlantic Mortgage representative for more details. Depictions of homes or other features are artist conceptions. Hardscape, landscape and other items shown may be decorator suggestions that are not included in the purchase price and availability may vary. This ad contains general information about a new home community in North Carolina and South Carolina it is not an offer or the solicitation of an offer for the purchase of a new home. This information is not directed to residents of any other state that requires registration or permit issuance prior to the publication of such information. CalAtlantic Mortgage, Inc., NMLS# 203897 holds a North Carolina Mortgage Lender license # L-155709 and branch licenses in Morrisville, NC, L-155709-105; Scottsdale, AZ L-155709-104: and two locations in Charlotte, NC L-155709-102 and L-155709-106. CalAtlantic Mortgage, Inc., NMLS# 203897 holds a South Carolina Mortgage Lender/Servicer license #MLS 203897; Charleston, SC MLB-1020765; Scottsdale, AZ MLB-767026; and two locations in Charlotte, NC MLB- 996700 and MLB-1588642. CACLT345


Enchanting Mountain Home in ROARING GAP, NC OPEN SUNDAY, 2-4 PM 618 Bryans Knob Road Beautiful views from an expansive back porch surrounded by lush perennial plantings and two fenced in garden areas Inside a stone fireplace, heart of pine floors, and floor to ceiling windows make this open great room perfect for entertaining Large kitchen w/bar seating & an additional service kitchen with endless storage space ML master with views and cozy fireplace! Ony 1½ hours from downtown Charlotte!

Offered at $970,000

Molly Haus 336 971 9084 Molly.Haus@goLRB.com

LRBRealEstate.com


PREMIERSOTHEBYSREALTY.COM

Lauren Alexander 704.996.3468

Matthew Alexander 704.560.2527

Susan Ambrosio 704.502.5054

Giles Barker 704.322.7747

Julie Bradley 704.214.3550

Tanya Brown 704.345.4384

Jennifer Conrad 704.737.4689

Al DiRusso 704.787.1170

Susan Freshcorn 704.989.0690

Jason Gentry 980.428.4130

Sarah Kelley 704.956.6536

Gail McDowell 704.989.6565

Frances Miller 704.488.0288

Joseph Sibielski 704.617.7500

Carolyn Taylor 704.236.1936

EXTRAORDINARY Lives. Homes. People.

Stephanie Todd 704.904.1681

Hanes Walker 704.366.2830

James Burbach 704.284.0709

George McDowell 704.989.6752

Charlie Williams 704.737.7741

Donna Bush 770.842.7626

Brian Michaels 704.737.9900

David Wittman 704.200.3072

We extend our deepest appreciation to you, our customers, for the opportunities to serve you and achieve extraordinary results. CHARLOTTE | 704.248.0243

LAKE NORMAN | 704.727.4170

Sotheby’s International Realty® and the Sotheby’s International Realty logo are registered service marks used with permission. Each office is independently owned and operated. Equal Housing Opportunity. *Summer Landscape by Vincent Van Gogh used with permission.





SPRINGFIELD SQUARE | DAWN KRIEG MLS# 3302336 | 425 W 8th St, #92 | $235K

FIFTH & POPLAR | DAWN KRIEG

Fourth Ward

COURTSIDE | JOSHUA DROWN MLS# 3248773 | 505 E 6th St, #1004 | $449K

MLS# 3323392 | 300 W 5th St, #346 | $199K

Third Ward

First Ward

230 S TRYON | SANDY KINDBOM MLS# 3324838 | 230 S Tryon St, #810 | $299K

Second Ward TRADEMARK | ELIZABETH PHARES

SKYE | JOSHUA DROWN

MLS# 3279055 | 333 W Trade St, #2102 | $328.9K

MLS# 3274706 | 222 S Caldwell St, #1909 | $407K

SANDY KINDBOM

JOSHUA DROWN

ELIZABETH PHARES

SHERRI GREEN

Realtor速, CRS, GRI

Realtor速

Realtor速, Broker

Realtor速

227 W. 4th Street, Suite 103

(704) 491-5045

(704) 200-9323

(704) 651-8562

(704) 578-1986

704-331-2122

Sandy.Kindbom@allentate.com

Joshua.Drown@allentate.com

Elizabeth.Phares@allentate.com

Sherri.Green@allentate.com

allentate.com


CATHERINE MITCHELL NC & SC Realtor®, GRI, ABR, ePro | 704.898.0605 Catherine@cmitchellrealty.com | www.CatherineMitchellRealty.com ER CT D A UN TR N CO

Trademark | MLS# 3297130 | $457,000 333 W Trade Street, Unit 1000, Charlotte, NC 28202

Fifth & Poplar | MLS# 3312845 | $368,000 300 W 5th Street, Unit 638 Charlotte, NC 28202


558 N CHURCH STREET

Matthew Alexander Broker Associate

704.560.2527 matthew.alexander@sothebysrealty.com matthewalexander.premiersothebysrealty.com

230 S TRYON STREET




EXPERIENCE • INTEGRITY • RESULTS {ElizabEth Grillo

{bobby SiSk

ownEr/brokEr/rEaltor®

brokEr/rEaltor®

704.649.2491

704.819.0710

EGrillo@EGrEalEStatEConSultantS.Com

bSiSk@EGrEalEStatEConSultantS.Com

C H A R L O T T E

home design - dedicated to showcasing charlotte’s distinctive homes -

1810 E. 7th StrEEt, CharlottE, NC 28204 | 704.333.2260 | www.EGREALESTATECONSULTANTS.COM

OPEN HOUSE THIS SATURDAY 12-4PM JUST LISTED: 4227 Raney Way, Charlotte A MUST SEE! Custom-built new construction with modern/mid-century style. In booming Oakhurst, 10 minutes to Uptown. 2649 square feet. Offered at $595,000.

Upcoming Issue Focus Calendar OCTOBER

SAT 7

THE UPTOWN WARDS

14

CUSTOM BUILT HOMES

21

UNION COUNTY

28

NC GREAT LAKES

SAT 4

NOVEMBER HISTORIC HOMES

11

THE BABY BOOM ISSUE

18

LAKE KEOWEE

25

THE GRAND STRAND

JUST LISTED: 2225 Dundeen Street in Washington Heights Gorgeous Bungalow Renovation $199,000. Close to Center Center City Charlotte. 2 bedrooms, 1 bath, & lovely yard hot area.

SAT DECEMBER 2 THE BUNGALOW ISSUE 9 GASTON COUNTY 16 EQUESTRIAN, FARMS & LAND 23 RISING STARS - TOP 10 30 HIGH COUNTRY NC MTNS C H A R L O T T E

MIDWOOD: 1604 Matheson Avenue

OPEN HOUSE SUNDAY 1-3PM

Quality new construction in Plaza Midwood. 1825Truman Rd. 4BD & 2.5BA. Heart of Midwood 5 bedrooms, 4 baths, garage & large fenced, onhugelotwith655sqft“carguy”garage.Likenew sodded backyard. Offered at $615,000. 2-storycraftsmanbuiltin2013.Offeredat$699,000.

home design - dedicated to showcasing charlotte’s distinctive homes -

North Carolina’s Premier Real Estate Publication Viewed by 339,500 Readers Weekly! For more information & advertising options, contact Buck Brice (704) 358-5454 BBrice@CharlotteObserver.com


OPEN HOUSE SATURDAY 1-3PM ~ 714 E 10TH STREET ~ FIRST WARD

KARIE GREATHOUSE Broker/Owner Realtor/SPS

704.756.2118 Karie@KarieGreathouse.com Metrovillage Properties LLC

A G REAT HOUSE DESERVES A G REAT R EALTOR !

Featured Home! MLS# 3319614 | $820,000 4 Beds, 3 Full Baths, 1 Half Bath | 3,035 Total SQFT | 0.10 Acres




N O SO G IN M CO

Find Inspired Active Living IN TEGA CAY Charming Ranch-Style Homes from the mid $300s Cadence at Tega Cay is the new home of healthy, connected living. Within this relaxing new community, you’ll find plenty of opportunity to stay active, be inspired, and enjoy life. These stunning, low-maintenance 40’ ranch style homes feature side courtyards that seamlessly blend indoor and outdoor space. Enjoy activities and relaxation in our Community Clubhouse, Swimming Pool, and Walking Trails. Cadence gives you easy access to transportation, meaning the endless shopping, employment, and nearby sporting events feel like they’re right at your doorstep. • 2-4 Bedroom Homes • 1,800 – 2,600 sq.ft. • 2 – Car garages BECOME A VIP AND REGISTER TODAY. Contact Online New Home Specialist Katie Whittie At 980-247-0206 Whittie.KatieF@Mattamycorp.com

mattamyhomes.com/Charlotte Builder’s License #47524.


$18,000,000 Cindy Barnes Over in sales in 2016 (704) 367-7203

Great opportunity! 2900+ sq ft home in prestigious Quail Fresh, bright SouthPark townhome w/2 BDRMS’s plus flexroom. Modern kitchen, pretty courtyard, Hollow. Classic, yet modern, with the updates you want! spacious rooms throughout. 8300 Merrimack Court - MLS# 3322452 - $650,000 3522 Kylemore Court - MLS# 3313519 - $375,000

UNDER CONTRACT

Ronda Avenue MLS# 3264020 | $100,000

NEW PRICE Builder opportunity in popular Stonehaven! Updates galore in this SouthPark area beauty! New kitchen, updated master bathroom, beautiful lot in swim/tennis neighborhood. 2721 Whiffletree Rd. - MLS# 3306533 - $375,000

Large lot, ideal for basement

Considering downsizing? Overwhelmed? If you need a place to start, call me for a practical, step-by-step approach.

HAND IT OVER Cindy.Barnes@allentate.com



Neighborhood Open House Event! Enjoy refreshments as you tour our Inventory & Model homes Saturday, October 14, 11 AM - 4 PM Fort Mill, SC

The Enclave at Massey offers: • 1 & 2 story homes from 2,850 - 5,000+ Available Homes for Sale sq ft; first floor Master & Guest suites available • Four sides brick or painted siding exteriors included • 2 car side entry garage included • 3 & 4 car garages available • 50’ lush tree-save around neighborhood $592,900* - Master Up $640,160* - Master Down • Resort-style amenities include pool with 5 BD, 4.5 BA, 4,269 sq ft. 4 BD, 3.5 BA, 4,471 sq ft. slide, lazy river & kiddie pool, clubhouse, 2 Rear covered porches Study, large entertaining fitness room, playground & more 1st floor In-Law Suite great room with 2 fireplaces, 3 car grg, large Bonus Jack & Jill bath, large Kitchen with gray painted cabs, island, gas cooktop. Large tiled shower & soaking tub. MLS# 3296283

rear covered porch, Bonus, Loft w/ built-in desks. Master has 2 WIC’s. Large walk-in storage room. Drop Zone, large Laundry. Butler’s Pantry. MLS# 3292247

564 Penny Royal Ave Fort Mill, SC 29718 803-548-6861

Find out more at SheaHomes.com/Charlotte Directions: I-77 to exit 83. Turn east onto S Sutton Rd. In 1.1 miles, take the fork to the right onto the Fort Mill Southern Bypass (SC-1719). Continue for 2 miles, then turn Right onto Doby’s Bridge Rd. The Enclave at Massey will be 2 miles ahead on the right. It is not part of the main Massey neighborhood, but is on the other side of Doby’s Bridge Rd.

Sales: Shea Group Services, LLC DBA Shea Realty (10424). Construction: Shea Builders, LLC, G116074. This is not an offer of real estate for sale, or a solicitation of an offer to buy, to residents of any state or province in which registration and other legal requirements have not been fullled. Pricing does not include options, elevation, or lot premiums, effective date of publication and subject to change without notice. All square footages and measurements are approximate and subject to change without notice. Trademarks are property of their respective owners. Equal Housing Opportunity. *Price for this home does not include closing costs, application of incentives, includes costs for certain options and upgrades, specic list of which is available at the Enclave at Massey sales ofce, and is subject to change.


2 Open Houses! Saturday, October 7, 12 - 5 PM Saturday, October 14, 12 - 5 PM

Custom Home For Sale in gated neighborhood of Marvin The Gates of Ansley 5 BD, 4.5 BA, 4,381 sq ft Offered at $765,430* 921 Giacomo Drive Waxhaw, NC 28173 MLS# 3260385 Four sides brick exterior 4 Car Garage Partially wooded .605 acre homesite Rear covered porch Large Bonus Room Owner’s Suite on second floor Generous guest suite on first floor Gourmet Kitchen with GE Monogram Professional 36” gas range top, microwave drawer & double ovens, farm house sink

sheacustom.com

Marvin Schools! Scan for more info

Pricing is effective date of publication and subject to change without notice. All square footages and measurements are approximate and subject to change without notice. Trademarks are property of their respective owners. Equal Housing Opportunity. *Price for this home does not include closing costs, application of incentives, includes costs for certain options and upgrades, specic list of which is available at the Shea Custom main ofce, and is subject to change. Home pictured may not be actual home for sale or actual model home, but rather a representation of a similar model or elevation design.


Chestnut at Blowing Rock 364 Chestnut Drive Blowing Rock, North Carolina 28605

chestnutatblowingrock.com Ashley Hutchens and Jerry Hutchens 828.964.5438 ashley.hutchens@premiersir.com jerry.hutchens@premiersir.com

LOCATED ON THE BLUE RIDGE Parkway atop the Eastern Continental Divide, in the idyllic village of Blowing Rock, North Carolina, awaits Chestnut at Blowing Rock – a private enclave of 23 single-story luxury residences surrounded by lush natural scenery, unmatched views and modern conveniences. Redefining luxury living, Chestnut at Blowing Rock features open and airy living spaces, natural finishes and towering windows designed to showcase breathtaking vistas of Moses Cone Memorial Park and Grandfather Mountain State Park. The quaint and charming shops and restaurants of Main Street are minutes from your doorstep. Discover elegant living in a casual setting at Chestnut at Blowing Rock.

Sotheby’s International Realty® and the Sotheby’s International Realty logo are registered service marks used with permission. Each office is independently owned and operated.

UNMATCHED VIEWS. UNPARALLELED LIFESTYLE. Chestnut at Blowing Rock features open and airy living spaces, natural finishes and towering windows designed to showcase breathtaking vistas.


It’s almost like getting FREE WINDOWS & DOORS for one year! 25% OFF WINDOWS* 25% OFF DOORS* 25% OFF INSTALLATION* – WITH –

NO NO NO

MONEY DOWN

INTEREST

PAYMENTS

for One Year**

HURRY Offer Ends October 31st!

Call or Visit Us Online for Your FREE WINDOW & DOOR DIAGNOSIS Offered Exclusively by

Gerry Rogers, President

(704) 445-7593 StrongStableWindows.com

*Up to 25% discount applied by retailer representative at time of contract execution and will vary based on number of windows and/or doors purchased. **0% financing available to well qualified buyers on approved credit only. Not all customers may qualify. Higher rates apply for customers with lower credit rating. Promotional offer and financing not valid with other offers, prior purchases or project estimates. Interest accrues during the promotional period but all interest is waived if the purchase amount is paid in full within 12 months. Renewal by Andersen retailers are independently owned and operated retailers, and are neither brokers nor lenders. Any finance terms advertised are estimates only, and all financing is provided by third party lenders unaffiliated with Renewal by Andersen retailers, under terms and conditions arranged directly between the customer and such lender, all subject to credit requirements. Renewal by Andersen retailers do not assist with, counsel or negotiate financing, other than providing customers an introduction to lenders interested in financing. “Renewal by Andersen” and all other marks where denoted are marks of Andersen Corporation. ©2017 Andersen Corporation. All rights reserved.

UPGRADE YOUR FLOORING FREE INSTALLATION SALE ENDS OCTOBER 31ST

SCHEDULE A FREE IN HOME APPOINTMENT TODAY!

877-50-FLOOR WWW.50FLOOR.COM

50 FLOOR.COM

SALE ENDS OCTOBER 31ST GET AN ADDITIONAL

877-50-FLOOR

$100 DOLLARS OFF WHEN YOU USE PROMO CODE: CHARLOTTE OBSERVER OUR FREE INSTALLATION SALE APPLIES TO ALL LAMINATE, VINYL, HARDWOOD & CARPET Some restrictions may apply, please check website for details


LOGAN IVIE

KELLERWILLIAMS BALLANTYNE

UNPARALLELED MARKETING AND SERVICE

903-815-5037 LoganIvie@yahoo.com

OPEN HOUSE THIS SUNDAY & NEXT SUNDAY 1-4PM

Lakefront Getaway Near Crowder’s Mountain!

MLS# 3318539 | 2913 Old Stage Rd, Gastonia | 5BD, 4 Full Baths, 5,236 Sqft | $475,000 Perched high and overlooking the beautiful 17 acre lake, this property has a true park-like setting and is a nature lovers dream! This fully renovated lakefront home is absolutely stunning! Boasting it’s own private pier with deck, new roof, windows, floors, granite countertops, fixtures and gorgeous custom bathrooms. Other amenities include a custom kitchen with walk-in pantry, an office, two living rooms, a large game room and a private master balcony. A must see and only 30 minutes from Charlotte!

Open House with Heavy Refreshments Saturday, October 7, 4 - 6 PM Gated Neighborhood in China Grove, NC 325 Castlegate Way China Grove, NC 4 BD, 3.5 BA, 2,953 sq ft $339,900* 1.5 Acres!

Rowan County taxes Easy access to I-85 sheahomes.com/charlotte 704-856-0120

1.5 acre homesite w/ lovely natural view from back deck. Master-down plan with Rec Room. Mud Room Drop zone. Jack/Jill Bath. 1 mile from highly-regarded Bostian Elem. MLS# 3200065

Sales: Shea Group Services, LLC DBA Shea Realty (C21630). Construction: Shea Builders, LLC, 68875. This is not an offer of real estate for sale, or a solicitation of an offer to buy, to residents of any state or province in which registration and other legal requirements have not been fullled. Pricing does not include options, elevation, or lot premiums, effective date of publication and subject to change without notice. All square footages and measurements are approximate and subject to change without notice. Trademarks are property of their respective owners. Equal Housing Opportunity. *Price for this home does not include closing costs, application of incentives, includes costs for certain options and upgrades, specic list of which is available at the Shea Homes main ofce, and is subject to change.


Classifieds The Place to Sell and Buy, To Find Jobs, Cars, Real Estate & More! 704-358-5555 • www.charlotteobserver.com Real Estate

Mountain Property for Sale

AFFORDABLE APARTMENTS 2 & 3 Bedrooms starting @ $ 695/mo. Hardwoods, central air, appls, W/D hookup, ceiling fans, gas heat. 2814 Marlowe Ave. 704-393-8047

Reader Notice - All Real Estate advertised herin is subject to the Federal Fair Housing Act which makes it illegal to indicate any preference, limitation or discrimination based on race, color, religion, sex, handicap, familial status or national origin, or an intention to make any such preference, limitation or discrimination. We will not knowingly accept any advertising for Real Estate which is in violation of this law. All persons are hereby informed that all dwelling advertised are available on an equal opportunity basis. If you believe that you may have been discriminated against in connection with the sale, rental or financing of housing, call: The United States Department of Housing and Urban Development (HUD) at 1-800-669-9777.

South Meck AVAILABLE NOW HOMES FOR SALE 2 & 3BR/2BA $18,995 / S37,995 Nice Size hom for the right family! Site Rent Incentive - $349 for 12 months $0 application fee 3rd Party Financing Available

Call Sun Homes (888) 275-5219 www.4meadowbrook.net Expires 9/28/17 •EHO

Lots for Sale Many Lots for mobile or modular homes. Some with well and septic. Low DP. EZ terms. Any Size. Bryant Realty 704-567-9836 www.bryantrealty.org

Beach Property for Sale

Rooms for Rent AUCTION-OCT. 21 10AM FANTASTIC FURNISHED HOME -8 ACRES/ PIEDMONT VIEWS, FANCY GAP, VA. OPEN HOUSE OCT.1, 2-4. 695 Morning Side Trail, Fancy Gap, Va. aldermanauction.com 276-236-3335 ALDERMAN AUCTION #VAAF794 FSBO Beech Mountain Lots $20,000$55,000. Estate Sale - 50 Beech Mountian Lots $750,000. Club Memberships Available. Call 843-651-4545 MOUNTAIN INVESTMENT 10 unit condo complex at Mt Mitchell Golf Club, (8) 2BR2BA (2) 3BR3BA, $120,000 gross yearly guaranteed. Call Owner/Broker for viewing/ inspection 828 675-4923 $1,320,000

AFFORD WEEKLY Rental $199+ tax Micro/Fridge, 70+ Channels Fast WiFi, Mrng. Coffee, Maid/Linens Self Laundry Royalinncharlotte.com Bus Rt. 5 (Sprinter)*Call: 704-394-1819

Roommate Wanted FURN. ROOM $550/mo. all util. incl. Wifi & cable Very Neat & Clean person, Must have car. Call Dede @ 980-616-9169 HOME TO SHARE Beaut Furn. Room. Nice Location. TV/Cable, Internet. Private BA. All included 704.756.7002

STUNNING NC Mtn Views New log cabin on nearly 2 ac. features vault. ceilings, fireplace, hdwd floors, lg. screened porch, ½ basement, Only $194,900 (828) 286-2981

Uptown — Rent 3BR/2BA HOME w/central heat&air, $950 mo + $950 deposit. 404 Plymouth Avenue. 704-576-2092

South Meck Free Rent to Oct 1 3BR/2 BA homes $1029 On Select Units $599 M oves You In ($400 Dep + $199 closing fee) No App Fee Incl all Appls + W/D Call 888.275.6141 www.4meadowbrook.net Expires 9/28/17 ∂ EHO

Lake Norman — Rent TERRIFIC 2.5 ACRE Topsail Waterfront Getaway! Private shoreline saltwater estate with deep water dock & huge intra coastal waterway views! 250ft on beautiful New Topsail Creek! SACRIFICE $40,000 Call 910-864-1212

Apartments for Rent

2-STORY BEAUTIFUL HOUSE IN HUNTERSVILLE, NC $1,650 4br 2.5bths NO PETS or SMOKING allowed. 201-650-9595

Subscribe 800.532.5350


Mortgage Guide Institution

30 yr APR

The Charlotte Observer

30 yr Fixed

Product

30yr Fixed APR

Points

Fees

% Down

APR

Phone Number / Website

Rate: 3.625

15 yr fixed

2.875

0.000

$175

Points: 0.000

7/1 yr Arm

3.000

0.000

$885 20% 3.500

704-412-9131

Fees: $175

30 yr jumbo

3.875

0.000

$885 20% 3.907

www.mecklenburgmortgage.com

% Down: 20%

Free Prequalification Letters and Rate Quotes 7 days a week

3.634% Mecklenburg Mortgage

Rate

20% 2.892

NMLS # / License #

NMLS #: 1190352 LIC# 161067

TO PARTICIPATE IN THIS FEATURE, CALL SALES DEPARTMENT @ 773-320-8492 Savings Update

Home equity loan vs. line of credit - How to choose By Sabrina Karl If your home’s value sits well above your mortgage balance, tap- draw from the HELOC as needed, usually at an adjustable rate. ping into that equity for home improvements or consolidating debt Banks generally offer HELOC access via checks and bank transcan be a smart financial move. Both home equity loans and lines fers, with some also providing a debit card. of credit allow you to do that, so which should you choose? How you’ll use the funds will determine the better fit for you. Both access the value in your home that belongs to you, but that Consolidating higher-interest debt? Then a home equity loan will you otherwise wouldn’t reap until selling the property. Both also work well, giving you a lump sum to pay off those balances and offer lower interest rates than credit cards and personal loans convert them to a single, more affordable payment going forward. since they’re backed by your home’s collateral, with the added bonus of the interest being tax-deductible. But if you’re tapping funds for home improvement, paying contractors throughout the project, a HELOC lets you borrow the The difference lies in how you’ll access the money. A home equi- money in flexible amounts at different times. A HELOC can also ty loan is like most other loans you’d request from a bank, where be useful as an emergency cushion, sitting untapped unless you you apply for an amount and, if approved, the bank extends a need it. lump sum at a fixed interest rate. With their low interest rates and tax advantages, home equity Home equity lines of credit, or HELOCs, work more like a credit loans and HELOCs are among the most valuable financial tools card. The bank sets a limit based on your equity and lets you available to homeowners with built-up equity. Rate Criteria: The rates and annual percentage rate (APR) are effective as of 10/3/17. All rates, fees and other information are subject to change without notice. RateSeeker, LLC. does not guarantee the accuracy of the information appearing above or the availability of rates and fees in this table. The institutions appearing in this table pay a fee to appear in this table. Annual percentage rates (APRs) are based on fully indexed rates for adjustable rate mortgages (ARMs). The APR on your specific loan may differ from the sample used. All rates are quoted on a minimum FICO score of 740. Conventional loans are based on loan amounts of $165,000. Jumbo loans are based on loan amounts of $424,101. Lock Days: 30-60. Points quoted include discount and/or origination. Payments do not include amounts for taxes and insurance. The APR may increase after consummation and may vary. FHA Mortgages include both UFMIP and MIP fees based on a loan amount of $165,000 with 5% down payment. Points quoted include discount and/or origination. Fees reflect charges relative to the APR. If your down payment is less than 20% of the home’s value, you will be subject to private mortgage insurance, or PMI. VA Mortgages include funding fees based on a loan amount of $165,000 with 5% down payment. If your down payment is less than 20% of the home’s value, you will be subject to private mortgage insurance, or PMI. “Call for Rates” means actual rates were not available at press time. To access the NMLS Consumer Access website, please visit www.nmlsconsumeraccess.org. To appear in this table, call 773-320-8492.


AT THIS MOMENT

COUNTRYSIDE CHARM ABOUNDS VALLE CRU CIS , N O RTH CARO LIN A 1 2:03 P. M .

PREMIERSIR.COM/ID/203498 828.295.0776

Contact us today for a consultation on how your home can be marketed in the Carolinas and around the world. 877.539.9865 PREMIERSOTHEBYSREALTY.COM

Blowing Rock | 828.295.0776 Asheville | 828.277.3238

Charlotte | 704.248.0243

Linville Ridge | 828.898.5151

Banner Elk | 828.898.5022

Lake Norman | 704.727.4170

Uwharrie Lakes | 704.727.4170

Sotheby’s International Realty® and the Sotheby’s International Realty logo are registered service marks used with permission. Each office is independently owned and operated. Equal Housing Opportunity. Property information herein is derived from various sources including, but not limited to, county records and multiple listing services, and may include approximations. All information is deemed accurate.


Turn static files into dynamic content formats.

Create a flipbook
Issuu converts static files into: digital portfolios, online yearbooks, online catalogs, digital photo albums and more. Sign up and create your flipbook.