“ONE OF THE TOP MOUNTAIN COMMUNITIES IN THE HIGH COUNTRY” (THE LAND REPORT)
MOUNTAIN HOMES steps from the Elk River
ONLY $199,900! HIGH ELEVATION PROPERTIES from
ONLY $49,900!
C O M E V I S I T US TO DAY !
888.820.4034 ext. 01186 1366962-06
www.eaglesnestatbannerelk.com
mattamyhomes.com
Let’s All Help Second Harvest Feed Families. The Second Harvest Food Bank of Metrolina has been helping feed people in need since 1981. At Mattamy Homes, we believe in giving back any way we can. One way is to use our Sales Centers in each of our communities to collect food for Second Harvest. To that end, please drop off your contributions of non-perishable food items to any of our communities listed below. Hunger is something that no one should ever experience and with your generous help, we can come one step closer to making sure no child goes hungry. Please drop off your donations anytime until November 16, 2014. You can help families in need have a Thanksgiving of their own.
Make Your Donation To Second Harvest At The Following Mattamy Communities: • Sodded Front Yard
S HELLY
S W
CASTLEBROOKE
WOODS
BELMONT
CHARLOTTE
CHARLOTTE
CONCORD
INDIAN LAND
Sales Center: 2048 Middleton Farms Drive, Belmont, NC, 28012
Sales Center: 14836 Brotherly Lane, Charlotte, NC, 28278
Sales Center: 4526 Hubbard Falls Lane, Charlotte, NC, 28269
Sales Center: 3329 Helmsley Court Concord, NC, 28027
Sales Center: 3510 East Sandy Trail, Indian Land, SC, 29707
To find out more about our communities, contact our Online New Home Counselor LAURA O’BRYANT at (980) 253-2792 or info.carolina@mattamyhomes.com
Parkside at
HUNTERSVILLE
HUNTERSVILLE
MOORESVILLE
MOUNT HOLLY
Sales Center: 15204 Skypark Drive, Huntersville, NC, 28078
Sales Center: 11305 Warfield Avenue, Huntersville, NC, 28078
Sales Center: 109 Waterlynn Club Drive Mooresville, NC, 28117
Sales Center: 109 Fielding Street, Mount Holly, NC, 28120-9662
CHARLOTTE BUILDER OF THE YEAR Follow us:
Sales Center Hours: Monday - Saturday 10 am - 6 pm, Sunday 1 pm - 6 pm Mattamy Homes Limited. Builder’s License # 47524
19 beautiful communities. Too good to pass up. Come see how great living in Charlotte can be at one of these 19 communities with homes ranging from 1,947 to 5,306 sq. ft., from the $220s to the $600s. IREDELLE COUNTY
YORk COUNTY
MECkLENbURg COUNTY
Bells Crossing – Mooresville From the mid $300s
Palm Tree Cove II – York From the mid $200s
Mirabella – Huntersville From the low $300s
Tree Tops – Lake Norman From the mid $300s
Handsmill – York From the high $300s
Latta Springs – Huntersville From the high $300s
Riverchase – Fort Mill From the mid $200s
Summerwood – Mint Hill From the high $300s
Lakeridge – Tega Cay From the mid $300s
Montreux – Charlotte From the mid $400s
UNION COUNTY Briarcrest – Waxhaw From the low $300s Cureton – Waxhaw From the mid $300s
CabaRRUs COUNTY
Devonridge – Weddington From the low $600s
Kellswater – Kannapolis From the high $200s
Candella – Wesley Chapel Coming Soon
Churchill Farms – Harrisburg Coming Soon
Arbor Way – Charlotte From the mid $500s Olde Blakeney – Charlotte Coming Soon
WIllowcraft – Stallings Coming Soon
855-499-5614 • meritagehomes.com/observer Pictures and other promotional materials are representative and may depict or contain floor plans, square footages, elevations, options, upgrades, extra design features, decorations, floor coverings, decorative light fixtures, custom paint and wall coverings, window treatments (such as shutters, drapes, etc.), landscaping, pool, spa, sound and alarm systems, furnishings, appliances, and other design/decorator features and amenities that are not included as part of the home and/or may not be available in all communities. Prices, rates, terms, programs and availability subject to change or revocation without prior notice or obligation. Offers and availability, including amount, duration and particular home/plan, may vary. Cannot be combined with any other promotion or incentives unless approved by Meritage management. Please see sales agent for complete details.
Tell us your story at today’s Open Houses OPEn HOUSE SAT 2-4
Welcome our new Partner, Lisa Meltzner, helping you write the next chapter!
ROBIN KNOWS DIRT! LAkE wYLiE 394 Stone Cliff, Caroliina Coves w/waterviews and full unfin basement $554,000.
2319 FiRMin, GASTOniA. Cute as a button and completely remodelled, all new everything! $122,000.
OPEn HOUSE SAT 2-4
LAkE wYLiE wATERFROnT 3934 Sandy Point dr. Main Channel, amazing views, ranch w/guest cottage. $430,000
13424 SAGE THRASHER LOT LAKE WYLIE WATERFRONT 9.54 ac THE SANCTUARY. $925,000 The Glynns at Carolina Crossing Lots on pond $39,000 and 2110 BELLE CHASE, Rock Hill’s Hidden $34,000, interior lot $31,000 Forest n’borhood. Quaint brick 3br ranch w/large private yard. $150,000
OPEn HOUSE SAT 2-4
• LAKE WYLIE WATERFRONT Canoe Lots.3026 & 3027 Willow Breeze. $55,000 each. • Fishing Creek Lake, Waterview lot Jackson Rd. $30,000 • LAKE WYLIE Cooks Cove 5975 Morning Star 4.5Acres $65,000 • Whispering Pines, York SC. Multiple farm lots 7 min. f/ Lake Wylie 5-44 acres starting $95,000 • Falls Rd, Rock Hill 127 acre Southern Farm w/pastures and pond $1,916,850
6635 Little Branch, Campbell Crossing n’borhood. Recreation paradise w/ indoor pool, detached workshop, Clover Schools $400,000
1151 LAnCASHiRE dr. indian Land Stunning 2 yr. young brick and stone just outside Ballantyne on 1 acre. $529,900
605 TROLLinGwOOd CT., VAndER LAkES, York S.C. w/Clover Schools. Brick ranch on 1 acre w/pool. $350,000
1060 BEERSHEBA, Clover Beautiful custom build with dramatic features on 7.52 acres. Bring your horses! $325,000
2616 MEAdOw Rd. Clover Equestrian estate on 29 acres with pastures and new barn. $441,000
OPEn HOUSE SAT 2-4
OPEn HOUSE SAT 2-4
372599-01
3458 FALLOwBROOk FOREST Living Large in Lake wylie’s Bethelfields! 5BR fenced yard and clean clean! $238,000
ESTATES AT GLEnMOOR, YORk, 236 EAGLE CREEk dr. in quaint SC new Construction Homes. Clover neighborhood. Lovingly $230,000-$270,000 put 3041 Glenmoor maintained and decorated. $125,000 in your GPS.
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by address
SouthPark Associate of the Year Over $20,000,000 in sales in 2013.
7036 Whitemarsh Court – $1,200,000
Substantial home in upscale Gleneagles. Bright & open w/high-end kitchen renovation, in-law suite, lovely pool.
MLS#3029258
4052 Arborway – $1,000,000
Fabulous outdoor living in Foxcroft. Pool, covered deck w/fireplace. Sleek, renovated kitchen & master suite.
MLS#2216113
CT RA
T ON
RC DE UN
3115 Springs Farm Lane – $525,000
Best in class! Terrific floor plan, sophisticated finishes, gated community. Lawn maintenance included in HOA.
MLS#3024679
7926 Greenview Terrace Court - $390,000 Lifestyle & location at modern Greenview Terrace! Lovely, bright townhome w/pretty golf views. High-end finishes.
MLS# 3037659
4721 Ashridge Drive - $300,000
The work is done! Updated & freshened: Complete kitchen reno - cabinets, granite, backsplash, Bosch appliances.
1313025-05
MLS#3043502
820 Garden District Drive - $190,000
Rare opportunity! Garden District beauty w/bright, open plan freshened top to bottom. Balcony & private courtyard.
MLS#3040601
HAND IT OVER.
cindy.barnes@allentate.com • 704-367-7203
3500 Carmel Road - $450,000
Top to bottom, high-end renovation of post-modern ranch in great location.
MLS#3042875
9615 Deer Spring Lane - $325,000
Brick beauty in close-in Cameron Wood. Open floor plan w/hardwoods, sunroom & bonus. Swim/tennis neighborhood.
MLS#3022988
Featured eatured Properties Properties . . . Around Town 149 BRANCHVIEW DR., MOORESVILLE
Ready To Move-In New Home in Ashlyn Creek, 4 Bdrms, 3 Baths, Bonus Rm, granite, fenced back yard, blinds, Must See!
www.NiblockHomes.com
$290,000 Niblock Homes 7 0 4 -6 6 4 - 4 0 0 2
5507 FALLON COURT
Fabulous Home in Summerlake
$850,000
This 4 bed, 4.5 bath features a brick paver courtyard leading to a grand entrance with open floor plan, Steven L. White tile & bamboo flooring, and high ceilings. 704-242-1485
CASA DEL RIO, SHERRILLS FORD
Code 3308
G o r g e o u s r a n ch w / a l l t h e b e l l s & w h i s t l e s . Upgraded kitchen, gas FP in GR. Beautiful private yard. www.HomeCarolinas.com
$420,000 Susan Johnson 1 - 8 0 0 - 7 8 9 - 42 3 2
THE RATCLIFFE
Benchmark for Uptown Living $1,350,000 Penthouse with amazing views, gourmet kitchen, luxur y bath, main floor owner’s suite, Jacuzzi Tub & Steam Shower, patio, and rooftop terrace
sold@samgrogan.com
Sam Grogan 7 0 4 - 5 6 4 - 02 2 0
Belmont and Eagle Park – the Celebration of a Big Lifestyle in a Small Town.
704.972.4243 | eaglepark.com
As one of the Charlotte area’s best kept secrets, the city of Belmont offers you small town charm located only 15 minutes from Uptown Charlotte. Belmont’s popular Eagle Park community puts you within walking distance
of parks, restaurants, shopping and schools. Featuring homes of classic design and modern conveniences, Eagle Park gives you the best of both worlds - small town comfort and urban proximity. Homes starting in the $220’s.
Directions: From I-85, take Exit 25, turn right onto N. Main St. Go through downtown Belmont and turn right on Eagle Rd. Eagle Park will be on the right. Model Home Hours: Sun - Mon, 1pm to 6pm; Tues - Sat, 10am - 6pm.
F OR THE B EST IN D ESIGN, T HINK C LASSICA. Large Homesites, Move-In Beautiful Homes, 5 Miles from Matthews Town Center
Q
uiet, uiet, serene, serene, trees trees and and space space between between homes homes . . . come come to to The The Meadows at Cheval and find your bliss. Come see for yourself, a Mint Hill address with South Charlotte convenience. Model Home and Ready Homes Open Daily. 13620 Castleford Dr, Mint Hill
T HE H UNTINGTON at C HEVAL $524,900, .72 Acre, 3-Car Garage Master first level, 4 Bed, 3.5 Baths, 3,220 SF See more: ClassicaHomes.com/216
Sales by Builder Developer Advisors, Inc.
Model Open Daily 11-6 and Sun 1-6 704-573-2800
T HE N EWPORT II at C HEVAL $574,900, .8 Wooded Acre, 3-Car Garage Master second level, 4 Bed, 3.5 Baths, 3,623 SF See more: ClassicaHomes.com/234
READY TO OWN HOMES IN WAXHAW, NC
Limited Opportunities ESTATES COLLECTION
Monterey B | 4,206 sq. ft. | 5BR/4.5BA
Sierra B | 3,698 sq. ft. | 4BR/4BA
Homesite 152 - 1402 Smoketree Ct. $585,672
Homesite 151 - 1400 Smoketree Ct. $512,108
PRESERVE COLLECTION
Alexander B | 3,580 sq. ft. | 5BR/4BA
Bennett B | 3,274 sq. ft. | 4/5 BR/3.5BA
Homesite 1 - 802 Crooked River Drive $466,550
Homesite 3 - 900 Crooked River Drive $457,657
Monterey B | 4,206 sq. ft. | 5BR/4.5BA
Sierra D | 3,698 sq. ft. | 4BR/3.5BA
Homesite 7 - 1312 Oleander Lane $487,346
Homesite 8 - 1310 Oleander Lane $459,335
Contact Leslie Loveless: (704) 787-0414 / lloveless@stanpac.com www.standardpacifichomes.com Prices, plans, and terms are effective on the date of publication and subject to change without notice. Square footage/acreage shown is only an estimate and actual square footage/acreage will differ. Buyer should rely on his or her own evaluation of useable area. Depictions of homes or other features are artist conceptions. Hardscape, landscape, and other items shown may be decorator suggestions that are not included in the purchase price and availability may vary. No view is promised. Views may also be altered by subsequent development, construction, and landscaping growth. This ad contains general information about a new home community in North Carolina and it is not an offer or the solicitation of an offer for the purchase of a new home. This information is not directed to residents of any other state that requires registration or permit issuance prior to the publication of such information.
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The Charlotte . bserver Program
Rate
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Fees
LenderCity, a division of BouLevard Bank
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CharLotte Metro federaL Credit union
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http://www.cmcu.org
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20 yr fixed
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5% 3.521 15 yr fixed
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NMLS# 103395 (E) 718 Central Avenue, Charlotte, NC 28204 5/1 Adjustable Mortgage Trend 4.000
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Free Prequalification Letters and Rate Quotes 7 days a week (B) 1001 Morehead Square Drive #350 Charlotte, NC 28203
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3.750 3.500 3.375 3.250 3.125 3.000
13-Aug 20-Aug 27-Aug 3-Sep 10-Sep 17-Sep 24-Sep 1-Oct 8-Oct 15-Oct 22-Oct 29-Oct
Calculate Your Mortgage Payment
Mortgage Prediction Each week Bankrate surveys mortgage experts to predict which way rates will go in coming weeks. Here is what they say this week (10/30/14 - 11/5/14) Up: 36% Down: 9% Unchanged: 55%
Tip: For an aFFordable price on a sTarTer home, buyers should consider looking For an older house in a wellesTablished neighborhood.
Source: Bankrate.com 2014
3.75%
4.00%
4.25%
4.50%
4.75%
5.00%
30 yr fixed
15 yr fixed
5 yr ARM
This week
4.10
3.27
3.17
Last Week
4.05
3.21
3.14
Last Year
4.27
3.38
3.26
Source: Bankrate.com, for more information visit www.bankrate.com. Bankrate national averages are based on 100 largest institutions in the top 10 markets in the United States.
30-YeAr MortgAge rAte cALcuLAtor
30-YeAr MortgAge rAte cALcuLAtor Loan Amount 3.50%
11-Jun 16-Jul 20-Aug 24-Sep 29-Oct Source: Bankrate.com 2014
Source: Bankrate.com 2014
5.25%
5.50% Loan Amount 3.50%
3.75%
4.00%
4.25%
4.50%
4.75%
5.00%
5.25%
5.50%
$165,000 $740.92 $764.14 $787.74 $811.70 $836.03 $860.72 $885.76 $911.14 $936.85
$215,000 $965.45
$175,000 $785.83 $810.45 $835.48 $860.89 $886.70 $912.88 $939.44 $966.36 $993.63
$225,000 $1,010.35 $1,042.01 $1,074.18 $1,106.86 $1,140.04 $1,173.71 $1,207.85 $1,242.46 $1,277.53
$995.70
$1,026.44 $1,057.67 $1,089.37 $1,121.54 $1,154.17 $1,187.24 $1,220.75
$185,000 $830.73 $856.76 $883.22 $910.09 $937.37 $965.05 $993.12 $1,021.58 $1,050.41 $235,000 $1,055.26 $1,088.32 $1,121.93 $1,156.06 $1,190.71 $1,225.87 $1,261.53 $1,297.68 $1,334.30 $195,000 $875.64 $903.08 $930.96 $959.28 $988.04 $1,017.21 $1,046.80 $1,076.80 $1,107.19 $245,000 $1,100.16 $1,134.63 $1,169.67 $1,205.25 $1,241.38 $1,278.04 $1,315.21 $1,352.90 $1,391.08 $205,000 $920.54 $949.39 $978.70 $1,008.48 $1,038.70 $1,069.38 $1,100.48 $1,132.02 $1,163.97 $255,000 $1,145.06 $1,180.94 $1,217.41 $1,254.45 $1,292.05 $1,330.20 $1,368.90 $1,408.12 $1,447.86
lenders, to participate in this feature call bankrate.com sales department @ 800-509-4636 Legend: The rate and annual percentage rate (APR) are effective as of 10/29/14. © 2014 Bankrate, Inc. http://www.interest.com. The APR may increase after consummation and may vary. Payments do not include amounts for taxes and insurance. The fees set forth for each advertisement above may be charged to open the plan (A) Mortgage Banker, (B) Mortgage Broker, (C) Bank, (D) S & L, (E) Credit Union, (BA) indicates Licensed Mortgage Banker, NYS Banking Dept., (BR) indicates Registered Mortgage Broker, NYS Banking Dept., (loans arranged through third parties). “Call for Rates” means actual rates were not available at press time. All rates are quoted on a minimum FICO score of 740. Conventional loans are based on loan amounts of $165,000. Jumbo loans are based on loan amounts of $435,000. Points quoted include discount and/or origination. Lock Days: 30-60. Annual percentage rates (APRs) are based on fully indexed rates for adjustable rate mortgages (ARMs). The APR on your specific loan may differ from the sample used. Fees reflect charges relative to the APR. If your down payment is less than 20% of the home’s value, you will be subject to private mortgage insurance, or PMI. Bankrate, Inc. does not guarantee the accuracy of the information appearing above or the availability of rates and fees in this table. All rates, fees and other information are subject to change without notice. Bankrate, Inc. does not own any financial institutions. Some or all of the companies appearing in this table pay a fee to appear in this table. If you are seeking a mortgage in excess of $417,000, recent legislation may enable lenders in certain locations to provide rates that are different from those shown in the table above. Sample Repayment Terms – ex. 360 monthly payments of $5.29 per $1,000 borrowed ex. 180 monthly payments of $7.56 per $1,000 borrowed. We recommend that you contact your lender directly to determine what rates may be available to you. To appear in this table, call 800-509-4636. To report any inaccuracies, call 888-509-4636. • http://charlotte.interest.com
EXQUISITE ESTATES Immerse yourself in a private world of luxury and intrigue. A world full of splendor, set apart from the rest.
beyond the extraordinary...
premiersothebysrealty.com 704.248.0243
CHARLOTTE | NORTH CAROLINA premiersir.com/id/3042576
Sotheby’s International Realty® and the Sotheby’s International Realty logo are registered service marks used with permission. Each office is independently owned and operated. Equal Housing Opportunity. Property information herein is derived from various sources that may include, but not limited to county records and the multiple listing service and it may include approximations. All information is deemed accurate.