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DATE CHANGED - OCTOBER 15TH 2016

2nd ANNUAL

Palisades Spirit 5K & Fun Run Saturday, October 15th 2016 | REGISTRATION STARTS AT 8:00 am 5K STARTS AT 9:00 am |

(1 mile) starts at 9:45 am

LOCATION: Palisades Private Residents’ Club: 16916 Snug Harbor Rd; Charlotte, NC 28278

Spirit 5K - $20 - $10

Register at www.PalisadesNC.com

NEW HOMES FROM THE UPPER 200’s TO 700’s. PalisadesNC.com Prices, plans, and terms are effective on the date of publication and subject to change without notice. Participants registering after September 25th are not guaranteed a t-shirt. This ad contains general information about a new home community in North Carolina and it is not an offer or the solicitation of an offer for the purchase of a new home. This information is not directed to residents of any other state that requires registration or permit issuance prior to the publication of such information. Seller does not represent/guarantee that the project will be serviced by any particular public school/school district or, once serviced by a particular school/school district, that the same school/school district will service the project for any particular period of time. Eligibility requirements (including geographical) may change over time. You should independently confirm which schools/districts serve the project and learn more information about the school district’s boundary change process prior to executing a purchase contract. Prices, plans and terms are effective on the date of publication and subject to change without notice.


SALE ENDS SEPTEMBER 30

SALE

CUSTOMER APPRECIATION Save thousands on all carpet, hardwood, laminate, ceramic tile and vinyl.

Everything Simple Richard Karn

CALL OR GO ONLINE TO SCHEDULE AN APPOINTMENT TODAY

877-50-FLOOR WWW.50FLOOR.COM SALE ENDS SEPTEMBER 30

GET AN ADDITIONAL

$100 DOLLARS OFF WHEN YOU USE PROMO CODE: CHARLOTTE OBSERVER

Save thousands on all carpet, hardwood, laminate, ceramic tile and vinyl.


NATIONAL

SALES EVENT

Act Now! Final Home Sites Now Selling! Luxury single-family homes on 1-acre wooded home sites. From the upper $500,000s (704) 845-2040

New Home Sites Now Open! Award-winning Marvin Ridge School District Estate homes on 2/3 – 1-acre wooded home sites From the upper $500,000s (704) 243-3069

SEPTEMBER 10–25, 2016

PERSONALIZE YOUR HOME WITH LIMITED-TIME INCENTIVES*

Two New Professionally Decorated Model Homes Now Open! Clubhouse Now Under Construction! New Home Sites Just Released! A Toll Brothers Active Living® Community! From the low $300,000s (704) 504-3939

TollSalesEventNC.com/CHO Download the new Toll Brothers app today

Open Mon.-Fri. 11 am–6 pm; Sat. 10 am–6 pm; Sun. Noon–6 pm. Brokers welcome. Homes available nationwide. Prices subject to change without notice. Photos are images only and should not be relied upon to confirm applicable features.*Offer, if any, is valid for new buyers who purchase a home in a participating community in Charlotte and deposit between 9/10/16–9/25/16, sign an agreement of sale, and close on the home. Offers, incentives, and seller contributions, if any, vary by community and are subject to certain terms, conditions, and restrictions, including but not limited to the availability of home sites. Toll Brothers reserves the right to change or withdraw any offer at any time. Not valid with any other offer. See sales representative for details. This is not an offering where prohibited by law. Apple and the Apple logo are trademarks of Apple Inc., registered in the U.S. and other countries. App Store is a service mark of Apple Inc. Google Play is a trademark of Google Inc.



MARIE MORRIS

BROKER ASSOCIATE, ALHS, ABR, GREEN

828.768.0108 MMorris@Beverly-Hanks.com

Asheville • MLS#3170369 • $1,595,000 • 4 BED • 4.5 BATH • 6,216 SQ FT

Asheville • MLS#3161389 • $2,185,000 • 4 BED . 4.5 BATH • 5,018 SQ FT

Maggie Valley • MLS# 3188723 • $1,425,000 • 4 BED • 4.5 BATH • 4,850 SQ FT

beverly-hanks.com



Carol Fisk Beverly-Hanks & Associates, Realtors

(828) 674-0441 CarolFisk@Beverly-Hanks.com

Featured Home ~ Waynesville MLS# 3158655 ~ $1,695,000

Featured Home ~ Biltmore Park MLS# 583890 ~ $715,000 Visit us during the Parade of Homes on October 8th & 9th or the following weekend of October 15th & 16th! Interior photos are of similar finished unit.


VANESSA BYRD Real Estate Broker

828.275.8534 vanessa@mymosaicrealty.com

Featured Home ~ Lake Lure ~ MLS# 3195333 ~ $975,000

Lakewood ~ MLS# 3169983 ~ $749,000 Gorgeous custom built home in desirable Kenilworth neighborhood. This spacious, openconcept home features a large gourmet kitchen, 4th bedroom potential, 21’ ft vaulted wood ceilings, fireplace, hardwood floors, surround sound. Upper level guest suite w/ bonus loft space has potential to create 4th bedroom. Huge windows in great room overlook the incredible rock waterfall and professionally landscaped gardens. Post and beam construction w/ two car garage. Just minutes to Downtown Asheville.

59 ForeSt HiLL dr. ~ MLS# 3193096 ~ $399,900 Classic Kenilworth Charmer. 4 bedroom 2 bath. Solid brick, renovated in 2010. Beautiful renovation with original charm with designer features. Open Kitchen Dining, beautiful hardwood floors, walk in closets, built ins, first floor bedroom and full bath, wood burning fireplace, and huge front porch for entertaining. Potential to finish out basement. Huge flat back yard for play and pets. Spacious bedrooms with tons of natural light, original stained trim throughout. Move in Ready. Go and show!

4 Mezzo Cove ~ MLS# 3200419 ~ $448,000 Perfect urban homestead! Situated on 5 acres 13 minutes to downtown Asheville. Bubbling creek, pond, guest cottage, and extensive room for gardens and crops. Bright farmhouse has modern open floor plan with custom stone work throughout. Covered front porch, large back deck, fire pit and pergola are ideal for entertaining. Large pole barn with dog run holds untapped potential. Impeccably maintained. Unique opportunity for mini farm. In close proximity to Weaverville and West Asheville. Must See!

PLyMoutH ~ MLS# 3214960 ~ $399,000 Charming Kenilworth stone cottage on quiet street. Split bedroom floor plan. Spacious master suite has walk-in closet, private entrance, and french doors to deck. Open, eat-in kitchen features stainless appliances and incredible pantry. Classic details throughout- hardwood floors, crown molding, arched doorways, mexican tile floors, and huge picture windows. Gas fireplace in living room. Sunroom w/ hot tub. Mature landscaping. Newer HVAC and Electrical Panel. Great Kenilworth location.


277 TOWER CIRCLE #42-44 ~ HENDERSONVILLE MLS# 3191587 ~ $450,000 DAWN CLAYTON Beverly Hanks & Associates,Realtors

828-778-2656 dawnclayton@beverly-hanks.com

368 PACE ROAD ~ HENDERSONVILLE MLS# 3179939 ~ $512,500 ROBIN DAMPIER Broker Assoc.\Realtor Beverly-Hanks & Associates, Realtors

828-231-5069 Robin@NC-Hendersonville.com

25 SECRET DRIVE ~ ARDEN, NC MLS# 3201612 - $428,300 CAROL HAMLET Residential Broker Associate Beverly-Hanks & Associates, Realtors

(828) 216-7731 CHamlet@Beverly-Hanks.com

28 GLENBERRY WAY ~ MILLS RIVER, NC MLS# 3170123 ~ $525,000 SARA DUQUE Residential Broker Associate Beverly-Hanks & Associates, Realtors

(828) 232-7848 SDuque@Beverly-Hanks.com

1035 KYLES CREEK RD ~ HENDERSONVILLE MLS# 3181802 ~ $482,500 SARA DUQUE Residential Broker Associate Beverly-Hanks & Associates, Realtors

(828) 232-7848 SDuque@Beverly-Hanks.com

31 RIDGETOP CIRCLE ~ BREVARD, NC MLS# 3205373 ~ $575,000 STEVE CROUCH Residential Broker Associate Beverly-Hanks & Associates, Realtors

(828) 215-2871 SCrouch@Beverly-Hanks.com

LITTLE PISGAH

JONATHAN JACKSON Residential Broker Associate Beverly-Hanks & Associates, Realtors

(828) 582-7306 JJackson@Beverly-Hanks.com



www.131GlenEagle.com • Waynesville, NC • $1,395,000

www.98IvyCove.com • Fairview, NC • $695,000

www.1305NewFound.com • Leicester, NC • $795,000

www.209Arcadian.com • Fairview, NC • $695,000

Mark Fields & Associates is a Boutique Luxury Real Estate Firm based in Asheville, providing exclusive Real Estate services for those seeking Luxury Homes or Unique Mountain Properties in the Western North Carolina region. If you are beginning your search for that special home or condominium in the mountains, let us your guide!

MARK FIELDS President

828-777-0452 mark@markfields.com

Representing the finest properties in Asheville & Western North Carolina

www.487Soapstone.com • Arden, NC • $749,888

www.79Skycliff.com • Asheville, NC • $349,500

4 Swann Street Asheville, NC 28803



HENDERSONVILLE, NC A GREAT PLACE TO

Main Street Downtown Condo: Income producing studio with separate entrance. $800,000 MLS#: 3167161

High Vista: Showcase home built for contractor’s personal residence. S850,000 MLS#: 3161754

Somersby Park: Wonderful year round views which you can enjoy from every room in this spacious home. $824,900 MLS#: 3169191

Whites Lake: Beautiful home and Professionally designed grounds. $550,000 MLS#: 3181303

“Visit beverly-hanks.com and key in the MLS number for additional information on any of these listings.”

Real estate is my profession, not a hobby.

STEVE DOZIER 828.329.1529 stevedozier@beverly-hanks.com

beverly-hanks.com

EQUAL HOUSING

OPPORTUNITY


LeNoir Medlock

828.691.9981 LeNoirM@PreferredProp.com Walnut Grove Plantation

93 Plantation Dr | Asheville | MLS# NCM591042 | $1,479,000

VIEWS, VIEWS, VIEWS!

11 Tailridge Rd | Asheville | MLS# 3212239 | $2,700,000


Jo Chandler

828.231.5444 JoChandler@PreferredProp.com Biltmore House Views!

3 Eastwood Road | Asheville | MLS# 3166902 | $1,250,000

Biltmore Forest

317 Braeside Court | Asheville | MLS# 3148968 | $2,400,000



An Asheville native that brings over 20 years of experience to work for you. Laura’s knowledge of the Asheville area combined with hard work and customer service makes her a great agent. What Laura enjoys most about real estate is the opportunity to sell in my home town which is one of the best places to live, meeting wonderful people and now has her sister, Ellen Browne McGuire working with her.

Laura Browne Livaudais Downtown Office

(828) 712-5445 Laura@PreferredProp.com

Weaverville | MLS# 3210031 | $974,000

Downtown Asheville | MLS# 3215529 | $439,000

North Asheville | MLS# 3166468 | $1,650,000

Lake View Park | Asheville | MLS# 3179173 | $1,100,000

Lake View Park | Asheville | MLS# 3214058 | $845,000

Incredible MountainTopView | MLS# 3133244 | $995,000




Over $18,000,000 in sales in 2016.

704-367-7203

Sardis Lane - $475-500K 3 Left! New Craftsman homes in South Charlotte. Buy now and pick your finishes. Call today!

8812 Lake Challis Lane – $950,000

6017 S. Regal Lane - $425,000

Elegant & inviting Challis Farm home w/loads of updates. Gated community w/lake & terrific proximity to I-485, great shopping, country clubs. MLS#3177767

Sophisticated, open SouthPark townhome w/spacious kitchen & beautiful courtyard. Walk to everything. MLS #3183176

UNDER CONTRACT

UNDER CONTRACT

4219 Sharon View Road - $385,000

Don’t miss this SouthPark home w/stylish kitchen & bath reno’s. Recent windows, roof, & HVAC. Lovely outside, too. MLS#3206745

1818 Euclid Lane - $475,000

Great price for single family renovation, potential duplex conversion, or office in prime Dilworth location. Loads of period character. MLS# 3185681

Ready to sell? Success and Cindy go hand in hand!

HAND IT OVER. 704-367-7203

cindy.barnes@allentate.com


YOUR LOCAL REALTY PARTNER WITH A GLOBAL REACH

PREMIERSOTHEBYSREALTY.COM

Lauren Alexander 704.996.3468

Matthew Alexander 704.560.2527

Jennifer Barbin 704.724.0230

Giles Barker 704.322.7747

Tanya Brown 704.345.4384

Jill Castle 704.361.7474

Jennifer Conrad 704.737.4689

Al DiRusso 781.258.6182

Sarah Kelley 704.956.6536

Sasha Levons 704.207.1654

Gail McDowell 704.989.6565

George McDowell 704.989.6752

Kimberly McRae 704.274.1466

Kathy Merlo 704.650.6464

Brian Michaels 704.737.9900

Frances Miller 704.488.0288

Joseph Sibielski 704.617.7500

Charlene Smith 704.906.6000

Stephanie Todd 704.904.1681

Hanes Walker 704.366.2830

Charlie Williams 704.737.7741

Patsy Wilson 704.615.5065

CHARLOTTE | 704.248.0243

WE EXTEND OUR DEEPEST APPRECIATION TO YOU, OUR

LAKE NORMAN | 704.727.4170

CUSTOMERS, FOR THE OPPORTUNITIES TO SERVE YOU

UWHARRIE LAKES | 336.461.1044

AND ACHIEVE EXTRAORDINARY RESULTS.

David Wittman 704.200.3072

Sotheby’s International Realty® and the Sotheby’s International Realty logo are registered service marks used with permission. Each office is independently owned and operated. Equal Housing Opportunity.


14,000 Sq. Ft. Estate Home Enjoy the privacy of 5.25 acres only 20 minutes from uptown

$2,495,000

704-968-7105


October 7-9, 14-16, 21-23

Love. What’s. New.

www.ParadeCharlotte.com Presented by the Home Builders Association of Greater Charlotte www.hbacharlotte.com





9 5 5 0 t C a o e lony Road s u o H n e p O r 1s Saturday, Octobe

t, 11am to 3pm

Elegant Townhomes/South Park area Main Floor Masters

!

Fully Custom

From $685,000 to the high $800,000’s OFF-SITE SALES CENTER

BY APPOINTMENT

WWW.EASTONPARKCHARLOTTE.COM

704-565-9252


Waterview End Unit Penthouse Waterview

With Elevator plus 30 Ft Boat Slip, No Pets For Lease18742 Nautical 306 $1525/month; W/o Boatslip $1300/month

Terrie Hayes Harbor Realty (704) 953-8844

WATERFRONT CONDO

REDUCED $10,000

WATERFRONT 2B/2BA CONDO 25 FT BOATSLIP AT PRIVATE MARINA INCLUDED

18701 NAUTICAL 204 CORNELIUS UPDATED READY FOR SUMMER FUN. NEW PRICE $249,900 MLS# 3180202

Terrie Hayes Harbor Realty (704) 953-8844


DEERFIELD- SOUTH CHARLOTTE

CHARLOTTE

FOR THE FIRST FOUR HOMEBUYERS AT DEERFIELD*

50,000

980-299-6486 • THalloran@JPOrleans.com

Alexander Rd.

Matthews

16

Pineville Ballantyne

IN DESIGN CENTER CREDIT

Tricia Halloran

74

51

$

For Deerfield Information Contact:

Providence Rd.

HURRY, LIMITED TIME!

MORE jPORLEANS AREA COMMUNITIES: PEACH ORCHARD ESTATES

BEVERLY

TRINITY RIDGE*

HARRISBURG I CABARRUS COUNTY FROM THE MID $200S • 704-454-5754

CORNELIUS FROM THE $500S • 704-454-5754

FORT MILL, SC FROM THE $600S • 803-524-5142

.com

Marketed by JPO Residential Realty, LLC * Marketed by Rinehart Realty





The Charlotte Observer Check rates daily at http://charlotte.interest.com Institution

30 yr APR

30 yr Fixed Rate: 3.250

3.254% Best Rate Mortgage

30yr Fixed APR

Points: 0.000 Fees: $75 % Down: 5%

Product

Rate

Fees

% Down

APR

15 yr fixed 2.625 0.000 $75 5% 2.631 7/1 ARM 2.875 0.000 $75 5% 3.006 LOCAL IN CHARLOTTE FOR 25 YEARS! OPEN SATURDAYS! A+ BBB RATING! FREE FLOATDOWN IF RATES DROP! ZERO CLOSING COST OPTIONS! 15 yr fixed 3/1 ARM 5/1 ARM

Charlotte Metro Federal Credit Union

Points

Phone / Website

NMLS # / License # NMLS# 103395

704-529-1233 www.bestratemtg.com

3.000 1.000 $1000 5% 3.233 3.000 1.000 $1000 5% 3.213 3.125 1.000 $1000 5% 3.243

877-865-2298

15 yr fixed 2.750 0.000 $175 20% 2.767 7/1 ARM 2.750 0.000 $750 20% 3.357 Free Prequalification Letters and Rate Quotes 7 days a week

704-412-9131

www.cmcu.org

Rate: 3.250

3.258% Mecklenburg Mortgage

30yr Fixed APR

Points: 0.000 Fees: $175 % Down: 20%

3/1 ARM 5/1 ARM 10 yr fixed

Third Federal Savings and Loan

Total Closing Cost Only $295 Guaranteed Low Rates As Little As 5% Down Rate Locked at Preapproval

Third Federal Savings and Loan Rate: 3.375

3.399% ABBA First Mortgage, Inc.

30yr Fixed APR

Points: 0.000 Fees: $495 % Down: 5% Rate: 3.500

3.544% AmeriSouth Mortgage Company

2.440 0.000 $295 20% 3.279 2.690 0.000 $295 20% 3.232 2.850 0.000 $295 20% 2.887 No PMI with 15% Down

30yr Fixed APR

Points: 0.000 Fees: $895 % Down: 20%

20 yr fixed 3.250 0.000 $595 5% 3.290 10 yr fixed 2.625 0.000 $575 5% 2.698 Doing business HIS way for you. Low rates and costs! Call or visit our site to apply online or track your desired rate Conv 30 year fixed - “Home Ready” 3% down payment program FHA 3.5% down Payment-Lower MIP VA 100% financing for purchase & refinance USDA 100% Financing

LIC# 1190352

www.mecklenburgmortgage.com

NMLS# 449401

877-490-4353 www.thirdfederal.com/purchaseadvantage

NMLS# 449401

877-490-4353 www.thirdfederal.com/purchaseadvantage

NMLS# 74184

877-793-0666

LIC# 132884

www.abbafirst.com

NMLS# 67050

877-369-9695

L-104114

www.amerisouth.com

Legend: The rate and annual percentage rate (APR) are effective as of 9/21/16. © 2016 Bankrate, Inc. http://www.interest.com. The APR may increase after consummation and may vary. Payments do not include amounts for taxes and insurance. The fees set forth for each advertisement above may be charged to open the plan (A) Mortgage Banker, (B) Mortgage Broker, (C) Bank, (D) S & L, (E) Credit Union, (BA) indicates Licensed Mortgage Banker, NYS Banking Dept., (BR) indicates Registered Mortgage Broker, NYS Banking Dept., (loans arranged through third parties). “Call for Rates” means actual rates were not available at press time. All rates are quoted on a minimum FICO score of 740. Conventional loans are based on loan amounts of $165,000. Jumbo loans are based on loan amounts of $435,000. Points quoted include discount and/or origination. Lock Days: 30-60. Annual percentage rates (APRs) are based on fully indexed rates for adjustable rate mortgages (ARMs). The APR on your specific loan may differ from the sample used. Fees reflect charges relative to the APR. If your down payment is less than 20% of the home’s value, you will be subject to private mortgage insurance, or PMI. FHA Mortgages include both UFMIP and MIP fees based on a loan amount of $165,000 with 5% down payment. VA Mortgages include funding fees based on a loan amount of $165,000 with 5% down payment. Bankrate, Inc. does not guarantee the accuracy of the information appearing above or the availability of rates and fees in this table. All rates, fees and other information are subject to change without notice. Bankrate, Inc. does not own any financial institutions. Some or all of the companies appearing in this table pay a fee to appear in this table. If you are seeking a mortgage in excess of $417,000, recent legislation may enable lenders in certain locations to provide rates that are different from those shown in the table above. Sample Repayment Terms – ex. 360 monthly payments of $5.29 per $1,000 borrowed ex. 180 monthly payments of $7.56 per $1,000 borrowed. We recommend that you contact your lender directly to determine what rates may be available to you. To appear in this table, call 800-509-4636. To report any inaccuracies, call 888-509-4636. • http://charlotte.interest.com


We WELCOMING

ELEMENTS OF AN E X T R AO R D I N ARY B R A N D

Waxhaw, North Carolina premiersir.com/id/3204424 704.248.0243 PREMIERSOTHEBYSREALTY.COM

Contact us today for a consultation on how your home can be marketed in the Carolinas and around the world.

Asheville | 828.277.3238

Blowing Rock | 828.295.0776

Lake Norman | 704.727.4170

Banner Elk | 828.898.5022

Charlotte | 704.248.0243

Linville Ridge | 828.898.5151 Uwharrie Lakes | 336.461.1044

Sotheby’s International Realty® and the Sotheby’s International Realty logo are registered service marks used with permission. Each office is independently owned and operated. Equal Housing Opportunity. Property information herein is derived from various sources including, but not limited to, county records and multiple listing services, and may include approximations. All information is deemed accurate.


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