home | design, July 16, 2016

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Experience Luxury Living at Riverchase Estates Exquisite New Homes From the Low $500’s • 30 Minutes South of Charlotte Come see the latest styles and innovations in new-home design and tour our extraordinary collection of stunning new homes. At Terrata Homes, we believe upgrades are essential so we include them as a standard in every home we build. Here you will find luxurious interior features creating beautiful, timeless spaces that you will love for years to come.

All Homes Include: Gourmet Kitchens Stainless Steel Appliances Exquisite Trim Package Spacious Master Retreats

In celebration of our Groundbreaking Event, join us this weekend to discover the perfect home for you. Now through July 31st, bring this ad in to redeem $10,000 off the completed home of your choice!

(844) 566-4300 ext. 803 terratahomes.com

Outdoor Kitchens & Fireplaces Expansive, Covered Patios


Discover

Knotts Builders is pleased to offer homes in three villages of beautiful Palisades. With step by step personal attention, their exemplary customer satisfaction is established through real customer service, treating you the way you would like to be treated. • From the 300’s • Professionally designed exterior elevations • Designer gourmet kitchen with granite counter tops

• Luxurious master baths with double sinks & separate tiled showers • Landscaped sodded front and rear yards • Crawl space foundations with backyard decks

To tour one of our featured homes or learn more about Knotts Builders, contact Mike Jones at mikej@knottsbuilders.net or 704-996-0705.

KnottsBuilders.net/Palisades

PalisadesNC.com Love Where You Live.

Persons in photos do not reflect racial preference and housing is open to all without regard to race, color, religion, sex, handicap, familial status or national origin. Prices, plans, and terms are effective on the date of publication and subject to change without notice. Depictions of homes or other features are artist conceptions. Hardscape, landscape, and other items shown may be decorator suggestions that are not included in the purchase price and availability may vary. No view is promised. V iews may also be altered by subsequent development, construction, and landscaping growth.


14,000 Sq. Ft. Estate Home Enjoy the privacy of 5.25 acres only 20 minutes from uptown

$2,495,000

704-968-7105


Model Home Clubhouse Now Under Construction!

THIS WEEKEND

July 16 & 17

Be among the first to tour our two new professionally decorated model homes!

For more information and directions, visit RegencyAtPalisades.com Open Mon-Fri 11 am to 6 pm; Sat 10 am to 6 pm; Sun 12 pm to 6 pm. Brokers welcome. Homes available nationwide. Prices subject to change without notice. Photos are images only and should not be relied upon to confirm applicable features. This is not an offering where prohibited by law.



SIMPLY BREATHTAKING



CLOSE TO PERFECT. CLOSE TO YOU.

Community Highlights OLD NORTH STATE CLUB, A MCCONNELL GOLF PROPERTY 18-hole Tom Fazio Championship golf course Member Access to 12 McConnell Golf Clubs Clubhouse & pro shop

REAL ESTATE

BADIN LAKE

• Homes from 200K to 2M • Home sites from 50K to 1M

• 5300 Acres, Pristine, Never Crowded

• Neighborhoods with multiple styles of homes

• Marina with wet & dry storage

• Staffed gatehouse with 24-hour security

• Lakefront guest lodge

Golf Practice Range

• Tennis Complex with pro shop & 6 Har-Tru courts

Putting Course

• 2 swimming pools with a giant slide

Call us at 1-800-252-1005 or visit www.UwharriePoint.com

• Onsite dock master • Marina staff to assist launching



OWN A PIECE OF THE POINT CALL US AT 1-800-252-1005 OR VISIT WWW.UWHARRIEPOINT.COM LAKEFRONT • PRIVATE PIER

LAKEFRONT • PRIVATE PIER

GOLF/LAKEFRONT/LAKE ACCESS

MLS# 2221644 • $1,199,000 4/5BD - 4 1/2BA • 127 Watch Harbor

MLS# 3033324 • $750,000 4BD - 3 1/2BA • 117 Canoe Landing

MLS# 3041740 • $481,500 3/4BD - 3BA • 365 Millingport Lane

LAKEFRONT • PRIVATE PIER

LAKEFRONT • LAKE ACCESS

MLS# 3056968 • $995,000 5BD - 4 1/2BA • 2378 Southpoint Lane

MLS#3068506 • $440,000 3BD - 3BA • 1013 Millingport Lane

MLS#3070618 • $499,000 4BD - 4 1/2BA • 335 Millingport Lane

LAKEFRONT • PRIVATE PIER

LAKEFRONT • PRIVATE PIER

LAKEFRONT • PRIVATE PIER

MLS# 3146802 • $750,000 3/4BD - 3 1/2BA • 1660 Southpoint Lane

MLS# 3148513 • $692,000 4BD - 4 1/2BA • 149 Allenton Ferry

MLS# 3164821 • $899,000 4BD - 4 1/2BA • 1680 Southpoint Lane

LAKEFRONT • LAKE ACCESS

LAKEFRONT • PRIVATE PIER

MLS# 3046254 • $1,950,000 5BD - 6 1/2BA • 141 Flint Ridge Trail

LAKEFRONT • PRIVATE PIER

MLS#3094732 • $1,600,000 4/5BD - 6 1/2BA • 122 Tindall’s Lane

LAKEFRONT • PRIVATE PIER

MLS# 3167856 • $447,900 3BD - 2BA • 194 Patterson’s Bridge

LAKEFRONT • PRIVATE PIER

LAKEFRONT • PRIVATE PIER

LAKEFRONT • PRIVATE PIER

LAKEFRONT • PRIVATE PIER

MLS# 3175229 • $1,650,000 4/5BD - 5 1/2BA • 171 Deerfield Lane

MLS# 3177688 • $399,000 4BD - 3 1/2BA • 205 Piney Grove Point

MLS# 3188177 • $393,000 4BD - 3 1/2BA • 157 Glenbrook Springs

MLS# 3163799 • $1,650,000 6BD - 5 1/2BA • 129 Downing Point




Over $17,000,000 in sales in 2015.

704-367-7203

2015 Carmel Road - $1,295,000

8812 Lake Challis Lane – $1,000,000

Rare opportunity for an updated South Park estate, in the heart of everything, yet private. MLS#3078561

Elegant & inviting Challis Farm home w/loads of updates. Gated community w/lake & terrific proximity to I-485, great shopping, country clubs. MLS#3177767

under contract

2800 Glendale Road - $800,000

5510 Camilla Drive - $700,000

Myers Park beauty with great Selwyn location. Complete renovation with 2 car garage. MLS# 3191589

Close-in beauty with updated kitchen, new roof / gutters, and fresh paint inside and out. Won’t last! MLS #3177091

812 Sardis Lane - $525,000 6017 S. Regal Lane - $450,000 1818 Euclid Lane - $500,000 Rare, new construction in South Charlotte! Sophisticated, open SouthPark Dilworth! Rare opportunity for single Craftsman style homes with high-end townhome w/spacious kitchen & family reno or possible duplex finishes. One home ready for move-in, or beautiful courtyard. Walk to everything. conversion. Loads of period character. build with us on one of three remaining MLS #3183176 MLS# 3185681 lots. MLS#3128811

Ready to sell? Success and Cindy go hand in hand!

HAND IT OVER. 704-367-7203

cindy.barnes@allentate.com



arina On Near M w River. Waccama

92 Sandy Ridge Loop • Pawleys Island, SC 4 bedroom - 3 baths • Asking: $1,395,000 10554 Ocean Highway, Pawleys Island, SC | 843.237.2094 | www.lachicotte.com

Teresa Cagle 843.833.2156


Bailey’s Glen keeps getting

BIGGER & BETTER!

21 WOODED HOMESITES JUST RELEASED! 2 Lifestyle Directors that make everyday feel like a vacation that never ends.

3 Clubhouses with 3 Pools

Tennis courts • 5 Pickleball courts • Restaurant • Woodworking shop • Greenhouse/Garden center • Lake activities 17 Ranch style floor plans that you can customize just the way you want.

Come tour our furnished models and award winning clubhouse!

BaileysGlen.com | 704.896.7016 11909 Meetinghouse Drive, Cornelius, NC 28031 Directions from Charlotte: I-77 North to Exit 25. Right on Highway 73. Left on Old Statesville Road. Right onto Bailey Road. Bailey’s Glen is .7 miles on the right.




Get FREE Windows

0%

Financing

OFF

60% FLOORING

Window Replacement SameAsCash

SALE ENDS JULY 31

for

1Year

SALE 877-50-FLOOR WWW.50FLOOR.COM

Free Inspection and Price Quote. Call Now!

(704) 461-0642

A+ ®

50FLOOR.COM

877-50-FLOOR

SALE ENDS JULY 31ST GET AN ADDITIONAL $100 DOLLARS OFF WHEN YOU USE PROMO CODE: CHARLOTTE OBSERVER OUR 60% OFF FLOORING SALES APPLIES TO ALL CARPET, HARDWOOD, LAMINATE, TILE, AND VINYL. Some restrictions may apply, please check website for details.

0% APR for 12 months available to qualified buyers on approved credit only. Financing not valid with other offers or prior purchases. No finance charges will be assessed if promo balance is paid in full in 12 months. Financing is provided by a third party lender, arranged directly with the customer and the lender, subject to credit requirements. Expires September 30, 2016.


C L A S S I C A LU X U RY

SOUTH C HARLOTTE

NOW 2 MODELS

Providence Retreat! Dazzle Awaits, Phase 2 Now Open Today’s Luxury 2 Model Homes & Ready Homes 4428 Country Lane Across fm Charlotte Latin Open Daily 704-910-4287

PROVIDENCE RD CLT LATIN

PROVIDENCE RETREAT COUNTRY LN

PROMENADE ON PROVIDENCE

The best luxury is quietly tucked away in the midst of South Charlotte

ClassicaHomes.com



The Charlotte Observer Check rates daily at http://charlotte.interest.com Institution

30 yr APR

30 yr Fixed

Product

Rate

Points

Fees

% Down

APR

Phone / Website

NMLS # / License #

Rate: 3.250

3.258% Mecklenburg Mortgage

30yr Fixed APR

Points: 0.000 Fees: $175 % Down: 20%

3/1 ARM 5/1 ARM 10 yr fixed

Third Federal Savings and Loan

Rate: 3.375

3.389% 30yr Fixed APR

Points: 0.000 Fees: $295 % Down: 5% Rate: 3.500

3.544% AmeriSouth Mortgage Company

30yr Fixed APR

Points: 0.000 Fees: $895 % Down: 20% Rate: 3.375

3.381% Best Rate Mortgage

Charlotte Metro Federal Credit Union

2.440 0.000 $295 20% 3.279 2.800 0.000 $295 20% 3.270 2.850 0.000 $295 20% 2.887 No PMI with 15% Down

Total Closing Cost Only $295 Guaranteed Low Rates As Little As 5% Down Rate Locked at Preapproval

Third Federal Savings and Loan

ABBA First Mortgage, Inc.

15 yr fixed 2.500 0.000 $175 20% 2.515 7/1 ARM 2.750 0.000 $750 20% 3.243 Free Prequalification Letters and Rate Quotes 7 days a week

30yr Fixed APR

Points: 0.000 Fees: $75 % Down: 5%

20 yr fixed 3.250 0.000 $295 5% 3.270 10 yr fixed 2.625 0.000 $295 5% 2.662 Doing business HIS way for you. Low rates and costs! Call or visit our site to apply online or track your desired rate Conv 30 year fixed - “Home Ready” 3% down payment program FHA 3.5% down Payment-Lower MIP VA 100% financing for purchase & refinance USDA 100% Financing 15 yr fixed 2.500 0.000 $75 5% 2.506 7/1 ARM 2.875 0.000 $75 5% 2.925 LOCAL IN CHARLOTTE FOR 25 YEARS! OPEN SATURDAYS! A+ BBB RATING! FREE FLOATDOWN IF RATES DROP! ZERO CLOSING COST OPTIONS! 15 yr fixed 3/1 ARM 5/1 ARM

3.000 1.000 $1000 5% 3.233 2.875 1.000 $1000 5% 3.241 3.000 1.000 $1000 5% 3.245

704-412-9131

LIC# 1190352

www.mecklenburgmortgage.com

NMLS# 449401

877-490-4353 www.thirdfederal.com/purchaseadvantage

NMLS# 449401

877-490-4353 www.thirdfederal.com/purchaseadvantage

NMLS# 74184

877-793-0666

LIC# 132884

www.abbafirst.com

NMLS# 67050

877-369-9695

L-104114

www.amerisouth.com

NMLS# 103395

704-529-1233 www.bestratemtg.com

877-865-2298 www.cmcu.org

Legend: The rate and annual percentage rate (APR) are effective as of 7/13/16. © 2016 Bankrate, Inc. http://www.interest.com. The APR may increase after consummation and may vary. Payments do not include amounts for taxes and insurance. The fees set forth for each advertisement above may be charged to open the plan (A) Mortgage Banker, (B) Mortgage Broker, (C) Bank, (D) S & L, (E) Credit Union, (BA) indicates Licensed Mortgage Banker, NYS Banking Dept., (BR) indicates Registered Mortgage Broker, NYS Banking Dept., (loans arranged through third parties). “Call for Rates” means actual rates were not available at press time. All rates are quoted on a minimum FICO score of 740. Conventional loans are based on loan amounts of $165,000. Jumbo loans are based on loan amounts of $435,000. Points quoted include discount and/or origination. Lock Days: 30-60. Annual percentage rates (APRs) are based on fully indexed rates for adjustable rate mortgages (ARMs). The APR on your specific loan may differ from the sample used. Fees reflect charges relative to the APR. If your down payment is less than 20% of the home’s value, you will be subject to private mortgage insurance, or PMI. FHA Mortgages include both UFMIP and MIP fees based on a loan amount of $165,000 with 5% down payment. VA Mortgages include funding fees based on a loan amount of $165,000 with 5% down payment. Bankrate, Inc. does not guarantee the accuracy of the information appearing above or the availability of rates and fees in this table. All rates, fees and other information are subject to change without notice. Bankrate, Inc. does not own any financial institutions. Some or all of the companies appearing in this table pay a fee to appear in this table. If you are seeking a mortgage in excess of $417,000, recent legislation may enable lenders in certain locations to provide rates that are different from those shown in the table above. Sample Repayment Terms – ex. 360 monthly payments of $5.29 per $1,000 borrowed ex. 180 monthly payments of $7.56 per $1,000 borrowed. We recommend that you contact your lender directly to determine what rates may be available to you. To appear in this table, call 800-509-4636. To report any inaccuracies, call 888-509-4636. • http://charlotte.interest.com


Tr TRANQUILIT Y ELEMENTS OF AN E X T R AO R D I N ARY B R A N D

Banner Elk, North Carolina premiersir.com/id/39203128 828.898.5022 PREMIERSOTHEBYSREALTY.COM

Contact us today for a consultation on how your home can be marketed in the Carolinas and around the world.

Blowing Rock | 828.414.9400

Lake Norman | 704.727.4170

Asheville | 828.277.3238

Blowing Rock on Main | 828.295.0776

Linville Ridge | 828.898.5151

Banner Elk | 828.898.5022

Charlotte | 704.248.0243

Uwharrie Lakes | 336.461.1044

Sotheby’s International Realty® and the Sotheby’s International Realty logo are registered service marks used with permission. Each office is independently owned and operated. Equal Housing Opportunity. Property information herein is derived from various sources including, but not limited to, county records and multiple listing services, and may include approximations. All information is deemed accurate.


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