home|design, November 4, 2017 by Charlotte home

Real Estate News

C H A R L O T T E

home design

page 4

dedicated to showcasing charlotte’s distinctive homes

“There will always be people smitten with being able to own a part of history.” —Frances Miller, Premier Sotheby’s International Realty.

Historic Charlotte Timeless charm mingles with modern sensibilities in the Queen City’s premier neighborhoods - story on page 6

real estate news

straight talk

design trends

home & garden

what’s new p4

for sale by owner p14

prints charming p18

fragrance p20

homes.charlo+e.com

SPECIAL ADVERTISING SECTION . THE CHARLOTTE OBSERVER . SATURDAY, NOVEMBER 4, 2017

EXTENDED!

FALL INTO

SAVINGS with

TAKE ADVANTAGE OF THESE UNBE-LEAF-ABLE GIFTS! We’ve extended your chance to enjoy a cornucopia of special incentives on a new David Weekley home featuring ZIP System® sheathing and tape. When you purchase a move-in ready, or ready soon, Showcase Home in select Charlotte-area communities during our Fall into Savings Event between October 26 and November 30, 2017, you’ll receive:

Avignon Town Homes – SouthPark and Carson A $25,000 Home Discount

Waverly A $15,000 Home Discount and an Electrolux Appliance Package

Eden Hall and Fullwood Station A $15,000 Home Discount and a Frigidaire Appliance Package

Parkside at Skybrook North, Greenway Village and Massey A $10,000 Home Discount and a Frigidaire Appliance Package

Plus, receive 1% of the total loan amount – up to $10,000 – toward Closing Costs* when you use one of our preferred lenders!

Rake in the savings on your new home by contacting 704-817-0030

SHEATHING & TAPE See a David Weekley Homes Sales Consultant for complete details. Not valid with any other offer or previously written contracts. Up to $25,000 Home Discount offer only valid for Homebuyers who purchase a David Weekley Showcase Home in the Charlotte-area communities of Avignon Town Homes – SouthPark, Carson, Waverly, Eden Hall, Fullwood Station, Parkside at Skybrook North, Greenway Village or Massey between October 26, 2017, and November 30, 2017 (the Program Period). Incentive amount varies by community. Electrolux Appliance Package offer only valid for Homebuyers who purchase a David Weekley Showcase Home in the Charlotte-area community of Waverly during the Program Period, and Frigidaire Appliance Package offer only valid for Homebuyers who purchase a David Weekley Showcase Home in the Charlotte-area communities of Eden Hall, Fullwood Station, Parkside at Skybrook North, Greenway Village or Massey during the Program Period. Package value and items may vary by plan and may not be substituted for additional products or colors, and must be selected through the David Weekley Homes Design Center in Charlotte, NC. Any other amount above incentive amount is the Homebuyer’s responsibility. Value of Electrolux Appliance Package not to exceed $4,300, and value of Frigidaire Appliance Package not to exceed $3,200. Cash or credit will not be given in lieu of package. Central Living at Ideal Way, Belton Street and SouthRidge are excluded from these offers. Offer must be presented to Sales Consultant prior to signing of contract. Closings Costs* offer only valid for Homebuyers who purchase a David Weekley home in the Charlotte area between May 1, 2017, and December 31, 2017. To receive 1% of the loan amount – up to $10,000 – toward Closing Costs, homes must be financed through Wells Fargo or McLean Mortgage. Incentive is limited to actual closing costs incurred and is subject to any regulatory limits on Seller contribution to closing costs. No cash will be given outside of closing. Offer must be presented to Sales Consultant prior to signing of contract. You are not required to use Wells Fargo or McLean Mortgage as a condition for purchase of a home from David Weekley Homes. David Weekley Homes reserves the right to terminate program or change rules at any time. Prices, plans, dimensions, features, specifications, materials or availability of homes or communities are subject to change without notice or obligation. Illustrations are artist’s depictions only and may differ from completed improvements. Copyright © 2017 David Weekley Homes - All Rights Reserved. Charlotte, NC (CHAA92234)

SPECIAL ADVERTISING SECTION . THE CHARLOTTE OBSERVER . SATURDAY, NOVEMBER 4, 2017

homes.charlo+e.com

Quick Move-in Homes Kensington Place | Waxhaw, NC Single Family Homes from the $400s

• Intimate neighborhood of just 20 homesites features homes on heavily wooded sites ranging from three-quarters to 1.5 acres each • Located in historic Waxhaw, a small and charming town with lively restaurants, boutiques and art galleries • Less than 30 miles from Charlotte, with access from I-485 just five miles from the neighborhood • Children are eligible to attend Cuthbertson Middle and High Schools in Union County

HOMESITE #

BED/BATH/ GARAGE

SQ. FT.

SALE PRICE

Watson D

5/4/3

3,661

$463,375

Chesapeake C

3/2/2

2,677

$459,020

Oakwood K

5/3.5/3

3,323

$492,710

Marlette G

5/4/3

3,484

$502,570

PLAN

For more info, please contact:

John George | John.George@CalAtl.com Phone: 704.309.6173 CalAtlanticHomes.com Seller does not represent/guarantee that the project will be serviced by any particular public school/school district or, once serviced by a particular school/school district, that the same school/school district will service the project for any particular period of time. Eligibility requirementsWeddington, North Carolina may change over time. You should independently confirm which schools/districts serve the project and learn more information about the school district’s boundary change process prior to executing a purchase contract. Square footage/acreage shown is only an estimate and actual square footage/acreage will differ. Buyer should rely on his or her own evaluation of useable area. Prices, plans and terms are effective on the date of publication and subject to change without notice. Map is not to scale. Depictions of homes or other features are artist conceptions. Hardscape, landscape and other items shown may be decorator suggestions that are not included in the purchase price and availability may vary.This ad contains general information about a new home community in North Carolina and it is not an offer or the solicitation of an offer for the purchase of a new home.This information is not directed to residents of any other state that requires registration or permit issuance prior to the publication of such information.

homes.charlo+e.com

SPECIAL ADVERTISING SECTION . THE CHARLOTTE OBSERVER . SATURDAY, NOVEMBER 4, 2017

|real estate news

what’s new? compiled by Whitney Berongi

BSI BUILDER SERVICES ANNOUNCES COTSWOLD SPRINGS COMMUNITY BSI Builder Services, the new home sales division of Allen Tate Companies, in conjunction with Main Street Properties and Development, recently announced the development and construction of a new condominium community, Cotswold Springs. Located in the Cotswold area near N. Wendover Road in Charlotte, Cotswold Springs will feature 18 condominium homes. Homes in Cotswold Springs will range in size from approximately 800 to 1,200 square feet, with one and two-bedroom homes available. Priced from the low $200,000s, the homes include upgraded kitchens with quartz countertops and stainless steel appliances, 10-foot ceilings, tile baths and laminate flooring. Each condominium includes an in-home laundry and a patio or balcony. Cotswold Springs is currently pre-selling with

There’s still time to get new floors before Thanksgiving

60% OFF ALL CARPET, HARDWOOD, LAMINATE, TILE, AND VINYL SCHEDULE A FREE IN HOME APPOINTMENT TODAY!

877-50-FLOOR WWW.50FLOOR.COM

occupancy scheduled for early 2018. For more information, visit cotswoldsprings. com or call 704-419-1000. THE MCDEVITT AGENCY’S ERIC NORMAN ELECTED TO CHARLOTTE REGIONAL REALTOR ASSOCIATIONS’ BOARD OF DIRECTORS The McDevitt Agency is proud to announce Eric Norman as a newly elected member of the Association Board of Directors with the Charlotte Regional Realtor Association. He was selected by members of the board to participate in decisions made by the Association and looks forward to serving Charlotte Realtors through community outreach and technology innovation and integration. He will begin serving in 2018 with a three-year commitment. He pledges to be a voice for all members by incorporating their ideas while working with fellow directors in this committed leadership team. Congratulations, Eric! We know your knowledge and experience will complement the accomplished goals of the association. BERKSHIRE HATHAWAY HOMESERVICES CAROLINAS REALTY SET TO HOST FOOD DRIVE Berkshire Hathaway HomeServices Carolinas Realty, one of North Carolina’s leading residential real estate firms, is set to host its annual Fall Food Drive from Monday, Nov. 6, through Friday, Nov. 17. Donations will benefit the Second Harvest Food Bank of Metrolina. Non-perishable food items such as canned fish/meat, dried pasta, canned or dried beans/lentils, canned fruits/vegetables, whole grain cereals, rice or dry milk can be dropped off at BHHS Carolinas Realty offices. For more information and office locations, visit BHHSCarolinas.com. Email real estate news to homedesign@charlotteobserver.com.

home|design Section published by The Charlotte Observer • P.O. Box 32188, Charlotte, NC 28232. Editorial material in this section is the responsibility of the Observer Content Studio, 704-358-5305. It did not involve the news staff of The Observer.

Editor

Coordinator/Designer

Christina Darnell

Melissa Kennelly

For Agent info contact

For New Home Builder info contact

Buck Brice at bbrice@charlotteobserver.com

Suzanne Parker at sparker@charlotteobserver.com

Director Digital Sales & Strategy Phyllis Weber, 704-358-5345

Is there a neighborhood you’d like to see featured? Do you know of a new design trend on the rise? Did you use one of our ideas for your own home or home purchase? 50 FLOOR.COM

877-50-FLOOR

60% OFF All Carpet, Hardwood, Laminate, Tile and Vinyl. PROMO CODE: CHARLOTTE OBSERVER Some restrictions may apply, please check website for details

We’d love to hear from you. homedesign@charlotteobserver.com

SPECIAL ADVERTISING SECTION . THE CHARLOTTE OBSERVER . SATURDAY, NOVEMBER 4, 2017

homes.charlo+e.com

Low-Maintenance, Ranch Homes Available Today!

Locate your dream home at www.myepconhome.com/charlotte

The Courtyards on Lake Norman 704-685-0818 The Courtyards of Huntersville 704-439-7023 The Courtyards at Blume Point 704-439-7023 The Courtyards at Kinnamon Park 704-576-0556

“We love our new lifestyle. Our only regret is that we didn’t do it sooner.”

The Courtyards at Emerald Lake 704-635-5082 The Courtyards at Wesley Chapel 704-233-7727

GOLD SPONSORS

homes.charlo+e.com

SPECIAL ADVERTISING SECTION . THE CHARLOTTE OBSERVER . SATURDAY, NOVEMBER 4, 2017

|living in Historic Charlotte

DID YOU KNOW? In Charlotte’s historic districts, most exterior changes to the homes need to be approved first by the Charlotte Historic District Commission to ensure the renovations honor the character of the neighborhoods.

Timeless charm mingles with modern sensibilities in the Queen City’s premier neighborhoods EAT Unwind & Dine Food Tour Head to Historic South End for a “happy hour” themed walking food tour filled with delicious brews and bites and a taste of Charlotte’s history.

feastfoodtours.com

PLAY Fourth Ward Park Have a ball at this park, located in the Historic Fourth Ward, for a picnic in the park and live music throughout the summer months, or enjoy its playgrounds, walking trails and water fountains any time of the year.

mecknc.org

EXPLORE Historic Rosedale Plantation Step back in time on a tour of this restored Federal-style home with imported French wallpaper and bright yellow trim located on North Tryon Street just minutes from Uptown.

historicrosedale.org

by Julie Cooper

hile the Queen City is full of new construction, modern high rises and contemporary chicness, there are still pockets where its rich history is carried on and celebrated today. Buyers flock to these neighborhoods for their uniqueness, character and the story each creaking floorboard tells. “From the parquet floors to the beautifully grained woodwork and hand-carved fireplace mantels, historic homes have an alluring charm and mystique that can’t be duplicated in a new home,” says Frances Miller with Premier Sotheby’s International Realty. “I grew up in historic homes—my mom and dad are historical fanatics,” says Miller, who lives in a Dilworth bungalow built nearly a century ago. “From personal experience, I can say there is so much to be said for holding the heft of history in your hands each day, in being the current caretaker of a historic property and adding your piece to the history that already saturates the walls, floors and windows.”

In Charlotte, six designated historic districts exist where time stands still and cookie cutter homes are virtually unheard of. “These neighborhoods— Dilworth, Fourth Ward, Plaza Midwood, Wilmore, Wesley Heights and a small portion of Myers Park—set the tone for much of what Charlotte is today,” says Miller. “Homeowners who live within the historic district respect the heritage, design and thought that went into the development of these original neighborhoods and strive to maintain that integrity and character.” Even though historic homes beckon with the tradition of yesteryear, many in the Charlotte area have been renovated to suit the modern lifestyle. “These homes tend to be made of many small rooms, and today’s buyers prefer a larger, more open feel, so it’s not uncommon to see a home go from four smaller living area rooms to one big space,” says Sarah Martin with Savvy + Co. Real Estate. “They’ll also keep a lot of the home’s unique features and quirks but give it a ‘facelift’ with updated kitchen and

SPECIAL ADVERTISING SECTION . THE CHARLOTTE OBSERVER . SATURDAY, NOVEMBER 4, 2017

bath countertops, cabinets, paint colors, plumbing fixtures and things like that.” During the renovation process, Martin says it’s wise to be prepared for some “bumps in the road” and surprises—both good and bad—along the way. “Buying a historic home is a wonderful idea and can be very rewarding,” she says. But buyers also need to expect the unexpected— “Who knew there was a staircase behind this wall?”—and understand there might be a little more time and financial investment needed. But overall, an investment in Charlotte’s local historic districts proves to be a wise one. “All these historic neighborhoods are in fantastic locations and provide easy commutes to almost anywhere in the Charlotte area,” says Miller. “They’re close to town, highways, shopping and restaurants, and there will always be people smitten with being able to own a part of history. In my opinion, this segment of the market will continue to hold appeal and value for many years to come.”

homes.charlo+e.com

1 1 1 3 2 E as t f i e l d Road

CIRCA 1 853

Huntersville, NC 28078 4 B R | 1 B A | 3 ,1 3 6 s q .f t . $1,450,000 Historic Edgewood Farm is tucked on 21+ acres. Rare offering with endless opportunities. Local & National Historic Landmark with tax benefits.

Listed by: Eric Gamble

5 0 0 E . k i n g s to n Ave .

CIRCA 1 9 09

Charlot te, NC 28203 5BR | 2.2BA | 4,420 sq.ft. $ 1 ,1 49,0 0 0 Ve r y s p e c i a l & r a r e p r o p e r t y ! The Victorian “City House” is located in the Historic Dilworth District and has many updates. Large rooms. Fenced bkyd.

500 E Kingston Avenue, Charlotte, NC 28203 Price: $1,149,000 MLS: 3316702 Built: 1909 Listing agent: Patty Hendrix, HM Properties, 704-577-2066, patty@ hmproperties.com

Listed by: Patty Hendrix

1 01 0 L e x i n g to n Ave .

CIRCA 1 928

Charlot te, NC 28203 4BR | 3BA | 3,296 sq.ft. $925,000

The “City House” is historically designated Circa 1909. The twostory Victorian home boasts a sprawling front porch, high ceilings, French doors that lead to the back deck and patio, a loft area, spacious rooms, a two-story family room with fireplace and a kitchen with a Viking gas cooktop and stainless steel Thermador appliances. Updates include new exterior paint, all rotten wood replaced, new roof and gutters, two gas furnaces, a heat pump and all new ductwork.

Wo n d e r f u l b r i c k h o m e i n t h e Historic Dilworth District. Many u p d a t e s . F e n c e d b k y d . Wa l k t o restaurants, retail & Uptown.

Listed by: Jane Anne McDermott

eric gamble

pat t y hendrix

ja n e a n n e mcdermot t

704-942-4104

704-577-2066

704-651-9690

hmproperties.com homes.charlo+e.com

SPECIAL ADVERTISING SECTION . THE CHARLOTTE OBSERVER . SATURDAY, NOVEMBER 4, 2017

|living in Historic Charlotte 2601 Shenandoah Avenue, Charlotte, NC 28205 Price: $499,000 MLS: 3318360 Built: 1948 Listing Agent: Genevieve Williams, Savvy + Co. Real Estate, 704-323-9127, gw@genevievewilliams.com Move-in ready Chantilly bungalow full of original character. House has amazing flow with sight lines from living room through dining room into kitchen. Bonus office space/play room tucked away for privacy. Secondary beds, located on main floor, are both large and have tons of natural light. Upstairs is serene master suite with a fireplace, massive bathroom and walk-in closet. Spend your mornings or evenings on either the covered front porch or private back deckâ&#x20AC;&#x201D;or both.

2120 Chesterfield Avenue, Charlotte, NC 28205 Price: $499,000 MLS: 3318259 Built: 1946 Listing Agent: Genevieve Williams, Savvy + Co. Real Estate, 704-323-9127, gw@ genevievewilliams.com Classic brick Chantilly home, retaining the charm and character of the neighborhood. Tons of flexible living space on the first floor. Home boasts updates like a tankless water heater and energy-efficient spray foam insulation, also allowing you to make your personal touches elsewhere. The formal living and dining rooms with original hardwoods greet you at the front door. Wide galley kitchen opens up to breakfast area and family room. Enjoy amazing backyard space, complete with water feature.

SPECIAL ADVERTISING SECTION . THE CHARLOTTE OBSERVER . SATURDAY, NOVEMBER 4, 2017

homes.charlo+e.com

NoDa

Fourth Ward Wesley Heights

Belmont Midwood

Wilmore Chantilly Elizabeth Dilworth South End

Myers Park

homes.charlo+e.com

Eastover

SPECIAL ADVERTISING SECTION . THE CHARLOTTE OBSERVER . SATURDAY, NOVEMBER 4, 2017

|living in Historic Charlotte 609 Queens Rd Unit B, Charlotte, NC 28207 Price: $319,900 MLS: 3296311 Built: 1926 Listing agent: Lisa G. Warren, Cottingham Chalk Hayes, 704-806-1147, lwarren@ cchrealtors.com Located in Myers Park, this unit is a perfect blend of history, character, convenience and luxury, situated on one of Charlotte’s most prestigious streets only minutes from Uptown. Fabulous interior, hardwoods down and in the master, updated kitchen with granite, stainless appliances, custom cabinets, 9.5-foot ceilings downstairs, arches, gracious moldings, gas logs, prewired. Second floor includes loft/study and a view of Uptown. Walkable to the greenway, three parks, upscale restaurants, bars, shopping and more.

609 Queens Road Unit B | Myers Park | MLS# 3296311 | 2BD, 2.5BA | 1,570 Sqft | $319,900 Located in Myers Park, this unit is a perfect blend of history, character, convenience & luxury. Situated on one of Charlotte’s most prestigious streets & only minutes from Uptown. Fabulous interior, hardwoods down & in the master, updated kitchen with granite, stainless appliances, custom cabinets, 9.5-foot ceilings downstairs, arches, gracious moldings, gas logs, pre-wired. Second floor includes loft/study & a view of Uptown. Walk to the greenway, three parks, great restaurants, bars, shopping & more.

Lisa G. Warren Realtor® / Broker 704.806.1147 LWarren@CCHRealtors.com

10P

HAYES

SPECIAL ADVERTISING SECTION . THE CHARLOTTE OBSERVER . SATURDAY, NOVEMBER 4, 2017

homes.charlo+e.com

2433 Elkwood Circle, Charlotte, NC 28205 Price: $350,000 MLS: 3330747 Built: 1953 Listing Agent: Kendra Eades, Honeybee Real Estate, 704-4917944, kendra@honeybeerealestate. com This home is better than new, boasting solid brick construction with all new electrical, plumbing, architectural shingle roof, HVAC, sheetrock, insulation, hardwood floors and windows. Beautiful kitchen with granite, stainless appliances and tile backsplash. Open living plan with master on main. Spa-like master with granite counter, oversized shower and walkin closet. Two spacious bedrooms and tile bath upstairs. Privacy fenced backyard and rare oversized one-car garage. Nestled between NoDa and Midwood.

252 PINNACLE SHORES DR  MOORESVILLE

105 BEECH POINTE LN  MOORESVILLE

MLS# 3232886 | 4BD,4.5BA | 7,001 Sqft | $1.580M

MLS# 3327055 | 4BD, 4.5BA | 5,324 Sqft | $636K

4735 WATER OAK RD  COTSWOLD

9402 HUEY BLVD  WAXHAW

MLS# 3332145 | 4BD, 3BA | 2,458 Sqft | $475K

MLS# 3266737 | 3BD, 2.5BA | 3,755 Sqft | $525K

7008 PREMIER DR  PIPER GLEN

1065 WALLACE LAKE RD  INDIAN LAND, SC

MLS# 3311452 | 4BD, 3.5BA | 3,717 Sqft | $639K

MLS# 3304957 | 5BD, 3.5BA | 2,925 Sqft | $293K

2401 ROSLYN AVE  SMALLWOOD

2010 DALEHURST DR  PLAZA ACRES

MLS# 3309837 | 2BD, 1.5BA | 937 Sqft | $235K

MLS# 3291751 | 3BD, 1BA | 1,305 Sqft | $269.9K

www.HoneyBeeRealEstate.com homes.charlo+e.com

SPECIAL ADVERTISING SECTION . THE CHARLOTTE OBSERVER . SATURDAY, NOVEMBER 4, 2017

11P

$18,000,000 Cindy Barnes Over in sales in 2016 (704) 367-7203

UNDER CONTRACT

REDUCED!

C H A R L O T T E

home design - dedicated to showcasing charlotte’s distinctive homes -

Upcoming Issue Focus Calendar Fresh, bright SouthPark townhome w/2 BDRMS’s plus flexroom. Modern kitchen, pretty courtyard, spacious rooms throughout. 3522 Kylemore Court - MLS# 3313519 - $365,000

Quail Hollow for $600,000! 2900 sq.ft. with master down. Classic, modern, with the updates you want. 8300 Merrimack Court - MLS# 3322452 - $600,000

UNDER CONTRACT

Ronda Avenue MLS# 3264020

$100,000 Builder opportunity in popular Stonehaven! 2-BDRM Ballantyne condo w/garage. Freshly painted, new flooring. Great price! 12314 Copper Mt. Blvd. - MLS# 3332262 - $140,000

Large lot, ideal for basement

Considering downsizing? Overwhelmed? If you need a place to start, call me for a practical, step-by-step approach.

OCTOBER SEPTEMBER

SAT 7

THE UPTOWN WARDS

CUSTOM BUILT HOMES

UNION COUNTY

NC GREAT LAKES

SAT 4

NOVEMBER OCTOBER HISTORIC HOMES

THE BABY BOOM ISSUE

LAKE KEOWEE

THE GRAND STRAND

SAT DECEMBER NOVEMBER 2 THE BUNGALOW ISSUE 9 GASTON COUNTY 16 EQUESTRIAN, FARMS & LAND 23 RISING STARS - TOP 10 30 HIGH COUNTRY NC MTNS C H A R L O T T E

home design

Charlotte’s Premier Real Estate Publication Viewed by 339,500 Readers Weekly!

- dedicated to showcasing charlotte’s distinctive homes -

HAND IT OVER Cindy.Barnes@allentate.com 12P

SPECIAL ADVERTISING SECTION . THE CHARLOTTE OBSERVER . SATURDAY, NOVEMBER 4, 2017

For more information & advertising options, contact Buck Brice (704) 358-5454 BBrice@CharlotteObserver.com

homes.charlo+e.com

living in Historic Charlotte| 2204 Shenandoah Avenue, Charlotte, NC 28205 Price: $679,990 MLS: 3325284 Built: 1931 Listing Agent: Marci Kahan, Allen Tate Realtors, 917-470-4347, marci.kahan@ allentate.com Extremely desirable Chantilly charm: four beds, four baths. The home has been completely renovated with a new second floor. Features include an open floor plan, two masters, new windows, main-level hardwoods, walk-in closets, a charming porch and a new kitchen with granite, stainless steel appliances and a wine fridge. The patio and backyard are gated and fenced. One of the few homes with a two-car garage. Walking distance to Elizabeth, Midwood and Chantilly Neighborhood Park. Minutes from Uptown.

We are real estate. OP

SE OU M N H 1-3P

SUN

H DA Y 1 OUS 1/5 E 122PM

E OP AY 11/4 D

Marci Kahan RealtorÂŽ, Broker NC/SC/NY 917.470.4357 Marci.Kahan@allentate.com www.MarciKahan.com homes.charlo+e.com

We are community.

SPECIAL ADVERTISING SECTION . THE CHARLOTTE OBSERVER . SATURDAY, NOVEMBER 4, 2017

Both Homes Exclusively Staged 917.470.4357 HudsonStagingGroup.com

13P

|straight talk

for sale by owner When it comes to selling your home, it’s probably best not to go it alone

by Allen Norwood

he latest news about for-sale-by-owner homes, or FSBOs, seems counterintuitive. Lots of markets, including Charlotte’s, are booming. Some homes are selling in days, and average prices are rising. Wouldn’t it make sense for sellers to try their luck with those kinds of odds? Apparently not. Only 8 percent of recent home sales were FSBOs, according to the 2017 Profile of Home Buyers and Sellers from the National Association of Realtors. For the third year, that’s the lowest share recorded since 1981, when the report was created. Area Realtors won’t get specifics on the Charlotte market for several months, so a direct comparison to the latest national figures isn’t possible. But Roger Parham, president of the Charlotte Regional Realtor Association, says Charlotte tends to track with national trends. “I haven’t had to deal with more than one FSBO this year,” he says.

14P

There’s basically one reason owners try to sell their homes without agents: They hope to avoid paying commissions. There are umpteen reasons why they might not want to try. Selling is a lot more complicated than it used to be. The more I learn about the due diligence provisions in the standard contract, for instance, the more complicated that process seems. It’s part real estate, part psychology. Pricing is crucial, and it’s complicated, too. What’s more, aggressive buyers often demand discounts from sellers who aren’t paying commissions. Parham, who’s with Allen Tate and on the board of directors of the NAR, explains it this way: If you sell your home yourself, you’re likely to deal with a buyer’s agent, and might have to deal with lenders, inspectors, surveyors and appraisers. “There could be more than a dozen people,” he says. “I deal with those people every day—and any

one of them can kill your sale.” If homes are indeed selling in days in your neighborhood, you might not need marketing, he says—but you’ll need someone to guide you through the convoluted process. Here are a couple more tidbits from the report: FSBOs sell for less than those handled by agents. FSBOs sold for a median price of $190,000 last year. That’s up from $185,000 the year before—but still lower than the median of $250,000 for homes sold through agents. Homes sold by their owners sold more quickly than those sold with the help of agents. Fifty-eight percent sold in less than two weeks. That doesn’t seem to make sense at first glance, either, but the report says that’s because the buyer is often someone the seller knows. I’m betting owners in slower markets, especially those that have missed out on the appreciation of the past few years,

SPECIAL ADVERTISING SECTION . THE CHARLOTTE OBSERVER . SATURDAY, NOVEMBER 4, 2017

are more likely to try to go it alone. And that owners in robust, appreciating markets are more comfortable hiring agents. That could help explain some of the nuances and apparent contradictions in the report. So, should you try to sell your home yourself? My wife and I have done it, as I’ve written before. Back in the 1980s, I stuck a sign in the front yard one morning before taking our son back to college. My wife and a buyer’s agent were waiting at the kitchen table when I got home at the end of the day. We were very lucky. Since then, we’ve relied on seasoned pros. Parham says he and other Allen Tate leaders talk to agents about do-it-yourself sellers. “We tell our agents, ‘When you come across FSBOs, be nice. Within a few weeks, maybe 30 days, they’ll be calling...’” H|D

Allen Norwood: homeinfo@charter.net

homes.charlo+e.com

Charlotte’s #1 Selling Community HOMES & TOWNHOMES

| $180’s - $300’s | berewick.com

TOWN CENTER NOW OPEN Ryan Homes . Eastwood Homes. Mattamy Homes. DR Horton. Lennar Homes Easy Access off I - 485 on to Exit 4 . Resort-style Amenities

homes.charlo+e.com

MODELS OPEN DAILY

SPECIAL ADVERTISING SECTION . THE CHARLOTTE OBSERVER . SATURDAY, NOVEMBER 4, 2017

15P

Photo Photocourtesy courtesyofofApril AprilWaltz WaltzPhotography

|design trends |design trends

Prints PrintsCharming Charming From straight lines,lines, colorcolor blocks and and softsoft florals, today’s From straight blocks florals, today’s patterns are giving textiles a modern spinspin patterns are giving textiles a modern by Taylor ArnoldArnold by Taylor

being tied in with neutrals such assuch beiges, grays and chalky f you’vef paid any attention to interior design design trends over being tied in with neutrals as beiges, grays and chalky you’ve paid any attention to interior trends over whites,” says Brooke Adler, owner of Brooke Adler Interiors. the lastthe fewlast years, chances are you’ve noticed quite a bit whites,” says Brooke Adler, owner of Brooke Adler Interiors. few years, chances are you’ve noticed quite a bit are always on trend, we’resoseeing a lot of adenim of mid-century modernmodern and bohemian-inspired décor. décor. “Blues “Blues are always on so trend, we’re seeing lot of denim of mid-century and bohemian-inspired blues, and of course navy is navy still going While neutral color palettes have dominated interior interior spaces,spaces, blues, and of course is stillstrong.” going strong.” While neutral color palettes have dominated Designer MelissaMelissa Lee, owner Newof South 2017 has seen increase in bolder, brighterbrighter colors and patDesigner Lee, of owner New Home, South Home, 2017 hasanseen an increase in bolder, colors and patagrees. “Clients are starting to get onboard with peacock terns. These trends are emerging in textiles as well, so we’ve agrees. “Clients are starting to get onboard with peacock terns. These trends are emerging in textiles as well, so we’ve blue,” she says. has “It a hint green, but reads gone togone the industry expertsexperts to get their take ontake whatonprints blue,” she“Itsays. hasof a hint of green, butmore reads more to the industry to get their what prints blue. Sherwin-Williams’ color ofcolor the year is year Oceanside, are big are in fabrics right now—and which ones stand blue. Sherwin-Williams’ of the is Oceanside, big in fabrics right now—and whichwill ones willthe stand the which iswhich similar. Rich green or darkorhunter is mak-is maktest of time. is similar. Richemerald green emerald dark hunter test of time. ing a comeback in upholstery and paint. it’s been When itWhen comes to color,tomost agree that bolder ing a comeback in upholstery andWhere paint. Where it’ssobeen so it comes color,designers most designers agree that bolder popular to do these all-neutral rooms, we’re seeing a shift hues are beginning to upstage the more neutral tones of popular to do these all-neutral rooms, we’re seeing a shift hues are beginning to upstage the more neutral tones of rich,tobold paints contrasting white fabric trim.or trim. the pastthe few years. taken standathis year, it’s buttoit’s rich, bold with paints with contrasting whiteor fabric past few “Teal years.has “Teal hasataken stand thisbut year,

16P 16P

SPECIALSPECIAL ADVERTISING SECTIONSECTION . THE CHARLOTTE OBSERVER . SATURDAY, NOVEMBER 4, 2017 4, 2017 ADVERTISING . THE CHARLOTTE OBSERVER . SATURDAY, NOVEMBER

homes.homes.charlo charlo�e.com e.com

GO SEE CHARLOTTE’S BEST-LOCATED 55+ NEW HOME COMMUNIT Y PLUS A WHOLE LOT MORE GO TOUR 9 NEW MODEL HOMES. GO EXPLORE AN ALL- NEW PHASE.

Novembe

r 10 -12

A table table runner runner in in a a modern modern geometric geometric pattern. pattern. A

SWIND ES

Photos courtesy of Brooke Adler

Photo Photo courtesy courtesy of of April April Waltz Waltz Photography

edges.” definite shift toward of There’s a There’s definite ashift toward the use ofthe use edges.” With the farmhouse style more color.” more color.” With the farmhouse style being so being so popular,patterns striped have patterns have never Also noteworthy is blush pink, which Also noteworthy is blush pink, which popular, striped never been more on point.stripes “I think hasabecome a new“Light neutral. “Light pale has become new neutral. pale been more on point. “I think arestripes are just classic, and they never blush is a color I’ve been seeing a lot in blush is a color I’ve been seeing a lot in just classic, and they never go out of go out of says. you do a sofa in pinmarket, especially since rose quartz was Leestyle,” market, especially since rose quartz was style,” says. Lee “If you do“If a sofa in pinstripe,isnobody going to say color of in the year in 2016,” Pantone’sPantone’s color of the year 2016,” stripe, nobody going toissay that’s out that’s out in 10 The way says. it’sinnot just in little of girls’ Lee says. Lee “Now it’s “Now not just little girls’ style inof10style years. Theyears. way stripes arestripes are goingofisamore of pinstripe a classic pinstripe more rooms, but spaces in familyand spaces rooms, but in family livingand living going is more classic more so than a wide canopy stripe.” spaces as well. People are starting to spaces as well. People are starting to so than a wide canopy stripe.” Animal print, on the other get it.” get it.” Animal print, on the other hand, is ahand, is a more polarizing trend.are “There As for patterns, think simple and polarizing As for patterns, think simple lines and lines more trend. “There clientsare clients designs.and “Ethnic it and others hate it, and geometricgeometric designs. “Ethnic bohoand boho who love who it andlove others who hate who it, and that will never change,” Lee prints have been prevalent this year— prints have been prevalent this year— that will never change,” Lee says. Ac- says. Acto Adler, has antelope especially tribal, Turkish and Morocespecially tribal, Turkish and Moroccording tocording Adler, antelope been has big been big in 2017.always “There always can—as well as geometrics, updated geometrics, can—as well as updated in 2017. “There seems to seems be an to be an animal print on but it does vary Ikat, medallion, antelope and plaids,” Ikat, medallion, antelope and plaids,” animal print on trend, buttrend, it does vary fewshe years,” says. to “It tends to Adler says. lots “There’s lots ofand pattern every and fewevery Adler says. “There’s of pattern years,” says. she “It tends look more trendy, but the key texture mixing this year.” And while texture mixing this year.” And while look more trendy, but the key is to keepis to keep it toned down itbyasusing it as an accent geometric prints are still holding strong, geometric prints are still holding strong, it toned down by using an accent it in with other prints. If you manypatterns of these are patterns are an tying and many of these getting angetting and it in tying with other prints. If you getit,tired of it,toit’sswitch easy to out if update. “We’re definitely seeing a moveupdate. “We’re definitely seeing a moveget tired of it’s easy outswitch if you don’t overdo it.” ment from trellis prints to more straight ment from trellis prints to more straight you don’t overdo it.” same is generally edges, diamond hexagon patedges, diamond patterns, patterns, hexagon patThe sameThe is generally true with true faux with faux animal hides. seen people using and squares,” says. “Instead terns andterns squares,” Lee says. Lee “Instead animal hides. “I’ve seen“I’ve people using in small like on a or footstool or of soft edges, we’re switching of soft edges, we’re switching to straightto straight it in smallitdoses likedoses on a footstool

RLO

GRAND OPENING WEEKEND NOVEMBER 10 -11

NOVEMBER 12

11 AM – 4 PM

NOON – 4 PM

Tour 9 designer model homes, including 3 brand-new models • Enjoy refreshments With homes in Phases One and Two nearly sold out, we’re unveiling over 50 new homesites. Don’t miss out on all the pluses of being "55 plus" at Cresswind Charlotte. Homes from the mid $200s to $ 400s CresswindCharlotte.com | 855 -799- 4084 8913 S I LVE R S PRI N GS C T., C H ARLOT TE , N C 28215                   

homes. charlo�e.com homes.charlo e.com

SPECIAL ADVERTISING . THE CHARLOTTE OBSERVER . SATURDAY, NOVEMBER SPECIAL ADVERTISING SECTION .SECTION THE CHARLOTTE OBSERVER . SATURDAY, NOVEMBER 4, 2017 4, 2017

17P

Photo Photo courtesy courtesy ofof April April Waltz Waltz Photography

Shades Shades of blue tied in with neutrals. of blue tiedsoft in with soft neutrals.

18P 18P

a small abench the end of the comeback this yearthis (houndstooth, herring-herringsmall at bench at the endbed,” of theLee bed,” Lee comeback year (houndstooth, says. “Faux faux furfaux are great plaid), both in dark and says.suede “Fauxand suede and fur areforgreatbone for and bone and mostly plaid), in mostly both dark and pillows,”pillows,” Adler adds. have have light neutrals with onewith or two of pops color,” Adler“Faux adds.materials “Faux materials light neutrals onepops or two of color,” gotten to be very realistic looking looking and areand are Adler says. lot of“A fabric are gotten to be very realistic Adler“Asays. lot ofdesigners fabric designers are very practical price-wise and alsoand functionredoingredoing buffalo buffalo checks checks in different colors, colors, very practical price-wise also functionin different ally.” ally.” but that’s of kind trendy,” Lee adds. butkind that’s of trendy,” Lee“A adds. “A Florals are having moment as well,as well, more classic is away windowpane plaid. As Florals are ahaving a moment more way classic is a windowpane plaid. As particularly with thewith blush being 70 percent of my clients particularly thecolor blush colorsobeing sofor houndstooth, for houndstooth, 70 percent of my clients prominent. “Watercolor florals are in, as it’s just it’s classic. I have aI have a prominent. “Watercolor florals are in, aslike it because like it because just classic. well as cutout florals pattern pattern I’ve probably used in used in well as velvet cutoutflorals velvetand florals and florals houndstooth houndstooth I’ve probably mixed with animals such assuch birdsasorbirds deer,” 10 houses.” mixed with animals or deer,” 10 houses.” Adler says. great“Away to do ahead, ahead, design trends likely Adler“Asays. great wayflorals to dowithflorals with-LookingLooking design will trends will likely out going is to do isa to floral more and more acoutoverboard going overboard do print a floral printinclude include more andunexpected more unexpected acin a neutral or with more modernmodern is such is such in a neutral or withmuted more colors.” muted colors.”cent hues. cent“Mid-century hues. “Mid-century The keyThe is making sure thesure floral has an upbig thing, it’s and interesting to see how key is making the floral has anaupa bigand thing, it’s interesting to see how dated color palette. “I recently saw thissaw at this Charlotte, being such a traditional place, place, dated color palette. “I recently at Charlotte, being such a traditional market—there’s some really clean clean will accept incorporate it into design,” market—there’s somemodern, really modern, will and accept and incorporate it into design,” lines, orlines, very traditional, antiqueantique looks,” looks,”Lee says. yellow isyellow coming in with in with or very traditional, Lee“Mustard says. “Mustard is coming Lee says. seeing florals, greens and navys—that look is very Lee“I’m says. “I’m really seeingbig really big and florals, and greens and navys—that look fresh.” is very fresh.” She alsoShe predicts a modern take on take pattern softer, blush flowers flowers with black softer,colored blush colored withasblack as also predicts a modern on pattern a background, whetherwhether upholstery fabric orfabricdraperies. “We’ll see a lotsee more a background, upholstery or draperies. “We’ll a lotsolid, morecolor solid, color wallpaper.” block draperies versus pattern ones,” she wallpaper.” block draperies versus pattern ones,” she says. “Color Other mainstays like plaid, Other mainstays likehoundstooth plaid, houndstooth says. block “Colorlooks blockmore looksclean moreand clean and modern.modern. With trends, everything is shifting and paisley will always a place fab- in faband paisley will have always have ainplace With trends, everything is shifting ric prints, in a more so far over to modern, so we’resoreally ric particularly prints, particularly in atraditional more traditional so far over to modern, we’remodreally modSouthern home. “Menswear has made everything we do.”we Southern home. “Menswear hasamade aernizingernizing everything H|Ddo.” H|D

SPECIALSPECIAL ADVERTISING SECTIONSECTION . THE CHARLOTTE OBSERVER . SATURDAY, NOVEMBER 4, 2017 4, 2017 ADVERTISING . THE CHARLOTTE OBSERVER . SATURDAY, NOVEMBER

homes.charlo� e.com e.com homes.charlo

Countryside Josephine Trotter PremierSothebysRealty.com

Lauren Alexander 704.996.3468

Matthew Alexander 704.560.2527

Donna Bush 770.842.7626

Jennifer Conrad 704.737.4689

Frances Miller 704.488.0288

Joseph Sibielski 704.617.7500

Susan Ambrosio 704.502.5054

Susan Freshcorn 704.989.0690

Carolyn Taylor 704.236.1936

EXTRAORDINARY Lives. Homes. People.

Giles Barker 704.322.7747

Laurie Beaty 704.993.8773

Jason Gentry 980.428.4130

Sarah Kelley 704.956.6536

Cathy Terry 704.641.5252

Stephanie Todd 704.904.1681

Julie Bradley 704.214.3550

Gail McDowell 704.989.6565

Hanes Walker 704.366.2830

Tanya Brown 704.345.4384

George McDowell 704.989.6752

Charlie Williams 704.737.7741

James Burbach 704.284.0709

Brian Michaels 704.737.9900

David Wittman 704.200.3072

We extend our deepest appreciation to you, our customers, for the opportunities to serve you and achieve extraordinary results. CHARLOTTE | 704.248.0243

LAKE NORMAN | 704.727.4170

homes.charlo+e.com

SPECIAL ADVERTISING SECTION . THE CHARLOTTE OBSERVER . SATURDAY, NOVEMBER 4, 2017

19P

|home & garden

fragrance

Put scent in your landscape

by Nancy Brachey

ragrance in the landscape is something many people desire but don’t always get. That is because shrub selection tends to be governed by the color and timing of flowers as well as size and usefulness for such purposes as an evergreen screen. Yet fragrance is not that difficult to achieve. Some shrubs, such as the famous gardenias, produce robust amounts of scent when in bloom, while others are more subtle, drawing you closer to sniff and enjoy. For robust scent, several shrubs that are less known stand out and can be added to the landscape this fall. For spring, there is the outstanding Korean spice viburnum—a dense, deciduous shrub, possibly 6 feet tall, that produces intensely fragrant clusters of white flowers flushed with pink. There is much to choose from among viburnums these days, but this should certainly be considered if only for the strong scent. A second choice, and this is for scent and bloom in late winter, is Daphne odora. The

winter daphne is a lovely, small evergreen that is slow growing and makes a great choice for a visible, shady spot near the front door or along a walkway. It eventually reaches several feet high and demands high planting so the root ball is not sunk into the surrounding soil where it can be highly susceptible to root rot and drop dead. By high planting, I mean to set only the bottom couple of inches of the root ball into the soil. Then add light soil to cover the rest of the root ball and top with mulch such as pine needles. This helps ensure the soil drainage the plant demands. A third producer of robust scent is wintersweet, which is an early-to-mid winter bloomer that makes a statement both with size and scent. The blooms of Chimonanthus praecox are yellow on the outside and purple on the inside, and the shrub is a big one, rising 10 to 15 feet tall and maybe 8 feet wide in a sort of fountain shape. Though it is a space-grabber, wintersweet is worth it for its great winter inter-

Chestnut at Blowing Rock 364 Chestnut Drive Blowing Rock, North Carolina 28605

chestnutatblowingrock.com Ashley Hutchens and Jerry Hutchens 828.964.5438 ashley.hutchens@premiersir.com jerry.hutchens@premiersir.com

LOCATED ON THE BLUE RIDGE Parkway atop the Eastern Continental Divide, in the idyllic village of Blowing Rock, North Carolina, awaits Chestnut at Blowing Rock – a private enclave of 23 single-story luxury residences surrounded by lush natural scenery, unmatched views and modern conveniences. Redefining luxury living, Chestnut at Blowing Rock features open and airy living spaces, natural finishes and towering windows designed to showcase breathtaking vistas of Moses Cone Memorial Park and Grandfather Mountain State Park. The quaint and charming shops and restaurants of Main Street are minutes from your doorstep. Discover elegant living in a casual setting at Chestnut at Blowing Rock.

UNMATCHED VIEWS. UNPARALLELED LIFESTYLE. Chestnut at Blowing Rock features open and airy living spaces, natural finishes and towering windows designed to showcase breathtaking vistas.

Sotheby’s International Realty® and the Sotheby’s International Realty logo are registered service marks used with permission. Each office is independently owned and operated.

20P

SPECIAL ADVERTISING SECTION . THE CHARLOTTE OBSERVER . SATURDAY, NOVEMBER 4, 2017

homes.charlo+e.com

3.75% INTEREST

3.99% APR PLUS

ZERO CLOSING

COSTS*

WHAT ARE YOU WAITING FOR? Daphne in bloom is intensely fragrant.

est. It is best planted in a back corner or against a two-story wall with plenty of blank space. Also for winter, consider the witch hazel, which has been in American landscapes for more than a century and now has many modern hybrids in the marketplace with good fragrance. These include such popular ones as

Jelena, with reddish-orange flowers, Arnold Promise, with large yellow ones and Diane, with red blooms. The flowers, which have a spidery shape, are among the most unusual. They, like the wintersweet, are good for cutting, and long branches in bloom make dramatic arrangements that bring the scent indoors. H|D

Ask Nancy Q: . You often mention planting tulips, hyacinths and daffodils in large containers, but what about crocuses?

A: Crocuses make a lovely sight in a pot, perhaps combined with pansies or violas. The early winter crocuses are especially nice because each bulb produces several small blooms which keeps the show going. But the singleblooming Dutch crocuses will also do well in pots. Nancy Brachey: nbrachey@charlotteobserver.com

homes.charlo+e.com

For a limited time, save thousands and enjoy a 3.75% interest rate, 3.99% APR, and zero closing costs when you purchase a quick move-in home during our Made to Move Savings Event. Already under construction – with floorplans, fixtures, and finishes expertly selected by our in-house designers – these select homes offer a simplified building process, making it possible for you to move in much sooner. And as with every Mattamy home, these quick move-ins feature the thoughtful design, quality, and value that have helped us become North America’s largest privately owned home builder.

For more information, visit MattamyHomes.com/Charlotte or your nearest Sales Center. *All pricing, availability and plans are subject to change without notice. Values and incentives vary by home, homesite and delivery date. Buyer must close on or before 12/22/17 and obtain mortgage with Mattamy Home Funding. Mattamy will pay all closing costs up to allowable limits determined by loan program. Interest rate of 3.75% / 3.993% APR for an owner occupied 30 year fixed rate conventional loan program with 10% down on a purchase price of $300,000 and total loan amount of $270,000. Upon completion of the application package our preferred lender Mattamy Home Funding, LLC, NMLS #64022 or your selected lender of choice will provide you a Loan Estimate with detailed costs of the mortgage transaction. This is not a commitment to lend, nor is it a rate lock, pre-qualification or pre-approval. Closing and settlement costs, reserve deposits, interest rate and APR are subject to change and the estimates shown above may be more or less depending on factors such as but not limited to: down payment, property type, and occupancy. Housing costs will vary depending on but not limited to: location, homeowner’s association dues, local and state fees, taxes, and hazard and mortgage insurance. The above fee information above is based on a credit score of 740. All loans are subject to underwriting and loan qualifications of the lender. Services are not available in all states. Rates, terms and conditions offered are subject to change without notice. Offer void where prohibited or otherwise restricted by law. Limited time offer, additional restrictions and limitations may apply. Visit Sales Center and see a Mattamy New Home Counselor for full details. E.& O.E. Builder CBC1253657

SPECIAL ADVERTISING SECTION . THE CHARLOTTE OBSERVER . SATURDAY, NOVEMBER 4, 2017

21P

Classifieds The Place to Sell and Buy, To Find Jobs, Cars, Real Estate & More!

704-358-5555 www.charlotteobserver.com Lots for Sale

South Meck

Farms/Acreage

Real Estate Reader Notice - All Real Estate advertised herin is subject to the Federal Fair Housing Act which makes it illegal to indicate any preference, limitation or discrimination based on race, color, religion, sex, handicap, familial status or national origin, or an intention to make any such preference, limitation or discrimination. We will not knowingly accept any advertising for Real Estate which is in violation of this law. All persons are hereby informed that all dwelling advertised are available on an equal opportunity basis. If you believe that you may have been discriminated against in connection with the sale, rental or financing of housing, call: The United States Department of Housing and Urban Development (HUD) at 1-800-669-9777.

Open Houses For Sale 200 STEPS from the back deck to a sandy beach on Lake Wylie 3000 sq ft home gated community magnificent views of private park and lake 19 miles from Charlotte look up the address on Zillow for more info $465,000 mccammon5050@gmail.com 803-7464725

South Meck AVAILABLE NOW HOMES FOR SALE 2 & 3BR/2BA $25,995 Nice Size home for the right family! Site Rent Incentive - $349 for 12 months $0 application fee 3rd Party Financing Available

Call Sun Homes (888) 275-5219 www.4meadowbrook.net Expires 10/30/17 •EHO

Real Estate Auctions 8 Residential Lots Bales Lane - Charlotte, NC Lots range in size from 1.31+/- acres to 3.87ac Auctions: 1pm, Thu Nov 16 at 9200 Bales Lane, Charlotte, NC or bid live at auctionnetwork.com NC Williams & Williams RE LIC C6474; Thomas Barnes AUC LIC 8334; Buyer’s Premium May Apply. williamsauction.com/charlotte 800.801.8003 RESIDENTIAL LOT IN ELIZABETH 2223 Greenway Ave. Flat lot on quiet street. Approx 150’ x 75’ (.26 acre) $550k Char-Meck Parcel #12704204 greenwaylot@gmail.com 508-380-4785

Lake Property for Sale BADIN LAKE NC WATERFRONT 1.24 Acre Bldg Lot Heron Bay, Boat Slip asking $65,000 Philygirl23@aol.com 631-300-5347 LAKE WATEREE HOME FOR SALE BY OWNER 2bed/2ba,home on cove, fireplace, open concept, wood floors, granite counters.Screen porch, deck, dock, det garage. 1.9 acre fenced lot.call for appt. 843-200-2517 ---- $319,900

Mountain Property for Sale 1 ACRE wooded lot in gated community on cul de sac, beautiful mountain range views, 12 mins to Boone, located in Ashe Co. Only $39k 704-560-7408 FSBO Beech Mountain Lots $10,000$55,000. Estate Sale - 50 Beech Mountain Lots $750,000. Club Memberships Available. Call 843-651-4545 N.C. MINI MOUNTAIN ESTATE 4Bath 4Bed-Mt. Mitchell Golf Course-River Frontage-Next to Pique - $1,250,000 www.GarcynEstate.com STUNNING NC Mtn Views New log cabin on nearly 2 ac. features vault. ceilings, fireplace, hdwd floors, lg. screened porch, ½ basement, Only $194,900 (828) 286-2981

Free Rent to Nov 1 3BR/2 BA homes $899 On Select Units $599 M oves You In ($400 Dep + $199 closing fee) No App Fee Incl all Appls + W/D

CREEK PHOTOS avail. many 10 acres homesites, wind a drive to outstanding seclusion, 20 min to Chlt. $127,900 financing avail. 704 535 4159 easy to walk trails

Commercial Real Estate for Sale BRICK OFFICE BUILDING Contractor retiring....Nice 2100 sf brick office building located on 5 acres of storage yard on Highway 521 north of Lancaster. Call (803) 283-6284 for more information. $275,000

Call 888.275.6141 www.4meadowbrook.net Expires 10/30/17 ∂ EHO

Apartments for Rent AFFORDABLE APARTMENTS 2 & 3 Bedrooms starting @ $ 695/mo. Hardwoods, central air, appls, W/D hookup, ceiling fans, gas heat. 2814 Marlowe Ave. 704-393-8047

Rooms for Rent

AFFORD WEEKLY Rental $199+ tax Micro/Fridge, 70+ Channels Fast WiFi, Mrng. Coffee, Maid/Linens Self Laundry Royalinncharlotte.com Bus Rt. 5 (Sprinter)*Call: 704-394-1819

Roommate Wanted FURN. ROOM $550/mo. all util. incl. Wifi & cable Very Neat & Clean person, Must have car. Call Dede @ 980-616-9169 Quiet clean Room. Cable. Washer/Dryer. Kitchen privileges. $135 per week. 704.891.1670

Farms/Acreage

Condos for Sale 2BED/2BATH/0HALF BATH - 2 BR / 2 Bath condo in Ballantyne Village. Premium location, hardwoods, stainless appliances, gated community and many great features. $179,000 Open house Oct 28 Noon-3:00 pm 704-400-9973 Dmccraven@msn.com

Sell. Sell. Sell. CLASSIFIEDS

22P

Subscribe 800.532.5350

196 ACRES & HISTORIC HOME ON TROUT STREAM 2.5 hours from Charlotte, grazing farm w/ over 5000 feet of frontage on Cripple Creek, trophy trout and beautifully, restored antique log home. This is the perfect "Norman Rockwell" setting. $1,599,999 joancollins@graysonmountainrealestat e.com 276-233-5494 FSBO 2 FAMILY MINI FARM Western York County, SC 803-322-4631

SPECIAL ADVERTISING SECTION . THE CHARLOTTE OBSERVER . SATURDAY, NOVEMBER 4, 2017

homes.charlo+e.com

Mortgage Guide Institution

30 yr APR

The Charlotte Observer

30 yr Fixed

Product

30yr Fixed APR

Fees

% Down

APR

Phone Number / Website

15 Yr Fixed

2.875

0.000

5% 2.896

Points: 0.000

7/1 Arm

2.875

0.000

5% 2.940

Fees: $0

LOCAL IN CHARLOTTE FOR 30 YEARS! OPEN SATURDAYS! A+ BBB RATING!

% Down: 5%

FREE FLOATDOWN IF RATES DROP! ZERO CLOSING COST OPTIONS!

Rate: 3.750

15 yr fixed

3.000 0.000 $295 20% 3.021

Points: 0.000

7/1 yr Arm

3.000 0.000 $295 20% 3.500

704-412-9131

Fees: $295

30 yr jumbo

3.875 0.000 $885 20% 3.907

www.mecklenburgmortgage.com

% Down: 20%

Free Prequalification Letters and Rate Quotes 7 days a week

3.760% Mecklenburg Mortgage

Points

Rate: 3.625

3.692% Best Rate Mortgage

Rate

NMLS # / License #

NMLS #: 103395

704-529-1233 www.bestratemtg.com

NMLS #: 1190352 LIC# 161067

Savings Update

When it makes sense to refinance By Sabrina Karl When you took out a mortgage on your home, chances are you choose the best option for your needs at the time. But because personal and financial situations change, as do housing markets and interest rates, the best mortgage for you today is not always the same one you currently own. That’s when it may be time to refinance. Even though refinancing isn’t cost-free, it can be a smart move for a wide range of reasons. Probably the most common motivator is to lower your mortgage interest rate. If currently available rates are 1 percent or more below your existing APY, refinancing may be worth the cost to lower the amount of interest you pay and therefore your monthly payments.

Another attractive reason to refinance is if you hold an adjustable-rate mortgage (ARM) and either decide you’ll be in the house long enough to make a fixed-rate mortgage pay off, or see that your ARM is now charging more than currently available fixed-rate mortgages. But there’s still another frequent reason for refinancing, and that’s to turn home equity into cash for other purposes. If you refinance to a loan amount that’s higher than your current mortgage balance, you’ll receive the difference in a payout. Many homeowners take advantage of this opportunity when they need to fund a large purchase or a home renovation project. Others will do a cash-out refinance to consolidate debt, such as paying off high-interest credit card balances.

Others will refinance to change the length of their term, either shortening it, for example, to be debt-free by retirement, or lengthening In any case, refinancing involves costs and potential risks, so it’s it in tandem with lowering their rate because they want or need to important to weigh these carefully against your calculated benefits. minimize their payments. Rate Criteria: The rates and annual percentage rate (APR) are effective as of 10/31/17. All rates, fees and other information are subject to change without notice. RateSeeker, LLC. does not guarantee the accuracy of the information appearing above or the availability of rates and fees in this table. The institutions appearing in this table pay a fee to appear in this table. Annual percentage rates (APRs) are based on fully indexed rates for adjustable rate mortgages (ARMs). The APR on your specific loan may differ from the sample used. All rates are quoted on a minimum FICO score of 740. Conventional loans are based on loan amounts of $165,000. Jumbo loans are based on loan amounts of $424,101. Lock Days: 30-60. Points quoted include discount and/or origination. Payments do not include amounts for taxes and insurance. The APR may increase after consummation and may vary. FHA Mortgages include both UFMIP and MIP fees based on a loan amount of $165,000 with 5% down payment. Points quoted include discount and/ or origination. Fees reflect charges relative to the APR. If your down payment is less than 20% of the home’s value, you will be subject to private mortgage insurance, or PMI. VA Mortgages include funding fees based on a loan amount of $165,000 with 5% down payment. If your down payment is less than 20% of the home’s value, you will be subject to private mortgage insurance, or PMI. “Call for Rates” means actual rates were not available at press time. To access the NMLS Consumer Access website, please visit www.nmlsconsumeraccess.org. To appear in this table, call 773-320-8492.

homes.charlo+e.com

SPECIAL ADVERTISING SECTION . THE CHARLOTTE OBSERVER . SATURDAY, NOVEMBER 4, 2017

23P

AT THIS MOMENT

S I N K I N T O R E L A X AT I O N AS H E V I L L E , N O R T H CA R O L I N A 4: 2 1 P. M .

PREMIERSIR.COM/ID/3328303

828.277.3238

Contact us today for a consultation on how your home can be marketed in the Carolinas and around the world. 877.539.9865 PremierSothebysRealty.com

Blowing Rock | 828.295.0776 Asheville | 828.277.3238

Charlotte | 704.248.0243

Linville Ridge | 828.898.5151

Banner Elk | 828.898.5022

Lake Norman | 704.727.4170

Uwharrie Lakes | 704.727.4170

Sotheby’s International Realty® and the Sotheby’s International Realty logo are registered service marks used with permission. Each office is independently owned and operated. Equal Housing Opportunity. Property information herein is derived from various sources including, but not limited to, county records and multiple listing services, and may include approximations. All information is deemed accurate.

24P

SPECIAL ADVERTISING SECTION . THE CHARLOTTE OBSERVER . SATURDAY, NOVEMBER 4, 2017

homes.charlo+e.com