DATE CHANGED - OCTOBER 15TH 2016
2nd ANNUAL
Palisades Spirit 5K & Fun Run Saturday, October 15th 2016 | REGISTRATION STARTS AT 8:00 am 5K STARTS AT 9:00 am |
(1 mile) starts at 9:45 am
LOCATION: Palisades Private Residents’ Club: 16916 Snug Harbor Rd; Charlotte, NC 28278
Spirit 5K - $20 - $10
Register at www.PalisadesNC.com
NEW HOMES FROM THE UPPER 200’s TO 700’s. PalisadesNC.com Prices, plans, and terms are effective on the date of publication and subject to change without notice. Participants registering after September 25th are not guaranteed a t-shirt. This ad contains general information about a new home community in North Carolina and it is not an offer or the solicitation of an offer for the purchase of a new home. This information is not directed to residents of any other state that requires registration or permit issuance prior to the publication of such information. Seller does not represent/guarantee that the project will be serviced by any particular public school/school district or, once serviced by a particular school/school district, that the same school/school district will service the project for any particular period of time. Eligibility requirements (including geographical) may change over time. You should independently confirm which schools/districts serve the project and learn more information about the school district’s boundary change process prior to executing a purchase contract. Prices, plans and terms are effective on the date of publication and subject to change without notice.
SALE ENDS SEPTEMBER 30
SALE Select carpet and laminate free with purchase of full service installation package. In addition to huge sales on all of our other products. Everything Simple Richard Karn
CUSTOMER APPRECIATION
CALL OR GO ONLINE TO SCHEDULE AN APPOINTMENT TODAY
877-50-FLOOR WWW.50FLOOR.COM SALE ENDS SEPTEMBER 30
GET AN ADDITIONAL
$100 DOLLARS OFF WHEN YOU USE PROMO CODE: CHARLOTTE OBSERVER SELECT CARPET AND LAMINATE FREE WITH PURCHASE OF FULL SERVICE INSTALLATION PACKAGE. IN ADDITION TO HUGE SALES ON ALL OF OUR OTHER PRODUCTS.
NATIONAL
SALES EVENT
Act Now! Final Home Sites Now Selling! Luxury single-family homes on 1-acre wooded home sites. From the upper $500,000s (704) 845-2040
New Home Sites Now Open! Award-winning Marvin Ridge School District Estate homes on 2/3 – 1-acre wooded home sites From the upper $500,000s (704) 243-3069
SEPTEMBER 10–25, 2016
PERSONALIZE YOUR HOME WITH LIMITED-TIME INCENTIVES*
Two New Professionally Decorated Model Homes Now Open! Clubhouse Now Under Construction! New Home Sites Just Released! A Toll Brothers Active Living® Community! From the low $300,000s (704) 504-3939
TollSalesEventNC.com/CHO Download the new Toll Brothers app today
Open Mon.-Fri. 11 am–6 pm; Sat. 10 am–6 pm; Sun. Noon–6 pm. Brokers welcome. Homes available nationwide. Prices subject to change without notice. Photos are images only and should not be relied upon to confirm applicable features.*Offer, if any, is valid for new buyers who purchase a home in a participating community in Charlotte and deposit between 9/10/16–9/25/16, sign an agreement of sale, and close on the home. Offers, incentives, and seller contributions, if any, vary by community and are subject to certain terms, conditions, and restrictions, including but not limited to the availability of home sites. Toll Brothers reserves the right to change or withdraw any offer at any time. Not valid with any other offer. See sales representative for details. This is not an offering where prohibited by law. Apple and the Apple logo are trademarks of Apple Inc., registered in the U.S. and other countries. App Store is a service mark of Apple Inc. Google Play is a trademark of Google Inc.
Discover Your Dream Home Today... Featured Listings from Your Trusted Neighborhood Experts
MYERS PARK: 964 Granville | $2,495,000
MYERS PARK: 2821 Manor Road | $1,110,000
Contact Vicky Mitchener at 704.517.0177 or vmitchener@dickensmitchener.com
Contact Isabel Roberts at 704.607.5560 or iroberts@dickensmitchener.com
Sold! MAMMOTH OAKS: 438 Mammoth Oaks Ln | $879,000 SOUTHPARK: 721 Governor Morrison St #517 | $225,000
Contact Mary Robertson at 704.577.5726 or mrobertson@dickensmitchener.com
Contact Jen Haire at 801.628.3982 or jhaire@dickensmitchener.com
DILWORTH: 515 Kingston Ave E | $1,275,000
MTN ISLAND LAKE: 508 Brookridge Dr | $435,000
Contact Sarah Schwarz at 704.578.7803 or sschwarz@dickensmitchener.com
Contact Meghan Lluberas at 704.904.7404 or mlluberas@dickensmitchener.com
CHARNDON VILLAGE : 246 Charndon Village Ct | $499,900
MYERS PARK: 2119 Hopedale Ave | $1,195,000
Contact Mary Robertson at 704.577.5726 or mrobertson@dickensmitchener.com
Contact Vicky Mitchener at 704.517.0177 or vmitchener@dickensmitchener.com
704.342.1000 | dickensmitchener.com
Your Best Source for Residential Real Estate.
Charlie Miller 5 Points Realty (704) 622-2478 CMiller@5PointsRealtyNC.com
BUILDING THE URBAN BOOM! Featured Home in Villa Heights 1105 Drummond Ave MLS# 3212015 | $475,000
New Construction in Villa Heights 913 Lunsford Place MLS# 3212207 | $449,900
New Construction in Villa Heights 4 Beds / 2.5 Baths 2,350 sqft | $464,900
Coming Soon - Country Club Heights 3 Beds 2.5 baths 1800+ sqft | $335,000
Sneak Peak - Available Spring 2017 Mid Century Modern Inspired Coming to Country Club Heights
704.622.5721 @brokerrealtornc
JENNIFER.JACKSON@ALLENTATE.COM
8704 Chewton Glen Drive ~ Longview Country Club
MLS# 3158494
$1,995,000
r t derac n U nt Co
409 Eagle Bend Drive ~ Longview Country Club
MLS# 3183904
$1,495,000
6607 Seton House Lane ~ TPC at Piper Glen
MLS# 3149281
$895,000
20430 Chartown Drive Commercial Property Cornelius
MLS# 3194268
$2,600,000
D L SO
8400 Rankin Road
Jack Marinelli NC/SC Broker, MBA
4 Time 5 Star Award Winner
Mobile: 704-522-5766 jack@helenadamsrealty.com
Multi-Million Dollar Producer
2301 RANDDOLPH ROAD, CHARLOTTE, NC 28207 704-375-8598 WWW.HELENADAMSREALTY.COM
301 Anthony Cirlce | Charlotte | MLS# 3208346 | $890,000
3317 Selwyn Farms Lane | Charlotte | MLS# 3190204 | $449,000
A true gem in Cotswold-Fabulous lot, renovated house, great location! Pristine 4 bed/4 bath home w/ office, huge rec room & bonus room. 2nd floor added in 2008 w/ 9’ ceilings, built-ins, walk-in closets & large living spaces+ bonus could be 5th bedrm. Wood floors on main, built-in’s, master suite w/ private porch, guest room & open kitchen. Spacious screened in porch perfect for entertaining or relaxing. Great renovated spaces and huge private yard in the heart of Cotswold! Myers Park Schools.
Amazing in-town home with a master down and hardwoods throughout. A bright and open kitchen that includes SS appliances and granite counters. The upstairs has two bedrooms with a large storage area over the garage that can be easily converted to a bonus room. The screened in porch and flagstone patio are wonderful for entertaining. This home has one of the most private backyards in the neighborhood. Conveniently located near Uptown, Southend, and Freedom Park, and Park Rd Shopping Center.
2100 Mecklenburg Avenue | Charlotte | MLS# 3197668 | $$659,000 Beautifully renovated home in the heart of Midwood. Bright & Open kitchen with granite, SS appliances, & bar build-in. Hardwoods down with designer lighting and a separate bonus room. Over-sized master with dual closets and a luxury MB. Extra storage upstairs off of the laundry room. Amazing outdoor space designed for entertaining. Large two car garage with exercise/shop room. New fenced-in yard with electric entry gate. Minutes from the Plaza, Uptown, and Noda. Walking distance to Midwood Park!
SOLD
MODERN LUXURY COURTYARD RESIDENCE
JUST LISTED
5 minutes from Center city in Elizabeth 1928 E 8th Street by appointment only
{ElizabEth Grillo owNEr/brokEr/rEaltor®
704.649.2491
New coNstructioN iN Villa HeigHts offered at $479,000. witH 4 beds, 3 batHs & 2-car garage. 2413 barry street.
JUST LISTED
EGrillo@EGrEalEStatECoNSUltaNtS.CoM
{bobby SiSk brokEr/rEaltor®
704.819.0710 bSiSk@EGrEalEStatECoNSUltaNtS.CoM
1810 E. 7th StrEEt, CharlottE, NC 28204 www.EGrEalEStatECoNSUltaNtS.CoM
oPeN House sat 1-3. offered at $595,000. 4815 MoNtclair aVeNue iN ProVideNce Park/cotswold. 2700 sq ft w/ 2 Masters.
Over $17,000,000 in sales in 2015.
704-367-7203
UNDER CONTRACT IN ONE DAY!
8812 Lake Challis Lane – $950,000
1235 Jericho Lane - $525,000
Elegant & inviting Challis Farm home w/loads of updates. Gated community w/lake & terrific proximity to I-485, great shopping, country clubs. MLS#3177767
Great value in Hembstead! Top schools, nearby shopping. Sound, classic home; priced for future reno/updates. MLS#3207680
UNDER CONTRACT
Sardis Lane - $475-500K 3 Left! New Craftsman homes in South Charlotte. Buy now and pick your finishes. Call today!
1818 Euclid Lane - $475,000
Great price for single family renovation, potential duplex conversion, or office in prime location. Loads of period character. MLS# 3185681
UNDER CONTRACT
6017 S. Regal Lane - $435,000 Sophisticated, open SouthPark townhome w/spacious kitchen & beautiful courtyard. Walk to everything. MLS #3183176
4219 Sharon View Road - $385,000
Don’t miss this SouthPark home w/stylish kitchen & bath reno’s. Recent windows, roof, & HVAC. Lovely outside, too. MLS#3206745
Ready to sell? Success and Cindy go hand in hand!
HAND IT OVER. 704-367-7203
cindy.barnes@allentate.com
YOUR LOCAL REALTY PARTNER WITH A GLOBAL REACH
PREMIERSOTHEBYSREALTY.COM
Lauren Alexander 704.996.3468
Matthew Alexander 704.560.2527
Jennifer Barbin 704.724.0230
Giles Barker 704.322.7747
Tanya Brown 704.345.4384
Jill Castle 704.361.7474
Jennifer Conrad 704.737.4689
Al DiRusso 781.258.6182
Sarah Kelley 704.956.6536
Sasha Levons 704.207.1654
Gail McDowell 704.989.6565
George McDowell 704.989.6752
Kimberly McRae 704.274.1466
Kathy Merlo 704.650.6464
Brian Michaels 704.737.9900
Frances Miller 704.488.0288
Joseph Sibielski 704.617.7500
Charlene Smith 704.906.6000
Stephanie Todd 704.904.1681
Hanes Walker 704.366.2830
Charlie Williams 704.737.7741
Patsy Wilson 704.615.5065
CHARLOTTE | 704.248.0243
WE EXTEND OUR DEEPEST APPRECIATION TO YOU, OUR
LAKE NORMAN | 704.727.4170
CUSTOMERS, FOR THE OPPORTUNITIES TO SERVE YOU
UWHARRIE LAKES | 336.461.1044
AND ACHIEVE EXTRAORDINARY RESULTS.
David Wittman 704.200.3072
Sotheby’s International Realty® and the Sotheby’s International Realty logo are registered service marks used with permission. Each office is independently owned and operated. Equal Housing Opportunity.
olony Road Open Houseeptaemt b5e9r 5170thC , 11a Saturday, S
m to 3pm
Elegant Townhomes/South Park area Main Floor Masters
!
Fully Custom
From $685,000 to the high $800,000’s OFF-SITE SALES CENTER
BY APPOINTMENT
WWW.EASTONPARKCHARLOTTE.COM
704-565-9252
CHANGE YOUR LIFE BY CHANGING YOUR ADDRESS Experience 55+ Trilogy® Lake Norman Make plans to visit Trilogy and discover the home of your dreams!
Selection of Move-In Ready Homes by Shea Homes® Homesite 157 - Captivate $437,595
Homesite #60 - Roan with Loft $464,355
2 Bed, 2.5 Bath, 2 Car Garage, 2369 Square Feet. Upgraded flooring, trim, and kitchen. Open concept floor plan and bay window in master bedroom. Price reflects $25,000 in total incentives.
3 Bed, 3.5 Bath, 2 Car Garage, 2,796 square feet. Upgraded cabinets, granite kitchen countertops, trim, and flooring. Loft with bedroom and bath and gas stub on patio. Includes upgraded landscaping package. Price includes $35,000 in total incentives!
Homesite #21 - Connect $495,633
Homesite #122 - Lockwood $356,476
3 Bed, 3.5 Bath, 2 Car Garage, 2,550 Square Feet. Upgraded flooring, cabinets, and kitchen appliances. Extended garage, gas stub on patio, and 12’ Rolling Wall of glass. Price includes $25,000 in total incentives.
2 Bed, 2 Bath, 2 Car Garage, 1,750 Square Feet. Granite kitchen countertops, upgraded flooring, 4’ garage extension and a sunroom with covered patio. Price includes $30,000 in total incentives.
Homesite 152 - Graham $368,792
Homesite #99 - Refresh $348,833
2 Beds, 2 Bath, 2 Car Garage, 2,168 Square Feet. Rolling wall of glass at back patio, granite fireplace with 4’ garage extension. Sunroom with a covered patio allows for ample light and the master is finished with a bay window. Price includes $24,000 in total incentives
2 Bed, 2 Bath, 2 Car Garage, 1,903 Square Feet. Upgraded cabinets, trim package, hardwood flooring, and interior fireplace. 4 foot garage extension and optional bay window in master bedroom. Price includes $25,600 in total incentives.
NORTH CAROLINA BROKERS -
6844 Shoal Creek Dr, Denver, NC 28037
UP TO 4% COMMISSION on some of our Quick Move-In Designer Homes!
A member of the
• 485 to NC-16/Brookshire Blvd • Exit NC-73, Make Left • 1.5 Miles Trilogy on Left
Family
V i s i t Tr i l o g y L i f e . c o m / L a ke N o r m a n
|
888-427-6421
See Seller’s Community Representative for additional terms and conditions. Seller makes no representation, guaranty, or warranty with respect to prospective mortgage interest rates, investment or other benefits of home ownership, or regarding appreciation or depreciation in the value or equity which Buyer may receive. Any current interest rates are subject to change. Seller has no control over the “up” or “down” cycles of the housing markets in which it builds and under no circumstances has Seller made any representation, warranty or guaranty of price stability or appreciation. Buyers must make their own independent determination of all these issues before purchasing. Trilogy® is a registered trademark of Shea Homes, Inc., an independent member of the Shea family of companies. Sales By: Shea Communities Marketing Company (#C25840), Construction By: SHALC GC, INC. 75061, Equal Housing Opportunity. Shea Homes’ Trilogy Lake Norman is planned to be an age-restricted community intended for occupancy by at least one person age 55 or over with select neighborhoods intended for occupancy by people of all ages. This is not an offer of real estate for sale, or a solicitation of an offer to buy. Void where prohibited. Models are not an indication of racial preference. © 2016 Shea Homes, Inc. All rights reserved. Artist Rendering. May not be to scale and subject to change. Options and price are subject to change Some incentives may be tied to using Shea Mortgage. Broker must be procuring cause and if guests have already visited Trilogy Lake Norman or are previously registered, they will be excluded from the program. Both Broker & Client will need to sign a Broker Registration Form. Limited offer. Subject to change without notice. Commission will be paid to Broker upon the close of escrow from Seller’s net sales proceeds for the sale of the property.
List & sell with me for only 3.5% commission! Broker/Realtor® NC & SC (704) 309-6912 PattiElamRealty@gmail.com
WATERFRONT LAKE WYLIE CUSTOM HOME
14620 Rainbarrel Road - Charlotte - $685,000 NO HOA! Tremendous value for this custom waterfront home. Excellent main channel water views on a private/secluded location. 4 beds/3 baths; 2721 square feet. Year round sunset views. Home is move-in ready. Boat dock at marina & pool within walking distance. BRING ALL OFFERS!
GREAT HOME! MUST SEE!
5034 Stone Ridge Road - Gastonia - $459,500 Brick home in great neighborhood! Owner’s suite on main with large bathroom. In-ground pool with Hague water system. Extra private on large lot. Side load 3 car garage. Media/bonus room with loads of storage space. Family/Great Room with fireplace & gas logs. Enclosed patio & exercise room. BRING OFFERS!
RIVER HILLS - LAKE WYLIE
10 Bald Eagle Road - Lake Wylie- $475,000 Private & pristine golf course brick home! Over 3100 heated square feet. Sit on your patio & watch the Tee-Box to Green on the 15th hole. Large great room, huge owner’s suite; awesome sun room; separate 2nd owner’s suite with full bath for privacy; basement has two car over sized garage with dumb waiter, work area & storage. Separate bedroom & full bath on lower lovel to brick courtyard with fountain! Join RHCC for golf & other amenities! BRING OFFERS!
SALE PENDING! 7 Lots in Union County! Monroe-NC, City Water, City Sewer & Gas Connection already in place. Each lot approximately .5 acres.
www.lakewyliewaterfrontproperties.net
Rethink Refresh Remodel
September 9-11 800 Briar Creek Road
FREE Parking sponsored by:
SouthernIdealHomeShow.com
Check online: Save $ 3 Use promo code: CLT 10
(704) 376-6594 ! A Southern Shows Inc. Production
Why wait? Move fast. Save big.
NewHomesReadyNow.com The housing shortage is a myth. Discover beautiful, brand new homes ready now, nearly complete and underway at Taylor Morrison neighborhoods throughout the region. Come see stunning two-story homes, master-down plans and ranch plans from the high $200s to $600s. You’ll find a Taylor Morrison home and neighborhood just right for you, because our homes truly are inspired by you. These Showcase Homes are filled with state-of-the-art features and designer selections. So why settle for a used home when you can buy new and still move fast? Act fast and we’ll include:
$6,000 toward closing costs* | Stainless steel GE® French-door refrigerator & 2” faux wood blinds**
Search by price, size, community and more at NewHomesReadyNow.com Hours: 10am-6pm Mon, Tues, Thurs, Fri, Sat | 12pm-6pm Wed | 1pm-6pm Sun | Call 704.479.6655 | taylormorrison.com *Limited time CLOSING COST INCENTIVE Special Offer up to $6,000 (Inventory Homes) begins on new home contracts entered into as of 8/30/16 through 9/30/16 (“Closing Cost Promotion Period”) that close on or before 10/31/16. Offer is valid on the purchase of eligible select Inventory/Move-In Ready (“Showcase Homes”) at Taylor Morrison Charlotte-area communities only (“Closing Cost Incentive”). Buyer must pre-apply with Approved Lender defined below before submitting offer to qualify for the Closing Cost Promotion. Seller will pay all applicable Closing Costs, excluding discount points or pre-paid items, which contributions will vary depending on the eligible home selected and other restrictions described below, and is only valid for qualified buyers utilizing Seller’s affiliate, Taylor Morrison Home Funding, LLC, (“Approved Lender”) NMLS #149227 - NC #L-166652-101 – SC #1453869 (“Approved Lender”). Buyer is not required to finance through Approved Lender to purchase a home; however, buyer must finance Buyer’s purchase of the Home through only the Approved Lender and both the Title Company and Preferred Attorney must have been selected only through Seller, to receive the above or certain other Closing Cost incentives. Seller has no obligation to pay any portion of Buyer’s closing costs unless the Approved Lender, the Title Company selected by Seller, and the Preferred Attorney are all used by Buyer. Closing Cost Incentive not applicable outside of the Closing Cost Promotion Period or in any other Taylor Morrison Division. Closing Cost Incentive may not be combined with any other offer, unless expressly set forth in Buyer’s Purchase Agreement Documents. Total closing cost contribution credited at Closing and subject to Seller’s contribution limitations based on mortgage program and loan to value guidelines that are outside of Seller’s control. The Closing Cost Incentive is separate from the Refrigerator & Blinds incentive. All loans are subject to underwriting and loan qualification of the lender. Services not available in all states. Rates, terms and conditions offered are subject to change without notice. For more information about Approved Lender, its licensing and other financing information, please visit www. taylormorrison.com/tmhf-aba.**Limited time Refrigerator & Blinds Event: Valid on eligible select Inventory/Move-In Ready homes (“Showcase Homes”) only that close on or before 10/31/16 at Taylor Morrison Charlotte-area communities only (“Eligible Homes”). Promotion includes a GE® Series Energy Star® 25.8 Cu. Ft. French-door refrigerator Model #: GFE26GSKSS and Lotus 2” white faux wood blinds on all windows except “specialty” windows. (Estimated total AVR: $5,000). No cash discounts or substitutions. Seller reserves the right to substitute products of equal or greater value. To qualify, cash or financed buyer must enter into a new home contract for an Eligible Home as of 8/30/16 to 9/30/16 (“Refrigerator & Blinds Promotion Period”). Not valid outside of the Promotion Period, on to-be-built homes or in any other Taylor Morrison Communities. Not valid with and may not be combined with any other advertised promotions, incentives, and/or special offers and no substitutions permitted unless expressly set forth above and/or in your Purchase Agreement. For financed buyers, lender’s guidelines apply. All information (including, but not limited to prices, availability, incentives, floor plans, site plans, features, standards and options, assessments and fees, planned amenities, programs, conceptual artists’ renderings and community development plans) is not guaranteed and remains subject to change or delay without notice. Maps and plans are not to scale and all dimensions are approximate. As-built condition controls. Prices may not include lot premiums, upgrades and options. All homes subject to prior sale. Please see a Community Sales Manager for complete details on Eligible Homes and available plans, and your purchase agreement for community-specific details or visit www.taylormorrison.com for additional disclaimers. Offer void where prohibited or otherwise restricted by law. ©September 2016, Taylor Morrison of Carolinas, Inc. All rights reserved.
The Charlotte Observer Check rates daily at http://charlotte.interest.com Institution
30 yr APR
30 yr Fixed Rate: 3.375
3.389% ABBA First Mortgage, Inc.
30yr Fixed APR
Points: 0.000 Fees: $295 % Down: 5% Rate: 3.500
3.544% AmeriSouth Mortgage Company
30yr Fixed APR
Points: 0.000 Fees: $895 % Down: 20% Rate: 3.250
3.254% Best Rate Mortgage
30yr Fixed APR
Points: 0.000 Fees: $75 % Down: 5%
Product
Rate
Fees
% Down
APR
20 yr fixed 3.250 0.000 $295 5% 3.270 10 yr fixed 2.625 0.000 $295 5% 2.662 Doing business HIS way for you. Low rates and costs! Call or visit our site to apply online or track your desired rate Conv 30 year fixed - “Home Ready” 3% down payment program FHA 3.5% down Payment-Lower MIP VA 100% financing for purchase & refinance USDA 100% Financing 15 yr fixed 2.625 0.000 $75 5% 2.631 7/1 ARM 2.875 0.000 $75 5% 3.006 LOCAL IN CHARLOTTE FOR 25 YEARS! OPEN SATURDAYS! A+ BBB RATING! FREE FLOATDOWN IF RATES DROP! ZERO CLOSING COST OPTIONS! 15 yr fixed 3/1 ARM 5/1 ARM
Charlotte Metro Federal Credit Union
Points
Phone / Website
NMLS # / License # NMLS# 74184
877-793-0666
LIC# 132884
www.abbafirst.com
NMLS# 67050
877-369-9695
L-104114
www.amerisouth.com
NMLS# 103395
704-529-1233 www.bestratemtg.com
3.000 1.000 $1000 5% 3.233 3.000 1.000 $1000 5% 3.213 3.125 1.000 $1000 5% 3.243
877-865-2298
15 yr fixed 2.625 0.000 $175 20% 2.640 7/1 ARM 2.750 0.000 $750 20% 3.357 Free Prequalification Letters and Rate Quotes 7 days a week
704-412-9131
www.cmcu.org
Rate: 3.250
3.258% Mecklenburg Mortgage
Third Federal Savings and Loan
Third Federal Savings and Loan
30yr Fixed APR
Points: 0.000 Fees: $175 % Down: 20%
3/1 ARM 5/1 ARM 10 yr fixed
2.440 0.000 $295 20% 3.279 2.690 0.000 $295 20% 3.232 2.850 0.000 $295 20% 2.887 No PMI with 15% Down
Total Closing Cost Only $295 Guaranteed Low Rates As Little As 5% Down Rate Locked at Preapproval
LIC# 1190352
www.mecklenburgmortgage.com
NMLS# 449401
877-490-4353 www.thirdfederal.com/purchaseadvantage
NMLS# 449401
877-490-4353 www.thirdfederal.com/purchaseadvantage
Legend: The rate and annual percentage rate (APR) are effective as of 9/7/16. © 2016 Bankrate, Inc. http://www.interest.com. The APR may increase after consummation and may vary. Payments do not include amounts for taxes and insurance. The fees set forth for each advertisement above may be charged to open the plan (A) Mortgage Banker, (B) Mortgage Broker, (C) Bank, (D) S & L, (E) Credit Union, (BA) indicates Licensed Mortgage Banker, NYS Banking Dept., (BR) indicates Registered Mortgage Broker, NYS Banking Dept., (loans arranged through third parties). “Call for Rates” means actual rates were not available at press time. All rates are quoted on a minimum FICO score of 740. Conventional loans are based on loan amounts of $165,000. Jumbo loans are based on loan amounts of $435,000. Points quoted include discount and/or origination. Lock Days: 30-60. Annual percentage rates (APRs) are based on fully indexed rates for adjustable rate mortgages (ARMs). The APR on your specific loan may differ from the sample used. Fees reflect charges relative to the APR. If your down payment is less than 20% of the home’s value, you will be subject to private mortgage insurance, or PMI. FHA Mortgages include both UFMIP and MIP fees based on a loan amount of $165,000 with 5% down payment. VA Mortgages include funding fees based on a loan amount of $165,000 with 5% down payment. Bankrate, Inc. does not guarantee the accuracy of the information appearing above or the availability of rates and fees in this table. All rates, fees and other information are subject to change without notice. Bankrate, Inc. does not own any financial institutions. Some or all of the companies appearing in this table pay a fee to appear in this table. If you are seeking a mortgage in excess of $417,000, recent legislation may enable lenders in certain locations to provide rates that are different from those shown in the table above. Sample Repayment Terms – ex. 360 monthly payments of $5.29 per $1,000 borrowed ex. 180 monthly payments of $7.56 per $1,000 borrowed. We recommend that you contact your lender directly to determine what rates may be available to you. To appear in this table, call 800-509-4636. To report any inaccuracies, call 888-509-4636. • http://charlotte.interest.com
Hs H O S P I TA L I T Y
ELEMENTS OF AN E X T R AO R D I N ARY B R A N D
Charlotte, North Carolina premiersir.com/id/3194599 704.248.0243 PREMIERSOTHEBYSREALTY.COM
Contact us today for a consultation on how your home can be marketed in the Carolinas and around the world.
Blowing Rock | 828.414.9400
Lake Norman | 704.727.4170
Asheville | 828.277.3238
Blowing Rock on Main | 828.295.0776
Linville Ridge | 828.898.5151
Banner Elk | 828.898.5022
Charlotte | 704.248.0243
Uwharrie Lakes | 336.461.1044
Sotheby’s International Realty® and the Sotheby’s International Realty logo are registered service marks used with permission. Each office is independently owned and operated. Equal Housing Opportunity. Property information herein is derived from various sources including, but not limited to, county records and multiple listing services, and may include approximations. All information is deemed accurate.