R I V E R WA L KC A R O L I N A S . C O M
2016 COMMUNITY OF THE YEAR
A mixed-use, riverfront community offering a distinctive, outdoor lifestyle FEATURING NEW HOMES FROM THE HIGH 200’S
CHESMAR.COM (803) 329-7312
SAUSSYBURBANK.COM (704) 361-6825
EVANSCOGHILL.COM (803) 366-4588
Palisades wishes you and your family a safe and happy holiday weekend.
FROM THE MID 200’s to 500’s
FROM THE HIGH 200’s to 400’s
FROM THE MID 300’s to 500’s
FROM THE LOW 300’s to 400’s
Visit the Welcome Home Center or call 704-405-2734. Voted Developer of the Year at the MAME Awards.
PalisadesNC.com Love Where You Live. Persons in photos do not reflect racial preference and housing is open to all without regard to race, color, religion, sex, handicap, familial status or national origin. Prices, plans, and terms are effective on the date of publication and subject to change without notice. Depictions of homes or other features are artist conceptions. Hardscape, landscape, and other items shown may be decorator suggestions that are not included in the purchase price and availability may vary. No view is promised. V iews may also be altered by subsequent development, construction, and landscaping growth.
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Multi-Million Dollar Amenity Center Groundbreaking This weekend save $10,000 off the acreage homesite of your choice at Riverchase Estates, a gated 2,000 acre community located along the shores of the Catawaba River.
This spacious two-story, 5 bedroom, 4 bath home features a breathtaking family room with a fireplace and a large retractable wall of windows that opens up to bring the outdoors in. The chef-ready kitchen is complete with stainless steel appliances, gorgeous granite countertops and a spacious kitchen island. Come home to the Sterling by Terrata Homes. Receive $10,000 off this home. Offer ends 7/3/16. For information, call 844-691-7700 ext. 356
This exclusive community provides a scenic retreat for residents to indulge in an enriched lifestyle. With over 500 acres of woods, trails and parks, Riverchase Estates is designed to offer a range of activities and amenities to fit every lifestyle. Recently, Riverchase Estates broke ground on a stunning multi-million dollar amenity center, which is scheduled to be completed Summer of 2017. Residents will have access to Eagle Commons, a 6-acre lakeside park,
Stunning new two-story
Gorgeous details
which includes basketball and tennis courts, a mesmerizing children’s playground, a resort style pool, an incredible Clubhouse and an open air amphitheater. Additionally, residents delight in the stunning
views while enjoying the walking and biking trails through the miles of scenic landscape leading to Riverside Landing. This pristine riverside park provides exclusive river access for canoeing and kayaking along the Catawba River.
Estate sized lots at Riverchase Estates start at just $69,900, making this the perfect opportunity to own an acreage homesite at a tremendous value. For more information, call 844-566-4300 ext. 356
This gorgeous, 4 bedroom, 4.5 bath home features a family room with a luxury built-in wall unit, and a master retreat with a stunning master bath. This home also includes a study, an elegant dining room, an upstairs game room and a covered back porch featuring a fireplace and kitchen area. Come home to the Christman by Terrata Homes. Receive $10,000 off this home. Offer ends 7/3/16. For information, call 844-691-7700 ext. 356
Beth Knox Sullivan 704-533-3475 bethknox.sullivan@allentate.com
1150 Concord Road, Davidson MLS# 3164428
$2,499,000
Rusty Knox • 704-641-7301
rusty.knox@allentate.com
Mary Lib and Jim Richards Richards Group Keller Williams Realty Email: MaryLib@RichardsGroup.net Phone: 704-609-4674
Historic Davidson | MLS# 3144103 | $749,000
Charleston Style Home - Davidson | MLS# 3167453 | $550,000
Cabin Creek - Davidson | MLS# 3181733 | $749,000
A Focus on Creative Real Estate Solutions
Davidson Estate | MLS#3085764 | $1,000,000
The Woodlands at Davidson | .63 Acres | MLS#3185873
Custom Built-Huntersville | MLS#3089988 | $699,900
www.JulieJonesTeam.com
704.981.2623
Celebrating over 25 years of building custom homes on Lake Norman
BUILD ON YOUR OWN LOT OR OURS Wanting to build a custom home on your own “Field of Dreams?” Great! You are one step closer to building your dream home. Call E.S. Johnson and have Eric Johnson come out to your lot and he can give you a creative and financial evaluation of your project. Get his over twenty years of experience to help you find the perfect floor plan that takes advantage of your lot and to help you avoid any pitfalls that it may provide.
DESIGN BUILD SERVICES E.S. Johnson Builders is also an award winning home designer. We believe there is a balance between the artistic and creative design while maintaining the value you desire.
704-987-7950 • ESJohnson.com 455 South Main Street, Suite 320, Davidson, NC 38036
Personalize your New Peachtree Residential Home today in one of our top notch Charlotte neighborhoods!
SPECTACULAR CHARLOTTE COMMUNITIES CHESAPEAKE POINTE Mooresville | Priced from the $500s Single family homes near Lake Norman! | 704-437-4152
ANNISTON Davidson I Priced from the $800s Single family homes near historic Davidson! | 704-437-4152
RIVER RUN Davidson | Priced from the high $600s | 704-892-9898
KRISTEN LAKE South Charlotte | 9 homes on private cul-de-sac in lake environment from the $700s-$900s At Lakeside/Providence Road | 704-201-5401
MCLEAN Lake Wylie-Belmont | From the $500s-$800s | 704-201-5401
LIKE US ON FACEBOOK OR VISIT OUR BLOG www.peachtreeresidential.com | 770-622-2522 | info@peachtreeres.com
FEATURED PROPERTIES OF
Davidson For Sale in davidson!
645 ConCord road $479,800.00 MLS# 3156159 5 BedrooMS, 3 BathS
This unique, natural lightfilled home has five bedrooms and is near all you love about Davidson! Steve Hankins Coldwell Banker Residential Brokerage (704) 578-5112 shankins@cbcarolinas.com
WATERFRONT LUXURY REDUCED TO $679,000
LOCATION! BIG WATER VIEW! PRIVATE ONLY 19 UNITS. EXIT 31! NOTHING COMPARES ON LKN.
106 South Cove Key - exit 31 $679,000 MLS #3174143
3 Bedrooms, 2 Baths, 2,000 sq ft
Terrie Hayes Harbor Realty (704) 953-8844
Move Before School Starts! Quick movein homes available. More move-in ready homes online at sheahomes.com/charlotte!
Union County Atherton in Weddington 5 BD, 4.5 BA, 5,606 sq ft $873,076 3 Car Garage; 4-side brick 1 acre homesite; near schools. First floor Owner’s Suite & guest suite. Rec Room, Bonus Room. MLS# 3157856 - Ready in July
Barrington in Waxhaw 4 BD, 3 BA, 3,375 sq ft $441,001 4-side brick, pool & playground 1st floor guest room, Bonus. 2nd floor Owner’s Suite w/ Sitting Room. KT w/ island, SS. MLS# 3163048 - Ready in Aug.
Mecklenburg County Palisades - Great amenities 5 BD, 4 BA, 4,294 sq ft $479,425 3 Car Garage; 4-side brick Rec Room, upgraded Kitchen w/ island & SS split appliances, 1st floor guest room, Sunroom. MLS# 3159975 - Ready in July
Sonoma near Ballantyne 3 BD, 3.5 BA, 2,174 sq ft $347,985 Courtyard home, dual Owner’s Suites, each w/ large WIC, bath w/ tiled shower, double sinks. Loft. Maintenance-free yard! MLS# 3138439 - Ready Now!
York County Habersham in Fort Mill 4 BD, 3.5 BA, 4,687 sq ft $607,756 3 Car Garage; 1st floor Owner’s Suite w/ His/Hers closets. Huge Great room for entertaining. Teen & large Bonus Room. MLS# 3155921 - Ready Now! Visit www.sheahomes.com/charlotte for photos, details & current prices. Prices subject to change without notice. Sales in NC by: Shea Group Services, LLC DBA Shea Realty (C21630). Construction by Shea Builders, LLC, 68875. Sales in SC by: Shea Group Services, LLC DBA Shea Realty (10424). Construction by Shea Builders, LLC, G116074
Over $17,000,000 in sales in 2015.
704-367-7203
2015 Carmel Road - $1,295,000
8812 Lake Challis Lane – $1,000,000
Rare opportunity for an updated South Park estate, in the heart of everything, yet private. MLS#3078561
Elegant & inviting Challis Farm home w/loads of updates. Gated community w/lake & terrific proximity to I-485, great shopping, country clubs. MLS#3177767
under contract
Glendale - $850,000
5510 Camilla Drive - $700,000
Myers Park beauty with great Selwyn location. Complete renovation with 2 car garage. MLS# 3191589
Close-in beauty with updated kitchen, new roof / gutters, and fresh paint inside and out. Won’t last! MLS #3177091
812 Sardis Lane - $525,000 6017 S. Regal Lane - $450,000 1818 Euclid Lane - $500,000 Rare, new construction in South Charlotte! Sophisticated, open SouthPark Dilworth! Rare opportunity for single Craftsman style homes with high-end townhome w/spacious kitchen & family reno or possible duplex finishes. One home ready for move-in, or beautiful courtyard. Walk to everything. conversion. Loads of period character. build with us on one of three remaining MLS #3183176 MLS# 3185681 lots. MLS#3128811
Ready to sell? Success and Cindy go hand in hand!
HAND IT OVER. 704-367-7203
cindy.barnes@allentate.com
- Ive s ter Jac ks on | Ch ri s tie’s : Fe atured Pr opertie s 1.799 M
1.175 M
HIGHGATE AERO PLANTATION
MLS 3146988 3014 Kings Manor Drive Lisa McCrossan 704-620-0328 Matthew Paul Brown 704-650-1928
MLS 3181059 825 Eagle Road Lisa McCrossan 704-620-0328 Amazing spot with 6 acres & private pond. Nature retreat minutes from Uptown.
Open floor plan on large lot with spectacular outdoor living.
2.388 M
2.15 M
825 K
2.975 M
PRICE BELOW APPRAISED VALUE
MYERS PARK MLS 3081114 | 215 Ridgewood Avenue Agent: Dee Reid 704-281-3913
LAKE WYLIE
HIGHGATE
MLS 3117758 | 4269 River Oaks Road Agents: Lori Ivester Jackson 704-996-5686 Matthew Paul Brown 704-650-1928
MLS 3176368 | 2004 Kings Manor Drive Agent: Lisa McCrossan 704-620-0328
750 K
499 K
UPDATED MASTER ON MAIN
239 K
THE SANCTUARY MLS 3114168 | 9128 Island Point Road Agents: Eric Zientek 704-840-4785 Reed Jackson 704-713-3623
325 K
UPDATED, 3 CAR GARAGE 1+ ACRE
UNDER CONTRACT
SOUTHPARK
SOUTHPARK
HIGHGATE LOT
INDIGO ROW IN BALLANTYNE
MLS 3180345 | 231 Bentley Oaks Lane Agent: Dee Reid 704-281-3913
MLS 3189397 | 830 Jefferson Drive Agent: Dee Reid 704-281-3913
MLS 3132861 | 000 Ashford Glen Dr #10 Agent: Lisa McCrossan 704-620-0328
MLS 3182155 | 8340 Indigo Row Street #24 Agent: Lisa McCrossan 704-620-0328
IvesterJackson.com Info@IvesterJackson.com 704.499.3054
Offices Charlotte Lake Norman Blue Ridge
Charlotte’s
2.849 M
MOST DISTINCTIVE HOMES IvesterJackson.com | Info@IvesterJackson.com | 704.499.3054
MYERS PARK MLS 3137102 | 1454 Queens Road West Agent: Reed Jackson 704-713-3623 Matthew Paul Brown 704-650-1928
1.599 M
3.449 M
1.89 M
1.9995 M
GATED COMMUNITY
HIGHGATE
SOUTHPARK AREA
SOUTHPARK AREA
CHATELAINE
MLS 3147920 | 2020 Kings Manor Drive Agent: Lisa McCrossan 704-620-0328
MLS 3174308 | 5520 Sharon View Road Agent: Reed Jackson 704-713-3623
MLS 3158657 | 9404 Heydon Hall Circle Agent: Dee Reid 704-281-3913
MLS 3167005 | 419 Gladelynn Way Agents: Lisa McCrossan 704-620-0328 Cindy Castano Swannack 704-904-6619
675 K
1.797 M
2.8999 M
PRICE REDUCED 2BR + DEN
UNDER CONTRACT
ROSEWOOD AT PROVIDENCE
HIGHGATE
MLS 3165427 | 2823 Providence Rd #338 Agent: Dee Reid 704-281-3913
MLS 3141809 | 4058 Blossom Hill Drive Agents: Lisa McCrossan 704-620-0328 Reed Jackson 704-713-3623
WHY I V EST E R JAC KS O N CHRISTIE’S?
474.9 K
2 MASTER SUITES
MOUNTAIN TOP COMPOUND MLS 3119913 | 9259 Statesville Road Agent: Reed Jackson 704-713-3623 Eric Zientek 704-840-4785
BALLANTYNE MLS 3180643 | 7917 Lansford Road Agent: Dee Reid 704-281-3913
• Put our entire team of agents to work for you • Over 1300 affiliate offices worldwide • Engage the world’s most affluent audience • Local expertise, tailored service, Christie’s credibility
Exquisite Gated Custom Home in Carmel Park 4407 Oglukian Road | MLS# 3161263 $1,650,000
Brian Belcher 704.287.3868
RE/MAX Metro Realty Top 100 RE/MAX Team in US
Liz Young 704.578.9513
14,000 Sq. Ft. Estate Home Enjoy the privacy of 5.25 acres only 20 minutes from uptown 2540546-01
$2,495,000
704-968-7105
Bailey’s Glen keeps getting
BIGGER & BETTER!
21 WOODED HOMESITES JUST RELEASED! 2 Lifestyle Directors that make everyday feel like a vacation that never ends.
3 Clubhouses with 3 Pools
Tennis courts • 5 Pickleball courts • Restaurant • Woodworking shop • Greenhouse/Garden center • Lake activities 17 Ranch style floor plans that you can customize just the way you want.
Come tour our furnished models and award winning clubhouse!
BaileysGlen.com | 704.896.7016 11909 Meetinghouse Drive, Cornelius, NC 28031 Directions from Charlotte: I-77 North to Exit 25. Right on Highway 73. Left on Old Statesville Road. Right onto Bailey Road. Bailey’s Glen is .7 miles on the right.
Homes Inspired by You
Who isTaylor Morrison? With more than 100 years of experience building a lifetime of memories for our homebuyers, rest assured we’ll build the right home for you. We work to earn your trust by providing the resources, support and deep industry expertise to help you make educated decisions about your most important purchase. Visit today to explore our ideal locations, beautifully furnished models, livable plan designs and attention to detail. You’ll see that at Taylor Morrison, inspired by you is more than just a catchphrase ... it’s our passion.
North Carolina
South Carolina 16
1 BLUME From the $400s 8451 Blume Parkway Harrisburg • 704.455.0056
2 HUNTON FOREST From the mid $200s | $300s Coming Soon! Concord (Poplar Tent Rd) 704.479.6655
3 HEARTHWOOD From the $270s Final Opportunity! 1009 Hearth Lane SW Concord • 704.788.1113
4 PINNACLE AT WELLINGTON CHASE From the $240s 2080 Wellington Chase Drive Concord • 704.793.4827
5 WELLINGTON CHASE From the $290s 2080 Wellington Chase Drive Concord • 704.793.4827
6 TRILLIUM From the $290s 106 Heron Cove Loop Mooresville • 704.660.0897
7 COBBLESTONE MANOR From the $300s 9105 Hightower Oak St (GPS 14550 Ranson Rd) Huntersville • 704.228.0978
8 CHAPEL COVE From the $250s | $300s | $400s 11220 Island Pointe Road Charlotte • 704.228.0996
9 LAKE FOREST PRESERVE From the $500s Final Opportunity! 1010 Lake Forest Drive Weddington • 704.845.1536
10 THE FALLS AT WEDDINGTON From the $500s Coming Soon! Weddington (Antioch Church Rd) 704.479.6655
85
150 6
11 THE RETREAT AT RAYFIELD
ROWAN
150
From the $400s
77
135 Halifax Drive Indian Land • 803.262.4372
5 4
73
12 WATERFORD GLEN
CABARRUS
7
16
2
21
From the $330s Final Opportunity!
49
29
3
GASTON
426 Inverness Place Rock Hill • 704.479.6655
85
1 485
13 WATERSIDE AT THE CATAWBA
27
From the $400s
485
449 Brier Knob Drive Fort Mill • 803.262.4380
74
8 MECKLENBURG
51 601
10
taylormorrison.com 704.479.6655
521 13
5
11 YORK
84 16 75 UNION
A 72
12
9
601
77
Offer void where prohibited or otherwise restricted by law. All information (including, but not limited to prices, availability, incentives, floor plans, site plans, features, standards and options, assessments and fees, planned amenities, programs, conceptual artists’ renderings and community development plans) is not guaranteed and remains subject to change or delay without notice. Maps and plans are not to scale and all dimensions are approximate. Please see aTaylor Morrison Sales Associate for details and visit www.taylormorrison. com for additional disclaimers. © July 2016,Taylor Morrison of Carolinas, Inc. All rights reserved.
Custom Homes on Your Homesite SheaCustom.com | 704.602.3333 Custom Home For Sale: 8910 Clavemorr Glenn Ct Charlotte 28226 4 BD, 3.5 BA, 4,747 sq ft MLS# 3188181 3 Car Garage; 4-side brick Huge Bonus; Rec Room with vaulted ceiling. 2 laundry areas. First floor Owner’s Suite with large closet w/ space for stackable laundry; bath has quartz $799,800 - Minutes to Stonecrest counters, tub, tiled shower. Custom designed Kitchen with GE Monogram commercial grade appliances including 48� dual-fuel range with 6 burner cooktop & 2 ovens, microwave drawer, wine fridge. Leathered granite counters, farmhouse sink. Rear covered patio has flagstone & brick steps. Great location in Whitegate off Hwy 51, close to the Arboretum, Stonecrest & South Park.
Discover more about this home at SheaCustom.com
704.690.1303 1111 Central Ave. #320 Charlotte, NC 28204 www.grandfatherhomes.com
THE FOUNTAINS AN ENCLAVE OF SIX DUET HOMES IN DESIRABLE DILWORTH FROM THE MID $700S. The newest concept in urban living blended with timeless tradition in the heart of Dilworth.These luxury English farmhouse duets are brick residences with fountain feature, private driveways and attached two car garages.The exclusive design features tons of natural light,Thermador appliances and two fireplaces. Incredible outdoor living options available for seamless indoor/outdoor entertaining.
CALL TODAY TO SCHEDULE A CONSULTATION. OR VISIT www.grandfatherhomes.com/the-fountains to learn more!
EASTOVER * MYERS PARK * PHARR ACRES * COTSWOLD * DILWORTH * ELIZABETH * CHANTILLY * MIDWOOD
Discover one of north carolina’s
Best Kept secrets! Holden Beach boasts 8 miles of family beaches beaches, fishing, boating, dunes, protected marshes, sea turtle sanctuaries & nature at it’s very best! No highrises, bright lights, or traffic jams here. We’re perfectly located just 45 minutes from Wilmington, NC and Myrtle Beach, SC. We’re far enough away from the crowds but close enough to airports, amusements, entertainment and plenty of vacation fun!
Coastal Development & Realty With over 25 years experience, our full service progressive real estate team is ready to assist with a smile! If you are looking for coastal or mainland homes, investment properties, land, or want to build a custom home, call the Coastal Team today! Our Affiliate offices can help you design and build your custom home, or find and book a perfect family beach vacation rental home!
Call us today and discover one of NC’s best kept secrets! 131 Ocean Blvd W | Holden Beach, NC (910) 842-4939 • (800) 262-7820 www.holdenbeach.com | info@coastaldevelopment.net
SALE ENDS JULY 31
OFF
60% FLOORING SALE 877-50-FLOOR
WWW.50FLOOR.COM
50FLOOR.COM
877-50-FLOOR
SALE ENDS JULY 31ST $100 DOLLARS
GET AN ADDITIONAL
OFF WHEN YOU USE PROMO CODE: CHARLOTTE OBSERVER OUR 60% OFF FLOORING SALES APPLIES TO ALL CARPET, HARDWOOD, LAMINATE, TILE, AND VINYL. Some restrictions may apply, please check website for details.
CLASSICA LUXURY
FROM $500’ S –$800’ S
Model Homes & Ready Homes
LUXURY
AWAITS Gold MAME Winner, Tour at Cureton
BE INSPIRED True Luxury is Love at First Sight Robbins Park, Lake Norman, Cornelius Cheval, Large Homesites, Mint Hill Cureton, Walk-out Sunlit Basements, Waxhaw Cotswold Retreat, 4 mi to Southpark, 5 to Uptown Providence Retreat, New! Between Hwy 51 & 485 Torance, Pre-Selling, Huntersville, I-77 Exit 23 Our Designs on Your Lot, Classica Take-Out
ClassicaHomes.com
Tour Today 6 Model Homes
The Charlotte Observer Check rates daily at http://charlotte.interest.com Institution
30 yr APR
30 yr Fixed
Rate: 3.375
3.379% Best Rate Mortgage
30yr Fixed APR
Points: 0.000 Fees: $75 % Down: 5%
Product
Rate
Fees
% Down
APR
15 yr fixed 2.625 0.000 $75 5% 2.631 7/1 ARM 2.875 0.000 $75 5% 2.995 LOCAL IN CHARLOTTE FOR 25 YEARS! OPEN SATURDAYS! A+ BBB RATING! FREE FLOATDOWN IF RATES DROP! ZERO CLOSING COST OPTIONS! 15 yr fixed 3/1 ARM 5/1 ARM
Charlotte Metro Federal Credit Union
Points
Phone / Website
NMLS # / License #
NMLS# 103395
704-529-1233 www.bestratemtg.com
3.000 1.000 $1000 5% 3.233 2.875 1.000 $1000 5% 3.241 3.000 1.000 $1000 5% 3.245
877-865-2298
15 yr fixed 2.625 0.000 $175 20% 2.640 7/1 ARM 2.750 0.000 $750 20% 3.243 Free Prequalification Letters and Rate Quotes 7 days a week
704-412-9131
www.cmcu.org
Rate: 3.375
3.383% Mecklenburg Mortgage
30yr Fixed APR
Points: 0.000 Fees: $175 % Down: 20% Rate: 3.500
3.506% Sebonic Financial
30yr Fixed APR
Points: 0.000 Fees: $120 % Down: 20%
3/1 ARM 5/1 ARM 10 yr fixed
Third Federal Savings and Loan
Rate: 3.375
3.404% 30yr Fixed APR
Points: 0.000 Fees: $595 % Down: 5% Rate: 3.500
3.544% AmeriSouth Mortgage Company
3.375 2.750 2.750 3.000
0.000 0.000 0.000 0.000
$200 $100 $250 $250
20% 20% 20% 20%
3.389 2.759 2.782 3.051
2.490 0.000 $295 20% 3.289 2.800 0.000 $295 20% 3.270 2.850 0.000 $295 20% 2.887 No PMI with 15% Down
Total Closing Cost Only $295 Guaranteed Low Rates As Little As 5% Down Rate Locked at Preapproval
Third Federal Savings and Loan
ABBA First Mortgage, Inc.
20 yr fixed 15 yr fixed 10 yr fixed 5/1 ARM
30yr Fixed APR
Points: 0.000 Fees: $895 % Down: 20%
20 yr fixed 3.250 0.000 $595 5% 3.290 10 yr fixed 2.750 0.000 $95 5% 2.762 Doing business HIS way for you. Low rates and costs! Call or visit our site to apply online or track your desired rate Conv 30 year fixed - “Home Ready” 3% down payment program FHA 3.5% down Payment-Lower MIP VA 100% financing for purchase & refinance USDA 100% Financing
LIC# 1190352
www.mecklenburgmortgage.com
NMLS# 66247
877-331-0875
L-103184
http://bankrate.sebonic.com
NMLS# 449401
877-490-4353 www.thirdfederal.com/purchaseadvantage
NMLS# 449401
877-490-4353 www.thirdfederal.com/purchaseadvantage
NMLS# 74184
877-793-0666
LIC# 132884
www.abbafirst.com
NMLS# 67050
877-369-9695
L-104114
www.amerisouth.com
Legend: The rate and annual percentage rate (APR) are effective as of 6/29/16. © 2016 Bankrate, Inc. http://www.interest.com. The APR may increase after consummation and may vary. Payments do not include amounts for taxes and insurance. The fees set forth for each advertisement above may be charged to open the plan (A) Mortgage Banker, (B) Mortgage Broker, (C) Bank, (D) S & L, (E) Credit Union, (BA) indicates Licensed Mortgage Banker, NYS Banking Dept., (BR) indicates Registered Mortgage Broker, NYS Banking Dept., (loans arranged through third parties). “Call for Rates” means actual rates were not available at press time. All rates are quoted on a minimum FICO score of 740. Conventional loans are based on loan amounts of $165,000. Jumbo loans are based on loan amounts of $435,000. Points quoted include discount and/or origination. Lock Days: 30-60. Annual percentage rates (APRs) are based on fully indexed rates for adjustable rate mortgages (ARMs). The APR on your specific loan may differ from the sample used. Fees reflect charges relative to the APR. If your down payment is less than 20% of the home’s value, you will be subject to private mortgage insurance, or PMI. FHA Mortgages include both UFMIP and MIP fees based on a loan amount of $165,000 with 5% down payment. VA Mortgages include funding fees based on a loan amount of $165,000 with 5% down payment. Bankrate, Inc. does not guarantee the accuracy of the information appearing above or the availability of rates and fees in this table. All rates, fees and other information are subject to change without notice. Bankrate, Inc. does not own any financial institutions. Some or all of the companies appearing in this table pay a fee to appear in this table. If you are seeking a mortgage in excess of $417,000, recent legislation may enable lenders in certain locations to provide rates that are different from those shown in the table above. Sample Repayment Terms – ex. 360 monthly payments of $5.29 per $1,000 borrowed ex. 180 monthly payments of $7.56 per $1,000 borrowed. We recommend that you contact your lender directly to determine what rates may be available to you. To appear in this table, call 800-509-4636. To report any inaccuracies, call 888-509-4636. • http://charlotte.interest.com
En ENCHANTING ELEMENTS OF AN E X T R AO R D I N ARY B R A N D
Boone, North Carolina premiersir.com/id/39201620 828.295.0776 PREMIERSOTHEBYSREALTY.COM Charlotte | 704.248.0243
Contact us today for a consultation on how your home can be marketed in the Carolinas and around the world.
Asheville | 828.277.3238
Blowing Rock | 828.414.9400
Lake Norman | 704.727.4170
Banner Elk | 828.898.5022
Blowing Rock on Main | 828.295.0776
Linville Ridge | 828.898.5151
Sotheby’s International Realty® and the Sotheby’s International Realty logo are registered service marks used with permission. Each office is independently owned and operated. Equal Housing Opportunity. Property information herein is derived from various sources including, but not limited to, county records and multiple listing services, and may include approximations. All information is deemed accurate.