Experience Luxury Living at Riverchase Estates Exquisite New Homes From the Low $500’s • 30 Minutes South of Charlotte Come see the latest styles and innovations in new-home design and tour our extraordinary collection of stunning new homes. At Terrata Homes, we believe upgrades are essential so we include them as a standard in every home we build. Here you will find luxurious interior features creating beautiful, timeless spaces that you will love for years to come.
THERE’S STILL TIME! TAKE
10,000
$
OFF THE HOME OF YOUR CHOICE
All Homes Include: Gourmet Kitchens Stainless Steel Appliances Exquisite Trim Package Spacious Master Retreats
In celebration of our Groundbreaking Event, join us this weekend to discover the perfect home for you. Now through August 31st, bring this ad in to redeem $10,000 off the completed home of your choice!
(844) 566-4300 ext. 836 terratahomes.com
Outdoor Kitchens & Fireplaces Expansive, Covered Patios
NEW HOMES FROM THE UPPER 200’s TO 700’s. PalisadesNC.com Love Where You Live. Prices, plans, and terms are effective on the date of publication and subject to change without notice. Participants registering after August 21st are not guaranteed a t-shirt. This ad contains general information about a new home community in North Carolina and it is not an offer or the solicitation of an offer for the purchase of a new home. This information is not directed to residents of any other state that requires registration or permit issuance prior to the publication of such information. Seller does not represent/guarantee that the project will be serviced by any particular public school/school district or, once serviced by a particular school/school district, that the same school/school district will service the project for any particular period of time. Eligibility requirements (including geographical) may change over time. You should independently confirm which schools/districts serve the project and learn more information about the school district’s boundary change process prior to executing a purchase contract. Prices, plans and terms are effective on the date of publication and subject to change without notice.
14,000 Sq. Ft. Estate Home Enjoy the privacy of 5.25 acres only 20 minutes from uptown
$2,495,000
704-968-7105
Bailey’s Glen keeps getting
BIGGER & BETTER!
21 WOODED HOMESITES JUST RELEASED! 2 Lifestyle Directors that make everyday feel like a vacation that never ends.
3 Clubhouses with 3 Pools
Tennis courts • 5 Pickleball courts • Restaurant • Woodworking shop • Greenhouse/Garden center • Lake activities 17 Ranch style floor plans that you can customize just the way you want.
Come tour our furnished models and award winning clubhouse!
BaileysGlen.com | 704.896.7016 11909 Meetinghouse Drive, Cornelius, NC 28031 Directions from Charlotte: I-77 North to Exit 25. Right on Highway 73. Left on Old Statesville Road. Right onto Bailey Road. Bailey’s Glen is .7 miles on the right.
Denver Waterfront | MLS# 3151219 | $2,499,000 Bill Ahls 704.780.0654 Bill@AHLS.com
Kim Ahls 704.659.3475 Kim@AHLS.COM
www.LakeNormanBill.com
Beautiful Lake Norman Views | 4716 Ashley Lane. Denver, NC | $1,775,000
Jane Roddy Broker/Realtor® • Allen Tate Realtors (704) 607-9090 • Jane.Roddy.com • www.SeeTheProperty.com/208778 • www.JaneRoddy.com
4763 Trails End Road ~ Denver MLS# 3102276 ~ $1,699,000
Al Strickland Carlyle Properties ~ 704.201.7244 Al@CarlyleProperties.com www.CarlyleProperties.com
GOVERNOR’S ISLAND
$2,500,000
MLS#3163173
COBBLESTONE
SAILVIEW
DENVER | $685,000 | MLS #3158504
DENVER | $612,500 | MLS#3158840
TEAM NADINE NADINE WYNN BROKER | REALTOR
704.257.6798 Nadine@TeamNadine.com | ALakeHome.com
YOUR REAL ESTATE SOLUTION.
WATERVIEW
DENVER | $700,000 | MLS#3167469
Lake Norman Waterfront | 8151 Bay Point Drive, Denver | MLS # 3184894 |$1,200,000
Linda Cantelmi Cantelmi & Associates Southern Homes of Carolinas (704) 562-1617 • lcantelmi@bellsouth.net LakeNormanHouses.com
7512 Cottonwood Drive, Denver, NC 28037 Price: $594,000 MLS: 3181180 Listing Agent: Frances Dawson, RE/MAX Executive Realty, 704-701-7599 • frances@homesof lkn.com Beautiful full brick & stone two story home with a finished basement. Includes a formal dining room with a study/office & the great room has vaulted ceilings with a stacked stone fireplace. Hardwoods throughout the main level & new carpet upstairs. This gourmet kitchen features a center island, granite, SS appliances, double ovens with a gas cooktop, pot filler & even a warming drawer. The master on main has a gorgeous double barrel ceiling & a huge spa-like master bath. This fantastic basement features a bar/kitchen area; two-sided fireplace, rec room & media room with surround sound! You’ll love this .95-acre, oversized lot with seasonal water views from the deck.
Over $17,000,000 in sales in 2015.
704-367-7203
8812 Lake Challis Lane – $950,000 Elegant & inviting Challis Farm home w/loads of updates. Gated community w/lake & terrific proximity to I-485, great shopping, country clubs. MLS#3177767
under contract
2800 Glendale Road - $800,000 Myers Park beauty with great Selwyn location. Complete renovation with 2 car garage. MLS# 3191589
812 Sardis Lane - $495,000 Unbelievable value! Builder says sell now! Rare new construction in South Charlotte. Craftsman home w/highend finishes. Move in now. 3 more underway. MLS#3128811
6017 S. Regal Lane - $435,000
1818 Euclid Lane - $475,000
Sophisticated, open SouthPark townhome w/spacious kitchen & beautiful courtyard. Walk to everything. MLS #3183176
Great price for single family renovation, potential duplex conversion, or office in prime location. Loads of period character. MLS# 3185681
Ready to sell? Success and Cindy go hand in hand!
HAND IT OVER. 704-367-7203
cindy.barnes@allentate.com
Free Refrigerator. Very Cool. [Hurry! Ends August 29]
For a limited time, get a FREE refrigerator and blinds with the purchase of a quick-move-in Showcase Home.* When you want to move fast, Taylor Morrison makes it easy with beautiful Showcase Homes ready now, nearly complete and underway throughout the region. And through August 29, it’s even easier to save time and money. Act now and get a FREE stainless steel GE® French-door refrigerator, plus white 2” faux wood blinds by Lotus - ready and waiting for you on move-in day! Why wait? Visit today to see our quick-move-in homes in a variety of styles and price ranges, many featuring substantial discounts. Plus, ask about $5,000 in FREE upgrades on to-be-built homes during our Designer Kitchen Event. Visit a Taylor Morrison neighborhood today | Call 704.479.6655 | TaylorMorrison.com
Models open 10am-6pm Mon, Tues, Thurs, Fri, Sat | 12pm-6pm Wed | 1pm-6pm Sun | Hurry! Refrigerator & Blinds Offer Ends August 29, 2016. *Limited time Refrigerator & Blinds Event: Valid on spec/inventory (Showcase Homes) only that close on or before 11/30/16 in Taylor Morrison neighborhoods in the Charlotte Division only (“Eligible Homes”). Promotion includes a GE® Series Energy Star® 25.8 Cu. Ft. Frenchdoor refrigerator Model #: GFE26GSKSS and Lotus 2” white faux wood blinds on all windows except “specialty” windows. (Estimated total AVR: $5,000). No cash discounts or substitutions. Seller reserves the right to substitute products of equal or greater value. To qualify, cash or financed buyer must enter into a new home contract for an Eligible Home as of 8/1/16 to 8/29/16 (“Promotion Period”). Not valid outside of the Promotion Period, on to-be-built homes or in any other Taylor Morrison Communities. Not valid with and may not be combined with any other advertised promotions, incentives, and/or special offers and no substitutions permitted unless expressly set forth above and/or in your Purchase Agreement. For financed buyers, lender’s guidelines apply. All information (including, but not limited to prices, availability, incentives, floor plans, site plans, features, standards and options, assessments and fees, planned amenities, programs, conceptual artists’ renderings and community development plans) is not guaranteed and remains subject to change or delay without notice. Maps and plans are not to scale and all dimensions are approximate. As-built condition controls. Prices may not include lot premiums, upgrades and options. All homes subject to prior sale. Please see a Community Sales Manager for complete details on Eligible Homes and available plans, and your purchase agreement for community-specific details or visit www.taylormorrison.com for additional disclaimers. Offer void where prohibited or otherwise restricted by law. © August 2016, Taylor Morrison of Carolinas, Inc. All rights reserved.
Charlotte NEW REAL ESTATE WEBSITE
homes.charlotte.com
Live in charlotte
charlotte
SALE ENDS AUGUST 31
FREE INSTALLATION
SALE 877-50-FLOOR WWW.50FLOOR.COM
50FLOOR.COM
877-50-FLOOR
SALE ENDS AUGUST 31 $100 DOLLARS
GET AN ADDITIONAL
OFF WHEN YOU USE PROMO CODE: CHARLOTTE OBSERVER OUR FREE INSTALLATION SALE APPLIES TO ALL LAMINATE, HARDWOOD & CARPET. Some restrictions may apply, please check website for details.
Window Replacement Financing
0%
SameAsCash
Get FREE Windows for
18 Months
(704) 461-0642
A+ ®
Details: *Interest accrues during the promotional period, but all interest is waived if the purchase amount is paid in full within the 18 months. Subject to qualifying credit approval. Expires Sept 30, 2016
The Charlotte Observer Check rates daily at http://charlotte.interest.com Institution
30 yr APR
30 yr Fixed Rate: 3.250
3.254% Best Rate Mortgage
30yr Fixed APR
Points: 0.000 Fees: $75 % Down: 5%
Product
Rate
Fees
% Down
APR
15 yr fixed 2.625 0.000 $75 5% 2.631 7/1 ARM 2.875 0.000 $75 5% 2.974 LOCAL IN CHARLOTTE FOR 25 YEARS! OPEN SATURDAYS! A+ BBB RATING! FREE FLOATDOWN IF RATES DROP! ZERO CLOSING COST OPTIONS! 15 yr fixed 3/1 ARM 5/1 ARM
Charlotte Metro Federal Credit Union
Points
Phone / Website
NMLS # / License # NMLS# 103395
704-529-1233 www.bestratemtg.com
3.000 1.000 $1000 5% 3.233 2.875 1.000 $1000 5% 3.123 3.125 1.000 $1000 5% 3.204
877-865-2298
15 yr fixed 2.625 0.000 $175 20% 2.640 7/1 ARM 2.750 0.000 $750 20% 3.315 Free Prequalification Letters and Rate Quotes 7 days a week
704-412-9131
www.cmcu.org
Rate: 3.250
3.258% Mecklenburg Mortgage
30yr Fixed APR
Points: 0.000 Fees: $175 % Down: 20%
3/1 ARM 5/1 ARM 10 yr fixed
Third Federal Savings and Loan
Total Closing Cost Only $295 Guaranteed Low Rates As Little As 5% Down Rate Locked at Preapproval
Third Federal Savings and Loan Rate: 3.375
3.389% ABBA First Mortgage, Inc.
30yr Fixed APR
Points: 0.000 Fees: $295 % Down: 5% Rate: 3.500
3.544% AmeriSouth Mortgage Company
2.440 0.000 $295 20% 3.279 2.800 0.000 $295 20% 3.270 2.850 0.000 $295 20% 2.887 No PMI with 15% Down
30yr Fixed APR
Points: 0.000 Fees: $895 % Down: 20%
20 yr fixed 3.250 0.000 $295 5% 3.270 10 yr fixed 2.750 0.000 $295 5% 2.787 Doing business HIS way for you. Low rates and costs! Call or visit our site to apply online or track your desired rate Conv 30 year fixed - “Home Ready” 3% down payment program FHA 3.5% down Payment-Lower MIP VA 100% financing for purchase & refinance USDA 100% Financing
LIC# 1190352
www.mecklenburgmortgage.com
NMLS# 449401
877-490-4353 www.thirdfederal.com/purchaseadvantage
NMLS# 449401
877-490-4353 www.thirdfederal.com/purchaseadvantage
NMLS# 74184
877-793-0666
LIC# 132884
www.abbafirst.com
NMLS# 67050
877-369-9695
L-104114
www.amerisouth.com
Legend: The rate and annual percentage rate (APR) are effective as of 8/10/16. © 2016 Bankrate, Inc. http://www.interest.com. The APR may increase after consummation and may vary. Payments do not include amounts for taxes and insurance. The fees set forth for each advertisement above may be charged to open the plan (A) Mortgage Banker, (B) Mortgage Broker, (C) Bank, (D) S & L, (E) Credit Union, (BA) indicates Licensed Mortgage Banker, NYS Banking Dept., (BR) indicates Registered Mortgage Broker, NYS Banking Dept., (loans arranged through third parties). “Call for Rates” means actual rates were not available at press time. All rates are quoted on a minimum FICO score of 740. Conventional loans are based on loan amounts of $165,000. Jumbo loans are based on loan amounts of $435,000. Points quoted include discount and/or origination. Lock Days: 30-60. Annual percentage rates (APRs) are based on fully indexed rates for adjustable rate mortgages (ARMs). The APR on your specific loan may differ from the sample used. Fees reflect charges relative to the APR. If your down payment is less than 20% of the home’s value, you will be subject to private mortgage insurance, or PMI. FHA Mortgages include both UFMIP and MIP fees based on a loan amount of $165,000 with 5% down payment. VA Mortgages include funding fees based on a loan amount of $165,000 with 5% down payment. Bankrate, Inc. does not guarantee the accuracy of the information appearing above or the availability of rates and fees in this table. All rates, fees and other information are subject to change without notice. Bankrate, Inc. does not own any financial institutions. Some or all of the companies appearing in this table pay a fee to appear in this table. If you are seeking a mortgage in excess of $417,000, recent legislation may enable lenders in certain locations to provide rates that are different from those shown in the table above. Sample Repayment Terms – ex. 360 monthly payments of $5.29 per $1,000 borrowed ex. 180 monthly payments of $7.56 per $1,000 borrowed. We recommend that you contact your lender directly to determine what rates may be available to you. To appear in this table, call 800-509-4636. To report any inaccuracies, call 888-509-4636. • http://charlotte.interest.com
Tm TIMELESS
ELEMENTS OF AN E X T R AO R D I N ARY B R A N D
New London, North Carolina premiersir.com/id/3200446 704.727.4170 PREMIERSOTHEBYSREALTY.COM
Contact us today for a consultation on how your home can be marketed in the Carolinas and around the world.
Blowing Rock | 828.414.9400
Lake Norman | 704.727.4170
Asheville | 828.277.3238
Blowing Rock on Main | 828.295.0776
Linville Ridge | 828.898.5151
Banner Elk | 828.898.5022
Charlotte | 704.248.0243
Uwharrie Lakes | 336.461.1044
Sotheby’s International Realty® and the Sotheby’s International Realty logo are registered service marks used with permission. Each office is independently owned and operated. Equal Housing Opportunity. Property information herein is derived from various sources including, but not limited to, county records and multiple listing services, and may include approximations. All information is deemed accurate.