of of the the
T H E CHARLOTTE
A R T I S T R Y
Bear Creek at Palisades
O F
H O M E®
HUNTERSVILLE
Beckett Single Family
Starting in the mid $200’s 704-332-3335
Single Family Starting in the low $400’s 704-588-9266
Starting in the upper $200’s 704-948-3222
Brightwalk Townhomes
FORT MILL, SC
MOORESVILLE
Brightwalk Single Family
Starting in the $150’s 704-332-3335
Brightwalk Metro Townhomes Starting in the $200’s 704-332-3335
Chapel Cove Single Family Starting in the low $300’s 704-583-5299
Austin’s Creek at Palisades Single Family Starting in the mid $200’s 704-588-3146
Eppington Single Family Starting in the low $400’s 803-802-0061
The Forest at Fort Mill Single Family Starting in the upper $300’s 803-396-7899
Springfield Single Family Starting in the upper $400’s 803-547-0093
Byers Creek Single Family
Ladera Single Family Starting in the mid $600’s 704-609-2721
Coming Soon! Call 800-787-0414
Starting in the mid $200’s 704-696-2686
Inverness on Providence
WAXHAW
Vintage Creek
Weddington Trace Single Family Starting in the low $400’s 704-843-4163
Tuscany Single Family
Starting in the low $300’s 704-458-9160
standardpacifichomes.com
Waxhaw, NC Starting in the upper $300’s
Weddington, NC Starting in the upper $500’s
Davidson East
Davidson, NC Starting in the mid $200’s - $500’s
Brayden
Fort Mill, SC Starting in the upper $200’s - $500’s
Prices, plans, and terms are effective on the date of publication and subject to change without notice. Square footage/acreage shown is only an estimate and actual square footage/acreage will differ. Buyer should rely on his or her own evaluation of useable area. Depictions of homes or other features are artist conceptions. Hardscape, landscape, and other items shown may be decorator suggestions that are not included in the purchase price and availability may vary.
As the season closes we settle with family, with friends. Together, we rejoice in the company and comfort of those we hold dear. A time for and reflection and resolution: We share our stories. Reminiscences bring tears, often of laughter. Hands meet. Eyes soften.
There is much to be thankful for. Not the least that every New Year brings with it the promise of 365 brand new beginnings.
HERE’S WHERE TO FIND US IN THE NEW YEAR. S HELLY
S W
WOODS
CASTLEBROOKE
BELMONT
CHARLOTTE
CHARLOTTE
CONCORD
INDIAN LAND
SALES CENTER:
SALES CENTER:
SALES CENTER:
SALES CENTER:
SALES CENTER:
2048 Middleton Farms Drive Belmont, NC, 28012
14836 Brotherly Lane Charlotte, NC, 28278
4526 Hubbard Falls Lane Charlotte, NC, 28269
3329 Helmsley Court Concord, NC, 28027
Parkside at
HUNTERSVILLE
HUNTERSVILLE
MOORESVILLE
MOUNT HOLLY
SALES CENTER:
SALES CENTER:
SALES CENTER:
SALES CENTER:
15204 Skypark Drive Huntersville, NC, 28078
11305 Warfield Avenue Huntersville, NC, 28078
109 Waterlynn Club Drive Mooresville, NC, 28117
109 Fielding Street Mount Holly, NC, 28120-9662
3510 East Sandy Trail Indian Land, SC, 29707
CONTACT ONLINE NEW HOME SPECIALIST LAURA O’BRYANT
980-253-2792 info.carolina@mattamyhomes.com
FOR MORE INFORMATION ON OUR COMMUNITIES VISIT US AT MATTAMYHOMES.COM CHARLOTTE
BUILDER OF THE
YEAR
Follow us:
SALES CENTER HOURS: Monday - Saturday 10am-6pm, Sunday 1pm-6pm Mattamy Homes Limited. Builder’s License # 47524
REIMAGINE REINVENT REJUVINATE HOME
SERVICES
DIRECTORY
KEEP THIS DIRECTORY HANDY FOR THE BEST LOCAL HOME SERVICES BEAUTIFUL LONGLEAF
HOME DELIVERY JIMMY’S PINE STRAW COMPANY
1376081-01
WE DELIVER AND SPREAD
803.366.6999 850 RED RIVER RD., ROCK HILL, SC
To advertise on this page call 704.358.5555
F Featured eatured P Properties… roperties…
MO OORESVILLE ORESVILLE 124 MILLEN DR
Beautiful Brand new Home qualifies for $271,900 first time home buyer Program
111 MILLEN RD.
Ask about my $1500 total down program $186,990
414 ALMORA LOOP
Brand New Homes Ask about my little to $279,000 know money down program
HD ITOUR WWW.LKNEXCLUSIVE.COM
Fulfill the Lake Norman dream you deserve
$1,259,000
btle sound of waves or the peacefulness of lakefront living are It’s all about lifestyle - If panoramic main channel views, waking to the subtle the backdrop to your Lake Norman dream home, then welcome to 3554 Governors overnors Island Drive. A stunning Tony Forouzad custom lakefront home in the exclusive, but discreet gated community of Governors rs Island. CLTLUXURY.LIFE
Scott Russo 704-421-0706
3635 MELICA DRIVE
Waterfront New Construction
$835,000
18310 JOHN CONNOR ROAD - PENINSULA
New Construction - Peninsula Area $720,000
18322 JOHN CONNOR ROAD - PENINSULA
18404 JOHN CONNOR ROAD - PENINSULA
New Construction - Peninsula Area
New Construction - Peninsula
$700,000
$849,000
SouthPark Associate of the Year Over $20,000,000 in sales in 2013.
4052 Arborway – $960,000 Fabulous outdoor living in Foxcroft. Pool, covered deck w/fireplace. Sleek, renovated kitchen & master suite. MLS#2216113 R DE CT UN TRA N CO
1485447-02
4100 Oldfield Road - $450,000 Fall makeover! Kingswood home on pretty street w/fresh paint, flooring, landscaping, plus recent roof, furnace. MLS#3049054
3500 Carmel Road - $450,000 Top to bottom, high-end renovation of post-modern ranch in great location. MLS#3042875 R DE CT UN TRA N CO
9615 Deer Spring Lane - $325,000 Brick beauty in close-in Cameron Wood. Open floor plan w/hardwoods, sunroom & bonus. Swim/tennis neighborhood. MLS#3022988
4721 Ashridge Drive - $289,000 The work is done! Updated & freshened: Complete kitchen reno - cabinets, granite, backsplash, Bosch appliances. MLS#3043502
HAND IT OVER.
cindy.barnes@allentate.com • 704-367-7203
Make your move to Mooresville…
CUSTOM HOMES | RENOVATIONS
Set among gently rolling hills and pine forests along the shores of Lake Norman, The Farms offers residents space and plenty of mature trees to enjoy the surroundings in privacy. Let Cyras Custom Homes build your dream home at The Farms. Neighbors become family here. Family activities at The Homestead amenities center are part of everyday life. The Olympic sized swimming pool, tennis courts, activity fields, playground and picnic areas, and a full-time activities director keep the fun going year-around. The Farms is close to the crossroads of I-77 and I-40 in Iredell County. You’ll enjoy the best aspects of living in southern Iredell: lower property taxes; excellent schools; and a variety of unique entertainment opportunities are available in the immediate area.
597 McKendree Road • Model Home • $699,000
1503526-01-1
Model home for sale!! Many upgrades- light fixtures, granite, carpet, back covered patio w/the fire place & extended paverd area for the entertainment. Designer color & decorative painting w/extensive moldings & ceiling designs. Open floor plan w/office & full bath on main, extra study/ play or hobby room on the main level. 1.2 acre flat lot
Presented by: Kokila Kumar
Broker/ Realtor NC & SC Allen Tate Realtors
704-264-7280
www.kokilakumar.com
F Featured eatured P Properties… roperties…
MO OORESVILLE ORESVILLE CLAREMONT, NC 28610
6.8 ACRES ON LAKE NORMAN - MOORESVILLE
Gated Private Estate on 6.8 acres
$1,390,000
21530 SANDY COVE ROAD
Waterfront Custom Home
$1,099,000
7+ Acres
$339,000
119 KEATS ROAD - LAKE NORMAN
Mooreseville, NC 28117
$739,900
160 LAVENDER BLOOM LOOP
Lake Living at Affordable Price
$319,900
115 TALBERT TOWN LOOP, MOORESVILLE
Mooresville, NC 28117
$129,900
MOORESVILLE ...whatever YOUR interests ~ it’s here! Home ownership for every need - waterfront, lake access, amenity, golf, even Airpark homes. Live/work condos, plus rural areas with large lots. Located just 25 minutes north of Charlotte & Airport. Mooresville crosses over the beautiful Lake Norman on I-77 and Hwy 150W. Great Schools - renowned Mooresville Graded system, highly rated Iredell County, International Baccalaureate program, 2 Charter schools & private school options. 2 Public golf courses and Trump National Golf Club, Charlotte. Lakefront entertainment and 4 Public Lake Access Points to boat, fish, tube or water ski. Outdoor Parks & indoor Rec Centers, youth sports leagues, plus avenues for soccer clubs, indoor basketball/volleyball courts, lighted baseball fields, swim teams, batting cages, an indoor shooting range & even indoor Go-kart racing! Downtown Mooresville Arts Depot, shops, restaurants & free outdoor concert series. “Race City USA” is home to Nascar race teams/shops & the Nascar Technical Institute. A shopping mecca - Super Centers, wholesale Clubs, National chains & Boutiques. Diverse dining & food - upscale to classic BBQ, even a Fresh Farmer’s market. Hospital and Medical Parks
704-724-6726
We SOLD 95 homes & over $32 million in 2014 Call us to help YOU!
View our Mooresville & other listings at www.MonicaBesecker.com
Mooresville Waterfront 2 BR, 2 Bath Lake House Unfin bsment, Screen Porch, Pier, Dock, Slip mls 3035047
Mooresville Lake community with day slips & Playground, Granite, SS, HW flrs, Deck, Patio & Firepit mls 3032005
Mooresville Gated Waterfront Fenced, Bsmt/2nd Living Qtrs, 2 Beaches, 2 slips, Lift, Pier, Outdoor Shower mls 3023308
Mooresville Water View Bsmt/2nd living qtrs, SS appl, HW flrs, Spa pool & Hot Tub, Fenced yard mls 3010428
Mooresville - no HOA Space for RV, Full brick, SS appl, Hw floors, Pergola, Hot Tub, near Marina mls 3042435
Sherrills Ford Waterfront Bsmt/2nd living qtrs, 2 Granite kitchens, Pier, Covered lift, Slip, Jet Ski lift mls 3049408
Mooresville Waterfront HW flrs, SS appl, Wheelchair accessible, Unfin walk-up attic Pier, Dock, Slip mls 2217410
Gated Luxury Home & Guest House on 10.75 acres. Each has SS, Porch, Private patio, Office, Built-ins, FP mls 3044639
Terrell Waterfront Bsmt/2nd Living qtrs, SS appls, vaulted ceilings, Decks, Screen Porch, Pier, Dock mls 2167970
Luxury Home Certified
Mooresville/Lake Specialists
monicabesecker@kw.com ~ Your needs become our Goals!
Realtor Group
w w w . R o b i n K i n g R e a l t o r. c o m “Tell me your story, I’ll write the next chapter.” (803) 526-1225
Tell us your story at today's Open Houses OpEn HOUSE SAT 2-4pM
ROBIN KNOWS DIRT!
13424 SAGE THRASHER LOT LAKE WYLIE WATERFRONT 9.54 ac THE SANCTUARY. $925,000 The Glynns at Carolina Crossing OpEn HOUSE SAT 2-4pM Lots on pond $39,000 and $34,000, interior lot $31,000 959 Barrett Rd, Clover. 7.74 beautiful acres pasture and woods. $80,000 • LAKE WYLIE WATERFRONT Canoe Lots.3026 & 3027 2916 Hickory Heights Rd, Hickory Grove. 6940 MOnTGOMERY Rd Lake wylie River Willow Breeze. $55,000 each. cabin enjoyed for generations, big water beautiful ranch on 8 acres w/oversized • Fishing Creek Lake, Waterview w/dock, sunroom, basement. $465,000 garage and 2 out buildings. $195,000 lot Jackson Rd. $30,000 OpEn HOUSE SAT 2-4pM • LAKE WYLIE Cooks Cove 5975 Morning Star 4.5Acres $65,000 • Whispering Pines, York SC. Multiple farm lots 7 min. f/ Lake Wylie 5+ acres starting $95,000 • Falls Rd, Rock Hill 127 acre 1151 LAncASHiRE dr. indian 6635 Little branch, campbell crossing Southern Farm w/pastures Land Stunning 2 yr. young brick n’borhood. Recreation paradise w/ and stone just outside ballantyne indoor pool, detached workshop, and pond $1,916,850 4518 Summerside dr, in Lake wylie’s Somerset 2237 iron works dr., Mill creek Falls at Autumn cove w/water views..5bR, 2 masters, in Lake wylie.4bR w/bonus, huge new kitchen. $235,000 lovingly upgraded and maintained. $395,000
on 1 acre. $529,900
clover Schools $390,000
OpEn HOUSE SAT 2-4pM
1331 YORkdALE, ROck HiLL, country living on 1.9 2616 MEAdOw Rd. clover 6795 cAMpbELL Rd in York’s premier acres in the woods just 30 min f/charlotte w/detached Equestrian estate on 29 acres with equestrian community, campbell crossing. garage w/unfin bonus and screened porch! $230,000 pastures and new barn. $437,000 Mini farm w/barn, pastures 3.2 acres. $310,000
OpEn HOUSE SAT 2-4pM
1498379-01
ESTATES AT GLEnMOOR HiSTORic YORk, S.c. new 5835 kREpS Rd, clover Equestrian 1444 cROSSLAnd, clover country Estate on 7.25 acres Estate on 12 acres, 8 barns, w/big barn, cute cottage and pool. custom crafted details construction! $240-$265,000 3225 Sage is ready, 3616 Ashlyn way and decorated like a Southern Living Magazine. $455,000 & 3416 Aurore are under way, or pickyour lot and your plan! 9 pastures, amazing! $445,000
Visit us on
Robin-King-Realtor-Group
See property videos on
by address
New Year. New Lifestyle.
Resolve to live maintenance free and make now the time of your life.
At NewStyle Communities, we believe time is the biggest gift we can give ourselves. Time to spend with our children and grandchildren. Time to travel. Come find out about how our award-winning, smartly designed new homes in friendly communities minimize maintenance and maximize first-floor living space. We look forward to taking your call and meeting you soon. NEWSTYLE COMMUNITIES AN EPCON COMMUNITIES FRANCHISE.
Coming Soon! Model home now open From the high $200s Rock Hill, SC | 803.883.0851
Only 8 homes remaining From the mid $200s Harrisburg, NC | 704.440.6586
Greenville, SC VillasofWestGeorgia.com Columbia, SC CourtyardsAtTheLake.com
EpconCommunities.com | 980.298.6817
CUSTOM HOMES | RENOVATIONS
cyrascustomhomes.com
THE CYRAS DIFFERENCE • Exceptional customer service, turnkey capability from
design to decorating • Personal involvement with builder every step of the way • Full one year warranty on materials and workmanship. • Graduate Master Builder Certified Green Professional • Homearama Gold Award Winner. • Approved Builder: The Point • The Farms • Ballantyne • High Gate • The Sanctuary • Springfield
Model Home — 597 McKendree Road, Tuesday–Sunday 1:00 to 5:00 & by appointment For More Information or to Schedule Appointment:
704.660.0449 — 704.634.1263 info@cyrascustomhomes.com
I Look Forward to the opportunity to serve you
Pavan Kumar | Master Builder
ADVERTISEMENT
The Charlotte . bserver Program
Rate
BEST RATE MORTGAGE
Points
Fees
% Down
APR
704-529-1233
http://www.bestratemtg.com
Check rates daily at http://charlotte.interest.com
Program
Rate
Points
Fees
LENDERCITY, A DIVISION OF BOULEVARD BANK
% Down
APR
866-597-7940
http://www.LenderCity.com
Program
Rate
Points
MECKLENBURG MORTGAGE
Fees
% Down
APR
877-493-5002
www.mecklenburgmortgage.com
30 yr fixed
3.500
0.000
$75
5% 3.513 30 yr fixed
3.625
0.000
$300
5% 3.640 30 yr fixed
3.500
0.000
$175
20% 3.517
15 yr fixed
2.750
0.000
$75
5% 2.798 20 yr fixed
3.500
0.000
$300
5% 3.538 15 yr fixed
2.750
0.000
$750
20% 2.815
7/1 ARM
2.875
0.000
$75
5% 2.912 15 yr fixed
2.750
0.000
$300
5% 2.776 7/1 ARM
2.750
0.000
$750
20% 2.856
2.625
0.000
$300
5% 2.807 5/1 ARM
2.500
0.000
$750
20% 2.700
LOCAL IN CHARLOTTE FOR 25 YEARS! OPEN SATURDAYS! A+ BBB RATING! 5/1 ARM
FREE FLOATDOWN IF RATES DROP! ZERO CLOSING COST OPTIONS! 10 year fixed 2.625%. Low closing costs. NMLS# 103395 (A) 536 Trade Center Blvd., St. Louis, MO NMLS# 193390
(B) 814 Tyvola Road, Suite 105, Charlotte, NC 28217
CHARLOTTE METRO FEDERAL CREDIT UNION
877-865-2298
http://www.cmcu.org
Call for Rates
3.22
15 yr fixed
Call for Rates
3.04
3/1 ARM
3.000
1.000
$1000
5% 2.946
2.86
5/1 ARM
3.125
1.000
$1000
5% 3.019
2.68 2.50
(E) 718 Central Avenue, Charlotte, NC 28204
Up: 36% Down: 55% Unchanged: 9%
Source: Bankrate.com 2015
3.875 3.750 3.625 3.500 3.375 3.250 3.125 3.000
22-Oct 29-Oct 5-Nov 12-Nov 19-Nov 26-Nov 3-Dec 10-Dec 17-Dec 24-Dec 31-Dec 7-Jan
4.25%
4.50%
4.75%
5.00%
20-Aug 24-Sep 29-Oct 3-Dec
7-Jan
Source: Bankrate.com 2015
Calculate Your Mortgage Payment
30 yr fixed
15 yr fixed
5 yr ARM
This week
3.85
3.16
3.20
Last Week
3.99
3.27
3.32
Last Year
4.64
3.69
3.46
Source: Bankrate.com, for more information visit www.bankrate.com. Bankrate national averages are based on 100 largest institutions in the top 10 markets in the United States.
30-YEAR MORTGAGE RATE CALCULATOR
30-YEAR MORTGAGE RATE CALCULATOR 4.00%
5/1 Adjustable Mortgage Trend
TIP: AVOID MOVING LOTS OF MONEY AROUND, CHANGING BANKS, CHANGING JOBS, BECOMING SELF-EMPLOYED AND MAKING BIG CAPITAL PURCHASES BEFORE BUYING A HOME.
Each week Bankrate surveys mortgage experts to predict which way rates will go in coming weeks. Here is what they say this week (1/8/15 - 1/14/15)
1190352
4.000
Source: Bankrate.com 2015
Mortgage Prediction
3.75%
(B) 1001 Morehead Square Drive #350 Charlotte, NC 28203
1-Year Adjustable Mortgage Trend
3.40
30 yr fixed
Loan Amount 3.50%
Free Prequalification Letters and Rate Quotes 7 days a week
5.25%
5.50% Loan Amount 3.50%
3.75%
4.00%
4.25%
4.50%
4.75%
5.00%
5.25%
5.50%
$165,000 $740.92 $764.14 $787.74 $811.70 $836.03 $860.72 $885.76 $911.14 $936.85
$215,000 $965.45
$175,000 $785.83 $810.45 $835.48 $860.89 $886.70 $912.88 $939.44 $966.36 $993.63
$225,000 $1,010.35 $1,042.01 $1,074.18 $1,106.86 $1,140.04 $1,173.71 $1,207.85 $1,242.46 $1,277.53
$995.70
$1,026.44 $1,057.67 $1,089.37 $1,121.54 $1,154.17 $1,187.24 $1,220.75
$185,000 $830.73 $856.76 $883.22 $910.09 $937.37 $965.05 $993.12 $1,021.58 $1,050.41 $235,000 $1,055.26 $1,088.32 $1,121.93 $1,156.06 $1,190.71 $1,225.87 $1,261.53 $1,297.68 $1,334.30 $195,000 $875.64 $903.08 $930.96 $959.28 $988.04 $1,017.21 $1,046.80 $1,076.80 $1,107.19 $245,000 $1,100.16 $1,134.63 $1,169.67 $1,205.25 $1,241.38 $1,278.04 $1,315.21 $1,352.90 $1,391.08 $205,000 $920.54 $949.39 $978.70 $1,008.48 $1,038.70 $1,069.38 $1,100.48 $1,132.02 $1,163.97 $255,000 $1,145.06 $1,180.94 $1,217.41 $1,254.45 $1,292.05 $1,330.20 $1,368.90 $1,408.12 $1,447.86
LENDERS, TO PARTICIPATE IN THIS FEATURE CALL BANKRATE.COM SALES DEPARTMENT @ 800-509-4636 Legend: The rate and annual percentage rate (APR) are effective as of 1/7/15. © 2015 Bankrate, Inc. http://www.interest.com. The APR may increase after consummation and may vary. Payments do not include amounts for taxes and insurance. The fees set forth for each advertisement above may be charged to open the plan (A) Mortgage Banker, (B) Mortgage Broker, (C) Bank, (D) S & L, (E) Credit Union, (BA) indicates Licensed Mortgage Banker, NYS Banking Dept., (BR) indicates Registered Mortgage Broker, NYS Banking Dept., (loans arranged through third parties). “Call for Rates” means actual rates were not available at press time. All rates are quoted on a minimum FICO score of 740. Conventional loans are based on loan amounts of $165,000. Jumbo loans are based on loan amounts of $435,000. Points quoted include discount and/or origination. Lock Days: 30-60. Annual percentage rates (APRs) are based on fully indexed rates for adjustable rate mortgages (ARMs). The APR on your specific loan may differ from the sample used. Fees reflect charges relative to the APR. If your down payment is less than 20% of the home’s value, you will be subject to private mortgage insurance, or PMI. FHA Mortgages include both UFMIP and MIP fees based on a loan amount of $165,000 with 5% down payment. VA Mortgages include funding fees based on a loan amount of $165,000 with 5% down payment. Bankrate, Inc. does not guarantee the accuracy of the information appearing above or the availability of rates and fees in this table. All rates, fees and other information are subject to change without notice. Bankrate, Inc. does not own any financial institutions. Some or all of the companies appearing in this table pay a fee to appear in this table. If you are seeking a mortgage in excess of $417,000, recent legislation may enable lenders in certain locations to provide rates that are different from those shown in the table above. Sample Repayment Terms – ex. 360 monthly payments of $5.29 per $1,000 borrowed ex. 180 monthly payments of $7.56 per $1,000 borrowed. We recommend that you contact your lender directly to determine what rates may be available to you. To appear in this table, call 800-509-4636. To report any inaccuracies, call 888-509-4636. • http://charlotte.interest.com
EXQUISITE ESTATES Immerse yourself in a private world of luxury and intrigue. A world full of splendor, set apart from the rest.
beyond the extraordinary...
premiersothebysrealty.com 704.248.0243
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Sotheby’s International Realty® and the Sotheby’s International Realty logo are registered service marks used with permission. Each office is independently owned and operated. Equal Housing Opportunity. Property information herein is derived from various sources that may include, but not limited to county records and the multiple listing service and it may include approximations. All information is deemed accurate.