The Land of Natural Wonders

From the Appalachian Mountains in the east to the banks of the Mississippi River in the west, Tennessee truly is a land of natural wonders. The state’s genuine four-season climate features mild winters and comfortable days with relatively low humidity in the summer. Tennessee is perfect for year-round outdoor recreations, whether you prefer to hike the highland trails, tee it up on championship golf courses, boat, kayak, or fish on the numerous freshwater lakes.

In addition to being a tax-friendly place to live, Tennessee has the sixth-lowest average annual cost of living in America, more than 10% below the national average. That includes lower than average monthly costs for budget basics like housing, groceries, and utilities. Of perhaps greatest importance to retirees and other senior residents, Tennesseans pay nearly 11% less on healthcare costs than Americans in other states.

Tennessee offers retirees and families plenty of choices for their next place to call home with new and established luxury communities located throughout the state.

West Tennessee is filled with history and nature from battlefields to sport fishing to small Southern towns. This region is full of culture and music along with rivers and lakes that are perfect for fishing and kayaking.

Nashville is “Music City USA” and the region’s economic dynamo with two professional sports teams, a thriving cultural arts scene anchored by the downtown campus of Vanderbilt University, and a unique full-scale replica of the Greek Parthenon in Centennial Park.

Zero

state income tax and no taxes on pensions, IRAs, 401(k)s, Social Security, interest, or dividend income

Climate

0.68% effective real property tax rate

East Tennessee is known for its diversity from pristine lakes to rolling countryside and some of the tallest mountains east of the Mississippi River. The Great Smoky Mountains National Park and the Cherokee National Forest are comprised of incredible landscapes, with streams, rivers, and trails that cross the rugged mountains. But, it’s not all outdoors, there are also cultural hotspots in hip Southern cities.

The fourth largest city in Tennessee is Chattanooga has the fastest internet in the country. Every house and business has access to 1-gigabit per second.

Tennessee enjoys a moderate four-season climate with average daily highs in the low to mid-80s during the summer and the 50s during the winter. Some snowfall is expected during January and February, especially in the highlands of East Tennessee, but it usually melts in a few days. Spring showers encourage abundant seasonal growth, but the fall months are dry and refreshingly cool.

The Tennessee Department of Tourist Development offers the “Retire Tennessee” program, which promotes Tennessee as an ideal place for retirees to call home. The program consists of 14 rural and urban counties located across the state. Tennessee is home to urban places and wide-open spaces with lots of scenic room to roam. Outside the main cities, natural attractions are our state’s focal points, where the only music is a songbird or a flowing stream of water. Boating, fishing, and hiking are popular outdoor recreational activities, especially at any one of the 57 state parks. Visit RETIRETENNESSEE.ORG to find fun and adventure... naturally.

Tennessee attracts history buffs from all over the United States and internationally, too.

Visit the 14 stops along the U.S. Civil Rights Trail which tell the stories of the brave men and women who brought words to action through peaceful protest and legal actions to secure their rights during the 1950s and 1960s. It is known for its historical preservation of Civil War Battlefields, such as Shiloh, Lookout Mountain, and Stones River. Tennessee is also part of the Trail of Tears, beginning east of Chattanooga and heading north toward Kentucky. Tennessee has that magic you can only taste in every sip of oak-barrelaged Jack Daniel’s Tennessee Whiskey and each bite of “I’ve-died-and-gone-to heaven” Southern cooking.

The Music! The foot-tapping, head-bobbing, soul-saving kind. Country, blues, rock, and everything in between. Where it all started and never stopped. Not just heard on headphones, but on stages, porches, and street corners. You can’t download it. You can only experience it. The Soundtrack of America. Made in Tennessee.

Calculate your low cost to live The Good Life. Only Better at RetireTennessee.org

Hardin

RetireHardinCounty.org

Savannah, Saltillo

Henderson

HCTN.org/retirement

Lexington, Parkers Crossroads, Scotts Hill

Obion

Obioncounty.org

Obion and Union City

Robertson

RetireRobertsonTN.com

Springfield, White House, Greenbriar

Warren

VisitMcminnvilleTN.com

McMinnville

Cumberland

ExploreCrossville.com

Crossville, Pleasant Hill, Fairfield Glade

Chattanooga

SoutheastTennessee.com/retiretn

Chattanooga

Roane

RetireRoane.com

Harriman, Kingston, Rockwood

Anderson

MoveToAndersonCounty.com

Clinton, Oak Ridge, Rocky Top

Campbell

VisitCampbellCounty.com

LaFollette, Jellico, Jacksboro

Jefferson

RetireJefferson.com

Dandridge, Jefferson City, White Pine

Johnson City

RetireToJohnsonCityTN.com

Johnson City, Jonesborough, Gray

Sullivan

BristolIsReady.com

MoveToKingsport.com

Bristol, Kingsport, Blountville

Elizabethton

TourCarterCounty.com/Relocate

Elizabethton, Watauga, Hampton

Black Creek Amenities

• Variety of homesites and floor plans

• Breathtaking mountain views

• Black Creek Club with restaurant and full bar

• 18-hole award-winning championship golf course designed by Brian Silva

• Tiered infinity pool with adults-only level

• Tennis and pickleball courts, fitness center, playgrounds, and dog park

• Walkable neighborhoods connected by miles of nature trails and paved pathways

• Well-stocked fishing ponds

• Proximity to Tennessee River marinas and Raccoon Mountain Reservoir

• 10 minutes from downtown Chattanooga’s vibrant shopping and dining scene

• 25 minutes from Chattanooga Airport with 10 daily non-stops to major cities

• Easy access to top regional hospitals

Nestled in the mountains just 10 minutes from downtown Chattanooga, Black Creek isn’t just a great place to live: it’s a great way of life.

The Pass, Black Creek’s newest enclave, provides stunning mountaintop living opportunities while still offering the comfort, community, and natural conservation that forms the foundation of Black Creek’s Master Plan. From stunning estates to cozy villas, you’re sure to find a home at The Pass that will fit you perfectly.

Comfortable luxury, a real community, and so much more. Schedule your visit today, and let us show you everything Black Creek has to offer.

Why retire to a few hundred acres when you can really LIVE on 12,000 at Fairfield Glade in the heart of Tennessee? The resort community is perched atop the Cumberland Plateau, the highest point between the Rocky and Smoky mountain ranges, and is bordered by a nature preserve, lending to its immense natural beauty! Fairfield Glade’s elevation attributes to the mild summers with low humidity, and it’s far enough south to avoid extreme winters. The community is also located right off I-40, moments from the city of Crossville and within an easy drive to the metropolitan cities of Nashville, Knoxville, and Chattanooga. Pair all of that with an incredibly low cost of living, and you just might have found the perfect place to call home!

Homes: $300,000 - $800,000 | Homesites: $10,000 - $289,000

7012 Peavine Road | Fairfield Glade, TN 38558 | 800.383.7600 | FairfieldGlade.net

Fairfield Glade Amenities

Golf: Play 90 holes on five courses. Stonehenge Golf Course is home to the Tennessee Women’s Open and the Tennessee Senior Open.

Lakes: Enjoy 11 spring-fed, pristine lakes — two with marinas. No wake rules make it perfect for peaceful enjoyment of fishing, boating, kayaking, and paddleboarding.

Trail System: There are more than 20 miles of both paved and rugged hiking/biking trails within the community and 60 miles within the county.

Racquet Sports: Play on four indoor and four outdoor tennis courts or the eight outdoor and four indoor pickleball courts.

Indoor/outdoor swimming pools, fitness facilities, a hospital satellite office, a grocery store, several restaurants, and a new outdoor amphitheater and biergarten are among the other amenities.