home | design, April 23, 2016

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R I V E R WA L KC A R O L I N A S . C O M

REDISCOVER YOUR RIVER

A mixed-use, riverfront community offering a distinctive, outdoor lifestyle FEATURING NEW HOMES FROM THE 300’S

CHESMAR.COM (803) 329-7312

SAUSSYBURBANK.COM (704) 361-6825

EVANSCOGHILL.COM (803) 366-4588


Discover

Homes from the 330’s - 500’s Enjoy our newly designed Private Residents’ Club with swim, fitness center, tot lot and sport courts. Our sustainable features and proximity to Lake Wylie offer a beautiful relaxing setting within 30 minutes to Uptown Charlotte. The Homes • New home designs from 3,176 to over 4,000 sq ft • 4 to 6 bedrooms with 3.5 to 5.5 baths • Gourmet kitchens with large islands • Owner’s Suite with spa-like bath • Indoor/outdoor living areas

The Community • Gated Neighborhood • Golf and Wooded Homesites • New Private Residents’ Club

PalisadesNC.com Love Where You Live. 704-498-4348

Persons in photos do not reflect racial preference and housing is open to all without regard to race, color, religion, sex, handicap, familial status or national origin. Prices, plans, and terms are effective on the date of publication and subject to change without notice. Depictions of homes or other features are artist conceptions. Hardscape, landscape, and other items shown may be decorator suggestions that are not included in the purchase price and availability may vary. No view is promised. V iews may also be altered by subsequent development, construction, and landscaping growth.


Your Neighborhood Realtor Platinum Level #1 Sales Leader Greatest Volume Increase for 2015 Ballantyne Sales Leader for 2015 Listing Leader for 2015

Critically Acclaimed Best Selling Author North Carolina Native Former High School & College English Teacher NC Public Charter School Co-Founder Western Carolina University Graduate

Jo Butterworth NC Broker/SC Realtor ABR, Relo Specialist, SFR, MA

Call: 704.267.3643 • Email: Jo@Butterworth.net • View Homes at www.JoButterworth.com


GRAND OPENING CHARLOTTE’S NEW CHOICE FOR 55+ RESORT LIVING Introducing Trilogy® by Shea Homes®, now open in the Lake Norman area! We’re excited to bring our resort lifestyle to Charlotte, with a community that will offer you a whole lot more than just an excellent Shea home.

COMMUNITY AND MODEL GALLERY GRAND OPENING CELEBRATION! JOIN US ON APRIL 30TH!

Grand Opening Activities: • Gourmet Food Trucks • Live Music by The Attractions Band • View Preliminary Club Plans • Freedom Boat Club • Award-Winning Magician • Meet & Greet with Lifestyle Director Make plans to join us on April 30th for our Community and Model Gallery Grand Opening event from 11-4pm!

APRIL 30TH

GRAND OPENING! 11AM TO 4PM Must RSVP to attend event: trilogylife.com/tlnmodelgo We’ll see you there!

N E W TO U R C E N T E R N OW O P E N ! 6 8 4 4 S h o a l C re e k D r, D e nve r, N C 2 8 0 37 NEW RESORT COMMUNITY NEAR LAKE NORMAN

TRILOGYLIFE.COM

|

|

RSVP NOW TO ATTEND OUR GRAND OPENING!

888.232.9034

A member of the

|

Family

Trilogy® is a registered trademark of Shea Homes, Inc., an independent member of the Shea family of companies. Sales By: Shea Communities Marketing Company (#C25840), Construction By: SHALC GC, INC. 75061, Equal Housing Opportunity. Shea Homes’ Trilogy Lake Norman is planned to be an age-restricted community intended for occupancy by at least one person age 55 or over with select neighborhoods intended for occupancy by people of all ages. This is not an offer of real estate for sale, or a solicitation of an offer to buy. Void where prohibited. Models are not an indication of racial preference. © 2016 Shea Homes, Inc. All rights reserved.



CALL THE TEAM THAT PUT

YOU FIRST! www.JARealtyGroup.com 704.813.1320 J. ANDREW ARLEGUI BROKER, REALTOR, SPS

EUR0PEAN STYLE HOME WITH POOL/SPA 5 Beds, 5.2 Bath, 4 Car-Garage, 2 laundry rm, fenced yard, 3.2-ac. $1,395,000 ML 3046829

NEWS FLASH! In 2014, We SOLD 4 of 14 Lake Wylie Waterfront (NC) Homes Sold Over $750,000‌Twice as AT many as SOLD IN 7 DAYS - LISTED $1,365,000 SOLD IN 7 DAYS - LISTED AT $459,900 Gorgeous 6 Bedroom, 6.3 Bath home with 5 Bedroom, 4.5 Bath home with lots of upgrades, any other agent! Let US do the same for you! fenced yard & 3 car-garage . MLS 3151676 stunning features throughout . MLS 3151001 *Based on CMLS Sold property in 2014 between the price range of $750,000-$1,300,000

QUAINT TOWNHOME NEW PRICE 3 Bedroom, 2.5 Bath, 2 Decks & upgraded to tankless water heater. 1-Car Gar ML 3151676

1004 MATHESON AVE. NEW PRICE 3 Beds, 2.5 Baths, 3199 Sq.Ft., Fenced Yard, Rosewood Floor & Gourmet Kitchen. MLS 315919


Andy Reynolds SC/NC Realtor, CNE

704-763-7196 www.AndyOnLakeWylie.com Andy has extensive knowledge of Lake Wylie waterfront properties along with others found in the surrounding communities of: Belmont, Cramerton, Steele Creek, Lake Wylie, Clover, Rock Hill, Tega Cay, Charlotte, Gastonia, York, and Fort Mill.


You Dream. We Build.


Melanie Wilson (704) 906-1973 MelanieWilson@KW.com www.WilsonKeatonRealtors.com The Landing - 3105 Shady Knoll Court - $434,000

River Hills - 37 Timberidge Dr. - $469,000

The Landing - 300 Inland Cove - $472,500

Sunset Ridge - 5835 Lake Wylie Rd - $459,000

Hamilton Lakes - 12804 Cumberland Cove Dr - $229,900

River Hills - 96 Fairway Ridge Dr - $349,900

ACT

NTR ER CO

UND

Clover Meadows - 6044 Shamrock Green Drive - $169,900

Building Lots Available


The Charlotte Real Estate Firm ~ Representing Extraordinary Properties in The Queen City Lake Norman - Waterfront 142 Oasis Lane - Mooresville MLS# 3136418 - $1,249,900

French Tudor - Firethorne Country Club 13th Hole 1106 Seminole Drive - Indian Land MLS# 3127331 - $959,900

Khuong Nguyen Broker In Charge 704.231.9306 KHuong.TCREF@gmail.com


Lake Wylie’s Premier Real Estate Professionals! Call The Lake Wylie Realty Team!

®

For All Things Lake Wylie Visit Our Website www.LKWREALTY.com Lake Wylie Realty • 1 Executive Court • Lake Wylie, SC 29710 LOCATED AT THE MAIN GATE RED LIGHT IN THE ORIGINAL RIVER HILLS SALES OFFICE.

Patti Elam Broker/Realtor®, SPS (704) 309-6912 patti@lkwrealty.com

Don Stephens Broker, CRS (704) 562-3646 don@lkwrealty.com

Courtney Hoard Realtor®, SLS (803) 207-7748 courtney@lkwrealty.com

David McCorkle SLS, SPS, BIC (704) 309-1549 david@lkwrealty.com

Kelly Trites

Quinn Johnson

Realtor®,SLS

Broker/Realtor®

(803) 393-9696 kelly@lkwrealty.com

(704) 906-6636 quinn@lkwrealty.com

803-831-8588


Let our family help yours get away everyday to Lake Wylie

Stowe Pointe | Belmont | $294,500

Breezewood | wF-Belmont | $320,000

reFlection Pointe | Belmont wF lotS From $82,500

the VineyardS on lake wylie | $264,900

timBerlake | Belmont | $389,000

riVerlakeS | Belmont-waterView | $74,900


FEATURED PROPERTIES OF

Lake Wylie se

ou nH

Ope

9801-2 EmErald Point drivE $177,000 MLS#3125412 2 Bedrooms, 2 Bathrooms

Affordable Waterfront Living, Experience Incredible Sunsets w/Water Views plus Private Boat Slip. Jean Dunham 704-860-5607 Allen Tate 13526 Johnston Rd Charlotte, NC 28277

ry

tua

The

c San

13800 Claysparrow road $860,000 MLS#3145527 4 Bedroooms, 4.1 Bathrooms

Elegant luxury home on 2.5 acre, Spacious chef’s kitchen of NY Times best selling cookbook author. Vacation style living. Suzanne Cowden 704-301-1012 Allen Tate www.jscrealtors.com


W F EE IN KE AL ND !

NATIONAL

SALES EVENT

Last Chance! 2 Homes Available for Quick Delivery! Luxury golf cottages in a prestigious gated golf community. Call today for more information! (704) 243-3069

APRIL 9–24, 2016 Act Now! Final Home Sites Now Selling! Luxury single-family homes on 1-acre wooded home sites. From the upper $500,000s (704) 845-2040

New Home Sites Now Open! Estate homes on 2/3 – 1-acre wooded home sites From the upper $500,000s (704) 243-3069

PERSONALIZE YOUR HOME WITH LIMITED-TIME INCENTIVES*

Clubhouse Now Under Construction! A Toll Brothers Active Living® Community! From the low $300,000s (704) 504-3939

TollSalesEventNC.com/CHO Download the new Toll Brothers app today

Open Mon.-Fri. 11 am–6 pm; Sat. 10 am–6 pm; Sun., Feb 7th only 10 am–4 pm except Enclave at Longview - by appt. only. Brokers welcome. Homes available nationwide. Prices subject to change without notice. Photos are images only and should not be relied upon to confirm applicable features.*Offer, if any, is valid for new buyers who purchase a home in a participating community in Charlotte and deposit between 4/9/16– 4/24/16, sign an agreement of sale, and close on the home. Offers, incentives, and seller contributions, if any, vary by community and are subject to certain terms, conditions, and restrictions, including but not limited to the availability of home sites. Toll Brothers reserves the right to change or withdraw any offer at any time. Not valid with any other offer. See sales representative for details. This is not an offering where prohibited by law. Apple and the Apple logo are trademarks of Apple Inc., registered in the U.S. and other countries. App Store is a service mark of Apple Inc. Google Play is a trademark of Google Inc.


Now Pre-Selling The Forest at Bailey’s Glen Oversized & Wooded Homesites for the Classic & Premier Home Collections Choose from 17 Ranch-Style Floor Plans. With the “FlexiBUILDity” to make changes and customize your home just the way you want it!

Life at Bailey’s Glen is like being on a vacation that never ends! Come tour our furnished models and fabulous clubhouse. See all of our amazing amenities and discover why...

We have the secret to staying young! For more information visit us at.

BaileysGlen

.com

(704) 896-7016 • 11909 Meetinghouse Drive / Cornelius, NC 28031 Directions from Charlotte: I-77 North to Exit 25. Right on Highway 73. Left on Old Statesville Road. Right onto Bailey Road. Bailey’s Glen is .7 miles on the right.



Over $17,000,000 in sales in 2015.

704-367-7203

2015 Carmel Road – $1,295,000

15611 Ballantyne Country Club Dr. – $1,200,000

Rare opportunity for an updated SouthPark estate, in the heart of everything, yet private. MLS#3078561

$1 million in upgrades & golf memberships in Ballantyne CC. 2nd living quarters, elevator, pool, cabana, outdoor kitchen MLS#3110489

Under ContraCt

7036 Whitemarsh Court – $1,050,000

8341 Bar Harbor Lane – $850,000

Substantial home in Gleneagles. Bright & open w/ high-end kitchen reno, in-law suite, lovely pool. MLS#3154867

A show-stopper! Updated throughout, beautiful covered porch with fireplace. MLS#3162227

Under ContraCt

3 Lots remaining

5031 Sharon Woods Lane – $850,000

804 Sardis Lane – $525,000

Lovely Sharon Woods home. Updated kitchen, 4.5 baths, bonus, office, pool & pool house, sport court. Don’t miss this one! MLS#3148700

Close-in new construction on Sardis Lane. Craftsman style, high-end finishes. Move in now, or build with us on 2 remaining lots.

Under ContraCt

Under ContraCt

2600 Creek Manor Drive – $475,000

3263 Noda Blvd. – $139,000

5BD, 4BA beauty w/office & great kitchen! Marvin Ridge Schools, swim/tennis neighborhood MLS #3158407

Rare opportunity for fresh, modern, one-bedroom condo in trendy Steel Gardens. Walk to park, bars, galleries MLS #3153322

Ready to sell? Success and Cindy go hand in hand!

HAND IT OVER. 704-367-7203

cindy.barnes@allentate.com


MoveIn Ready Cottages Now Available OPEN HOUSE This Weekend!

Sportsman’s Lodge

Double Eagle Lodge

Teepee Village

To RSV P Call 1-877-820-5644 ext 01190 and Inquire Today! www.DiscoverEaglesNest.com




YOUR LOCAL REALTY PARTNER WITH A GLOBAL REACH

PREMIERSOTHEBYSREALTY.COM

Lauren Alexander 704.996.3468

Matthew Alexander 704.560.2527

Jennifer Barbin 704.724.0230

Giles Barker 704.322.7747

Tanya Brown 704.345.4384

Sarah Kelley 704.956.6536

Sasha Levons 704.207.1654

Gail McDowell 704.989.6565

George McDowell 704.989.6752

Kimberly McRae 704.274.1466

Stephanie Todd 704.904.1681

Hanes Walker 704.366.2830

CHARLOTTE | 704.248.0243

Charlie Williams 704.737.7741

David Burrill 704.249.0407

Brian Michaels 704.737.9900

Patsy Wilson 704.615.5065

Jill Castle 704.361.7474

Frances Miller 704.488.0288

Jennifer Conrad 704.737.4689

Joe Sibielski 704.617.7500

David Wittman 704.200.3072

WE EXTEND OUR DEEPEST APPRECIATION TO YOU, OUR CUSTOMERS, FOR THE OPPORTUNITIES TO SERVE YOU

LAKE NORMAN | 704.727.4170

AND ACHIEVE EXTRAORDINARY RESULTS.

Sotheby’s International Realty® and the Sotheby’s International Realty logo are registered service marks used with permission. Each office is independently owned and operated. Equal Housing Opportunity.




Selling Charlotte’s Distinctive Homes 980 K

1.195 M

382 K

RECENTLY SOLD

RECENTLY SOLD

MYERS PARK

COTSWOLD

BALLANTYNE COUNTRY CLUB

MLS 3137641 | 3029 Hanson Drive

MLS 3089307 | 708 Ellsworth Road

MLS 3167563 | 11227 Mcclure Manor Drive Agent: Lisa McCrossan 704-620-0328

1.689 M

1.195 M

2.899 M

HIGHGATE

MYERS PARK

HIGHGATE

MLS 3147920 | 2020 Kings Manor Drive Agent: Lisa McCrossan 704-620-0328

MLS 3137102 | 1454 Queens Road West Agents: Reed Jackson 704-713-3623 Matthew Paul Brown 704-650-1928

MLS 3146988 | 3014 Kings Manor Drive Agents: Matthew Paul Brown 704-650-1928 Lisa McCrossan 704-620-0328

1.849 M

2.975 M

1.9995 M

THE SANCTUARY

HIGHGATE

CHATELAINE

MLS 3114168 | 9128 Island Point Road Agents: Reed Jackson 704-713-3623 Eric Zientek 704-840-4785

MLS 3141809 | 4058 Blossom Hill Drive Agents: Lisa McCrossan 704-620-0328 Reed Jackson 704-713-3623

MLS 3167005 | 419 Gladelynn Way Agents: Lisa McCrossan 704-620-0328 Cindy Castano Swannack 704-904-6619

IvesterJackson.com Info@IvesterJackson.com Toll free: 888.378.5232

Offices Charlotte 704.499.3054 Lake Norman 704.655.0586 Blue Ridge 888.378.5232


CLASSICA LUXURY

FROM $500’ S –$800’ S

Model Homes & Ready Homes

LUXURY

AWAITS

BE INSPIRED True Luxury is Love at First Sight Robbins Park, Lake Norman, Cornelius Christenbury Hall, Gated in Concord Cheval, Large Homesites, Mint Hill Cureton, Walk-out Sunlit Basements, Waxhaw Blakeney Retreat, Walk to Shops in Blakeney Providence Retreat, New! Between Hwy 51 & 485 Torance, Pre-Selling, Huntersville, I-77 Exit 23 www.ClassicaHomes.com

Tour Today 6 model homes & 6 Ready Homes!


C L A S S I C A LU X U RY

SOUTH C HARLOTTE

DAZZLE

AWAITS

Providence Retreat! Model Home Tour full of Surprises Grand Opening New Model Home & Ready Homes AAEC Country Lane Across fm Charlotte Latin Open Daily FGA-DBG-AECF

PROVIDENCE RD CLT LATIN

PROVIDENCE RETREAT COUNTRY LN

PROMENADE ON PROVIDENCE

The best luxury is quietly tucked away in the midst of South Charlotte

ClassicaHomes.com



PAM AND CLIFF ORSBURN TEAM Our Waterfront Homes are Selling ~ We need yours! Call us today!

704-534-4164

pam.orsburn@allentate.com www.tegacayrealtor.com

LAKE WYLIE WATERFRONT 9

0 ,90

$79

UNDER CONTRACT

00

9,9

$85

UNDER CONTRACT

MLS# 3082538 - $550,000 - 8016 Kiwi Point One of a kind, magnificent waterfront, main channel, peninsula lot w/year round sunset views! Build your dream home on this .67 acre, deep water, gently sloping lot, Beautiful trees, parklike setting & great privacy surrounded by waterfront homes in exclusive area of Tega Cay!

OPEN HOUSE this Saturday 2-4pm Only 10 minutes from Center City. 8 of the 26 luxury modern homes still available. This weekend only. $3000 Upgrade Allowance. WWW.MODERNANC.COM

JUST LISTED: 8421 Highgrove Street. Southern charmer with double-stacked porches, 3 floors of living space and a beautiful backyard retreat with pool/spa. Spacious entertaining areas & newly upgraded home theatre with 4k projector. A must see at $945,000. MLS# 3169056. OPEN HOUSE, SUNDAy 2–4.

READy IN MARCH to the NoDa Arts District. Walking distance to light rail, shops, music. See Southern Vicenza II at MODERNANC.COM $599,000.

JUST LISTED: 7536 Lady Bank Drive in Highland Creek. Customized, yet affordable 3 bed, 2 1/2 bath. Upgraded kitchen with soft-close cabinetry, quartz and stainless. Owner’s suite with multi-jet shower/jetted tub and massive walk-in. Offered at $249,000. MLS# 3168475.

VILLA HEIGHTS 1917 & 1921 Parson St. Ready in 60 Days. 4BR, 2.5 BA, 2 Car Garage, OPEN PLANS

{ElizabEthGrillo.COM 704.649.2491 (OFFICE) 704.333.2260 www.EGREALESTATECONSULTANTS.COM

{bobby SiSk Broker/Realtor

704.819.0710 bsisk@egrealestateconsultants.com www.EGREALESTATECONSULTANTS.COM


built for

D oL

YOU

S 2 Stories 4 Bedrooms 4.5 Baths

2 Stories 3 Bedrooms 3 Baths

MLS# 3106211

MLS# 3137456

new home in FoRT miLL The Wingate in Springfield Manor now $669,939

David Weekley Homes

new home in hARRiSBURG 704-972-4245

The Everson in Hawthorne now $332,941

704-972-4234

Dav;d w<<kl<y h9:<s

Dav:d w;;kl;y h67;s

Dav<d w==kl=y h89=s

2 Stories 4 Bedrooms 3.5 Baths

2 Stories 5 Bedrooms 4.5 Full Baths 2 Half Baths

2 Stories 5 Bedrooms 4.5 Baths

MLS# 3150737

new home in SoUTh ChARLoTTe The Millcreek in Waverly now $543,269

Dav;d w<<kl<y h9:<s

Dav:d w;;kl;y h67;s

new home in wAXhAw

new home in FoRT miLL 704-972-4226

MLS# 3056821

MLS# 3136896

The Kendrick in Springfield Manor now $793,162

704-972-4245

The Greenbush in Rosecliff now $798,659

704-972-4242


David Weekley Homes

Dav9d w66kl6y h786s

2 Stories 5 Bedrooms 4 Baths

2 Stories 4 Bedrooms 3.5 Baths

MLS# 3144030

MLS# 3137511

NEW HOME IN BELMONT The Rumley in Eagle Park NOW $416,197

YOU

new home in mYeRS PARK 704-972-4243

The Parkhurst in Melody Woods! 704-277-2958 now $1,397,872

David Weekley Homes

Dav:d w77kl7y h897s

David Weekley Homes

Dav5d w22kl2y h342s

2 Stories 4 Bedrooms 4.5 Baths

2 Stories 4 Bedrooms 3.5 Baths

2 Stories 5 Bedrooms 4.5 Baths

MLS# 3101990

MLS # 3119547

MLS# 3086892

new home in SoUThPARK The Equinox in Avignon now $839,990

built for

NEW HOME IN FORT MILL 704-972-4225

The Walling in The Estates of Massey NOW $471,084

new home in wAXhAw 704-972-4244

The Richwood in Rosecliff now $739,588

704-972-4225


Charlotte NEW REAL ESTATE WEBSITE

homes.charlotte.com

Live in charlotte

charlotte


Absolutely Overstocked New & Market Samples • 100% Italian Leather

20% OFF All leAther

Dozens to Choose From All Styles

20% OFF

All Leather Upholstery Sale Ends April 30th, 2016

30,000 Square Feet

11416 E. Independence Blvd Matthews, NC 28105



The Charlotte Observer Check rates daily at http://charlotte.interest.com Institution

30 yr APR

30 yr Fixed

Rate: 3.625

3.684% Sebonic Financial

30yr Fixed APR

Points: 0.000 Fees: $995 % Down: 20%

20 yr fixed 15 yr fixed 10 yr fixed 5/1 ARM

3.500 3.000 2.875 3.125

Points

0.000 0.000 0.000 0.000

Fees

$895 $795 $495 $495

% Down

APR

20% 20% 20% 20%

3.561 3.069 2.938 3.223

2.490 0.000 $295 20% 3.289 2.790 0.000 $295 20% 3.266 2.790 0.000 $295 20% 2.827 No PMI with 15% Down

Total Closing Cost Only $295 Guaranteed Low Rates As Little As 5% Down Rate Locked at Preapproval

Third Federal Savings and Loan Rate: 3.625

3.640% 30yr Fixed APR

Points: 0.000 Fees: $295 % Down: 5% Rate: 3.375

3.379% Best Rate Mortgage

Rate

3/1 ARM 5/1 ARM 10 yr fixed

Third Federal Savings and Loan

ABBA First Mortgage, Inc.

Product

30yr Fixed APR

Points: 0.000 Fees: $75 % Down: 5%

20 yr fixed 3.375 0.000 $295 5% 3.395 10 yr fixed 2.750 0.000 $295 5% 2.787 Doing business HIS way for you. Low rates and costs! Call or visit our site to apply online or track your desired rate 15 yr fixed 2.625 0.000 $75 5% 2.665 7/1 ARM 2.750 0.000 $75 5% 2.912 LOCAL IN CHARLOTTE FOR 25 YEARS! OPEN SATURDAYS! A+ BBB RATING! FREE FLOATDOWN IF RATES DROP! ZERO CLOSING COST OPTIONS! 15 yr fixed 3/1 ARM 5/1 ARM

Charlotte Metro Federal Credit Union

Phone Number / Website

NMLS # / License #

NMLS# 66247

877-331-0875

L-103184

http://bankrate.sebonic.com

NMLS# 449401

877-490-4353 www.thirdfederal.com/purchaseadvantage

NMLS# 449401

877-490-4353 www.thirdfederal.com/purchaseadvantage

NMLS# 74184

877-793-0666

LIC# 132884

www.abbafirst.com

NMLS# 103395

704-529-1233 www.bestratemtg.com

3.125 1.000 $1000 5% 3.359 2.875 1.000 $1000 5% 3.194 3.125 1.000 $1000 5% 3.250

877-865-2298

15 yr fixed 2.625 0.000 $175 20% 2.640 7/1 ARM 2.750 0.000 $750 20% 3.181 Free Prequalification Letters and Rate Quotes 7 days a week

704-412-9131

www.cmcu.org

Rate: 3.375

3.383% Mecklenburg Mortgage

30yr Fixed APR

Points: 0.000 Fees: $175

LIC# 1190352

www.mecklenburgmortgage.com

% Down: 20%

Legend: The rate and annual percentage rate (APR) are effective as of 4/20/16. © 2016 Bankrate, Inc. http://www.interest.com. The APR may increase after consummation and may vary. Payments do not include amounts for taxes and insurance. The fees set forth for each advertisement above may be charged to open the plan (A) Mortgage Banker, (B) Mortgage Broker, (C) Bank, (D) S & L, (E) Credit Union, (BA) indicates Licensed Mortgage Banker, NYS Banking Dept., (BR) indicates Registered Mortgage Broker, NYS Banking Dept., (loans arranged through third parties). “Call for Rates” means actual rates were not available at press time. All rates are quoted on a minimum FICO score of 740. Conventional loans are based on loan amounts of $165,000. Jumbo loans are based on loan amounts of $435,000. Points quoted include discount and/or origination. Lock Days: 30-60. Annual percentage rates (APRs) are based on fully indexed rates for adjustable rate mortgages (ARMs). The APR on your specific loan may differ from the sample used. Fees reflect charges relative to the APR. If your down payment is less than 20% of the home’s value, you will be subject to private mortgage insurance, or PMI. FHA Mortgages include both UFMIP and MIP fees based on a loan amount of $165,000 with 5% down payment. VA Mortgages include funding fees based on a loan amount of $165,000 with 5% down payment. Bankrate, Inc. does not guarantee the accuracy of the information appearing above or the availability of rates and fees in this table. All rates, fees and other information are subject to change without notice. Bankrate, Inc. does not own any financial institutions. Some or all of the companies appearing in this table pay a fee to appear in this table. If you are seeking a mortgage in excess of $417,000, recent legislation may enable lenders in certain locations to provide rates that are different from those shown in the table above. Sample Repayment Terms – ex. 360 monthly payments of $5.29 per $1,000 borrowed ex. 180 monthly payments of $7.56 per $1,000 borrowed. We recommend that you contact your lender directly to determine what rates may be available to you. To appear in this table, call 800-509-4636. To report any inaccuracies, call 888-509-4636. • http://charlotte.interest.com


BEAMING BEAUTY

Contact us today for a consultation on how your home can be marketed in the Carolinas and around the world. PREMIERSOTHEBYSREALTY.COM | 877.539.9865

Lexington, North Carolina | premiersir.com/id/3162769

Asheville | 828.277.3238

Blowing Rock | 828.414.9400

Lake Norman | 704.727.4170

Banner Elk | 828.898.5022

Charlotte | 704.248.0243

Linville Ridge | 828.898.5151

Sotheby’s International Realty® and the Sotheby’s International Realty logo are registered service marks used with permission. Each office is independently owned and operated. Equal Housing Opportunity. Property information herein is derived from various sources including, but not limited to, county records and multiple listing services, and may include approximations. All information is deemed accurate.


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