home | design, March 4, 2017

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Why wait when your dream home is already waiting for you?

NewHomesReadyNow.com Why wait? Move fast. Save big. Discover beautiful, brand new homes ready now, nearly complete and underway at Taylor Morrison neighborhoods throughout the region. Come see ranch plans, two-story homes and homes with first-floor owner’s suites from the low $300s to $700s. You’ll find a Taylor Morrison home and neighborhood just right for you, because our homes truly are inspired by you. These Showcase Homes are filled with state-of-the-art features and designer selections at incredible values. So why settle for a used home when you can buy new and still move fast?

Move fast for up to $8,500 toward closing costs* Visit a Taylor Morrison neighborhood today. Call (704) 479-6655. See plans and pricing at NewHomesReadyNow.com. Hours: 10am-6pm Mon, Tues, Thurs, Fri, Sat | 12pm-6pm Wed | 1pm-6pm Sun | Call 704.479.6655 | taylormorrison.com *Limited time CLOSING COST INCENTIVE Special Offer up to $8,500 begins on eligible new home contracts entered into as of 3/1/17 through 3/27/17 (“Closing Cost Promotion Period”) that close on or before 6/30/17 only. Offer is valid on the purchase of eligible select Inventory/Move-In Ready (“Showcase Homes”) at Taylor Morrison Charlotte-area communities only (“Closing Cost Incentive”). Buyer must pre-apply with Approved Lender defined below before submitting offer to qualify for the Closing Cost Promotion. Seller will pay all applicable Closing Costs, excluding discount points or pre-paid items, which contributions will vary depending on the eligible home selected and other restrictions described below, and is only valid for qualified buyers utilizing Seller’s affiliate, Taylor Morrison Home Funding, LLC, NMLS #149227 - NC #L-166652-101 – SC #1453869 (“Approved Lender”). Buyer is not required to finance through Approved Lender to purchase a home; however, buyer must finance Buyer’s purchase of the Home through only the Approved Lender and both the Title Company and Preferred Attorney must also have been selected only through Seller, to receive the above or certain other Closing Cost incentives. Seller has no obligation to pay any portion of Buyer’s closing costs unless the Approved Lender, the Title Company selected by Seller, and the Preferred Attorney (as defined in the Purchase Agreement) are all used by Buyer. Closing Cost Incentive not applicable outside of the Closing Cost Promotion Period or in any other Taylor Morrison Division. Closing Cost Incentive may not be combined with any other offer, unless expressly set forth in Buyer’s Purchase Agreement Documents. Total closing cost contribution credited at Closing and subject to Seller’s contribution limitations based on mortgage program and loan to value guidelines that are outside of Seller’s control. The Closing Cost Incentive is separate from any other current incentive offered by Seller, if any, for any cash or financed (Approved or Unapproved Lender) buyer. Rates, terms and conditions offered by Approved Lender are subject to change without notice. All loans are subject to underwriting and loan qualification of the lender. This is not a commitment to lend and not all buyers will qualify. Services not available in all states. For more information about Approved Lender, its licensing and other financing information, please visit www.taylormorrison.com/tmhf-aba. All information (including, but not limited to prices, views, availability, incentives, floor plans, site plans, features, standards and options, assessments and fees, planned amenities, programs, conceptual artists’ renderings and community development plans) deemed reliable as of publication date but not guaranteed and remains subject to change daily or delay without notice. Floor plans and elevations are an artist’s conception and are not intended to show specific detailing. As-Built Condition will control. Price(s) shown may not reflect lot premiums, upgrades and options. Lot status “Sold” is an inclusive term that describes the present status of any Contract-submitted, Pending-sale or Closed property. All homes subject to prior sale. Maps and plans are not to scale and all dimensions are approximate. Not an offer in any state where prohibited or otherwise restricted by law. Please see a Community Sales Manager and visit www.taylormorrison.com for additional disclaimers. Offer void where prohibited or otherwise restricted by law. © March, 2017, Taylor Morrison of Carolinas, Inc. All rights reserved.


it’s

brandnew

Sales Event

March 1-31

Your brand new home can be personalized to fit your style. CalAtlantic Homes offers truly livable home designs in welcoming and vibrant communities.

For a limited time purchase a quick move-in home and receive:

Up to $4,000 Toward Closing Costs when financing with our affiliate lender, CalAtlantic Mortgage, and using our affiliate CalAtlantic Title as your title insurer.

Whirlpool® Refrigerator

and

Whirlpool® Washer and Dryer

2” Blinds

CalAtlanticHomes.com Available only on the purchase of a quick move-in home in the Charlotte market when you sign a contract on or between March 1, 2017, and March 31, 2017. Receipt of closing cost credit ($3,000 from CalAtlantic Homes and $1,000 from CalAtlantic Mortgage) is subject to limits and is contingent upon buyer applying for a loan with our affiliated lender, CalAtlantic Mortgage, by April 15, 2017, closing that loan with CalAtlantic Mortgage by June 30, 2017 and obtaining title insurance and closing services from our affiliated title agent, CalAtlantic Title. Any incentive tied to use of CalAtlantic Mortgage may not exceed 3% of sales price. The offer to pay closing costs does not include payment of prepaid taxes, property or mortgage insurance, or mortgage installments. Appliance offer includes the followingWhirlpool® products: 4.3-cu ftTop LoadWasher –WTW5000DW, 7.0-cu ft DryerWED5000DW, 25-cu ft Side-by Side Stainless Steel RefrigeratorWRS325FDAM. Appliances available only through Seller. Approximate value: $2,500 (includes installation). Availability of models may vary by community.Whirlpool® is a registered mark ofWhirlpool U.S.A., is not affiliated with Seller, and does not sponsor, endorse, approve or have any responsibility for this promotional offer. Blinds offer includes Builders Blinds 2”FauxWhite Blinds in operable windows except in the two-story foyer or two-story Great Room and on any door. Approximate value: $2,500 (includes installation). Availability of type of window coverings may vary by community.The combined value of seller incentives, credits and other seller contributions may exceed lender limits established for the loan program for which buyer qualifies. Buyer should ask his or her lender about the impact of such limits. Prices, plans and terms are effective on the date of publication and subject to change without notice. Depictions of homes or other features are artist conceptions. Hardscape, landscape and other items shown may be decorator suggestions that are not included in the purchase price and availability may vary.This ad contains general information about new home communities in North Carolina and South Carolina and it is not an offer or the solicitation of an offer for the purchase of a new home.This information is not directed to residents of any other state that requires registration or permit issuance prior to the publication of such information. CalAtlantic Mortgage, Inc., NMLS# 203897 holds a North Carolina Mortgage Lender license # L-155709 and branch licenses in Morrisville, NC, L-155709-105; Scottsdale, AZ L-155709-104: and two locations in Charlotte, NC L-155709-102 and L-155709-106. CalAtlantic Mortgage, Inc., NMLS# 203897 holds a South Carolina Mortgage Lender/Servicer license #MLS 203897; Charleston, SC MLB-1020765; Scottsdale, AZ MLB-767026; and two locations in Charlotte, NC MLB-996700 and MLB-1588642. CACLT210


$1,595,000

M Y E R S PA R K 801 QUEENS ROAD 4 B R | 4 .1 B A | 5 ,1 0 7 s q . f t . Classic Georgian-style built in 1926. Completely renovated since 2002. Updated, flowing floor plan yet maintains original integrity of the home. Features include classic details, hardwood floors, handsome moldings, formal and informal living and renovated kitchen. Beautiful gardens, private fenced backyard, 2 car garage and Carriage house.

W I L K I N S O N - CO C H R A N T E A M BROKERS / REALTORS ÂŽ 704-906-5747 | 704-618-6136 meg@hmproperties.com HMPROPERTIES.COM


WHY DIDN’T I

DO THIS SOONER? Trilogy® owners unleashing their creativity with new-found friends.

Trilogy® is more than a place to live. It’s knowing you’re in the right place, at the right time, with the right people. And for many of our owners, they wonder why they ever put off making the move. Try something unexpected. Know your neighbors. Experience a true sense of community. Be part of something bigger. Once you’re here, you’ll understand why everyone is asking, “Why didn’t I do this sooner?”

CALL 888.332.9034

FRIDAYS | HARD HAT TOURS of our 30,000 square foot Twin Mills Club that is coming soon! MARCH 11 | New Models Grand Opening! Noon to 3pm

TRILOGY ® LAKE NORMAN Denver, NC | Mid $200’s | Schedule your private tour today!

A M E M B E R OF TH E

FA M I LY | T R I LO GY L I F E. CO M / L AK E N O R M A N

Trilogy® is a registered trademark of Shea Homes, Inc., an independent member of the Shea family of companies. Sales By: Shea Communities Marketing Company (#C25840), Construction By: SHALC GC, INC. 75061, Equal Housing Opportunity. Shea Homes’ Trilogy Lake Norman is planned to be an age-restricted community intended for occupancy by at least one person age 55 or over with select neighborhoods intended for occupancy by people of all ages. This is not an offer of real estate for sale, or a solicitation of an offer to buy. Void where prohibited. Models are not an indication of racial preference. © 2017 Shea Homes, Inc. All rights reserved.



3 1 9 C O LV I L L E R O A D I N E A S T O V E R 4 BR | 4.2 BA | $4,600,000 | 6,030 SQ FT | 1.780 ACRES

Elegant brick Georgian with beautiful renovation that maintains architect AG Odell’s historical integrity. Home showcases gracious formals, exquisite millwork, and gorgeous flooring throughout. Property features bluestone patio and private rear yard with stunning pool and pool house.

SHERYL HALLOW BROKER/REALTOR ® 704-907-1144 SHERYL@HMPROPERTIES.COM HMPROPERTIES.COM



Celebrating 25 Years of Opening Doors in the Queen City.

410 Colville Road | $3,250,000

3039 Idlewood Circle | $1,100,000

2427 Overhill Road | $2,495,000

Contact Vicky Mitchener at 704.517.0177

Contact Joan Goode at 704.953.3035

Contact Karen H. Miller at 704.574.0580

5416 Closeburn Road | $895,000

300 Eastover Road | $4,650,000

970 Ben Black Road | $620,000

Contact Joan Goode at 704.953.3035

Contact Vicky Mitchener at 704.517.0177

Contact Mary Robertson at 704.577.5726

E!

C RI

W NE

P

2610 Selwyn Avenue | $1,745,000

14932 Jockeys Ridge Dr | $810,000

1300 Queens Road W | $2,795,000

Contact Cindi Moore at 704.650.4642

Contact Joan Goode at 704.953.3035

Contact Vicky Mitchener at 704.517.0177

704.342.1000 | dickensmitchener.com

Your Best Source for Residential Real Estate.


Morro crof t estates

4 7 0 1 m o r r o c r o f t fa r m s l a n e 5 B R | 7. 3 B A | 1 0 , 1 3 4 s q . f t . | $ 3 , 1 9 5 , 0 0 0

Located in the gated SouthPark community of Morrocroft Estates, this breaktaking home is situated on a private 1.3 acre lot. It was designed by Meyer, Greeson and Paullin and built by Simonini Builders. This home has it all! Gracious formals, high ceilings and hardwood floors throughout, and the chef’s kitchen and Great Room overlook the spectacular pool and Bluestone patios. Additional features include a wine cellar, elevator, fabulous Bonus Room above the 4-car garage, and a Pool/Guest House.

S a r a h & Ly n n S a l t o n BROKERs / REALTORs ÂŽ 704-315-9515 | 704-301-4464 sarah@hmproperties.com lynnsalton@HMPROPERTIES.COM HMPROPERTIES.COM


QUAIL HOLLOW

SEVEN EAGLES

S U S A N M AY BROKER / REALTOR ÂŽ Sales agent of the Year since 2012 Top Producer since 1998

74 3 0 b a l t u s r o l l a n e

9015 winged bourne

5 B R | 5. 2 BA | 8 ,0 88 sq. ft . | $ 4 ,350,000

5 B R | 4.2 BA | 7,49 8 sq. ft . | $ 2, 975 ,000

The best view of Quail Hollow Club’s golf course! Come and enjoy the panoramic views from the lower or upper terraces of the 14th fairway, green and t-box. Freshly painted interior. Grand elegance, graceful and traditional charm. Designed by Frank E. Smith, this home is a true work of art. Detailed millwork by Banner Cabinetry. Circular stone driveway, limestone balustrades, and 9000 pieces of pre-cast stone on the exterior. Handcrafted wine cellar built with hand cut stone. 4-car garage.

Located in the gated community of Seven Eagles, this elegant home offers a heavily landscaped & private back lawn with putting green, pool, Jacuzzi and pool house with a bar and full bath. Covered patio with heat lamps. Gorgeous formals and multiple entertaining areas throughout the 1st floor along with the master bedroom, gorgeous marble bath and huge walkin closets. Incredible walk-in attic storage. Wine cellar on 2nd floor of media room. Cabinetry by Banner Cabinetry.

704-650-7432 susanmay@hmproperties.com HMPROPERTIES.COM


Christine Hotham nc & SC Broker / REALTOR® ASP®, SPS®

Direct: 704. 607.2338 chotham@helenadamsrealty.com christinehotham.com

Moving Out, Up, or In - Call Christine Hotham



Luxury R E D E F I N E D Homes from the $550’s to $2.5M+. Homesites from the $100’s to the $900’s. Developed and Managed by:

Exclusively Marketed by:

ChevalNC.com Cheval Sales & Information Center Open Daily 888-573-2932 Monday-Friday 10-5 • Saturday 11-5 • Sunday 1-5 6809 Joli Cheval Lane • Mint Hill, NC 28227 No federal agency has judged the merits or value, if any, of this property. Void where prohibited by law. Prices subject to change without notice.

Custom Home by:

This house is for representation purposes only and is not currently for sale at Cheval.


Bonnie Papandrea 704.756.8071 ~ Bonnie@TeamPHomes.com

Daniel Papandrea 704.904.5334 ~ Daniel@TeamPHomes.com

TeamPHomes.com

Wilkinson ERA Real Estate New Listing ~ Providence Country Club

MLS# 3251721 | 6440 Lundin Links Ln

$667,500

Featured Estate ~ Longview

MLS# 3240891 | 200 Oakmont Lane

$1,495,000

Serenity Point ~ Tega Cay

MLS# 3238040 | 1224 Stonecrest Blvd

$739,000


Open House Events Sunday March 5th

OPEN HOUSE SUNDAY 2-4PM - 4221 La Brea Drive in Hyde Park Estates Mid-century madness in this Harvey Gantt designed modern home. More than 4100 square feet with amazing entertaining spaces. Offered below recent appraisal at $530,000.

OPEN HOUSE SUNDAY 2-5PM - 4226 Commonwealth Avenue 10 minutes from Center City in Oakhurst. 26 luxury modern homes & only 3 remain. Move-in ready with home school designation at Oakhurst Steam Academy.

{ElizabEth Grillo ownEr/brokEr/rEaltor®

704.649.2491 EGrillo@EGrEalEstatEConsultants.Com

{bobby sisk brokEr/rEaltor®

704.819.0710 bsisk@EGrEalEstatEConsultants.Com

704.333.2260 • 1810 E. 7th Street, Charlotte, NC 28204 • www.EGREALESTATECONSULTANTS.COM


Se lli No Ph ng w as N e! ew

Bailey’s Glen

It’s Your Time!

2 Lifestyle Directors that make everyday feel like a vacation that never ends.

3 Clubhouses with 3 pools. Tennis courts • 5 Pickleball courts • Restaurant Woodworking shop • Greenhouse/Garden center Lake activities • Fitness classes Full yard maintenance • Unlimited clubs

Come tour our furnished models and award winning clubhouse!







SALE ENDS MARCH 31

PUT YOUR TAX REFUND TO GOOD USE

60% OFF FLOORING

$$ $ $$$

SALE

CALL OR GO ONLINE TO SCHEDULE A FREE IN HOME APPOINTMENT TODAY.

877-50-FLOOR WWW.50FLOOR.COM

50FLOOR.COM

877-50-FLOOR

SALE ENDS MARCH 31 GET AN ADDITIONAL

$100 DOLLARS OFF WHEN YOU USE PROMO CODE: CHARLOTTE OBSERVER

OUR 60% OFF FLOORING SALE APPLIES TO ALL CARPET, HARDWOOD, LAMINATE, TILE AND VINYL Some restrictions may apply, please check website for details.


The Courtyards on Lake Norman 17109 Courtside Landing Drive

Price: $369,785 Brand New and Move in Ready! Palazzo model offers single story living at its finest with a 4 season sunroom, stainless steel appliances, granite countertops, hardwood floors, walk in shower and oversized private courtyard! Tons of storage plus an oversized 2 car garage.

704.685.0818 www.epconcommunities.com

The Courtyards at Kinnamon Park 9206 Edelweiss Lane in Huntersville, NC | Palazzo

Price: $371,815 Screened porch, Private Courtyard, Fireplace, Four Seasons Room, large covered front porch, quartz kitchen countertops, GE slate appliances, deluxe laundry w/built in sink, base cabinets, folding station, and cabinets above W/D, raised height bathroom vanities with granite countertops, framed bathroom mirrors, hardwood flooring in foyer, 4 seasons room, living, kitchen, dining, and hallway, upgraded carpet & pad in bedrooms. MAY 2017

704.576.0556 www.epconcommunities.com

The Courtyards at Emerald Lake 1000 Avalon Place in Stallings, NC / Portico

Price: $418,505 Maintenance-Free Portico with Bonus suite 3 bed / 3 bath. Courtyard overlooking a pond. Hardwood and quartz counter tops in the kitchen. READY NOW!

704.635.5082 www.epconcommunities.com

The Courtyards of Huntersville 7921 Parknoll Drive Huntersville / Promenade

Price: $434,040 Plenty of Builder Upgrades! • Sitting Room off Owner’s Suite • Granite Counters • Hardwood floors • GE Appliance Package includes Refrigerator • Universal Shower design 55+ Maintenance-Free Community with Clubhouse & Pool. 4 homes open daily!

704.439.7023 www.thecourtyardsofhuntersville.com



Great opportunity in SouthPark! Loads of updates in Barclay Downs. 5613 Wintercrest Lane - MLS# 3248178 $500,000

Sophisticated townhome in gated community near Arboretum. Light & bright with new paint & carpet 3341 Luke Crossing Drive - MLS# 3242081 $350,000

Builder Opportunity in popular Stonehaven! House to flip, plus two lots to be subdivided. $520,000 CO UND NT ER RA CT

C UN IN ONTR DER 1 D AC AY T

Like-new home has master BDRM on 1st floor. High-end finishes, lovely detail. Near Arboretum. 1023 Gray Oak Lane - MLS# 3248214 $650,000

Great 5 BD, 3 BA home. Top schools & neighborhood pool! 8405 Society Street in Weston Glen. MLS# 3248948 $400,000

Stonehaven beauty at great price! Fresh & bright with European feel. Gorgeous lot & close to everything! 6801 Perry Court - MLS# 3256260 $265,000






ROBIN KNOWS DIRT! “It’s time to build your dream home let our builders give you a quote”

6 KINGS MOUNTAIN ST, HISTORIC YORK SC 14016 CLAYSPARROW RD. CHARLOTTE “The Charleston of the Upstate” Step back in time to 1890 when craftsmanship was king. original features, antique marble fireplace mantle. $284,000

A French Country Estate to delight you on 3 acres in The Sanctuary. Charlotte’s premier waterfront community. Exquisite chef’s kitchen and dazzling owner’s retreat. Luxurious and private. $960,000

Watch the video on YouTube!

Watch the video on YouTube!

5084 STEELE VILLAGE RD. Rock Hill Country Estate on 48 acres. Lovely 3BR in the Frank Lloyd Wright architectural style, nestled overlooking a huge creek and some pasture for your horses. $485,000

1129 STRINGFELLOW Completely renovated 3BR beauty in Chester. New kitchen, new baths, engineered wood floors throughout, 2 acres, almost done! $130,000

13424 SAGE THRASHER LOT LAKE WYLIE WATERFRONT 9.54 ac THE SANCTUARY. $650,000 Watch the video @RobinKingRealtor.com

• 3027 Willow Breeze LakeWylie Waterfront canoe lot $55,000 • 660 Briarwood in Lake Wylie’s Clarendon Estates & Clover Schools 1 AC lot $50,000 • 208 Highland Forest Dr. in Clover’s Patrick Place .53 AC $47,500 • 1643 Sierra Rd, just outside Historic Downtown York 7 acres $72,000 • lot B Bowater, Rock Hill 1.57 acre waterfront Lot w/dock $275,000 • 10 building lots Rambler Ln in Sweetbriar Subdivision, Blacksburg. 12.72 acres $100,000 • 1280 Parsons Rd Discover historic McConnells SC! Private 30 acre wooded lot $155,000 • Georgeous waterfront 2.83 acre lot Mountain Lakes in Chester $50,000 • 5975 Morning Star Rd. 4.5 acre lot in desired Cook’s Cove neighborhood $65,000 • .59 acre lot on Jim McCarter Rd $13,200 • .51 acre lot on Jim McCarter Rd $18,000

OLE CAMBRIDGE CIRCLE • Lots 1 - 8 $38,500 to $83,410 • Right outside the charming town of Clover, SC • All lots have been perked and survey is done

308 BETHEL ST CLOVER Historic 1926 Bungalow. Beautifully Crafted 3Br/2Ba Meticulously Maintained W/Det 2 Car Garage. $215,000

3441 AURORE CT Ranch home on 1.58 acres. Granite counters and upgraded wood floors, fully landscaped yard. $284,000

THE ESTATES AT GLENMOOR, HISTORIC YORK Customize these homes going up or choose your plan. 3425 aurore w/ 3 car garage $270,000 or 3097 Glenmoor w/2 car gar $262,000

BELMONT’S LAKE MIST WATERFRONT COMMUNITY: • 512 Lake Breeze waterfront canoe lot 2.52 acres $100,000 • 105 Lake Mist 1.3 acres $30,000

We are a proud supporter of Habitat for Humanity. It's time to spring clean out the clutter! Donate to the Habitat Restore.

www.yorkcountyhabitat.org


Charlotte NEW REAL ESTATE WEBSITE

homes.charlotte.com

Live in charlotte

charlotte


31-DAY WINDOW

sale

Gerry Rogers, President

BUY ONE WINDOW, GET ONE WINDOW *

50% OFF

FREE NO NO NO SMARTSUN™ GLASS UPGRADE

MONEY DOWN

INTEREST

PAYMENTS

FOR ONE FULL YEAR*

CALL OR VISIT US ONLINE FOR YOUR FREE IN-HOME CONSULTATION Offered Exclusively by

704-461-0642 BestWindowsCharlotte.com There are limited appointments available, and you must book yours BEFORE MARCH 31st.

*Discount applied by retailer representative at time of contract execution and applies to purchase of 4 or more windows. Buy two windows, get the second two windows, of equal or lesser value, 50% off. Discount applied to lowest priced windows in purchase. Cannot be combined with other offers or prior purchases. To qualify for discount offer, initial contact for a free In-home Design Consultation must be made and documented on or before 3/31/17 with the appointment then occurring no more than 10 days after the initial contact. Promotional offer available without financing option. 0% APR for 12 months financing available to well qualified buyers on approved credit only. Higher rates apply for customers with lower credit ratings. Renewal by Andersen retailers are independently owned and operated retailers, and are neither brokers nor lenders. “Renewal by Andersen” and all other marks where denoted are marks of Andersen Corporation. © 2017 Andersen Corporation. All rights reserved.



The Charlotte Observer Check rates daily at http://charlotte.interest.com Institution

30 yr APR

3.772% Best Rate Mortgage

30yr Fixed APR

30 yr Fixed

30yr Fixed

Mortgage

APR

Points

Fees

% Down

APR

15 yr fixed

2.875 0.000

$75

5% 2.882

Points: 0.000

7/1 ARM

2.875 0.000

$75

5% 3.120

Fees: $75

LOCAL IN CHARLOTTE FOR 25 YEARS! OPEN SATURDAYS! A+ BBB RATING!

% Down: 5%

FREE FLOATDOWN IF RATES DROP! ZERO CLOSING COST OPTIONS!

Phone Number / Website

704-529-1233 www.bestratemtg.com

3.375 1.000 $1000 5% 3.611

3/1 ARM

3.250 1.000 $1000 5% 3.434

5/1 ARM

3.500 1.000 $1000 5% 3.513

Rate: 3.875

15 yr fixed

3.125 0.000 $175 20% 3.140

Points: 0.000

7/1 ARM

3.125 0.000 $750 20% 3.624

704-412-9131

Fees: $175

30 yr jumbo refi

4.125 0.000 $175 20% 4.128

www.mecklenburgmortgage.com

% Down: 20%

Free Prequalification Letters and Rate Quotes 7 days a week

Third Federal

NMLS # / License #

NMLS# 103395

15 yr fixed

Federal Credit Union

Mecklenburg

Rate

Rate: 3.750

Charlotte Metro

3.884%

Product

877-865-2298 www.cmcu.org

3/1 ARM

2.790 0.000 $295 20% 3.548

5/1 ARM

3.140 0.000 $295 20% 3.549

877-490-4353

10 yr fixed

3.250 0.000 $295 20% 3.288

www.thirdfederal.com/purchaseadvantage

LIC# 1190352

NMLS# 449401

No PMI with 15% Down

Savings and Loan

Total Closing Cost Only $295

NMLS# 449401

Guaranteed Low Rates

877-490-4353

Third Federal

As Little As 5% Down

www.thirdfederal.com/purchaseadvantage

Savings and Loan

Rate Locked at Preapproval

3.920% ABBA First

30yr Fixed

Mortgage, Inc.

APR

Rate: 3.875

20 yr fixed

3.625 0.000 $895 5% 3.687

Points: 0.000

10 yr fixed

2.875 0.000 $895 5% 2.989

877-793-0666

Fees: $895

30 yr FHA

3.375 0.000 $295 3.5% 3.389

www.abbafirst.com

% Down: 5%

Doing business HIS way for you. USDA VA FHA

NMLS# 74184 LIC# 132884

Legend: The rate and annual percentage rate (APR) are effective as of 3/1/17. © 2017 Bankrate, Inc. http://www.interest.com. The APR may increase after consummation and may vary. Payments do not include amounts for taxes and insurance. The fees set forth for each advertisement above may be charged to open the plan (A) Mortgage Banker, (B) Mortgage Broker, (C) Bank, (D) S & L, (E) Credit Union, (BA) indicates Licensed Mortgage Banker, NYS Banking Dept., (BR) indicates Registered Mortgage Broker, NYS Banking Dept., (loans arranged through third parties). “Call for Rates” means actual rates were not available at press time. All rates are quoted on a minimum FICO score of 740. Conventional loans are based on loan amounts of $165,000. Jumbo loans are based on loan amounts of $435,000. Points quoted include discount and/or origination. Lock Days: 30-60. Annual percentage rates (APRs) are based on fully indexed rates for adjustable rate mortgages (ARMs). The APR on your specific loan may differ from the sample used. Fees reflect charges relative to the APR. If your down payment is less than 20% of the home’s value, you will be subject to private mortgage insurance, or PMI. FHA Mortgages include both UFMIP and MIP fees based on a loan amount of $165,000 with 5% down payment. VA Mortgages include funding fees based on a loan amount of $165,000 with 5% down payment. Bankrate, Inc. does not guarantee the accuracy of the information appearing above or the availability of rates and fees in this table. All rates, fees and other information are subject to change without notice. Bankrate, Inc. does not own any financial institutions. Some or all of the companies appearing in this table pay a fee to appear in this table. If you are seeking a mortgage in excess of $417,000, recent legislation may enable lenders in certain locations to provide rates that are different from those shown in the table above. Sample Repayment Terms – ex. 360 monthly payments of $5.29 per $1,000 borrowed ex. 180 monthly payments of $7.56 per $1,000 borrowed. We recommend that you contact your lender directly to determine what rates may be available to you. To appear in this table, call 888-509-4636. To report any inaccuracies, call 888-509-4636. • http://charlotte.interest.com


AT THIS MOMENT

ELEGANCE INSPIRES C H A R LOT T E , N O R T H CA R O L I N A 4:4 5 P. M .

PREMIERSIR.COM/ID/3241503 704.248.0243

Contact us today for a consultation on how your home can be marketed in the Carolinas and around the world. 877.539.9865 PREMIERSOTHEBYSREALTY.COM

Blowing Rock | 828.295.0776 Asheville | 828.277.3238

Charlotte | 704.248.0243

Linville Ridge | 828.898.5151

Banner Elk | 828.898.5022

Lake Norman | 704.727.4170

Uwharrie Lakes | 336.461.1044

Sotheby’s International Realty® and the Sotheby’s International Realty logo are registered service marks used with permission. Each office is independently owned and operated. Equal Housing Opportunity. Property information herein is derived from various sources including, but not limited to, county records and multiple listing services, and may include approximations. All information is deemed accurate.


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