home|design, February 24, 2018

Page 1


Mortgage Guide Institution

30 yr APR

4.176%

The Charlotte Observer

30 yr Fixed

APR

4.023% APR

4.132% APR

Fees

% Down

APR

Phone Number / Website

4.000

0.125 $975 5% 4.071

Points: 0.000

15 yr Fixed

3.625

0.000 $975 5% 3.697

910-332-0650

Fees: $1225

10 yr Fixed

3.500

0.125 $975 5% 3.443

www.abbaIrst.com

% Down: 5%

Doing business HIS way. No cost option for Conv VA FHA USDA

Rate: 4.000

15 Yr Fixed 3.500

0.000

$0

5% 3.526

Points: 0.000

7/1 Arm

0.000

$0

5% 3.513

Fees: $0

LOCAL IN CHARLOTTE FOR 30 YEARS! OPEN SATURDAYS! A+ BBB RATING!

% Down: 5%

FREE FLOATDOWN IF RATES DROP! ZERO CLOSING COST OPTIONS!

3.500

NMLS # / License #

NMLS# 74184 LIC# 132884

NMLS #: 115183

704-529-1233

LIC# 103395

www.bestratemtg.com

Rate: 4.125

15 yr Ixed

3.500

0.000

$295

20% 3.513

Points: 0.000

7/1 yr Arm

3.750

0.250

$975

20% 3.757

704-412-9131

Fees: $295

30 yr jumbo 4.000

0.000

$975

20% 4.027

www.mecklenburgmortgage.com

% Down: 75%

Free PrequaliIcation Letters and Rate Quotes 7 days a week

30yr Fixed

Mecklenburg Mortgage

Points

20 yr Fixed

30yr Fixed

Best Rate Mortgage

Rate

Rate: 4.125

30yr Fixed

ABBA First Mortgage, Inc.

Product

NMLS #: 1190352 LIC# 161067

Savings Update

What is an add-on CD? By Sabrina Karl

Smart savers shop around for a good deal before locking funds into any certificate of deposit. But the more CD shopping you do, the more you discover Many add-on CDs allow you to add as many deposits as you like, although that it’s not just “one size fits all” out there. they’ll likely require minimum additional increments and may stipulate a maximum that can ultimately be held in the CD. But some add-on certificates The vast majority of CDs fit a standard formula: you deposit a lump sum, you specify you can make just one or two additional investments over the CD’s agree to keep it there for a set term, and the bank agrees to pay you a fixed lifetime. interest rate on your funds. Add-on certificates are well-suited to anyone saving toward a specific goal, But anyone who shops around will quickly notice some specialty CD types, like a down payment for a house or car, because they allow you to increwhich tweak the general structure with added flexibility or requirements on mentally sock money away while earning more than you likely would from a one aspect of the certificate. savings account. One of the simplest variations is an add-on CD. With these, you still make an initial deposit, and the bank still requires a set term in exchange for a fixed rate. The difference is that these CDs don’t limit you to the initial deposit. You can add more funds over time, without changing your term or the interest rate.

Just be sure to choose a term length that aligns with your savings goal, and check that the rate is competitive. If you can earn almost as much with a savings or money market account, you may be better served by the withdrawal flexibility those accounts offer.

Rate Criteria: The rates and annual percentage rate (APR) are effective as of 2/20/18. All rates, fees and other information are subject to change without notice. RateSeeker, LLC. does not guarantee the accuracy of the information appearing above or the availability of rates and fees in this table. The institutions appearing in this table pay a fee to appear in this table. Annual percentage rates (APRs) are based on fully indexed rates for adjustable rate mortgages (ARMs). The APR on your specific loan may differ from the sample used. All rates are quoted on a minimum FICO score of 740. Conventional loans are based on loan amounts of $165,000. Jumbo loans are based on loan amounts of $453,101. Lock Days: 30-60. Points quoted include discount and/or origination. Payments do not include amounts for taxes and insurance. The APR may increase after consummation and may vary. FHA Mortgages include both UFMIP and MIP fees based on a loan amount of $165,000 with 5% down payment. Points quoted include discount and/or origination. Fees reflect charges relative to the APR. If your down payment is less than 20% of the home’s value, you will be subject to private mortgage insurance, or PMI. VA Mortgages include funding fees based on a loan amount of $165,000 with 5% down payment. If your down payment is less than 20% of the home’s value, you will be subject to private mortgage insurance, or PMI. “Call for Rates” means actual rates were not available at press time. To access the NMLS Consumer Access website, please visit www.nmlsconsumeraccess.org. To appear in this table, call 773-320-8492.


Oak Grove Estates Waxhaw, NC | Homes from the $500s

Move In Now!

Community Features • Intimate and exclusive community with just 21 homes, tucked into wooded homesites, offers homebuyers quiet luxury and cosmopolitan convenience • Homebuyers enjoy three-car garages, spacious Great Rooms, and open kitchen designs in a neighborhood with excellent access to I-485

HOMESITE #

BED/BATH/ GARAGE

SQ. FT.

SALE PRICE

Sheridan B

3

5/4.5/3

4,149

$642,970

Bexford A

19

4/4.5/3

3,579

$629,490

Lawrence A

2

5/4.5/3

4,464

$653,720

PLAN

• Golf clubs, shopping, dining, entertainment, retailers, medical facilities, sparkling Lake Wylie, and charming, historic towns are all close by • Union County offers much sought-after schools all within 3.5 miles of Oak Grove Estates For more info, please contact: Terry Wicker Terry.Wicker@CalAtl.com 704.769.5328 Prices, plans and terms are effective on the date of publication and subject to change without notice. Depictions of homes or other features are artist conceptions. Hardscape, landscape and other items shown may be decorator suggestions that are not included in the purchase price and availability may vary. This ad contains general information about new home communities in North Carolina and South Carolina areas and it is not an offer or the solicitation of an offer for the purchase of a new home.This information is not directed to residents of any other state that requires registration or permit issuance prior to the publication of such information. CalAtlantic Mortgage, Inc., NMLS# 203897 holds a North Carolina Mortgage Lender license # L-155709 and branch licenses in ; Morrisville, NC, L-155709-105; Scottsdale, AZ L-155709-104 and two locations in Charlotte, NC, L-155709-102 and L-155709-106. CalAtlantic Mortgage, Inc., NMLS# 203897 holds a South Carolina Mortgage Lender/Servicer license #MLS 203897; Charleston, SC MLB-1020765; Scottsdale, AZ MLB-767026; and two locations in Charlotte, NC, MLB-996700 and MLB-1588642. CACLT417 C


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QUAIL HOLLOW | 7330 BALTUSROL L ANE 5 B R | 6 . 3 B A | 1 0, 5 8 2 S Q F T | 1 + AC R E S | $ 6 , 2 5 0,0 0 0 Incredible views of Quail Hollow Club’s golf course. Grand elegance thoughout. Exquisite millwork designed by Eubanks. Patina wood floors, marble and limestone flooring. Elevator, pool, 4 fireplaces, wine room, formal and informal living areas, spectacular 2-story Sunroom, 4+ car garages, and heated pool with pool house.

MYERS PARK | 2019 FOREST DRIVE E. 5 B R | 5 . 3 B A | 8 , 8 8 4 S Q F T | 0. 49 AC R E | $ 2 , 8 0 0,0 0 0 Amazing custom home designed by Frank Smith. Custom suspended circular staircase. MBR w/luxury spa bath. Upper level bonus & play rooms; lower level rec room, wine cellar, exercise & billiards rooms, office, guest suite & sauna. Private Terrace, covered outdoor living space, and rose garden.

VA L E R I E M I T C H E N E R OWNER | BROKER 704-577-8200 valerie@HMPROPERTIES.COM HMPROPERTIES.COM


JUST LISTED

UNDER CONTRACT

FEATURED HOME

LONGVIEW ~ 200 EAGLE BEND DR ~ $1.750M MLS# 3341292 | 5BD, 5FULL & 3HALF BA | 6,921 SQFT

LONGVIEW ~ 8600 LONGVIEW CLUB DR ~ $2.9M MLS# 3336736 | 7BD, 8FULL & 3HALF BA | 11,279 SQFT

LONGVIEW ~ 201 OAKMONT LN ~ $2.5M MLS# 3343479 | 5BD, 5FULL & 3HALF BA | 7,428 SQFT

NEW PRICE

JUST LISTED

NEW PRICE

LONGVIEW ~ 8509 ENGLISH TURN LN ~ $1.8M MLS# 3321202 | 5BD, 5FULL & 2HALF BA | 6,905 SQFT

LONGVIEW ~ 8304 MARCLIFFE COURT ~ $1.249M MLS# 3320736 | 4BD, 4FULL & 1HALF BA | 5,451SQFT

LONGVIEW ~ 8501 LONGVIEW CLUB DR ~ 1.98M MLS# 3331777 | 5BD, 5FULL & 3HALF BA | 6,678 SQFT

DEB WHITE REALTOR® / NC & SC

704.254.9437 DWhite@HelenAdamsRealty.com DebWhite.HelenAdamsRealty.com

Honesty, Integrity & Professionalism


From Estate Homes

To Townhomes... $1.975 M

$2.995 M

Morrocroft Estates | 4412 Cameron Oaks Dr.

Carmel Country Club | 4842 Carmel Club Dr.

$799 K

$399 K

NEWLY LISTED

Myers Park | 1150 S. Kings Drive

Arboretum | 3215 Luke Crossing Drive

Thinking of Downsizing? Don’t stress - we make downsizing doable! Coordination, Cleanup, Handyman, Decluttering, & Disposal Services are available.

Most of our services are FREE! DownsizingWithDee.com

Let me help you create a plan to maximize your home’s value.

Dee Reid 704-281-3913 DeeReid@IvesterJackson.com

6100 Fairview Road, Suite 1202, Charlotte, NC | 704-650-1928 | IvesterJackson.com


LARGE WOODED HOME SITES

Build Your Dream Home in Longbrooke! Situated just minutes from the vibrant Ballantyne community in South Charlotte lies Longbrooke. The gently rolling topography and the lower taxes of Lancaster County provide an ideal setting for this upscale and private community. Behind the handcrafted iron gates is a quiet wooded neighborhood that’s meticulously designed and inspired by European country homes. Stephens Construction Group, one of Charlotte’s premier builders is also proud to announce their partnership to erect custom homes in Longbrooke. Longbrookes’s streets are softly lit by gas lanterns and the the fountain garden acts as the focal point for your new community.

LEE GRIFFIN

704.995.4561 LGriffin@benbowenproperties.com Ben Bowen Properties

Longbrooke European Country Estates

www.longbrooke.info | 


Longbrooke European Country Estates

Build Your Dream Home in Longbrooke! Old World inspired architecture ❖ Secured, gated entrace ❖ Low South Carolina taxes ❖ Large wooded home sites Minutes from Ballantyne ❖ All underground utilites installed ❖ Softly lit gas lanterns

www.longbrooke.info | 


E ASTOVER

TRACE Y CO OK BROKERs / REALTORs ®

704-236-1135

1 6 3 3 S C O T L A N D AV E N U E 4 B R | 2 . 1 B A | 1 + A C R E | 3 , 9 2 8 S Q . F T. | $ 1 , 2 0 0 , 0 0 0 Charming Eastover home on rare 1+ acre lot. 9’ ceilings on main, heart of pine floors, new refridgerator, dishwasher, range, Family Room addition off kitchen. Wonderful outdoor living areas with a covered front porch, screened rear porch, deck for grilling, and a private balcony off the MBR. Large MBR with two walk-in closets. Huge finished basement with play area, exercise room and workshop. Private backyard with fenced area and playground. Security system. Freshly painted.

tracey@hmproperties.com HMPROPERTIES.COM


E a s t o v e r | 3 1 9 C O LV I L L E R O A D 1 .78 AC R E S | 4 B R | 4 . 2 B A | 6 ,03 0 s q . f t . | $ 3 , 6 5 0,0 0 0

Elegant brick Georgian estate on a beautiful 1.78 acre lot! Fabulous renovation that maintains architect AG Odell’s historical integrity. Grand foyer with circular staircase, gracious formals, high ceilings, exquisite millwork, custom finishes and beautiful flooring throughout. Gourmet kitchen with high end appliances, marble countertops, island and large planning desk. Master suite on main level. Wine cellar with bluestone floor, poplar wine racks and 1,700 bottle storage capacity. Spacious secondary bedrooms with en-suite baths, bonus room and craft room on upper level. Gorgeous sunroom opens to bluestone patio & overlooks private rear yard, pool & pool house.

SHERYL HALLOW & PATTY HENDRIX BROKERS | REALTORS ÂŽ 704-907-1144 | 704-577-2066 sheryl@hmproperties.com | patty@hmproperties.com

HMPROPERTIES.COM


PIPER GLEN WATERFRONT ~ 6309 MITCHELL HOLLOW ROAD

MLS# 3351827 | $2.875M 7BD, 10 Full & 3 Half Baths | 12,425 SqFt | 1.6 Acres

3D Virtual Tour: www.6309MitchellHollowRoad.com

Mary Sessoms Broker/Realtor® NC/SC 704.900.4134 | MarySessoms.com Mary@MarySessoms.com


MEDITERRANEAN | 3211 WILLOW OAK ROAD | MYERS PARK

Bob Bunzey

Broker/Realtor NC & SC 704.907.4131 SOLD@BobBunzey.com

Providing opportunities & solutions with creative responsiveness.


Your Best Source for Residential Real Estate. C O N G R AT U L AT I O N S to our Top Producers for the month of January

Contact us today at 704.342.1000 or visit dickensmitchener.com


C H A R L O T T E

home design

HOME SHOW SPECIAL PRICING

- dedicated to showcasing charlotte’s distinctive homes -

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home design - dedicated to showcasing charlotte’s distinctive homes -

Charlotte’s Premier Real Estate Publication Viewed by 339,500 Readers Weekly!

BATHROOMS | KITCHENS | ROOM ADDITIONS OUTDOOR LIVING/SWIMMING POOLS ROOFING | SIDING & WINDOWS & HANDYMAN SERVICES

For more information & advertising options, contact Buck Brice (704) 358-5454 BBrice@CharlotteObserver.com

980.299.5475 WWW.RCBCONSTRUCTIONMGMT.COM

FINANCING AVAILABLE WITH NO MONEY DOWN!




Charlotte’s

5.2 M

4.25 M

MOST DISTINCTIVE HOMES IvesterJackson.com | Info@IvesterJackson.com | 704.499.3054

PELLYN WOOD MLS 3254980 | 2019 Craigmore Drive Agents: Tracy Davis 704-779-9750 Reed Jackson 704-713-3623

1.395 M

UNDER CONTRACT

SEVEN EAGLES MLS 3351584 | 8430 Double Eagle Gate Way

Agent: Kim Raymond 704-451-3322

1.99 M

UNDER CONTRACT

GREENWOOD MLS 3299035 | 8343 Providence Road Agents: Reed Jackson 704-713-3623 Lisa McCrossan 704-620-0328

UNDER CONTRACT

1.495 M

1.385 M

THE PALISADES GOLF & COUNTRY CLUB MLS 3255516 | 16919 Youngblood Road Agents: Tracy Davis 704-779-9750 Alison Smith 704-996-6747

CHATELAINE - WEDDINGTON

HIGHGATE - WEDDINGTON

MLS 3331567 | 724 Beauhaven Lane Agent: Cindy Castano Swannack 704-904-6619

MLS 3281338 | 3013 Kings Manor Drive Agent: Lisa McCrossan 704-620-0328

1.374 M

$624,900

UNDER CONTRACT

1.2 M

SOLD

475 K

SEDGEFIELD - MARVIN

CANE POINTE - WAXHAW

BELINGRATH

SOUTH END

MLS 3304458 | 9839 Sedgefield Drive Agent: Betsy Stec Market 704-619-8603

MLS 3239533 | 6911 Nesbit Road Agent: Betsy Stec Market 704-619-8603

MLS 3354794 | 6936 Cameron Glen Drive Agent: Alex Harnicholas 704-615-6372

MLS 3327005 | 315 Arlington Avenue #1503

WHY I V EST E R JAC KS O N CHRISTIE’S?

Agents: Dee Reid 704-281-3913 Tar Reid 704-905-8221

• Over 1300 affiliate offices worldwide • Engage the world’s most affluent audience • Local expertise, tailored service, Christie’s credibility


- Ive ste r Jacks on | Christie’s : Featured Propertie s NEWLY OFFERED

2.75 M

3.199 M

MORROCROFT ESTATES CHARLOTTE

THE PENINSULA CORNELIUS

Elegant flagship home in gated Morrocroft Estates. MLS 3197936 7545 Morrocroft Farms Lane Reed Jackson 704-713-3623 & Cindy Castano Swannack 704-904-6619

Custom waterfront home with amazing lake views. 19449 Peninsula Shores Drive Lori Ivester Jackson 704-996-5686

- Lake Nor man Collec tion 2.999 M

1.849 M

BETHELWOOD ESTATES CORNELIUS MLS 3351840 | 20902 Bethelwood Lane Agent: Lori Ivester Jackson 704-996-5686

1.575 M

UNDER CONTRACT

WESTMORELAND FARM DAVIDSON MLS 3360018 | 12900 Westmoreland Farm Rd.

Agent: Liza Caminiti 704-526-6695

ENCLAVE - CORNELIUS

THE POINT - MOORESVILLE

MLS 3362162 | 20353 Enclave Oaks Court Agent: Lori Ivester Jackson 704-996-5686

MLS 3326026 | 123 Moors End Agent: Lori Ivester Jackson 704-996-5686

1.395 M

1.499 M

1.075 M

CAPTAINS POINT - CORNELIUS MLS 3354878 | 21519 Baltic Drive Agents: Alison Smith 704-996-6747 Bill Moore 704-651-1532

1.149 M

CORNELIUS WATERFRONT

THE PENINSULA - CORNELIUS

THE PENINSULA - CORNELIUS

MLS 3301455 | 18034 Mollypop Lane Agents: Tracy Davis 704-779-9750 Alison Smith 704-996-6747

MLS 3350190 | 18922 Balmore Pines Lane Agent: Reed Jackson 704-713-3623

17528 Sail View Drive Agent: Reed Jackson 704-713-3623

IvesterJackson.com Info@IvesterJackson.com 704.499.3054

2.45 M

Offices Charlotte Lake Norman Blue Ridge



$275,000,000 Cindy Barnes Over in career sales (704) 367-7203

Ronda Avenue

UNDER CONTRACT

MLS# 3264020

$85,000 Builder opportunity in popular Stonehaven! Large lot, ideal for basement

Gracious Southpark home w/stylish updates! Kitchen w/modern finishes. Complete MBA reno. Beautiful outdoor space. 6624 Wynfaire Lane - MLS# 3352004 - $825,000

UNDER CONTRACT

UNDER CONTRACT

UNDER CONTRACT

Dilworth charmer w/loads of detail plus updates galore! Large, fenced yard & garage. Few blocks from light rail. 2009 Victorian Place - MLS# 3350280 - $600,000

Fresh & bright Ballantyne townhome w/ quick access to shopping & 485. New paint, carpet, appliances. Attached garage. 14539 Adair Manor Ct. - MLS#3355281 - $290,000

Spacious Ballantyne area condo w/2BDRMs plus study. Shows beautifully. Deeded garage. Great amenities. 12320 Copper Mountain Blvd. - MLS# 3359840 - $175,000

Considering downsizing? Overwhelmed? If you need a place to start, call me for a practical, step-by-step approach.

HAND IT OVER Cindy.Barnes@allentate.com


LOCATION. LOCATION. LOCATION. FIND YOUR BEAT IN THE HEART OF PLAZA MIDWOOD

McClintock Corners is perfectly situated in the block abutting the Central Avenue Harris Teeter and provides a modern amenity experience nestled inside one of Charlotte’s famed historic neighborhoods. These three, four-unit condominium buildings are designed to the scale of a large house, as we believe a true community shouldn’t be gated or fenced in – it should seamlessly meld into its surroundings.

2 & 3 BEDROOMS CONDOS

STARTING IN THE

$360S

MCCLINTOCKCORNERS.COM | 704.575.8546

UP GR $10 AD K T ES OW & C AR LO DS SIN GC OS T



JOIN US IN CELEBRATING THE GRAND OPENING OF RIDGEWATER

ENJOY A CATERED LUNCH, PRIZES AND MORE AS YOU DISCOVER OUR LATEST, HIGHLY COVETED NEIGHBORHOOD IN SOUTHWEST CHARLOTTE Located adjacent to The Palisades and conveniently located near Steele Creek, Fort Mill and Lake Wylie, Ridgewater offers our Trademark series Single Family Homes with the thoughtful architectural detail and superior finishes you've come to expect from a Mattamy home. This stunning wooded community is designed to be your perfect urban retreat.

WHEN: March 10th, 2018 12:00 pm – 4:00 pm

LOCATION: 18101 Bankhead Road, Charlotte, NC 28278

RSVP to Katie Whittie (980) 285-2254 Whittie.KatieF@mattamycorp.com

At Ridgewater, you’ll enjoy: • 3-5 Bedroom Homes starting from the mid $200s • 2,100-3,000+ sq. ft. • Superior build quality that meets Energy Star standards, saving up to 30% on utility bills Join us for the grand opening and a chance to win a Spa and Golf Package to the Ballantyne Resort. We look forward to having you come explore all that Ridgewater has to offer. All illustrations are artist’s concept. All dimensions are approximate. Prices, specifications, terms and conditions subject to change without notice. Please see a new home counselor for details. E.&O.E. #47525


LIVE ELEVATED Charlotte, North Carolina | premiersir.com/id/3290644 | 704.248.0243

The location, the style, the feeling you get when you walk through the door – every aspect of your home should be a reflection of who you are, where you’ve been and the life you aspire to live. Your best life begins with a home that inspires you. Call us today and let us find your inspiration. 877.539.9865

PremierSothebysRealty.com

Sotheby’s International Realty® and the Sotheby’s International Realty logo are registered service marks used with permission. Each office is independently owned and operated. Equal Housing Opportunity. Property information herein is derived from various sources including, but not limited to, county records and multiple listing services, and may include approximations. All information is deemed accurate.


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