TrusTed Advisers Q&A

Q: What are some key elements of a comprehensive financial wellness program for your employees?

A: According to The KeyBank 2023 Financial Mobility Survey, the share of Americans facing financial challenges grew to 55% over the past year, a nearly 20-point increase from the year prior. A number of banks, including KeyBank offer complimentary workplace financial wellness programs to companies of all sizes. Of course, not all bank-provided programs are the same. To help you assess your banking partner’s program, here’s a checklist of key elements that can make your program successful.

A comprehensive workplace financial wellness program includes:

• A financial education curriculum with money management strategies that can be put into practice to address both short- and long-term financial goals.

• Covers beginning and advanced savings and budgeting strategies and practices.

• Addresses crisis preparation and provides strategies for managing through unexpected occurrences.

• Strategies for paying down debt.

• Helps your employees plan for retirement. KeyBank’s complementary Key@Work can help bring financial wellness to your workplace.

David Mannarino is President of KeyBank’s Michigan Market. He can be reached at (248) 2046550 or David_Mannarino@keybank.com.

This material is presented for informational purposes only and should not be construed as individual financial advice. KeyBank does not provide legal advice. KeyBank is member FDIC. ©2023 KeyCorp.. CFMA #230111-1871633

Q: How do you view your role as a trusted advisor?

A: From the initial conversation to the final resolution, I always focus on the client, their needs, goals, and expectations of me as their lawyer. Most legal disputes and the worries surrounding them surface before the attorneys get involved. Litigation can be stressful, disruptive to lives and businesses, expensive, and unpredictable. When clients retain me, they trust and invest in me to find a solution and give them peace of mind. I work with my clients, not for them, and listening is my most valuable lawyering skill. Every client wants to feel heard and supported. Besides the what and the how, I make sure they know the why when we form strategies and make decisions. Whether the client is an individual or a large company, to them, I’m the same person at the end of the case as I was at the beginning. It’s the reason many clients have been with me throughout my career – what you see is what you get. Transparent and compassionate, with no drama.

KeyBank Michigan

David Mannarino

President & Commercial Sales Leader KeyBank Michigan Market 248-204-6550

David_Mannarino @keybank.com

Maddin Hauser

Michelle C. Harrell Shareholder and Chair, Complex Litigation and Risk Advisory Group 28400 Northwestern Hwy. Ste. 200 Southfield, MI 48034 248-827-1861 mharrell@maddinhauser.com maddinhauser.com

PATENTS AND INVENTIONS