Arcadia
▪
Biltmore
▪
Paradise
Va l l ey
▪
Central
Ave
▪
Scottsdale
HOMES & LIFESTYLE inspiration I tips I trends
m e d i a
ZEN IS IN
Contemporary Kitchens Hotter than Ever
MLB PITCHER
Backyard Makeover
MARKET SNAPSHOT
What’s your home really worth? By Top Local Realtors
F eb r ua r y 2 013
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28 Years of Making Dream Homes a R eality
Cullum Homes is a second-generation company started in 1985 by Rod and Kim Cullum. Now in
its’ 28th year, Cullum Homes offers in-house architectural design and craftsmanship, including their own granite fabrication, tile installation and specialty carpentry crews. Cullum Homes has been recognized by the Phoenix Business Journal as one of the Top 25 Family-Owned Businesses. This full service design/ build/remodel firm has constructed hundreds of homes from 1,500-20,000 square feet throughout the Valley, specializing in luxury neighborhoods in Paradise Valley, Scottsdale, Silverleaf and Desert Mountain.
Energy Efficiency Pioneers and Local & National Awards
Latest Project: The Villages at Paradise Reserve
What distinguishes Cullum Homes is its focus on energy efficient construction, long before these methods were labeled “green building.” Rod and Kim have both earned the Certified Green Professional designation from the National Association of Homebuilders. Cullum Homes has received many other awards and recognition, including the National Pacesetter Award from Custom Home Magazine, Top Custom Home Builders (Phoenix Business Journal), AZ Business Magazine’s Custom Home Builder of the Year, the Residential Design + Build Magazine Business Excellence Award, and Builder Magazine’s “Niche Builder” recognition.
The Cullum’s latest project is The Village at Paradise Reserve, in the Paradise Valley/Northeast Phoenix/Scottsdale area. It has already garnered local and national recognition, including prestigious awards for environmentally sensitive site development and a Builder of the Year award in Arizona. This guard-gated and private community offers residents a choice of six carefully conceived floor plans, ranging from 3,200 to 5,165 square feet, priced from $1,550,000 with one- and two-level options available. The pace of sales has been phenomenal, with 18 of the 32 available home sites sold since the model homes opened just two years ago.
Phoenicians have also seen Cullum Homes featured in numerous articles and appearances in local media, such as The Arizona Republic, KFYI Radio, AZ Green Magazine, Paradise Valley Independent, Phoenix Business Journal, Fine Wine and Design TV, Residential Building Products Magazine and The Scottsdale Republic.
In an era of national chains and corporations dominating our lives, it is reassuring to know that there is an Arizona-borne design/build firm which received Builder Magazine’s “Fast Track” award, as one of America’s fastest growing custom home firms. Kim & Rod Cullum
(602) 635-3248 CullumHomes.com ROC License #092024 8408 E. Shea Blvd. Suite D-100, Scottsdale, AZ 85260
To set up an appointment with one of our designers or if we can be of further assistance, please don’t hesitate to call us:
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Which conditions on your record are disqualifying you from buying a home in today’s market? A. Foreclosure. B. Short sale. C. Poor credit score.
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Lets face it, the past 5 years have been a challenge financially for most people in the Phoenix market... especially if you own real estate. The great news now is the real estate market is coming back strong and our government and banks have loosened up on their lending criteria making it much easier to qualify for a refinance, home loan or equity line than most people are aware. The Legacy Group has created a diverse
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portfolio of lending products to help sophisticated, high net worth investors, executivesto and self employed individuals create custom tailored John Conklin and the Legacy Group dedicated helping middleto
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Th e D ow n sv i ew n a me ha s b e co me s y no ny mo u s with lux u r y and excellence.
Downsview Designs 7500 East Pinnacle Peak Road H121, Scottsdale, Arizona 85255 Phone: 480-559-8343 Fax: 480-563-7459 Showroom Hours: Monday-Friday 8:30 am - 4:30 pm, Saturdays by Appointment www.downsviewofscottsdale.com info@downsviewofscottsdale.com
FROM THE PUBLISHER
P
hoenix is back! The success of Homes and Lifestyle Media (H&LM) celebrates the beauty of luxury homes and landscapes, and symbolizes the recovery of the Valley of the Sun. In a miraculous turnaround, in 2012, Phoenix boasted the largest growth in home values in the Nation. The realtors, financiers, landscapers, and other service providers in our magazine are the leaders of that resurgence. They offer our readers, not only superior craftsmanship, but outstanding customer service.
As you will see in our Market Snapshot, average listing and sales prices, price per square foot and other market health indicators are up in Arcadia, Scottsdale, Paradise Valley, DC Ranch and other areas of Maricopa County. The leading realtors in Arizona will be making predictions, and giving you advice in how to take advantage of these upward trends. One aftereffect of the recession is that, rather than moving, many people, in luxury markets, are remodeling their existing homes. Kitchen remodels, like those of Downsview Kitchens, highlighted in this issue, are the most popular. H&LM will also provide readers with creative ways of transforming everything from the front door to the backyard patio. We encourage you to send us before and after photos of your own Makeover; your home may be featured in a future issue!
IRON ENTRY DOORS & WINDOWS • ORNAMENTAL GATES & RAILINGS
H&LM will show you how to save time and money with tips on issues like maintenance, and gardening. Do you have a nagging issue about your home or lifestyle? Send it to us to pose in our Ask the Expert section. Our professionals are at the top of their fields, and anxious to provide open, honest answers to our readers. I am proud to focus on Arizona-based businesses that are family- and customer-friendly, who have years of experience, and stellar reputations in their communities. I hope that you, not only enjoy the spectacular photos and stories in our monthly magazine, but that you find real value in the information and advice you gain. Thank you for helping make Homes and Lifestyle Media a success! Sincerely, Brett Benning Founder & Publisher
Arcadia
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ZEN IS IN
Contemporary Kitchens Hotter than Ever
DOUBLE DOORS
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Expires 3-31-13. Specials cannot be combined with any other offers.
What’s your home really worth? By Top Local Realtors
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Cover photo provided by Downsview Kitchens
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8 | HOMES & LIFESTYLE media
Brett Benning, Founder & Publisher Direct 480.717.1310 Brett@HomesandLifestylemedia.com www.HomesandLifestylemedia.com
HOMES & LIFESTYLE media is published monthly on recycled paper and reaches 90,000+ single family home owners, 5,000+ businesses, 1,500+ select builders, architects, interior designers and home improvement professionals and over 1,000 Realtors in Paradise Valley, Arcadia, Biltmore, Central Ave corridor and Scottsdale. © 2013 HOMES & LIFESTYLE media LLC All rights reserved. Printed in the USA. Circulation Verified by U.S. Postal Receipts
The publisher, editorial director, production manager, and contributors reserve their rights in regards to copyright of their work. No part of this work covered by the copyright may be reproduced or copied in any form or by any means without the written consent of the publisher. The publisher, contributors, editors and related parties are not liable for the actions or results taken any person, organization or any party on basis of reading information, stories or contributions in this publication, website or related products.
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DISCOVER: How to Short Sale Your Home, Delay Foreclosure and Protect Your Credit Today
Are you feeling stressed and confused because you are:
Behind on your mortgage payment? Owe more than your home is worth? Need your foreclosure postponed? Call (480) 237-9962 Today to learn how we can help! For years, the Short Sale Pros have helped Arizona homeowners with short sale solutions including strategic default consulting, ‘cash-forkeys’ incentives and foreclosure prevention. Are you interested in short sales in Arizona? Would you like to know how doing a short sale in Arizona can help you? Would you like to know the Arizona short sale process or how to contact your bank about a short sale package for your Arizona home? We can show you how to prepare a short sale package for homes in Arizona; how to submit a short sale package; how to get your short sale package directly to the short sale department; how to expedite the short sale process and why it takes months to get a short sale approved. We also have answers to your popular short sale questions such as as your legal rights as it pertains to short sales and the tax implications as it pertains to short sales.
Our team has helped over 100 customers short sale their homes and/or delay foreclosure including these homes:
15273 N 93rd Way Scottsdale, AZ 85260
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7157 E Rancho Vista Drive #2009 Scottsdale, AZ 85251
12571 N 76th Street Scottsdale, AZ 85260
11458 N 128th Place Scottsdale, AZ 85259
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4101 N 52nd Place Phoenix, AZ 85018
5622 E Calle del Paisano Drive Phoenix, AZ 85018
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TA B L E O F C O N T E N T S Pg. 14 - MAKEOVER WHAT’S HOT IN LOCAL CONTEMPORARY KITCHENS? Pg. 16 - MAKEOVER FROM BARE TO BEAUTIFUL! Transforming a Major League Baseball Player’s Backyard By Denise Meridith
Pg. 18 - MAKEOVER COLLETTI DESIGN DOORS AND WINDOWS MAKE AN EXTRAORDINARY IMPACT Pg. 22 - SPOTLIGHT FAMILY IS THE FOUNDATION OF THIS SUCCESSFUL STONE BUSINESS By Denise Meridith
New Pools & Pool Remodels
Award Winning Landscape Designs
Custom Hardscapes
Outdoor Lighting
Outdoor Kitchens
Certified Feng Shui Designers
Fire Pits & Fireplaces
Ramada & Pergola Structures
Water Features Xeriscape Professionals
Pg. 22 - SPOTLIGHT TRAVERTINE IS THE PASSION OF A LOCAL STONE MASTER By Denise Meridith
Pg. 23 - ASK THE EXPERT TIPS TO PROTECT YOUR HOME FROM WATER LEAKS By Rod Cullum with Denise Meridith
Sports Courts Pg. 23 - ASK THE EXPERT New Lending Programs Offer Consumers Affordable Options By John Conklin with Denise Meridith
Pg. 25 - ASK THE EXPERT What you do not know could cost you thousands By Stephanie Black with Denise Meridith
NEXT ISSUE Top 5 New Luxury Developments High Tech Automated Homes Modern and Contemporay Remodel Trends Distibuted to over 90,000 Affluent Single Family Homeowners and 5,000 Businesses March 15-22nd
earth-stone-water.com ROC #265235, #279568 Licensed•Bonded•Insured
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Call for a Private Appointment Today (602) 635-3182 www.Papagnos.com 15716 North 76th Street, Scottsdale, AZ 85260
MAKEOVERS
WHAT'S HOT IN LOCAL CONTEMPORARY KITCHENS? by Denise Meridith
1
5
7 6 2
3
4
1 Downsview cabinets using Era door in a Wenge Veneer in Nubian brown with bank of stainless steel doors 4 Island has stainless steel toekicks and stainless steel frame
2 Countertops are White Carrera
5 Sliding pantry doors use a white laminated glass
3 Floor is White Carrera
6 Inset in countertop are plate racks, hot plate and spice holders
7 Inset stainless steel handles are applied to the door at the Factory
With the popularity of celebrity chefs and food-related reality television shows, kitchens have become the focus of many luxury home makeovers in Arizona. Downsview Kitchens has been showcasing its mastery in kitchen remodeling since 1967.
Creating a contemporary kitchen requires careful attention to materials, design, installation and finishes, and coordination of remodeling of counters, cabinets, plumbing, islands, hardware, and appliances. It is critical to engage a company, which can efficiently coordinate all of these elements with your builder or architect, ensuring that you receive the best quality custom product. This photo shows how a homeowner can transform a kitchen, with a combination of rich, traditional Nubian brown cabinets and very popular stainless steel appliances, to achieve a bright, spacious and modern kitchen. Readers can visit the exclusive Downsview Kitchen showroom in Scottsdale, and begin their own process of creating a dream contemporary kitchen. Readers can visit the website www.downsviewofscottsdale.com, call Diane Thomas at 480-559-8343 , or e-mail info@downsviewofscottsdale.com for more information. 14 | HOMES & LIFESTYLE media
Photo courtesy of Cullum Homes
Specializing in self employed, high net worth, new build construction one time closes, refinances and â&#x20AC;&#x153;challengingâ&#x20AC;? loan approvals. Evan - It was an absolute pleasure working with you. I appreciate you making the entire process flow smoothly and explaining every step to me clearly. Your attention to every detail, prompt response to my questions and/or concerns and your brilliant sense of humor made the entire experience a pleasure. Just as much, I appreciated your dedication to working every angle to help me lower my closing costs and secure the lowest rate possible. Without a question you are the first lender I will always come to and recommend.
- Bob and Betty Jones
Recognized AZ Top Producer with $42,000,000 in closed transactions in 2012
Evan W. Smith
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602-492-LEND(5363)
esmith@johnsonbank.com johnsonbankmortgage.com/esmith
private | professional | p ersonal e xcellence
MAKEOVERS
FROM BARE TO BEAUTIFUL!
Transforming a Major League Baseball Player’s Backyard by Denise Meridith
3D Design Rendering (prior to construction)
This project was designed and directly
Landscaping Phase
Ramada Construction Phase
The custom-built pool included many features, including remote controls, automation, saltwater, ozone, a PV3 cleaning system, Pentair variable speed pumps and filters, waterfalls, and fountains.
Project Cost: Complete backyards, such as this, generally start in the $100,000+ range.
The customer’s requests were common ones included in backyard makeovers: he wanted to enjoy the pool and spa, and to be able to barbeque and sit around a bar with some shade. He also wanted a fire pit seating area, in which to relax after a full day of fun and sun.
The state-of-the-art hardscapes included an outdoor kitchen with a travertine countertop, a custom ramada and fire pit, lots of bench seating and stonework, pavers, and an acrylic “lace” patio. Meanwhile, the beautiful softscapes included grass, plants, and queen palm, sissoo and tipu trees.
This project was a new backyard installation, which gave the designer a blank canvas with which to work. Not having to deal with removing or working around existing items makes construction easier.
Timeframe: With Unique Companies’ construction process, and utilization of in-house landscape and hardscape crews, this project took the typical time of only 60 days.
For nearly a decade, Unique Companies (consisting of Unique Landscapes and Unique Custom Pools LLC) have specialized in landscaping, outdoor kitchens, gazebos and pergolas, fire features, and stone patios. Unique Companies have received Rankings of #1 Landscape Company in the Valley (as voted on by Ranking AZ – Arizona Business Magazine in 2010) and #3 Custom Pool & Spa Company! For more information, readers can call 480-426-8340 or “friend” them and submit project photos on Facebook: http://www.facebook.com/UniqueCompanies.
supervised by Unique Landscapes’ owner Chris Griffin. Griffin designed it for a MLB pitcher, who wanted to focus on clean lines & symmetry, while matching the Traditional design of the home.
16 | HOMES & LIFESTYLE media
ABOUT UNIQUE COMPANIES
Contemporary Kitchens
from the Top Manufacturers in the World
Family Owned for 33 Years
Call Us Today for a Private Appointment 602-814-0177 Scottsdale Showroom:
7030 E Indian School Rd, Scottsdale, AZ 85251
Tempe Showroom:
7910 S Kyrene Rd, Ste 101, Tempe, AZ 85284
HOMES & LIFESTYLE media | 17
MAKEOVERS
COLLETTI DESIGN DOORS AND WINDOWS MAKE AN EXTRAORDINARY IMPACT After
After
After
Before
Before Before
Curb appeal and value are dramatically impacted by
an attractive and inviting front entry door for your home or business. Colletti Design will engender your project with a classy and powerful entry door, windows and architectural iron. For a makeover to your existing home or business, Colletti Design will bring your dreams to life by following their proven procedure for over 18 years. Typically, a client contacts Colletti Design and schedules up a consultation with our designers on location. They will inspect, measure and survey the homes existing motif,
listening closely to the clients desires and fantasies. The customer then visits the North Tempe Showroom and Factory, which has an extensive display of Iron and Glass Entries. There the design team, in concert with their client, designs the work of art. At final CAD drafting and approval from the client, the project is submitted to their factory craftsmen. Anywhere between four to six weeks and your front entry makeover will become a reality. Only one day for your newly installed door and iron work. Your home or business will be fully lockable and secure that evening.
ABOUT COLLETTI DESIGN Scott Colletti established Colletti Design in 1995. The Arizona native has a degree in Business from ASU. Colletti Design is the first American-made decorative iron and glass door manufacturer in Arizona. To learn more about their designs and the process of these makeovers, contact our specialist at 602-680-5083 or info@CollettiDesign.com. Meanwhile visit our website for a cursory view of our company and designs at www.CollettiDesign.com.
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Discover
Cosmetic surgery is an art form, and Dr. Martin is a very skilled artist. His bedside manner is wonderful! He treats his patients with dignity and respect, and is neither haughty nor arrogant. I refer everyone to Dr. Martin. — April H.
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A Major Decision in Anyone’s Life At Estetica, we provide technically advanced cosmetic and reconstructive surgery services in a 5,700 square foot, state-of-the-art, spa-like facility. Our focus is on patient education, individualized care, maximum comfort and compassion tailored to the individual’s needs.
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ENJOY GREAT TASTING QUALITY SPRING WATER… from every faucet in your home and reduce your monthly water cost by up to 30% by Brett Benning Water. It makes up over 90% of your body’s composition and plays a major role in enjoying a healthy lifestyle and maintaining your cherished yard and pool. Staying properly hydrated is essential for every organ in your body to properly function. Proper hydration is the key to eliminating toxins, living a young healthy life and it impacts how you feel, your energy levels, how you look, and is vital for healthy hair, skin & nails.
REDOX technology is being used by the U.S. government on the U.S. Navy’s USS Hamilton to improve the quality taste and health benefits of their water, sophisticated farmers around the world to increase crop yields and reduce chemical and fertilizer by up to 50%, major corporations like Toyota in their cooling towers to reduce chemical use by up to 65%, remove slime, mold and scaling.
In the “old days” we used to drink water from the faucet at our home, office and public places. Today you buy water bottles from the store and/or have it delivered to your home or office from companies like Arrowhead Water, Crystal Geyser or Dasani. The question is where is this water really coming from?
What is so amazing about REDOX Water System™ is it activates your water, altering it to function as nature intended. The system runs your water through special orbs containing proprietary organic minerals. They vibrate at specific wavelengths, stimulating the charges of the hydrogen atoms bringing your water back to life.
Is bottled water really any better for you than tap water?
Your water is then revitalized in the same way flowing water in nature freshens naturally, with the ability to break down organic matter, maintain a lower surface tension, while absorbing and hydrating more efficiently. This water activation system, a U.S. product developed in Japan, is setting a new international standard as to how water is purified and used.
According to several lawsuits over the past 5 years against Nestle Water, the largest manufacturer of bottled water in the U.S., seller of brands including Poland Spring, Arrowhead, Deer Park, Ozarka, Calistoga, Zephyrhills and Nestlé Pure Life, Nestle’s claims of “100% Pure Natural Spring Water” are not exactly true. In fact it has been proven most of the water contained in their bottles is public tap water which may go through a basic reverse osmosis. Now imagine how you pay for this overpriced tap water in a bottle. At times it costs just about as much as a gallon of gas if not more! Now think about your home delivered water… especially the water you receive 6 months out of the year distributed all around town for 10-12 hours a day in 100+ degree weather in plastic bottles. Why would you pay 10-20x as much to have hot tap water distributed to your door step? Especially when you have to lug the 40lb jugs around and store them when there are much smarter, healthier and less costly solutions like the new state-of-the art technology we learned about by REDOX Water Systems™.
Use 50% less chlorine in pools is better for your skin
3. Reduced Costs and Hassle
•
Treated water requires 50% less chlorine, detergents and chemical cleaners
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An estimated 15% less water use on lawns, gardens and farms
•
A whole-house system with de-scaler eliminates the need for buying salt, cases of water, water delivery, and provides water to all areas of the home and garden
This proprietary process is unlike older processes ie. “softening, filtration,” and “reverse osmosis.” Its two-step process i.e. purification and activation of the hydrogen bonds, does not add or extract anything from water. Instead, it helps return water to its natural state by frequency and taking advantage of its own purification abilities which restores the natural health, structure and vitality of ordinary tap water.
4. Home Landscaping and Agricultural
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The Top Five Most Recognized Benefits are:
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Use of the treated water can result in 20-50% higher fruit and vegetable yields and sweeter taste
1. Health
•
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Activated hydrogen water is energized and better able to penetrate cells to produce superior hydration, which can provide more energy and help detoxify your body A 2008 Japanese Miyazaki University study showed water treated in this way possessed anti-oxidative properties. Anti-oxidation removes free radicals, which weaken cells and makes people susceptible to disease.
2. Enhanced Taste and Beauty
20 | HOMES & LIFESTYLE media
•
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Imagine the same quality water as mountain spring water from every faucet
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Have softer skin and hair – helps eliminate many skin problems
5. Environmentally Friendly
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70% less evaporation from lawns, golf courses, farms and swimming pools
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Reduces the volume of non-biodegradable plastic bottle waste
Aziz Patel, President of Redox Water Systems, is so dedicated to helping people benefit from his system he is offering a 120 Day Risk Free Trial with a full refund, less the cost to install. Customers just have to agree to use the system for 120 days. To obtain more information about the technology, benefits and types of REDOX Water Systems™ visit RedoxWaterSystems.com or call (602) 635-3277 for a Free Home or Office Demonstration.
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SPOTLIGHT
Family is the Foundation of this Successful Stone Business By Denise Meridith
Jorge Papagno has been working in the stone industry for 39 years. Since 1998, Papagno’s has been a family affair. His wife Maria, daughters Ariadna and Jessica, and son Leandro all contribute to the outstanding, state-of-the-art customized service for which Papagno’s Marble and Granite, Inc. is known. Many homeowners know it is past time to update their kitchen or bathroom counters, but do not know how or where to start. Papagno’s provides an efficient, one-stop shopping experience, helping the homeowner with every task from selection through fabrication and installation. Customers are welcomed into a beautiful showroom, conveniently located in the Scottsdale Airpark, which provides a vast array of options in granite, marble, onyx, limestone and many other stones. Much of their stone is imported from Brazil; but the company also works closely with other local sources. Papagno’s use of modern technology allows the customer to preview their dream countertops, and to, then receive a top quality product in a reduced delivery time. This photo demonstrates how a marble or granite makeover can change the appearance of the entire room, and add beauty and value to any home. The
Photo provided by Papagno Marble and Granite, Inc.
company can assist readers with custom residential and commercial services for new construction or remodeling. If you want extraordinary granite and quartz projects, visit their website at Papagno.com or call their showroom at 602-635-3182 or email papagnomg@gmail.com.
SPOTLIGHT
Travertine is the Passion of this Internationally Recognized Local Stone Master By Denise Meridith
For over 22 years, Frank Cunningham has been producing the “finest travertine stone in the world”. Cunningham’s personal odyssey with stone began in 1972. At the urging of a client to visit Carrera, Italy, to retrieve a white marble not available in the U.S., he fell in love with Italian stone, and a new American industry was born. Weary of travelling to Italy—the birthplace of the modern stone industry to find quality stone, the longtime Phoenix resident, located a source of high quality stone in Durango, Mexico, in 1988. Durango, a city built 400 years ago, is, itself, a beautiful example of colonial Mexican architecture. Today, Durango Stone, which is owned by the parent company World Wide Stone Corporation, operates three Italian factories and five quarries, under American management in Mexico. Cunningham considers his stonework projects works of art, as well as stateof-the art. All of the factory and quarry associates take great personal pride and responsibility in producing the finest quality and value natural stone products. Top quality stone is hard, dense and free of fractures blocks. As readers can see in this dramatic staircase photo, stone can be used to enhance the beauty of any house, inside or out. Durango Stone can handle projects of varying degrees, from exquisite to economical, provide advice and work with your existing stone or design professional. 22 | HOMES & LIFESTYLE media
Photo provided by Durango Stone
Homeowners can visit the website at www.durangostone.com to view all Durango’s stone and review designs, or call 602-635-3192. Durango Stone 7946 E. McClain Drive Scottsdale, Arizona 85260
ASK THE EXPERT
Tips to Protect Your Home from Water Leaks By Rod Cullum with Denise Meridith
Denise: This is the wettest winter I remember in the 18 years I have lived in the Valley. What precautions should readers take to protect their homes from water damage? Rod: Phoenicians are surprised to learn what a threat water can be to their homes here in the desert. For example, the kick out flashing, which collects water running off the roof, can easily become clogged, leading to standing water and leaks in the roof. Homeowners should keep the roof and flashing clear of leaves, fruit, pine needles, bird nesting and other debris. Photo Provided by Cullum Homes
Denise: What about leaks around windows and sliding glass doors? Rod: In the desert, the caulking around the glass can easily dry out and fail. It is important to recaulk windows every two years to keep windows and doors watertight. Denise: How often should a flat roof be replaced? Rod: A flat foam roof, a flat asphalt shingle roof or a tile roof can last 30-40 years. It is the maintenance that is critical to avoiding leaks. Foam roofs should be resealed and asphalt ones re-emulsified every five years.
standing, all roofs will leak. The key to staying dry in the desert is to clear the path for water to easily and continuously run off the roof; to keep gutters clean, vines and gravel clear of drains; and to be sure landscaping along the base of stucco homes is sloped below the weep screed and away from the house. Phoenicians should enjoy our occasional rains, not be worried about water damage to their homes. A B O U T R O D C U L LU M Rod Cullum graduated from ASU with a business management degree. He started his real estate company—Cullum Homes in 1985. Today Cullum Homes is a family affair, with his wife, Kim, and both his daughter and son working for the company. Readers can learn more about Cullum Homes by visiting their website at www.cullumhomes.com or contacting Rod at 602.635.3248 or rod@cullumhomes.com.
Denise: It took me several years to find out that it was a small hole under the air conditioner that was causing my roof to leak. What is the most common cause of leaky roofs? Rod: It is usually not the roof that is causing the leak. Often it is the air conditioner or swamp cooler or what’s under the tile that is the problem. If water backs up or is left
ASK THE EXPERT
Short Sale, Foreclosure or Bankrupcy… No Problem! New Lending Programs Offer Consumers Affordable Options By John Conklin with Denise Meridith In 2012, home prices rose faster in Phoenix than in any other major US city. But many Phoenicians are still anxious and uncertain about their personal home value and their future investments. I asked John Conklin, a Loan Officer with The Legacy Group, and one of the foremost local experts in residential and commercial homes, to share some advice for our readers about trends in home mortgages.
John: There are other lenders that do offer similar loans, but have certain restrictions on credit; how much of a down payment is needed; or even where the down payment may be coming from. We develop a tailored solution that is compatible with each client’s long-term financial picture. Unlike most lenders, we can also now provide assistance for those interested in spec construction projects.
Denise: Since 2007, most people, even those who are or were in the luxury home market, feel it is still almost impossible to get a new loan. Is 2013 a more promising time to seek a home loan?
I recommend that people listen to the Friday show I co-host with Jason Mitchell on Radio 1510—Real Estate Roundup—for updates on real estate issues. I believe this type of knowledge empowers my clients.
John: I think now is a great time to refinance or buy a new home. Rates are still at historic lows, and bank guidelines are loosening up. There is more confidence in the secondary market; so lenders are more willing to take on more risk. The jumbo finance market has made a recovery, and the interest rates for jumbo financing are now extremely low.
Denise: What should be the next step someone who is thinking about getting a home loan or refinancing?
Denise: There are people who have gone through bankruptcies, short sales, or foreclosures, who want to re-enter the single home market. What are the latest lending programs for these applicants?
John: I think this year will be a good year to take action. If someone hesitated or missed out last year, now would be the time to take advantage of our increasing property values. While interest rates are still low and inventory is available, I welcome your readers to contact me to learn how to get pre-qualified to buy a new home. A B O U T J O H N CO N K L I N
John: There are new opportunities for these loan seekers. For example, The Legacy Group has raised $50,000,000.00 to lend to people who have experienced a short sale or foreclosure, with no waiting period, and six-month waiting period for people who have had a bankruptcy. So if a person completes a short sale today, and has a 25% down payment we can qualify them tomorrow for a new home loan.
John Conklin is a Westchester, New York, native, who received his degree in business and economics from ASU. He has been in the business since 2001, opened his own company—Altus Mortgage in 2006, and sold it to The Legacy Group in 2008. Call John Conklin at (602) 748-4095 or e-mail John.Conklin@legacyg.com
Denise: There are many lenders advertising on radio that they can get anyone a loan, regardless of credit. What should the consumer beware of before selecting a lender?
The Legacy Group-Scottsdale Branch: 15333 N Pima Rd, Ste 300, Scottsdale, AZ 85260 HOMES & LIFESTYLE media | 23
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Credit Myths and Facts... What you do not know could cost you thousands By Stephanie Black with Denise Meridith Denise: What is the most effective way to protect your credit rating? Stephanie: Paying your current obligations on time is 35% of how your credit score is calculated so it is imperative that you pay your credit cards, mortgages, auto loans and student loans on time. You have to be a full 30 days late for the credit bureaus to report the late payment. One 30-day late payment will drop your credit score 70-100 points literally overnight!
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Denise: The recession has put a lot of stress on marriages; many have not survived. Some people feel that divorce will “set them free” from credit issues they had during marriage. Is that true? Stephanie: It is a myth that a divorce ruling will release you of your credit obligations. Going through a divorce is difficult enough without having to worry about separating credit debts. Unfortunately, it’s certainly one of the most important items to focus on as you are navigating through a divorce. Denise: What can a couple expect when going through divorce proceedings? Stephanie: Generally part of the process is separating the credit debts. Here the judge will decree that one or the other spouse will be liable for making payments on car loans, mortgages, credit cards and other credit obligations. That’s fine but the judge’s decree doesn’t override the agreement that you signed with your creditors. So, if you and your spouse both signed to take out a mortgage or a car loan and it stops being paid by the newly liable party then both of you will suffer. The lender will almost certainly report the late payments on both of your credit reports and if the account goes seriously delinquent or even into the dreaded “collection” or “charge off” status then your scores will suffer for years despite what the judge said.
All Cash l Quick Closing l As-Is Condition “Improving the Value of Neighborhoods One Home at a Time”
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Call Today for a Simple Sale
Stephanie is the Senior Credit Specialist with Andorra Credit Repair Corp. The company motto is “Want to be Set Free?” Readers who have questions and would like to find out how to repair their less-than-perfect credit, can contact Stephanie Black by phone at 480-305-2003 or by email at Stephanie@andorracreditrepair.com.
(602) 635-3313 www.CastleCustomDevelopments.com
CASTLE
custom developments llc ROC #253807B
7030 E Indian School Rd, Scottsdale, AZ 85251
MARKET SNAPSHOT
|
Paradise Valley
TECHNOLOGY WILL PLAY A KEY ROLE IN NEW LUXURY HOME MARKET By Scott Grigg #1 Realty Executive Producer M AR K E T S NAPS H OT * Homes For Sale
270
Average List Price
New Listings
72
Average Days on Mkt
Homes under contract
52
Closed Sales Last 30 Days
$1,895,000 148 38
*Single Family Detached. These figures were compiled on January 25, 2013. Note: The “Under Contract” price is the List Price not the actual Contract Price. The Contract Price is not disclosed until after the transaction closes.
W H Y PAR AD IS E VALLE Y ?
Privately Gated Paradise Valley Contemporary Masterpiece with Spectacular Views of Camelback Mountain! 8400 sqft built in 2010 | Basement with Movie Theater/Game Room | 2 bed 2 bath separate guest home Green Certified with all solar | Call Scott Grigg at 480-540-5479 for further details and pricing.
Technology is also helping innovative realtors, like myself, run our businesses more efficiently, and provide superior customer service.
We use online advertising,
While Scottsdale is better known internationally, locals recognize that Paradise Valley
e-brochures and e-flyers, and social media to follow-up with clients, advising them of
is the hidden diamond in the desert. This small, exclusive 15.5 square mile commu-
market trends, happenings in the neighborhood, and enhance opportunities for both
nity, with easy access to Sky Harbor International Airport, boasts world class dining,
buyers and sellers.
high-end shopping, sophisticated nightlife, and twelve resorts. It is one of the premier tourist areas in Arizona. Yet its 13,000 residents, also, enjoy the privacy of lots of an acre or more, spectacular views of Camelback Mountain, and the option of
I see IT and real estate becoming more and more symbiotic, making our lives and care of our homes easier and more efficient.
gating their own residences. Paradise Valley the first choice of many business executives, doctors, attorneys, professional athletes, and celebrities.
ABO U T S COT T G R I G G Realtor and Paradise Valley Market Expert
M AR K E T T R E N D
Scott Grigg, a 34-year-old Arizona native with a business degree from ASU and a passion for technology, is uniquely qualified to
The average sales price has risen from $1.5 to $1.7 million in the past year, and can be
use modern modes of communication to the benefit of his clients.
expected to continue to rise during the next five years. As the price per square foot will climb, now is an excellent time to move into Paradise Valley and take advantage of the current pricing.
Instead of feeling challenged, Scott saw the recession as an opportunity for his small and efficient team to gain market share, and doubled his efforts to stay in front of people. His enthusiasm and positive attitude have resulted in his
Inventory does not last long in Paradise Valley. The Grigg’s Group recently sold a
becoming one of the top agents in Paradise Valley, and has won him the respect of his
property located at 60th and Lincoln, putting the home under contract before it even
peers and customers.
hit the MLS. The Groups fast start (it already has 5.8 million dollars in escrow for 2013)
Scott appreciates the importance of people within his life, as well as his customers.
is reflective of the recovery of the Valley.
He loves spending time with family and enjoys hobbies, like golf, snowboarding, tennis, and Harley riding. He is also concerned about the community. His Grigg’s
R O LE O F T ECH N O LO GY While we have not quite achieved the goal of a paperless closing, technology plays an increasingly important role in the luxury home market. Grigg represents a Paradise Valley community featuring the new Savant System. Apple has changed the world of computers, music, and animation; now it is changing the world of luxury home ownership. IPads and iTouch units allow homeowners to control everything from thermostats to Jacuzzis to garage doors remotely. 26 | HOMES & LIFESTYLE media
Group avidly supports charities such as the Susan G. Komen and Fresh Start Women’s Foundations. You can contact Scott and learn more about the Paradise Reserve (the fastest selling Paradise Valley new home subdivision) at 480-540-5479 or by e-mail at azfineproperties@cox.net, or by visiting the website ArizonaFineProperty.com. Realty Executives - The Grigg’s Group 3950 Lincoln Drive, Paradise Valley, AZ 85253
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JUST LISTED
Paradise Valley Exquisite privately gated estate home nestled in the heart of Paradise Valley! This 5 bed/5.5 bath, originally built by Cullum Homes, displays beauty and style throughout. Enter into your new home to the spacious and open living room with travertine tile �looring & formal dining room. Circular shaped kitchen features gas range with dual convection ovens & sub-zero fridge/freezer. Warming drawer, 2 dishwashers, center kitchen island with sink and breakfast bar. Oversized family room with built-in stone �ireplace & motorized pocket doors leading out to patio. Casual dining area to enjoy the beautiful mountain views. Gaming lounge area complete with built-in wine storage, full wet bar, fridge & icemaker. Separate den/of�ice with mahogany wood panels & built-ins. Entertainment room for the family to gather. Great workout room located off of the master. 4 car garage for you car lovers! All furnishing available for separate bill of sale.
5441 E Mockingbird Ln • Coming Soon! Call Listing Agent for Price
Paradise Valley Home is fully furnished with over $150K worth of furnishings. Turn-key ready for move-in! This stunning 3 bedroom, 3.5 bath single level custom built by Cullum Homes showcases views of Phoenix’s prestigious mountains including legendary Camelback Mountain. Modern inside look with gourmet kitchen including premier Viking appliances, granite countertops, Rysso Peters cabinetry and spacious walk-in pantry. Sierra Paci�ic windows and doors, Kohler plumbing, masonry �ireplaces, wood and natural stone �loors. Owner’s suite has large walk-in closet, double sink vanity, separate toilet room, multi-head shower. Best energy ef�icient building systems, using the new green built standards. Photo is of model and not necessarily representative of this home.
6620 N 39th Way • MLS #4798725 Listed for $1,777,000
The Grigg’s Group 3950 Lincoln Dr., Paradise Valley, AZ 85253
Call Scott Grigg at
(480) 540-5479
to Schedule a Private Viewing www.ArizonaFineProperty.com
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}
MARKET SNAPSHOT
Arcadia
|
ARCADIA’S STRENGTH
The Sense of Community: It’s Like Nowhere Else! By Jason Mitchell Host of Money Radio’s The Real Estate Roundup NBC 12 Market Expert M AR K E T S NAPS H OT * Homes For Sale New Listings Homes under contract Appreciation in 2012
159 21 124 22%
Average List Price
$1,183,461
Average Days on Mkt Closed Sales Last 30 Days Projected Appreciation in 2013
130 82 16%
*Single Family Detached. These figures were compiled on January 31, 2013. Note: The “Under Contract” price is the List Price not the actual Contract Price. The Contract Price is not disclosed until after the transaction closes.
W H Y ARC AD IA? There are many reasons why Money Magazine named Arcadia a Best Place to Live. From large estates with blossoming orange trees to quaint shops, Arcadia residents enjoy proximity to both large, exclusive shopping and dining malls, like Scottsdale
This beautiful 2013 custom remodel in the Heart of Arcadia is priced $70,000 under appraised value! You will
Fashion Fair, or intimate neighborhood coffee shops, like La Grande Orange.
find luxury high-end finishes throughout this 4 bedroom home which also includes a loft/guest casita. This
But what appeals most to families is its sense of community. The homes have large
property features stunning views and a sparkling pool and is walking distance to Hopi. 4101 N 52nd Place • Phoenix, AZ 85018
yards with pools and sports courts. The schools, including Brophy and Xavier Prepara-
Listed for $924,900
tory Academies, are outstanding. The whole family can enjoy the safe bike paths along the Arizona Canal. If you are 35-50 years old with children, and in the market for a luxury home, you should consider Arcadia.
I N H IS OW N WO R DS
ABO U T JA SO N M I TCH E LL Realtor | Radio host | Real Estate Expert
Like the rest of Arizona, average prices in Arcadia rose over 22% in 2012. Sales are
Jason Mitchell’s story is one of ingenuity, drive and persistence
increasing as lending restrictions are loosening (e.g., jumbo loans now require only
overcoming adversity. Jason attended Central Michigan
10% down), interest rates have fallen, and more people are getting pre-qualified. As
University, where he earned a double major in marketing and
lending guidelines loosen due to market appreciation, more buyers will qualify for
finance in 2003. Over the past decade, Jason has sold over
loans, as these trends are symbiotic.
$225 million in real estate. He is ranked in the top 1% of real estate agents in the
Furthermore, jumbo products require a two-year history of tax returns. Statistically, for most individuals, 2012 was a better income year, as was 2011 was compared to 2010. For most, 2013 will be the first year consumers can demonstrate two years of good, consistent employment when filing their 1040’s. Couple that with the fact that 2013 will be the first year those, who filed bankruptcy in 2009, can once again qualify
nation. He is the co-host of the Valley’s real estate and mortgage talk show—The Real Estate Roundup — which can be heard Friday’s on Money Radio 1510am. Jason also appears as a guest market expert for Arcadia and Paradise Valley on NBC 12’s Arizona Mid-Day. To see what Jason and his team can do for your real estate needs, contact his offices today.
for a conventional mortgage. Also, pricing will continue to rise in this already
Readers
can
visit
The
Mitchell
Private
Realty
Group
website
at
frighteningly low-inventory market. So, if you are considering buying or selling in
www.mitchellgroupaz.com, and contact Jason directly at 480-540-8591 or
Arcadia, let our offices guide you down the right path.
e-mail jason@mitchellgroupaz.com.
JUST LISTED
Arcadia
$70,000 under Appraised Value
This beautiful 2013 custom remodel in the Heart of Arcadia is priced
0,000 under appraised value!
ou will �ind
luxury high-end �inishes throughout this 4 bedroom home which also includes a loft/guest casita. This property
features stunning views and a sparkling pool and is walking distance to Hopi.
4101 N 52 d Place • P oe i , 85018 Listed for $924,900
Arcadia Lite
Just Listed under $200/sf
This fantastic 4 bedroom home in Arcadia Lite has just hit
the market. This property has been upgraded thoughout and is perfect for the Arcadia Family who wants a
wonderful home in a great neighborhood. Priced at just $187 per sq. ft. this home will sell fast. 4311 E
Arcadia
itto • P oe i 85018 Listed for $499,900
Brand New Construction
Gorgeous Arcadia custom home never been lived in on quiet street �illed with beautiful palm trees.
Split �loor plan with private master suite with slider out to covered patio .
5748 N 41st Place • P oe i , 85018 Listed for $925,000
Are you looking for a GREAT DEAL on a beautiful remodeled home in Paradise Valley, Scottsdale or Arcadia? If so please call 480-540-8591 or email me today at Jason@MitchellGroupAZ.com so I can learn more about your exact criteria. Since I am very active in this niche I come across excellent pre-market opportunities daily. Let me leverage my expertise and network to find you the home you really want and deserve.
Jason C Mitchell, REALTOR®
As Seen On
Ranked Top 1% in the Nation 10 Years Experience | $220 Million Closed Host of “The Real Estate Round Up” on Money Radio 1510 am Partner | Desert Bridge Capital – Real Estate Investments
4 8 0 -5 4 0 - 8591 | 10 6 07 N . H ayd e n R o a d, Suite F -10 0, S cot t s dal e, A Z 8526 0 | w w w. M itch e ll G ro upA Z .co m
MARKET SNAPSHOT D C R a n c h / G ray h aw k / Tro o n
THINKING ABOUT SELLING? Now Could Be the Perfect Time. By James Wexler (480) 221-8080 Associate Broker
W H Y D C R AN CH , G R AY HAW K O R T R O O N DC Ranch, Grayhawk and Troon offer an outstanding quality of life, beautiful landscapes, access to great golf, freedom from commercial or industrial development, top class shopping and restaurants, and excellent schools. These neighbor-
M AR K E T S NAPS H OT* - D C R AN CH
hoods appeal to a variety of homeowners, whether they are a family, empty-nester or
Active Listings (under $2M)
seasonal homeowner; there is a lot to offer for everyone.
Sold Listings YTD Active Listings (s/f price)
21
Average Sold (s/f price)
9
Average Price Sold 2013
$296
$243 $787,000
*Last 30 days, single family homes
M AR K E T T R E N DS As in the rest of the Valley, home values and sales prices are increasing in DC Ranch, Silverleaf , Grayhawk and Troon. Although the trend in home prices is moving upward, I am still finding great opportunities for buyers who have the conviction and financial wherewithal to make a timely buying decision. If you read the market statistics, you will see that in many luxury home areas in North Scottsdale inventory is
M AR K E T S NAPS H OT* - G R AY HAW K Active Listings (under $2M)
20
Average Sold (s/f price)
Sold Listings YTD
10
Average Price Sold 2013
Active Listings (s/f price)
$227
$199 $605,000
*Last 30 days, single family homes
very low. So now is the time for those interested in selling to take advantage of premium pricing with homes selling in just days on market. Call me if you want to know more.
M AR K E T S NAPS H OT* - T R O O N Active Listings (under $2M)
LO C AL N E WS U PDAT E – Pinnacle Pointe in Troon The eagerly awaited Pinnacle Pointe luxury home community in the exclusive Troon
Sold Listings YTD Active Listings (s/f price)
19
Average Sold (s/f price)
6
Average Price Sold 2013
$248
$197 $729,000
*Last 30 days, single family homes
North area of Scottsdale began selling 11 new homes this January, starting in the mid-$300s. Nestled in the foothills of North Scottsdale, Pinnacle Pointe offers luxury living with convenient access to all the shopping, golf, and amenities that make this resort area famous. This high-end, gated community offers the very best location, plus fine living all at an outstanding price.
S E LLI N G T I P – Ask your Realtor how they advertise your home online When choosing a listing agent, I encourage sellers to ask where the Realtor is going to advertise the client’s home for sale. Maximum exposure of your ‘New Listing’ is the key to finding a buyer quickly and getting the best price. Sellers often choose an agent due to colorful magazine advertising and overlook powerful & effective
home to buyers. In contrast, Internet advertising is live online the moment you list! Ask your agent what they do to advertise online. Are they spending their marketing budget on sites like Zillow, Trulia, Realtor.com and own key search phrases like ‘Scottsdale Real Estate’, ‘DC Ranch homes for sale’, etc? If they are not doing this for your house, you could be missing out on optimum exposure of your home.
ABO U T JA M E S W E XLE R James Wexler has been one of the top agents in the Valley for many years and has built a reputation for client satisfaction. He is devoted to making the process as easy as possible. He notes, “listing your
internet marketing. A common misconception is that print media alone is the most
home for sale or finding the right property is only the beginning. I will
effective tool to advertise your home; the reason is that there is as much as a 30-day
assist you every step of the way to ensure your interests are protected
lag time for the magazine to print and be mailed. Thus, sellers are missing the most
throughout the entire process.” If you have any questions, please don’t hesitate to
crucial first two weeks on market where they now have only the MLS to expose your
contact James Wexler at (480) 221-8080 or James@JamesWexler.com.
JUST LISTED Fully remodeled home in 85255 is an entertainers dream! Enter through a charming front courtyard into an open, versatile �loorplan. New Travertine �loors throughout! The kitchen boasts granite countertops, stainless steel appliances and intricate stone work. An elegant dining area and separate living area with soaring ceilings adjoin the kitchen. Relax in the expansive master suite with a cozy �ireplace! The guest room has a separate entrance making it perfect for visitors. Enjoy the large backyard oasis with a full length covered patio, pebble tech pool, lush landscaping and views of Pinnacle Peak!!
Pinnacle Peak
9326 E Casitas Del Rio • MLS #4880221 Listed for $585,000
Luxury Custom Estate in North Scottsdale on premium 1.25 Acre lot with resort backyard including gas �ire pit, built-in barbecue with swim-up bar from a large pebble-tec pool and large grassy play area for the kids. Custom home includes Grand master suite, 3 additional bedrooms, all ensuite, 13x20 playroom/poolroom, of�ice, formal dining room, eat-in kitchen and full bar all opening to a magni�icent chef’s kitchen. The expansive 4,000+ sq foot home has every upgrade imaginable including imported wide plank wood �loors, custom stone inlay, custom cabinetry, knotty alder doors, granite counters, surround sound and 3 HVAC units to keep the home energy ef�icient.
North Scottsdale
5847 E Quail Track • MLS #4876923 Listed for $849,000
Remodeled home on 9th Green of Grayhawk Golf Course with unobstructed views of the McDowell Mountains. Rare detached guest casita model. Custom detailing, wide
2-Way Fireplace, large formal dining room, custom
windows, built-in cabinetry in master bedroom, expansive
chef's kitchen opening to the family room all of which overlooks the lush back yard, water feature, built-in barbeque and peaceful sitting area with outdoor �ireplace. Model Home perfection makes this a must-see!
20829 N 83rd Place • MLS #4887140 Listed for $924,900
Call James Wexler at
(480) 221-8080
to Schedule a Private Viewing www.JamesWexler.com
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