home | design, February 11, 2017

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WHY DIDN’T I

DO THIS SOONER? Trilogy® owners unleashing their creativity with new-found friends.

Trilogy® is more than a place to live. It’s knowing you’re in the right place, at the right time, with the right people. And for many of our owners, they wonder why they ever put off making the move. Try something unexpected. Know your neighbors. Experience a true sense of community. Be part of something bigger. Once you’re here, you’ll understand why everyone is asking, “Why didn’t I do this sooner?”

CALL 888.332.9034

FEBRUARY 18 | DREAM KITCHEN EVENT. Saturday: Noon - 3pm. Cooking demos, prizes and delicious tips for cooking in your dream kitchen! TRILOGY ® LAKE NORMAN Denver, NC | Mid $200’s | Schedule your private tour today!

A M E M B E R OF TH E

FA M I LY | T R I LO GY L I F E. CO M / L AK E N O R M A N

Trilogy® is a registered trademark of Shea Homes, Inc., an independent member of the Shea family of companies. Sales By: Shea Communities Marketing Company (#C25840), Construction By: SHALC GC, INC. 75061, Equal Housing Opportunity. Shea Homes’ Trilogy Lake Norman is planned to be an age-restricted community intended for occupancy by at least one person age 55 or over with select neighborhoods intended for occupancy by people of all ages. This is not an offer of real estate for sale, or a solicitation of an offer to buy. Void where prohibited. Models are not an indication of racial preference. © 2017 Shea Homes, Inc. All rights reserved.


Featured Community Palisades |

Charlotte, NC

COMMUNITY FEATURES • 1,500 acre master planned community • Resort-style amenities: - Private Residents’ Club - Walking Trails - Jack Nicklaus Design golf course • Convenient to Charlotte Douglas International Airport

AUSTIN’S CREEK From the mid $200s 160

RUSTY CREEK From the $300s

MONTAGE 49

From the mid $300s

BEAR CREEK / EAGLES LANDING

CalAtlanticHomes.com

From the $400s No view is promised. Views may also be altered by subsequent development, construction and landscaping growth. Square footage/acreage shown is only an estimate and actual square footage/acreage will differ. Buyer should rely on his or her own evaluation of useable area. Prices, plans and terms are effective on the date of publication and subject to change without notice. Depictions of homes or other features are artist conceptions. Hardscape, landscape and other items shown may be decorator suggestions that are not included in the purchase price and availability may vary. This ad contains general information about a new home community in North Carolina/South Carolina and it is not an offer or the solicitation of an offer for the purchase of a new home. This information is not directed to residents of any other state that requires registration or permit issuance prior to the publication of such information.





#1 in Lake Wylie Waterfront Sales for the Last Decade! Waterfront market sales info, lake resources & listings at

LakeWylieMan.com

6982 Pine Moss Ln - Lake Wylie

3219 Lake Pointe in Reflection Pointe

Main Channel Waterfront | MLS# 3219655 | $1,199,000

Waterfront | MLS #3158866 | $1,149,000

313 Sunset View - Clover Schools

2084 Lake Forest Drive - Tega Cay

Waterfront | MLS# 3244494 | $749,000

$899,000 | 5BR | Waterfront | MLS# 3137921

Serenity Point | Waterfront Lots with Docks

29012 Silver Fox Run - Tega Cay

$224,000 - $310,000

Waterfront Lot | MLS# 3209815 | $325,000

29010 Silver Fox Run - Tega Cay

32 Quayside Court - River Hills

Waterfront with Dock | MLS# 3159716 | $200,000

Waterfront | MLS# 3246700 | $509,900

Drew Choate TheLakeWylieMan.com 803.818.0704


MLS#3247793 ~ $698K 276 Shoreline Pkwy ~ Tega Cay

MLS#3210309 ~ $3.7M 3 Hidden Cove 67 ~ River Hills

UNDER CONTRACT MLS# 3216119 ~ Mill Spring, NC

Your Favorite Lake Wylie Real Estate Broker! Joyce Presley Realty, LLC

Licensed in NC/SC/GA Realtor, Broker-in-Charge/Owner, GRI, ABR

CALL: 704-649-7653 OR 803-547-4004 EMAIL: JoycePresleyRealty@gmail.com


(803) 220-0055 CARMEN MILLER

Carmen@CarmenSMiller.com CarmenSMiller.com

FEATURED HOME ~ TEGA CAY TRUE WATERFRONT ~ TEGA CAY E US PM HO 2-4 EN N OP &SU T SA

Waterfront | MLS# 3236791 | $750K

MLS# 3218607 | 27030 Fahleh Cove | $260K

LAKE SHORE ~ TEGA CAY E US PM HO 2-4 EN N OP &SU T SA

MLS# 3248892 | 2314 Pine Run | $364K

CUSTOM HOME ~ TEGA CAY

MLS# 3244888 | 1098 Windsong Bay Ln | $459,500

GORGEOUS RANCH ~ TEGA CAY

MLS# 3238768 | 1027 Knob Creek Ln | $329,900


Lake Wylie Waterfront | 8042 Windjammer Drive, Tega Cay | MLS# 3222924 | $689,000

Judi Phillips REALTOR®

(704) 654-0923 JPhillips@Highgarden.com | PropertyoftheCarolinas.com www.tourfactory.com/1663274


Bonnie Papandrea 704.756.8071 ~ Bonnie@TeamPHomes.com

Daniel Papandrea 704.904.5334 ~ Daniel@TeamPHomes.com

TeamPHomes.com

Wilkinson ERA Real Estate Longview ~ Waxhaw

MLS# 3240891 | 200 Oakmont Lane

$1,495,000

Queens Gate ~ Waxhaw

MLS# 3214850 | 4808 Pimlico Lane

$479,500

Serenity Point ~ Tega Cay

MLS# 3238040 | 1224 Stonecrest Blvd

$739,000

Walnut Creek ~ Lancaster

MLS# 3155002 | 79327 Ridgehaven Road

$268,750


MLS# 3210253 ~ $655,00 2073 Marquesas ~ Tega Kay, SC

Freya Meeks NC, SC REALTOR®, Broker

Allen Tate Company 803.517.0355 Freya.Meeks@allentate.com


Pam and Cliff Orsburn 704-534-4164 • www.tegacayrealtor.com

Dream Finders, Inc Over 26 yrs helping our clients with selling and buying their Dream Home.





CO UN in NTR DER 1 D AC ay T

Like-new home has master BDRM on 1st floor. High-end finishes, lovely detail. Near Arboretum. 1023 Gray Oak Lane - MLS# 3248214 $700,000

Builder Opportunity in popular Stonehaven! House to flip, plus two lots to be subdivided. $550,000

Great opportunity in SouthPark! Loads of updates in Barclay Downs. 5613 Wintercrest Lane - MLS# 3248178 $500,000

Great 5 BD, 3 BA home. Top schools & neighborhood pool! 8405 Society Street in Weston Glen. MLS# 3248949 $420,000

Sophisticated townhome in gated community near Arboretum. Light & bright with new paint & carpet 3341 Luke Crossing Drive - MLS# 3242081 $365,000

/%#,'&*-0#).(-"")#+-+)&/!$



2804 Providence View Lane | Charlotte, NC 28270

Welcome to Providence Plantation. $659,000 | 6 Bedrooms/4.2 Bathrooms Sought after Providence Plantation location! Features include hardwood oors throughout fresh interior paint 3 brand new furnace systems - 3 updated A/C units; in-law suite/man cave/teenager space in basement; 2 built-in home theater speaker systems; upgraded kitchen and renovated master bath; built-in wine/beverage center; Thermador gas cooktop; Delta touch faucet in kitchen huge private backyard; natural gas outdoor grill hookup; sprinkler system. The list goes on! Must see to believe!

JOAN GOODE REALTORÂŽ/BROKER in NC & SC c. 704.953.3035 jgoode@dickensmitchener.com

Discover more at dickensmitchener.com



9

ng g 99 yi llin e 1 Bu Se nc d si an ay C a

g Te

Loving the Tega Cay Life Since 1999

Excellence in Real Estate Services: Buying, Selling, and Relocating Tega Cay and Beyond

15235-J, John J Delaney Drive Charlotte, NC 28277 704.341.0279

NC Broker/SC Realtor ABR, Relo Specialist, SFR, MA #1 Sales Leader 2004-2016 Nationally Ranked #1 Customer Service 2007-2016 Best in Charlotte 2007-2016

Call: 704.267.3643• Email: jo@butterworth.net • View Homes at www.JoButterworth.com



Are you looking to Sell Your Home?

Patti Elam Broker/Realtor® NC & SC

704-309-6912 SALE ENDS FEBRUARY 28

FREE INSTALLATION

SALE CALL OR GO ONLINE TO SCHEDULE A FREE IN HOME APPOINTMENT TODAY!

877-50-FLOOR WWW.50FLOOR.COM

SALE ENDS FEBRUARY 28 GET AN ADDITIONAL

$100 DOLLARS OFF WHEN YOU USE PROMO CODE TO CHARLOTTE OBSERVER

OUR FREE INSTALLATION SALE APPLIES TO ALL LAMINATE, HARDWOOD & CARPET Some restrictions may apply, please check website for details.


The Beach Is My Business “CALL ME FOR PROPERTY INFO ON ISLE OF PALMS, SULLIVANS ISLAND AND WILD DUNES”

Darlene Smith darlenesmith@carolinaone.com 843-696-7824 Over 30 Years Experience! www.darlenesmithrealestate.com

The Courtyards of Huntersville 8231 Parknoll Dr. Huntersville / Promenade

Price: $400,400 Plenty of Builder Upgrades! • Screened Porch off Owner’s Suite • Granite Counters • Hardwood floors • GE Appliance Package includes Refrigerator • Universal Shower design 55+ Maintenance-Free Community with Clubhouse & Pool. 4 homes open daily!

980.240.3060 www.thecourtyardsofhuntersville.com

The Courtyards at Emerald Lake 1000 Avalon Place in Stallings, NC / Portico

Price: $418,505 Maintenance-Free Portico with Bonus suite 3 bed / 3 bath. Courtyard overlooking a pond. Hardwood and quartz counter tops in the kitchen. READY NOW!

704.635.5082 www.epconcommunities.com


The Courtyards at Kinnamon Park

THE BEST THINGS IN LIFE ARE

FREE

9206 Edelweiss Lane in Huntersville, NC | Palazzo

Price: $371,815 Screened porch, Private Courtyard, Fireplace, Four Seasons Room, large covered front porch, quartz kitchen countertops, GE slate appliances, deluxe laundry w/built in sink, base cabinets, folding station, and cabinets above W/D, raised height bathroom vanities with granite countertops, framed bathroom mirrors, hardwood flooring in foyer, 4 seasons room, living, kitchen, dining, and hallway, upgraded carpet & pad in bedrooms. MAY 2017

SALE EVENT! Gerry Rogers, President

FREE

FREE

FREE

WINDOW WITH PURCHASE OF 4 WINDOWS*

SAME AS CASH FINANCING FOR 12 FULL MONTHS**

SMARTSUN™ GLASS UPGRADE

CALL OR VISIT US ONLINE FOR YOUR FREE IN-HOME CONSULTATION Offered Exclusively by

704-461-0642 BestWindowsCharlotte.com

*Offer expires February 28, 2017 and is good on the first 4 windows purchased with the 5th window of equal or lesser value, free. Promotional offer also available without financing option. Offer not good on doors and can not be combined with other promotions, quotes or previous purchases, including initial visit reward. **0% APR for 12 months financing available to well qualified buyers on approved credit only. Higher rates apply for customers with lower credit ratings. Renewal by Andersen retailers are independently owned and operated retailers, and are neither brokers nor lenders. “Renewal by Andersen” and all other marks where denoted are marks of Andersen Corporation. © 2017 Andersen Corporation. All rights reserved.

704.576.0556 www.epconcommunities.com

The Courtyards on Lake Norman 17005 Courtside Landing Drive

Price: $482,257 Portico with Bonus Suite, Sunroom, private Courtyard and many designer features. Model home investment opportunity in a desirable Cornelius community. Purchase at today's price, and we will pay you a monthly lease!

Amy Moss 704.290.9341 www.epconcommunities.com



The Charlotte Observer Check rates daily at http://charlotte.interest.com Institution

30 yr APR

30 yr Fixed Rate: 3.750

3.759% Mecklenburg Mortgage

30yr Fixed APR

Points: 0.000 Fees: $175 % Down: 20%

Rate: 3.750

3.794% 30yr Fixed APR

Points: 0.000 Fees: $895 % Down: 5% Rate: 4.250

4.296% 30yr Fixed APR

Points: 0.000 Fees: $895 % Down: 20% Rate: 3.625

3.663% Best Rate Mortgage

Charlotte Metro Federal Credit Union

Points

Fees

% Down

APR

15 yr fixed 3.000 0.000 $175 20% 3.016 7/1 ARM 3.125 0.000 $750 20% 3.608 30 yr jumbo refi 4.125 0.000 $175 20% 4.128 Free Prequalification Letters and Rate Quotes 7 days a week 2.790 0.000 $295 20% 3.548 3.140 0.000 $295 20% 3.549 3.250 0.000 $295 20% 3.288 No PMI with 15% Down

Total Closing Cost Only $295 Guaranteed Low Rates As Little As 5% Down Rate Locked at Preapproval

Third Federal Savings and Loan

AmeriSouth Mortgage Company

Rate

3/1 ARM 5/1 ARM 10 yr fixed

Third Federal Savings and Loan

ABBA First Mortgage, Inc.

Product

30yr Fixed APR

Points: 0.000 Fees: $75 % Down: 5%

20 yr fixed 3.500 0.000 $895 5% 3.561 10 yr fixed 2.750 0.000 $895 5% 2.863 Doing business HIS way for you. Low rates and costs! Call or visit our site to apply online or track your desired rate Conv 30 year fixed - “Home Ready” 3% down payment program FHA 3.5% down Payment-Lower MIP VA 100% financing for purchase & refinance USDA 100% Financing 15 yr fixed 2.750 0.000 $75 5% 2.775 7/1 ARM 2.875 0.000 $75 5% 3.114 LOCAL IN CHARLOTTE FOR 25 YEARS! OPEN SATURDAYS! A+ BBB RATING! FREE FLOATDOWN IF RATES DROP! ZERO CLOSING COST OPTIONS! 15 yr fixed 3/1 ARM 5/1 ARM

3.500 1.000 $1000 5% 3.736 3.250 1.000 $1000 5% 3.457 3.500 1.000 $1000 5% 3.572

Phone / Website

704-412-9131

NMLS # / License #

LIC# 1190352

www.mecklenburgmortgage.com

NMLS# 449401

877-490-4353 www.thirdfederal.com/purchaseadvantage

NMLS# 449401

877-490-4353 www.thirdfederal.com/purchaseadvantage

NMLS# 74184

877-793-0666

LIC# 132884

www.abbafirst.com

NMLS# 67050

877-369-9695

L-104114

www.amerisouth.com

NMLS# 103395

704-529-1233 www.bestratemtg.com

877-865-2298 www.cmcu.org

Legend: The rate and annual percentage rate (APR) are effective as of 2/8/17. © 2017 Bankrate, LLC . http://www.interest.com. The APR may increase after consummation and may vary. Payments do not include amounts for taxes and insurance. The fees set forth for each advertisement above may be charged to open the plan (A) Mortgage Banker, (B) Mortgage Broker, (C) Bank, (D) S & L, (E) Credit Union, (BA) indicates Licensed Mortgage Banker, NYS Banking Dept., (BR) indicates Registered Mortgage Broker, NYS Banking Dept., (loans arranged through third parties). “Call for Rates” means actual rates were not available at press time. All rates are quoted on a minimum FICO score of 740. Conventional loans are based on loan amounts of $165,000. Jumbo loans are based on loan amounts of $424,101. Points quoted include discount and/or origination. Lock Days: 30-60. Annual percentage rates (APRs) are based on fully indexed rates for adjustable rate mortgages (ARMs). The APR on your specific loan may differ from the sample used. Fees reflect charges relative to the APR. If your down payment is less than 20% of the home’s value, you will be subject to private mortgage insurance, or PMI. FHA Mortgages include both UFMIP and MIP fees based on a loan amount of $165,000 with 5% down payment. VA Mortgages include funding fees based on a loan amount of $165,000 with 5% down payment. Bankrate, LLC . does not guarantee the accuracy of the information appearing above or the availability of rates and fees in this table. All rates, fees and other information are subject to change without notice. Bankrate, LLC . does not own any financial institutions. Some or all of the companies appearing in this table pay a fee to appear in this table. If you are seeking a mortgage in excess of $424,100, recent legislation may enable lenders in certain locations to provide rates that are different from those shown in the table above. Sample Repayment Terms – ex. 360 monthly payments of $5.29 per $1,000 borrowed ex. 180 monthly payments of $7.56 per $1,000 borrowed. We recommend that you contact your lender directly to determine what rates may be available to you. To appear in this table, call 800-509-4636. To report any inaccuracies, call 888-509-4636. • http://charlotte.interest.com


AT THIS MOMENT

YOUR SECLUDED RETREAT AWAITS H E N D E RS O N V I L L E , N O R T H CA R O L I N A 6:1 5 P. M .

PREMIERSIR.COM/ID/3247566 828.277.3238

Contact us today for a consultation on how your home can be marketed in the Carolinas and around the world. 877.539.9865 PREMIERSOTHEBYSREALTY.COM

Blowing Rock | 828.295.0776 Asheville | 828.277.3238

Charlotte | 704.248.0243

Linville Ridge | 828.898.5151

Banner Elk | 828.898.5022

Lake Norman | 704.727.4170

Uwharrie Lakes | 336.461.1044

Sotheby’s International Realty® and the Sotheby’s International Realty logo are registered service marks used with permission. Each office is independently owned and operated. Equal Housing Opportunity. Property information herein is derived from various sources including, but not limited to, county records and multiple listing services, and may include approximations. All information is deemed accurate.


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