Fifty + by Huddersfield

50+LIVING ISSUE 1 - JUNE 2013

FREE WITH YOUR

T H E M A G A Z I N E F O R P E O P L E W H O K N O W A G E I S O N LY A N U M B E R

Youâ&#x20AC;&#x2122;re only as old as you feel Why keeping active in later life is vital - see page 2

inside... Eat, drink and be fit

Sort out your finances

Planning for Find what you the future want, fast

Dine out in style then burn off some calories at a leisurely pace See pages 4 & 5

Get some friendly advice on how best to look after the pennies See page 13

Tips for those who arenâ&#x20AC;&#x2122;t sure how to prepare for retirement See page 17

Take a look at our handy directory for useful local services See page 23

PAGE 2 JUNE 2013 / 50+LIVING

How to keep your body in tip-top condition KEEPING active over the age of 50 is a must! Although there are many local gyms in the local area who are delighted to welcome men and women over the age of 50, you don’t have to be a `gym bunny’ to get a little bit fitter. Just half the amount of recommended exercise can cut the risk of serious illness, academics have found. Doing 75 minutes of light exercise - such as a brisk walk - a week can make a “big difference” to people’s health. Professor Conrad Earnest and colleagues at the University of Bath’s department for health studied patients with metabolic syndrome - a combination of medical

disorders that together increase the risk of developing cardiovascular disease and diabetes. The study was designed and carried out in the United States to examine the minimal threshold for exercise benefits based on public physical activity guidelines. The guidelines, which are very similar to those in the UK, recommend that adults do at least two hours and 30 minutes of moderate-intensity exercise, such as brisk walking, a week and muscle strengthening for two more days a week. People who took part in the trial were split into groups which were given exercise set at 50%, 100% and 150% of the

recommended guidelines. The study referred to criteria for metabolic syndrome set out in the National Cholesterol Education Programme, including waist circumference and blood pressure, and used an analytical technique developed by researchers at the Cambridge Medical Research Council. The results showed that these metabolic syndrome characteristics were improved in those who did as little as 50% of the guidelines. Prof Earnest said: “Our results show that people can significantly improve their metabolic syndrome risk at just half the dose of current exercise guidelines, showing that even a little really goes a

long way to improving health. “In essence, there’s really no reason not to do something active. “These findings show us that even those who do not enjoy physical activity can still make big differences to their health by doing a small amount.” Exercise is of vital importance to anyone over 50 as it keeps the body strong and supple and helps to maintain a healthy weight. If you prefer the structure of a gym environment, then have a word with your local gym and ask about any offers they have for older members and what type of exercise routine they would recommend for over 50s.

Fat: Do you know the facts? NEW research warns that big bellies are a health timebomb but losing just 4cm off your waist could help you live longer After a long, long winter many of us have an extra roll of flab or two lurking under our jumpers, ones that we're desperate to shift. The trouble is, changes to metabolism as we get older make our bodies much more likely to pile on weight in this area – the dreaded middle-aged spread. Research has shown that a big tummy could also be a killer, even on otherwise slim people. It's widely known that men develop what is often dubbed a beer belly as they get older, and stop burning off calories as efficiently. But a study released this month by Concordia University, USA, found middle-aged women are more likely to develop a spare tyre, thanks to hor-

monal changes, which cause fat to be distributed in a different way. Experts now believe that the fat which forms around the middle is different to that found elsewhere in the body. Abdominal fat is unstable, it wraps itself around your internal organs and releases toxic chemicals. "This puts you at high risk of diabetes, heart disease and stroke," explains Jean Pierre Despres, Scientific Director of the ICCR, an organisation dedicated to tackling the rise in abdominal fat.

Why is abdominal fat deadly? Abdominal or visceral fat is the tissue that forms around the heart, liver, kidneys and pancreas, causing a bulge in the tummy. "It's highly active and constantly pumping poisons into the bloodstream,

which can trigger changes in metabolism," explains David Haslam of The National Obesity Forum. The latest research shows that the chemicals released by tummy fat can raise your cholesterol, blood pressure and blood sugar – seriously increasing your risk of heart attack, diabetes, Alzheimer's, breast and bowel cancer. However, studies have also shown that this deadly visceral fat is the first to disappear as soon as you go on a diet or start exercising a bit more.

How do you measure up? Only 50% of British people know what their waist measures, despite evidence showing that it's actually more important to health than knowing your overall body weight. In fact you can still be abdominally obese, with all the health risks that are attached, even if

you have a normal BMI or "healthy" weight. To measure your waist, find the halfway point between the bottom of your ribs and your hipbone. This is where you should wrap the tape measure around you to give an accurate waist measurement. Visit myhealthywaist.org for more advice.

How big is too big? Your waistline is classed as unhealthy if it is more than 94cm (37) for men and 80cm (31) for women. If your waist falls into the "too big" camp, it's time to trim. But the good news is that researchers have also proved that losing just 4cm (1.6) from your waistline will slash your risk of early death by 60%. Which is an even better incentive to diet than simply slipping back into your favourite jeans

JUNE 2013 / 50+LIVING PAGE 3

welcome W

ELCOME to the Examiner’s first ever issue of 50+Living, a supplement which looks at what’s available for the over50s in the local Huddersfield area.

They used to say life begins at 40 but now it seems an increasing number of people are starting to really live their lives at 50 plus - either because of changes in their personal lives or because they simply

feel they have the financial freedom to follow their dreams and aspirations. Often by the age of 50 children will have either flown the nest or are old enough to cope on their own without the full-time attention of mum and dad. Sometimes people over 50 are lucky enough to be able to take early retirement or find they have more time to devote to hobbies and interests, travel, sports etc.

contents... 2

Welcome to the Examiner’s first ever supplement especially designed for those readers who are aged 50 and over

Discover ways to make more of your life once you reach, and go past, the big 50

Dine out in style at the new Creams tearoom in Huddersfield and enjoy a taste of a by-gone age

Fine ways to enjoy gentle, but effective exercise at a Huddersfield gym which caters just for ladies

50+LIVING

50+LIVING is published by the Huddersfield Examinder. Copyright of editorial contents held by Trinity Mirror. Reproduction in part or in whole is forbidden save with the express permission of the publishers. It is not our intention to print any matter that discriminates on the grounds of race, sex, sexuality or disability. The magazine is printed by Mirror Colour Printers (Oldham) Ltd. Advertisements are accepted according to our terms and conditions.

Look at ways to improve the look and feel of your living space

Discover some modern decorating techniques to give your tired house a new lease of life

Find out how this local windows and doors expert is beating off competition from across the United Kingdom

Create a new focal point for your home with the help of a local expert

10-11

With a little forward thinking and careful financial planning, 50 plus can be a great time in anyone’s life. Take a little time to study our new supplement and you might be surprised at what facilities and amenities cater for the over-50s in this local area. You’ll also find useful information about local businesses who can improve the look of your home and give it a new lease of life...

An idea to keep your valuable assets safe

A bit of forward planning never goes astray

Look at Locala and new developments in home care

Looking for new furniture? Then take a look at one of the area’s long established furniture specialists

Find out how local businesses can help your house look great, both inside and out

Make financial plans now for your old age so you can live comfortably and without worry

14-15

Explore the various financial options from available from a local expert for your retirement

Help in the bathroom and also a look at your dental health

More help when your really need it as you get a little older.

Discover your local pharmacist and advice on funeral plans

Let the local experts organise your family's funeral plans

Take a look at our useful directory `Helping Hands’.

PAGE 4 JUNE 2013 / 50+LIVING

It’s the crème de la crème... P

EOPLE of a certain age can appreciate a touch of luxury and a step back in time to the days of afternoon tea enjoyed in affluent surroundings. If you hanker after those days, then dream no more: a touch of quintessentially English luxury is now available right here in Huddersfield. Why not enjoy a visit to Creams, the recently opened tea room in Market Street which offers afternoon teas,

"Speciality tea... an occasion to remember'' cupcakes, confections, homemade cakes, scones, French macaroons and much more. Director Mark Lemmon says: “There’s a lot of talk these days about student discounts etc but you don’t hear nearly as much about the other demographic, the over 50 age group. Here at

Creams we believe you should also be pampered and well looked after so we are now offering anyone who is 50+ a privilege card with a discount of 30% to use at the tea room. Please come in store at 16 Market Street or Kingsgate shopping centre to collect yours today. It's is only available for a week so hurry! Privilege users can now, enjoy the finest afternoon tea, by reserving a table in our elegant and atmospheric restaurant in Creams situated on Market Street (next door to Specsavers). Speciality teas, miniature sandwiches, handmade cakes and scones, and splendid surroundings make this an occasion to remember. With the restaurant open from 10am

SMILES BETTER Creams on Market Street is a wonderful place to catch up with friends to 9pm, on Friday and Saturday you'll always find something on our menus to tempt you, whether a hearty English breakfast, three-course meal or traditional afternoon tea. Creams can provide wonderful venues for every occasion, including anniversaries, business meetings, birthday parties, and afternoon teas and wedding receptions. It offers a magnificent setting after designers worked a little art deco magic. Creams is now the talk of the town, and it’s every bit as spectacular. Business

meetings can be accommodated - if you’re in a hurry do not hesitate to pre book lunches, on 01484 767807. To make a reservation call 01484 767807. Gift Vouchers are available to purchase in any of our two shops, or by telephoning Creams 01484 767807. Be prepared for Fathers Day on June 16 with Creams British luxury. Treat dad on his special day with breakfast at Creams. Book a table in the restaurant lounge and enjoy breakfast and listen to the accompaniment of the live pianist.

British Luxury

Book now for Father's Day Three Course Fine Dining  Afternoon Tea Live Pianist  Unique Ambience  Luxurious Surroundings Diverse Selection of Desserts Breakfast and Lunch Ideal For Couples, Families and Friends Perfect for Parties Private Hire Available Gifts

30% off Privilege card

Receive 30% discount every time you visit us when your present your privilege card. Privilege cards only available for customers who are 50+

Ring 01484 767807 T&C’s Apply

Now Taking Bookings for Fathers Day Sunday 16th June To make a reservation call 01484 767807 Monday - Thursday 10am to 5pm Friday - Saturday 10am to 9pm Sunday 10.30am to 4.30pm

16 Market Street, Huddersfield Town Centre

www.creamstp.com

Friendly access: we look after our blue badge customers with tables that are spacious

JUNE 2013 / 50+LIVING PAGE 5

Give old-age the big heave-ho J

UST because you have reached a certain age doesn’t mean you can’t enjoy life to the full. Of course, the fitter you are the better. Don’t dwell on media reports about illnesses like osteoporosis, heart problems, arthritis, high cholesterol etc - which all too often can have us all believing that we’re going to be the next one to suffer. Get out and about and concentrate on the positive. Take up walking, running or join a fitness centre and give old age and illness the big heave-ho! Life is precious so make the most of it, and of course, the fitter you are, the better prepared to deal with anything life throws at you. If you’re thinking about getting fitter and healthier, then why not call in at Energie

FIT AND FUN Energie Fitness

"Health centres like this are tailor made for more mature ladies'' Fitness for Women and see for yourself what makes this centre so popular with older ladies in Huddersfield. The owner, who opened the centre several years ago, says: “The Fitness Industry Association now believes that the number of people aged 65 and over is expected to rise by over 60% in the next 25 years. “Health centres like this are tailor made for more mature ladies. Although many of our members are in the 60s and 70s age group, we also cater for ladies in their 40s and 50s and our oldest member is 92.’’ Energie Fitness in Huddersfield’s New Street is a Motorcise Healthy Living Centre and uses kinetic exercise machines which offer gentle exercise sessions lasting just 30 minutes. Such exercise is proven to show weight loss and reduce surplus inches, regain muscle strength, improve posture, slow down the ageing process, boost energy and improve mobility. It can help combat obesity, increase flexibility and reduce the risk of many

COMMUNITY SPIRIT Health centres like this are tailor made for more mature ladies' common health problems such as arthritis, cardiovascular disease and high cholesterol. Now available at Huddersfield’s Energie Fitness For Women is a new instant inch loss system Lipo-Light and a range of

beauty treatments. The new Laser Lipo and Beauty Room is already proving popular with gym members and special offers are often available. All the new treatments are also open to non-members.

ATTENTION LADIES! An exclusive exercise centre just for you! • Slow down the ageing process • Boost energy and Improve mobility! • Lose your excess weight & surplus inches • Regain muscle strength and posture • Full body work out in just 30 minutes! • Take the ‘work’ out of the workout

Welcome to Energie Fitness for Women the tailor made health centre for mature ladies Energie Fitness in Huddersfield’s New Street (next to Clinton Cards) has motorised machines which use kinetic exercise machines which offer gentle exercise sessions lasting just 30 minutes.

Such exercise is proven to show weight loss and reduce surplus inches, regain muscle strength, improve posture, slow down the ageing process, boost energy and improve mobility for all ages and lifestyles. Our average membership age is 50. It can help combat obesity, increase flexibility and reduce the risk of many common health problemssuch as arthritis, cardiovascular disease and high cholesterol.

HALF PRICE MEMBERSHIP ON PRODUCTION OF THIS VOUCHER Terms and Conditions apply* Offer valid until Thursday 6th June 2013

49-59 New Street, Huddersfield, HD1 2BQ Next door to Clinton Cards

huddersfield@energiefitnessclub.com Tel: 01484 545 300

PAGE 6 JUNE 2013 / 50+LIVING

HOME IMPROVEMENT Perhaps it's time to change things to the way YOU want them?

S YOUR `nest' feeling a little empty or is your property looking decidedly middle-aged? Then this is a time, after the children have left home, when you can spend a little of your hard earned money on your home. Unfortunately the phrase ‘money, money, money’ automatically springs to mind when you think about investing in your home. Even after the original outlay, there always seems to be an endless amount of work to be done in order to get your house just as you want it. Therefore, it really is crucial to know what areas of home improvement will give you the best return for your hard-earned cash. A good place to start is with the basics; after all there is no point in having a beautifully decorated kitchen if it’s slowly being ruined by the leaky bathroom above it. Central heating and double glazing may be expensive to install, but future

Some time for yourself... at last! purchasers will be encouraged by a property that benefits from these features and, in the longer term, savings will also be made on household heating and electricity bills. But with such big installations such as windows, it is vital you consider the character of your home. It could be, for example, that secondary glazing on the inside of existing windows may be preferable to double glazing for a period home with original features. Make sure any improvements made are in keeping with the character of the property and try to avoid replacing old features with modern ones, such as stained glass windows and original skirting boards. Garages can prove to be most useful, so if you have the space it may be worth considering one. They are not complex to build but can provide valuable car and outside storage space and could even be used as an outdoor workshop or such like.

Similarly, if you have the room, you may be thinking about investing in a conservatory. Conservatories make a fantastic addition to most types of property and are perfect if you require more living space. What’s more, with all the developments in modern technology the type of glass now used by many conservatory manufacturers really does minimize the sound of bad weather so your conservatory can be used come rain or shine. You may also feel pressure to keep up with the neighbours.

If there is one particular feature, such as a second bathroom, that the other properties in your road have but yours lacks, remedying this will prove to be great value for you and your home. Taking care of such problems not only makes sense in terms of resale value, but also will make your living environment more pleasant. But it is not necessarily major improvements that offer the best value for money. Simple improvements, especially to the front of the house, such as a well cared for gardens, potted plants by the porch, and a nicely painted exterior and front door, all contribute to the house’s appeal. Every home is different, so work out what will mean the best value for your own property and crack on with those improvements

"Conservatories make a fantastic addition to most types of property

Don't be depressed by your empty nest... MUMS and dads who are suffering from ‘empty nest syndrome’ are being offered advice from Parentline Plus. Thousands of parents are said to be affected by anxiety and stress when their children head off to university or college – and the charity has put together some top tips to help them cope. Claire Yates, area manager, said: “Parents can start to prepare themselves for the changes ahead and the loss they will feel when their child moves out of the family home for the first time, re-discovering themselves, their relationships, and life after children. “Just because they have moved away, it doesn’t mean they don’t need you, your reassurance and your support.” Call the 24-hour, free Parentline on 0808 800 2222, log onto the charity website www.parentlineplus.org.uk or e-mail parentsupport@parentlineplus Some parents find life really difficult and struggle to cope with `empty nest' syndrome when their children fly the family home, either to go to university or

do when they're gone and think about all those home projects you need to do. Maybe you could create a new guest room from your child's room, or if he or she is only leaving home temporarily, why not freshen it up for their return?

TIME TO REFLECT Now your children have moved on, there's lots to focus on set up home with a partner or on their own. Mothers in particular find it hard to come to terms with the fact that their once tiny baby is now a strapping six footer about to embark on a new life - without her. Everyone told you the years would pass quickly but it's still hard to realise just how fast time has gone.

Coping after the kids There are ways to combat any negative feelings by taking the following steps: 1. Plan ahead - if you know your child is leaving home shortly, then try and get used to the idea gradually in the previous weeks and months. Plan what you will

2. Realise the importance of friends - this is a time when you will need your friends. Seek out those who are experiencing the same feelings as yourself and make sure you have a full diary of social events. 3. Married couples can really enjoy the added freedom that an empty nest gives them. No longer do you have to think about making meals for children or tidying up after them, the time is yours to do what you wish. It's also a time for your own relationship and realising you now have more time together. 4. If you don't work or only work parttime, why not think about doing some volunteer work? Charities are always in need of more helpers so sign up! You may find it enjoy it more than you think.

JUNE 2013 / 50+LIVING PAGE 7

MEET THE TEAM Rendermeister's experts and left, an example of a house after the Rendermeister treatment

Give your home a new lease of life... IS your property looking tired? Is the outside in need of an update? Is your home showing its age? Then why not think about applying a render to the exterior to give the house an instant update, courtesy of the local specialists Rendermeister? This small local family business is very hands-on and sees every job through personally from start to finish without ever sub-contracting any work. Rendermeister is a local company with a wide range of experience in all aspects of rendering and all external finishes including textured coatings, pebble dashing and coloured renders. Only quality materials are used and the process uses German technology and comes with a 15-year guarantee, backed by the manufacturer’s 30-year product warranty.

One satisfied customer said: “I chose Rendermeister after having several quotes from other people because not only did they give a good price with a good product, they came recommended by two people - one which had his house rendered 20 years ago and still looks good. The guys started and finished when they said they would, made sure everything was spot on and left the site clean when finished. Everyone says how great it looks and the building really stands out. I will recommend them to anyone looking for a quality job.’’ Rendermeister only uses its own employees so it can keep a very close eye on quality and customer satisfaction. Staff use the very latest spray machinery to apply the wide range of finishes. Based in West Yorkshire, the business works for

"You’ll be amazed at the instant difference it makes to the exterior of your home'' both the private and domestic sector with national companies, hospitals, hotels and offices among its portfolio. Both partners in the business are very well qualified and believe in apprenticeships for young people. Today the business offers insulated rendering systems which improves the thermal effectiveness of your home.

It reduces unnecessary heat loss and condensation, so as well as looking great, your home is better protected against the elements. Rendering is available in a range of colours and is maintenance free with no need to paint. The business also offers an internal plastering service and includes celebrity clients among its customers. It can also fit UPVC guttering and fascias to give your roof a new lease of life. So if your brickwork or pebble dashing is looking a bit tired and sorry for itself, then why not invest in a new look from Rendermeister. You’ll be amazed at the instant difference it makes to the exterior of your home. Twake a look at the website www.rendermeister.co.uk for more information and to see examples of work already carried out. Freephone 0800 690 6066.

Contact The Approved Contractors

Below are some of the products we offer: • Coloured Render - Never Needs Painting • Acrylic Texture - Never Needs Painting • Insulated Render Systems - Never Needs Painting • Traditional or Modern Flat Render • UPVC Gutters & Facias • Pebble Dashing For more info FREEPHONE: 0800 690 60 66 E: info@rendermeister.co.uk www.rendermeister.co.uk Bailey Hall Business Park • Bailey Hall Road Halifax • HX3 9XJ

BEFOR

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Is it letting in water or has your Render/Pebble Dash seen better days? Visit our website to see more of what we do.

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Does your property require a new look?

PAGE 8 JUNE 2013 / 50+LIVING

with a further

20% OFF June fitting! 10 YEAR INSURANCE BACKED GUARANTEE

Your home made beautiful with Europe’s most advanced Window and Door uPVC system Huddersfield’s leading Window and Door warehouse, supplying to the trade and the public at trade prices with our high performance window and door uPVC system

• uPVC Doors from £350* •7 Windows and 2 Doors from £2250* • Composite Doors from £599* Whether retail or trade, supply only or supply and fit, just freephone for your no obligation quote, we will not be beaten on price. Buy direct from the manufacturer and save.

freephone:

0808 166 3130 1-2 Lincoln Street, Aspley Business Park, Huddersfield HD1 6RX www.penninewindows.com

local: 01484

425 878

A fantastic top eight finish for Pennine's Craig N

O wonder he’s smiling - Craig Hanson is one of the top window fitters in the UK. His company, Pennine Trade and Retail Windows based in Aspley, has recently been a finalist in the nationwide Master Fitter Challenge. Only the top eight fitters, including Craig, made the finals following a series of tough exams set by the event organisers GQA Qualifications Ltd. Craig competed against seven other finalists in the national competition at the industry trade fair The Fit Show, which took place at the Telford International Centre. “The show is good news for the industry. We've been without an exhibition for years and this one looks like it was a success,’’ says Craig Hanson. “When the show announced the competition we entered straight away. We wanted to show how good we are. So we are pleased to be in the final as

we got the chance to show our skills live at the show. "Being one of only eight finalists means we are one of the top installation companies in the UK.’’ Craig has worked in the industry for 18 years and launched Pennine about five years ago. At the final he had to remove and replace a window, install a door and fit a conservatory roof on a mockup bungalow on stage at the exhibition venue – all against the clock. Craig, whose firm employs 14 people, was nominated to take part in the contest by one of his company’s suppliers. Craig, who has worked on many local homes across Huddersfield, has been manufacturing windows and doors for several years and has recently started to produce both conservatory roofs and coloured composite doors at his Aspley site.

"You could enjoy the lifestyle benefits of a conservatory in a matter of weeks thanks to Pennine"

MASTER FITTER Craig Hanson of Pennine Trade and Retail Windows and above, one of their installations

JUNE 2013 / 50+LIVING PAGE 9

HOT STUFF The showroom at Easy Fireplace

Putting the `Great' back into Britain E

ASY Fireplace at Milnsbridge offers much more than you think! The showroom, in the centre of Milnsbridge, offers exclusive and noninternet products at great value from a family business you can trust. The newly fitted showroom offers a great range of brands and products which are designed in neutral tones with elegant design and in beautiful materials. A sophisticated range of colours is also available and will merge effortlessly with virtually any interior and existing theme. The look, feel and quality manufacturing of each individual fireplace, along with the exceptional value, proves that Easy Fireplace is truly the place to visit. Easy Fireplace is certainly helping to put the Great back into Britain. Easy Fireplace offers both British-made gas and electric fires – not to mention, the unique bespoke service of British-

made fire surrounds and mantles. Easy Fireplace has a renowned ‘Made-to-measure’ service with all the necessary components manufactured, from scratch, in the UK to your needs and requirements. By supporting and buying from Easy Fireplace, you are supporting British manufacturing! The process itself couldn’t be easier: customers choose the size, style and material of their new fireplace. . Fireplaces can be built with a customer’s unique dimensional requirements in mind – meaning floors and carpets needn’t be uprooted to accommodate them. Homeowners are invited to choose from a range of finishes - including wood, limestone and elegant marble and stone finishes. Finished fireplaces can be delivered, and installed or are available as a supply only.

Est.2006

"A sophisticated range of colours is also available and will merge effortlessly with virtually any interior and existing theme'' Replacing your fireplace has never been so easy – or quick, for that matter (most are manufactured and installed within a

three week period). Easy Fireplace offers full warranties (and a backup service with the personal touch) as standard as it is a recommended retailer for all products sold. Staff are always happy to offer advice and support and, with a team of qualified staff at the firm’s helm, customers can expect specialist guidance, rather than sales patter – which makes finding the perfect fire and fireplace very easy indeed! With over 30 years experience staff have extensive knowledge of the industry and you can rely on Easy Fireplace to provide the correct and best product for you. Contact Easy Fireplace on 01484 644464; or, to learn more about the comprehensive service, please visit the showroom in the heart of Milnsbridge to view over 80 fires and fireplaces.

GET IN TOUCH...Tel: 01484 644 464 1 Morley Lane, Milnsbridge, Huddersfield HD3 4NR

e:showroom@easyfireplace.co.uk www.easyfireplace.co.uk

OPEN 7 DAYS A WEEK Mon-Thur 09.00-18.00 Fri 09.00-17.00 Sat 10.00-17.00 Sun 10.00-15.00

Over 80 Fires & Fireplaces on display

Opening Hours to Suit You!!

PAGE 10 JUNE 2013 / 50+LIVING

INTEREST FREE CREDIT*

middlestown’s

Spring Deals OFFER MUST END BANK HOLIDAY MONDAY 6PM

Probably the largest selection in West Yorkshire We have over 400 three piece suites, dining room suites, beds, bedroom suites and occasional furniture on display in our 27,000 sq. ft. of showroom

middlestown Furnishings 74 New Road, Middlestown near Wakefield. WF4 4NT

on the A642 near the National Coal Mining Museum

Tel: 01924 279702

FREE DELIVERY CORNDELL

Opening Hours Monday - Saturday 9am - 6pm Sunday 11am - 5pm * Finance example Cash price £1260, 20% deposit £252. Balance £1008, 36 payments £28. Total amount payable £1260 interest charges nil. Typical APR 0%.

JUNE 2013 / 50+LIVING PAGE 11

A whole world of quality furniture for your home... S

TEP through the door of Middlestown Furnishings near Wakefield and discover a whole world of quality furniture for your home. Displayed over three floors, there is furniture and accessories for your home from many of the UK’s top manufacturers. Open seven days a week, including Sundays 11am to 5pm, Middlestown Furnishings has been established since 1980 and has furniture for the lounge, dining room and bedroom. Hundreds of loyal customers return time after time to buy more furniture for their home, assured of the top quality and guaranteed customer satisfaction. Whether you’re looking for traditional furniture, or more contemporary styles, Middlestown has a range to suit all tastes from top names including Sherborne, Celebrity Recliners, Vale Bridgecraft, Steed Upholstery, Old Charm, Nathan and Sutcliffe. As well as all this choice, there is now a

new selection of top class Italian leather sofas on display. Take a look at the range of accessories on sale including lamps, mirrors, pictures and occasional furniture as these can make all the difference to the finished room. Much of the furniture at Middlestown is displayed in room settings so you can get a real feel of how a piece of furniture will look in your home. Free delivery is available across the area and a wealth of experience and industry knowledge is available from the Middlestown staff who between them have over 100 years in the furniture business. Much of Middlestown’s business is via word-of-mouth recommendations and customers now visit the showroom from across Yorkshire. Why not join them and see what Middlestown Furnishings one of the West Yorkshire’s top choices for your home?

"Hundreds of loyal customers return time after time''

HOME SWEET HOME Middlestown has furniture choices from some of the UK's top names

PAGE 12 JUNE 2013 / 50+LIVING

New roofing system Ltd new available...

£2150 +VAT

Seven UPVC Windows & Two Doors STRONGBOW DEVELOPMENTS New Builds Renovations Refurbishments Loft Conversions

Kitchens Bathrooms Tiling Roofing

UPVC Decking Fencing Paving Driveways

WE WILL BEAT ANY GENUINE QUOTE

Field Mills, Red Doles Lane Tel: www.strongbowwindowsystemsltd.co.uk 01484 email: strongbowwindows@gmail.com 512743 www. strongbowcompositedoors.co.uk

FINISHING TOUCH Strongbow's work there is also a non-slip option for areas where access is required. Take a look on the internet for a You Tube video showing how a GRP roof is laid. Tony Booth who heads the familyrun Strongbow Windows said: “The difference between us at Strongbow and other businesses is that we have been established for almost 18 years and have hundreds of satisfied customer right across the local area. People know they can trust us to provide a good service. “Now with our building service and roof system, we have even more to offer local homeowners.’’ Strongbow Windows has also recently began to install one of the most energy efficient double glazed window systems currently available. Together with doors (including popular coloured composite doors) and conservatories, Strongbow Windows can make a real difference to the look and feel of your home. Take a look at the website www.strongbowwindows.co.uk or ring 01484 512743 for help, advice and a quotation.

"Now with our building service and roof system, we have even more to offer local homeowners''

HD1 can turn your dreams into reality

Affordable Luxury...

From

IS your house looking a little middleaged? If so, help is at hand. The long established and highly regarded Strongbow Windows now has even more to offer local homeowners. As well as supplying top quality doors, windows and conservatories, Strongbow Windows can now undertake building work and also offers the new GRP Waterproofing System `Cure It’ for problem flat roof areas on garages and porches. This new waterproofing system, which comes with a lifetime guarantee, is easy to use and quick to install. It offers the latest stateof-the-art solutions to flat roof problems where standing rain water can cause problems with damp and leaks for homeowners. A GRP roof is a single-ply laminate covering which is very durable, fire retardant and has no seams, joints or welds. The Strongbow team can come to your home and carry out a survey on any problem areas. Home extensions with flat roofs, along with garages and porches, can notoriously have water problems if they have a flat roof. `Cure It’ is specially formulated for roofing problems and

Affordable Luxury... in the heart of your home

KITCHEN COUTURE The Pendle Oak kitchen, just one of a range of stunning designs available at HD1 HD1 is an independent kitchen, bedroom and bathroom specialist selling luxury items at affordable prices. We offer a fully fitted project managed installation - or a simple supply only and whichever you choose we are sure you will not be disappointed with our price, product and commitment to turn your dreams into reality. We offer a free planning and design service where you will be visited at your home and have an easy, no pressure meeting with our design team. This enables our experts to find out what your needs are so we can help plan your ideal room. Alternatively, you can bring your measurements to the showroom and we can offer a design layout on our CAD

Bathrooms

"You will not be disappointed with our service''

• Free planning and CAD design service

system which will help you envisage your dream room. With over 20 years of experience in the kitchen, bedroom and bathroom industry we are sure whether you choose a solid oak hand crafted kitchen or a simple vanity unit you will not be disappointed with our service. Visit our showroom in Huddersfield town centre or call us to book an appointment.

• Large showroom

Bedrooms

Kitchens

• No-obligation quotes • Late night appointments • Contemporary & Traditional styles

HD1

KITCHENS AND BATHROOMS

• Over 25 years experience 7/9 Beast Market, Huddersfield HD1 1QF

01484 767343

info@hd1kitchensandbathrooms.co.uk

JUNE 2013 / 50+LIVING PAGE 13

Are you prepared? Don't leave your financial planning until the last minute or it might be too late to enjoy your retirement... ARE you aged fifty or over? Have you made financial provision for your retirement and old age? All too often we read press articles today about the number of people who sadly have not made provision and who are panicking about what the future holds for them. If you’re in the dark about how you will cope after retirement, you need to plan ahead now. According to some independent financial advisors, there is still time to build up a nest egg for your future. If you are planning to work until you are 65, you have time to draw up a retirement plan and set yourself up with a pension plan. One of the best things to do is to consult an independent financial advisor or why not have a word with your local Citizens Advice Bureau? Figures from the CAB indicate that there is a huge demand from the 50-plus age group with enquiries about pensions, 50+LIVING is published by the Huddersfield mortgages, wills and life insurance. Examinder. Copyright of editorial contents Particular problems in this age group held by Trinity Mirror. Reproduction in part or appear to isbe: a lack ofwith pension in whole forbidden save the express provision, financial support permission of the publishers. It isfor notchildren our through education, caring for elderly intention to print any matter that discriminates on theand grounds of race, sex, sexuality or parents inheritance tax. magazine is printed by The disability. key to aThe better retirement is Mirror to start Colourabout Printers it (Oldham) Advertisements thinking now. IfLtd. you already are accepted according to our terms and have a pension, then now is a good time conditions. to think about increasing your monthly contributions. Many fiftysomethings should give this

serious thought and contact their employer's pension department and ask about additional voluntary contributions (AVCs). A new system of auto-enrolement started in 2012 which means employers are required to put their staff into a pension. Younger people who have no pension provision have welcomed this as it is a way of saving for the future. Remember there are also personal private pension schemes which are also a good idea and are often used as a back-up to a work pension. If you are in your 50s the chances are that your parents will be getting quite elderly and they often need help with their finances. Age UK has help and advice on paying for residential care, dealing with someone’s estate and arranging power of attorney. Making plans early for elderly parents can save a lot of headaches in the future. The Financial Services Authority has a guide to dealing with bereavement at its advice website. If you’re 50-plus and have not made a will, then this is an area of forward planning which you need to get organised. The main thing to do now is to get organised. At this moment in time, retirement may seem a long way away but like everything else in life, it has a habit of creeping up before you know it.

Workers 'confused' about forward planning WORKERS are not planning for the future and are “confused” about when to start thinking of retiring, according to a new report.. Research by the Institute for Employment Studies showed employees in their early 50s seem to have done little in the way of forward planning. A study of over 50 employees found the recession altered the retirementlandscape “significantly” as redundancies and recruitment freezes led to higher levels of unemployment among the older workers. The report said individuals may no longer be in the driving seat of their

later life and retirement planning. “Not only might older workers potentially be an easy target for companies looking to cut costs, but those losing their jobs cannot afford to take the earlyretirement as they might have done in financially healthier times,” said the report. Marie Strebler, of the Institute for Employment Studies, said: “Employers provide retirement support, however they are failing to encourage people to stay.” The report is a warning to people over 50 to start planning for their retirement and in particular, to think about a pension for the future.

PAGE 14 JUNE 2013 / 50+LIVING

Not sure what to do about your retirement? Ask Eric... Before you make any decisions about your future, get some friendly advice from the professionals TALK IT OVER Let Eric show you the way ahead

HOW can a snail possibly help you with your retirement finances? It sounds unlikely but Eric the snail really can! Did you know, for example, that you can boost the income you receive from your pension annuity by up to 40% just by shopping around? Or that the average amount homeowners raised from their property last year was ÂŁ52,268 using Equity Release? Eric, which is a handy acronym for the Equity Release Information Centre, is a Leeds based retirement solutions specialist, and can help with Equity Release, Pension Annuities and Will Writing.

Pension Annuities If you are aged between 55 and 77 you can convert your pension savings into a regular income which will be paid to you for the rest of your life. This is called a lifetime annuity. An annuity cannot be changed once purchased so it is extremely important that you compare everything on offer for your individual circumstances as it can make a dramatic difference on the income you receive.

Equity Release Equity Release allows you to convert some of the equity in your property to a tax-free cash lump sum, or a regular income, without you having to sell up and move out, and without the need

to make monthly payments. It is an option available to homeowners over the age of 55. It is entirely up to you what you spend the money on, but the most popular items include home improvement, a holiday or to help friends and family.

Your Options There are lots of things to consider when you are planning your retirement finances, such as downsizing, taking in a lodger or using your savings. Equity Release will have implications on the inheritance you leave and it may affect any means-tested benefits you have, so it is important to get sound information about the alternatives available. Equity Release is a lifetime mortgage or home reversion plan, so to understand the features and risks contact Eric for a personalised illustration. Eric is the UKs longest established Equity Release specialist, and takes pride in this position when giving expert, impartial information and a first class level of service. Eric is genuinely independent and concentrates only on retirement products. Helpfully, Eric has produced a free, noobligation guide to Equity Release and Pension Annuities, which you can request on Freephone 0800 077 6584 or by visiting www.AskEric.tv. For expert information about your retirement finance options, just Ask Eric!

JUNE 2013 / 50+LIVING PAGE 15

E E R F

Guide to your retirement solutions Need information about your finance options as you approach retirement? Then simply askERIC Equity Release Pension Annuities Will Writing

Ask the team in Leeds for your FREE copy freephone 0800 077 6584 fill in the coupon below or visit www.askERIC.tv Equity Release is a lifetime mortgage or home reversion plan. To understand the features and risks ask for personalised illustration. Consider the impact that Equity Release may have on entitlement to means-tested benefits. Equity Release will affect the inheritance you leave.

FREE Guide Request Form Name:

Simply complete this form and return it freepost to us at ERIC

Date of Birth:

Address: Postcode: Telephone Number:

Email Address:

Return in an envelope to Equity Release Information Centre, FREEPOST LS408, PO Box 374, Leeds LS7 2YY By returning this coupon you are agreeing that the information you provide may be held on our database and will be used by us to provide you with the goods and services you request. We will not provide, share, or sell information about you to any companies outside the group without your prior consent. HDE0513

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PAGE 16 JUNE 2013 / 50+LIVING

What are Family Asset Protection Trusts?

"Think of the trust as a ‘safety deposit box’ to keep your assets in'' A LITTLE PLANNING CAN PAY HUGE DIVIDENDS Placing your assets into a family trust should ensure that they pass to the people you want them to after your death rather than being swallowed up by the tax man

THE FAPT is not a new idea but is an idea that has stood the test of time. In principle it is a way of protecting valuable assets from outside influences and ensuring that they are kept within the family. It may help you to think of the trust as a ‘safety deposit box’ to keep your assets in. You can pass assets to a family trust established in your own name and for your own benefit whilst you are still living. Placing your assets into a family trust should ensure that they pass to the people you want them to after your death, according to the terms of the Trust, or under the terms of your will. Inheritance due to any unreliable beneficiary can be protected by the trust and be passed to them at a more appropriate time. The family trust is set up during

your lifetime and you can put all your assets, including your home and savings up to the current inheritance tax threshold of £325,000 (per person). Legally, ownership of the assets pass from you to you and another named person who then holds the property as “trustees”. You will always remain in control of assets held in trust. If you have concerns about inheritance tax or are worried that your estate could suffer from “side ways” inheritance, the Family Asset Protection Trust could be the answer. Like all of the solutions we offer there is a free consultation, to ensure that you can make an informed choice. Feel free to call us on 01484 518777 or use the contact form on our website www.myifm.co.uk

A will isn’t necessArily the wAy… You could be enjoying these benefits: • Knowledge that your home will stay in your family as you desire • Comfort that any unwanted claims against your estate will not be successful • Lowering professional probate fees by £1,000s • Possibly save £10,000s in care fees • Protection of your home against unwanted circumstances such as bankruptcy, divorce, family disruption, disinheritance, relationship breakdowns and so on. • Assets can also be added to the trust at a later date.

IFM Will Writing Services

01484 518777

enquiries@myifm.co.uk

www.myifm.co.uk

JUNE 2013 / 50+LIVING PAGE 17

Enjoy care without a care in the world A

ROUND 500,000 people aged over 65 are cared for by community nurses and private domestic carers, although for those who need more supportresidential care homes and nursing homes could be a better option. It’s not an easy choice to make, but as we get older our needs change, including accommodation needs, and sometimes that added security and less space to maintain could be just what you need. Maybe you’re finding it a struggle to dress in the mornings, or you may need more expert medical care to ensure you get the most out of life. There are plenty of options available, from retirement or sheltered housing to care homes and nursing homes.

Retirement housing Retirement or sheltered housing is designed specifically for older people, often built in developments of self-contained flats or bungalows, offering more chance to socialise with people of a similar age. It gives you the freedom of living in your own home but with added security, as there is usually an on-site warden/manager, and alarm system linked to a 24hour communication centre‚ which can summon help for you in an emergency. If retirement housing be for you, 50+LIVING is publishedcould by the Huddersfield thinkExaminder. about the location of the develCopyright of editorial contents held bythe Trinity Mirror. Reproduction part or opment, costs involved, theinduties in whole is forbidden save with the express of the manager/warden, the size and depermission of the publishers. It is not our signintention of the to individual flats that anddiscriminates the support print any matter available. on the grounds of race, sex, sexuality or disability. The magazine is printed by Mirror

Colour Printers (Oldham) Ltd. Advertisements Care homes are accepted according to our terms and

conditions. Care homes provide accommodation‚ personal care and sometimes nursing care. They are staffed 24 hours a day and all meals are provided.

Care homes are intended for older people whose care and support needs mean they can no longer live independently. The costs are usually high compared to other housing options, and the main source of help with fees is local authority social services. Choosing a care home is an important decision; it will‚ after all‚ be your newhome. Always visit a home before deciding to move there, and take a list of points to check and questions to ask.

Nursing homes If you have a disability or illness that means you need nursing care on a frequent basis, then a care home with nursing (sometimes called a nursing home) might be more appropriate. A qualified nurse will be on duty 24 hours a day. You can choose your own care home with nursing but it must meet your needs – some may be more equipped to better assist certain illnesses. These homes will provide for a range of situations, covering specialist care for conditions such as Parkinson’s disease; dementia care for such as Alzheimer’s; respite care convalescent or post-operative care; palliative and terminal care.

Choosing a home Firstly, remember you have the right to information such as costs, services and inspection results of each care home, plus try to visit at least three care homes. Think about the location – it’s best to keep links with friends, family members and interests. As well as asking specific questions about the care and facilities‚ consider whether you like the atmosphere: do the residents seem happy and appear alert and occupied? Are staff spending time talking to residents, encouraging them to do things for themselves? Are staff taking time to help frail residents eat and drink? Are there any signs of depression or malnutrition? If you like a home‚ see if it is possible to

go there for a trial period before making a long-term commitment, and make sure you visit a few times and, if possible, at different times of the day. Other things to ask about: What extras do you pay for, such as TVs in rooms; if more/ less care is needed in the future, can the home provide this; how much notice do you give if you’re moving out; what fees are payable if you’re on holiday or in hospital. Regarding services, ask about: how medication is managed, and if you can keep your own GP; special diets catered for; do rooms have a phone; can you go to the shops as you please; what personal possessions are you allowed to bring; how is laundry taken care of; what activities can residents take part in.

Assessment If you feel you need more assistance then the next step is to arrange a Needs Assessment with the local authority’s Social Services department. This considers an individual’s specific care needs and how these can best be met. The assessment should take place in your own home if you are still living there, or in hospital if you are about to be discharged.

A CARING APPROACH People choose to live in a care home for all sorts of reasons but selecting the right one is an important decison

PAGE 18 JUNE 2013 / 50+LIVING

A new way to stay independent LOOK out; Locala HomeCare is coming to south Huddersfield! This exciting new concept in home care services will be launched in July and could help you maintain your independence at home, whether advancing years mean you can’t manage as well as you used to or you are temporarily less active than usual due to ill health. Locala HomeCare will offer bespoke ‘pay-as-you-go’ support. This means that as well as the usual help with bathing and dressing, cleaning and shopping or going to GP

appointments, etc. fully-trained and experienced Locala HomeCare Assistants will be able to assist in a way that suits your particular circumstances. There will be a wide range of care packages available, from extra cleaning to looking after your pet or organising a trip to the cinema. So what’s the background to Locala HomeCare? It’s reassuring to note that this new-look service is a separate but natural extension to Locala Community Partnerships, a social enterprise, which provides NHS community health services in and around Kirklees. People working for Locala HomeCare will all undergo the required checks and will be part of a culture where service users are treated with respect and where dignity and confidentiality are maintained at all times. If you would like to know more please contact Locala HomeCare Manager, Charity Dube, on 07970 810844 or by email charity. dube@locala-homecare. org.uk

"Service users are treated with respect and where dignity and confidentiality are maintained at all times."

We are multiplying Providing quality care and support at home

JUNE 2013 / 50+LIVING PAGE 19

Assistance when you need it most... ABILITY Bathe specialises in helping you design your bathroom to suit your needs and lifestyle. You can have anything from a bath to a shower in just 48 hours - this is the quick reliable service we offer. For the less mobile, elderly and disabled, we supply anti slip strips, grab bars, fold down shower seats, comfort height toilets etc. We are here simply to make your life easier. We also offer and supply all the bathroom products you could wish to choose from, ceilings to tiles, pottery to accessories. Every bathroom is designed to suit each

"All our work is guaranteed and carries a three year installation warranty'' individual requirement by Andrew Ward with over 18 years expert knowledge and experience. We can offer home appointments up to 8pm, where we will provide you with a free, no obligation quotation.

Why Choose Ability Bathe?

■ Full Design service offered

Home appointments/visit upto 8pm

■ Our fitters are aged between 40 - 60 years and have years of experience ■ One fitter does the whole job so you don’t have lots of workmen in the house ■ Family run business and Andrew Ward

(Proprietor) does the home appointments - offering that personal touch. All our work is guaranteed and carries a three year installation warranty. We also supply shower wall panels, which are easy to clean, have no grout lines and come in a wide range of colours and finishes.

■ ■ ABILITY BATHE Making your life a little easier with effective bathroom solutions

FREE Tooth

STATE OF THE ART Huddersfield Dental Care

Whitening

Maintain a healthy smile all your life... TO keep a healthy smile as you age, put your trust in the highly qualified dentists at Huddersfield Dental Care Centre. Conveniently situated on the edge of town in Queensgate, the modern practice offers both routine dental care along with a wide range of cosmetic treatments. The practice has good public transport links and on-street parking and a multistorey close by. Along with tooth whitening and dental implants, the practice offers the Six Month Smiles cosmetic braces system which is a revolutionary combination of orthodontic techniques, modern materials and innovative thought. Special clear braces are proven to gently straighten and align teeth in an average time of just six months. To make life easier for patients, a Denplan payment scheme is available.

"The modern practice offers both routine dental care along with a wide range of cosmetic treatments'' Friendly staff are always on hand to welcome patients and late appointments are available by arrangement where possible. Special offers are available throughout the year. A new website is currently under construction which will contain information for existing and new patients.

for new patients joining Denplan* First private consultation FREE

plus • Dental Implants

• ‘Six Month Smiles’ • Cosmetic Dentistry • Evening appointments by arrangement • Dental Hygienist appointments and so much more

Call in or phone for more information Huddersfield Dental Care Centre 25 Queensgate, Huddersfield HD1 2RD www.huddersfielddentalcare.co.uk Telephone: 01484 530539

*terms and conditions apply

PAGE 20 JUNE 2013 / 50+LIVING

Caring for you and your family

We can support you with Day Care, Respite or 24 hr Residential care The choice is yours.

Care Home for the Elderly

01484 658 357 www.info@knowlecourtcarehome.co.uk 38, Knowle Rd., Golcar, Huddersfield HD7 4AN email: admin@knowlcourt.co.uk

A caring home from home... KNOWLE Court is a care home set in the heart of Golcar village providing 24-hour care for the elderly. Formally the Golcar Methodist Sunday school, Knowle Court has been a family run home since 1987. During this time Knowle Court has forged strong links within the local community. With over 25 years experience in caring for the elderly Knowle Court has developed a personal, caring and professional service allowing residents to enjoy independent assisted living. The home is registered to accommodate up to 22 people either on a long term basis or for respite care, along with day care facilities for those not ready for 24-hourcare. Rooms are furnished with modern furniture and fittings, and residents are encouraged to personalise their own rooms. There are a number of rooms with en-suite facilities complimented by assisted bathing and shower facilities located close to all bedrooms, with the added benefit of a hydrotherapy bath. Spacious living facilities are provided and consist of two lounges and a dining room where residents can relax and enjoy visits of friends and family. Induction loops are fitted for those who are hard of hearing along with pay phones and private

phones in bedrooms where requested. Knowle Court enjoys a south facing aspect and has a large garden to the front of the building along with a patio area that can be used by residents and their families. Knowle Court has a high commitment to staff training. Our team is trained to respect privacy and dignity, to promote and enable independence in daily living, and to provide the assistance and care required in a compassionate manner. Knowle Court has just received the highest score for Kirklees healthy food choices, and has a hygiene star rating of five stars. Activities and outings are provided on an individual and group basis. Several outside companies provide entertainment that include singers, aromatherapy, Pets as Therapy, and visits from specially trained donkeys provided by a charity. We can support you with day care, respite or 24 hour residential care. The choice is yours.

"Our team is trained to respect privacy and dignity"

Choose the trusted name in mobility "Clark & Partners Ltd has been established for over 50 years"

A LOCAL specialist has a wide range of mobility aids and vehicles to help make everyday life a little easier. Clark & Partners Ltd has been established for over 50 years, and as a result, is a well-known and trusted name in mobility. Stores are located across Yorkshire and the Midlands with the Huddersfield store, based on the Bradley Mills Road Industrial Estate, being one of the largest shops of its kind in West Yorkshire. The Huddersfield shop can supply everything from large mobility vehicles to specialist footwear and smaller daily living aids such as kettle tippers and grab rails. You can browse the extensive product range in store and order via the mail order catalogue or online at www. clarkandpartners.co.uk. The expert team deals with the sales, service and repair of a full range of products from stairlifts, scooters and wheelchairs to much larger projects such as lifts and ceiling track hoists. The Huddersfield store also has a working stairlift on display. Specialist teams are on hand to help and advise with regards to access, moving

and handling equipment, bathing, wheelchairs/powerchairs and vehicle conversions. Shop manager Ray Crehan said plans are underway to start a series of coffee mornings in store. Look out for details on the website. Opening times at the Huddersfield store are Monday to Friday 9am to 5pm and Saturday 9am to 1pm. Make Clark & Partners Ltd your local one stop mobility shop. Call 01484 420082 today.

Mobility

made easy...

• Daily Living Aids • Stairlifts • Footwear • Wheelchairs • Scooters • Chairs & Beds

Call in for a Cupsdpaya Ever y Mon day

& Th ur

9.30 to 11.30am

For more details call us on: 01484 420082 7 Bradley Mills Road Industrial Estate, HD1 6PQ Opposite Galpharm Stadium. Ample Free Parking. Huddersfield’s largest mobility showroom. info@clarkandpartners.co.uk / www.clarkandpartners.co.uk

JUNE 2013 / 50+LIVING PAGE 21

Repeat Prescriptions Ask your local Medicare pharmacist Repeat For our FREE Repeat collection & Delivery Service Call your Nearest Medicare Branch

Branches: Marsh ...................... Tel: 533731 Salendine Nook ...... Tel:657633 Holmfirth ................. Tel: 683945 Elmwood H.C .......... Tel: 681069 Lockwood ............... Tel: 532169 Honley ..................... Tel: 661818 Bradley .................... Tel: 428646 Head Office ............. Tel: 300444

A PHARMACIST is a university graduate who has completed a four year degree course followed by a year of preregistration training. Only then can he or she be allowed to practice. A pharmacist is an expert on medicine and is the only healthcare professional you can freely access in your local pharmacy. Using the same pharmacy regularly for your prescriptions allows a build up of a detailed patient profile and medication records which can be used to highlight any potential problems. It allows the pharmacist to carry out a ‘Medicines Use Review’ and give advice on the medicines being taken.

For minor ailments, your pharmacist can advise you on the most suitable medicine to purchase which will not interfere with your prescription medication. Pharmacies now offer advice and services on Alcohol Use, Smoking Cessation, Healthy Living, Emergency Contraception, Minor Ailments etc. The patient is free to use any pharmacy he or she chooses for their prescriptions. Only a pharmacy allows a face to face contact, flexibility and personal service that good healthcare demands. Remember, make full use of your local pharmacy.

“Make full use of your local pharmacy’’

Your Local Pharmacy

Medicare House, 1 Meltham Road, Lockwood, Huddersfield, HD1 3TJ

ROSE HILL GREEN BURIALS a place of tranquil beauty

At one with nature... ROSE Hill Burial Ground offers a unique service in Huddersfield. Situated in a very peaceful setting, the natural burial ground welcomes any religion or belief. Individual graves can be consecrated as desired. Rose Hill encourages the use of biodegradable materials in the preparation of bodies, and the use of environmentally friendly coffins. Owners can arrange pre-bookings of individual or family plots, welcomes cremated remains for interment. Rose Hill is one of the most scenic and peaceful settings in Yorkshire and a very special place to celebrate nature and life. The burial ground makes as little impact on the surroundings as possible so that the natural beauty is always maintained. Susan and Michael Brook, who own Rose Hill said: “We like to encourage families to slow things down, allowing time to reflect and absorb what has happened.

Later they can spend time at the burial ground, in the fresh air, listening to the birdsong, and giving themselves the space and peace to grieve. “We believe that it is important for our burial ground to have a secure future, and that it is both environmentally and economically sustainabe. For this reason we have unobtrusive horizontal green slate plaques as our memorials making it easier for long term maintenance and also less to vandalise, whist providing a much appreciated tribute to loved ones. “Another advantage of using the slate plaques is that the remaining grave can be planted with spring bulbs which make a marvellous natural spring show.’’ The owners of Rose Hill are dedicated to maintaining the standards and qualities that make the burial ground so special, and continue to be hugely encouraged by the support from bereaved families.

Visit our website to see our video

"We like to encourage families to slow down and reflect"

Rose Hill NatuRal BuRial GRouNd Birkby Hall Road, Huddersfield HD2 2BS 01484 546322 • www.rosehillburials.co.uk

PAGE 22 JUNE 2013 / 50+LIVING

Planning a funeral: where do you start? WE all want our family to be around us forever and put off thinking about how we would cope or what we would do should their health deteriorate or the worse happens. Most of us are unprepared if we suddenly find ourselves having to make funeral arrangements so this is the time to turn to the expertise of an experienced funeral director.This can be an extremely distressing and emotional time. These days you can often make a lot of your funeral arrangements before you die – for example, how many cars you want or where you want to be buried or cremated – and it can all be paid for in advance. Pre-paid funeral plans are becoming increasingly popular. If your loved one or relative has passed away, then there’s a lot to think about. It can be comforting to know what their wishes are so check if they’ve left any requests – did they want to be buried or cremated? Do they want a religious service? Did they make any requests about hymns or readings?

A TIME TO CARE A funeral is time for families to come together An increasing number of sites around the country offer ecofriendly funerals. Many involve green ceremonies at special woodland burial grounds, wild flower meadows or pastures. Instead of traditional nonsustainable wooden coffins, cardboard is often used along with woollen shrouds. The aim of a natural burial ground is to provide a place of quiet contemplation for relatives, while being

environmentally friendly. Graves can be planted up with spring bulbs and such grounds often feature displays of wild flowers, giving a rich display of colour. Most funeral directors now offer a choice of `green’ coffins and this preference now accounts for around five per cent of all coffins sold in the UK. For those who aren’t religious then a humanist funeral might be worth considering.

■ PEARSON’s Funeral Service is a

Some people don’t feel it’s appropriate to have a religious ceremony for someone who didn’t go to church but still want to give their loved a suitably special service. A humanist service celebrates a person’s life and their achievements rather than focusing on traditional religious funeral rites. The family are consulted at every stage and can choose appropriate readings and music to help ensure the ceremony is a reflection of their loved one’s life. More details can be found at www. humanism.org.uk. You will need to arrange refreshments after the funeral service. Many local pubs can provide a funeral buffet and will be glad to help and advise. Although this is a gathering of family and friends at a time of grief, it is also a time for people to get together, catch up and enjoy sharing their memories. A simple buffet is usually all that is needed as people enjoy a drink and a bite to eat.

name you can trust. In 1923, 23 year old Alfred Bagley established a joinery and funeral business in the now demolished Old Silk Mill at Warehouse Hill, Marsden. He ran the business with his wife Carrie who was in charge of the paper work and they were later joined by their son Peter who then took over the business in 1962. In 2003 Clive Pearson bought the business from Peter Bagley. Over the years he has added branches in Meltham and Holmfirth and purchased a Mercedes and Rolls Royce Fleet. Clive now runs the business with his wife Leanne with both their parents helping out when required. They recently employed Skye who is the first ever female Funeral Director to work within the company. The Pearson families professional reputation has been built on trust and recommendation and they have become known as the family firm who care. Clive said: “Our reputation has been built on trust and we pride ourselves in giving the highest standard of service. We help and guide family members through the difficult decisions and legal requirements. We offer a full range of services which include chauffer-driven Mercedes hearse and limousines, green funerals, catering, flowers, monumental masonry and pre-paid funerals. Each funeral is tailored to the personal requirements of the family and carried out with dignity and respect.’’

The family firm who care

You can beat rising funeral costs… With a Pearson Funeral Plan you can pay now for the service of your choice and our services will be provided when needed.

Clive J Pearson DipFD LMBIFD MBIE

• Based on local prices • Better value than insurance policies or savings accounts • Fully secured with Funeral • Planning Trust Name......................................................................................................... Address..................................................................................................... ................................................................................................................... ................................................................................................................... Postcode.................................................................................................... Telephone.....................................email.................................................. Complete the coupon today for more information, in confidence and with no obligation, and post to: Pearson Funeral Service, Manchester Road, Marsden, Huddersfield HD7 6EY or simply call

01484 844289

Manchester Road Marsden Huddersfield HD7 6EY Tel: 01484 844289

Clarke Lane, Meltham Holmfirth Huddersfield HD9 4ND Tel: 01484 844289

98 Huddersfield Road Holmfirth Huddersfield HD9 3AX Tel: 01484 688575

Tel: 01484 844289

www.pearson-funerals.co.uk enquiries@pearson-funerals.co.uk

JUNE 2013 / 50+LIVING PAGE 23