Home Improvement and Real Estate Magazine by Home Improvement Guide

To Advertise Call Ralph Coppolino at 401-837-0239

Promises Made. Promises Kept. Working with Sierra Pacific Mortgage Company for my home loan was very easy and uncomplicated. We had a VA backed loan which they worked with 100% & were extremely knowledgeable. They were lighting fast with our closing while explaining and educating us along the way. If I were ever to purchase a home again, SPM would be my first stop.

Lori and Carl S. FHA • Purchase or REFI • VA Loans • USDA • Local Direct Lender First Time Home Buyers • Fixed Rate Mortgages

FREE Prequalifications

•

FREE Credit Analysis

Contact Darrin Ruzzano Today! Licensed Loan Originator | NMLS: 111578

401-533-5394 Direct 401-270-1740 Office | 401-270-9364 Fax darrin.ruzzano@spmc.com Sierra Pacific Mortgage Company, Inc. NMLS # 1788. Rhode Island Licensed Lenders and Broker 20072185LB and 20072187LL. www.nmlsconsumeraccess.org. Not all borrowers will qualify. This is not a commitment to lend. Equal Housing Lender.

1 4 1 7 D o u g l a s A v e n u e , 2 n d F l o o r, N o r t h P r o v i d e n c e , R I 0 2 9 0 4 2

To Advertise Call Ralph Coppolino at 401-837-0239

Get Ready For Winter Early

SNOW BLOWER

REBATE SALE Expires 10/31/15

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• Manufactured and Thin Veneers • Cobblestone and Brownstone • Full Line of Outdoor Power Equipment

112 Old Pocasset Road, Johnston, RI | 401.942.8857 | www.hartfordmaterials.com To Advertise Call Ralph Coppolino at 401-837-0239

HOME IMPROVEMENT STEPS TO MAKE YOUR HOME EXTERIOR

TIPS

MORE ATTRACTIVE

Combinations

Color combinations are key to an attractive home exterior and should be chosen very carefully. Do your research regarding what exterior paint colors are proven to enhance your homes curb appeal. New paint is a popular upgrade among homeowners because it’s simple, quick and budget-friendly.

Design An Entryway To Remember

Design an entryway to remember by paying attention to the details, materials and textures. Your front steps and porch are what guests and visitors alike will evaluate when they first enter your home. Make sure it’s a scene worth talking about and comes off as warm, welcoming and inviting. An entrance also sets the tone for what is most likely to come once someone steps inside your home. Eye-catching designs and appealing colors directly impact how people will view your home both inside and out.

Paint Your Garage Door & Trim

Your garage door says a lot about your 4

personal style and a well-kept exterior signifies that you take pride in your homes appearance. If you already own a wood garage door, painting or staining it is a cost-effective and fairly painless project that’ll make your home exterior more attractive.

Replace Or Paint Your Front Door

First impressions matter, so focus on creating the ideal front door to enhance the exterior look of your home. Now onto the fun part, selecting a color for your new front door! The goal here is to make a statement (personalize) and send a welcoming vibe. Don’t be afraid to go bold or colorful, especially if you have a neutral exterior. Even if your neighborhood is conservative, your front door can be your self-expression piece.

Spruce Up Your Décor

Never underestimate the benefits of improving your home’s exterior appearance with thoughtful and elegant décor. This includes anything from potted flowers and plants to wrought iron fixtures and lights. Change out the décor pieces by season or holiday and let your

To Advertise Call Ralph Coppolino at 401-837-0239

individual style and personality shine through your selections.

Tidy Up Your Landscaping

Tidying up your landscaping is supper important for creating a boost in curb appeal. Maintaining your lawn, planting attractive trees and bushes or installing a fence are all practical options for improvement.

Enhance Your Sidewalk & Driveway

Fix any cracks in your sidewalk or driveway, or consider replacing each structure. Another idea is to build or install a fence around the perimeter that adds privacy and beauty at the same time. Plant flowers or add lights to brighten up the walkway. If you look down at your driveway and see dirt and grease stains, then it may be time to pressure wash your driveway. Boost your curb appeal and spruce up your exterior with these simple steps. You won’t be sorry because your home will be more attractive than ever. Start small and work your way to a stunning exterior one update at a time.

Located in the heart of Rhode Island Serving ALL of Rhode Island SM

Central

The Home for Top Producing Agents (and those who would like to be)

Our Average Yearly Transaction Sides Per Agent

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Where Does Your Office Stand?

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Two Great Questions To Ask Your Broker Based on information from the RI Association of RealtorsÂŽ (alternatively, from State-Wide MLS) for the period (2016) through (2017).

Contact Tom Clarkin at 401-465-4227 to schedule your confidential interview

Visit movingri.com | 37 Sandy Bottom Road, Coventry RI | 401-823-7600 To Advertise Call Ralph Coppolino at 401-837-0239

To Advertise Call Ralph Coppolino at 401-837-0239

HOME IMPROVEMENT

TIPS

Increasing the Value of Your Home with

Kitchen Remodeling

by Connie Lyn If you’re thinking of kitchen remodeling with an eye toward the future marketability of your home, you are making a wise move. Even if you don’t spend a lot of time preparing meals from scratch in your kitchen, chances are the room still sees a lot of use. The activities that occur in the kitchen today are different than fifty years ago; however. Today, homebuyers are looking for different features in kitchens and paying attention to those matters when you tackle a kitchen remodeling project can really pay off later with an increased value in your home. First, it’s important to realize that with most women working out of the home, there has been a huge impact on kitchen remodeling designs. Now, there’s usually more than one person pitching in to help get a meal on the table and this means a lot when it comes to kitchen remodeling

designs? Re-assessing traffic zones and food preparation centers will be an important component of your kitchen remodeling design. It means that you will need to re-assess the traffic zones of your kitchen as well as the food preparation centers. Consider adding a second prep sink as well as a second area for dicing and chopping when kitchen remodeling. Storage is also another area that you should look at when you begin to work on kitchen remodeling. Older kitchens simply do not have enough storage. Think about older kitchens you’ve seen. You’ll probably notice that there has been no recent kitchen remodeling and as a result there is a significant shortage of space to store food items as well as pots, pans, dishes and small appliances. Adding additional storage areas in your kitchen remodeling plan can be one of the best ways to instantly raise the value of your home.

Finally, updating your appliances as part of your kitchen remodeling plan is also a good way to increase your home’s value. Homebuyers are often concerned with the reliability of appliances when they purchase a home because this can be such a big expense. After sinking a hefty portion of their savings into a mortgage, most homebuyers don’t want to turn around and take on an expensive kitchen remodeling project to replace outdated appliances. Consequently, updated appliances can be an attraction a homebuyer just can’t resist. If you’re taking the time to think about kitchen remodeling, be sure to cover this important area. Kitchen remodeling can be a great way to give your kitchen new life and vibrancy. When you look at the right kitchen remodeling elementsArticle Submission, it can also be a great way to increase the value of your home.

To Advertise Call Ralph Coppolino at 401-837-0239

Contractors & Construction Managers Since 1966

A. GERVASIO EXCAVATION CO. Septic Systems: Design and Repairs Site Work • Driveways • Boulder Walls

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To Advertise Call Ralph Coppolino at 401-837-0239

Full Service General Contractor

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Call us for your next Construction Project

Fully licensed and insured. License Number 7717. Cranston, RI

(401) 943-4683 | dennis.l@luzierconstruction.com To Advertise Call Ralph Coppolino at 401-837-0239

HOME IMPROVEMENT

TIPS

Roofing Maintenance IS SOMETHING WE SHOULD PAY MORE ATTENTION TO

Roofs are something we rarely think about, that is until something goes wrong. A small roof problem can turn into a big home disaster if not fixed in time. If you can identify the problem quickly, the easier it will be to control the situation, saving you money. If you’re not familiar with common roofing problems, this might help you identify if you have one and how to take care of it.

Repair Costs

Roofing repair can be anything from fixing a small leak to replacing all shingles, so it’s important to identify your repairs and articulate them clearly to your contractor. Generally, the larger and more invasive the repairs need to be, the more expensive the project will cost.

1. Leaking Roof Problems

If you suspect you have a leaky roof, it’s important to act fast. Water damage over time can be costly not just to the roof, but to the entire home. One of the first signs of a leaky roof is a water stain, 10

maybe in a ceiling or an exterior wall. When you see this happen, don’t wait to start repairs. An early sign of a leaky roof might also be missing or buckling shingles

2. Roof Flashing Problems

Faulty roof flashing can be another reason why your roof is leaking and should be repaired promptly. Roof flashing is a weatherproof barrier between the different joints in the roof, such as near the chimney. Over time, it can warp or

3. Pigeon Problems On Roof

Of all the critters that might call a roof home, pigeons are the most likely. Many like to make their nest in your overhangs, vents or joints. While they may seem harmless at first, the debris they bring can damage your roof and gutters, not to mention their waste will make your roof look dirty.

4. Roof Ventilation Problems

Proper roof ventilation is needed in any

To Advertise Call Ralph Coppolino at 401-837-0239

climate for overall temperature control throughout your home, specifically in the attic. Older homes may not have the proper ventilation needed to maintain temperature control for both the attic and the roof. This can cause issues for the roof as the weather changes.

5. Shingle Deterioration

As much as we hope our roof shingles last forever, weathering will eventually have their effect on your roof. The climate you live in and the slope of your roof has a lot to do with how quickly your shingles will weather. Wetter and sunnier climates can expect their shingles to deteriorate at a faster rate. On average, you can expect asphalt shingles to last between 15 to 20 years. The best way to combat any potential roofing problems is with a regular roof inspection. This can help catch any issues before they cause serious damage to your home. Consider having your roof inspected once a year to keep it in the best shape.

DON’T WAIT UNTIL IT’S TOO LATE. (401) 828-9956 www.miceliroof.com REPAIRS | INSTALLATIONS | MAINTENANCE GUTTERS AND SIDING | SOFTWASHING With more than 30 years of experience, Miceli Roofing, Inc. is dedicated to offering quality workmanship. To provide you with outstanding customer service, all our work is owner-inspected. We are as affordable as we are reliable.

Residential and Commercial

MANAGING YOUR PROPERTY MATTERS

Rhode Island Property Advisory Company FULLY STAFFED MAINTENANCE

Property Management More than paying bills & responding to complaints it demands commitment, experience, constant attention & clear communication.

Financial Management Meeting and conquering the countless steps in making payments, billing, collections and banking is the business of property management.

Advisory Management

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Our goal is to work in cooperation, providing advice and creating a management plan for the physical and financial affairs.

We are now offering a new service “Winter Watch” for all unit owners. We will take care of your home as you vacation giving you peace of mind.

call 401.736.8300 or visit www.ripac.net To Advertise Call Ralph Coppolino at 401-837-0239

Carley

Construction

General Contractors

Additions ~ Remodeling ~ Conversions Vinyl Siding ~ Roofing ~ Decks Replacement Windows ~ Finish Work Framing ~ Kitchens ~ Bathrooms Design ~ Build Since 1988 - Fully Insured - RI Reg #5509

Residential, Commercial & Industrial Contracting Services

401-545-1620 www.carleycontructionco.com 12

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HOME IMPROVEMENT

Buying Top 21 Questions To Ask Before TIPS Out of the several stores, it is very difficult to choose the right store. Even if you choose the right store, it is more difficult to find the right windows that is just perfect for your house and suits all your requirements. There are several points that should be taken into the consideration while purchasing.

You need to ask a lot of questions before making the final decision of choosing the windows. Out of these several questions, let us have a look at some of the most important ones. Here we go...

by Christine Dunbar Are you planning to buy a new house or renovating the existing one? Are you thinking to buy new windows for your house? Do you want to buy the best windows for your home? If the answers to all the above mentioned questions are yes, you are in the right place. There are several companies that sell windows and doors in our area. If you are specifically looking for unique double windows with double gazing for your home, you need to take a lot of care. Windows are one of the most important home improvement elements that contributes in enhancing the beauty of your house.

1. 2.

When was your company established? Since how many years you are working in this industry? 3. Do you have the certificates and all the legal documents needed to run this company? 4. Have you got insurance? 5. Can you provide me the contact details of the past three clients for reference? 6. What kind of products do you sell? 7. What types of windows do you use? 8. How wide range of different colours, patterns, styles and materials do you have? 9. How energy efficient they are? 10. Do you have double glazing windows? 11. Do you have the windows for conservatories and orangeries? 12. What type of glass do you use?

13. 14. 15. 16. 17. 18. 19.

20. 21.

Windows

How safe and secured they are? What is the cost of all the products? Are there any hidden charges? Do you provide discounts or special offers on huge orders? Do you provide warranty? How many years of guarantee do you give? Do you offer the delivery and installation services? Do you give the repair and maintenance services? Are these services free?

Ask the above mentioned questions to multiple companies that deal with home improvement and decor products. You need not necessarily purchase from the very first one that you liked. Make a list of all the companies that you feel which are reliable along with the type of windows that you have selected. Short list only the ones who have given you the satisfactory answers of all the above listed questions. Compare all of them in the end and choose the best one that gives the best windows in the least cost. I hope that the above mentioned questions help you to select the best windows from the best store for your home that suits all your needs and requirements. Good luck with that!

To Advertise Call Ralph Coppolino at 401-837-0239

Happy Referral Partners and Their Happy Clients

Contact Daniel S. Balkun President Phone: 401.369.9100 | Cell: 401.230.0432 | e-mail: dan@balkuntc.com

33 College Hill Road, Suite 25E, Warwick, RI 02886 To Advertise Call Ralph Coppolino at 401-837-0239

KEYSTONE PROPERTY GROUP, LLC

1547 Fall River Ave. Unit 3A Seekonk, MA 02771

Phone: 508-557-0366 Info@keystonepropertygroupllc.com www.keystonepropertygroupllc.com

Rocky Run II - Rehoboth

Exclusive gated community in Rehoboth has home sites available for you to build your new luxurious dream home. Work with Meridian Custom Homes to design the perfect house on these 1.5 + acre lots. Starr Lane is conveniently located off Rte.195. Packages starting in the $700,000’s and up. Call Keystone Property Group at 508-557-0366 for more information or a private tour.

Idlewoods Estates - Swansea / Rehoboth

Stone Ridge, Seekonk Introducing Stone

Idlewoods Estates, a new subdivision on the Swansea / Rehoboth line. Homes feature hardwoods, gorgeous kitchens with granite counters, central air, fireplace, master suite with master bath and walk in closet, 2 car garage. Customize your dream home with the builder, pick your cabinets & colors! Other COUNTY lots/ plans are available. Call for more information! STREET LOTS

Ridge! This 11 Lot subdivision is in the North End of Seekonk and ready for buyers! These beautiful homes can be customized to fit your needs and will range in price from the $500’s- $700’s. This development features natural gas & town water! Start planning your dream home now!

N COU

LOT 1

REE TY ST

35,202 ALL UPLANDS

LOT 2 32,400

LOT 5

ALL UPLANDS

174,474 ALL UPLANDS

LOT 3 32,400 ALL UPLANDS

LOT 4 31,215 ALL UPLANDS

EXISTING 50’ WIDE RIGHT OF WAY

County Street - Seekonk

5 Lots Available to Customize your Dream Home! Lots range from 31,215 SF- 170,474 SF. These Homes Feature a Custom Kitchen w/ Granite Counters, Master Suite w/ Master Bath & Walk in Closet, Hardwoods on 1st Floor, Central Air, 2 Car Garage. $460,000 and up.

Kayleigh Court - Swansea

Welcome to Kayleigh Court! Do not miss this opportunity to own a NEW HOME for under $400,000. These Classic Colonial homes feature an inviting open floor plan with 3 spacious Bedrooms, 2 1/2 Baths, large Family Room, Center Island Kitchen with Granite Counter’s, 2 Story Open Foyer, Master Bedroom Suite and a two Car Garage. This Development features Natural Gas, Town Water and Underground Utilities. Other Lots and Home Designs are available.

To Advertise Call Ralph Coppolino at 401-837-0239

Winterfell - Seekonk

Customize your Dream Home in Winterfell! Homes feature Hardwoods throughout Main Living Area, Custom Kitchen w/ Granite Counters & Walk in Pantry open to Family Room w/ Fireplace, Formal Dining, Master Suite w/ Master Bath & Walk in Closet! Multiple lots available!

Keystone Property Group

S E R V I N G T H E R E A L E S TAT E B U Y I N G A N D S E L L I N G N E E D S O F C U S T O M E R S I N R I A N D S O U T H E A S T E R N M A

Jodi Hedrick

Dina Murphy

John Ruginski

Cory Carney

Jeff Harris

Kileen Mitchell

Erin Mercer

508-509-3925

401-639-9151

508-455-7691

774-282-0954

401-837-1119

401-595-5056

401-617-3574

Tony Araujo

Diane Araujo

Daniel Jarosz

Jennifer Dziedzic

Peter Amaral

Elizabeth Ruehrwein

Allison Weygand

508-399-7230

508-399-7229

401-230-5699

774-218-8516

401-699-2945

508-243-9632

401-965-3785

Augusta Fantasia

Kate Costa

Tori Turco

Steven Rodrigues

Kevin Carreiro

Krystle Kelley

Keri Machado

401-301-9158

401-419-6364

401-316-8227

401-533-0021

508-930-4464

774-259-5850

401-338-0142

Broker/Owner

Realtor

Scott Cordeiro

Dorothy Araujo

Filomena Mulvey

Krystal Pora

Kim Jennings

Michelle Marques

508-371-7380

401-499-8057

508-617-7730

508-446-0189

508-336-9080

508-496-7790

Realtor

KEYSTONE PROPERTY GROUP, LLC

Realtor

1547 Fall River Ave. Unit 3A Seekonk, MA 02771

Phone: 508-557-0366 Info@keystonepropertygroupllc.com www.keystonepropertygroupllc.com

To Advertise Call Ralph Coppolino at 401-837-0239

THINKING OF SELLING? WE HAVE BUYERS WAITING….LISTINGS NEEDED! Now Is The Time…Call Your Local Century 21 Office Today For A Free Market Analysis

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Check Us Out At www.century21.com Interested in a Career in Real Estate? Sales Positions Now Available… No Desk Fees, Free Advertising, Free Leads and lots more! Call your local office today. Pre-License Classes are available Find out what CENTURY 21 can do for you!

To Advertise Call Ralph Coppolino at 401-837-0239

SMARTER. BOLDER. FASTER

Scituate

Surrounded by the peaceful serenity of North Scituate, this raised ranch offers 3 beds and 1.5 baths. Open upstairs floor plan has a large kitchen with granite and tons of cabinet space, a living room and a fireplace. The lower level has a finished family room with wood stove, and walk right outside to a patio and in-ground pool. $324,000

Warwick

Enjoy the quiet easy life in this Gaspee Point ranch! Freshly painted throughout, it has two good sized bedrooms, a newly renovated bathroom, new vinyl floor in the kitchen, and brand new carpeting in the large living room. Large freshly painted deck and huge shed with electricity that has a kennel attached. The entire yard is fenced in. The furnace is only 2-1/2 years young and uses economical natural gas. $119,500

East Greenwich

Come see this three (3) bedroom luxury town house in East Greenwich! Thatâ&#x20AC;&#x2122;s right, three bedrooms! This home features master bedroom suite with whirlpool bath on main level, eat-in cherry kitchen with granite counters and spacious island, dining area, half bath, columned living room to private balcony overlooking downtown Main Street, East Greenwich! $399,900

Narragansett

Estate sale in Narragansett. This 3 bed raised ranch is in a desired neighborhood minutes from the beach and shops. Newer heating system, large deck and a fenced-in yard. It also features a finished basement with a wet bar and has 3 off-street parking spaces. With a little TLC, this could be the perfect home for you. $329,300

Warren

Coventry

Executive custom built ranch featuring lots of living space and floor to ceiling windows for natural light. Enter open foyer from front porch to french doors leading into the formal living room to dining room for hosting gatherings, very large eat-in gourmet kitchen with custom built-ins, family room with brick fireplace leading you out to the back patio overlooking beautiful back yard. $388,500

Coventry

This attractive 3 bedroom, 2 bath home is located in the desirable small town of Warren, just 1.5 miles from Warren Town Beach. Close to restaurants, antique shops, parks, and East Bay bike path. Only 13 miles to Providence or 18 miles to Newport, RI. Move in ready. $179,000

Imagine sitting around your fire pit enjoying the sunset! Just in time to enjoy the cool summer breezes! This two bedroom seasonal cottage has 100 feet of frontage on Lake Tiogue. It has a very private sandy beach and a floating raft to work on your tan! The almost 9,000 sq.ft lot allows plenty of elbow room. The cottage is located on a very private dead-end road. The roof is just three years old, hot water heater is two years old. $169,000

Cranston

Coventry

Built in 1885, this classic Edgewood colonial/cape maintains much of its original charm. It has a huge wrap-around porch to enjoy the cool breezes from the bay. There is a cozy library with a gas fireplace, a good sized dining room right off the eat-in kitchen and a full bath on each of the two floor levels. The three bedrooms are located on the second floor. It has a one car detached garage and the yard is well kept with lots of perennials. $319,000

Built in 1760 - come see this 2/3 bedroom home which features old world charm but has many updates including large updated bath, open kitchen into dining room, living room, and office. There are three non-working brick fireplaces. Updated septic system and off-street parking. Home also features enclosed porch in rear and front farmerâ&#x20AC;&#x2122;s porch - great home to entertain or just sit back and relax on your porch. $155,000

To Advertise Call Ralph Coppolino at 401-837-0239

WE ARE ON A MISSION

A mission to connect you with the right home! Find out how easy it is to sell & buy the way you want with us!

WARWICK

New High-Quality & Efficient Construction with limited time for you to customize and add on with the finest of features! Amenities include a welldesigned space with an abundance of natural light & open space floor plan living. Very Enjoy your gas fireplace, granite & stainless steel fully applianced kitchen! $459,900

TIVERTON

Welcome home to this beautiful, custom built home with wonderful water views of Mt. Hope Bay and Bridge! Enjoy the sunsets over the water from one of your two decks, meander through your own meadow with gardens, stonewalls and stream, or watch the various wildlife wander through from the deck off the large living room. $449,900

Start

Your

Journey

Click MyDream or Call 401 CRANSTON

EST REENWICH Beautiful custom colonial home located in highly sought after Deer Run, located moments from I-95! Perfectly situated on a 2-acre lush green lot surrounded by wild blueberry bushes and all the privacy nature offers! This home boasts southern exposure and is on the end of a lovely cul-de-sac. The sun-soaked interior is warm & welcoming with high-end finishes and custom touches throughout. $1,050,000

CUMBERLAND

OVENTRY Welcome to 15 White Rock Road in beautiful Coventry, Rhode Island. This gorgeous raised ranch has all the features you could possibly want! This contemporary home comes with kitchen/dining area with open sliding doors to large deck, living room, office space, 4 bed, 2 bath. This is a spacious living area for any family. $309,900

A meticulously maintained beautiful & spacious raised ranch located in the heart of Western Cranston, moments away from some of the states best schools. The exterior of this home is vinyl sided, has a great roof, high efficiency windows, plenty of off street parking, a private deck and lush grounds. Complete with a granite eat in kitchen, plenty of living space upstairs and down and a master suite. $277,900

Spacious and inviting living space throughout this one level 3 bed 1.5 bath ranch style home! Maintenance free vinyl siding & new roof ! This home features a bonus room with a half bath, is meticulously kept and boasts vaulted ceilings, finished basement, and lush green gardens as well as a new pool and fenced in oversized backyard. Perfect place to call home or run a home based business! $349,900

Tune In: Rhode Island Real Estate Radio SUNDAYS AT 10AM ON WHJJ 920AM

401.359.2338

To Advertise Call Ralph Coppolino at 401-837-0239

mHomeNow.com 1-359-2338

SCITUATE

Beautiful, custom-built colonial with all of the amenities inside and out you desire in the most highly sought after neighborhood in Scituate! Welcoming & well manicured lush green grounds and tranquil gardens on your private 4+ acre oasis awaits you. Enter your circular driveway, walk through your English Garden and take in the views. The foyer opens up to the main living areas complete with hardwood floors, granite kitchen, crown moldings, french doors and a flowing design. The home boasts a master suite with walk-in closet and master bath. All bedrooms have sufficient closet space and the lower level is finished with a potential in-law and full walk-out to a lovely patio overlooking the yard and pool. $489,900

CALL 401-603-3646 TODAY

DANIEL E. GIROUX NMLS #26531

FOR A MORTGAGE PRE APPROVAL

NMLS - #7706

To Advertise Call Ralph Coppolino at 401-837-0239

800 Oaklawn Ave Suite A2 Cranston, RI

401.942.0110

c21realtyassociates.com

Realty Associates

Agents! Looking For A ChAnge?

Are You Paying High Monthly Fees Does Your Split “Roll Back” Yearly Associated with a Low Split Agency You know. You are the center of the transaction.. So does C21 Realty Associates! 22

To Advertise Call Ralph Coppolino at 401-837-0239

For confidential meeting call Garry at 401-228-5936 Or just speak with one of our agents

Mike Behm

401-265-9437

Pawtucket

Warwick

Pending Vacant Land in the Warwick Neck area. Plat/ Lot: 380 / 0024,0036 Lot Frontage: $40 Lot Size: 6,364 sq.ft. Call for details! $34,900 Call Mike Behm at 401-265-9437

Subject to Probate and Short Sale approvals Property needs repairs. Call Mike to find out more details on this property. $175,000 Call Mike Behm at 401-265-9437

West Warwick

Cranston

Pending Well Maintained Raised Ranch 2/3 Bedrooms With Sliders Off The Dining Area With Connected 12X24 Trek Deck. Partially Finished Lower Level. Manicured Yard With Inground Spinklers New Heat/Central Air. $234,900 Call Mike Behm at 401-265-9437

Don Martone of MartoneMoves is as quality as they come. Don was patient with me, a first time home buyer and now owner. He made sure I understood every step of the process. As we viewed houses together, he quickly earned my trust and respect. It became very clear how much passion Don has for his work, as well as how much knowledge he has to offer. I am very grateful I got to work with Don, and highly recommend him to anyone looking to buy or sell a home. - Marcy F., Successful Buyer

For more “Together In Success” Stories Visit my 5-Star Agent Zillow Page: This Picture perfect Colonial tucked away in a quiet neighborhood offers 3 beds and 1 full bath, along with 2 half baths Also features a formal living room, and dining room. $382,000 Call Mike Behm at 401-265-9437

Zillow.com/profile/MartoneMoves

Together In Success

Don Martone

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401.954.0270

www.martonemoves.com To Advertise Call Ralph Coppolino at 401-837-0239

We Are A Full Service Residential and Commercial Real Estate Office Already an agent looking to make a change?

Meet Our

Newest

Team Members

Sometimes it is not just about the sign on the door but rather it is what awaits you inside. Come see the difference at Greco Real Estate.

If you are looking for a great place to work we have openings for new and experienced real estate agents. Classes are available.

Call for a confidential chat anytime. We would love to hear from you.

Come & Join Our Team

Yolanda Nazario

401-480-3668 Se Habla EspaĂąol

Michelle Toni Marie Roderick-Gomes Palmer 401-230-2226 401-426-8948

401-270-1174 GrecoRealEstate.biz

To Advertise Call Ralph Coppolino at 401-837-0239

401-529-8054

Marissa Megan Greco Morse Ferreira 401-286-5930 508-686-1310

653 Atwood Avenue, Cranston, Rhode Island 24

Mike Grandchamp

Join Our Winning Team

@JOINREMAX.COM

PREFERRED, TOWN & COUNTRY, PROPERTIES

Home of the Top Producers

and those that aspire to be!

RE/MAX Preferred 1417 Douglas Avenue North Providence, RI 02904 401-353-2200 www.3532200.com

RE/MAX Town & Country 2081 Diamond Hill Road Cumberland, RI 02864 401-333-0020 www.3330020.com

RE/MAX Properties 696 Douglas Pike Smithfield, RI 02917 401-232-3900 www.2323900.com

RE/MAX Properties Branch Office 261 Main Street, Unit 201 North Smithfield, RI 02896 401-356-1519

To Find Your Dream Home Visit RI-Homes.com Or Contact One Of These Offices To Advertise Call Ralph Coppolino at 401-837-0239

Why isn’t my offer being accepted?

by Daniel E. Giroux, Home Point Financial

Currently we are in a Sellers’ market. Inventory is short, prices are rising, and sellers are getting top dollar for their houses. The key to getting your offer accepted is being prepared and being aggressive. What does this mean? Being prepared has a few key pieces to it. When you go to look at a home, you should have the following information sorted out and ready to go.

1. Pre-approval or Pre-qualification letter.

A pre-qualification letter simply notifies the seller that you have inquired into financing options and that you should be approved to buy a home. A pre-qualification letter typically has numerous contingencies listed and does not always mean you will actually qualify for a property. A pre-approval letter tells the sellers that you have inquired into financing, supplied documentation to your lender to ensure your qualifications and your file has been run through an automated underwriting system. The pre-approval letter is a much better indicator of a buyer’s ability to purchase. At Home Point Financial, we offer “REALQUAL.” This program will take the pre-approval process to the next level. REALQUAL allows the buyer to be formally underwritten, and conditionally approved on a TBD property. This conditional approval letter notifies the seller that the buyer has been approved to buy a home and actually shows what items will still be needed to close. Typically, the only remaining items will be; Title, signed Purchase and Sales agreement, home owner’s insurance, and appraisal. Basically, this program makes you as close to a cash buyer as you can get and makes your offer much more appealing to a seller.

2. Direct contact with your lender and realtor with a plan in place.

An example of a plan would be1. What will you offer on the home if you like it? 2. When do you plan to close on the property? 3. Do you need seller paid closing costs? 4. How much is your payment with taxes and estimated insurance? 5. What’s the maximum amount you will offer on this home if your offer is not accepted upfront?

To Advertise Call Ralph Coppolino at 401-837-0239

Working with your lender and realtor to prepare, prior to viewing a home, allows you to go into the situation with confidence and a plan of action. If you demonstrate to the sellers that you have a plan to close on their home, they will be more apt to accept your offer.

3. Don’t try to low ball your offer.

In today’s market, sellers agents have done a lot of research prior to listing a home. They look at comparable properties and have a much better understanding of what a home is worth than the average person. If you see a home listed for $300,000 there is typically a good reason for that price. It was certainly not taken out of thin air. Offering $275,000 on a $300,000 listing is not going to get you that home in 99% of cases. In today’s market, we are seeing houses sell for listing price or higher. When making your offer, you should keep in mind that your monthly cost is roughly $26 dollars per $5000. Don’t make the mistake of losing the home of your dreams over a few dollars a day.

4. Do your research on your buyer’s agent and find someone that works for you. When you are looking for a new home, you need someone who understands your needs, and goals. You need someone who is responsive and aggressive when acting on your behalf. If your buyer’s agent doesn’t answer your calls, return your emails, or actively send you listings that meet your goals, it’s time to find a new agent.

5. Commit to yourself

Commit to yourself that you will only accept the highest level of service from the professionals working for you. Your lender should be available and able to answer your questions. Your real estate agent should answer your questions about properties you are interested in and should be available to you, days, nights, and weekends. The real estate agent and lender should work in synergy with you to ensure your purchase experience in enjoyable and seamless.

If you have any questions, please feel free to call me at 401-603-3646 or email me anytime at dgiroux@homepointfinancial.com

Daniel E. Giroux NMLS 26531

Home Point Financial LLC NMLS #7706 Licensed Lender

Showcase Listings

Coventry A home for all seasons, almost a half acre the backyard offers endless opportunities for outdoor fun, while the spacious family room with fireplace welcomes cozy warm winter evenings. A bright kitchen and living room with vaulted ceiling for a dramatic effect. Well established neighborhood. $224,900 Mary Lyons 401-439-8507 RE/MAX Central

Coventry

This immaculate Gambrel is situated on 4.93 acres surrounded by lovely gardens and trees revealing their blooms throughout the seasons! Serene Location! The interior of the home is stunning with uninterrupted hardwood flooring throughout. $429,900

Mary Lyons 401-439-8507 RE/MAX Central

Coventry If you enjoy country living, privacy and nature walks... welcome home to your new happy place offering beautiful plantings, gardens, paths, 3 separate out buildings on over 2 acres. Gleaming hardwood floors. 2 fireplaces, garage, 2 full bathrooms, 3 spacious bedrooms, family room and office. $279,900 Mary Lyons 401-439-8507 RE/MAX Central

Middletown Location & Land! Great 2 Bedroom home on an acre of land only 5 minutes to Eastonâ&#x20AC;&#x2122;s and Second Beaches!! This home offers a great open floor plan of livingroom, diningroom & kitchen. Updated bathroom and kitchen and 2 nice sized bedrooms, generator, & hardwoods throughout 2 Barns located on the property and a large yard to enjoy! $369,900

East Providence Premier Rumford Loca-

tion! Spacious tri-level home abutting Wannamoisett Country Club! This lovely 3 Bedroom home offers new windows, gas heat, central air, and a Beautiful Granite Kitchen! Large open layout of Livingroom, Diningroom, Kitchen is great for entertaining $365,000

Lisa Barbary (401) 533-7747 RE/MAX On The Move

Cranston

East Greenwich

Awesome 2 Family Home Located In A Wonderful Area. Lower Unit Has 2 Spacious Bedrooms And Upper Unit Is A 3 Bed 2 Level Townhouse Style. The Units Have Formal Dining Rooms And The Generous Sized Living Rooms Have Cozy Fireplaces. $375,000

This Outstanding Ranch Offers 2/3 Large Bedrooms And 1 Updated Bath. This Classy Ranch Is Located In A Great Area. Featuring A Bright And Open Kitchen With Granite Counter Tops Which Flows To A Spacious Dining Area And Family Sized Living Room With Gleaming Hardwood Floors Throughout And A Working Fireplace. $329,900

Nathan Clark Team 401-232-7661 Nathan Clark & Associates

Warwick

Here is your opportunity to own a premium, fully modernized and turnkey, single level home in a superb location! Located within walking distance to Tennis Courts, Marinas, and East Greenwich Main Street and Waterfront. $699,800

Guy Glennon 401-932-5005 Hill Harbor Group LLC

Nathan Clark Team 401-232-7661 Nathan Clark & Associates

Warwick Great home in Hoxie!! Expanded Cape with 3 bedrooms and 2 full baths. The home is 1,407 square feet of above-grade living space and features some Hardwoods along with lots of basement storage space and a quaint breezeway leading to the attached garage. $197,500 Donnie Bennett 401-269-9615 Blackstone/Ocean Properties

Narragansett Itâ&#x20AC;&#x2122;s a lifestyle! Enjoy your

private access to the beach in Pt. Judith! Collect high seasonal rents from the same devoted tenants of 10 years or make this your own private compound. Two houses on one lot! 3 bed, 2 bath Cape & 2 bed 1 bath Ranch. $1,499,000

Kathleen Odell 401-932-5005 Hill Harbor Group LLC

Coventry

Beautiful Ranch with a Gorgeous Yard in a Very Desirable Neighborhood! Open Floor Plan, Cathedral Ceilings, Over-sized Master Bedroom with Tons of Closet Space, Gas Heat & Hot Water, Central Air, Vinyl Siding, Vinyl Fencing, 2 Car Garage with Storage Attic, Pull Down Stairs and Back Room. $229,900

James Rebello 401-241-7728 HomeSmart Professionals RE

To Advertise Call Ralph Coppolino at 401-837-0239

Dave “T” Tatangelo

“FREE”

MARKET ANALYSIS & Consultations

(401) 465-0263

davetteam@gmail.com DaveTteam.com

DaveTteam.com E

T LIS

W E N

CRANSTON “Great” 3 Bed 2 Bath Bungalow, Updated Kitchen With Stainless Steel Appliances,Brand New Boiler, Newly Refinished Wood Floors, Some New Interior Paint & Rugs, Vinyl Sided, A/C,Plenty Of Storage, (2) Sheds & More! All On A Private 1/4 Acre Manicured Lot! Amustsee!! $252,977 Call Dave at 465-0263 T S U

C RI

EAST GREENWICH

NEW LIST!

“ Excellent “ 3 Poss 4 Bed Cape 2.5 Baths. This Home Boasts A Wonderful, Completely Updated Kitchen W/ Custom Cabinets & A Incredible Island, Newly Refinished Hardwoods Throughout The Entire Home, Formal Living & Family Rooms Have A Fire Place, Elegant Custom Box & Chair Rail Moldings Throughout 1St Floor,Office/Den W/Builtin Shelving, 1St Floor Laundry, Finished Gameroom In Lower,Large 2 Car Garage And Much More All On Over 3/4 Acre Manicured “Park Like” Lot!

$489,900 Call Dave at 465-0263

LIS

FOSTER

“Welcome Home To” Describes This Unique 5 Bed, 19Th Century Colonial. Updated But Tastefully Kept Traditional To The Era With Many Quality Updates That Include Updated Kitchen W New Applicances, Bath, Fresh Interior Paint, 1St Floor Laundry, Walk-Out Basement With Many Possibilities. $299,977 Call Dave at 465-0263

E SE

E IC

COVENTRY Lovely 3 Bed, 2.5 Raised Ranch on Quiet Cul-De-Sac. Spacious Floor Plan with Vaulted Ceilings. Stainless Steel Appliances, Hardwoods, Ceramic, Fireplace. Lower Level with Family Room Potential Bedroom, Half Bath, 2 Car Garage, 2 Tier Deck with 18 x 33 Above Ground Pool, Wood Stove and More! $339,000 Call Dave at 465-0263

OVENTRY “Nice Colonial” 3 Possible 4 Bed, 2 Bath, Totally Updated, Kitchen With Granite And Stainless, Hardwoods Throughout, Newer Heating System, Open Living/Dining Room Off Kitchen, Great For Entertaining. Custom Master Bath With Excellent Marble And Tile Work. Vinyl Siding & Windows, Private Back Yard With Large Shed & Plenty Of Parking, All On Large 1 + Acre Manicured Lot Set Off Of The Road For Privacy! A Must See! $309,477 Call Dave at 465-0263

CRANSTON Large 3 Bedroom 3 bath Ranch, Hardwoods throughout 1st floor, updated Kitchen,fresh interior paint, Fireplace in Living room,Screened in deck , Walkout Finished Lower Level w/ Bar area,full bath,extra room for an office or guest bed & more. Home sits on 3 lots with mature landscaping. Close to everything! $269,977 Call Dave at 465-0263

View More Properties Like These On Our Custom Website! DaveTteam.com

Ken Cesaro Loan Oﬃcer NMLS# 10048

Branch NMLS# 305552

Oﬃce: 401.490.7123 Cell: 401.641.0019 Fax: 401.648.0055 Email: kcesaro@primeres.com 647 Oaklawn Avenue Cranston, RI 02920

To Advertise Call Ralph Coppolino at 401-837-0239

AT PRIMARY RESIDENTIAL MORTGAGE

we are happy to help you to purchase or reﬁnance a home using an FHA, VA, USDA or a Conventional Mortgage. Licensed Lender in RI, MA, CT, NH & FL Rhode Island Department of Business Regulation Division of Banking Licensed as PRMI, Inc, Lender 200417155LL, Broker 20041716LB. Division of Banks MC3094. Connecticut Department of Banking 8750. Florida Oﬃce of Financial Regulation MLD646

Shana Boyer

Pete Dufresne

S T R I V I N G

T O

401-334-3334

Sarah Fournier

B E

T H E

SMITHFIELD | $349,900

Quaint Colonial with Water Views of Hawkins Pond and a Street Away from Slacks Reservoir. This Home has 3 Bedrooms, 2 Baths, and Sits on a 19,000+ Sq Ft Lot. The Sun-Filled 3 Season Porch is a Great Place to Enjoy Your Morning Coffee. The Deck Overlooks the Fenced-In Backyard and is Great for Entertaining. Stainless Steel Appliances, Granite Counter tops, Hardwood Floors, Generous-Sized Rooms, Updated Windows, Newer Architectural Shingled Roof, New Boiler, and 2 Car Garage are Just a Few of This Homes’ Many Features.

Kate LeBlanc

www.SpectrumREC.com

O N L Y

R E A L T O R S

Y O U

CUMBERLAND | $339,000

GORGEOUS, Meticulously Maintained Colonial conveniently located in Cumberland! TRUE PRIDE OF OWNERSHIP. Lovingly cared for and Tastefully Updated preserving it’s Unique Charm, this home is a SERIOUS find! From the front entry to the completely Rebuilt Screen Porch with Dutch-Door, no detail has been overlooked. Enjoy the summer hosting friends and family in the Generous Back Yard surrounded by blooming Perennial Gardens and snuggle up on those chilly nights in front of the Jotul Wood-Burning Fireplace.

OUR GOAL IS TO CLOSE IN LESS THAN 30 DAYS. NO COST PRE-QUALIFICATIONS

Building Customers

For Life

Heidi Rogers Sr. Loan Officer, NMLS #20829

Direct: (401) 203-0306 Cell: (401) 440-6500 Fax: (401) 203-0311 Heidi.Rogers@SupremeLending.com www.HeidiRogers.SupremeLending.com

6828 Post Road Suite 3 | North Kingstown, RI 02852

W I L L

Cory Brien E V E R

Ally Ethier N E E D !

WEST WARWICK | $264,900

Beautiful 2-3 Bed Condo, Completely Renovated in 2006, Open Plan Throughout, Private Entrance and Parking Granite Counter tops in Kitchen and Baths, Laundry in Unit, Lots of Storage, Hardwood Floors Throughout, Exposed Beams and Bricks, Waterfront with Great Patio and Green space. Call Spectrum Real Estate Consultants today for more information!

HERE IS WHAT MY CLIENTS ARE SAYING...

PHENOMENAL! Heidi originally contacted us a few years ago, letting us know we were eligible for a mortgage interest reduction rate. She managed of all the details, putting our minds at ease as we had not done a rewrite before. This past summer (2016), Heidi again notified us that we were eligible for another rate reduction. She handled all the legalities and paper work on our time schedule. You can’t get better than Heidi for an honest, trustworthy, detail-oriented, and knowledgeable lender. - lpinto329 from 02740

She’s The Best! Buying our first home was nerve raking to my husband and I, Heidi made this process smooth and easy. Heidi was easy to get into contact with and she was very prompt on retuning calls. She was very professional and supportive during every step of the way. we truly could not have done this without her and her co-workers. We were able to close earlier than expected which was very beneficial to us. Great company and great team! - christinegreen15 from 02893

• Purchases and Refinance • Conventional Loans • USDA • VA Programs • First Time Home Buyer • Renovations Loans & More

EVERETT FINANCIAL, INC. D/B/A SUPREME LENDING NMLS ID #2129 (www.nmlsconsumeraccess.org) 14801 Quorum Dr., #300, Dallas, TX 75254. 877-350-5225. Copyright © 2017. This is not an offer to enter into an agreement. Information, rates, & programs are subject to change without prior notice and may not be available in all states. All products are subject to credit & property approval. Supreme Lending is not affiliated with any government agency. Supreme Lending is required to disclose the following license information: AZ Mortgage Banker License 0925918, AZ Principal Office: 25030 S 190th Street, Queen Creek, AZ 85142. Licensed by the Department of Business Oversight under the CA Residential Mortgage Lending Act License 4130655. CO Mortgage Company - Regulated by the Division of Real Estate. GA Mortgage Lender License 22114– Georgia Residential Mortgage Licensee. IL Residential Mortgage License MB.6760323-DBA1– Illinois Residential Mortgage Licensee. Kansas Licensed Mortgage Company MC.0001578. NV Division of Mortgage Lending Mortgage Banker License 4063. Licensed by the N.J. Department of Banking and Insurance – New Jersey Residential Mortgage Lender License. Licensed Mortgage Banker-NYS Department of Financial Service. NY Mortgage Banker License B501049. OR Mortgage Lending License ML-4265. Licensed Mortgage Banker by the PA Department of Banking - Pennsylvania Mortgage Lender License 45048. Rhode Island Licensed Lender 20142998LL. TX - SML Mortgage Banker Registration - Residential Mortgage Loan Originator.

To Advertise Call Ralph Coppolino at 401-837-0239

First Home mortgage Corporation

Call 401-751-0800 Sal Savastano, NMLS# 201878 - Regional Sales Manager - ext. 5300 John Savastano, NMLS# 202774 - Sales Manager - ext. 5306 David Travers, NMLS # 41681 - Loan Officer - ext. 5301 Ramon Feliz, NMLS 721887 - Loan Officer - ext 5314 Michael Plummer, NMLS 1606301 - Loan Officer - ext 5313 Patricia Vargas, NMLS #1433663 Loan Officer ext. 5303 Jennifer Richetelli, NMLS 1721491 Ext 5309 Vivian Garcia, Branch Operations Coordinator Ext 5319

First in Customer serviCe

400 Reservoir Avenue Providence, RI 02907 Phone: 401-751-0800 • Fax: 401-751-1800 This is not a guarantee to extend consumer credit. First Home Mortgage Corporation NMLS ID #71603 (www.nmlsconsumeraccess.org). MA Mortgage Lender and Broker, License #MC71603. RI Licensed Lender and Broker.

Chris Woodard Natasha Horvatic Gail Candora

The Chris Woodard Team

BRISTOL

West side large well kept 4 bedroom 2 1/2 bath colonial situated on private 1/2 acre lot abutting Gibson Pond (preserved) with small out building for guests or parties. This lovely home boasts gleaming hardwoods, a formal dining room, eat in kitchen, formal front to back living room with fireplace, four season room and master suite. Partially finished basement and two car garage make this a must see home..$489,900

WARREN

Associate Broker

401-640-3481 chrisw@kw.com

“Pristine” is the only way to describe this beautifully cared for home. This unique raised ranch offers so many wonderful features including gleaming hardwoods throughout, stainless appliances & granite counter tops. The finished lower level features a wet bar, full bath, laundry, office and walkout to the garage. $349,900

To Advertise Call Ralph Coppolino at 401-837-0239

Buyer Specialist

401-644-5689 nhorvatic@kw.com

CRANSTON

Transaction Coordinator/Realtor

401-499-9312 gail.cwt@gmail.com

Don’t miss out on this one! Nicely renovated one level Ranch with granite, stainless appliances and soft close cabinets. New forced hot air heating system with central air, new roof, vinyl siding, and replacement windows. Cute yard and deck, and centrally located. Move right in! $214,900

Steve Parrott

Commercial Specialist

774-994-0879 steveparrott@kw.com

SOMERSET, MA

Large colonial completely renovated from floors to ceilings to electrical to plumbing and everything in between. This lovely home still boasts it’s classic original charm along with the updated amenities and efficiency of a new home. Water views of the Taunton River from both floors and public access across the street. Original fireplaces still intact, two car garage and large corner lot make this a must see! $339,900

You Can Count On, Call 732-0011 Today! C o n v en i en t ly l o Cat ed

3 8 0 J ef f ers o n B lv d . , W a rW i C k ri & 1 4 8 B o o n s t . n a rrag a n s e t t ri

North Kingstown:

3 bed, 2.5 bath Colonial home on cul-de-sac. New roof, new septic and new water heater! Interior includes fresh paint, new ceramic flooring and carpeting. Stainless steel dishwasher, range and micro hood. 2 car attached garage plus 3 car detached garage with loft in rear yard. This property is a must see! $469,900 CALL CARMINO MARRAPESE 401-732-0011

Johnston:

Amazing Oversized Cape, on Cul-De-Sac, with Master bedroom on first floor, Two Large Bedrooms on Second Floor with Full Bathroom, Great Room with Cathedral Ceilings with a walk out to deck, Hardwoods throughout, Walk Out Basement, 2 Car Integral Garage, Conveniently located, on a private corner lot, Beautiful Curb Appeal. $329,900 CALL MARYANN PAPA 401-275-2132

North Smithfield: Contemporary North Kingstown: waterfront on pond with over three wooded acres. Enter through the inviting foyer to the vaulted great room with freestanding double gas fireplace, dining area with floor to ceiling windows and open kitchen. The lower level has over 1500 square foot of additional space. $539,900 CALL KAREN CATUOGNO 401-363-8888

Nice home in a nice neighborhood, conveniently located. Great starter home or empty nester. Freshly painted, new stove, new carpets. Large lot, garage, large deck and finished basement. $259,900 CALL CARMINO MARRAPESE 401-732-0011

Warwick:

This building is made up of one retail spot, 7 small offices and three apartments. Could be repurposed for large CPA, Legal, Day Care, etc. Great location! $599,900 CALL DON MORASH 401-529-3985

Cranston:

Great opportunity to have an office with income in a high traffic location with a huge sign right on Park Avenue! Five parking spots in the rear of the property. Plenty on street parking. Currently used as a 645 SF office. Ideal for counseling, real estate, CPA or any other use. 1st floor office is expandable another 600 +SF or leave that as an apartment. Two other apartment units on the upper levels. $264,900 CALL DON MORASH 401-529-3985

ABBOTT PROPERTIES is a full service Real Estate Brokerage. We provide the following services...

Commercial Sales & Leases Industrial Sales & Leases | Commercial Development-Sites | Residential & Fannie Mae Foreclosures | Business Brokerage | Home & Apartment Lease

To Advertise Call Ralph Coppolino at 401-837-0239

At Germani Title & Closing we are dedicated to efficiency, as well as maintaining a competitive advantage when providing service to individuals and businesses throughout Rhode Island, Massachusetts, and Connecticut. R E A L E S TAT E C L O S I N G S • S H O R T S A L E R E P R E S E N TAT I O N S E L L E R R E P R E S E N TAT I O N • D O C U M E N T P R E PA R AT I O N Halley Gaspar, Legal Assistant and Short Sale Negotiator; from the first meeting to the last, Halley is, unquestionably and on every level, the most dedicated and resposive customer service individual I have ever had the pleasure of interacting with - Sarah M.

The best part of working with Germani Title was that everyone treated us with dignity, even though this was a short sale and a most difficult time in our lives. - Joyce S.

I wanted to thank you again for your time and services. Halley was a pleasure to do business with and I greatly appreciate the extra smile she puts in. As you know, there are many hurdles in these transactions and it takes a special empathy at times. It also takes a “unique” understanding of the process. You are all wonderful professionals that are not rewarded enough for your performance, as I can see from the allocation of funds. - Mattie H.

931 Jefferson Boulevard, Suite 2006, Warwick, RI 02886 401.739.9700 www.germanititle.com 32

To Advertise Call Ralph Coppolino at 401-837-0239

Our goal is to close in less than 30 days. No Cost Pre-Qualifications

100% FINANCING AVAILABLE FOR USDA AND VA LOANS

ZILLOW 5 Star Review

“...Doug Iannuccilli is the one. Without missing a beat, Doug seamlessly facilitated and completed a home loan for me recently, making sure I was informed and completely comfortable throughout the entire experience. His transparency, extended availabilty and gracious manner added unexpected ease to the entire process. I undoubtedly intend to seek Doug’s expertise in future mortgage-related needs as well as referring his services to friends and family.”

Doug Iannuccilli

Additional Services Include...

Producing Branch Manager | NMLS ID #19741

Direct: (401) 203-0305 Cell: (401) 499-3684 Fax: (401) 203-0310

http://dougiannuccilli.supremelending.com/ Doug.Iannuccilli@supremelending.com 6828 Post Road Suite 3 | North Kingstown, RI 02852

Building Customers For Life

• Purchases and Refinance • Conventional Loans • USDA • VA Programs • First Time Home Buyer • Renovations Loans & More

Call Me Today to Get Started! (401) 203-0305

To Advertise Call Ralph Coppolino at 401-837-0239

RHODE ISLAND HOUSING’S LOANS OFFER OPTIONS TO MORE RHODE ISLANDERS Great homes come in all shapes and sizes. Wherever you are on your homebuying journey, take the next step with one of Rhode Island Housing’s home loan options. Loans are available directly through Rhode Island Housing’s Loan Center and a network of Participating Lenders throughout the state. To learn more, visit loans.rhodeislandhousing.org.

Rhode Island Housing Homebuyer Education Classes If you are beginning to think about homeownership, or are interested in learning more about what it takes to become a homeowner, Rhode Island Housing encourages you to sign up for a Homebuyer Education class. To best suit the needs of today’s busy homebuyers, these classes are offered both in-person and online.

Learn More or Register for a Class Visit loans.rhodeislandhousing.org/Education_Center to find out more and register for a class. 34

To Advertise Call Ralph Coppolino at 401-837-0239

Howie Reiner 401-465-9752

howie.reiner@century21.com d en

West WarWick

$219,900 | MLS #1164805

d en

Realty Associates

d en

cranston

$199,900 | MLS #1158643

east side Providence

WarWick

$229,900 | MLS #1141499

$199,900 | MLS #1157134

Your Home can Be next. call me todaY at 401.465.9752

0% DOWN

Mortgages Available!

Your Local Mortgage Resource. For personal service, just call (401) 781-1020 and ask to speak with a Wave Mortgage Professional.

With over 28 years of experience in all facets of mortgage lending and a commitment to objectivity, Pier can help you find the right mortgage to fit your needs and your budget.

Call Wave today! 401-781-1020 • Fixed rate mortgages

• FHA mortgages

• Adjustable rate mortgages

• VA mortgages

• Low down payment mortgages

• Purchase or

• First time homebuyer’s programs

75 +

Ask us about our Free Competitive Analysis

Ride the Wave to financial security.

Warwick, RI 480 Greenwich Avenue, 02886 Warwick, RI 1217 Warwick Avenue, 02888 (401) 781-1020 • Toll Free (1-888-492-8328)

www.rimortgagezone.com To Advertise Call Ralph Coppolino at 401-837-0239

641 Armistice Blvd Pawtucket, Rhode Island

401-383-8873

themercuriogroup@gmail.com

ribuyandsellhomes.com

Recruit ing Ne w Ag ents | Cal l abo ut fr ee $7500 for 1st Time Homebuy ers

Cumberland

linColn

New Construction! The Preserve at Handy Pond is a 55+ Community and we have saved the best for last! Custom build you dream home, only a few units remain in the back row. Wooded rear views from your covered porch, all units have first floor master suites. Chooses your cabinetry and finishes. $349,900

ProvidenCe

Fantastic Investment opportunity with this 6 unit. Very well maintained with many updates inside and out. Vinyl sided and fire coded. This property is located near anything and everything. Fully rented with off street parking. Located between Federal Hill and the trendy area of Broadway. $485,000

east ProvidenCe

Picture perfect single level ranch on a oversized corner lot of a dead-end street in beautiful Rumford! Side entry door opens to a 3-season room that has 2 walls of windows to make it bright and sunny. Enter into the large eat-in kitchen that leads into a dining room/ living room and then to a large formal living room. $229,900

To Advertise Call Ralph Coppolino at 401-837-0239

Renovated Oversized Cape. Four bedrooms and 2 full baths on a corner lot near the monastery. Updated mechanicals, gas and sewer lines connected. Huge 2 car garage, sunny living space with hardwoods, new kitchen with granite and stainless. $249,900

Cranston

Charming, renovated colonial near the bay and Roger Williams Park. Three bedroom with updated kitchen and bath, Vinyl sided, replacement windows, updated mechanicals, freshly refinished hardwoods and a wrap around porch for enjoying the summer days. $174,900

5 convenient locations to better serve you.

1 7 0 Ma yfie ld Ave n u e Cra n s to n , RI 4 0 1 -9 4 2 -0 2 0 0

4 3 32 P os t Road Ea s t G reenw i ch, RI 4 01- 398- 2100

1 0 0 4 Bo sto n Ne c k Road Na rra ga n se tt, RI 4 0 1 -7 8 2 -8 2 8 0

O R

M O R E

L I S T I N G S

V I S I T

2172 Broad S treet P aw tux et V i l l ag e, RI 401- 785- 2630

575 E as t Mai n Road Mi d d l etow n, RI 401- 847- 4800

W I L L I A M S A N D S T U A R T

C O M

SMITHFIELD/NEW LIST Great opportunity in desirable Smithfield neighborhood! This 4 bed, 2 bath, 2500+ sq ft home is waiting for your personal touches! It has beautiful hardwoods throughout, granite kitchen, stone fireplace w/ wood stove, open kitchen, large master w/ adjoining bath, cedar closets throughout. Located on private tree lined lot in a quiet neighborhood. Close to all!! $374,000

CRANSTON/NEW LIST Gorgeous French Colonial, meticulously maintained 4 bed 2.5 Bath, central Air, central Vac, cathedral ceilings, 2 car garage. Huge 1st floor Master Suite, marble fireplace, finished basement with living room, game room, office, and workshop/gym. 3 Beds upstairs with a full bath and the balcony overlooking the living room. A must see! $529,900

CRANSTON/NEW LIST Oversized Raised Ranch in desirable Mystery Farms. This home features 3 beds 3 full bathrooms, full finished basement ready for an in-law suite, the entire interior has fresh paint, all hardwoods have been recently refinished. This property sits on a large corner lot and is positioned at the opening of a cul-de-sac. $375,000

GLOCESTER/NEW LIST Exquisite, Private Estate! Harmony Estates-First offering of this wonderfully cared for and updated one owner, custom built home. Perfect mix of old and new with historical touches built into the original 1984 construction. Loaded with windows and doors to enjoy the sunshine and picturesque grounds. Newer kitchen and baths, freshly painted inside, out and all new mechanicals and so much more. $549,900

Donna DiGiulio 401-829-3825

Jason Gelfuso 401-447-7428

SMITHFIELD/NEW LIST Enjoy spectacular sunsets from this young 3 Bed, 3 Full Bath, Colonial w/ 2 car garage! Indulge in your Master Suite with walk-in closet that opens to spa like bath with river stone floor, glass block, and vessel sinks. A Guest Suite on the 1st level with itâ&#x20AC;&#x2122;s own private entrance, adds comfort for long term stays. Situated on a picturesque lot with wrap around deck lined with sliders & custom raised garden bed. Close in time for the Waterman Lake Fireworks! $465,000 Dee Conley 401-952-0664

Heather Jarry 401-692-0135

Colonial in the heart of Gaspee Plateau! This home offers 3 bedrooms and 1.5 baths! Large sunny fireplaced living room, formal dining room, beautiful hardwood floors through-out, nicely landscaped with private back yard. A short 1.5 mile walk to Pawtuxet Village! $329,900

Maureen McGovern 401-263-2028

Sue Rowles 401-640-8582

EXETER/NEW LIST Situated on 137 acres of private land which is adjacent to Beach Pond Arcadia Preserve

EAST GREENWICH/NEW LIST

Nina Galvin 401-525-1292

Paul Zarrella 401-641-3337

is truly an amazing one of a kind, working Gentlemanâ&#x20AC;&#x2122;s Farm. As you drive into this amazing property, you will find a 5 bedroom, 2 1/2 bath, large kitchen, living room, family room, 3 car garage Colonial. It also has an inground pool, pool house with summer kitchen, bath, shower and sitting area for entertaining. There are 3 barns, and 2 outdoor cabins. Beautiful pastures, and trails for hiking or horseback riding. $2,125,000

WARWICK/NEW LIST Classic center hall

Remarkable opportunity to own a gorgeous, private, gated estate in East Greenwich. This wonderful home is situated on nearly 5 private and picturesque acres. It features a dramatic entry foyer, designer kitchen, generous master bed room suite with sun deck, huge dining room, and more. The zoning permits horses and the property features one of a kind stone work, a beautiful in-ground pool with a cabana complete with an out door living room, bathroom and summer kitchen, as well as a barn, fountain and an additional 2 car garage. $1,090,000

To Advertise Call Ralph Coppolino at 401-837-0239

Samantha June Durand

RealtorÂŽ | Licensed in RI & MA

Direct 401-450-8571 Office 401-921-5011

RealtorSamanthaJune@Gmail.com

OSTER What a unique, beautiful, extremely private, charming place to call home! There isnâ&#x20AC;&#x2122;t much of a reason to leave! This rustic Cape has tons to offer! Besides the list of upgrades this home offers 2000+ living space on a 3+ acre lot. Fenced in in-ground pool, 3 sheds, a stable (with two corrals - a horse lovers dream). 2 wood burning fireplaces, wood burning stove and propane fueled space heater! $314,500

IN G N DI N E P

AYS D 4

G N I ND E P

WEST WARWICK Welcome home to this picture-perfect ranch

nestled on a quiet street minutes away from West Warwick Country Club! Two bedrooms and one bath. However, there are two additional bedrooms in the walkout basement. The home sits on an 8k plus square foot lot with a one year old above ground pool, two sheds, fenced in lot and maintenance free vinyl siding. $189,500

OVENTRY Comfortable living space with 4/5 bedrooms 4 bathsLots of updates-central air-two fireplaces-large eat-in kitchen with appliances and granite counters-roof, New windows, siding and more! Corner lot location with rights to Johnsons Pond/Just join the association for only $40/year. Could be fantastic in/law arrangement! $329,900

RECENTLY SOLD/PENDING PROPERTIES ! D L SO

East Providence | $200,000 | MLS # 1169361

To Advertise Call Ralph Coppolino at 401-837-0239

G N I ND E P

Lincoln | $249,900 | MLS # 1170670

! D L SO

Smithfield | $219,900 | MLS # 1155178

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Home Point Financial Corporation. NMLS Unique ID No. 7706 (www.nmlsconsumeraccess.org). 1194 Oak Valley Drive, Suite 80 Ann Arbor, MI 48108. Toll-Free Tel: 888-616-6866. Arizona state License No. 0930854; Loan made or arranged pursuant to a California Finance Lenders Law license; Licensed by the California Department of Business Oversight under the California Residential Mortgage Lending Act (License No. 4131048); Georgia Residential Mortgage Licensee No. 33540; Illinois Residential Mortgage Licensee (No. MB.6760891); Kansas licensed mortgage company license no.SL.0026591); Massachusetts Mortgage Lender License No. ML7706; Nebraska Mortgage Banker License; Licensed by the New Hampshire Banking Department; Licensed by the New Jersey Department of Banking and Insurance; Licensed Mortgage Banker—NYS Department of Financial Services; North Dakota Department of Financial Institutions-Money Broker License MB102834; Oklahoma Mortgage Lender License N0. ML010597; Rhode Island Licensed Lender; Washington consumer loan license number CL-7706. Some products may not be available in all states. Information, rates and pricing are subject to change without prior notice. This is not a commitment to lend. Other restrictions apply. All rights reserved. © 2016 Home Point Financial Corporation.

To Advertise Call Ralph Coppolino at 401-837-0239

NEW LIST/WARWICK One-level, end unit with two beds, 1.5 baths. Open floor plan, central kitchen with granite counters. Master bedroom with bath, laundry in unit and one car detached garage. Condo offers cozy farmerâ&#x20AC;&#x2122;s porch overlooking manicured grounds & fountain. $219,900

CRANSTON/NEW LIST Cozy and affordable home nestled in desirable neighborhood. New heating system, hardwoods, large screened porch, garage, and fenced yard. $179,900 Susan Rowles 401-942-0200

CRANSTON/NEW LIST Garden Hills neighborhood, three bed Colonial. Spacious eat-in kitchen, central air, whole house generator, new furnace and hot water tank. Master bedroom with walk in closet. Back deck overlooking beautiful landscaping. $284,900 Donna Digiulio 401-829-3825

John Moretti 401-464-2162

CRANSTON/NEW LIST

17 0 M ay fie ld Av en ue Cr an st on , RI 40 1- 94 2- 02 00

WOONSOCKET/NEW LIST Adorable two-four bed Cape, located on a quiet street in East Woonsocket. Completely updated with a brand new roof and freshly painted. $189,000

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ck Ro ad 10 04 Bo sto n Ne RI Na rra ga ns ett , 80 82 278 140

21 72 Br oa d St ree t Pa wt ux et Vil lag e, RI 40 1- 78 5- 26 30

57 5 Ea st M ai n Ro ad M id dl et ow n, RI 40 1- 84 7- 48 00

Amanda Hannon 401-575-7854

Angelo Christina 401-742-9440

Jarrod Atteridge 401-442-6580

John Moretti 401-464-2162

Donna DiGiulio 401-829-3825

New Ranch style home with three beds and three baths. Cherry cabinets and granite counter tops with stainless steel appliances. Open living, crown molding and two car garage. A country setting and close to town! $349,000

Three bedroom Cape Cod home with vinyl siding, living room, dining room, breakfast bar and finished basement with plenty of storage. Meticulous landscaping, gorgeous in ground pool and privacy fence! $185,000

CRANSTON/NEW LIST Classic 1,700 sq ft, three bed, 1.5 bath, Craftsman Colonial in Edgewood. Beautiful hardwoods, freshly-painted interior, woodburning fireplace. Two zone central air, brand new boiler, walk-up attic and one-car detached garage. Needs some updating, has good bones featuring a great layout and spacious rooms! $219,900

Beautiful, wide tree lined street in desirable Eden Park. Three bedrooms, one bath, working fireplace in a cozy front living room, dining room with French doors to walk out patio! All the charm of older construction throughout the house and private outdoor living space with large artisan stone patio! $249,900

SOUTH KINGSTOWN/NEW LIST

PROVIDENCE/NEW LIST

WARWICK/NEW LIST

This spacious home on a cul-de-sac features large living and dining rooms, fenced yard with a deck and a screened porch, 3-4 bedrooms upstairs and a den/possible 4th bedroom downstairs. Full baths upstairs and down. Newer roof and furnace and replacement windows. $209,900

Kate DeSimone 401-450-4881

EXETER/NEW LIST New Construction! Beautiful two bedroom, two bathroom raised ranch conveniently located minutes from rt. 4 and Wickford attractions! New home with red oak hardwoods, stainless steel appliances, granite counter tops, central air and two car garage. Custom finish options available! $299,900 Michael Alves 401-207-1603

To Advertise Call Ralph Coppolino at 401-837-0239

WEST WARWICK/NEW LIST Great

opportunity for investment or owner occupancy! Upgraded two family with a large fenced yard. Hardwoods throughout, garage, replacement windows, new roof, laundry, large deck and front porch! $200,000

Paul Zarrella 401-942-0200

WARWICK/NEW LIST Fantastic Ranch on oversized fenced in lot. Three-four bedrooms and two full baths. Completely updated throughout with gourmet kitchen, stainless appliances and in law potential. $260,000 Jessica Giorgi 401-231-9497