WHY DIDN’T I
DO THIS SOONER? Real Trilogy® owners feeling the heat of Chef’s newest creation!
Trilogy® is more than a place to live. It’s knowing you’re in the right place, at the right time, with the right people. And for many of our owners, they wonder why they ever put off making the move. Try something unexpected. Know your neighbors. Experience a true sense of community. Be part of something bigger. Once you’re here, you’ll understand why everyone is asking, “Why didn’t I do this sooner?”
CALL 888.332.9034
Grand Opening New Models! 55+ TRILOGY ® LAKE NORMAN Denver, NC | Mid $200’s | Schedule your private tour today!
A M E M B E R OF TH E
FA M I LY | T R I LO GY L I F E. CO M / L AK E N O R M A N
Trilogy® is a registered trademark of Shea Homes, Inc., an independent member of the Shea family of companies. Sales By: Shea Communities Marketing Company (#C25840), Construction By: SHALC GC, INC. 75061, Equal Housing Opportunity. Shea Homes’ Trilogy Lake Norman is planned to be an age-restricted community intended for occupancy by at least one person age 55 or over with select neighborhoods intended for occupancy by people of all ages. This is not an offer of real estate for sale, or a solicitation of an offer to buy. Void where prohibited. Models are not an indication of racial preference. © 2017 Shea Homes, Inc. All rights reserved.
it’s
brandnew
Sales Event
Tour Our Quick Move-In Homes
March 1-31 AVALON
FOXFIELD
MONTAGE - PALISADES
BECKETT
HERITAGE HALL
RUSTY CREEK - PALISADES
Up to $4,000
BRAYDEN
INVERNESS ON PROVIDENCE
SPRINGFIELD
Toward Closing Costs when financing with our affiliate lender, CalAtlantic Mortgage, and using our affiliate CalAtlantic Title as your title insurer.
BRIGHTWALK
KENSINGTON PLACE AT WAXHAW
THE FOREST AT FORT MILL
BYERS CREEK
LADERA
THE MILLS AT ROCKY RIVER
CALDWELL FARMS
OAKHAVEN
TRINITY CREST
CAVAILLON
MANOR AT OAKHAVEN
TUSCANY
CHAPEL COVE
ESTATES AT OAKHAVEN
VILLAGES OF DENVER
EPPINGTON
AUSTIN’S CREEK - PALISADES
VINTAGE CREEK
FOUNDERS RESERVE
BEAR CREEK - PALISADES
For a limited time purchase a quick move-in home and receive:
and
Whirlpool® Washer and Dryer and
Whirlpool® Refrigerator and
2” Blinds
For more information, please visit CalAtlanticHomes.com. Available only on the purchase of a quick move-in home in the Charlotte market when you sign a contract on or between March 1, 2017, and March 31, 2017. Receipt of closing cost credit ($3,000 from CalAtlantic Homes and $1,000 from CalAtlantic Mortgage) is subject to limits and is contingent upon buyer applying for a loan with our affiliated lender, CalAtlantic Mortgage, by April 15, 2017, closing that loan with CalAtlantic Mortgage by June 30, 2017 and obtaining title insurance and closing services from our affiliated title agent, CalAtlantic Title. Any incentive tied to use of CalAtlantic Mortgage may not exceed 3% of sales price. The offer to pay closing costs does not include payment of prepaid taxes, property or mortgage insurance, or mortgage installments. Appliance offer includes the followingWhirlpool® products: 4.3-cu ftTop LoadWasher –WTW5000DW, 7.0-cu ft DryerWED5000DW, 25-cu ft Side-by Side Stainless Steel RefrigeratorWRS325FDAM. Appliances available only through Seller. Approximate value: $2,500 (includes installation). Availability of models may vary by community.Whirlpool® is a registered mark ofWhirlpool U.S.A., is not affiliated with Seller, and does not sponsor, endorse, approve or have any responsibility for this promotional offer. Blinds offer includes Builders Blinds 2”FauxWhite Blinds in operable windows except in the two-story foyer or two-story Great Room and on any door. Approximate value: $2,500 (includes installation). Availability of type of window coverings may vary by community.The combined value of seller incentives, credits and other seller contributions may exceed lender limits established for the loan program for which buyer qualifies. Buyer should ask his or her lender about the impact of such limits. Prices, plans and terms are effective on the date of publication and subject to change without notice. Depictions of homes or other features are artist conceptions. Hardscape, landscape and other items shown may be decorator suggestions that are not included in the purchase price and availability may vary.This ad contains general information about new home communities in North Carolina and South Carolina and it is not an offer or the solicitation of an offer for the purchase of a new home.This information is not directed to residents of any other state that requires registration or permit issuance prior to the publication of such information. CalAtlantic Mortgage, Inc., NMLS# 203897 holds a North Carolina Mortgage Lender license # L-155709 and branch licenses in Morrisville, NC, L-155709-105; Scottsdale, AZ L-155709-104: and two locations in Charlotte, NC L-155709-102 and L-155709-106. CalAtlantic Mortgage, Inc., NMLS# 203897 holds a South Carolina Mortgage Lender/Servicer license #MLS 203897; Charleston, SC MLB-1020765; Scottsdale, AZ MLB-767026; and two locations in Charlotte, NC MLB-996700 and MLB-1588642. CACLT210
Team Hutchens ~ The High Country’s Father Daughter Real Estate Team
Jerry Hutchens
Ashley Hutchens
Broker Associate
Broker Associate
828.964.5438 AshleyHutchens@gmail.com
MLS# 39204999
$1,990,000 Exquisite new construction home in the luxurious gated community of Firethorn. This home is a true mountain masterpiece with views of the historic Moses Cone Manor Estate. Located adjacent to the Village of Blowing Rock & bordering the Blue Ridge Pkwy.
ERIC & HILLARY DOLLENBERG
Coastal Properties Independently Owned & Operated
PA LMETTO B LUFF
HILTON HEAD PLANTATION
117 Mou nt Pe li a Ro ad | $ 2, 9 9 9,99 5
31 Ribaut D r ive | $2 ,999,0 00
Steeped in southern history, with a dash of salt marsh mystery, 117 Mount Pelia is a property that must be explored and uncovered one layer at a time. Situated on the marshes and water of the May River in Bluffton, south Carolina, this exceptional home suits the most discerning of home buyers.
31 Ribaut Drive within the private enclave of Ribaut Island on Hilton Head Island is a property that enraptures the heart and soul! Watch from the pool as yachts sail the intercostal waterway to ports unknown. Relax on the terrace as the setting sun paints amazing portraits in the sky every evening.
PA LMETTO DUNES
SHIPYARD PLANTATION
79 0 Qu e ens Grant V i ll a s | $ 23 8 ,5 0 0
154 Ev ian Vil las | $ 3 2 5,75 0
What a dynamite place at the beach in Palmetto Dunes’ hottest com- Upstairs flat in Shipyard’s premier complex! Updated kitchen and plex! This is a 2 bedroom, 2 bath, nicely furnished villa - just perfect, baths and unit is tastefully furnished. Impressive golf views, onsite all at a great price! Don’t wait on this one! pool and tennis and bike ride, or walk to the beach. Great rentals!
THE DOLLENBERG TEAM | ERIC 843.816.6489 | HILLARY 843.290.3063 | ERICDOLLENBERG.COM
Hilton Head Oceanfront & Second Row Guest Home • 20 Sea Oak Lane Over $400K in Annual Rental Income • Guest Cottage • $5.8M
Bluffton Manor • 45 Holly Grove Road Okatie Riverfront • Berkeley Hall Plantation • $1.995M
Bluffton Luxury Estate • 20 Carrier Bluff Oldfield Plantation • 7,000 SQFT • $1.850M
Bluffton’s Belfair Plantation • 52 Richland Drive Gated Golf Community • 7500 SQFT • $1.150M
Catherine originally began her career selling beachfront homes on the shores of the Mississippi Gulf Coast.For several years now, she’s maintained that same impressive sales record by specializing in Low Country luxury real estate. If you are beginning to search for that special oceanfront home or weekend getaway, let Catherine be your guide.
CATHERINE DONALDSON Real Estate Professional
843.338.2069 Catherine.Donaldson@SothebysRealty.com
Proudly representing fine homes in Bluffton, Hilton Head Island & Daufuskie Island.
May River Waterfront • 31 Pine View Drive Bluffton Deepwater • 3 Acres • $949K
Daufuskie Island • 20 Port Passage Calibogue Sound Views • 5BD-5BA • $995K
52 Calhoun Street Bluffton, South Carolina 29910 www.celiadunnsir.com
LOWCOUNTRY LIVING A style for every taste
Judy Collins REALTOR
(912) 507-4666 (843) 836-3900 Judy.Collins@SothebysRealty.com
Southern living at it’s best! This Oldfield Plantation home offers a great room with reclaimed wood beams, a knotty pine cathedral ceiling, masonry fireplace & 10 ft high mahogany French doors leading to the screened side porch with a masonry fireplace. The 2nd back porch boasts a sleeping bed that captures views of the tidal marsh, natural lake & the Greg Norman designed golf course. 39 Old Oak Rd, Okatie, SC | 5,561 Sqft | 5 Bedrooms, 5.5 Baths | $1,969,000
There’s nothing like Hilton Head Island, or its unique real estate market. Let Courtney help you navigate the waters and discover the perfect place to call home. Visit welcomeHHome.com, or call Courtney at 843-816-0706.
8 4 3 .8 16 .0 7 0 6 • w e lc o m e H H o m e .c o m
945 Mount Pelia Road ~ Bluffton
885 Broadview Drive ~ Ridgeland 94 Thomas Creek Street ~ Bluffton
11 Headwaters Road ~ Bluffton
$4.195M | www.945MountPelia.com
$805K | www.885Broadview.com
$1.025M | www.94ThomsCreek.com
$4.950M | www.11Headwaters.com
17 Boathouse Street ~ Bluffton
2935 Marshfront Drive ~ Beaufort
30 Camp Eight Road ~ Bluffton
8 Boathouse Street ~ Bluffton
$1.495M | www.17BoatHouse.com
$735K | www.2935Marshfront.com
$650K | 10.5 acres in Equestrian Section
$1.450M | www.8BoatHouse.com
Jane Grant 843.505.1405 JaneGrant@PalmettoBluffHomeSales.com www.JaneGrantLuxuryProperties.com
Exceptional, Professional, Involved & Confidential EPIC representation
PA L M E T T O B L U F F ’ S L U X U R Y R E A L E S TAT E E X P E R T
e e n e R
Thinking of buying or selling real estate in Palmetto Bluff?
Renee is consistently a Top Producer for Celia Dunn Sotheby’s International
MEIGHAN
843.298.0828 MAY RIVER GOLF COURSE
ENDLESS MAY RIVER VIEWS
HEART OF PALMETTO BLUFF
Perfectly sited for views of both the May River & the 10th Fairway of Palmetto Bluff ’s May River Golf Course. Large Saltwater pool, guest home & carriage house. 14 Anson Park Road East - $3,950,000
Endless May River views in Palmetto Bluff ! Located on over one acre in the prestigious Mary River Forest section of Palmetto Bluff. This custom four or five bedroom is perfect for entertaining. 59 Greenleaf Road - $2,495,000
Charming village home in the heart of Palmetto Bluff. This 4BD is currently on the vacation rental program & has excellent rental history. You’ll love the antique heart pine floors! 18 South Drayton Street - $1,175,000 Furnished
Renee.Meighan@SothebysRealty.com
“I Represent Your Best Interests With Reliability, Responsiveness, and Respect To Produce The Results You Want”
18 Wexford Drive • $1,425M 22 Wexford Drive • $1,695M
WEXFORD HOMESITES 8 Coventry Lane (house plans available) ......................................................... $125,000 58 Wicklow Drive................................................................................. $225,000 42 Wicklow Drive................................................................................. $225,000 47 Wexford On The Green ................................................................... $125,000 51 Wexford On The Green ................................................................... $125,000
Jacque Johnson
CRS, ABR, CLHMS, SRES, SFR
843.816.2483 9 Wexford on the Green • $989,000
6 Cambridge Circle • $895,000
Jacque@JacqueJohnson.com “At Home By The Water” www.JacqueJohnson.com Distinguished Sales Award
Steve Timperman REALTOR/Broker 843.384.8988 (C) 843.686.8800 (O) Steve@CharterOneRealty.com
HILTON HEAD ISLAND
Specializing In Hilton Head Island Real Estate www.SteveTimperman.com HILTON HEAD ISLAND
HILTON HEAD ISLAND
HILTON HEAD ISLAND
4 Plumbridge Lane • $2,995M
44 Turnbridge Lane • $1,590M
21 Plumbridge Lane • $1,897M
60 Wicklow Drive • $1,995M
Tuscan Inspired | 4BD, 4FB & 3HB | 70’ Dock
Private Pool | 5BD, 5.5BA | New Price
Harbor Front | 4BD w In-Suite Bas, 3HB | 70’ Dock
Golf Front | 6BD, 6BA & 2HB | Incredible Pool
OCEAN FRONT HILTON HEAD ISLAND
HILTON HEAD ISLAND
HILTON HEAD ISLAND
HILTON HEAD ISLAND
6 Black Duck Road • $4,999,000
31 Bridgetown Road • $1,357M
50 Yorkshire Drive • $849K
68 Sedge Fern Drive • $624.5K
Heated Pool | 6BD, 5BA & 1HBA | Fitness Room
Harbor Front | 5BD, 6BA | Private Pool
Golf Front | 3BD, 3BA & 2HB | Panoramic Views
4th Green-Lagoon | 4BD, 3.5BA | Private Pool
FINAL DAYS
FINAL DAYS
builder. location. ONE
home remains! Sharon Oaks in Southpark ●
Sought-after location near Southpark Mall, Quail Hollow Country Club
●
Southpark neighborhood offers movie theatres, restaurants, night life, Symphony Park, and Harris YMCA
●
Quick commute to uptown Charlotte or Charlotte Douglas International Airport
●
Easy access to I-77 and I-85
●
Excellent Charlotte Mecklenburg Schools
●
Just 6 elegant luxury homes on a quiet cul-de-sac
●
Priced from the $820’s
Call Forrest Ranson at 704.488.5101 for more information.
Sharon Oaks • GPS – 6171 Sharon Acres Road, Charlotte, NC 28210 Open this Saturday & Sunday 12 pm – 5 pm
EvansCoghill.com
31-DAY WINDOW
sale
Gerry Rogers, President
BUY ONE WINDOW, GET ONE WINDOW *
50% OFF
FREE NO NO NO SMARTSUN™ GLASS UPGRADE
MONEY DOWN
INTEREST
PAYMENTS
FOR ONE FULL YEAR*
CALL OR VISIT US ONLINE FOR YOUR FREE IN-HOME CONSULTATION Offered Exclusively by
704-461-0642 BestWindowsCharlotte.com There are limited appointments available, and you must book yours BEFORE MARCH 31st.
*Discount applied by retailer representative at time of contract execution and applies to purchase of 4 or more windows. Buy two windows, get the second two windows, of equal or lesser value, 50% off. Discount applied to lowest priced windows in purchase. Cannot be combined with other offers or prior purchases. To qualify for discount offer, initial contact for a free In-home Design Consultation must be made and documented on or before 3/31/17 with the appointment then occurring no more than 10 days after the initial contact. Promotional offer available without financing option. 0% APR for 12 months financing available to well qualified buyers on approved credit only. Higher rates apply for customers with lower credit ratings. Renewal by Andersen retailers are independently owned and operated retailers, and are neither brokers nor lenders. “Renewal by Andersen” and all other marks where denoted are marks of Andersen Corporation. © 2017 Andersen Corporation. All rights reserved.
SALE ENDS MARCH 31
PUT YOUR TAX REFUND TO GOOD USE
60% OFF FLOORING
$$ $ $$$
SALE
CALL OR GO ONLINE TO SCHEDULE A FREE IN HOME APPOINTMENT TODAY.
877-50-FLOOR WWW.50FLOOR.COM
50FLOOR.COM
877-50-FLOOR
SALE ENDS MARCH 31 GET AN ADDITIONAL
$100 DOLLARS OFF WHEN YOU USE PROMO CODE: CHARLOTTE OBSERVER
OUR 60% OFF FLOORING SALE APPLIES TO ALL CARPET, HARDWOOD, LAMINATE, TILE AND VINYL Some restrictions may apply, please check website for details.
Builder Opportunity in popular Stonehaven! House to flip, plus two lots to be subdivided. $520,000 CO UND NT ER RA CT
C UN IN ONTR DER 1 D AC AY T
Like-new home has master BDRM on 1st floor. High-end finishes, lovely detail. Near Arboretum. 1023 Gray Oak Lane - MLS# 3248214 $650,000
Sophisticated townhome in gated community near Arboretum. Light & bright with new paint & carpet 3341 Luke Crossing Drive - MLS# 3242081 $350,000
Great 5 BD, 3 BA home. Top schools & neighborhood pool! 8405 Society Street in Weston Glen. MLS# 3248948 $400,000 CO UND NT ER RA CT
CO UND NT ER RA CT
Great opportunity in SouthPark! Loads of updates in Barclay Downs. 5613 Wintercrest Lane - MLS# 3248178 $500,000
Stonehaven beauty at great price! Fresh & bright with European feel. Gorgeous lot & close to everything! 6801 Perry Court - MLS# 3256260 $265,000
Charlotte NEW REAL ESTATE WEBSITE
homes.charlotte.com
Live in charlotte
charlotte
$1000 TO
OL TRADE-I N
Ready for Maintenan ce-Free Liv Trade in yo u brush for $ r paint 1,0 design opti 00 in ons!
*See your
ing?
sales assoc
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Epcon Communities, America’s leader in maintenance-free living, invites you to change the way you live. Let us take care of the painting, mowing and raking; your job is to take care of the living. Visit us today and trade in your paint brush at our tool trade-in event. GOLD SPONSORS
BRONZE SPONSORS
Copyright 2017 Epcon Communities, Franchising, Inc.
www.epcontooltrade.com/charlotte
Walk inside 3105 Cameron Blvd, Isle of Palms, SC and be IMPRESSED! Spectacular beach home just 1 block to the beach. You will be blown away by the woodwork from floor to ceiling, the openness and how the home surrounds your pool. A perfect home for a large family Beach Vacation where everyone can have their private space and be together to enjoy the pool and great fellowship. Call me for all the details. MLS # 17001826
Darlene Smith 843-696-7824 darlenesmith@carolinaone.com www.darlenesmithrealestate.com
The Charlotte Observer Check rates daily at http://charlotte.interest.com Institution
30 yr APR
30 yr Fixed
Third Federal
Product
Rate
Points
Fees
% Down
APR
Phone Number / Website
3/1 ARM
2.790 0.000 $295 20% 3.548
5/1 ARM
3.140 0.000 $295 20% 3.549
877-490-4353
10 yr fixed
3.250 0.000 $295 20% 3.288
www.thirdfederal.com/purchaseadvantage
NMLS# 449401
No PMI with 15% Down
Savings and Loan
Total Closing Cost Only $295
NMLS# 449401
Guaranteed Low Rates
877-490-4353
Third Federal
As Little As 5% Down
www.thirdfederal.com/purchaseadvantage
Savings and Loan
Rate Locked at Preapproval
3.920% ABBA First
30yr Fixed
Mortgage, Inc.
APR
3.762% Best Rate Mortgage
NMLS # / License #
30yr Fixed APR
Rate: 3.875
20 yr fixed
3.625 0.000 $895 5% 3.687
Points: 0.000
10 yr fixed
3.000 0.000 $895 5% 3.114
877-793-0666
Fees: $895
30 yr FHA
3.750 0.000 $295 3.5% 3.765
www.abbafirst.com
% Down: 5%
Doing business HIS way for you. USDA VA FHA
Rate: 3.750
15 yr fixed
2.875 0.000
$75
5% 2.883
Points: 0.000
7/1 ARM
2.875 0.000
$75
5% 3.216
Fees: $75
LOCAL IN CHARLOTTE FOR 25 YEARS! OPEN SATURDAYS! A+ BBB RATING!
% Down: 5%
FREE FLOATDOWN IF RATES DROP! ZERO CLOSING COST OPTIONS!
Mecklenburg
30yr Fixed
Mortgage
APR
704-529-1233 www.bestratemtg.com
3.625 1.000 $1000 5% 3.862
3/1 ARM
3.500 1.000 $1000 5% 3.654
5/1 ARM
3.625 1.000 $1000 5% 3.695
Rate: 3.875
15 yr fixed
3.125 0.000 $175 20% 3.140
Points: 0.000
7/1 ARM
3.000 0.000 $750 20% 3.621
704-412-9131
Fees: $175
30 yr jumbo refi 4.125 0.000 $175 20% 4.128
www.mecklenburgmortgage.com
% Down: 20%
Free Prequalification Letters and Rate Quotes 7 days a week
Federal Credit Union
LIC# 132884
NMLS# 103395
15 yr fixed Charlotte Metro
3.884%
NMLS# 74184
877-865-2298 www.cmcu.org
LIC# 1190352
Legend: The rate and annual percentage rate (APR) are effective as of 3/22/17. © 2017 Bankrate, LLC. http://www.interest.com. The APR may increase after consummation and may vary. Payments do not include amounts for taxes and insurance. The fees set forth for each advertisement above may be charged to open the plan (A) Mortgage Banker, (B) Mortgage Broker, (C) Bank, (D) S & L, (E) Credit Union, (BA) indicates Licensed Mortgage Banker, NYS Banking Dept., (BR) indicates Registered Mortgage Broker, NYS Banking Dept., (loans arranged through third parties). “Call for Rates” means actual rates were not available at press time. All rates are quoted on a minimum FICO score of 740. Conventional loans are based on loan amounts of $165,000. Jumbo loans are based on loan amounts of $424,101. Points quoted include discount and/or origination. Lock Days: 30-60. Annual percentage rates (APRs) are based on fully indexed rates for adjustable rate mortgages (ARMs). The APR on your specific loan may differ from the sample used. Fees reflect charges relative to the APR. If your down payment is less than 20% of the home’s value, you will be subject to private mortgage insurance, or PMI. FHA Mortgages include both UFMIP and MIP fees based on a loan amount of $165,000 with 5% down payment. VA Mortgages include funding fees based on a loan amount of $165,000 with 5% down payment. Bankrate, LLC. does not guarantee the accuracy of the information appearing above or the availability of rates and fees in this table. All rates, fees and other information are subject to change without notice. Bankrate, LLC. does not own any financial institutions. Some or all of the companies appearing in this table pay a fee to appear in this table. If you are seeking a mortgage in excess of $424,100, recent legislation may enable lenders in certain locations to provide rates that are different from those shown in the table above. Sample Repayment Terms – ex. 360 monthly payments of $5.29 per $1,000 borrowed ex. 180 monthly payments of $7.56 per $1,000 borrowed. We recommend that you contact your lender directly to determine what rates may be available to you. To appear in this table, call 800-509-4636. To report any inaccuracies, call 888-509-4636. • http://charlotte.interest.com