TODAY 11:00 3:00 REGISTER TO WIN AN AMAZON ECHO*
Register to win an Amazon Echo*
CELEBRATE CELEBRATE National New Home Sales Event | Jan. 8th - Feb. 18th
Celebrate the New Year in Your New CalAtlantic Home SIGN A PURCHASE CONTRACT ON A TO-BE-BUILT HOME BETWEEN JANUARY 8, 2018 AND FEBRUARY 18, 2018 AND RECEIVE:
Up to $5,000 Towards Closing Costs* When financing with our affiliate lender, Calatlantic Mortgage and using our preferred closing agent.
-AND-
Up to $10,000 in Design Center Credits**
For more info, please visit:
CalAtlanticHomes.com/Charlotte CalAtlanticHomes.com
THis is THe year for More faMily TiMe Enjoy Zero Closing Costs* on Charlotte Quick Move-In Homes from the Mid $200s to $500s In 2018, you can own a new Mattamy home in one of several stunning Charlotte communities and experience what a home with superior build quality can add to your life. Built to Energy Star® standards – reducing utility costs by up to 30% – you’ll spend less time making repairs, and more time with those who matter most. With Zero Closing Costs*, this is the year to find the new home that’s right for you.
To schedule an appointment, visit MattamyHomes.com *This offer is available on new purchase agreements for select Quick Move-In Homes that are accepted by Mattamy Homes Charlotte between 1/15/18 and 4/27/18, and must close when home is complete but no later than May 31, 2018. Not valid on contract re-writes, transfers, or for buyers who have had a previous contract with Mattamy Homes (Seller) cancelled for any reason. To be eligible to participate in the Name of Campaign buyer must utilize Seller’s preferred lender, Mattamy Home Funding, LLC, (Preferred Lender) NMLS# 64022 for financing to receive a credit at closing in an amount that is up to and not to exceed $10,000 for the payment of approved closing costs and prepaids. Buyer is not required to finance through Preferred Lender to purchase home but will not be eligible to participate. Total amount of credits may not exceed the following per loan type: Conventional Owner Occupied and Second Homes: 90.01-95%- 3% of sales price plus owners title policy and deed stamp; 85.01%- 90%- 6% of sales price plus owners title policy and deed stamps; 80.01% - 85% - 9% of sales price plus owners title policy and deed stamps; Investor: 2% of sales price plus owners title policy and deed stamps; FHA- 6% of sales price plus owners title policy and deed stamps; VA - 4% of sales price plus owners title policy and deed stamps. Buyer is responsible for paying cost of closing costs, prepaids or design options that exceed the incentive amount. All loans are subject to underwriting and loan qualification of the lender. Offer is subject to change or withdrawal at any time without notice. Offer may not be redeemed for cash or equivalent. Prices, homesite and plan availability subject to change or revocation without prior notice or obligation. For more information on available homes and incentives, see a Mattamy New Home Counselor for full details. ©2018 Mattamy Homes. All rights reserved. E.& O.E. Builder #47524
Chestnut at Blowing Rock 364 Chestnut Drive, Blowing Rock, NC 28605 chestnutatblowingrock.com Ashley Hutchens and Jerry Hutchens 828.964.5438 ashley.hutchens@premiersir.com jerry.hutchens@premiersir.com
LOCATED ON THE BLUE RIDGE PARKWAY atop the Eastern Continental Divide in the idyllic village of Blowing Rock, North Carolina awaits Chestnut at Blowing Rock – a private enclave of 23 single-story luxury residences surrounded by lush natural scenery, unmatched views and modern conveniences. Redefining luxury living, Chestnut at Blowing Rock features open and airy living spaces, natural finishes and towering windows designed to showcase breathtaking vistas of Moses Cone Memorial Park and Grandfather Mountain State Park. The quaint and charming shops and restaurants of Main Street are steps from your door. Discover elegant living in a casual setting at Chestnut at Blowing Rock.
Sotheby’s International Realty® and the Sotheby’s International Realty logo are registered service marks used with permission. Each office is independently owned and operated.
UNMATCHED VIEWS. UNPARALELLED LIFESTYLE. Chestnut at Blowing Rock features open and airy living spaces, natural finishes and towering windows designed to showcase breathtaking vistas.
From Estate Homes
To Townhomes... $2.995 M
$1.095 M
Tuckaway Park | 4842 Carmel Club Drive
$740 K
SOLD
Rosewood | 2823 Providence Rd. #136
Rosewood | 2823 Providence Rd. #171
$379 K
S. Charlotte | 3215 Luke Crossing Drive
Thinking of Downsizing? Consider Our Downsizing Concierge Assistance Most of Our Services are FREE Call me for a complimentary consultation DownsizingWithDee.com
Let me help you create a plan to maximize your home’s value.
Dee Reid 704-281-3913 DeeReid@IvesterJackson.com
6100 Fairview Road, Suite 1202, Charlotte, NC | 704-650-1928 | IvesterJackson.com
CHELSEA PL ACE
MIDWO OD
OVERLO OK
2 5 01 C h e l s e a pl ac e c t
2 0 1 3 K E N W O O D AV E
4 4 4 4 A n d r e w ja m e s d r
5 BR | 4 BA | 4,064 sq. ft. $1,090,000
3 BR | 3 BA | 2,395 sq. ft.
5 BR | 3 BA | 3,384 sq. ft.
$599,900
$410,000
Custom built by Simonini, this elegant home is situated on a private 0.49 acre cul-desac within walking distance to shops and restaurants in SouthPark. Amazing outdoor living space with a spectacular pool and spa with Travertine pool deck, outdoor kitchen and covered veranda. Formal DR, vaulted 2 story GR w/fireplace, MBR down w/sitting area/office with fireplace, upstairs loft, and 3rd floor guest suite.
Well-appointed and beautifully updated 1930’s bungalow offers the character of an older home with conveniences of new construction. Large MBR suite with luxury bath and generous closet space. Kitchen with stainless steel appl’s, granite counters, custom cabinets and pantry. Formal Dining Room, 2 fireplaces, hardwood and tile floors, deck, patio and fenced backyard. Walk to retail and restaurants!
Open plan with 2 story Foyer and Living Room. Gourmet kitchen with extra large island, abundant cabinetry, and counter space. Large MBR with sitting area and oversized bath. Beautiful outdoor living space with deck, stone patio & stone sitting wall. Private 0.524 acre lot. Great amenities including a boat ramp, lake access, pool, tennis courts, club house, playgrounds and walking trails. Immaculate!
VIVIAN & MARK MUNSON BROKERs / REALTORs ® Top Producers
704-661-7551 | 704-661-7330 vivian@hmproperties.com mark@hmproperties.com HMPROPERTIES.COM
$275,000,000 Cindy Barnes Over in career sales (704) 367-7203
Gracious Southpark home w/stylish updates! Kitchen w/modern finishes. Complete MBA reno. Beautiful outdoor space. 6624 Wynfaire Lane - MLS# 3352004 - $825,000
New construction! Great Arboretum location w/ lake views! Beautiful finishes. Top Schools. 9121 Kristen Lake Ct. - MLS# 3345731 - $800,000
Ronda Avenue MLS# 3264020
Dilworth charmer w/loads of detail plus updates galore! Large, fenced yard & garage. Few blocks from light rail. 2009 Victorian Place - MLS# 3350280 - $650,000
$100,000 Builder opportunity in popular Stonehaven! Large lot, ideal for basement
Considering downsizing? Overwhelmed? If you need a place to start, call me for a practical, step-by-step approach.
HAND IT OVER Cindy.Barnes@allentate.com
C H A R L O T T E
home design - dedicated to showcasing charlotte’s distinctive homes -
2018 Issue Focus Calendar JANUARY
FEBRUARY
6
UPTOWN CHARLOTTE
3
PROVIDENCE ROAD
13
TEGA CAY, SC
10
DENVER
20
SOUTHPARK
17 PLAZA MIDWOOD ~ NODA
27 CRAFTSMAN STYLE HOMES
24 EUROPEAN INSPIRED HOMES
APRIL
MAY
MARCH 3 10 17 24 31
DILWORTH MOORESVILLE FORT MILL, SC ELEGANT ESTATES HILTON HEAD, SC
JUNE
7
BALLANTYNE
5
SOUTH CLT COUNTRY CLUBS
14
LAKE NORMAN GOLF
12
MYERS PARK
21 EASTOVER, ELIZABETH, CHANTILLY
19
LAKE WYLIE
28 WILMINGTON ~ WRIGHTSVILLE BEACH
26 HIGH COUNTRY NC MOUNTAINS
2 THE POOL ISSUE 9 MARVIN ~ WAXHAW 16 CORNELIUS 23 UPTOWN HIGH RISES 30 NC BRUNSWICK ISLANDS
JULY
AUGUST
SEPTEMBER
7
THE CONDO ISSUE
14
WEDDINGTON
21
DAVIDSON
28 HIGHLANDS ~ CASHIERS
4
URBAN BOOM
11 THE CARMEL CORRIDOR 18
HUNTERSVILLE
25
GOLF GETAWAYS
OCTOBER
NOVEMBER
6
THE UPTOWN WARDS
3
HISTORIC HOMES
13
CUSTOM BUILT HOMES
10
THE BOOMER ISSUE
20
UNION COUNTY
27 CAROLINA GREAT LAKES C H A R L O T T E
home design - dedicated to showcasing charlotte’s distinctive homes -
17 EQUESTRIAN, FARMS & LAND 24
THE GRAND STRAND
Charlotte’s Premier Real Estate Publication Viewed by 339,500 Readers Weekly! All issue themes are subject to change.
1 8 15 22 29
COTSWOLD YORK COUNTY, SC MATTHEWS LAKE NORMAN ASHEVILLE, NC
DECEMBER 1 THE BUNGALOW ISSUE 8 BELMONT~CRAMERTON~MCADENVILLE 15 TOWNHOMES 22 RISING STARS ~ TOP 10 29 HIGH COUNTRY NC MTNS
For more information & advertising options, contact Buck Brice (704) 358-5454 BBrice@CharlotteObserver.com
Charlotte’s
3.9 M
5.2 M
MOST DISTINCTIVE HOMES IvesterJackson.com | Info@IvesterJackson.com | 704.499.3054
PELLYN WOOD
PELLYN WOOD
MLS 3276839 | 5403 Gorham Drive Agents: Dee Reid 704-281-3913 Tar Reid 704-905-8221
MLS 3254980 | 2019 Craigmore Drive Agents: Tracy Davis 704-779-9750 Reed Jackson 704-713-3623
1.395 M
1.435 M
1.495 M
SEVEN EAGLES MLS 3351584 | 8430 Double Eagle Gate Way Agent: Kim Raymond 704-451-3322
1.2 M
THE PALISADES GOLF & COUNTRY CLUB MLS 3255516 | 16919 Youngblood Road Agents: Tracy Davis 704-779-9750 Alison Smith 704-996-6747
1.495 M
1.99 M
UNDER CONTRACT
CHATELAINE - WEDDINGTON
SEDGEFIELD - MARVIN
MLS 3331567 | 724 Beauhaven Lane Agent: Cindy Castano Swannack 704-904-6619
MLS 3304458 | 9839 Sedgefield Drive Agent: Betsy Stec Market 704-619-8603
870 K
849 K
HIGHGATE - WEDDINGTON
ROSEWOOD
ROSEWOOD
GASTONIA
MLS 3281338 | 3013 Kings Manor Drive Agent: Lisa McCrossan 704-620-0328
MLS 3279429 | 2823 Providence Road #264 Agents: Dee Reid 704-281-3913 Tar Reid 704-905-8221
MLS 3241740 | 2823 Providence Road #215 Agents: Dee Reid 704-281-3913 Tar Reid 704-905-8221
MLS 3295897 | 2750 Robinwood Road Agents: Candy Thomas 704-616-6219 Tommy Ingram 704-451-0041
WHY I V EST E R JAC KS O N CHRISTIE’S?
• Over 1300 affiliate offices worldwide • Engage the world’s most affluent audience • Local expertise, tailored service, Christie’s credibility
- Ive ste r Jacks on | Christie’s : Featured Propertie s 4.25 M
4.475 M
GREENWOOD
THE PENINSULA
MLS 3299035 8343 Providence Road Reed Jackson 704-713-3623 Lisa McCrossan 704-620-0328
SOLD
475 K
MLS 3352109 18525 Peninsula Club Drive Lori Ivester Jackson 704-996-5686
575 K
SOLD
470 K
SOLD
SOUTH END
PROVIDENCE COUNTRY CLUB
PROVIDENCE CROSSING
MLS 3327005 | 315 Arlington Avenue #1503 Agents: Dee Reid 704-281-3913 Tar Reid 704-905-8221
MLS 3316226 | 6620 Saunton Court Agent: Leslie Fisher 704-906-4749
MLS 3335072 | 5336 Boulware Court Agent: Lisa McCrossan 704-620-0328
$439,900
MADISON PARK MLS 3330589 | 5035 Wedgewood Drive Agent: Kristen Kosicki 704-231-0714
- Lake Nor man Collec tion 4.2 M
UNDER CONTRACT
1.395 M
$1,149,500
$344,900
CONNOR QUAY - CORNELIUS
CORNELIUS WATERFRONT
CAPTAINS POINT - CORNELIUS
NORTHSTONE - HUNTERSVILLE
MLS 3272142 | 17240 Connor Quay Court Agent: Tracy Davis 704-779-9750
MLS 3301455 | 18034 Mollypop Lane Agents: Tracy Davis 704-779-9750 Alison Smith 704-996-6747
21519 Baltic Drive Agents: Alison Smith 704-996-6747 Bill Moore 704-651-1532
MLS 3327670 | 15925 Lavenham Road Agent: Kristen Kosicki 704-231-0714
IvesterJackson.com Info@IvesterJackson.com 704.499.3054
Offices Charlotte Lake Norman Blue Ridge
PROVIDENCE COUNTRY CLUB
$860,000
1 2 2 1 2 P I N E VA L L E Y C LU B 4 B R | 3 . 5 B A | 0. 67 a c re | 3 , 8 3 8 s .f. Overlooking the golf course, this beautiful home features a completely remodeled kitchen and master bath, as well as a heated in-ground pool with spa and water feature.
P E G GY P E T E R S O N T E A M BROKER / REALTOR ® 704-904-6279 peggypeterson@hmproperties.com HMPROPERTIES.COM
$785,000
THE VILLAGE AT TOTTINGHAM 4 3 4 2 To t t e n h a m R o a d Charlotte, NC 28226 4BR | 3BA | 3,638 s.f. | B uilt in 2013 Located in a gated SouthPark area community. Open plan, high ceilings, modern chef’s kitchen, spacious MBR, covered back porch, & fenced yard.
LISA WILFONG BROKER / REALTOR ® 704-909-5062 lisa@hmproperties.com HMPROPERTIES.COM
Free Installation on all Carpet,
Hardwood, Laminate and Vinyl SCHEDULE A FREE IN HOME APPOINTMENT TODAY!
877-50-FLOOR WWW.50FLOOR.COM
50 FLOOR.COM
877-50-FLOOR
Free Installation on all Carpet, Hardwood, Laminate and Vinyl.
PROMO CODE: CHARLOTTE OBSERVER Some restrictions may apply, please check website for details
Mortgage Guide Institution
30 yr APR
3.786%
The Charlotte Observer
30 yr Fixed
APR
3.629% APR
3.757% APR
Fees
% Down
APR
Phone Number / Website
3.625
0.125
$975
5%
3.690
Points: 0.125
15 yr Fixed
3.125
0.250
$975
5%
3.177
910-332-0650
Fees: $975
10 yr Fixed
3.125
0.000
$975
5%
3.218
www.abbaIrst.com
% Down: 5%
Doing business HIS way. No cost option for Conv VA FHA USDA
Rate: 3.625
15 Yr Fixed
3.125 0.000
$0
5%
3.131
Points: 0.000
7/1 Arm
3.125 0.000
$0
5%
3.142
Fees: $0
LOCAL IN CHARLOTTE FOR 30 YEARS! OPEN SATURDAYS! A+ BBB RATING!
% Down: 5%
FREE FLOATDOWN IF RATES DROP! ZERO CLOSING COST OPTIONS!
NMLS # / License #
NMLS# 74184 LIC# 132884
NMLS #: 103395
704-529-1233 www.bestratemtg.com
Rate: 3.750
15 yr fixed
3.125
0.000
$225 20% 3.136
Points: 0.000
7/1 yr Arm
3.125
0.000
$295 20% 3.200
704-412-9131
Fees: $225
30 yr jumbo
3.875
0.000
$295 20% 3.905
www.mecklenburgmortgage.com
% Down: 75%
Free PrequaliIcation Letters and Rate Quotes 7 days a week
30yr Fixed
Mecklenburg Mortgage
Points
20 yr Fixed
30yr Fixed
Best Rate Mortgage
Rate
Rate: 3.750
30yr Fixed
ABBA First Mortgage, Inc.
Product
NMLS #: 1190352 LIC# 161067
Savings Update
Is my property tax still deductible? What about mortgage interest? By Sabrina Karl
Now that the dust has settled on Congress’ new tax plan, let’s look at what the final The other significant homeowner deduction goes to those with a mortgage or home equity loan, allowing you to deduct interest paid on that debt. In the new bill, version means for homeowners. mortgages and home equity debt diverge, and your mortgage date will determine Starting with the 2018 tax year, the bill changes how much we can deduct for three how much interest is deductible. homeownership expenses: property taxes, mortgage interest and home equity For mortgages originated before Dec. 15, 2017, there’s no change – you can interest. deduct all interest incurred on a debt up to $1 million. But on mortgages taken Property taxes have seen the most press because the change here is significant. out Dec. 15, 2017 or later, you can only deduct interest on loan amounts up to Previously, any amount of state and local income taxes was deductible if you item- $750,000. ized deductions, as is common for homeowners. This includes any state income tax, sales taxes and, most importantly here, real estate tax on your primary resi- The treatment of home equity debt is changing more starkly. Starting with your 2018 taxes, the deduction for interest paid on home equity loans or lines of credit dence. has been eliminated. In the new plan, however, the allowable deduction for the sum of these taxes is capped at $10,000. So if what you pay for property tax plus your state’s income It’s important to note that although homeownership deductions are being diminand sales tax exceeds that amount, the payments above $10,000 are no longer ished, the tax bill includes other potentially offsetting changes. So whether your 2018 tax bill increases or decreases will vary widely by region and individual situdeductible. ation. Rate Criteria: The rates and annual percentage rate (APR) are effective as of 1/16/18. All rates, fees and other information are subject to change without notice. RateSeeker, LLC. does not guarantee the accuracy of the information appearing above or the availability of rates and fees in this table. The institutions appearing in this table pay a fee to appear in this table. Annual percentage rates (APRs) are based on fully indexed rates for adjustable rate mortgages (ARMs). The APR on your specific loan may differ from the sample used. All rates are quoted on a minimum FICO score of 740. Conventional loans are based on loan amounts of $165,000. Jumbo loans are based on loan amounts of $424,101. Lock Days: 30-60. Points quoted include discount and/or origination. Payments do not include amounts for taxes and insurance. The APR may increase after consummation and may vary. FHA Mortgages include both UFMIP and MIP fees based on a loan amount of $165,000 with 5% down payment. Points quoted include discount and/or origination. Fees reflect charges relative to the APR. If your down payment is less than 20% of the home’s value, you will be subject to private mortgage insurance, or PMI. VA Mortgages include funding fees based on a loan amount of $165,000 with 5% down payment. If your down payment is less than 20% of the home’s value, you will be subject to private mortgage insurance, or PMI. “Call for Rates” means actual rates were not available at press time. To access the NMLS Consumer Access website, please visit www.nmlsconsumeraccess.org. To appear in this table, call 773-320-8492.
CUSTOM TO BUILD
OPEN HOUSE SAT 2-4 PM
Robin Knows Dirt • 1581 Dan Sexton, Sharon Go Country on 94.3 rolling acres w/amazing views, several homesites $265,000 • 660 Briarwood in Lake Wylie’s Clarendon Estates & Clover Schools 1 AC lot $49,000
13424 SAGE THRASHER Time to build your dream estate on 9.4 waterfront acres on Lake Wylie in The Sanctuary. Impressive architectural features. $2,121,450
THESE ARE THE LAST ONES! EXQUISITE UPGRADES OF WOOD, TILE, GRANITE, TRIM WORK 3113 GLENMOOR $300,000 3121 GLENMOOR $305,000
OPEN HOUSE SAT 2-4 PM
• 208 Highland Forest Dr. in Clover’s Patrick Place .53 AC $47,000 • Georgeous waterfront 2.83 acre lot Mountain Lakes in Chester $45,000 • Gorgeous pasture land Charlotte Hwy York - 9 acres $162,000
5587 RIVERFRONT RD. LAKE WYLIE Let Six King build this waterfront cottage with dock for you and customize it the way you want! Or pick another plan. $600,000
106 MARIETTA Own One of Clover’s well preserved estates! This 2881 HSF brick beauty welcomes you in with her southern front porch! $275,000
• Rambler Ln Blacksburg 10 building lots, all wooded 1-2 acres between Charlotte and Spartanburg close to I-85 $13,000 each • 5975 Morningstar 4.5 acres in Lake Wylie’s Cook’s Cove $65,000 • Ft. Lawn 2 lots in Carobrook subdivision $7,000 each WOW!
OPEN HOUSE SAT 2-4 PM
228 WHITE PINE RD. Discover Lake Wateree SC just 1 hr. f/ Charlotte. Custom built 3 BR cottage on 2.2 acres with Dock. Breathtaking! $400,000
1907 KAILUA CIRCLE Tega Cay waterfront ranch with full basement, dock, Views from every room New kitchen! $500,000
1608 BELEEK RIDGE In Lake Wylie’s Mill Creek Falls. Gorgeous ranch w/bonus, exquisite details $265,000
116 MARION ST. Clover historic 1927 brick Craftsman Cottage 3BR/2Bath Charming accents $185,000
479 DECLARATION, CLOVER This 3br/2ba rests on 2 acres with a big beautiful kitchen and detached 32x40 garage to die for. $128,000
JOIN US Sunday Feb 4th for The Haven Men’s Shelter 11th annual Souper Bowl Fundraiser. Food, drinks, fun Buy your tickets at www.thehavenmenshelter.org
WATCH VIDEOS FOR ALL THESE HOMES ON
WHAT ARE YOU WAITING FOR? Call today to start your move!
DAWN CROCKER
KAREN ANDERSON
Realtor - SRES, SFR 704-497-7902 Licensed in NC & SC Dawn.Crocker@allentate.com
Broker/Realtor ABR, SRES, SFR 704-579-3764 Licensed in NC & SC Karen.Anderson@allentate.com
WWW.ANDERSONCROCKERPARTNERS.COM BE T T OU I L B
PICTURES REPRESENT TO BE BUILT HOME
The opportunity to build this gorgeous home is now. Call today to view builder showcase home. MLS# 3340905 | 3339 Weddington Rd, Matthews | 4Bd,4Ba | 3,239 SqFt | .41 acres | $455,000 E US PM O 4 H 2EN Y OP ODA T
MLS# 3337776 | $389,900 4Bd, 3.5Ba | 3,701 SqFt | .51 Acres 5404 Radcliffe Drive | Waxhaw D E CO IDG E R P B CA AIN B IN
MLS# 3338168 | $234,900 3Bd, 2.5Ba | 2,359 SqFt | .49 Acres 9447 Nugget Hill Road | Mint Hill
E IT SU IN T A ES M GU ON
MLS# 3323897 | $499,000 5 Beds, 3 Full Baths | 3,448 SqFt 8921 Magnolia Heights Ct | Providence Heights ND OU L R G O IN PO
MLS# 3343947 | $399,900 3Bd, 2.5Ba | 3,758 SqFt | 1 Acre 4420 Walter Nelson Road | Mint Hill
LIVE CLASSIC
Charlotte, North Carolina | premiersir.com/id/3189261 | 704.248.0243
The location, the style, the feeling you get when you walk through the door – every aspect of your home should be a reflection of who you are, where you’ve been and the life you aspire to live. Your best life begins with a home that inspires you. Call us today and let us find your inspiration. 877.539.9865
PremierSothebysRealty.com
Sotheby’s International Realty® and the Sotheby’s International Realty logo are registered service marks used with permission. Each office is independently owned and operated. Equal Housing Opportunity. Property information herein is derived from various sources including, but not limited to, county records and multiple listing services, and may include approximations. All information is deemed accurate.