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of of the the

T H E CHARLOTTE

A R T I S T R Y

Bear Creek at Palisades

O F

H O M E®

HUNTERSVILLE

Beckett Single Family

Starting in the mid $200’s 704-332-3335

Single Family Starting in the low $400’s 704-588-9266

Starting in the upper $200’s 704-948-3222

Brightwalk Townhomes

FORT MILL, SC

MOORESVILLE

Brightwalk Single Family

Starting in the $150’s 704-332-3335

Brightwalk Metro Townhomes Starting in the $200’s 704-332-3335

Chapel Cove Single Family Starting in the low $300’s 704-583-5299

Austin’s Creek at Palisades Single Family Starting in the mid $200’s 704-588-3146

Eppington Single Family Starting in the low $400’s 803-802-0061

The Forest at Fort Mill Single Family Starting in the upper $300’s 803-396-7899

Springfield Single Family Starting in the upper $400’s 803-547-0093

Byers Creek Single Family

Ladera Single Family Starting in the mid $600’s 704-609-2721

Coming Soon! Call 800-787-0414

Starting in the mid $200’s 704-696-2686

Inverness on Providence

WAXHAW

Vintage Creek

Weddington Trace Single Family Starting in the low $400’s 704-843-4163

Tuscany Single Family

Starting in the low $300’s 704-458-9160

standardpacifichomes.com

Waxhaw, NC Starting in the upper $300’s

Weddington, NC Starting in the upper $500’s

Davidson East

Davidson, NC Starting in the mid $200’s - $500’s

Brayden

Fort Mill, SC Starting in the upper $200’s - $500’s

Prices, plans, and terms are effective on the date of publication and subject to change without notice. Square footage/acreage shown is only an estimate and actual square footage/acreage will differ. Buyer should rely on his or her own evaluation of useable area. Depictions of homes or other features are artist conceptions. Hardscape, landscape, and other items shown may be decorator suggestions that are not included in the purchase price and availability may vary.


Discover Extraordinary New Places To Live In The Carolina’s. Opening Soon, Brand New Communities With Exceptional Townhome and Single Family Home Designs. This Spring 2015, find your perfect home at the perfect price in 4 upcoming communities.

IN FORT MILL

STONEHAVEN AT BEREWICK

KING’S GROVE

LAWSON

Townhomes From The Upper $100’s

Townhomes From The Upper $100’s

Single Family Homes From The Low $200’s

Luxury Single Family Homes From The Mid $400’s

AYRSHIRE

CHARLOTTE

BUILDER OF THE

YEAR

IN CHARLOTTE

IN YORK

IN WAXHAW

FOR MORE INFORMATION ON OUR COMMUNITIES VISIT US AT MATTAMYHOMES.COM Follow us:

SALES CENTER HOURS: Monday-Saturday 10am-6pm, Sunday 1pm-6pm Mattamy Homes Limited. Builder’s License # 47524


REIMAGINE REINVENT REJUVINATE HOME

SERVICES

DIRECTORY

KEEP THIS DIRECTORY HANDY FOR THE BEST LOCAL HOME SERVICES BEAUTIFUL LONGLEAF

HOME DELIVERY JIMMY’S PINE STRAW COMPANY

1376081-01

WE DELIVER AND SPREAD

803.366.6999 850 RED RIVER RD., ROCK HILL, SC

To advertise on this page call 704.358.5555





OPEN HOUSE! THE BEST OF CURETON, NEW PHASE BY CLASSICA Off Marvin-Waxhaw Rd $584,900

SPACIOUS HOME SITE, QUIET LIVING

Bedrooms, 3.5 Baths, 3 Car Garage

1st Floor Master Retreat, Study & Home Office. Room-Sized Covered Front and Back Porches. L-Shaped Open Living with Jewel of a Kitchen. 2nd Floor Kick-back TV Room for Lounging

1513223-05

13600 Castleford Dr, Mint HIll

www.classicahomes.com 704-507-2907 2605 Holmview St, Waxhaw



F Featured eatured P Properties… roperties…

ARROUND OUND TO OWN WN 1400 SCOTLAND AVE

New Construction 6,500HSF - Greg Perry Design $2,600,000

PERFECT “DOWN-SIZE” - WALKABLE TO EVERYTHING

Choose from five professionally designed Skye Club units

$600K-$899K

Your lifestyle is effortless in Uptown’s newest luxury building, The Skye. Amenity rich services include Valet parking, the best CLTLuxury.life

1511 PROVIDENCE ROAD

OPEN HOUSE! UNION COUNTY: KENSINGTON & CUTHBERTSON SCHOOLS Prime location in Cureton $647,900 5 Bedrooms, 4.5 Baths, 3 Car Garage

Totally Remodeled Down to the Studs

$999,900

2497 CHRISTENBURY HALL CT, CONCORD

Premiere Luxury Neighborhood, Gated Elegance

1st Floor Master and Study. Formal and Informal Dining. Open Living. Covered Outdoor Room, Patio w/Fireplace. 8’ Kitchen Island. Clubhouse, pool, fitness, trails, nature. GPS 2900 McPherson St, Waxhaw www.classicahomes.com 704-507-2907 2603 Holmview St, Waxhaw

OPEN HOUSE! FIRST FLOOR MASTER RETREAT & STUDY

The Meadows at Cheval 4 BD, 3.5 BA, 3 Car, 2 Covered Porches Inside I-485, convenient address • Open Living, Lots of Windows & Hardwoods • Wow Kitchen, 8’ Island, Walk-in-Pantry Top Finishes • 1st Floor Master Suite • 1st Floor Study • 1st Floor Home Office • Sales by Builder Development Advisory, Inc 13605 Castleford Dr, Mint Hill, NC www.classicahomes.com/216 MLS 2209879

$499,900




F Frances rances M Miller iller ooffers ffers

a historic location where you can make your own history...

Fairfield Plantation $2,500,000.00

Fairfield Plantation was one of upcountry South Carolina’s largest plantations and was responsible for bringing cotton to the upcountry. Built by Capt. James Kincaid around 1774, it has been lovingly maintained and updated while keeping the historical relevance at the forefront of those renovations. This storied estate is a rare find, and is an exceptional opportunty for you to own a piece of history. 23 +/- Acres (option of 250 +/- more with hunting cabin.) Includes Main House, Kitchen House, Carriage House (garage), Guest House, Pool Cababa and bathhouse and other sundry outbuildings.

Frances Miller

Broker Associate

5970 Fairview Road, Suite 110 | Charlotte, NC 28210 c 704.488.0288 | o 704.248.0243 | tf 844.477.4777 frances.miller@sothebysrealty.com | premiersothebysrealty.com




What does it take to be #1?

Ask a Premier Sotheby’s International Realty broker. Premier Sotheby’s International Realty is the NUMBER 1 independently owned brokerage in Sotheby’s International Realty’s worldwide network of 700 offices.

L Lauren auren au en Alexander Alexander Al Broker Associate

Nadine Deason Broker Associate

Matthew Alexander

Jennifer Barbin

Deely Patrick Patrick D eely

Michael Feehley

Broker Associate

Broker Associate

Brian Michaels Broker Associate

Broker Associate

Broker Associate

Frances Miller

Broker Associate

Giles Barker

Tanya Brown

Broker Associate

Broker Associate

Jason Gentry

Alex Harnicholas

Broker Associate

Stephanie Todd Broker Associate

Broker Associate

Hanes Walker

Broker Associate

1516726-01 1516726-01

Your Real Estate Partners 5970 Fairview Road, Suite 110 Charlotte, NC 28210 704.248.0243

19825 North Cove Road Cornelius, NC 28031 704.727.4170

Michelle Campos Broker Associate

Sarah Kelley

Broker Associate

D David avid W Wittman ittman Broker Associate

Jill Castle

Broker Associate

Lana Lana Laws Law ws

Broker Associate

Charlie Williams Broker Associate

Jennifer Conrad Broker Associate

Sasha Levons

Broker Associate

Patsy Wilson

Broker Associate

premiersothebysrealty.com Sotheby’s International Realty® and the Sotheby’s International Realty logo are registered service Opportunity. Property information herein is derived from various sources that may include, but not limited to county records and the multiple listing service and it may include approximations. All information is deemed accurate.






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5/1 Adjustable Mortgage Trend 4.000 3.875 3.750 3.625 3.500 3.375 3.250 3.125 3.000

29-Oct 5-Nov 12-Nov 19-Nov 26-Nov 3-Dec 10-Dec 17-Dec 24-Dec 31-Dec 7-Jan 14-Jan

Source: Bankrate.com 2015

TIP: IT RARELY MAKES FINANCIAL SENSE TO BUY A HOME IF YOU DON’T PLAN TO STAY IN IT AT LEAST FIVE YEARS.

Up: 7% Down: 64% Unchanged: 29%

Source: Bankrate.com 2015

4.25%

4.50%

4.75%

5.00%

30 yr fixed

15 yr fixed

5 yr ARM

This week

3.80

3.11

3.09

Last Week

3.85

3.16

3.20

Last Year

4.57

3.62

3.40

Source: Bankrate.com, for more information visit www.bankrate.com. Bankrate national averages are based on 100 largest institutions in the top 10 markets in the United States.

30-YEAR MORTGAGE RATE CALCULATOR

30-YEAR MORTGAGE RATE CALCULATOR 4.00%

5-Nov 10-Dec 14-Jan

Calculate Your Mortgage Payment

Each week Bankrate surveys mortgage experts to predict which way rates will go in coming weeks. Here is what they say this week (1/15/15 - 1/21/15)

3.75%

27-Aug 1-Oct Source: Bankrate.com 2015

Mortgage Prediction

Loan Amount 3.50%

NMLS# 103395

5.25%

5.50% Loan Amount 3.50%

3.75%

4.00%

4.25%

4.50%

4.75%

5.00%

5.25%

5.50%

$165,000 $740.92 $764.14 $787.74 $811.70 $836.03 $860.72 $885.76 $911.14 $936.85

$215,000 $965.45

$175,000 $785.83 $810.45 $835.48 $860.89 $886.70 $912.88 $939.44 $966.36 $993.63

$225,000 $1,010.35 $1,042.01 $1,074.18 $1,106.86 $1,140.04 $1,173.71 $1,207.85 $1,242.46 $1,277.53

$995.70

$1,026.44 $1,057.67 $1,089.37 $1,121.54 $1,154.17 $1,187.24 $1,220.75

$185,000 $830.73 $856.76 $883.22 $910.09 $937.37 $965.05 $993.12 $1,021.58 $1,050.41 $235,000 $1,055.26 $1,088.32 $1,121.93 $1,156.06 $1,190.71 $1,225.87 $1,261.53 $1,297.68 $1,334.30 $195,000 $875.64 $903.08 $930.96 $959.28 $988.04 $1,017.21 $1,046.80 $1,076.80 $1,107.19 $245,000 $1,100.16 $1,134.63 $1,169.67 $1,205.25 $1,241.38 $1,278.04 $1,315.21 $1,352.90 $1,391.08 $205,000 $920.54 $949.39 $978.70 $1,008.48 $1,038.70 $1,069.38 $1,100.48 $1,132.02 $1,163.97 $255,000 $1,145.06 $1,180.94 $1,217.41 $1,254.45 $1,292.05 $1,330.20 $1,368.90 $1,408.12 $1,447.86

LENDERS, TO PARTICIPATE IN THIS FEATURE CALL BANKRATE.COM SALES DEPARTMENT @ 800-509-4636 Legend: The rate and annual percentage rate (APR) are effective as of 1/14/15. © 2015 Bankrate, Inc. http://www.interest.com. The APR may increase after consummation and may vary. Payments do not include amounts for taxes and insurance. The fees set forth for each advertisement above may be charged to open the plan (A) Mortgage Banker, (B) Mortgage Broker, (C) Bank, (D) S & L, (E) Credit Union, (BA) indicates Licensed Mortgage Banker, NYS Banking Dept., (BR) indicates Registered Mortgage Broker, NYS Banking Dept., (loans arranged through third parties). “Call for Rates” means actual rates were not available at press time. All rates are quoted on a minimum FICO score of 740. Conventional loans are based on loan amounts of $165,000. Jumbo loans are based on loan amounts of $435,000. Points quoted include discount and/or origination. Lock Days: 30-60. Annual percentage rates (APRs) are based on fully indexed rates for adjustable rate mortgages (ARMs). The APR on your specific loan may differ from the sample used. Fees reflect charges relative to the APR. If your down payment is less than 20% of the home’s value, you will be subject to private mortgage insurance, or PMI. FHA Mortgages include both UFMIP and MIP fees based on a loan amount of $165,000 with 5% down payment. VA Mortgages include funding fees based on a loan amount of $165,000 with 5% down payment. Bankrate, Inc. does not guarantee the accuracy of the information appearing above or the availability of rates and fees in this table. All rates, fees and other information are subject to change without notice. Bankrate, Inc. does not own any financial institutions. Some or all of the companies appearing in this table pay a fee to appear in this table. If you are seeking a mortgage in excess of $417,000, recent legislation may enable lenders in certain locations to provide rates that are different from those shown in the table above. Sample Repayment Terms – ex. 360 monthly payments of $5.29 per $1,000 borrowed ex. 180 monthly payments of $7.56 per $1,000 borrowed. We recommend that you contact your lender directly to determine what rates may be available to you. To appear in this table, call 800-509-4636. To report any inaccuracies, call 888-509-4636. • http://charlotte.interest.com



SouthPark Associate of the Year Over $20,000,000 in sales in 2013.

4052 Arborway – $960,000 Fabulous outdoor living in Foxcroft. Pool, covered deck w/fireplace. Sleek, renovated kitchen & master suite. MLS#2216113 R DE CT UN TRA N CO

1485447-03

4100 Oldfield Road - $450,000 Fall makeover! Kingswood home on pretty street w/fresh paint, flooring, landscaping, plus recent roof, furnace. MLS#3049054

3500 Carmel Road - $450,000 Top to bottom, high-end renovation of post-modern ranch in great location. MLS#3042875 R DE CT UN TRA N CO

9615 Deer Spring Lane - $325,000 Brick beauty in close-in Cameron Wood. Open floor plan w/hardwoods, sunroom & bonus. Swim/tennis neighborhood. MLS#3022988

4721 Ashridge Drive - $289,000 The work is done! Updated & freshened: Complete kitchen reno - cabinets, granite, backsplash, Bosch appliances. MLS#3043502

HAND IT OVER.

cindy.barnes@allentate.com • 704-367-7203


EXQUISITE ESTATES Immerse yourself in a private world of luxury and intrigue– a world full of splendor, set apart from the rest.

beyond the extraordinary...

premiersothebysrealty.com 704.248.0243

DENVER | NORTH CAROLINA premiersir.com/id/3024992

Sotheby’s International Realty® and the Sotheby’s International Realty logo are registered service marks used with permission. Each office is independently owned and operated. Equal Housing Opportunity. Property information herein is derived from various sources that may include, but not limited to county records and the multiple listing service and it may include approximations. All information is deemed accurate.


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