We wish you a joyful holiday season and a happy new year. DISCOVER CALATLANTIC HOMES AND YOU’LL DISCOVER HOME.
Metro Townhomes and Single Family Homes from the mid $180s-$700s in 30+ neighborhoods throughout the Charlotte Metro area.
Indian Land Charlotte Lake Wylie Concord Matthews Denver Mint Hill Fort Mill Mooresville Harrisburg Waxhaw Huntersville Weddington Persons in photos do not reflect racial preference and housing is open to all without regard to race, color, religion, sex, handicap, familial status or national origin. Prices, plans, and terms are effective on the date of publication and subject to change without notice. Depictions of homes or other features are artist conceptions. Hardscape, landscape, and other items shown may be decorator suggestions that are not included in the purchase price and availability may vary. No view is promised. Views may also be altered by subsequent development, construction, and landscaping growth.
Se lli No Ph ng w as N e! ew
Bailey’s Glen
It’s Your Time!
2 Lifestyle Directors that make everyday feel like a vacation that never ends.
3 Clubhouses with 3 pools. Tennis courts • 5 Pickleball courts • Restaurant Woodworking shop • Greenhouse/Garden center Lake activities • Fitness classes Full yard maintenance • Unlimited clubs
Come tour our furnished models and award winning clubhouse!
Congratulations to Our Rising Star... SARA YORKE
Sara is a tremendous asset to our team and we are proud of her accomplishments over the past few years. The sheer volume of transactions she has closed during this time is remarkable. Most importantly, Sara provides exceptional customer service and always has her clients best interest at heart. Sara is a consistent Top Producer and was also our Rookie of the Year in 2013.
6857 Fairview Road • Charlotte, NC 28210
704-552-9292
hmproperties.com
C H A R L O T T E
home design Real Estate in the
North Carolina Mountains HIGH COUNTRY WINTER EDITION
Ad space reservation due on Tuesday, December 27th Charlotte’s Premier Real Estate Publication Viewed by 339,500 Readers Weekly! For more information & advertising options, contact
Buck Brice (704) 358-5454 BBrice@CharlotteObserver.com
704.622.5721 @brokerrealtornc
JENNIFER.JACKSON@ALLENTATE.COM
3422 Sharon Road ~ SouthPark
MLS# 3229474
$2,495,000
w g Nestin Li
2206 Wrenwood Pond Court ~ Eastover
MLS# 3236803
$995,000
28res Ac
3955 Patterson Road ~ China Grove
MLS# 3235242
$465,000
r t derac n U nt Co
MLS# 3228263
$229,000
525 Olmstead Park Place, Unit K ~ Dilworth
Dickens Mitchener is Proud to Congratulate our 2016 Rising Stars in Real Estate Award Winners!
AMANDA BLACKBURN
JESSICA McCORMICK
CACKIE MORROW
KIRA SEMPLE
MARGO WELLS
704.516.9309
704.650.8046
704.572.0372
845.220.8217
704.576.2854
704.342.1000 dickensmitchener.com
Your Best Source for Residential Real Estate.
OPEN HOUSE SAT 2-4
OPEN HOUSE SAT 2-4
6 KINGS MOUNTAIN ST, HISTORIC YORK SC
14 WRIGHT AVE, HISTORIC YORK SC remarkably renovated southern gem with amazing kitchen and baths. Early 1900’s nostalgia meets 21st century convenience. detached garage $329,000
12611 NINEBARK TRAIL Discover The Sanctuary, an exclusive luxury lake community dedicated to protecting your privacy. Elegantly detailed craftsman home on 2.94 AC nature paradise just 20 min. f/ Charlotte. $1,059,000
Watch the video on YouTube!
Watch the video on YouTube!
Watch the video on YouTube!
OPEN HOUSE SAT 2-4
OPEN HOUSE SAT 2-4
“The Charleston of the Upstate” Step back in time to 1890 when craftsmanship was king. original features, antique marble fireplace mantle. $286,000
938 SILVER CHARM LN
in York’s equestrian community, Derby Downs. Quintessential Southern living on 2.5 acres w/front porch, screened back porch, gorgeous interior, no carpet. $294,000
Watch the video on YouTube!
OPEN HOUSE SAT 2-4
308 BETHEL ST CLOVER Historic 1926 Bungalow. Beautifully Crafted 3Br/2Ba Meticulously Maintained W/Det 2 Car Garage. $215,000
OPEN HOUSE SAT 2-4
ROBIN KNOWS DIRT! “It’s time to build your dream home let our builders give you a quote”
13424 SAGE THRASHER LOT LAKE WYLIE WATERFRONT 9.54 ac THE SANCTUARY. $650,000 Watch the video @RobinKingRealtor.com • 3027 Willow Breeze LakeWylie Waterfront canoe lot $55,000 • Beersheba Rd, 10.5 Acres $94,500 • 660 Briarwood in Lake Wylie’s Clarendon Estates & Clover Schools 1 AC lot $50,000 • 208 Highland Forest Dr. in Clover’s Patrick Place .53 AC $47,500 • 1643 Sierra Rd, just outside Historic Downtown York 7 acres $72,000 • lot B Bowater, Rock Hill 1.57 acre waterfront Lot w/dock $275,000 • 10 building lots Rambler Ln in Sweetbriar Subdivision, Blacksburg. 12.72 acres $100,000 • Georgeous waterfront 2.83 acre lot Mountain Lakes in Chester $50,000
BELMONT’S LAKE MIST WATERFRONT COMMUNITY:
ESTATES AT GLENMOOR IN 711 BROOK CREEK CT. HISTORIC YORK. Vanderlakes. Private 1 acre Retreat 4 specs are going up, get in early on cul-de-sac in Clover Schools. to pick your finishes! 3424 Aurore, Stately Southern Charmer, all brick Ranch w/3 car gar $294,000 w/stunning screened porch. wood 3105 Glenmoor, Ranch 2500 sq. ft. floors, granite counters, designer $269,000 3325 Ashlyn way and 3097 Glenmoor are $260,000 touches. $385,000
• 512 Lake Breeze waterfront canoe lot 2.52 acres $100,000 • 105 Lake Mist 1.3 acres $30,000
229 WILEY AVE Walk to York’s Historic downtown from this pretty 3br brick ranch w/sunroom on an acre $140,000
We Support
5604 CHARTER OAKS LN, YORK with Clover Schools! You’ll feel like you are living in a mountain chateau with this updated 4BR w/basement beauty on 1acre. $285,000
Congratulations TO OUR REAL ESTATE RISING STARS! You are true examples of perseverance and accomplishment. We’re proud to have you on our team. We look forward to your bright careers ahead!
WWW.HELENADAMSREALTY.COM
Christine Hotham
Mary Pell Lea
Mary Helen Tomlinson
Ballantyne Office
Randolph Rd Office
Randolph Rd Office
Congratulations
Garrett Kachellek for being named one of the 2016
GARRETT KACHELLEK BROKER/REALTOR • (704) 516-0649 • GARRETT.KACHELLEK@ALLENTATE.COM ®
C H A R L O T T E
home design - dedicated to changing the way you look at your home -
The Charlotte Observer & home|design would like to say
to the sponsors of our 2016
by Kim Greer
Seasons Greetings
AND BEST WISHES FOR A HAPPY NEW YEAR THANKS FOR ALL YOUR LOCAL SUPPORT IN 2016
WATERFRONT CONDO
Lake Norman Waterfront 3 Bedroom Ground Floor End Unit Boat slips available in neighborhood
PREPARE TO BE STUNNED WITH ALL THE UPDATING See Virtual tour: http://tour.circlepix.com/home2/ SSPHQA/18700-Nautical-Dr-Unit-104-Cornelius-NC-3236022 MLS # 3236022
Terrie Hayes Harbor Realty (704) 953-8844
WF COMMUNITY
WF community 2br/2ba Penthouse Updated kitchen appliances. Boatslips available
18817 Nautical 303 Cornelius, NC • $124,900 MLS # 3237851
Terrie Hayes Harbor Realty (704) 953-8844
cindy.barnes@allentate.com 704-367-7203
Guilty as charged! Yup, she aided and abetted her clients to the tune of $18,000,000 in sales in 2016. Hand it over to Cindy for the best advice in town!
The Charlotte Observer Check rates daily at http://charlotte.interest.com Institution
30 yr APR
30 yr Fixed
Product
Rate
15 yr fixed 3/1 ARM 5/1 ARM
Charlotte Metro Federal Credit Union
Points
Fees
% Down
APR
Phone / Website
3.375 1.000 $1000 5% 3.611 3.125 1.000 $1000 5% 3.476 3.500 1.000 $1000 5% 3.572
877-865-2298
15 yr fixed 3.250 0.000 $750 20% 3.316 7/1 ARM 3.500 0.000 $175 20% 3.771 Free Prequalification Letters and Rate Quotes 7 days a week
704-412-9131
NMLS # / License #
www.cmcu.org
Rate: 4.000
4.009% Mecklenburg Mortgage
30yr Fixed APR
Points: 0.000 Fees: $175 % Down: 20%
3/1 ARM 5/1 ARM 10 yr fixed
Third Federal Savings and Loan
Total Closing Cost Only $295 Guaranteed Low Rates As Little As 5% Down Rate Locked at Preapproval
Third Federal Savings and Loan Rate: 4.000
4.005% ABBA First Mortgage, Inc.
30yr Fixed APR
Points: 0.000 Fees: $95 % Down: 5% Rate: 4.500
4.546% AmeriSouth Mortgage Company
30yr Fixed APR
Points: 0.000 Fees: $895 % Down: 20% Rate: 3.875
3.886% Best Rate Mortgage
2.540 0.000 $295 20% 3.300 3.040 0.000 $295 20% 3.353 3.140 0.000 $295 20% 3.178 No PMI with 15% Down
30yr Fixed APR
Points: 0.000 Fees: $75 % Down: 5%
20 yr fixed 3.750 0.000 $95 5% 3.757 10 yr fixed 3.125 0.000 $95 5% 3.137 Doing business HIS way for you. Low rates and costs! Call or visit our site to apply online or track your desired rate Conv 30 year fixed - “Home Ready” 3% down payment program FHA 3.5% down Payment-Lower MIP VA 100% financing for purchase & refinance USDA 100% Financing 15 yr fixed 3.000 0.000 $75 5% 3.023 7/1 ARM 3.125 0.000 $75 5% 3.282 LOCAL IN CHARLOTTE FOR 25 YEARS! OPEN SATURDAYS! A+ BBB RATING! FREE FLOATDOWN IF RATES DROP! ZERO CLOSING COST OPTIONS!
LIC# 1190352
www.mecklenburgmortgage.com
NMLS# 449401
877-490-4353 www.thirdfederal.com/purchaseadvantage
NMLS# 449401
877-490-4353 www.thirdfederal.com/purchaseadvantage
NMLS# 74184
877-793-0666
LIC# 132884
www.abbafirst.com
NMLS# 67050
877-369-9695
L-104114
www.amerisouth.com
NMLS# 103395
704-529-1233 www.bestratemtg.com
Legend: The rate and annual percentage rate (APR) are effective as of 12/21/16. © 2016 Bankrate, LLC . http://www.interest.com. The APR may increase after consummation and may vary. Payments do not include amounts for taxes and insurance. The fees set forth for each advertisement above may be charged to open the plan (A) Mortgage Banker, (B) Mortgage Broker, (C) Bank, (D) S & L, (E) Credit Union, (BA) indicates Licensed Mortgage Banker, NYS Banking Dept., (BR) indicates Registered Mortgage Broker, NYS Banking Dept., (loans arranged through third parties). “Call for Rates” means actual rates were not available at press time. All rates are quoted on a minimum FICO score of 740. Conventional loans are based on loan amounts of $165,000. Jumbo loans are based on loan amounts of $435,000. Points quoted include discount and/or origination. Lock Days: 30-60. Annual percentage rates (APRs) are based on fully indexed rates for adjustable rate mortgages (ARMs). The APR on your specific loan may differ from the sample used. Fees reflect charges relative to the APR. If your down payment is less than 20% of the home’s value, you will be subject to private mortgage insurance, or PMI. FHA Mortgages include both UFMIP and MIP fees based on a loan amount of $165,000 with 5% down payment. VA Mortgages include funding fees based on a loan amount of $165,000 with 5% down payment. Bankrate, LLC . does not guarantee the accuracy of the information appearing above or the availability of rates and fees in this table. All rates, fees and other information are subject to change without notice. Bankrate, LLC . does not own any financial institutions. Some or all of the companies appearing in this table pay a fee to appear in this table. If you are seeking a mortgage in excess of $417,000, recent legislation may enable lenders in certain locations to provide rates that are different from those shown in the table above. Sample Repayment Terms – ex. 360 monthly payments of $5.29 per $1,000 borrowed ex. 180 monthly payments of $7.56 per $1,000 borrowed. We recommend that you contact your lender directly to determine what rates may be available to you. To appear in this table, call 800-509-4636. To report any inaccuracies, call 888-509-4636. • http://charlotte.interest.com
Se SERENE
ELEMENTS OF AN E X T R AO R D I N ARY B R A N D
Waxhaw, North Carolina premiersir.com/id/3219117 704.248.0243 PREMIERSOTHEBYSREALTY.COM
Contact us today for a consultation on how your home can be marketed in the Carolinas and around the world.
Asheville | 828.277.3238
Blowing Rock | 828.295.0776
Lake Norman | 704.727.4170
Banner Elk | 828.898.5022
Charlotte | 704.248.0243
Linville Ridge | 828.898.5151 Uwharrie Lakes | 336.461.1044
Sotheby’s International Realty® and the Sotheby’s International Realty logo are registered service marks used with permission. Each office is independently owned and operated. Equal Housing Opportunity. Property information herein is derived from various sources including, but not limited to, county records and multiple listing services, and may include approximations. All information is deemed accurate.