BELIZE Amazing Reef Surrounds this

Small English-Speaking Country

Belize provides an excellent opportunity for retirees. Through the Qualified Retired Persons (QRP) Program, the government offers qualified retirees an exemption from taxes on all income derived from sources outside Belize.

The second-largest barrier reef in the world, the Belize Barrier Reef, is a series of coral reefs roughly 300 meters offshore in the north and 40 kilometers in the south. Belize is the perfect spot for water sports with some of the world's best snorkeling and scuba diving.

If adventure is what you seek, Belize might just be your place. You can float on an inner tube through a dark underground cavern, see crocodiles in their natural habit, and explore Mayan ruins.

Belize is among the happiest places on earth. It's also known for its great food. And English is the native language, so it's a favorite among North Americans.

PANAMA Between Two Worlds

Embedded between two continents and two oceans, Panama is small in size but enormous in features. It is perfectly packed with geological and biological diversity, rich culture and history, a thriving economy, and a quality lifestyle. For most of the year, Panama is sunny with an average temperature in the mid70s in the mornings and mid-80s in the afternoons. While the rainy season lasts from April to September, there are no hurricanes.

The raw beauty of Panama's landscape offers endless exploration. Visit the stunning archipelagos made up of hundreds of islands. Experience some of the most beautiful beaches in the world. When you add to the mix the country's lush cloud forests, mountains, lakes, and rivers, you'll find you're living in a true natural sanctuary.

Panama has a thriving, stable economy with an affordable cost-of-living and world-class healthcare, while also providing a tax haven.