home|design, December 3, 2016

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D I S COV ER PA LI S A D ES AND YOU’LL DISCOVER HOME.

F R O M T H E M I D 2 0 0 ’s

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For more information, contact

Discover CalAtlantic Homes’ open floor plans and exceptional included features in

Leslie Loveless at 800-787-0414

a gated neighborhood along the Palisades golf course. Homes offer up to 4,400 sq

or leslie.loveless@calatl.com

ft, 4-5 bedrooms and up to 6 baths with three car garages, first floor guest suites, first floor owner’s retreat and basement lots available. Integrated indoor/outdoor living spaces, timeless craftsmanship and distinctive architectural details.

PalisadesNC.com LOVE WHER E YOU LIVE .

No view is promised. V iews may also be altered by subsequent development, construction and landscaping growth. Square footage/acreage shown is only an estimate and actual square footage/acreage will differ. Buyer should rely on his or her own evaluation of useable area. Prices, plans and terms are effective on the date of publication and subject to change without notice. Depictions of homes or other features are artist conceptions. Hardscape, landscape and other items shown may be decorator suggestions that are not included in the purchase price and availability may vary. This ad contains general information about a new home community in North Carolina and it is not an offer or the solicitation of an offer for the purchase of a new home. This information is not directed to residents of any other state that requires registration or permit issuance prior to the publication of such information.


cindy.barnes@allentate.com 704-367-7203

Guilty as charged! Yup, she aided and abetted her clients to the tune of $18,000,000 in sales in 2016. Hand it over to Cindy for the best advice in town!


SCHEDULE YOUR PRIVATE TOUR CALL 888.232.9034 6844 SHOAL CREEK DR, DENVER, NC 28037

TrilogyLife.com/LakeNorman 55+ Resort Community Near Lake Norman!

A member of the

Family

Please drink responsibly. Trilogy® is a registered trademark of Shea Homes, Inc., an independent member of the Shea family of companies. Sales By: Shea Communities Marketing Company (#C25840), Construction By: SHALC GC, INC. 75061, Equal Housing Opportunity. Shea Homes’ Trilogy Lake Norman is planned to be an age-restricted community intended for occupancy by at least one person age 55 or over with select neighborhoods intended for occupancy by people of all ages. This is not an offer of real estate for sale, or a solicitation of an offer to buy. Void where prohibited. Models are not an indication of racial preference. © 2016 Shea Homes, Inc. All rights reserved.



MARK McRAE RE/MAX is the #1 Real Estate Company in the World!

704.985.3128 MMcRae@TheTilleryTeam.com

Lake Tillery Waterfront | MLS# 3209395 | $869,900 182 Timber Lake Court | Mount Gilead, NC

Lake Tillery Year Round Views | MLS# 3183962 | $559,000 616 Deerfield Road Unit #56 | Mount Gilead, NC

Lake Tillery Waterfront | MLS# 2033102 | $619,000 115 Windemere Circle Unit #4 | Mount Gilead, NC

The Landing at Lake Tillery

Welcome to The Landing at Lake Tillery. Situated in the heart of The Uwharrie Mountains, Lake Tillery covers 5,000 acres & over 104 miles of shoreline. Located just south of Tillery Tradition Country Club & Swift Island Plantation, this newly listed community offers 36 waterfront lots with docking capabilities that qualify for boathouse occupancy. Most lots have main channel locations that provide magnificent views all year long. Lot prices start at $60,000 & HOA dues are extremely affordable.

Check out our aerial video at TheLandingLakeTillery.com & feel free to contact us anytime.

(o) 800.790.3225 | Mark: 704.985.3128 | TilleryRealtor@gmail.com |www.TheTilleryTeam.com



Lynn Norman BROKER, GRI, RRS

THE LAKE LADY MLS# 3118827 • 49464 River Run Rd • $1,050,000

MLS# 3190208 • 10773 Willow Oak Rd • $399,900

MLS# 3210168 • 1059 Emerald Shores Rd • $575,000

MLS# 3224213 • 136 Nicks Road • $489,000

Lynn Norman is the top selling broker at Lake Tillery, providing exclusive Real Estate services for those seeking Unique Waterfront Properties & Luxury Real Estate. If you’re beginning the search for that special waterfront home or a weekend getaway, let Lynn be your guide!

LYNN NORMAN The Lake Lady New South Realty, Inc.

910.220.2104 LynnTheLakeLady@gmail.com

Representing the finest Lake Tillery Properties for over 20 years MLS# 3063510 • 121 Boney Point Rd • $439,000

MLS# 3109696 • 350 Fiddlers Ghost Cir • 474,500

LakeTilleryProperties.com


Pam Brewer

REALTOR®, Broker, RSPS,ABR,SPS RE/MAX Gateway Professionals

704.322.8635 pamrbrewer@gmail.com www.tilleryhomesforsale.com

MLS# 3225005 124 Shelby Court | $465,000

MLS# 3085927 | 130 Point Oval | $474,900

MLS# 3209212 | 9679 Pine Tree Road | $439,000

MLS# 3080876 | 416 Plantation Way | $122,000


Kat McRae Broker, GRI, CRS

910.975.0815 Kat@NewSouthRealty.com | Office: 910.439.5600 NewSouthRealty.com

We help you find your dream home...

Uwharrie Mtn Views ~ Boathouse & Party Deck

Main Channel Views ~ Boathouse

MLS# 3206050 ~ 210 Arroyo Drive ~ $419,500

MLS# 3114094 ~ 1033 Emerald Shores Rd ~ $499,000

Emerald Shores ~ Waterfront

Waterfront Condo

MLS# 3162354 ~ 121 Westview Dr ~ $499,500 MLS# 3226123 ~ 156 Clearview Point ~ $545,000

Peaceful Waterfront Home

Main Channel Waterfront

MLS# 3181570 ~491 Montgomery Shores ~ $425,000 MLS# 3211662 ~ 236 Sugar Loaf Dr ~ $349,000

Waterfront Lot ~ Golf Community

Main Channel ~ Waterfront Lot

MLS 3171657 ~ 133 Cedar Rock Lane ~ #272,500 MLS# 3151924 ~125 Mallard Point ~ $285,000

4852 NC Hwy 24/27 West | Mount Gilead, NC | 27306


OPEN HOUSE EVENTS SATURDAY & SUNDAY 1-3PM

Charlotte NEW REAL ESTATE WEBSITE

homes.charlotte.com JUST LISTED: 924 Poindexter Drive Charming updated cottage on Park Road side of Sedgefield. 3BR, 2 baths & large yard.

Offered at $389,000.

OPEN HOUSE TODAY 1-3PM - 4226 Commonwealth Avenue

Live in

10 minutes from Center City. 26 luxury modern single family homes.

Only 5 remain. $3000 IN CLOSING COSTS THIS WEEKEND ONLY.

charlotte

OPEN HOUSE SUNDAY 1-3PM in the NoDa Arts District 1022 Academy Street. 4BR, 3 baths & 2 car garage. Offered at $490,000.

{ElizabEth Grillo owNEr/brokEr/rEaltor®

704.649.2491 EGrillo@EGrEalEStatECoNSUltaNtS.CoM

{bobby SiSk brokEr/rEaltor®

704.819.0710 bSiSk@EGrEalEStatECoNSUltaNtS.CoM

704.333.2260 • 1810 E. 7th StrEEt, CharlottE, NC 28204 www.EGrEalEStatECoNSUltaNtS.CoM

charlotte


WELCOME TO LIFE AT EDGEWATER

Just an Hour Drive from Charlotte ACTIVITIES AT EDGEWATER • Offering an exclusive piece of land along the secluded shores of Lake Tillery. • The picturesque Piney Point Golf Club is also nearby & boasts rolling hills framed by oaks & evergreens. • Uwharrie National Forest includes miles of trails for hiking, biking, horseback riding & ATVs. • The area is also rich game land for deer & wild turkey & it’s home to the American Bald Eagle. • Lovely Morrow Mountain State Park features a museum, picnic areas, walking trails, camping & cabins for overnight guests. • The Fork Farms & Stables are famous for horse shows & competitions, nature trails and a shooting range. • Reed Gold Mine is the first documented site of gold found in the US. They also offer guided tours of restored sections of the mines.

Edgewater on Lake Tillery offers you an exclusive piece of land along the secluded shores of Lake Tillery. Edgewater’s sought-after lakefront homesites and private forest homesites feature stunning views and access to the lifestyle you’ve only dreamed about. Spend your days with boating, sunrise fishing trips, family cook-outs, sunset strolls and nearby golfing and shopping. Visit Edgewater on Lake Tillery and see how extraordinary life can be. Edgewater on Lake Tillery is just 5 minutes from charming downtown Norwood, home to a collection of unique shops and merchants, offering conveniences, gifts and necessities. The town hosts many annual events, including the annual Arbor Day Festival and Christmas Parade. Also nearby is the quaint city of Albemarle with access to retail centers, a movie theater and much more. Albemarle boasts a variety of historic and modern neighborhoods, as well as restored old buildings and one-of-a-kind restaurants and businesses. Also located nearby is the Albemarle-Stanly County Airport and the Stanly County Museum.

CALL US TODAY FOR MORE INFORMATION AT 704-474-0244 or visit us at EdgewaterLakeTillery.com





Charlotte NEW REAL ESTATE WEBSITE

homes.charlotte.com

Live in charlotte

charlotte


14,000 Sq. Ft. Estate Home

WATERFRONT CONDO

Lake Norman

REDUCED $10,000

Waterfront “END UNIT”

Enjoy the privacy of 5.25 acres only 20 minutes from uptown

3B/2BA Updated

0002764087-01

$2,495,000

704-968-7105

18726 Nautical204 Dr.CORNELIUS Unit 201 18701 NAUTICAL UPDATED READY FOR Cornelius NCSUMMER 28031 FUN. NEW$323,900 PRICE $249,900 MLS# 3180202 MLS#3222723

Terrie Hayes Harbor Realty (704) 953-8844


Start the new year as a Taylor Morrison

V.I.P. Join Our Interest List

We’re cranking things up in 2017 with 4 brand new neighborhoods. Sign up now for V.I.P. status. Get special invites to preview events and be the first to know about new plans, homesite releases, amenities, pricing, special offers and more. Simply visit taylormorrison.com, select North Carolina or South Carolina and click on the communities below. Please sign up for each community of interest: Stafford at Langtree in Mooresville, Hunton Forest in Concord, Bent Creek in Indian Land, SC, and Walden in Huntersville.

Visit TaylorMorrison.com | Call 704.479.6655

Stafford at Langtree

Bent Creek

• Mooresville off I-77/Exit 31 on Faith Road • Feauturing 2-story, master down and ranch plans minutes from Lowes HQ • From the mid $200s to $300s

• Indian Land, SC, off Hwy. 521 on Jim Wilson Road • Select from two plan collections: 2-story, master down and ranch • From the low $300s to $400s

Hunton Forest

Walden

• Concord off I-85/Exit 54 on Poplar Tent Road • Introducing brand new plans: 2-story, master down and ranch • From the mid $200s to $300s

• Huntersville off I-77/Exit 23 on Huntersville-Concord Road • Featuring our European-inspired Signature Series of homes • From the low $400s

Get VIP status at each community: Visit TaylorMorrison.com | Email CharlotteOnline@TaylorMorrison.com | Call (704) 479-6655 *All community and home information (including, but not limited to prices, views, availability, school assignments and ratings, incentives, floor plans, site plans, features, standards and options, assessments and fees, planned amenities, programs, conceptual artists’ renderings and community development plans) is not guaranteed and remains subject to change or delay without notice. Maps and plans are not to scale, all dimensions are approximate and may vary in actual construction. Prices may not include lot premiums, upgrades and options. Community Association or other fees may be required. Floor plans and elevations are an artist’s conception and are not intended to show specific detailing. Floor plans are the property of Taylor Morrison, Inc. and its affiliates and are protected by U.S. copyright laws. All homes subject to prior sale. This is not an offering in any state where prohibited or otherwise restricted by law. Please see a Taylor Morrison Community Sales Manager for details and visit www.taylormorrison.com for additional disclaimers. © November 2016, Taylor Morrison of Carolinas, Inc. All rights reserved.





0%

For18Months

Door Replacement

for a Free Inspection of your existing door. Our design helps you create a new door using a photo of your house. for 18 months.*

(704) 461-0642

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accrues during the promotional period, but all interest is waived if the purchase amount is paid in full within the 18 Subject to qualifying credit approval.


P LAZA M IDWOOD 6 LU X U RY H O M E S

Attending Christmas in Davidson? Visit these distinctive properties just a short walk from Downtown Davidson. 1.399 M

1.495 M

DAVIDSON

DAVIDSON WOOD

MLS 3197627 | 725 Spring Street Agent: Reed Jackson 704-713-3623 Michelle Campos 704-756-5887

MLS 3224301 | 925 Hudson Place Agent: Julie Lopez 704-451-4001 Lori Jackson 704-996-5686

598 K

$780’s- $900’s Make an Appointment or Join Our VIP List ClassicaHomes.com 704-997-3480

OLD DAVIDSON MLS 3222067 | 514 N Faulkner Way Agent: Laura Pegram 704-728-5122

IvesterJackson.com Info@IvesterJackson.com 704.499.3054


YOUR LOCAL REALTY PARTNER WITH A GLOBAL REACH

PREMIERSOTHEBYSREALTY.COM

Lauren Alexander 704.996.3468

Matthew Alexander 704.560.2527

Giles Barker 704.322.7747

Tanya Brown 704.345.4384

Jill Castle 704.361.7474

Jennifer Conrad 704.737.4689

Al DiRusso 781.258.6182

Sarah Kelley 704.956.6536

Sasha Levons 704.207.1654

Gail McDowell 704.989.6565

George McDowell 704.989.6752

Kimberly McRae 704.274.1466

Brian Michaels 704.737.9900

Frances Miller 704.488.0288

Joseph Sibielski 704.617.7500

Charlene Smith 704.906.6000

Stephanie Todd 704.904.1681

Hanes Walker 704.366.2830

Charlie Williams 704.737.7741

Patsy Wilson 704.615.5065

David Wittman 704.200.3072

CHARLOTTE | 704.248.0243

WE EXTEND OUR DEEPEST APPRECIATION TO YOU, OUR

LAKE NORMAN | 704.727.4170

CUSTOMERS, FOR THE OPPORTUNITIES TO SERVE YOU

UWHARRIE LAKES | 336.461.1044

AND ACHIEVE EXTRAORDINARY RESULTS.

Sotheby’s International Realty® and the Sotheby’s International Realty logo are registered service marks used with permission. Each office is independently owned and operated. Equal Housing Opportunity.



The Charlotte Observer Check rates daily at http://charlotte.interest.com Institution

30 yr APR

30 yr Fixed Rate: 4.000

4.015% ABBA First Mortgage, Inc.

30yr Fixed APR

Points: 0.000 Fees: $295 % Down: 5% Rate: 4.125

4.170% AmeriSouth Mortgage Company

30yr Fixed APR

Points: 0.000 Fees: $895 % Down: 20% Rate: 3.750

3.769% Best Rate Mortgage

30yr Fixed APR

Points: 0.000 Fees: $75 % Down: 5%

Product

Rate

Fees

% Down

APR

20 yr fixed 3.875 0.000 $295 5% 3.895 10 yr fixed 3.250 0.000 $295 5% 3.288 Doing business HIS way for you. Low rates and costs! Call or visit our site to apply online or track your desired rate Conv 30 year fixed - “Home Ready” 3% down payment program FHA 3.5% down Payment-Lower MIP VA 100% financing for purchase & refinance USDA 100% Financing 15 yr fixed 2.875 0.000 $75 5% 2.886 7/1 ARM 3.125 0.000 $75 5% 3.228 LOCAL IN CHARLOTTE FOR 25 YEARS! OPEN SATURDAYS! A+ BBB RATING! FREE FLOATDOWN IF RATES DROP! ZERO CLOSING COST OPTIONS! 15 yr fixed 3/1 ARM 5/1 ARM

Charlotte Metro Federal Credit Union

Points

Phone / Website

NMLS # / License # NMLS# 74184

877-793-0666

LIC# 132884

www.abbafirst.com

NMLS# 67050

877-369-9695

L-104114

www.amerisouth.com

NMLS# 103395

704-529-1233 www.bestratemtg.com

3.250 1.000 $1000 5% 3.485 3.125 1.000 $1000 5% 3.398 3.375 1.000 $1000 5% 3.462

877-865-2298

15 yr fixed 3.000 0.000 $750 20% 3.065 7/1 ARM 3.375 0.000 $750 20% 3.691 Free Prequalification Letters and Rate Quotes 7 days a week

704-412-9131

www.cmcu.org

Rate: 3.750

3.787% Mecklenburg Mortgage

Third Federal Savings and Loan

Third Federal Savings and Loan

30yr Fixed APR

Points: 0.000 Fees: $750 % Down: 20%

3/1 ARM 5/1 ARM 10 yr fixed

2.540 0.000 $295 20% 3.300 2.890 0.000 $295 20% 3.301 2.990 0.000 $295 20% 3.027 No PMI with 15% Down

Total Closing Cost Only $295 Guaranteed Low Rates As Little As 5% Down Rate Locked at Preapproval

LIC# 1190352

www.mecklenburgmortgage.com

NMLS# 449401

877-490-4353 www.thirdfederal.com/purchaseadvantage

NMLS# 449401

877-490-4353 www.thirdfederal.com/purchaseadvantage

Legend: The rate and annual percentage rate (APR) are effective as of 11/30/16. © 2016 Bankrate, LLC . http://www.interest.com. The APR may increase after consummation and may vary. Payments do not include amounts for taxes and insurance. The fees set forth for each advertisement above may be charged to open the plan (A) Mortgage Banker, (B) Mortgage Broker, (C) Bank, (D) S & L, (E) Credit Union, (BA) indicates Licensed Mortgage Banker, NYS Banking Dept., (BR) indicates Registered Mortgage Broker, NYS Banking Dept., (loans arranged through third parties). “Call for Rates” means actual rates were not available at press time. All rates are quoted on a minimum FICO score of 740. Conventional loans are based on loan amounts of $165,000. Jumbo loans are based on loan amounts of $435,000. Points quoted include discount and/or origination. Lock Days: 30-60. Annual percentage rates (APRs) are based on fully indexed rates for adjustable rate mortgages (ARMs). The APR on your specific loan may differ from the sample used. Fees reflect charges relative to the APR. If your down payment is less than 20% of the home’s value, you will be subject to private mortgage insurance, or PMI. FHA Mortgages include both UFMIP and MIP fees based on a loan amount of $165,000 with 5% down payment. VA Mortgages include funding fees based on a loan amount of $165,000 with 5% down payment. Bankrate, LLC . does not guarantee the accuracy of the information appearing above or the availability of rates and fees in this table. All rates, fees and other information are subject to change without notice. Bankrate, LLC . does not own any financial institutions. Some or all of the companies appearing in this table pay a fee to appear in this table. If you are seeking a mortgage in excess of $417,000, recent legislation may enable lenders in certain locations to provide rates that are different from those shown in the table above. Sample Repayment Terms – ex. 360 monthly payments of $5.29 per $1,000 borrowed ex. 180 monthly payments of $7.56 per $1,000 borrowed. We recommend that you contact your lender directly to determine what rates may be available to you. To appear in this table, call 800-509-4636. To report any inaccuracies, call 888-509-4636. • http://charlotte.interest.com


Ch CHARMING

ELEMENTS OF AN E X T R AO R D I N ARY B R A N D

Blowing Rock, North Carolina premiersir.com/id/39204157 828.295.0776 PREMIERSOTHEBYSREALTY.COM

Contact us today for a consultation on how your home can be marketed in the Carolinas and around the world.

Asheville | 828.277.3238

Blowing Rock | 828.295.0776

Lake Norman | 704.727.4170

Banner Elk | 828.898.5022

Charlotte | 704.248.0243

Linville Ridge | 828.898.5151 Uwharrie Lakes | 336.461.1044

Sotheby’s International Realty® and the Sotheby’s International Realty logo are registered service marks used with permission. Each office is independently owned and operated. Equal Housing Opportunity. Property information herein is derived from various sources including, but not limited to, county records and multiple listing services, and may include approximations. All information is deemed accurate.


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