Huddersfield Examiner property guide 04/12/14 by Huddersfield

www.examiner.co.uk/

PROPERTY

Thursday, December 4, 2014

Not to be sold separately

Houses of the week Over £400,000

Over £200,000

ALMONDBURY: With an indoor swimming pool and five bedrooms, this spacious home is ideal for a large family. It also includes a games room and upgraded media package. PRICE: £480,000

Under £200,000

COWLERSLEY: Close to schools in Linthwaite, this house benefits from double glazing, central heating, kitchen and generously sized gardens front and rear. PRICE: £220,000.

Second chance to buy

OAKES: With two bedrooms and immaculately presented, this back-to-back terraced property is ideal for young couples or a first-time buyer. PRICE: £102,500

INSIDE Sprinkle some metallic magic!

- Page 5

Boultons Ryder & Dutton Classifieds New homes

Unexpectedly back on the market is this four-bedroom home in Park Avenue, Shelley belonging to Steve and Hazel Francis. The couple, who have lived in the house for the past 20 years,

would like to downsize as their children have flown the nest. Hazel said: “The house is now back on the market after the previous chain broke down. “It is an ideal family home, close to local amenities and

with four good-sized double bedrooms. “It took us a long time to actually decide to move from here because it has been a lovely home.’’ Full story - Pages 8 - 9

Your best guide to homes in the area

Nobody does it better Longwood

Kirkburton

£375,000

CLOUGH HEAD

4 bed Grade II Listed

Views, views, views

Sep attached annexe

Flexible 4 b detached

Select hamlet setting

Contemp & trad blend

Views & commuting

Tucked away position

Many period features

L/M gdns + dbl garage

Gardens & O/R pking

Spac accom ovr 3 flrs

Flexible/versatile acc

Worthy of inspection

EPC rating E

EPC rating C

Bradley

£249,950

DENE TOP

Netherton

£375,000

Dalton

£242,500

Linthwaite

£225,000

£219,950

REDUCED

l l l l

GRANTLEY PLACE 5/6 bedrooms l Open aspect to rear 3/4 receptions l Garden & garage Excl gym membership l Motorway access 3 floors accomm l EPC rating C

Almondbury

l l l l

MOOR LANE 3 bed detached l Character features Arranged over 2 flrs l Good sized gardens Flexible/versatile l O/R parking & grg Village amenities l EPC rating E

Kirkheaton

£197,500

l l l l

GREENHEAD LANE 4 bed detached l O/R parking Cul-de-sac l Long garden Lounge & dining kit l No upward chain 3 floors acc l EPC rating C

Longley

£178,500

l l l l

Crosland Moor

£167,950

NEW

l l l l

NORTHGATE 3 beds (1 with en-suite) l Village location Quality personified l Low maint gardens Bespoke D/K l Tasteful decor Arranged over 3 floors l NO UPWARD CHAIN

Fartown

l l l l

£145,000

NEW

MEADOW PARK Beautifully presented l Excellent M62/M1 base 3 beds & 2 receps l Nr regarded schooling Rural outlook to rear l Quality fixs and fits Improved by vendors l EPC rating

Scapegoat Hill

Offers over £139,000

BANKS ROAD 3 double bed det l CH, DG & alarm En-suite to master l Cul-de-sac Lounge & b kit l Gardens & garage G/F cloaks/wc & util l EPC rating D

l l l l

DOG KENNEL BANK 2 double beds l 2 reception rooms Period features l Kitchen extension Large loft with Velux l NO UPWARD CHAIN Shower & bathrooms l EPC D

Lockwood

£128,000

l l l l

EVERARD STREET 3 good sized beds l Kitchen & bathroom 2 reception rooms l O/R parking potential LGF - snug/playroom l Low maint gardens Hall & spacious landing l EPC rating

Dalton

£125,000

£124,950

REDUCED

l l l l

KNARESBOROUGH DRIVE Extended semi l Sitting rm, B'fast area 2 Recep & GF shower l Large garden & patio 3 Bed & bathroom l CH/DG & alarm Thro lounge & d/area l EPC rating C

l l l l

HIGH STREET 2 double beds l Charm & character Combined living kit l O/R parking & garden Modernised throughout l NO UPWARD CHAIN Sought after location l EPC rating D

l l l l

www.boultonsestateagents.co.uk 54 John William Street, Huddersfield HD1 1ER

01484 515029

MELTHAM ROAD Landlords/investors l V handy position 7 beds + en-suites l C/H, maj D/G & sec sys 2 communal living rms l Worthy of inspection 2 fitted kitchens l EPC rating

l l l l

WOODEDGE AVENUE Fully re-furb semi-det l Landscaped rear gdns Show home condition l Dble off-rd pking to front New kitchen & bathroom l Early viewing essential New wiring & CH system l EPC rating D

Be part of our success Dalton

Crosland Hill

£109,950

NEW

Offers around £99,950

REDUCED

LONG LANE

JUSTIN WAY

Beautifully presented

Country style din kit

Beautiful rear aspect

Sealed unit D/G

Early viewing essential

3 b end terrace

Flexible 2 b & 2 recep

Gas fired C/H system

Deceptively spacious

Generous r garden

Exclusively for over 55s

Garden with views

Gas C/H sys & D/G

EPC rating E

Detached park home

Must be viewed

Newsome

JOIN OUR SUCCESS

£99,950

Crosland Moor

£89,950

CALL NOW FOR A FREE APPRASIAL

OUR NEXT SALE

TOWNGATE

SANDENE DRIVE

3 Bed through house

Gdn & off rd parking

3 bed mid-terrace

Gas fired CH system

Surprisingly spacious

G/F C/H system & D/G

Over passage at 1st flr

Excellent starter hm

Well presented accom

Viewing recommended

Well presented accom

uPVC D/G

Handy for village cen

EPC rating D

Cul-de-sac location

EPC rating D

Lindley

19TH FEBRUARY 2015

£84,950

Longwood

REDUCED

£77,500

NEW

PORTLAND CLOSE

ST MARKS VIEW

1 bed & study

O/R parking & garage

1 double bed

Designated parking

Ground floor flat

Gas CH/DG

C/H & D/G

Lounge + bkfst kitchen

Close to town

No upper chain

Loft with Velux

EPC rating

EXL local amenities

EPC rating D

1st floor flat

NO UPWARD CHAIN

Milnsbridge

Linthwaite

Offers over £70,000

Birkby

Offers in Excess of £69,950

REDUCED

SCAR LANE

Milnsbridge

Offers around £64,000

REDUCED

MANCHESTER ROAD

Lockwood

OIRO £55,000

Offers over £55,000

NEW

HALIFAX OLD ROAD

MANCHESTER ROAD

YEWS HILL ROAD

Handy position

Large com gdns

2 bed (shared light)

Rear facing position

Vacant possession

Double Glazing

1 bedroom underdwelling

Generous gdn/outbldg

2 double beds

Amens & religious centres

Smartly presented

F.T.B./investors

Combined LK/cellar

Lawned garden

No vendor chain

Well placed for M62

Colne Valley views

Ideal for buy-to-let

Spacious accommodation

Garden

2 Bed thro terrace

For down sizers

Upgraded kit area

NO UPWARD CHAIN

2 bed Mid Terr

Small garden to front

Double glazing

No upper chain

Excellent investment

NO UPWARD CHAIN

C/Heated/uPVC D/G

EPC rating D

Luxurious bathroom

EPC rating C

Overdwelling

EPC Rating D

Living/kitchen

EPC rating

Over 3 floors

EPC Rating D

www.boultonsestateagents.co.uk 54 John William Street, Huddersfield HD1 1ER

01484 515029

29 new homes for Holmfirth

■■ Jones Homes will build 19 four-bed homes and 10 affordable properties on the 2.5 acre site, situated off Holmfirth Road

housebuilder Jones Homes has received planning permission for a new development in Holmfirth. The 2.5 acre site, which is situated off Holmfirth Road, will comprise 29 plots in total, including 19 four-bedroomed detached family homes and 10 affordable housing units. The new development will be known as Southfield Grange, linking the name from an individual property called Southfield located adjacent to the site entrance. Set back from Holmfirth Road, this development promises to be a picturesque rural retreat, ideal for families and professionals looking for a welldesigned home. Local materials will be reflected in the design of Southfield Grange, ensuring the development is sympathetic to the surrounding area. Natural stone will be integrated with artificial stone to construct the properties whilst stone walling will form the entrance to the site. Adding to its appeal is the bridleway to the north of the site, which Jones Homes will upgrade to the benefit of local equestrians, walkers and cyclists. In addition to acquiring the land, Jones Homes has also purchased Southfield, an existing family home which will be available for sale by Jones Homes. Jones Homes’ regional director, Robert Adams, comments: “It is great news that we have received planning permission for Southfield Grange in Holmfirth. The plans for the site are simply stunning. The development will offer a range of four-bedroomed detached house types suitable for families of all sizes.’’ Construction will start imminently at Southfield Grange with a sales presence on site expected early February 2015. View the plans by appointment only, please call 01274 852700.

THURSDAY, DECEMBER 4, 2014 HUDDERSFIELD EXAMINER

500,000 faced losing their houses last year Up to half a million people were at risk of having their homes repossessed in the 12 months to September 2014, a report by housing charity Shelter claims. The charity estimates that between October 2013 and September this year around 204,689 households - roughly one in every 108 homes in England - have been at risk of losing their homes through repossession or eviction. In London 56,605 possession claims were made - the highest number in any region across the country and of those 90% were made by landlords. Possession claims, applications made to a court by mortgage lenders and landlords to repossess a house, are the first stage of a legal process, which can result in a person or family being evicted. The report also states that between July and September 2014 more than 11,000 renting households were evicted, the highest number of court enforced evictions since records began in 2000. Campbell Robb, chief executive of Shelter, said: “Imagine the panic of receiving a notice through the door saying that you could lose your home that’s the devastating reality for thousands of people every week. “The sky-high cost of housing is making it harder and harder for families to keep a roof over their heads. And with the stakes so high, all it can take is one piece of bad luck to send a family spiralling towards homelessness. “Our advisers will be working non-stop this Christmas to support families who find themselves battling to keep their home - but our services are

already over-stretched and we’re struggling to meet the demand. “We desperately need more support from the public to help us make sure no-one is left to fight homelessness on their own this Christmas.” The London borough of Newham has the highest rate of possession claims in the UK. During the past year one in every 36 households has been at risk of losing their home. The overall figures represent a s l i g h t decrease on the pre vious year, when 209,785 possess i o n claims were made, driven by a drop in the number of mortgage possession claims, better labour market conditions and a rise in house prices according to Shelter. Its report also states that between July and September 2014 more than 11,000 renting households were evicted, the highest number of court enforced evictions since records began in 2000. But the charity estimates that many more tenants may be served with eviction notices and simply move out rather than challenge landlords. The report said: “Worryingly, these numbers are likely to be just the tip of the iceberg. At Shelter we hear from renters who have been served with an eviction notice, and rather than challenging it, leave on the date requested by their landlord. “We don’t know the exact number of people forced out by their landlord outside the court system, but it’s a big issue, and it’s not reflected in these possession statistics.”

Brand loses his cool over rent payments Russell Brand has threatened to take legal action over a report containing claims about his housing arrangements. The comedian pays rent for his London home to a firm registered in the British Virgin Islands, often referred to as a tax haven, according to the Sun. Brand, who has previously called for a revolution and appeared at anticapitalist demonstrations, responded to allegations in a story on the front page of the paper by saying on Twitter that he intended to

■■ Russell Brand with News reporter Paraic O’Brien

sue. In a post directed at the accounts of the Sun and its owner Rupert Murdoch, he wrote: “Hey... I’m gonna sue you and give the money to New Era Estate and JFT96 (the Hillsborough victims’ campaign).”

HUDDERSFIELD EXAMINER THURSDAY, DECEMBER 4, 2014

Give your home a little sparkle this Christmas!

There’s nothing like gold, silver and bronze to make a home feel festively warm and cosy. Claire Spreadbury reveals how to work metallic magic through Christmas and beyond

Glittery golds, sparkling silvers and classy coppers are bang on trend for December. With Christmas just around the corner, they’re the stylish colours of the festive season, stepping away from gaudy reds and greens. Magical metallics can dance around the room when offset by twinkling fairy lights, but it’s also a look that lasts well into the New Year. “Perfect for giving your decor an immediate style upgrade, metallic accents will inject a sophisticated touch, as well as introducing both warmth and texture,” Katie Watson, interior designer at Fishpools comments, oozing with festive charm. “From copper, brass and gold to chrome and nickel, there’s a glimmering array of gilded finishes to choose from - and just as many ways to style them.” GLISTENING GOLD “Of all the precious metals, gold is undoubtedly the most glam,” says Alicia Kaper, head of curation at Joss & Main. “Warm and luxurious, a few gleaming gold accents can instantly refresh an interior, adding that all-important oomph to a tired scheme. “The trick with gold is not to overdo it - integrating just a few precious finds will help you stay on the chic side of the trend. A statement rug, accent table or look-at-me mirror will have lasting impact, while anyone looking to dip their toes in this precious metal should start with candleholders and votives, for just a hint of glam.” FESTIVE FIX: “To set a warm colour palette, try gold and brown,” advises Laura Comfort, Christmas buyer at Wyevale Garden Centres. “Glass compote jars and candy dishes look great filled with small pine cones, topped with rich gold and deep brown ornaments.” SPARKLING SILVER “Cool and crisp, silver has a fresh and timeless finish, which makes it a sophisticated choice for the home,” says Kaper. “Paired with blues and whites, this precious metal is a shimmering snow queen, while in the summer, it partners beautifully with pinks, mauves and greens, adding freshness to more vibrant tones. Lookout for

■■ Mantelpiece decorations from Laura Ashley, and inset (from top left): Gold Sparkle Reindeer, Laura Ashley, Fai Mirror, Joss & Main. Selection of gold decorations, Sainsburys, LSA Garbo Champagne Saucers, Heals

silver mirrors and lamps, which can really open up a dark or narrow space, bouncing light into the room. “Nickel, chrome, aluminium and stainless steel have similar reflective qualities, bringing a highly polished sparkle to any home.” FESTIVE FIX: “Don’t restrict magnificent baubles and sparkly snowflakes to the tree,” advises Comfort. “Accentuate overhead

lighting with a fresh winter palette of shimmery silver and pale blue decorations, gently dangling from the chandelier on elegant silver satin ribbon.” BEAUTIFULLY BRONZED “Copper is a bold but sophisticated metallic, suitable to use in all rooms of the house,” says Sainsbury’s head of home design, Emma Mann. “Its burnished glow brings the perfect accent to a range of colour schemes. For a chic, relaxed look, coppers and oranges look beautiful with crisp whites, or for a richer look, team with darker golds, reds or deep indigo. “For Christmas, copper complements forest green and berry reds for a rustic look, but it also looks stunning among other warm metallics, like gold and pewter, for ultimate glamour.”

FESTIVE FIX: “Adorning a mantel by adding earthy bronze accents to a foliage-rich, pine cone garland will elevate a traditional scheme,” suggests Comfort. “The metallic colour will elegantly pop against the wood and natural green tones. Then, fill garden glass cloches with vintage bronze ornaments and display it on the mantel among the lush greenery, or create a chic indoor/outdoor decoration by adding copper and gold embellishments to a standard evergreen wreath.”

THURSDAY, DECEMBER 4, 2014 HUDDERSFIELD EXAMINER

Government help to buy apartments A NEW homes development, which has integrated apartments into its portfolio, is giving a wider range of buyers the ideal opportunity to buy a home in a popular locality. Lindley Park, a development by leading housebuilder Miller Homes, and located in Lindley, has a selection of apartments for sale, meaning that buyers who don’t need a large family home can purchase. “It was important to us that we offered homes for a variety of buyers in Lindley and this meant homes that were suitable for first-time buyers and downsizers as well as family homes,” said Jan Hanaby area sales manager Miller Home Yorkshire. “This will enable the community of Lindley to continue to flourish for this, and future generations.” For any prospective buyers who may not have the required deposit the government scheme, Help to Buy is also available on selected plots. The scheme offers assistance for buyers who only have a small deposit of around 5% through the provision of a 20% equity loan from the Government for those who meet the qualifying criteria. This means that buyers only need to

■■ The government scheme, Help to Buy, is available on selected plots at Lindley Park, by housebuilder Miller Homes

secure up to a 75% mortgage from a bank or building society. “Help to Buy is proving to be a very helpful way for some buyers to be able to purchase their own home and break the renting cycle,” said Jan. “Becoming the owner of a brand new Miller Homes apartment is a great experience and one that we will share with you every step of the way.”

The two bedroom apartments are currently priced from £120,500. All have well designed living/dining areas as well as en suite facilities and integrated wardrobes to master bedrooms. A parking space is also allocated to each apartment. And, with Help to Buy you could pay from just £96,400. Lindley Park is located at Weatherhill Road, Lindley, West Yorkshire, HD3 3LD.

The sales centre is open from Thursday to Monday, 10.30am – 5.30pm. Contact the team by calling 0808 250 6386. Further information can be found by visiting www.millerhomes.co.uk Help to Buy loans are provided by the Government’s Homes & Community Agency (HCA) and are secured over your new home.

Third of renters go without insurance THIRTY three per cent of people (a third) living in rented accommodation have no contents insurance – almost six times larger than the comparative figure for home owners, at 6%, according to a study by the Co-operative Insurance. The most common reasons for rental sector tenants having no home contents insurance include not being able to afford it, being “happy to take the risk” and that they haven’t got around to it yet. The research also revealed that renters estimate the average value of their home’s contents to be £16,644. For home owners this doubles to £31,651. The Co-op says industry findings show that the average theft claim for contents now costs £1,700 whilst this rises to £11,000 in the event of a fire. The average claim for accidental damage is now £550. More than 2,000 people took part in the Co-operative Insurance’s research.

HUDDERSFIELD EXAMINER THURSDAY, DECEMBER 4, 2014

Rental Choice 4 431111 To Book your advert call 0148 r.co.uk/buy-sell-tell ine ert can also be found on www.exam Adv

Houses To Let

Commercial Property To Let

DOYOUHAVE APROPERTY

COLNE VALLEY BUSINESS PARK Units & Offices TO LET With Flexible Terms.

TO RENT?

TEL: 0161 773 3978

You lose rental income each week your property is vacant... Book your advert in the Huddersfield Examiner today. We offer great value advertising straight to 47,475 local readers, your next tenant may be one of them! Your advert also goes on-line onto leading classified website Vivastreet.

YARD

Buy 3 days get another 1 absolutely

FREE

in Moldgreen area, upto 350 square yards available, electricity & water supply, drains.

Buy 4 days

£115p/w.

get another 2 for

FREE

Tel 07871 597561

500 SQ FT DRIVE IN WORKSHOP at £50p/w in Milnsbridge. Would suit most trades and businesses. Monthly tenancies. Call 0161 6528001 or 07768 101417 www.units-to-let. co.uk .

Put your ProPerty in front of over 49,000 readers, Call before 9:30am the day before you would like your advert to aPPear

CALL: 01484 431111 classified@examiner.co.uk

A landlord who recently advertised with us said “I’ve tried other ways of advertising my properties but I will be honest, the Examiner property guide on a Thursday is hard to beat. If one of my tenants leaves I will be straight back in touch!” Mr K. Roberts, June 2014

Ring today on 01484 431111 or email classified@examiner.co.uk and take advantage of our special offers.

www.lettwo.co.uk 01484 766344

MOVE IN BEFORE THE END OF DECEMBER AND GET YOUR FIRST MONTHS RENT HALF PRICE* AND HALF PRICE REFERENCE FEES ON SELECTED PROPERTIES* *selected properties T&C’s apply

Directors - Dawn Hunt and Suzanne Rangeley - Let two Ltd, The Media Centre, 7 Northumberland Street, Huddersﬁeld, HD1 1RL 01484 766344 - www.lettwo.co.uk - email info@lettwo.co.uk

CROSLAND MOOR 2 bed + box, front terrace,

LINDLEY Lovely 2 bed terrace house, excellent transport links, schools, shops & local parks.

d/g, c/h, kitchen. Bond &

Only £500 pcm.

refs. £325pcm.

Tel 07582 520369 or 0161

07825 160177

495 9042

GRISEDALE AVE, BIRKBY

RETIRED COUPLE

2 bedroom though terrace, gas c/h, power shower.

looking for a 2 bed property close to the centre of Huddersﬁeld. Budget

£425pcm + £425 deposit.

£450 per month

07803 900077

01253 461600

AINLEY TOP

TAYLOR HILL

3/4 bed semi, gardens front,

Quaint 2 bed terrace,

rear & side, nice, quiet

unfurnished, small patio

location, good access to

garden. £395 pcm + bond

M62. £695pcm

£400

07802 672166

07436 264780

BIRKBY STUDIO FLAT modern/secure, parking 07827 778338 £69pw

FARTOWN , 1 bed flat, £75p/w + bond. 07831 670811 .

ARMITAGE BRIDGE LUXURY, spacious, furnished, one bed flat in former mansion, f/f kitchen, d/g, c/h, private parking. £525pcm Tel 01484 510707 . EDGERTON NEWLY DECORATED bedsit, with private kitchen & bathroom, c/h, parking, £78pw £300 bond. 01484 327747 . HOLMFIRTH 1 BEDROOM part furnished house, c/h, d/g. No pets. Bond & Refs. £395 pcm 01484 842910 400 LARGE 1 BED cottage, c/h, large yard/ parking. 850 sq ft. Quiet, Fartown. £650pcm. 07860 475010 . CROSLAND MOOR 2 double bedrooms, sep. kitchen, c/h, new decor, showerbath. £425pcm 07812 823306 . CROSLAND MOOR & Netherton, 2 & 1 bed c/h houses. Tel 01484 666603/07748 966604 . NEW REFURB, 2 & 4 bed houses. Crosland Moor & Taylor Hill. 07802 806554 . LONGWOOD 1 BEDROOM flat to let, £250pcm. 07981 628288 . 1 & 2 BED HOUSES and bedsits, near Town. 07951 439517 .

MARSH 2 BED bungalow. £500pcm + bond & refs 07881 731009 . CROSLAND MOOR 1 bed flat, f/f, c/h. £350pcm 07912 111557 . LINTHWAITE 2 BED, unfurn terrace, garden. £465pcm + Bond/Refs. 07884 498088 .

PADDOCK 2 BED flat, modern/secure, parking £495 07827 778338 . SUPERIOR STUDIO FLAT, GH park, no DSS. £380pcm. 2nd month free 01484 686308 . MILNSBRIDGE SPACIOUS 2 bed apartment. £335pcm 01484 530054 .

Property To Let Marsh, 2 Beds attractive thru terrace £450 pcm Rosie 0771 428 1375

PETS WELCOME Outlane 4 Bed Det £1200 pm 01422 311099 Sell or let property with Booking deadline 9.30am day prior

Accommodation To Let/Share

TO LET 1 BEd OuTLanE Hd33YG Outlane, HD3 3YG, 1Bed House, Clean, Modern, Gas C/H, Shower, New Carpets & Kitchen

£325pcm 07967978602 Smart Town House to Let, Almondbury 3 bedroom, semidetached, 3 floors. Close to Almondury & Town. Unfurnished. Garden and woodland to rear. Parking - 2 cars. C/H, D/G, alarmed. ££550 pcm Tel. 0797 1207124 Crosland Moor 2 bed bungalow gas c/h d/g dss ok pw £120 07760 377595

Get your business moving in the right direction Contact our property team now on 01484 431111

FINANCIAL VIEW Ever been untruthful about the state of your bank balance? Vicky Shaw says it’s time to face the music Often, the old cliches have more than a ring of truth about them. New research suggests that if your wife or girlfriend has ever uttered that wellworn phrase,”Oh, this old thing?” when you’ve complimented them on a dress/ handbag/pair of shoes you’ve never seen before, they’re very probably lying. Mind you, such levels of deception apply to both sexes – has your husband or boyfriend stuffed what looks suspiciously like a new gadget down the side of the couch when you walk into the room and pretended n o t h i n g ’s up...? Indeed, when it comes to fibbing about purchases and the general state of our finances, a report suggests it’s our nearest and dearest who are most likely to be on the receiving end. Nearly half (48%) of us admit to being somewhat economical with the truth about money, according to the research from Standard Life (which surveyed 2,000 people), and we’re more likely to tell financial “white lies” to our partner than to anyone else. Women were found to be more likely to lie to their other half than men, with secret shopping sprees one of the most common money related matters that we’re less than truthful about – the ruses tend to be that we “bought something ages ago” or that “it was a bargain in the sale”. Clothes and shoes were the purchases that women lie the most about, while for men it’s gadgets. And the financial fibs aren’t just limited to spending habits, the findings reveal. One in seven (14%) of us says we’ve lied about the amount of money we have stashed in savings, while one in 14 (7%) admits to being less than truthful about our earnings. Interestingly, rather than making ourselves appear richer than we are, many of us are actually playing down how much money we have stashed in the bank or what’s in our pay packet. In fact, two-thirds of those who have lied about their savings say they have underplayed

rather than bumped up the amount that they have in their nest eggs. Women were found to be far more likely to do this than men. These people guilty of painting a less than truthful picture of their finances should take a step back though, and see if it’s not just their partner they’re trying to kid, but also themselves. Julie Hutchison, a consumer finance expert at Standard Life, says: “The first step to a positive financial future is to be honest with yourself about the state of your finances. “If you are telling financial fibs to your nearest and dearest, the likelihood is that you’re not being totally honest with yourself either. “And if you feel the need to tell lies about the state of your finances, this probably indicates they aren’t completely shipshape.” If you think you need a financial reality check, here are Hutchison’s tips: ■■ Don’t make money a taboo. Talking about money isn’t always about showing off or being boastful. ■■ Have a money chat. Make a point of regularly sitting down with your partner, perhaps once a month, to go through financial matters and talk through any concerns you may have about spending habits. ■■ Set a budget. Whether you’re trying to get back on track financially or cutting back to save for a rainy day, a budget can help you achieve your goal. ■■ Draw up a list of your combined income and spending and look at where you can make savings. You may surprise each other about how much you could save. ■■ Make your cash work. If you or your partner is underplaying the amount of money you have in savings, confessing this could help you chat through ways that you might be able to get better rates of return for your money. ■■ Try to build up an emergency fund which could cover your outgoings for three months in a financial emergency.

our REAR VIEW

THURSDAY, DECEMBER 4, 2014 HUDDERSFIELD EXAMINER

HOUSE

Ideal home for LOUNGE

HUDDERSFIELD EXAMINER THURSDAY, DECEMBER 4, 2014

In association with

Is your house an interesting home? Ring Susan: 01484 437739 or email: susan.hampshire@examiner.co.uk

by SUSAN HAMPSHIRE

KITCHEN

BEDROOM

DINING AREA

an expanding family OVING house is always regarded as one The home of Hazel M of the most stressful events in life – and when a chain breaks down, stress levels can go through the roof. Unexpectedly back on the local housing market is this spacious four-bedroom family home in Park Avenue, Shelley, the home of Steve and Hazel Francis who are hoping to downsize to a smaller property now their family have flown the nest. Hazel said: “The house is now back on the market after the chain broke down. Originally we sold the house the first day it was on the market. It is an ideal family home close to local amenities and with four good-sized double bedrooms.’’ Steve, Hazel and their family have lived at the property for around 20 years, since it was new. More recently they added an extension over the single integral garage which created extra bedroom space and made an existing bedroom twice the size. Situated on the ever-popular Shelley Park development, the house is situated in a quiet cul-de-sac and overlooks woodland at the rear. With a path linking through into Cleveland Way, the house is close to Shelley First School, a bus route, a local general store and a Post Office in Far Bank which is open two days a week. It’s within reach of the M1 at Flockton for anyone who commutes and within walking distance of Shepley train station. Hazel, who is the general manager of the new Huddersfield leisure centre which is currently under construction, said: “We were hoping to move to Penistone originally and want to stay in this local area.’’ Walk into the hallway which has a laminate floor, and it leads through into the living areas.

and Steve Francis of Shelley

Downstairs there is a cloakroom/lavatory, a spacious lounge with bay window and feature fireplace, doors through into a dining room which has French doors out into the rear garden and a well-equipped modern kitchen. At the back of the garage there is a useful hidden utility space, ideal for housing white goods and storage. Upstairs the house has four bedrooms and a contemporary house bathroom. The master bedroom has useful built-in wardrobes and an en-suite with shower. The other three bedrooms are all a really good size and ideal for a family. Hazel said: “We added the extension over the garage about 10 years ago and it made a real difference to the upstairs. “It took us a long time to actually decide to move from here because it has been a lovely home but our children have moved out now and we don’t need so much space.’’ Outside, the front of the house has some garden and a driveway with parking for two cars. At the back is a very private larger flat garden with two sheds, looking onto woodland. It is an ideal family home with good spacious living areas and plenty of bedroom space, and perfect for young children who want to be near to a school and local amenities. The property is being marketed by Cornerstone estate agents 01484 607711. PRICE: £249,995

■■ Hazel Francis who is looking to downsize

011214Ashel_04

Andy Catchpool

THURSDAY, DECEMBER 4, 2014 HUDDERSFIELD EXAMINER

Houses of the week Over £400,000 Almondbury Close, Almondbury THIS five-bedroom family home provides a touch of the high life with an indoor heated swimming pool. Having been significantly redeveloped, the accommodation now features an entrance vestibule, reception hall, lavatory, lounge, games room, dining hall, living/dining kitchen, utility room and gym. There are five bedrooms, the master and second

bedroom with en-suite bathrooms and dressing rooms. There is also a house bathroom, attached double garage and low-maintenance gardens. Underfloor heating is supplied to the groundfloor and there is gas central heating. The property has double glazing, burglar alarms and an upgraded media package.

PRICE: £480,000 AGENT: Boultons 01484 515029

Over £200,000 Ladybower Avenue, Cowlersley extremely well presented, this home is ideal for the growing family. Close to reputable schools in Linthwaite, it benefits from double glazing, gas central heating, a modern kitchen, utility room and shower room. The accommodation includes an entrance porch, lounge, dining room, kitchen,

utility room and downstairs lavatory. On the first-floor are two doublebedrooms, two single bedrooms and a family shower room. Well maintained gardens are situated front and rear. The house also features paved patios, an attached garage and off-road parking for multiple vehicles.

PRICE: £220,000. AGENT: Holroyd & Co 01484 645464

Under £200,000 New Hey Road, Oakes with no upward chain is this immaculately presented two-bedroomed front-facing back-to-back terraced property. Having a gas fired central heating system together with double glazing, it would make an ideal purchase for the first-time buyer or

professional couple. The property is stylishly decorated throughout and offers accommodation over three levels. Downstairs there is an entrance hall, lounge and dining kitchen, while upstairs are two bedrooms and a bathroom.

PRICE: £102,500 AGENT: Bramleys 01484 530361

HUDDERSFIELD EXAMINER THURSDAY, DECEMBER 4, 2014

Property Classifieds 431111 To Book your advert call 01484 .uk/buy-sell-tell er.co min .exa also be found on www Advert can

Property

Buying or selling?

the people to speak to

because we care

We can advise on all matters

whatever your needs

■

Homes for Sale

■

sales@bramleys1.co.uk ■

bramleys.com

■

Commercial & Industrial

t: 01484 530361

commercial@bramleys1.co.uk

e: info@bramleys1.co.uk

■

Auctions

Conveyancing

■

UNDERSTANDING

Development Land

1 & 31George Square, & 3 George Square, Halifax HX1 1HF Halifax HX1 1HF t: 01422 260000 t: 01422 260000 f: 01422 260010 e: halifax@bramleys1.co.uk e: admin@bramleyshalifax.co.uk

Hollowgate Holmﬁrth 01484 689689 Lidget Street, Lindley 01484 651878 Wood Street Wakeﬁeld 01924 361631 Regent Street Barnsley 01226 731730 Halifax Road Ripponden 01422 417000 St Mary’s Street Penistone 01226 762400 North Road Kirkburton 01484 603399

EXPERIENCED

Mortgages

mortgage@bramleys1.co.uk

For your FREE valuation contact your local branch, available until 8.30pm weekdays

Also at 12 Victoria Road, Elland, 12 Victoria Road, Halifax HX5 0PU Elland HX5 0PU t: 01422 374811 t: 01422 374811 f: 01422 378762 elland@bramleys1.co.uk e:e:info@bramleys1.co.uk

Simon Blyth Estate Agents are a long established reputable Estate Agent, specialising in distinctive, character and country properties across South and West Yorkshire. With offices based in Holmfirth, Lindley, Kirkburton, Wakefield, Ripponden, Barnsley and Penistone, we pride in delivering the highest levels of service to clients through our friendly and vastly experienced staff, who offer strong local market knowledge to guide clients through the various aspects of buying and selling.

CONTEMPORARY

commercial@bramleys1.co.uk

conveyancing@bramleys1.co.uk

ESTATEAGENTS

DYNAMIC

auctions@bramleys1.co.uk

lettings@bramleys1.co.uk

14 St. George’s Square, Huddersﬁeld HD1 1JF

Residential Surveys

surveys@bramleys1.co.uk

Homes to Let

Local, regional, exceptional

110 Huddersfield Road, 27 Westgate, 110 Huddersfield Road, 27 Westgate, Mirfield WF14 8AF Heckmondwike WF16 OHE Mirfield WF14 8AF Heckmondwike WF16 0HE t: 01924 495334 t: 01924 412644 t: 01924 495334 t: 01924 412644 f: 01924 499193 f: 01924 411020 e: mirfield@bramleys1.co.uk e: heckmondwike@bramleys1.co.uk e: heckmondwike@bramleys1.co.uk e: mirfield@bramleys1.co.uk

8 Cross Church Street, Huddersﬁeld.

Tel:

01484 411060

71 Huddersﬁeld Road, Holmﬁrth HD9 3AZ

TEL: 01484 689792

Call now for a free valuation on your property.

www.ryder-dutton.co.uk Also at • Halifax • Oldham • Rochdale • Chadderton • Ashton-u-lyme • Mossley • Glossop • Uppermill • Shaw • Heywood • Middleton

part of a national estate agency p ggency ncy network networ “ “pa Why choose our Estate Agency? • Main high street location with large window display. • Free rental and sales valuations. • Accompanied viewings available, even on weekends. • Combined estate agency experience of 75 years. • Can't ﬁnd the right property in the right location? Still searching for that dream home? We'll look for you! Call us today. • TV-style adverts to make the most of your property online - ﬁnd out more about audio tours.

We at William H Brown estate agents in Huddersﬁeld would love to SELL or LET your home! As well as Huddersﬁeld, we cover all of the other surrounding villages, including Outlane, Clayton West, Shelley, Shepley, Meltham, Marsden, Flockton and Brighouse.

☎

Huddersfield Sales 01484 542072 huddersfield@sequencehome.co.uk www.williamhbrown.co.uk 8 Westgate, Huddersfield HD1 1NN

☎

Holmfirth Sales 01484 687818 holmfirth@sequencehome.co.uk www.williamhbrown.co.uk 34 Victoria Street, Holmfirth, W Yorks HD9 7DE

Have one of the most prominent showrooms in the town centre, and a fantastic enthusiastic new team. Since our new team has been in place, we’ve doubled the amount of new properties we are bringing to the market and our lettings business is going from strength to strength. We are moving in new tenants and buyers quickly. Your Move HUDDERSFIELD, 30 Westgate, Huddersﬁeld, West Yorkshire, HD1 1NX

Tel: 01484 439080 Fax: 01484 428292 huddersﬁeld@your-move.co.uk

Dearne Terrace, Scissett

Commercial Property For Sale

Houses For Sale

CENTRE OF KIRKHEATON Small, 1 bedroom cottage,

SPACIOUS VACANT BUSINESS PREMISES WITH ACCOMMODATION Substantial Property Two Magniﬁcent Ballrooms with Sprung Wood Floors Two Residential Apartments OOZING POTENTIAL FOR SO MUCH MORE Freehold REF 555918. EPC Band E. Property Offers In Excess of £250,000

FULLY LICENSED CONVENIENCE STORE Busy Main Road Site Very Well Kept Throughout Densely Populated Residential Area SENSIBLY PRICED BUSINESS AND FREEHOLD PROPERTY Taking £7,000 Weekly REF 556379. EPC Band D. Business and Property, Offers Over £169,950

Lovely Town Centre Position Worked in Very Easy Hours Accommodation Sub Let at £400 PCM OOZING POTENTIAL FOR SO MUCH MORE Taking £8,000 Weekly REF 554845. EPC Band C. Business £84,950

Busy Main Road Site Worked in Easy Hours Tremendous Potential 3 Bedroom Self Contained Accomm Taking £900 to £1,000 Weekly REF 554125. EPC Band D. Business & Property £139,950

FULLY LICENSED NEWS AND CONVENIENCE STORE WITH LOTTERY OUTLET Absolute Prime Position Run Entirely By Staff Potential to Greatly Improve this Business Even Further HIGHLY RECOMMENDED - PRICED TO SELL Taking £15,000 Weekly. REF 555925. EPC Band F. Business £120,000

Huge Potential for More Here Currently Run In Only 3 Evenings Per Week Genuine Reason for Sale VIEWING IS A MUST Taking £4,000 Weekly REF 556109. EPC Band D. Business OIRO £87,500

Huddersﬁeld

Halifax

NOODLE BAR

COOKED MEATS, DELI, CHEESE, EGGS AND YOGHURT

VEGETARIAN CAFE (26 COVERS)

GREETING CARDS AND GIFTS

Prime Trading Position Run by Staff Tremendous Potential for a Full Time Working Owner VIEWING HIGHLY RECOMMENDED Taking £2,000 Weekly REF 555734. EPC Band D. Business OIRO £27,500

Run Entirely By Staff Oozing Potential For So Much More Worked In Very Easy Hours Over 6 Days PRICED TO SELL - A VERY PROFITABLE CONCERN Taking £2,800 to £3,000 Weekly REF 556131. EPC Not Required Business £26,950 Priced for Quick sale

Huddersﬁeld

West Yorkshire

Huddersﬁeld

Well Established Easy Hours Busy Town Centre Position Sensibly Priced to Sell Taking £42,598 per annum REF 555370. EPC Band C. Business £14,950

Ideal buy to let. £65,000.

BAR AND NIGHTCLUB

Halifax

West Yorkshire NEWS, SWEETS, GREETING CARDS

FREEHOLD FISH & CHIPS

Major High Street Position Genuine Reason for Sale Oozing Potential For So Much more VERY SENSIBLY PRICED TO SELL Taking £450 Weekly REF 556326. EPC Band E Business £9,950

Halifax

West Yorkshire

TO FIND OUT MORE ABOUT THESE FANTASTIC OPPORTUNITIES VISIT WWW.ERNEST-WILSON.CO.UK

GOT AN IPHONE? YOU CAN DOWNLOAD OUR IPHONE APP FROM ITUNES.

CALL: 0113 238 2900 OR EMAIL: SALES@ERNEST-WILSON.CO.UK TRIED & TRUSTED SINCE 1956

TWITTER.COM/ERNESTWILSONS

Oﬀers around £84,950 Viewing is a must to appreciate the accommodation and presentation this 2 bedroom, 3 storey stone terrace provides. Ideally located within close proximity to the amenities available in Scissett. EPC rating: D Cornerstone Estate Agents

Tel: 01484 865646

BUY LOCAL. SELL LOCAL.

01484 941 001, 07550 096 700

38 Huddersfield Road, Holmfirth, Huddersfield, HD9 3JH Phone: 01484 683543 www.wmsykes.co.uk

38 Huddersfield Road, Holmfirth, Huddersfield, HD9 3JH

Phone: 01484 683543

www.wmsykes.co.uk

with you every step of the way Get your business moving in the right direction Contact our property team now on 01484 431111

Property Wanted

SELL BOULTONS with you every step of the way

HOUSES

BOULTONS RENT with you every step of the way

HOUSES

AUCTION BOULTONS with you every step of the way HOUSES

SURVEY BOULTONS with you every step of the way

HOUSES

This is what BOULTONS do with you every step of the way AND WE’VE BEEN DOING IT FOR OVER 60 YEARS IN HUDDERSFIELD

I am looking to buy a home in your area, poor condition or arrears not a problem Call/text Rob

High Quality Sales Brochures with colour photos and ﬂoor plans. Visit our website to view our wide range of properties. Call for your free valuation 01484 683543 • www.wmsykes.co.uk

848820 or 07881 624037.

DO YOU WANT TO SELL YOUR HOUSE?

��

We specialise in the sale of residential and agricultural properties in and around the towns of Huddersfield, Holmfirth and Penistone. We offer a full estate agency service with competitive selling fees. Our professionally qualified and caring staff are always on hand to assist in the sale or purchase of your property. We have professionally qualified members of staff who are able to carry out surveys, professional valuations and RICS Homebuyers reports. In addition we are able to provide valuations for probate purposes; our utmost integrity is assured at all times.

More details Tel 01924

Sell Your House...

Property Wanted

Wm. Sykes and Son are Holmﬁrth’s longest established independent estate agents and auctioneers. Established in 1866 we have provided over 140 years of continued service to property owners and purchasers.

CALL FOR AN OFFER TODAY!

01484-505-558

www.boultonsestateagents.co.uk 54 John William Street, Huddersfield HD1 1ER 01484 515029