2017 Act Now! Final Home Sites Now Selling! Luxury single-family homes on 1-acre wooded home sites. From the upper $500,000s (704) 845-2040
SALES EVENT
New Home Sites Now Open! Award-winning Marvin Ridge School District Estate homes on 2/3 – 1-acre wooded home sites. From the low $600,000s (704) 243-3069
Sat., March 11–Sun., March 19 Personalize Your New Kitchen and Bath with Select Upgrades – at NO EXTRA COST!* This is your lucky weekend - deposit on a new Toll Brothers home in Charlotte during this special event and you’ll be able to add even more style, elegance, and value with select luxury kitchen and bath upgrades.
Toll Brothers Newest Charlotte Community - Now Open! Resort-Style Amenities Now Under Construction! Single-family homes in a park-like setting. From the low $600,000s (704) 845-8655
Find a participating community near you now!
TollBrothers.com/DreamCH Design trends, tips & more at TollTV.com | Download the Toll Brothers App today Open Mon.–Fri. 11 am–6 pm; Sat. 10 am–6 pm; Sun. 12–6 pm. Brokers welcome. Homes available nationwide. Prices subject to change without notice. *Offer valid for new buyers who purchase a home in a participating community in Charlotte and deposit between 3/11/17 and 3/19/17, sign an agreement of sale, and close on the home. Offers, incentives, and seller contributions vary by community and are subject to certain terms, conditions, and restrictions. Toll Brothers reserves the right to change or withdraw any offer at any time. Not valid with any other offer. See sales representative for details. Photos are images only and should not be relied upon to confirm applicable features. This is not an offering where prohibited by law.
Two New Professionally Decorated Model Homes Now Open! Clubhouse Now Under Construction! New Home Sites Just Released! A Toll Brothers Active Living® Community! From the low $300,000s (704) 504-3939
it’s
brandnew
For a limited time purchase a quick move-in home and receive:
Sales Event
You’re Invited to an Open House Tour Our Quick Move-In Homes this Weekend
March 1-31
Saturday, March 11th · 10 a.m. – 6 p.m. • Sunday, March 12th · 1 p.m. – 6 p.m. Snacks and Refreshments Provided
Up to $4,000
AVALON
FOXFIELD
MONTAGE - PALISADES
BECKETT
HERITAGE HALL
RUSTY CREEK - PALISADES
Toward Closing Costs when financing with our affiliate lender, CalAtlantic Mortgage, and using our affiliate CalAtlantic Title as your title insurer.
BRAYDEN
INVERNESS ON PROVIDENCE
SPRINGFIELD
BRIGHTWALK
KENSINGTON PLACE AT WAXHAW
THE FOREST AT FORT MILL
Whirlpool® Washer and Dryer
BYERS CREEK
LADERA
THE MILLS AT ROCKY RIVER
CALDWELL FARMS
OAKHAVEN
TRINITY CREST
CAVAILLON
MANOR AT OAKHAVEN
TUSCANY
CHAPEL COVE
ESTATES AT OAKHAVEN
VILLAGES OF DENVER
EPPINGTON
AUSTIN’S CREEK - PALISADES
VINTAGE CREEK
FOUNDERS RESERVE
BEAR CREEK - PALISADES
and
and
Whirlpool® Refrigerator and
2” Blinds
For more information, please visit CalAtlanticHomes.com. Available only on the purchase of a quick move-in home in the Charlotte market when you sign a contract on or between March 1, 2017, and March 31, 2017. Receipt of closing cost credit ($3,000 from CalAtlantic Homes and $1,000 from CalAtlantic Mortgage) is subject to limits and is contingent upon buyer applying for a loan with our affiliated lender, CalAtlantic Mortgage, by April 15, 2017, closing that loan with CalAtlantic Mortgage by June 30, 2017 and obtaining title insurance and closing services from our affiliated title agent, CalAtlantic Title. Any incentive tied to use of CalAtlantic Mortgage may not exceed 3% of sales price. The offer to pay closing costs does not include payment of prepaid taxes, property or mortgage insurance, or mortgage installments. Appliance offer includes the followingWhirlpool® products: 4.3-cu ftTop LoadWasher –WTW5000DW, 7.0-cu ft DryerWED5000DW, 25-cu ft Side-by Side Stainless Steel RefrigeratorWRS325FDAM. Appliances available only through Seller. Approximate value: $2,500 (includes installation). Availability of models may vary by community.Whirlpool® is a registered mark ofWhirlpool U.S.A., is not affiliated with Seller, and does not sponsor, endorse, approve or have any responsibility for this promotional offer. Blinds offer includes Builders Blinds 2”FauxWhite Blinds in operable windows except in the two-story foyer or two-story Great Room and on any door. Approximate value: $2,500 (includes installation). Availability of type of window coverings may vary by community.The combined value of seller incentives, credits and other seller contributions may exceed lender limits established for the loan program for which buyer qualifies. Buyer should ask his or her lender about the impact of such limits. Prices, plans and terms are effective on the date of publication and subject to change without notice. Depictions of homes or other features are artist conceptions. Hardscape, landscape and other items shown may be decorator suggestions that are not included in the purchase price and availability may vary.This ad contains general information about new home communities in North Carolina and South Carolina and it is not an offer or the solicitation of an offer for the purchase of a new home.This information is not directed to residents of any other state that requires registration or permit issuance prior to the publication of such information. CalAtlantic Mortgage, Inc., NMLS# 203897 holds a North Carolina Mortgage Lender license # L-155709 and branch licenses in Morrisville, NC, L-155709-105; Scottsdale, AZ L-155709-104: and two locations in Charlotte, NC L-155709-102 and L-155709-106. CalAtlantic Mortgage, Inc., NMLS# 203897 holds a South Carolina Mortgage Lender/Servicer license #MLS 203897; Charleston, SC MLB-1020765; Scottsdale, AZ MLB-767026; and two locations in Charlotte, NC MLB-996700 and MLB-1588642. CACLT210
205-A Shipwatch Villa within Wild Dunes on the Isle of Palms, SC. This luxurious 3 bedroom 3 bath oceanfront condo will accommodate your family and friends for entertaining and privacy. Excellent rental potential. Enjoy the ocean views from the balcony off the family room or master. This well maintained and updated condo is an open plan from the kitchen through to dining area and living area out to balcony. Kitchen offers granite and lots of storage and counter space. MLS # 16005413.
Darlene Smith 843-696-7824 darlenesmith@carolinaone.com www.darlenesmithrealestate.com
Builder Opportunity in popular Stonehaven! House to flip, plus two lots to be subdivided. $520,000 CO UND NT ER RA CT
C UN IN ONTR DER 1 D AC AY T
Like-new home has master BDRM on 1st floor. High-end finishes, lovely detail. Near Arboretum. 1023 Gray Oak Lane - MLS# 3248214 $650,000
SALE ENDS MARCH 31
Sophisticated townhome in gated community near Arboretum. Light & bright with new paint & carpet 3341 Luke Crossing Drive - MLS# 3242081 $350,000
PUT YOUR TAX REFUND TO GOOD USE
60% OFF FLOORING
$$ $ $$$
SALE
CALL OR GO ONLINE TO SCHEDULE A FREE IN HOME APPOINTMENT TODAY.
877-50-FLOOR WWW.50FLOOR.COM
50FLOOR.COM
877-50-FLOOR
SALE ENDS MARCH 31 GET AN ADDITIONAL
$100 DOLLARS OFF WHEN YOU USE PROMO CODE: CHARLOTTE OBSERVER
OUR 60% OFF FLOORING SALE APPLIES TO ALL CARPET, HARDWOOD, LAMINATE, TILE AND VINYL Some restrictions may apply, please check website for details.
Great 5 BD, 3 BA home. Top schools & neighborhood pool! 8405 Society Street in Weston Glen. MLS# 3248948 $400,000 CO UND NT ER RA CT
CO UND NT ER RA CT
Great opportunity in SouthPark! Loads of updates in Barclay Downs. 5613 Wintercrest Lane - MLS# 3248178 $500,000
Stonehaven beauty at great price! Fresh & bright with European feel. Gorgeous lot & close to everything! 6801 Perry Court - MLS# 3256260 $265,000
Custom Kingswood Home ~ The Point MLS# 3258350 | 137 Torrence Chapel Road | $729,000
Private Waterfront Perfection ~ The Point MLS# 3254651 | 125 Thurstons Way | $2,200,000 For a video tour go to: http://vimeo.com/205681878 Your luxury property deserves nothing less than exceptional representation. Rawlins & Company brings each property to a global audience with discretion, taste & visionary marketing.
Matt Rawlins 704.746.3171 BROKER/REALTORÂŽ
mattrawlins@livinonlakenorman.com www.livinonlakenorman.com
J CASH R E A L
-The Point- 106 Coral Bells Court
-The Point- 115 Dedham Loop
Boat Slip • Kingswood Craftsman • MLS# 3256310
Custom Craftsman • E.S. Johnson Builders • MLS# 3238668
E S T A T E
JULIE CASH has over 25 years of combined marketing & real estate experience to service you. Her fresh approach, creative marketing strategies, resources & strong network will give you the greatest exposure to sell quickly. Put Julie to work for you & experience the difference.
-Waterfront- 448 Stonemaker Road French Provincial • MLS# 3206272
JULIE CASH Owner Broker, Realtor®
704-799-5407 juliecash@jcashrealestate.com Proudly representing fine homes in the LAKE NORMAN REGION
-The Point- 116 Easton Drive
-The Farms- 102 W Cold Hollow Farms Drive
Boat Slip • The Village • MLS# 3237687
Custom Craftsman • E.S. Johnson Builders
109 Chuckwood Road, Suite 112, Mooresville, North Carolina 28117
Open House Events Saturday March 11th
Charlotte NEW REAL ESTATE WEBSITE
homes.charlotte.com
OPEN HOUSE SATURDAY 11-1PM - 4221 La Brea Drive in Hyde Park Estates Mid-century madness in this Harvey Gantt designed modern home. More than 4100 square feet with amazing entertaining spaces. Offered below recent appraisal at $530,000.
Live in charlotte
OPEN HOUSE SATURDAY 2-5PM - 4226 Commonwealth Avenue 10 minutes from Center City in Oakhurst. 26 luxury modern homes & only 3 remain. Move-in ready with home school designation at Oakhurst Steam Academy.
{ElizabEth Grillo ownEr/brokEr/rEaltor®
704.649.2491 EGrillo@EGrEalEstatEConsultants.Com
{bobby sisk brokEr/rEaltor®
704.819.0710 bsisk@EGrEalEstatEConsultants.Com
704.333.2260 • 1810 E. 7th Street, Charlotte, NC 28204 • www.EGREALESTATECONSULTANTS.COM
charlotte
Monica Besecker 704.724.6726 MonicaBesecker@KW.com
www.MonicaBesecker.com
121 IVY HOLLOW LANE | MLS# 3221966
136 WINDY KNOLL LANE | MLS# 3249832
111 BONNER LANE | MLS# 3244088
246 MARIETTA ROAD | MLS# 3168512
Waterfront/Basement | The Harbour at the Pointe
Waterfront/Basement | The Harbour at the Pointe
Deeded Boat Slip | The Harbour at the Pointe
Brick Waterfront | Covered Dock & Gazebo
121 CHACO LANE | MLS# 3177851
139 HEDGEWOOD DR | MLS# 3257834
148 FERNBROOK DR | MLS# 3253711
354 NORMANDY ROAD | MLS# 3216274
On Waterfront Peninsula | Multi-Slip Dock & Boat House
Mooresville Graded Schools | Huntwyck Place
Custom Patio | Fernbrook
Waterfront/Basement | Cov Dock w/2 Slips
31-DAY WINDOW
sale
Gerry Rogers, President
BUY ONE WINDOW, GET ONE WINDOW *
50% OFF
FREE NO NO NO SMARTSUN™ GLASS UPGRADE
MONEY DOWN
INTEREST
PAYMENTS
FOR ONE FULL YEAR*
CALL OR VISIT US ONLINE FOR YOUR FREE IN-HOME CONSULTATION Offered Exclusively by
704-461-0642 BestWindowsCharlotte.com There are limited appointments available, and you must book yours BEFORE MARCH 31st.
*Discount applied by retailer representative at time of contract execution and applies to purchase of 4 or more windows. Buy two windows, get the second two windows, of equal or lesser value, 50% off. Discount applied to lowest priced windows in purchase. Cannot be combined with other offers or prior purchases. To qualify for discount offer, initial contact for a free In-home Design Consultation must be made and documented on or before 3/31/17 with the appointment then occurring no more than 10 days after the initial contact. Promotional offer available without financing option. 0% APR for 12 months financing available to well qualified buyers on approved credit only. Higher rates apply for customers with lower credit ratings. Renewal by Andersen retailers are independently owned and operated retailers, and are neither brokers nor lenders. “Renewal by Andersen” and all other marks where denoted are marks of Andersen Corporation. © 2017 Andersen Corporation. All rights reserved.
704-565-5292 SAT OPE FOR ADDITIONAL ,M NH AR INFORMATION CH OUSE 11 - 11 TODA AM Y TO 2PM
306 SARDIS LANE
MLS#3209901
JOIN US FOR A SPECIAL PRE-COMPLETION VIEWING OF THIS FABULOUS HOME! 4 BEDROOM PLUS BONUS ROOM/ 3.5 BATH PRIVATELY WOODED REAR LOT
$519,900
3,519 SQ. FT.
Located west of Lake Norman in Denver Homes from the upper $200’s - $400’s
Open House Saturday, March 18! 2 - 4 PM Enjoy refreshments while you tour!
Enjoy refreshments while you tour our Quick Move-in Homes! Ranch
402 Broadleaf Drive Denver MLS# 3215473 - $325,176* 3 BR, 2.5 BA, 2,244 sq ft Large Laundry room, rear covered porch, huge WIC. KT has granite, SS, gas, dark cabinets. Jack & Jill bath.
6471 Highway 73 Denver, NC 28037 sheahomes.com/charlotte 704-483-6000
Ranch
Master Down
338 Broadleaf Drive Denver MLS# 3215601 - $361,532* 3 BR, 2 BA, 2,423 sq ft Decorative arches & columns. KT has white cabinets, large island, granite, SS, 36” gas cooktop. Study w/ French doors, Mud room. Large Owner’s Suite.
427 Broadlead Drive Denver MLS# 3215614 - $383,774* 4 BR, 3.5 BA, Rec Room, 2,919 sq ft Formal Dining plus Breakfast area; Butler’s Pantry w/ wine rack. KT w/ gray cabs, large island, SS, 36” gas cooktop. Gas fireplace. First floor Owner’s Suite.
Killian’s Pointe offers: • 1 & 2 story homes from 1,950 - 3,800+ sq ft • Planned amenities include pool, cabana & trails • 2 decorated model homes • Easy access to Hwy 16 • Lincoln County taxes
Sales: Shea Group Services, LLC DBA Shea Realty (C21630). Construction: Shea Builders, LLC, 68875. This is not an offer of real estate for sale, or a solicitation of an offer to buy, to residents of any state or province in which registration and other legal requirements have not been fullled. Pricing does not include options, elevation, or lot premiums, effective date of publication and subject to change without notice. All square footages and measurements are approximate and subject to change without notice. Trademarks are property of their respective owners. Equal Housing Opportunity. *Price for this home does not include closing costs, application of incentives, includes costs for certain options and upgrades, specic list of which is available at the Killian’s Pointe sales ofce, and is subject to change.
The Charlotte Observer Check rates daily at http://charlotte.interest.com Institution
30 yr APR
30 yr Fixed
30yr Fixed
Mortgage
APR
Points
Fees
% Down
APR
Phone Number / Website
3.500 1.000 $1000 5% 3.736
3/1 ARM
3.375 1.000 $1000 5% 3.587
5/1 ARM
3.500 1.000 $1000 5% 3.618
Rate: 4.000
15 yr fixed
3.250 0.000 $175 20% 3.265
Points: 0.000
7/1 ARM
3.125 0.000 $750 20% 3.655
704-412-9131
Fees: $175
30 yr jumbo refi
4.125 0.000 $175 20% 4.128
www.mecklenburgmortgage.com
Federal Credit Union
Mecklenburg
Rate
15 yr fixed Charlotte Metro
4.009%
Product
% Down: 20%
Third Federal
877-865-2298 www.cmcu.org
LIC# 1190352
Free Prequalification Letters and Rate Quotes 7 days a week 3/1 ARM
2.790 0.000 $295 20% 3.548
5/1 ARM
3.140 0.000 $295 20% 3.549
877-490-4353
10 yr fixed
3.250 0.000 $295 20% 3.288
www.thirdfederal.com/purchaseadvantage
NMLS# 449401
No PMI with 15% Down
Savings and Loan
Total Closing Cost Only $295
NMLS# 449401
Guaranteed Low Rates
877-490-4353
Third Federal
As Little As 5% Down
www.thirdfederal.com/purchaseadvantage
Savings and Loan
Rate Locked at Preapproval
4.045% ABBA First
30yr Fixed
Mortgage, Inc.
APR
3.881% Best Rate Mortgage
NMLS # / License #
30yr Fixed APR
Rate: 4.000
20 yr fixed
3.750 0.000 $895 5% 3.812
Points: 0.000
10 yr fixed
2.875 0.000 $895 5% 2.989
877-793-0666
Fees: $895
30 yr FHA
3.625 0.000 $295 3.5% 3.640
www.abbafirst.com
% Down: 5%
Doing business HIS way for you. USDA VA FHA
Rate: 3.875
15 yr fixed
3.000 0.000
$75
5% 3.012
Points: 0.000
7/1 ARM
3.000 0.000
$75
5% 3.263
Fees: $75
LOCAL IN CHARLOTTE FOR 25 YEARS! OPEN SATURDAYS! A+ BBB RATING!
% Down: 5%
FREE FLOATDOWN IF RATES DROP! ZERO CLOSING COST OPTIONS!
NMLS# 74184 LIC# 132884
NMLS# 103395
704-529-1233 www.bestratemtg.com
Legend: The rate and annual percentage rate (APR) are effective as of 3/8/17. © 2017 Bankrate, LLC. http://www.interest.com. The APR may increase after consummation and may vary. Payments do not include amounts for taxes and insurance. The fees set forth for each advertisement above may be charged to open the plan (A) Mortgage Banker, (B) Mortgage Broker, (C) Bank, (D) S & L, (E) Credit Union, (BA) indicates Licensed Mortgage Banker, NYS Banking Dept., (BR) indicates Registered Mortgage Broker, NYS Banking Dept., (loans arranged through third parties). “Call for Rates” means actual rates were not available at press time. All rates are quoted on a minimum FICO score of 740. Conventional loans are based on loan amounts of $165,000. Jumbo loans are based on loan amounts of $424,101. Points quoted include discount and/or origination. Lock Days: 30-60. Annual percentage rates (APRs) are based on fully indexed rates for adjustable rate mortgages (ARMs). The APR on your specific loan may differ from the sample used. Fees reflect charges relative to the APR. If your down payment is less than 20% of the home’s value, you will be subject to private mortgage insurance, or PMI. FHA Mortgages include both UFMIP and MIP fees based on a loan amount of $165,000 with 5% down payment. VA Mortgages include funding fees based on a loan amount of $165,000 with 5% down payment. Bankrate, LLC. does not guarantee the accuracy of the information appearing above or the availability of rates and fees in this table. All rates, fees and other information are subject to change without notice. Bankrate, LLC. does not own any financial institutions. Some or all of the companies appearing in this table pay a fee to appear in this table. If you are seeking a mortgage in excess of $424,100, recent legislation may enable lenders in certain locations to provide rates that are different from those shown in the table above. Sample Repayment Terms – ex. 360 monthly payments of $5.29 per $1,000 borrowed ex. 180 monthly payments of $7.56 per $1,000 borrowed. We recommend that you contact your lender directly to determine what rates may be available to you. To appear in this table, call 800-509-4636. To report any inaccuracies, call 888-509-4636. • http://charlotte.interest.com
AT THIS MOMENT
PEACEFUL MEETS PICTURESQUE M O O R E SV I L L E , N O R T H CA R O L I N A 1 :4 5 P. M .
PREMIERSIR.COM/ID/3253783 704.248.0243
Contact us today for a consultation on how your home can be marketed in the Carolinas and around the world. 877.539.9865 PREMIERSOTHEBYSREALTY.COM
Blowing Rock | 828.295.0776 Asheville | 828.277.3238
Charlotte | 704.248.0243
Linville Ridge | 828.898.5151
Banner Elk | 828.898.5022
Lake Norman | 704.727.4170
Uwharrie Lakes | 336.461.1044
Sotheby’s International Realty® and the Sotheby’s International Realty logo are registered service marks used with permission. Each office is independently owned and operated. Equal Housing Opportunity. Property information herein is derived from various sources including, but not limited to, county records and multiple listing services, and may include approximations. All information is deemed accurate.