home | design, June 25, 2016

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new collection THE ARBORS

2,200 - 4,500 SQ FT | 3 - 6 BEDROOMS | 2 - 5.5 BATHS MASTER DOWN & TWO-STORY HOMES AVAILABLE BRICK HOMES

BRAYDEN FORT MILL, SC PRICES FROM THE MID 400’s For more info, please contact:

Leslie Loveless |

FORT MILL SCHOOL DISTRICT IN SOUTH CAROLINA PRIVATE RESIDENTS’ CLUB WITH A COMPETITION POOL AND TOT LOT POOL — COMING SOON NEIGHBORHOOD POND AND CHILDREN’S PLAYGROUND

E-mail: Leslie.Loveless@CalAtl.com |

Phone: 800.787.0414

CalAtlanticHomes.com

No view is promised. Views may also be altered by subsequent development, construction and landscaping growth. Seller does not represent/guarantee that the project will be serviced by any particular public school/ school district or, once serviced by a particular school/school district, that the same school/school district will service the project for any particular period of time. Eligibility requirements (including geographical) may change over time. You should independently confirm which schools/districts serve the project and learn more information about the school district’s boundary change process prior to executing a purchase contract. Square footage/acreage shown is only an estimate and actual square footage/acreage will differ. Buyer should rely on his or her own evaluation of useable area. Prices, plans and terms are effective on the date of publication and subject to change without notice. Depictions of homes or other features are artist conceptions. Hardscape, landscape and other items shown may be decorator suggestions that are not included in the purchase price and availability may vary. This ad contains general information about a new home community in North Carolina and it is not an offer or the solicitation of an offer for the purchase of a new home. This information is not directed to residents of any other state that requires registration or permit issuance prior to the publication of such information.


14,000 Sq. Ft. Estate Home Enjoy the privacy of 5.25 acres only 20 minutes from uptown 2472695-01

$2,495,000

704-968-7105


Silver Run Farm - A Grand Estate

Own Your Own Island on Lake Toxaway!

CASHIERS, NC | MLS# 83345 | $9,965,000

LAKE TOXAWAY, NC | MLS# 82223

Silver Run is available for the very first time. This tremendous estate property of 287+/- acres rests only a few minutes from the center of Cashiers and borders the southern end of Wade Hampton. Surrounded by U.S. Forest Service and Nature Conservancy lands on the other two sides, this property enjoys almost total privacy. Silver Run Creek and several large ponds complement the setting along with the main house, a guest house and a caretaker’s cottage for a total of almost 27,000 square feet of living space. Can be sub-divided. More info at www.silverrunnc.com.

Own your own Island and the beautiful home that sits on the end of a peninsula, right in the middle of Lake Toxaway. Views in all directions... from one end of the lake to the other, and the highest peaks of the mountains. This gorgeous home has it all: four bedrooms, a wonderful kitchen with two dishwashers, an ice maker and dining room, a giant recreation/home theater room, porches on three sides, with a flush built-in hot tub, and a boat house.

For any of your real estate needs in the Lake Toxaway area, contact me!

SAM LUPAS, broker c: 828-507-7830 o: 828-743-0510 49 Frank Allen Rd | Cashiers, NC 28717

sam@landmarkrg.com

WES DICKMAN, broker c: 954-850-2120 o: 828-482-0986 19387 Rosman Hwy | Sapphire, NC 28774

wesdickman@gmail.com

www.LandmarkRG.com HIGHLANDS

CASHIERS

BURLINGAME

TOXAWAY | TOLL FREE: 888-743-0510



Walk-to-Town Masterpiece on Mill Creek

Stunning Home in Highlands Falls Country Club

HIGHLANDS, NC | MLS# 81518 | $1,500,000

HIGHLANDS, NC | MLS# 83248 | $895,000

Fantastic, handcrafted in-town masterpiece. Spacious, open and light filled living areas, huge storage spaces, an RV garage plus 3-car garage and so much more. Multiple porches and decks to enjoy the sounds of Mill Creek, a separate apartment that is spacious and just updated. The spaces are filled with incredible detail including a windowed “garage” door that literally opens up the side of the house for enjoying the cool mountain summer. What are you waiting for? This masterpiece is waiting for you!

Everything you need on one level: gourmet eat-in kitchen (one of the best you’ll see in the area) opens to spacious living/dining room with soaring ceilings. Light and bright with fantastic view of the 7th green. Owners’ suite has his and her baths. Living room and kitchen open to screened porch and decks galore including a grill deck. Lower level has two beautiful ebdrooms with en-suite baths, a large office/sitting room and a bonus room with an en-suite bath that could be used as a fourth bedroom if needed.

WANDA KLODOSKY, broker-in-charge: Highlands wanda@landmarkrg.com 828-526-9520

Pristine Lakefront Estate

Sweeping Lake and Mountain Views

SAPPHIRE, NC | MLS# 83284 | $1,995,000 300’ of lakefront elegance with dock and waterfront gazebo with fireplace. 1.71 acres, six bedrooms, seven bathrooms, two half baths, separate carriage house with four-car garage. Full tiered movie theatre located on lower level of carriage house, wine cellar, four stacked stone fireplaces, fabulous chef’s kitchen, dome ceiling in breakfast nook with fireplace, whole house generator, too many features to list. Priced to sell! Motivated seller. Must see to fully appreciate!

GLENVILLE, NC | MLS# 83997 | $1,795,000 Own your own peninsula on Lake Glenville! Custom built with 2.5 levels, spectacular views of Lake Glenville & mountains. Two large porches, large fire pit. 20 x 10 private dock w/stone stairs, 4 fireplaces, including MBR & guest room, pre-wired/ pre-built for elevator, hot tub & spa. 3 zone HVAC, 2nd kitchen downstairs, loft is perfect for workout room, 24’ ceilings in family room with soaring stone fireplace. Dahlia garden at water’s edge. Dual membrane composite roof, safe room. Gently sloping usable land. Too many amenities to mention.

JODI MOORE, broker-in-charge: Burlingame 828-482-2525 jodi5@bellsouth.net 888-743-0510

www.LandmarkRG.com

HIGHLANDS CASHIERS BURLINGAME TOXAWAY



CROSS CREEK PRESERVE / $2,850,000

CHATTOOGA CLUB / $1,990,000

Located in the Historic Minnie Cole House, McKee Properties has been involved in the creation of many of our community’s finest developments and in the sale of premier real estate in the Cashiers area since 1977.

LIZ HARRIS Vice President BIG RIDGE / $1,900,000

CHATTOOGA CLUB / $3,295,000

828.342.3194 liz@cashiers.com

Representing fine estate and club properties in Cashiers and Highlands

619 Highway 107 South Cashiers, NC 28717 828.743.3411 CEDAR HILL / $1,495,000

MOUNTAINTOP GOLF CLUB / $2,695,000

McKeeProperties.com



Pat Allen Broker-in-charge 828-200-9179 pat.f.allen@gmail.com

patallenrealtygroup.com

Julie Osborn Broker 828-200-6165 jajosborn@gmail.com

Majestic Beauty in Ravenel! This stunning majestic beauty is in Ravenel Ridge-Highlands most sought after address! This stately home features soaring ceilings, FOUR FIREPLACES, an open floor plan and many windows for fantastic views of Whiteside Mountain! A large master on main suite has a fireplace and exceptional views. An office, bonus room and additional bedrooms upstairs can sleep many! Perfect in every way! Offered for $2,600,000 ~ MLS# 82617

Grand Home with Privacy on 12 Acres! Close to downtown Highlands, this lovely and custom home was built with attention to every detail, in true mountain style. Soaring tongue & groove ceilings, 3 fireplaces and antique heart pine floors add to the rustic feel. A massive “Man Cave,� complete with a copper bar, allows for entertaining at its finest. Enjoy your own hiking trails and hardwood forest! Offered for $1,295,000 ~ MLS# 79641

Fantastic Joe Webb...Lovingly Restored This pristine Joe Webb log cabin has been renovated from top to bottom! New tile and luxurious baths, designer kitchen with newly upgraded appliances, custom cabinets, gorgeous granite, gleaming hardwood floors, beautiful screened porch, courtyard dining area with fireplace...everything has been done for you. Located in a prime location just 5 minutes to town. Offered for $925,000 ~ MLS# 83891

The Prettiest One Level Home in Highlands Falls! This beautifully remodeled home offers charm galore! Step into an open floor plan complete with vaulted ceilings, lovely hardwood floors, spacious kitchen with granite countertops and stainless appliances and a huge master suite with a lavish bath and extra large closet. Enjoy morning coffee on the massive deck with views of the golf course and mountains-a perfect setting! Offered for $595,000 ~ MLS# 82811





Mountain Dreams Begin Here Highlands Cove Realty specializes in luxury North Carolina mountain homes, breathtaking homesites, condominiums, cottages and vacation rentals at Old Edwards Club and in the surrounding Blue Ridge Mountain communities. Discover your dream home or dream vacation home today and enjoy the cooler weather, scenic views, fine dining, outdoor recreation and small town elegance.

40D SANCTUARY DRIVE #D MLS #80650 This 3 BR, 3 BA condominium is nestled on a private cul de sac and has views of the third fairway of Old Edwards Club in Highlands, NC. Located in a gated community with lots of upgrades from hardwoods to wood trim and molding and wooden blinds. Enjoy the sound of the running brook while sitting with friends on the screened in porch. This is a must see!! Offered partially furnished for $507,500.

1751 HIGH GATE ROAD MLS # 81468 Looking for the perfect mountain retreat with a spectacular view of Blue Valley and close to downtown Highlands? Look no more, as you have found it! Located in the gated community of Highgate, this luxury 4 bedroom mountain home has 2 large master suites, one with a Spa inspired bathroom, beamed & vaulted ceilings, an office with view, and a separate guest/ artist cottage. 4+ acres with private hiking trail. Sold fully furnished! Just bring a toothbrush. $2,200,000.

101D NAPA RIDGE LANE #D MLS #80659 Low maintenance mountain living at Old Edwards Club in Highlands, NC! Start your day with a beautiful panoramic view from this unique condominium with amazing amenities and all of the latest conveniences without the worries of home maintenance. This distinctive 3BR, 3BA residence includes a master suite with a luxurious bath, stacked-stone fireplaces, granite countertops, vaulted ceilings as well as a large screened porch where you can enjoy the outdoor fireplace. This amazing property comes fully furnished and will not last long! The price has been dramatically reduced and is now $489,500.

175 Highlands Cove Drive • Highlands, NC 28741 (828) 318-8412 • HighlandsCoveRealty.com For more information email info@highlandscoverealty.com

92 PINEHURST COURT MLS #83573 Enjoy lots of privacy and exceptional mountain views! Quality timber-frame home built by Koenig Homebuilders located in Old Edwards Club in Highlands, NC. This 4 BR, 4.5 BA home features cathedral ceilings, commercial grade Viking appliances, two living areas each with a separate covered/screened porch, 3 fireplaces and an additional storage area that could easily be made into a wine cellar or additional bedroom. This home is like new, is in impeccable condition and comes fully furnished. $1,595,000.





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Need to Move Before the School Year Starts? We have 16 inventory homes which can close before September! Visit sheahomes.com/moveins/charlotte

Sales by Shea Group Services, LLC DBA Shea Realty (C21630). Construction by Shea Builders, LLC, 68875

New homes from the low $200’s - $900’s From homes with maintenance-free yards to luxury estate homes in Weddington sheahomes.com/charlotte

SUNDAY, JULY 3 Race starts at 7:00 pm Celebrate Fourth of July weekend with a 5k evening run or walk and blast off with your friends, neighbors and family along the beautiful tree-lined private roads throughout MillBridge.

�������� ������ ��: www.racesonline.com/ events/rocket-run


Fun in the Sun

SATURDAY, JUNE 25 12:00 pm to 4:00 pm

Tour model homes from all of our builders Stop by the beautifully designed model homes before cooling off at the Community House with old fashioned summer fun including water fights, bubbles, chalk and sno-cones.

mihomes.com

New homes from the $270s to the $600s 15 minutes from Ballantyne and I-485 • Waxhaw, NC • millbridge-nc.com ©2016 WSLD MillBridge, VI, LLC. Equal Housing Opportunity. The amenities and features described and depicted herein are based upon current development plans, which are subject to change without notice. Actual development may not be as currently proposed. References to housing products, builders and prices are subject to change without notice as well.



Your Lifestyle, Upgraded Luxury Living in Charlotte From the Low $500’s Come see the latest styles and innovations in new-home design and tour our extraordinary collection of new homes. At Terrata Homes, we believe upgrades are essential so we include them as a standard in every home we build. Here you will find luxurious interior features creating beautiful, timeless spaces that you will love for years to come.

All Homes Include: Gourmet Kitchens Stainless Steel Appliances Exquisite Trim Package Spacious Master Retreats

Join us this weekend to discover the home that is right for you. Now through July 3rd take $10,000 off the completed home of your choice!

(844) 566-4300 ext. 2733 terratahomes.com

Outdoor Kitchens & Fireplaces Expansive, Covered Patios


Charlotte’s

1.65 M

MOST DISTINCTIVE HOMES IvesterJackson.com | Info@IvesterJackson.com | 704.499.3054

PENTHOUSE SKYLINE VIEWS

ROSEWOOD AT PROVIDENCE MLS 3175031 | 2823 Providence Rd #281 Agent: Dee Reid 704-281-3913

1.599 M

799 K

1.89 M

UNDER CONTRACT

1.9995 M

GATED COMMUNITY

HIGHGATE

PROVIDENCE PLANTATION

SOUTHPARK AREA

CHATELAINE

MLS 3147920 | 2020 Kings Manor Drive Agent: Lisa McCrossan 704-620-0328

MLS 3175015 | 3409 Providence Plantation Ln Agent: Dee Reid 704-281-3913

MLS 3158657 | 9404 Heydon Hall Circle Agent: Dee Reid 704-281-3913

MLS 3167005 | 419 Gladelynn Way Agents: Lisa McCrossan 704-620-0328 Cindy Castano Swannack 704-904-6619

1.799 M

1.797 M

725 K

2BR + DEN

UNDER CONTRACT

ROSEWOOD AT PROVIDENCE

HIGHGATE

MLS 3165427 | 2823 Providence Rd #338 Agent: Dee Reid 704-281-3913

MLS 3141809 | 4058 Blossom Hill Drive Agents: Lisa McCrossan 704-620-0328 Reed Jackson 704-713-3623

WHY I V EST E R JAC KS O N CHRISTIE’S?

495 K

2 MASTER SUITES

AERO PLANTATION MLS 3181059 | 825 Eagle Road Agent: Lisa McCrossan 704-620-0328

BALLANTYNE MLS 3180643 | 7917 Lansford Road Agent: Dee Reid 704-281-3913

• Put our entire team of agents to work for you • Over 1300 affiliate offices worldwide • Engage the world’s most affluent audience • Local expertise, tailored service, Christie’s credibility


- Ive ste r Jac k s on | Ch ri s tie’s : Fe atured Propertie s 3.449 M

3.849 M

MYERS PARK MLS 3174308 5520 Sharon View Road Reed Jackson 704-713-3623

MLS 3137102 1454 Queens Road West Reed Jackson 704-713-3623 Matthew Paul Brown 704-650-1928

Historic home situated on 2.33 acres in the heart of SouthPark

Spectacular manor home with European lines and accents

SOUTHPARK AREA

2.388 M

2.15 M

825 K

1.195 M

PRICE BELOW APPRAISED VALUE

MYERS PARK MLS 3081114 | 215 Ridgewood Avenue Agent: Dee Reid 704-281-3913

LAKE WYLIE

HIGHGATE

MLS 3117758 | 4269 River Oaks Road Agents: Lori Ivester Jackson 704-996-5686 Matthew Paul Brown 704-650-1928

MLS 3176368 | 2004 Kings Manor Drive Agent: Lisa McCrossan 704-620-0328

MLS 3146988 | 3014 Kings Manor Drive Agents: Lisa McCrossan 704-620-0328 Matthew Paul Brown 704-650-1928

239 K

325 K

635 K

499 K

HIGHGATE

HOA INCLUDES LAWN MAINTENANCE

UNDER CONTRACT

SOUTHPARK

ROSEWOOD AT PROVIDENCE

HIGHGATE LOT

INDIGO ROW IN BALLANTYNE

MLS 3180345 | 231 Bentley Oaks Lane Agent: Dee Reid 704-281-3913

MLS 3152290 | 2823 Providence Rd #131 Agent: Dee Reid 704-281-3913

MLS 3132861 | 000 Ashford Glen Dr #10 Agent: Lisa McCrossan 704-620-0328

MLS 3182155 | 8340 Indigo Row Street #24 Agent: Lisa McCrossan 704-620-0328

IvesterJackson.com Info@IvesterJackson.com 704.499.3054

Offices Charlotte Lake Norman Blue Ridge




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0% APR for 12 months available to qualified buyers on approved credit only. Financing not valid with other offers or prior purchases. No finance charges will be assessed if promo balance is paid in full in 12 months. Financing is provided by a third party lender, arranged directly with the customer and the lender, subject to credit requirements. Expires June 30, 2016.


1810 e. 7th Street, Charlotte, NC 28204 ~ (oFFICe) 704.333.2260 ~ www.eGRealeStateCoNSUltaNtS.CoM

MooReSVIlle eState HoMe: Open House Sunday, 2-4. 185 Harwell Road. Rare opportunity to own nearly 4 acres with a 3300+ sqft full brick home, large fenced pasture and 1300+ sqft barn/shop with power/water. Lake ramp access just down the street. Convenient to I-77 and an incredible value at $599,000

eaStoVeR oPeN HoUSe: One of 4 Eastover homes open 11-1 today, Saturday. 326 S. Canterbury Road offers nearly 4800 sqft, pre-inspected with repairs made. Fantastic location in quiet two-street neighborhood. Stately formals & 1st floor owner’s suite. Offered well below recent appraisal at $1,275,000.

{BoBBy SiSk Broker/RealtoR®

704.819.0710 BSisk@eGRealestateConsultants.com

Going above and beyond to get results. If you’re thinking about selling, call me first!



Luxury homes in Weddington from the $700’s - $900’s

1 acre homesites 1 & 2 story homes from 3,800 - 6000 sq ft Weddington schools Minutes to I-485 Inventory Homes Available Sales by Shea Group Services, LLC DBA Shea Realty (C21630). Construction by Shea Builders, LLC, 68875

sheahomes.com/charlotte


Over $17,000,000 in sales in 2015.

704-367-7203

2015 Carmel Road - $1,295,000

8812 Lake Challis Lane – $1,000,000

Rare opportunity for an updated South Park estate, in the heart of everything, yet private. MLS#3078561

Elegant & inviting Challis Farm home w/loads of updates. Gated community w/lake & terrific proximity to I-485, great shopping, country clubs. MLS#3177767

5510 Camilla Drive - $700,000

812 Sardis Lane - $525,000

Close-in beauty with updated kitchen, new roof / gutters, and fresh paint inside and out. Won’t last! MLS #3177091

Rare, new construction in South Charlotte! Craftsman style homes with high-end finishes. One home ready for move-in, or build with us on one of three remaining lots. MLS#3128811

6017 S. Regal Lane - $450,000

1818 Euclid Lane - $500,000

Sophisticated, open SouthPark townhome w/spacious kitchen & beautiful courtyard. Walk to everything. MLS #3183176

Dilworth! Rare opportunity for single family reno or possible duplex conversion. Loads of period character. MLS# 3185681

Ready to sell? Success and Cindy go hand in hand!

HAND IT OVER. 704-367-7203

cindy.barnes@allentate.com



oPeN hoUSe SAt 2-4 Pm

Lynn ruth Sue Farrell Welcome our new partners, helping you write the next chapter!

ROBIN KNOWS DIRT! 65 BoweN Dr Charming Belmont Chateau tucked back in the woods on a cul-de-sac on 1.52 beautiful acres. $269,000

12611 NINeBArk trAIL Discover the Sanctuary, an exclusive luxury lake community dedicated to protecting your privacy. elegantly detailed craftsman home on 2.94 AC nature paradise just 20 min. f/ Charlotte. $1,079,000 Watch the video on YouTube!

“It’s time to build your dream home let our builders give you a quote”

oPeN hoUSe SAt 2-4 Pm 13424 SAGe thrASher Lot LAKE WYLIE WATERFRONT 9.54 ac THE SANCTUARY. $650,000 Watch the video @RobinKingRealtor.com 556 Sand Trapl 1 AC lot on beautiful pond, w/fitness center 1570 S PArAhAm Country cottage takes you back to a simpler time of front porch sittin. Looks and feels historic but has modern features: Viking Appliances, black walnut floors, tucked in woods on 3.8 acres in Clover Schools. $375,000

1318 SeCret PAth, the reserve at Gold hill, Ft. mill. exquisitely detailed inside and out w/front porch, back patio and garden, wood floors, extensive custom wood work 4Br w/bonus $335,000

oPeN hoUSe SAt 2-4 Pm

and indoor pool $36,000 • 3027 Willow Breeze LakeWylie Waterfront canoe lot $55,000 • Beersheba Rd, 10.5 Acres $99,750 • 660 Briarwood in Lake Wylie’s Clarendon Estates & Clover Schools 1 AC lot $55,000 • 208 Highland Forest Dr. in Clover’s Patrick Place .53 AC $52,500 • 1643 Sierra Rd, just outside Historic Downtown York 7 acres $72,000

109 PINewooD Dr. Clover over 4,000 sq. ft. on 1 acre in Clover Schools. Soaring ceilings, hardwood floors, large kitchen, oversized master suite plus sunroom. $335,000

711 Brook Creek Ct. Vanderlakes. Private 1 acre retreat on cul-de-sac in Clover Schools. Stately Southern Charmer, all brick w/stunning screened porch. wood floors, granite counters, designer touches. $385,000

oPeN hoUSe SAt 2-4 Pm

oPeN hoUSe SAt 2-4 Pm 108 York Park, historic York SC. remodeled 3br brick ranch, great investment property. $57,500

welcome to the estates at Glenmoor Just outside of historic downtown York, The Charleston of the Upstate. New construction homes are finished and ready for you with exquisite details and 1 acre lots. 3081 Glenmoor almost ready! ranch w/bonus, 3 car garage. $262,000 3024 Glenmoor under way w/awesome master suite, big bonus $266,500 3033 glenmoor under construction, brick ranch w/3car garage $234,000

We are a proud supporter of Habitat for Humanity. It's time to spring clean out the clutter! Donate to the Habitat Restore.

www.yorkcountyhabitat.org

WATCH THE VIDEOS FOR THESE HOMES @ROBINKINGREALTOR.COM


HHHHHHH

JULY4TH

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BUY LOCAL

BUY AMERICAN

TAKE AN ADDITIONAL

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With a purchase of $1,000 - $4,999*

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7215 Smith Corners Blvd. (I-77 and Harris Blvd.), Charlotte 704.597.0718 stickleyaudi.com

OPEN JULY 4TH, 10AM-5PM *Discount amounts are off suggested retail prices. Not to be combined with any other discount or promotional offer/pricing. One offer per household, please. Previous purchases excluded. Not all manufacturers are eligible for this promotion. Ask salesperson for complete details. Offer expires 7/4/2016.


Charlotte NEW REAL ESTATE WEBSITE

homes. homes.charlotte.com

Live in charlotte

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The Charlotte Observer Check rates daily at http://charlotte.interest.com Institution

30 yr APR

30 yr Fixed

Rate: 3.750

3.794% AmeriSouth Mortgage Company

30yr Fixed APR

Points: 0.000 Fees: $895 % Down: 20% Rate: 3.375

3.379% Best Rate Mortgage

30yr Fixed APR

Points: 0.000 Fees: $75 % Down: 5%

Product

Rate

Fees

% Down

APR

Conv 30 year fixed - “Home Ready” 3% down payment program FHA 3.5% down Payment-Lower MIP VA 100% financing for purchase & refinance USDA 100% Financing 15 yr fixed 2.625 0.000 $75 5% 2.631 7/1 ARM 2.875 0.000 $75 5% 2.995 LOCAL IN CHARLOTTE FOR 25 YEARS! OPEN SATURDAYS! A+ BBB RATING! FREE FLOATDOWN IF RATES DROP! ZERO CLOSING COST OPTIONS! 15 yr fixed 3/1 ARM 5/1 ARM

Charlotte Metro Federal Credit Union

Points

Phone / Website

NMLS # / License #

NMLS# 67050

877-369-9695

L-104114

www.amerisouth.com

NMLS# 103395

704-529-1233 www.bestratemtg.com

3.000 1.000 $1000 5% 3.233 2.875 1.000 $1000 5% 3.241 3.000 1.000 $1000 5% 3.245

877-865-2298

15 yr fixed 2.625 0.000 $175 20% 2.640 7/1 ARM 2.875 0.000 $750 20% 3.243 Free Prequalification Letters and Rate Quotes 7 days a week

704-412-9131

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Rate: 3.375

3.383% Mecklenburg Mortgage

30yr Fixed APR

Points: 0.000 Fees: $175 % Down: 20% Rate: 3.625

3.750% Sebonic Financial

30yr Fixed APR

Points: 0.000 Fees: $580 % Down: 20%

3/1 ARM 5/1 ARM 10 yr fixed

Third Federal Savings and Loan

3.500 2.875 2.875 3.125

0.000 0.000 0.000 0.000

$270 $650 $250 $370

20% 20% 20% 20%

3.625 3.000 3.000 3.250

2.490 0.000 $295 20% 3.289 2.890 0.000 $295 20% 3.301 2.890 0.000 $295 20% 2.927 No PMI with 15% Down

Total Closing Cost Only $295 Guaranteed Low Rates As Little As 5% Down Rate Locked at Preapproval

Third Federal Savings and Loan Rate: 3.500

3.529% ABBA First Mortgage, Inc.

20 yr fixed 15 yr fixed 10 yr fixed 5/1 ARM

30yr Fixed APR

Points: 0.000 Fees: $595 % Down: 5%

20 yr fixed 3.375 0.000 $595 5% 3.416 10 yr fixed 2.750 0.000 $295 5% 2.787 Doing business HIS way for you. Low rates and costs! Call or visit our site to apply online or track your desired rate

LIC# 1190352

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NMLS# 449401

877-490-4353 www.thirdfederal.com/purchaseadvantage

NMLS# 449401

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NMLS# 74184

877-793-0666

LIC# 132884

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Legend: The rate and annual percentage rate (APR) are effective as of 6/22/16. © 2016 Bankrate, Inc. http://www.interest.com. The APR may increase after consummation and may vary. Payments do not include amounts for taxes and insurance. The fees set forth for each advertisement above may be charged to open the plan (A) Mortgage Banker, (B) Mortgage Broker, (C) Bank, (D) S & L, (E) Credit Union, (BA) indicates Licensed Mortgage Banker, NYS Banking Dept., (BR) indicates Registered Mortgage Broker, NYS Banking Dept., (loans arranged through third parties). “Call for Rates” means actual rates were not available at press time. All rates are quoted on a minimum FICO score of 740. Conventional loans are based on loan amounts of $165,000. Jumbo loans are based on loan amounts of $435,000. Points quoted include discount and/or origination. Lock Days: 30-60. Annual percentage rates (APRs) are based on fully indexed rates for adjustable rate mortgages (ARMs). The APR on your specific loan may differ from the sample used. Fees reflect charges relative to the APR. If your down payment is less than 20% of the home’s value, you will be subject to private mortgage insurance, or PMI. FHA Mortgages include both UFMIP and MIP fees based on a loan amount of $165,000 with 5% down payment. VA Mortgages include funding fees based on a loan amount of $165,000 with 5% down payment. Bankrate, Inc. does not guarantee the accuracy of the information appearing above or the availability of rates and fees in this table. All rates, fees and other information are subject to change without notice. Bankrate, Inc. does not own any financial institutions. Some or all of the companies appearing in this table pay a fee to appear in this table. If you are seeking a mortgage in excess of $417,000, recent legislation may enable lenders in certain locations to provide rates that are different from those shown in the table above. Sample Repayment Terms – ex. 360 monthly payments of $5.29 per $1,000 borrowed ex. 180 monthly payments of $7.56 per $1,000 borrowed. We recommend that you contact your lender directly to determine what rates may be available to you. To appear in this table, call 800-509-4636. To report any inaccuracies, call 888-509-4636. • http://charlotte.interest.com


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Sotheby’s International Realty® and the Sotheby’s International Realty logo are registered service marks used with permission. Each office is independently owned and operated. Equal Housing Opportunity. Property information herein is derived from various sources including, but not limited to, county records and multiple listing services, and may include approximations. All information is deemed accurate.


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