home | design, February 18, 2017 by Charlotte home

Se lli No Ph ng w as N e! ew

Bailey’s Glen

It’s Your Time!

2 Lifestyle Directors that make everyday feel like a vacation that never ends.

3 Clubhouses with 3 pools. Tennis courts • 5 Pickleball courts • Restaurant Woodworking shop • Greenhouse/Garden center Lake activities • Fitness classes Full yard maintenance • Unlimited clubs

Come tour our furnished models and award winning clubhouse!

Final Opportunities The Forest at Fort Mill

| From the upper $400s

The Forest at Fort Mill is an exclusive community in a great location minutes from restaurants and shopping • Estate-sized wooded homesites creating a natural tree buffer • Located in the Fort Mill, SC school district • Offers architectural home designs for today’s lifestyle PLAN

BED/BATH/ GARAGE

SQ. FT.

SALE PRICE

MOVE-IN DATE

4/3.5/3

3,275

$470,000

Ready Now

5/4.5/3

3,735

$533,055

Ready Now

Bridg e R

Monterey B

160 s by Do

Sierra A

4/3.5/3

3,698

$494,165

Ready Now

NC SC

Bennett A

HOMESITE #

521

THE FOREST AT FORT MILL

77 21

Alexander D

5/4/3

3,372

$478,795

Ready Feb. 106 Monteray Oaks Circle, Fort Mill, SC 29715

For more information, please contact Candee Pura at Candee.Pura@calatl.com or 704-965-9578. CalAtlanticHomes.com No view is promised. Views may also be altered by subsequent development, construction and landscaping growth. Seller does not represent/guarantee that the project will be serviced by any particular public school/school district or, once serviced by a particular school/school district, that the same school/school district will service the project for any particular period of time. Eligibility requirements York County may change over time. You should independently confirm which schools/districts serve the project and learn more information about the school district’s boundary change process prior to executing a purchase contract. Square footage/acreage shown is only an estimate and actual square footage/acreage will differ. Buyer should rely on his or her own evaluation of useable area. Completion and/or move-in dates are estimated. Prices, plans and terms are effective on the date of publication and subject to change without notice. Map is not to scale. This ad contains general information about a new home community in South Carolina and it is not an offer or the solicitation of an offer for the purchase of a new home. This information is not directed to residents of any other state that requires registration or permit issuance prior to the publication of such information.

SALE ENDS FEBRUARY 28

FREE INSTALLATION

SALE CALL OR GO ONLINE TO SCHEDULE A FREE IN HOME APPOINTMENT TODAY!

877-50-FLOOR WWW.50FLOOR.COM

SALE ENDS FEBRUARY 28 GET AN ADDITIONAL

$100 DOLLARS OFF WHEN YOU USE PROMO CODE TO CHARLOTTE OBSERVER

OUR FREE INSTALLATION SALE APPLIES TO ALL LAMINATE, HARDWOOD & CARPET Some restrictions may apply, please check website for details.

M Sa on le da E y, nd 2/ s 20 !

NATIONAL

Act Now! Final Home Sites Now Selling! Luxury single-family homes on 1-acre wooded home sites. From the upper $500,000s | (704) 845-2040

SALES EVENT F E B RUARY 4 –2 0, 2 017 New Home Sites Now Open! Award-winning Marvin Ridge School District Estate homes on 2/3 – 1-acre wooded home sites. From the low $600,000s | (704) 243-3069

Toll Brothers Newest Charlotte Community - Now Open! Resort-Style Amenities Now Under Construction! Single-family homes in a park-like setting. From the low $600,000s | (704) 845-8655

PERSONALIZE YOUR HOME WITH LIMITED-TIME INCENTIVES *

TollSalesEventNC.com/CHO Design trends, tips & more at TollTV.com | Download the Toll Brothers App today Open Mon.–Fri. 11 am–6 pm; Sat. 10 am–6 pm; Sun. Noon–6 pm. Brokers welcome. Homes available nationwide. Prices subject to change without notice. Photos are images only and should not be relied upon to confirm applicable features. *Offer, if any, is valid for new buyers who purchase a home in a participating community in Charlotte and deposit between 2/4/17–2/20/17, sign an agreement of sale, and close on the home. Offers, incentives, and seller contributions, if any, vary by community and are subject to certain terms, conditions, and restrictions, including but not limited to the availability of home sites. Toll Brothers reserves the right to change or withdraw any offer at any time. Not valid with any other offer. See sales representative for details. This is not an offering where prohibited by law.

Two New Professionally Decorated Model Homes Now Open! Clubhouse Now Under Construction! New Home Sites Just Released! A Toll Brothers Active Living® Community! From the low $300,000s | (704) 504-3939

2016 Complete Remodel MLS# 3224312 ~ 4400 sq ft ~ $775,000 1823 Mecklenburg Ave ~ Plaza Midwood

David Shleffar RealtorÂ®

704.995.7477 CarolinasBestRealty@gmail.com

CAROLINAS BEST REALTY

1920 E. 7th Street, Charlotte, NC 28204 |

Frusterio Design ~ Myers Park Grande Custom Homes | MLS# 3234136 | $1,100,000 4000+ Sqft | 635 Hillside Ave | 6BR, 5BA

Incredibly Renovated Bungalow ~ Plaza Midwood MLS# 3250383 | 1504 Belvedere Ave | $529,000 I moved from NYC to Charlotte in 2008 and immediately fell in love with The Queen City. Iâ&#x20AC;&#x2122;m as passionate about our city as I am about helping my clients achieve their dreams and goals in real estate.

Ken Riel

BROKER/REALTORÂŽ

Ken@NestlewoodRealty.com

917-301-9511

#rielestate

Dwight Brokerage ~Buying, Selling, & Reshaping the Greater Charlotte Landscape One Smart Investment at a Time

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TradiTional Full Brick in dovewood on carMel

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3129 sqft ~ detached Garage 4Br-3.5 Bath |1912 Truman rd | upper $700’s

5712 sqft ~ 2nd Master ~ 3 car Garage 5Br, 5Ba-2 HB | 3524 dovewood dr | starting at $1.6M

George Dwight was born & raised in Charlotte & has over 35 years of local market experience. So no matter if you’re buying, selling and/or investing, Dwight Brokerage is the right firm for you! Dwight Brokerage also specializes in developing new homes in Charlotte’s older neighborhoods. Cash Purchases, No Appraisals, No Inspections, Fair Prices and Flexible Closing Dates!!! Contact us today for all of your real estate needs and how we can help you reach them.

George Dwight Dwight Brokerage

704.661.6545 George@DwightBrokerage.com DwightBrokerage.com

CO UN in NTR DER 1 D AC ay T

Like-new home has master BDRM on 1st floor. High-end finishes, lovely detail. Near Arboretum. 1023 Gray Oak Lane - MLS# 3248214 $700,000

Builder Opportunity in popular Stonehaven! House to flip, plus two lots to be subdivided. $550,000

Great opportunity in SouthPark! Loads of updates in Barclay Downs. 5613 Wintercrest Lane - MLS# 3248178 $500,000

Great 5 BD, 3 BA home. Top schools & neighborhood pool! 8405 Society Street in Weston Glen. MLS# 3248948 $420,000

Sophisticated townhome in gated community near Arboretum. Light & bright with new paint & carpet 3341 Luke Crossing Drive - MLS# 3242081 $350,000

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I have purchased bedroom and furniture from Kimbrell’s Raleigh, the customer service is excellent, and the financing is painless… I’m very pleased!

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A long tradition of service and quality

ore than a century of continued service and community business for any industry is a milestone. However, more than 100 years of dedicated quality and providing the Carolinas with the opportunity to furnish their homes beautifully is a feat to be commended many times over. Kimbrell’s Furniture has become a staple in the home furnishing process since opening its flagship store in 1915 in Columbia, South Carolina, and has been owned and operated by the Kimbrell family for three generations. During each trial and triumph, Kimbrell’s always managed to meet the buyers exactly where they were. Kimbrell’s continues to maintain its reputation by offering the Carolinas what is relevant and affordable in the home furnishing industry. After surviving the Great Depression and pausing expansion during World War II, Kimbrell’s Furniture has shown no sign of changing the business principles the store was first founded on—giving the customer the best product

available for a competitive price. Kimbrell’s is the natural choice for many homeowners during their search in finding the right furniture. It is clear from the beginning that Kimbrell’s will give its customer the best value for those making the investment with Kimbrell’s products. Creating a comfortable home is not only an investment with the material goods, but it’s also an investment in the longevity and comfort every home wants to have. As one of the oldest and most recognized furniture retailers in the Carolinas, popular brands like Ashley, Sealy and Southern Motion can easily be found at any Kimbrell’s location. Kimbrell’s has also grown into a competitive retailer for electronic goods and home appliances. Comparatively, it’s not only the affordable price of an item where Kimbrell’s meets their customer. “Our best assets are still our employees,” says a member of Kimbrell’s leadership team. It has been the original principles set in place by Kimbrell’s founder, W. Earle

Kimbrell, of giving the customer “red-carpet treatment” that has allowed customers and employees to feel satisfied with their experience in a Kimbrell’s store. More than a century’s worth of time has seen many changes in home décor trends, as well as the evolution of home electronics and appliances. It is Kimbrell’s adaptability to provide their customers with not only in-style furniture, but also choices within the current trends that keeps Kimbrell’s ahead of other markets. Above all else, Kimbrell’s has remained not only true to its roots, but also true to its region. Now with 50 stores in North Carolina, South Carolina and Georgia, Kimbrell’s is committed to serving its customers for decades to come. The Kimbrell family’s original principles continue to uphold traditional ideals by placing value not only on the employee selling the product, but also providing the customer with the promise of Kimbrell quality.

The choices Kimbrell’s made in past century have allowed this mainstay in home furnishings to remain a staple within local community. It is the dedication to the local market that has allowed Kimbrell’s to create customers for life, even through the changes in technology and home furnishing needs. By remaining true to their roots, the Kimbrell family has been able to command a large presence as homeowners continue to find the perfect item or entire set that best suits what they’re looking for in home furnishings.

www.kimbrells.com

Photo by David Burroughs Photography / Alt Breeding Schwartz Architects

homes.charlo e.com

treads will run about $50 each. Since the staircase was carpeted, the risers and skirt boards will most likely need to be repainted. The cost for a normal staircase is about $500. If the treads have to be replaced, it can be a costly upgrade. Dan Minton, President of Accent Wood Floors, has years of experience helping people update their hardwood floors and stairways. “There are basically two types of staircases: prefabricated and site built. Prefabricated staircases don’t have a framing structure for support. The risers, skirt boards and steps are integrated into one unit. Therefore, you can’t remove the step without the system failing. The solution is to overlay the tread with a new oak tread.” Site-built staircases, on the other hand, have a framework called stringers, says Minton. “The pine treads can be replaced with a hardwood tread. Both these types can be installed and finished for about $150 per tread.”

SPECIAL ADVERTISING SECTION . THE CHARLOTTE OBSERVER . SATURDAY, FEBRUARY 18, 2017

Photo by Vicki Donatelli

a dramatic space or paint the walls the same shade of white for a crisp clean look. A more expensive update, but one that delivers a big impact, is to switch from wood railings to iron. You can keep the wooden handrail and just replace the spindles. For a more simplistic style, consider having an all-metal railing system created. Charlotte has lots of custom iron shops that can design and create custom railings to fit your budget. Fully carpeted stairs can look really out-of-date depending on its pattern, color and loft. Just getting rid of or replacing the wall-to-wall carpet can make the biggest change in your stair’s appearance regardless of your home’s style. If you’re replacing the existing carpet select a flat weave or sisal carpet. Animal prints, textures, stripes or small geometrics are all good choices. Everyone loves the look of exposed wood treads with a carpet runner. If you have hardwood treads under your carpet, lucky you! To refinish existing hardwood

23P

MOVE-IN READY

Stunning Split-level Chalet Townhome complete CUSTOM upgrade w/oversized 1-car garage w/split-level decks overlooks Golf Course and striking mountain view. Just off Blue Ridge Parkway in Boone, NC. Designer kitchen, High-End features— everything NEW. Granite and Quartz counters. Bosch/Whirlpool Gold appliances, including w/d. Pella windows and French sliding doors w/rolscreens . Beveled Red Cedar Accent Wall w/14’ vaulted ceilings w/timber beams. Rubbed Copper Baluster Staircase. Spacious master bedroom. 1.5 Baths. Price $174,900. Move in Ready. Willing to sell Décor/Furnishings.

Mountain Townhome | $174,900 | For SALE by OWNER

828.773.8183 www.carolinamountaintownhome.com

at feb. 25th | 11-2pm | 716 potter rd. monroe nc, 28110 (gps address)* You’re invited to our Model Grand Opening! Spin the Winter Wonder Wheel! Giveaways Tour the model! Children’s seek & find game (hidden throughout the model)

Photo Representation

rsvp svp to get a Double ouble Spin! Sp

Catered by Passion Catering Live Music RSVP TODAY! www.bonterrabuilders.com/rsvp

*turn onto torrens drive into adelaide estates - first home on the left

Contact Drew Basinger for more information! 704.766.8178 | d.basinger@bonterrabuilders.com Bonterra Builders™ reserves the right to change home design, plans, materials, features, amenities, method of construction, prices, and promotions without notice. These changes include, but are not limited to, modifications to the design, price, materials, features, color, quality or style. All renderings are only conceptual and subject to significant changes. Thus, they may not accurately depict the finished product. Please consult a Bonterra Builders sales associate for specific price information for each community. This is not an offer in states and jurisdictions where prior registration is required and void where prohibited by law. Our full Privacy Policy as well as our full Terms of Use can be found at: avhomesinc.com/terms-conditions/ © Copyright 2017 AV Homes - All Rights Reserved

Charlotte NEW REAL ESTATE WEBSITE

homes.charlotte.com

Live in

Plaza Midwood charlotte

charlotte

ROBIN KNOWS DIRT!

OPEN HOUSE SAT 2-4

“It’s time to build your dream home let our builders give you a quote”

6 KINGS MOUNTAIN ST, HISTORIC YORK SC 14016 CLAYSPARROW RD. CHARLOTTE “The Charleston of the Upstate” Step back in time to 1890 when craftsmanship was king. original features, antique marble fireplace mantle. $284,000

A French Country Estate to delight you on 3 acres in The Sanctuary. Charlotte’s premier waterfront community. Exquisite chef’s kitchen and dazzling owner’s retreat. Luxurious and private. $960,000

Watch the video on YouTube!

13424 SAGE THRASHER LOT LAKE WYLIE WATERFRONT 9.54 ac THE SANCTUARY. $650,000 Watch the video @RobinKingRealtor.com

• 3027 Willow Breeze LakeWylie Waterfront canoe lot $55,000 • 660 Briarwood in Lake Wylie’s Clarendon Estates & Clover Schools 1 AC lot $50,000 • 208 Highland Forest Dr. in Clover’s Patrick Place .53 AC $47,500 • 1643 Sierra Rd, just outside Historic Downtown York 7 acres $72,000 • lot B Bowater, Rock Hill 1.57 acre waterfront Lot w/dock $275,000

5084 STEELE VILLAGE RD. Rock Hill Country Estate on 48 acres. Lovely 3BR in the Frank Lloyd Wright architectural style, nestled overlooking a huge creek and some pasture for your horses. $485,000

1129 STRINGFELLOW Completely renovated 3BR beauty in Chester. New kitchen, new baths, engineered wood floors throughout, 2 acres, almost done! $130,000

OPEN HOUSE SAT 2-4

• 10 building lots Rambler Ln in Sweetbriar Subdivision, Blacksburg. 12.72 acres $100,000 • 1280 Parsons Rd Discover historic McConnells SC! Private 30 acre wooded lot $155,000 • Georgeous waterfront 2.83 acre lot Mountain Lakes in Chester $50,000 • 5975 Morning Star Rd. 4.5 acre lot in desired Cook’s Cove neighborhood $65,000 • .59 acre lot on Jim McCarter Rd $13,200 • .51 acre lot on Jim McCarter Rd $18,000

308 BETHEL ST CLOVER Historic 1926 Bungalow. Beautifully Crafted 3Br/2Ba Meticulously Maintained W/Det 2 Car Garage. $215,000

5604 CHARTER OAKS LN, YORK with Clover Schools! You’ll feel like you are living in a mountain chateau with this updated 4BR w/basement beauty on 1acre. $285,000

THE ESTATES AT GLENMOOR, HISTORIC YORK Customize these homes going up or choose your plan. 3425 aurore w/ 3 car garage $270,000 or 3097 Glenmoor w/2 car gar $262,000

BELMONT’S LAKE MIST WATERFRONT COMMUNITY: • 512 Lake Breeze waterfront canoe lot 2.52 acres $100,000 • 105 Lake Mist 1.3 acres $30,000

We are a proud supporter of Habitat for Humanity. It's time to spring clean out the clutter! Donate to the Habitat Restore.

www.yorkcountyhabitat.org

Make Outside

Your Kind of Beautiful Belgard Authorized Contractor (BAC)

Weston Fire Pit featured in Garden 1

Cambridge Cobble® featured in Garden 2

LafittTM featured in Garden 3

Bushwackers Landscaping | bushwackerslandscaping.com

Woodlands Outdoor Living | woodlandsnc.com

Plant Man | plantmanco.com

Celtik® featured in Garden 4 Ponders Outdoor Resources

Chad Little | 704.463.0174

Scott Greeson | 704.262.3749

Elton Liles | 704.219.0160

Johnny Massengale | 704.455.4882

Belgard Authorized Contractor (BAC)

Mega Arbel® featured in Garden 5

Anglia Edger® featured in Garden 7

Holland Stone featured in Garden 8

Old World™ featured in Garden 11

Uncommon Grounds Landscaping | uncommongroundslkn.com

Sifford Garden Design | siffordgardendesign.com

Southern Stonescapes | sstonescapes.com

William Haigler | 704.572.5586

Jay Sifford | 704.458.1596

NC Cooperative Extension Service | ncsu.edu Steven Capobianco | 704.491.5259

Daniel Flynn | 704.309.9117

Belgard invites you to experience

America the Beautiful

Cambridge Cobble® featured in Garden 12

Mega-LafittTM featured in Garden 13

Anchor LandingsTM featured in Garden 15

360 Lawncare | 360lawncare.com Todd Few | 803-984-8881

Pike Nurseries | pikenursery.com Devin Swirk | 404.643.9868

Outdoor Artisan | outdoorartisan.com Clive Newey | 704.254.3488

February 24-26 and March 3-5 PARK EXPO: 800 Briar Creek Road, Charlotte, NC Fridays: 10am to 7pm | Saturdays: 10am to 7pm | Sundays: 10am – 5pm Adults: $12 | Under 15 free with paying adult | Discount Tickets at Harris Teeter: $8.50 with your VIC card

1-800-849-0248 A Southern Shows Inc. Production | www.SouthernSpringHomeandGardenShow.com

at this year’s show.

The Courtyards of Huntersville 8231 Parknoll Dr. Huntersville / Promenade

Price: $400,400 Plenty of Builder Upgrades! • Screened Porch off Owner’s Suite • Granite Counters • Hardwood floors • GE Appliance Package includes Refrigerator • Universal Shower design 55+ Maintenance-Free Community with Clubhouse & Pool. 4 homes open daily!

980.240.3060 www.thecourtyardsofhuntersville.com

The Courtyards at Emerald Lake 1000 Avalon Place in Stallings, NC / Portico

Price: $418,505 Maintenance-Free Portico with Bonus suite 3 bed / 3 bath. Courtyard overlooking a pond. Hardwood and quartz counter tops in the kitchen. READY NOW!

704.635.5082 www.epconcommunities.com

The Courtyards at Kinnamon Park 9206 Edelweiss Lane in Huntersville, NC | Palazzo

Price: $371,815 Screened porch, Private Courtyard, Fireplace, Four Seasons Room, large covered front porch, quartz kitchen countertops, GE slate appliances, deluxe laundry w/built in sink, base cabinets, folding station, and cabinets above W/D, raised height bathroom vanities with granite countertops, framed bathroom mirrors, hardwood flooring in foyer, 4 seasons room, living, kitchen, dining, and hallway, upgraded carpet & pad in bedrooms. MAY 2017

704.576.0556 www.epconcommunities.com

The Courtyards on Lake Norman 17005 Courtside Landing Drive

Price: $482,257 Portico with Bonus Suite, Sunroom, private Courtyard and many designer features. Model home investment opportunity in a desirable Cornelius community. Purchase at today's price, and we will pay you a monthly lease!

Amy Moss 704.290.9341 www.epconcommunities.com

THE BEST THINGS IN LIFE ARE

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*Offer expires February 28, 2017 and is good on the first 4 windows purchased with the 5th window of equal or lesser value, free. Promotional offer also available without financing option. Offer not good on doors and can not be combined with other promotions, quotes or previous purchases, including initial visit reward. **0% APR for 12 months financing available to well qualified buyers on approved credit only. Higher rates apply for customers with lower credit ratings. Renewal by Andersen retailers are independently owned and operated retailers, and are neither brokers nor lenders. “Renewal by Andersen” and all other marks where denoted are marks of Andersen Corporation. © 2017 Andersen Corporation. All rights reserved.

Redecorating? Moving? Downsizing? Settling an Estate? We do it all!

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MCKINLEY FOREST Located near Wesley Chapel in Union County

Open House This Weekend! Sat. February 18 - 11 to 2 Sun. February 19 - 1 to 4

Stop by and tour our 4 remaining homes! In-Law Suite

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804 Hidden Pond Lane Waxhaw MLS# 3162554 - $570,588* 5 BR, 4.5 BA, Bonus, 4,324 sq ft .92 acre homesite; 3 car garage 2 rear covered porches; large secondary bedroom; 2nd floor Owner’s Suite

917 Hidden Pond Lane Waxhaw MLS# 3178784 - $576,014* 5 BR, 4.5 BA, Bonus, 4,271 sq ft 1.01 acre cul-de-sac homesite; 3 car garage, 2 rear covered porches 1st floor Guest Suite; 2nd floor Owner’s Suite with oversized walk-in closet

914 Hidden Pond Lane Waxhaw MLS# 3225064 - $587,392* 5 BR, 3.5 BA, Bonus, 4,447 sq ft .92 acre cul-de-sac homesite; 3 car garage. Living Room & formal Dining. First floor guest suite; 2nd floor Owner’s Suite; rear deck, flat back yard

Weddington Schools Located off Hwy 84 on Lester Davis Rd sheahomes.com/charlotte 704-295-0871

Complete in April

918 Hidden Pond Lane Waxhaw MLS# 3229199 - $627,299* 4 BR, 3.5 BA, Bonus, 4,561 sq ft 1.34 acre homesite; 3 car garage Rear screened-in porch; Study First floor Owner’s Suite; abundant built-ins including desks in loft area

Sales: Shea Group Services, LLC DBA Shea Realty (C21630). Construction: Shea Builders, LLC, 68875. This is not an offer of real estate for sale, or a solicitation of an offer to buy, to residents of any state or province in which registration and other legal requirements have not been fullled. Pricing does not include options, elevation, or lot premiums, effective date of publication and subject to change without notice. All square footages and measurements are approximate and subject to change without notice. Trademarks are property of their respective owners. Equal Housing Opportunity. *Price for this home does not include closing costs, application of incentives, includes costs for certain options and upgrades, specic list of which is available at the Sonoma sales ofce, and is subject to change.

The Charlotte Observer Check rates daily at http://charlotte.interest.com Institution

30 yr APR

30 yr Fixed

Rate: 3.875

3.920% 30yr Fixed APR

Points: 0.000 Fees: $895 % Down: 5%

Fees

% Down

APR

2.790 0.000 $295 20% 3.548 3.140 0.000 $295 20% 3.549 3.250 0.000 $295 20% 3.288 No PMI with 15% Down

20 yr fixed 3.625 0.000 $895 5% 3.687 10 yr fixed 2.875 0.000 $895 5% 2.989 Doing business HIS way for you. Low rates and costs! Call or visit our site to apply online or track your desired rate Conv 30 year fixed - “Home Ready” 3% down payment program FHA 3.5% down Payment-Lower MIP VA 100% financing for purchase & refinance USDA 100% Financing

AmeriSouth Mortgage Company Rate: 3.750

3.772% 30yr Fixed APR

Points: 0.000 Fees: $75 % Down: 5%

15 yr fixed 2.875 0.000 $75 5% 2.882 7/1 ARM 2.875 0.000 $75 5% 3.104 LOCAL IN CHARLOTTE FOR 25 YEARS! OPEN SATURDAYS! A+ BBB RATING! FREE FLOATDOWN IF RATES DROP! ZERO CLOSING COST OPTIONS! 15 yr fixed 3/1 ARM 5/1 ARM

Charlotte Metro Federal Credit Union Rate: 3.875

3.884% Mecklenburg Mortgage

Points

Total Closing Cost Only $295 Guaranteed Low Rates As Little As 5% Down Rate Locked at Preapproval

Third Federal S avings and Loan

Best Rate Mortgage

Rate

3/1 ARM 5/1 ARM 10 yr fixed

Third Federal Savings and Loan

ABBA First Mortgage, Inc.

Product

30yr Fixed APR

Points: 0.000 Fees: $175 % Down: 20%

3.375 1.000 $1000 5% 3.611 3.250 1.000 $1000 5% 3.457 3.500 1.000 $1000 5% 3.572

15 yr fixed 3.125 0.000 $175 20% 3.140 7/1 ARM 3.125 0.000 $750 20% 3.608 30 yr jumbo refi 4.125 0.000 $175 20% 4.128 Free Prequalification Letters and Rate Quotes 7 days a week

Phone / Website

NMLS # / License # NMLS# 449401

877-490-4353 www.thirdfederal.com/purchaseadvantage

NMLS# 449401

877-490-4353 www.thirdfederal.com/purchaseadvantage

NMLS# 74184

877-793-0666

LIC# 132884

www.abbafirst.com

NMLS# 67050

877-369-9695

L-104114

www.amerisouth.com

NMLS# 103395

704-529-1233 www.bestratemtg.com

877-865-2298 www.cmcu.org

704-412-9131

LIC# 1190352

www.mecklenburgmortgage.com

Legend: The rate and annual percentage rate (APR) are effective as of 2/15/17. © 2017 Bankrate, LLC . http://www.interest.com. The APR may increase after consummation and may vary. Payments do not include amounts for taxes and insurance. The fees set forth for each advertisement above may be charged to open the plan (A) Mortgage Banker, (B) Mortgage Broker, (C) Bank, (D) S & L, (E) Credit Union, (BA) indicates Licensed Mortgage Banker, NYS Banking Dept., (BR) indicates Registered Mortgage Broker, NYS Banking Dept., (loans arranged through third parties). “Call for Rates” means actual rates were not available at press time. All rates are quoted on a minimum FICO score of 740. Conventional loans are based on loan amounts of $165,000. Jumbo loans are based on loan amounts of $424,101. Points quoted include discount and/or origination. Lock Days: 30-60. Annual percentage rates (APRs) are based on fully indexed rates for adjustable rate mortgages (ARMs). The APR on your specific loan may differ from the sample used. Fees reflect charges relative to the APR. If your down payment is less than 20% of the home’s value, you will be subject to private mortgage insurance, or PMI. FHA Mortgages include both UFMIP and MIP fees based on a loan amount of $165,000 with 5% down payment. VA Mortgages include funding fees based on a loan amount of $165,000 with 5% down payment. Bankrate, LLC . does not guarantee the accuracy of the information appearing above or the availability of rates and fees in this table. All rates, fees and other information are subject to change without notice. Bankrate, LLC . does not own any financial institutions. Some or all of the companies appearing in this table pay a fee to appear in this table. If you are seeking a mortgage in excess of $424,100, recent legislation may enable lenders in certain locations to provide rates that are different from those shown in the table above. Sample Repayment Terms – ex. 360 monthly payments of $5.29 per $1,000 borrowed ex. 180 monthly payments of $7.56 per $1,000 borrowed. We recommend that you contact your lender directly to determine what rates may be available to you. To appear in this table, call 800-509-4636. To report any inaccuracies, call 888-509-4636. • http://charlotte.interest.com

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Sotheby’s International Realty® and the Sotheby’s International Realty logo are registered service marks used with permission. Each office is independently owned and operated. Equal Housing Opportunity. Property information herein is derived from various sources including, but not limited to, county records and multiple listing services, and may include approximations. All information is deemed accurate.